CN109377231A - A kind of the credits method of commerce and system of supply chain finance - Google Patents
A kind of the credits method of commerce and system of supply chain finance Download PDFInfo
- Publication number
- CN109377231A CN109377231A CN201811517598.6A CN201811517598A CN109377231A CN 109377231 A CN109377231 A CN 109377231A CN 201811517598 A CN201811517598 A CN 201811517598A CN 109377231 A CN109377231 A CN 109377231A
- Authority
- CN
- China
- Prior art keywords
- contract
- credits
- target
- offerings quotient
- core enterprise
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Pending
Links
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
- G06Q20/3827—Use of message hashing
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
- G06Q20/3829—Payment protocols; Details thereof insuring higher security of transaction involving key management
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/04—Trading; Exchange, e.g. stocks, commodities, derivatives or currency exchange
Landscapes
- Business, Economics & Management (AREA)
- Engineering & Computer Science (AREA)
- Accounting & Taxation (AREA)
- Finance (AREA)
- Physics & Mathematics (AREA)
- Strategic Management (AREA)
- General Business, Economics & Management (AREA)
- General Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
- Computer Security & Cryptography (AREA)
- Development Economics (AREA)
- Economics (AREA)
- Marketing (AREA)
- Technology Law (AREA)
- Management, Administration, Business Operations System, And Electronic Commerce (AREA)
Abstract
The invention discloses the credits method of commerce and system of a kind of supply chain finance, this method comprises: when receiving the credits contract transaction request of target offerings quotient, common recognition verifying is carried out to the credits contract, wherein, the credits contract is that the intelligent contract technology of foundation of the target offerings quotient and core enterprise generate；When the authentication succeeds, by block corresponding with the credits contract be sent to the financial institution of each pre-selection；Destination financial mechanism is chosen in each financial institution's node；By target credits contract of the credits assignment of contract between the core enterprise and the destination financial mechanism；When the trigger condition of the target credits contract is triggered, the target credits contract is executed.In above-mentioned process of exchange, credits contract is generated using intelligent contract and is verified using common recognition mechanism, avoids the problem of credits contract needs really to weigh in process of exchange the accrediting amount for being also required to occupy core enterprise repeatedly.
Description
Technical field
The present invention relates to the credits method of commerce of supply chain financial technology field more particularly to a kind of supply chain finance and it is
System.
Background technique
In traditional supply chain finance, for supplier, supply chain finance threshold is higher, can only service core enterprise
Small portion Tier One supplier, the upstream supplier of Tier One supplier hardly result in supply chain financial service.And due to pizzle
Effect, upstream supplier are more prone to produce stock, and the unsmooth situation of fund flow, they have stronger credit requirement.
For core enterprise, the enthusiasm that core enterprise participates in supply chain finance is difficult to transfer.One side supply chain
The credits contract of finance is to be carried out based on bank to the credit of core enterprise, the credits contract in each supply chain finance
The bank line of core enterprise can be occupied.On the other hand, in traditional supply chain finance core enterprise in credits contract
The each transaction being related to needs repeatedly really power, and undertakes certain financial risks.
Summary of the invention
In view of this, the present invention provides the credits method of commerce and system of a kind of supply chain finance, it is existing to solve
The credits contract of each supply chain finance can occupy in the bank line and credits contract of core enterprise in technology
The each transaction being related to needs repeatedly the problem of really power.Concrete scheme is as follows:
A kind of credits method of commerce of supply chain finance, comprising:
When receiving the credits contract transaction request of target offerings quotient, common recognition verifying is carried out to the credits contract,
In, the credits contract is that the intelligent contract technology of foundation of the target offerings quotient and core enterprise generate；
When the authentication succeeds, by block corresponding with the credits contract be sent to the financial institution of each pre-selection；
Destination financial mechanism is chosen in each financial institution's node；
By target credits contract of the credits assignment of contract between the core enterprise and the destination financial mechanism；
When the trigger condition of the target credits contract is triggered, the target credits contract is executed.
