CN109377352A - A kind of wisdom chemical industrial park data increasing letter method based on block chain - Google Patents
A kind of wisdom chemical industrial park data increasing letter method based on block chain Download PDFInfo
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- CN109377352A CN109377352A CN201811243816.1A CN201811243816A CN109377352A CN 109377352 A CN109377352 A CN 109377352A CN 201811243816 A CN201811243816 A CN 201811243816A CN 109377352 A CN109377352 A CN 109377352A
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/03—Credit; Loans; Processing thereof
Abstract
The wisdom chemical industrial park data based on block chain that the invention discloses a kind of increase letter method, and this method includes that the business datum of core enterprise and corresponding upstream and downstream supplier of core enterprise are carried out to uplink operation and verified, and obtain uplink data；Core enterprise applies for credit based on financial institution of the uplink data on chain；Uplink data is pledged credit to core enterprise as data by financial institution；Financial institution makes loans upstream and downstream supplier corresponding to core enterprise according to the credit amount of money of core enterprise；When refund, upstream and downstream supplier directly refunds to financial institution, and financial institution pledges according to refund situation release data.The present invention utilizes block chain by commodity-circulate, information flow, logistics data cochain, keep each order business transparent and air control requirement is carried out according to true order data as it can be seen that meeting financial institution, without guarantee, it can implement the reversed factoring of order financing and freight charges again, and then improve the circulation efficiency of fund.
Description
Technical field
The present invention relates to field of communication technology, in particular to a kind of wisdom chemical industrial park data based on block chain increase letter side
Method.
Background technique
Traditional financing loan is that financial institution is based on external increasing letter, and under the premise of secured, financial institution, which is given, to be awarded
Letter.For enterprise side: it is difficult to increase letter；Increase credit every time and is both needed to parent company or other increase guarantees, excessively cumbersome and difficult, shadow
The business of sound increases.For financial institution: traditional fiduciary loan, it is necessary to based on mortgage or strong credit main body (such as listed company) guarantee
Credit is provided, effective means control use of funds scene and process are lacked.In addition, collecting data by centralization platform, have
Authenticity hidden danger can not meet financial institution's air control requirement very well.
Summary of the invention
The object of the present invention is to provide a kind of, and the wisdom chemical industrial park data based on block chain increase letter method, utilize block chain
The Alliance Network of building makes each order business transparent as it can be seen that meeting finance by commodity-circulate, information flow, logistics data cochain
Mechanism carries out air control requirement according to true order data, without guarantee, the reversed factoring of implementable order financing and freight charges, into one
Walk the circulation efficiency of raising fund.
To achieve the above object, the present invention provides following schemes:
A kind of wisdom chemical industrial park data increasing letter method based on block chain, wisdom chemical industrial park data increase letter method
Include:
By the business datum of the core enterprise in Alliance Network and corresponding upstream and downstream supplier of the core enterprise
Business datum carries out uplink operation and verifies, and obtains uplink data；The Alliance Network is to be built based on block chain technology
One network for getting through body data each in supply chain；The Alliance Network includes block catenary system, financial institution, core
Enterprise and corresponding upstream and downstream supplier of core enterprise；
The financial institution is accessed in the Alliance Network as supervisory node；
The core enterprise applies for credit based on the financial institution of the uplink data on chain；
The uplink data is pledged credit to the core enterprise as data by the financial institution；
The financial institution makes loans upstream and downstream corresponding to the core enterprise according to the credit amount of money of the core enterprise
Supplier；
The upstream and downstream supplier is directly refunded based on the data of making loans recorded on the block catenary system to the finance
Mechanism；
The financial institution discharges the data according to refund situation and pledges.
Optionally, uplink operation is carried out to the business datum by way of the parallel cochain of document.
Optionally, the authenticity of the business datum is verified by the intersection Data Authentication Algorithm in block catenary system.
Optionally, the business datum includes commodity-circulate data, message stream data and logistics data.
Optionally, the business datum used pin business of adopting in uplink operation includes centralized procurement collection pin business and centralized procurement
Distribution business.
Optionally, all uplink datas are provided with timestamp.
Optionally, guarantee the personal secrets of the uplink data in the block catenary system by key management system.
Optionally, the data that the block catenary system is stored are inquired by accessing block chain browser.