Above-mentioned method optionally when receiving the credits contract transaction request of target offerings quotient, closes the credits
About carry out common recognition verifying, comprising:
Judge whether the target offerings quotient is Tier One supplier；
If it is not, obtaining the first credits contract corresponding with the target offerings quotient, wherein the first credits contract is institute
State the credits contract of Target Enterprise and target Tier One supplier corresponding with the target offerings quotient；
By credits contract of the first credits assignment of contract between the core enterprise and the target offerings quotient；
Each common recognition node that the credits contract is sent to target block chain is verified.
Above-mentioned method, optionally, further includes:
When the authentication succeeds, the block is added in the target block chain.
The credits assignment of contract is optionally the core enterprise and the destination financial mechanism by above-mentioned method
Between target credits contract, comprising:
It enables the target offerings quotient be sent to random number and carries out Hash processing to the destination financial mechanism, receive the mesh
Mark the cryptographic Hash of financial institution's feedback；
When the credits assignment of contract for receiving the target offerings quotient is requested, institute is obtained in the destination financial mechanism
State the key of cryptographic Hash；
It is decrypted according to the cryptographic Hash in target offerings quotient described in the key pair, by decrypted result and the random number
It is verified；
When the authentication succeeds, by the credits assignment of contract between the core enterprise and the destination financial mechanism
Target credits contract.
Above-mentioned method optionally when the trigger condition of the target credits contract is triggered, executes the target debt
Weigh contract, comprising:
Obtain the expiration time and contract amount for including in target credits contract；
When reaching the expiration time, the target credits contract is triggered, the core enterprise is enabled to pass through the target
Financial institution, which executes, pays the contract amount.
A kind of credits transaction system of supply chain finance, comprising:
Authentication module, for when receiving the credits contract transaction request of target offerings quotient, to the credits contract into
Row common recognition verifying, wherein the credits contract is that the intelligent contract technology of foundation of the target offerings quotient and core enterprise generate
's；
Sending module, for when the authentication succeeds, a block corresponding with the credits contract being sent to each pre-selection
Financial institution；
Module is chosen, for choosing destination financial mechanism in each financial institution's node；
Transfer the possession of module, for by the credits assignment of contract between the core enterprise and the destination financial mechanism
Target credits contract；
Execution module is closed for when the trigger condition of the target credits contract is triggered, executing the target credits
About.
Above-mentioned system, optionally, the authentication module includes:
Judging unit, for judging whether the target offerings quotient is Tier One supplier；
Acquiring unit is used for if it is not, obtaining corresponding with the target offerings quotient the first credits contract, wherein described the
One credits contract is the credits contract of the Target Enterprise and target Tier One supplier corresponding with the target offerings quotient；
First transfers the possession of unit, for being the core enterprise and the target offerings quotient by the first credits assignment of contract
Between credits contract；
Authentication unit, each common recognition node for the credits contract to be sent to target block chain are verified.
Above-mentioned system, optionally, further includes:
Adding unit, for when the authentication succeeds, the block to be added in the target block chain.
Above-mentioned system, optionally, the transfer module includes:
Processing and receiving unit are carried out for enabling the target offerings quotient be sent to random number to the destination financial mechanism
Hash processing receives the cryptographic Hash of the destination financial mechanism feedback；
First acquisition unit, for when receive the target offerings quotient credits assignment of contract request when, in the mesh
The key of the cryptographic Hash is obtained in mark financial institution；
Decryption and authentication unit will for being decrypted according to the cryptographic Hash in target offerings quotient described in the key pair
Decrypted result is verified with the random number；
Second transfers the possession of unit, for when the authentication succeeds, by the credits assignment of contract be the core enterprise with it is described
Target credits contract between destination financial mechanism.
Above-mentioned system, optionally, the execution module includes:
Second acquisition unit, for obtaining the expiration time and contract amount that include in target credits contract；
Execution unit, for triggering the target credits contract, enabling the core enterprise when reaching the expiration time
It is executed by the destination financial mechanism and pays the contract amount.
Compared with prior art, the present invention includes the following advantages:
The invention discloses the credits method of commerce and system of a kind of supply chain finance, this method comprises: when receiving mesh
When marking the credits contract transaction request of supplier, common recognition verifying is carried out to the credits contract, wherein the credits contract is institute
State the intelligent contract technology generation of foundation of target offerings quotient and core enterprise；When the authentication succeeds, institute and the credits are closed
About corresponding block is sent to the financial institution of each pre-selection；Destination financial machine is chosen in each financial institution's node
Structure；By target credits contract of the credits assignment of contract between the core enterprise and the destination financial mechanism；Work as institute
When stating the trigger condition of target credits contract and being triggered, the target credits contract is executed.In above-mentioned process of exchange, credits are closed
It is about generated using intelligent contract and is verified using common recognition mechanism, avoided credits contract and needed repeatedly in process of exchange
Really power is also required to the problem of occupying the accrediting amount of core enterprise.
Detailed description of the invention
In order to more clearly explain the embodiment of the invention or the technical proposal in the existing technology, to embodiment or will show below
There is attached drawing needed in technical description to be briefly described, it should be apparent that, the accompanying drawings in the following description is only this
Some embodiments of invention for those of ordinary skill in the art without creative efforts, can be with
It obtains other drawings based on these drawings.
Fig. 1 is a kind of credits method of commerce flow chart of supply chain finance disclosed in the embodiment of the present application；
Fig. 2 is a kind of another method flow diagram of credits method of commerce of supply chain finance disclosed in the embodiment of the present application；
Fig. 3 is a kind of another method flow diagram of credits method of commerce of supply chain finance disclosed in the embodiment of the present application；
Fig. 4 is a kind of another method flow diagram of credits method of commerce of supply chain finance disclosed in the embodiment of the present application；
Fig. 5 is a kind of credits transaction system structural block diagram of supply chain finance disclosed in the embodiment of the present application.
Specific embodiment
Following will be combined with the drawings in the embodiments of the present invention, and technical solution in the embodiment of the present invention carries out clear, complete
Site preparation description, it is clear that described embodiments are only a part of the embodiments of the present invention, instead of all the embodiments.It is based on
Embodiment in the present invention, it is obtained by those of ordinary skill in the art without making creative efforts every other
Embodiment shall fall within the protection scope of the present invention.
The foregoing description of the disclosed embodiments enables those skilled in the art to implement or use the present invention.
Various modifications to these embodiments will be readily apparent to those skilled in the art, as defined herein
General Principle can be realized in other embodiments without departing from the spirit or scope of the present invention.Therefore, of the invention
It is not intended to be limited to the embodiments shown herein, and is to fit to and the principles and novel features disclosed herein phase one
The widest scope of cause.
The invention discloses the credits method of commerce and system of a kind of supply chain finance, apply the credits in supply chain finance
In process of exchange, wherein supply chain finance is a kind of financier served between upstream and downstream supplier of supply chain core enterprise
Formula, wherein the supplier of the core enterprise can be Tier One supplier, second level supplier, three-level supplier or others
Supplier, in the embodiment of the present invention, to debt by taking the supplier of core enterprise is associated with Tier One supplier and upstream supplier as an example
Power process of exchange is illustrated, the upstream supplier can for second level supplier, second level supplier and three-level supplier or
The combination of the supplier of other ranks.The execution process of the method for commerce as shown in Figure 1, comprising steps of
S101, when receiving the credits contract transaction request of target offerings quotient, to the credits contract carry out common recognition test
Card, wherein the credits contract is that the intelligent contract technology of foundation of the target offerings quotient and core enterprise generate；
In the embodiment of the present invention, the target offerings quotient is the supplier for currently initiating credits contract transaction request,
It can may be upstream supplier for Tier One supplier, obtain in target block chain corresponding with the target offerings quotient
Node with each common recognition permission verifies the credits contract, wherein the verification method for mechanism of knowing together can be work
Proved as amount, equity proves, share authorisation verification mechanism, auspicious wave common recognition algorithm obtain it is other it is preferred common recognition algorithms in one
Kind.