Optionally, the Alliance Network is in the base for not influencing existing operation flow and not making an amendment to existing business system
On plinth, by incremental expansion, the penetration tracing management to the transaction chain complete period is realized.
The specific embodiment provided according to the present invention, the invention discloses following technical effects:
The present invention provides a kind of, and the wisdom chemical industrial park data based on block chain increase letter method, and this method includes by core
The business datum of enterprise and corresponding upstream and downstream supplier of core enterprise carry out uplink operation and verify, and obtain uplink data；
Core enterprise applies for credit based on financial institution of the uplink data on chain；Uplink data is pledged as data and is awarded by financial institution
Believe to core enterprise；Financial institution makes loans upstream and downstream supplier corresponding to core enterprise according to the credit amount of money of core enterprise；
When refund, upstream and downstream supplier directly refunds to financial institution, and financial institution pledges according to refund situation release data.The present invention
Using block chain by commodity-circulate, information flow, logistics data cochain, keep each order business transparent as it can be seen that meeting financial institution's root
Air control requirement is carried out according to true order data, without guarantee, and the reversed factoring of order financing and freight charges, Jin Erti can be implemented
The high circulation efficiency of fund.
Detailed description of the invention
It in order to more clearly explain the embodiment of the invention or the technical proposal in the existing technology, below will be to institute in embodiment
Attached drawing to be used is needed to be briefly described, it should be apparent that, the accompanying drawings in the following description is only some implementations of the invention
Example, for those of ordinary skill in the art, without creative efforts, can also obtain according to these attached drawings
Obtain other attached drawings.
Fig. 1 is the flow diagram that the embodiment of the present invention increases letter method based on the wisdom chemical industrial park data of block chain.
Fig. 2 is diagram data of embodiment of the present invention cochain and query process schematic diagram.
Specific embodiment
Following will be combined with the drawings in the embodiments of the present invention, and technical solution in the embodiment of the present invention carries out clear, complete
Site preparation description, it is clear that described embodiments are only a part of the embodiments of the present invention, instead of all the embodiments.It is based on
Embodiment in the present invention, it is obtained by those of ordinary skill in the art without making creative efforts every other
Embodiment shall fall within the protection scope of the present invention.
The object of the present invention is to provide a kind of, and the wisdom chemical industrial park data based on block chain increase letter method, utilize block chain
The Alliance Network of building makes each order business transparent as it can be seen that meeting finance by commodity-circulate, information flow, logistics data cochain
Mechanism carries out air control requirement according to true order data, without guarantee, the reversed factoring of implementable order financing and freight charges, into one
Walk the circulation efficiency of raising fund.
In order to make the foregoing objectives, features and advantages of the present invention clearer and more comprehensible, with reference to the accompanying drawing and specific real
Applying mode, the present invention is described in further detail.
Fig. 1 is the flow diagram that the embodiment of the present invention increases letter method based on the wisdom chemical industrial park data of block chain, such as
Shown in Fig. 1, the wisdom chemical industrial park data provided in an embodiment of the present invention based on block chain increase letter method and specifically include following step
It is rapid:
Step 101: by the corresponding upstream and downstream of the business datum of the core enterprise in Alliance Network and the core enterprise
The business datum of supplier carries out uplink operation and verifies, and obtains uplink data.Wherein, the uplink data is authenticity trade
Data.
The Alliance Network is built one and is got through body data each in supply chain based on block chain technology
Network, to realize the increase and efficiently transmitting of core enterprise's main body credit.The Alliance Network includes block catenary system, financial machine
Structure, core enterprise and corresponding upstream and downstream supplier of core enterprise.
Supply chain management and financial business are related to the participation of inside and outside multiple departments, Suo Youliu in the Alliance Network
Cheng Huanjie is collected and is pushed by information-based operation system, comprising: ERP (Enterprise Resources Plan), TMS (Department of Transportation Management
System), WMS (warehouse management system) etc., block catenary system collects data from these information-based operation systems, to establish each side's letter
Appoint, promote transaction.
The Alliance Network is not influencing existing operation flow, does not make an amendment to existing business system, only does increment expansion
The penetration tracing management to the transaction chain complete period is realized in exhibition.
The business datum includes commodity-circulate data, message stream data and logistics data.
Step 102: the financial institution is accessed in the Alliance Network as supervisory node.
Step 103: the core enterprise applies for credit based on the financial institution of the uplink data on chain.
Step 104: the uplink data is pledged credit to the core enterprise, with generation as data by the financial institution
It is pledged for fixed assets etc..
Step 105: the financial institution makes loans corresponding to the core enterprise according to the credit amount of money of the core enterprise
Upstream and downstream supplier.
Step 106: the upstream and downstream supplier is directly refunded based on the data of making loans recorded on block catenary system to described
Financial institution.
Step 107: the financial institution discharges data according to refund situation and pledges.
Fig. 2 is diagram data of embodiment of the present invention cochain and query process schematic diagram, as shown in Fig. 2, the present invention passes through KMS
(Chinese: key management system) guarantees the personal secrets of the uplink data in block catenary system, in terms of the operation flow on
The authenticity for guaranteeing uplink data by intersecting data verification, makes each order business datum in uplink data is transparent can
See, meet financial institution according to true order business datum and carry out air control requirement, implements the reversed factoring of order financing and freight charges,
The circulation efficiency of fund can be also improved simultaneously.Preferential, the present invention carries out uplink operation by way of the parallel cochain of document.
By access block chain browser can easily inquire the uplink data stored on block catenary system, credit finance with
And make loans data and corresponding state.
Two classes are distributed in adopt pin business predominantly collection acquisition pin and the centralized procurement of business datum uplink operation, are specifically included that
1) uplink data all on block catenary system is both provided with timestamp, guarantees that uplink data can not be distorted；
2) a set of upper layer application is provided on block catenary system, uplink data is presented according to operation flow；
3) a set of data visualization interface, the statistical indicator of intuitive display data are provided on block catenary system.
The beneficial effect that the wisdom chemical industrial park data that the present invention provides a kind of based on block chain increase letter method includes: the
One, existing business is not influenced, in such a way that core business data are using the parallel cochain of document, business datum is write into block chain
In system；Second, using simple, by access block chain browser can easily inquire the data stored on block catenary system and
Its state；Third, it is ensured that encryption is all passed through in data safety, the communication and storage of data；4th, availability of data is high, root
According to business scenario, uplink data standard is targetedly designed；5th, operating index is clearly friendly, can monitor business fortune in real time
The states such as row trend, a possibility that being further designed to digital economy financial derivatives.
To sum up, the present invention is based on block chain building trust data ecology, " chemical chain " can not be usurped by each node cochain
Change data and cross validation proves the authenticity of trade business datum, it is full that financial institution is based on the progress risk control of this trust data
Sufficient demand for loan；The trust data is subsequent or more financial institutions provide air control and support.In addition, the present invention is based on blocks
Data can not be distorted and be innovated on chain, established good data using block chain and increased letter and air control system, integrate financial resources,
For in ecology chemical industry and loglstics enterprise provide actual services loan support, greatly pushed the Fast Persistence of ecological business
The new bank's modality for co-operation for increasing letter based on block chain is opened in development.
Used herein a specific example illustrates the principle and implementation of the invention, and above embodiments are said
It is bright to be merely used to help understand method and its core concept of the invention；At the same time, for those skilled in the art, foundation
Thought of the invention, there will be changes in the specific implementation manner and application range.In conclusion the content of the present specification is not
It is interpreted as limitation of the present invention.
Claims (9)
1. a kind of wisdom chemical industrial park data based on block chain increase letter method, which is characterized in that wisdom chemical industrial park number
Include: according to letter method is increased
By the business datum of the core enterprise in Alliance Network and the business of corresponding upstream and downstream supplier of the core enterprise
Data carry out uplink operation and verify, and obtain uplink data；The Alliance Network is to build one based on block chain technology
The network that body data each in supply chain is got through；The Alliance Network includes block catenary system, financial institution, core enterprise
And corresponding upstream and downstream supplier of core enterprise；
The financial institution is accessed in the Alliance Network as supervisory node；
The core enterprise applies for credit based on the financial institution of the uplink data on chain；
The uplink data is pledged credit to the core enterprise as data by the financial institution；
The financial institution makes loans according to the credit amount of money of the core enterprise and supplies to the corresponding upstream and downstream of the core enterprise
Quotient；
The upstream and downstream supplier is directly refunded based on the data of making loans recorded on the block catenary system to the financial institution；
The financial institution discharges the data according to refund situation and pledges.