S102, when the authentication succeeds, by block corresponding with the credits contract be sent to the financial machine of each pre-selection
Structure；
In the embodiment of the present invention, when credits contract verifying at when, obtain corresponding with credits contract transaction and advise
Then, credits contract described in the trading rules is integrated into a block, it is preferred that the block can be Hash block, obtain
The ID is sent to the financial institution of each pre-selection by the ID of the block, wherein the financial institution of each pre-selection is institute
State the preferred financial institution that can be traded of core enterprise's selection.If when the credits contract authentication failed, abandoning described
Transaction request.
S103, destination financial mechanism is chosen in each financial institution's node；
In the embodiment of the present invention, destination financial mechanism is chosen in each financial institution can be according to each financial machine
The priority of structure is chosen, and can also be chosen according to the trading rules in credits contract or by the financial machine of default
Structure can also choose destination financial mechanism or other preferred selection sides according to actual conditions as the destination financial mechanism
Method.
S104, the target credits by the credits assignment of contract between the core enterprise and the destination financial mechanism
Contract；
In the embodiment of the present invention, the credits contract is usually the core enterprise and the Tier One supplier or described
Therefore credits relationship between upstream supplier after the destination financial mechanism has been determined, needs that the credits will be closed
About transfer the possession of the target credits contract between the core enterprise and the destination financial mechanism, wherein the target credits are closed
About it can be the same or different with the contract amount in the credits contract.
S105, when the trigger condition of the target credits contract is triggered, execute the target credits contract.
In the embodiment of the present invention, whether the trigger condition for detecting the target credits contract meets triggering requirement, when described
When trigger condition meets triggering requirement, the target credits contract is triggered, executes the target credits contract, if the target debt
When the trigger condition of power contract is unsatisfactory for triggering requirement, whether the trigger condition for persistently detecting the target credits contract meets touching
Hair requires.
The invention discloses a kind of credits method of commerce of supply chain finance, comprising: when the debt for receiving target offerings quotient
When weighing contract transaction request, common recognition verifying is carried out to the credits contract, wherein the credits contract is the target offerings quotient
It is generated with the intelligent contract technology of foundation of core enterprise；When the authentication succeeds, by institute's block corresponding with the credits contract
It is sent to the financial institution of each pre-selection；Destination financial mechanism is chosen in each financial institution's node；By the credits
Target credits contract of the assignment of contract between the core enterprise and the destination financial mechanism；When the target credits contract
Trigger condition when being triggered, execute the target credits contract.In above-mentioned process of exchange, credits contract is using intelligent contract
It generates and is verified using common recognition mechanism, avoid credits contract and need really to weigh repeatedly in process of exchange and be also required to occupy
The problem of accrediting amount of core enterprise.
In the embodiment of the present invention, when receiving the credits contract transaction request of target offerings quotient, to the credits contract
Carry out common recognition verifying method flow as shown in Fig. 2, comprising steps of
S201, judge whether the target offerings quotient is Tier One supplier；
In the embodiment of the present invention, judge whether the target offerings quotient is that Tier One supplier can be by knowing
Not, wherein different marks represents the supplier of different stage, and the mark can be with are as follows: number, letter, number or other
Preferred mark；Area can also be carried out by the data classified belonging to the target offerings quotient according to supplier's rank
Point.
S202, if it is not, obtaining corresponding with the target offerings quotient the first credits contract, wherein the first credits conjunction
The credits contract of the about described Target Enterprise and target Tier One supplier corresponding with the target offerings quotient；
In the embodiment of the present invention, if the target offerings quotient is not Tier One supplier, the target offerings quotient is upstream
Supplier, needs to carry out the transfer of credits contract, and under default situations, the core enterprise and Tier One supplier are using intelligent contract
Technology generates credits contract, and therefore, it is necessary to difference target Tier One suppliers corresponding with the target offerings quotient, obtain the core
Heart enterprise the first credits contract corresponding with the target Tier One supplier；The target offerings quotient is that Tier One supplier is directly right
Credits contract between the core enterprise and the target offerings quotient is handled.