2. wisdom chemical industrial park according to claim 1 data increase letter method, which is characterized in that pass through the parallel cochain of document
Mode to the business datum carry out uplink operation.
3. wisdom chemical industrial park according to claim 1 data increase letter method, which is characterized in that by block catenary system
Intersection Data Authentication Algorithm verify the authenticity of the business datum.
4. wisdom chemical industrial park according to claim 1 data increase letter method, which is characterized in that the business datum includes
Commodity-circulate data, message stream data and logistics data.
5. wisdom chemical industrial park according to claim 1 data increase letter method, which is characterized in that the business datum is upper
Used pin business of adopting includes centralized procurement collection pin business and the business of centralized procurement distribution industry when chain operation.
6. wisdom chemical industrial park according to claim 1 data increase letter method, which is characterized in that all cochain numbers
According to being provided with timestamp.
7. wisdom chemical industrial park according to claim 1 data increase letter method, which is characterized in that pass through key management system
Guarantee the personal secrets of the uplink data in the block catenary system.
8. wisdom chemical industrial park according to claim 1 data increase letter method, which is characterized in that clear by access block chain
Device of looking at inquires the data that the block catenary system is stored.
9. wisdom chemical industrial park according to claim 1 data increase letter method, which is characterized in that the Alliance Network is not
On the basis of influencing existing operation flow and not made an amendment to existing business system, by incremental expansion, realize to chain transaction
The penetration tracing management in complete period.
Priority Applications (1)
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| CN201811243816.1A CN109377352A (en) | 2018-10-24 | 2018-10-24 | A kind of wisdom chemical industrial park data increasing letter method based on block chain |
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| CN201811243816.1A CN109377352A (en) | 2018-10-24 | 2018-10-24 | A kind of wisdom chemical industrial park data increasing letter method based on block chain |
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Cited By (7)
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| CN110222939A (en) * | 2019-05-10 | 2019-09-10 | 深圳市艾雷蒙德工业互联网有限公司 | A kind of wisdom supply chain Services Integration management platform system |
| CN110533538A (en) * | 2019-09-02 | 2019-12-03 | 深圳象右看齐网络技术有限公司 | A kind of supply chain financial application method and device based on block chain technology |
| CN111210339A (en) * | 2019-12-31 | 2020-05-29 | 航天信息股份有限公司 | Enterprise credit transfer method and device based on block chain electronic invoice |
| CN111275544A (en) * | 2020-01-22 | 2020-06-12 | 南昌泽诺信息科技有限公司 | Supply chain financial management method and system based on block chain |
| CN112017036A (en) * | 2020-09-02 | 2020-12-01 | 山东振大社区商业中心有限公司 | Community new retail supply chain finance implementation method and device |
| CN112258318A (en) * | 2020-11-03 | 2021-01-22 | 天津理工大学 | Block chain-based enterprise credit increase and financial institution credit granting method and system |
| WO2022094766A1 (en) * | 2020-11-03 | 2022-05-12 | 天津理工大学 | Blockchain-based method and system for enterprise credit enhancement and financial institution credit granting |
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Cited By (7)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN110222939A (en) * | 2019-05-10 | 2019-09-10 | 深圳市艾雷蒙德工业互联网有限公司 | A kind of wisdom supply chain Services Integration management platform system |
| CN110533538A (en) * | 2019-09-02 | 2019-12-03 | 深圳象右看齐网络技术有限公司 | A kind of supply chain financial application method and device based on block chain technology |
| CN111210339A (en) * | 2019-12-31 | 2020-05-29 | 航天信息股份有限公司 | Enterprise credit transfer method and device based on block chain electronic invoice |
| CN111275544A (en) * | 2020-01-22 | 2020-06-12 | 南昌泽诺信息科技有限公司 | Supply chain financial management method and system based on block chain |
| CN112017036A (en) * | 2020-09-02 | 2020-12-01 | 山东振大社区商业中心有限公司 | Community new retail supply chain finance implementation method and device |
| CN112258318A (en) * | 2020-11-03 | 2021-01-22 | 天津理工大学 | Block chain-based enterprise credit increase and financial institution credit granting method and system |
| WO2022094766A1 (en) * | 2020-11-03 | 2022-05-12 | 天津理工大学 | Blockchain-based method and system for enterprise credit enhancement and financial institution credit granting |
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Application publication date: 20190222 |