S203, credits of the first credits assignment of contract between the core enterprise and the target offerings quotient are closed
About；
In the embodiment of the present invention, the core enterprise signs to the first credits contract using its private key, by its public affairs
Key is sent to the target Tier One supplier, and the target Tier One supplier sends one group of random number to the target offerings quotient,
The upstream supplier carries out Hash processing to random number, generates cryptographic Hash, the cryptographic Hash is fed back to the target level-one
Supplier, the target Tier One supplier request the core enterprise to transfer the possession of the first credits contract to the target offerings
Credits contract between the core enterprise of generation and the target offerings quotient is sent to the mesh by quotient, the core enterprise
Supplier is marked, and obtains the key of the cryptographic Hash in S202, the key is returned into the target Tier One supplier, if described
It is the core enterprise by the first credits assignment of contract after target Tier One supplier and the target offerings quotient Signature Confirmation
With the credits contract between the target offerings quotient, wherein the contract amount of the first credits contract and the credits contract
It can be different.
S204, each common recognition node that the credits contract is sent to target block chain are verified.
In the embodiment of the present invention, the credits contract is sent to the target block chain using corresponding formula algorithm
Each common recognition node is verified.
In the embodiment of the present invention, by the credits assignment of contract between the core enterprise and the destination financial mechanism
Target credits contract method flow as shown in figure 3, comprising steps of
S301, enable the target offerings quotient be sent to random number to the destination financial mechanism carry out Hash processing, receive
The cryptographic Hash of the destination financial mechanism feedback；
In the embodiment of the present invention, enables the target offerings quotient be sent to random number and carry out Hash to the destination financial mechanism
Processing, the cryptographic Hash that the destination financial mechanism handles Hash feed back to the target offerings quotient.
S302, when receive the target offerings quotient credits assignment of contract request when, in the destination financial mechanism
Obtain the key of the cryptographic Hash；
In the embodiment of the present invention, when the credits assignment of contract for receiving the target offerings quotient is requested, by the credits
Assignment of contract obtains the Kazakhstan in the destination financial mechanism between the core enterprise and the destination financial mechanism
The key of uncommon value.
S303, be decrypted according to the cryptographic Hash in target offerings quotient described in the key pair, by decrypted result with it is described
Random number is verified；
It in the embodiment of the present invention, is decrypted, will decrypt according to the cryptographic Hash in target offerings quotient described in the key pair
The random number that obtained random number is initially sent with the target offerings quotient is verified, and whether both verifyings are identical.
The credits assignment of contract is the core enterprise and the destination financial mechanism by S304, when the authentication succeeds
Between target credits contract.
The credits assignment of contract is when the authentication succeeds the core enterprise and the target by the embodiment of the present invention
Target credits contract between financial institution；Conversely, abandoning the transfer of this bond indenture.
In the embodiment of the present invention, when the trigger condition of the target credits contract is triggered, the target credits are executed
The method flow of contract as shown in figure 4, comprising steps of
S401, the expiration time and contract amount for including in target credits contract are obtained；
In the embodiment of the present invention, the target credits contract is parsed, obtains expiring of including in the target credits contract
Time and contract amount.
S402, when reaching the expiration time, trigger the target credits contract, enable the core enterprise pass through described
Destination financial mechanism, which executes, pays the contract amount.
In the embodiment of the present invention, get Date at interval of preset duration, when reaching the expiration time, triggering
The target credits contract enables the core enterprise execute by the destination financial mechanism and pays the contract amount to correspondence
Supplier, wherein the selection of the preset duration can empirically be worth or be set according to actual conditions.
In the embodiment of the present invention, based on above-mentioned method of commerce, a kind of credits transaction system of supply chain finance is additionally provided
System, the structural block diagram of the transaction system are as shown in Figure 5, comprising:
Authentication module 501, sending module 502 choose module 503, transfer the possession of module 504 and execution module 505.
Wherein,
The authentication module 501, for when receiving the credits contract transaction request of target offerings quotient, to the credits
Contract carries out common recognition verifying, wherein the credits contract is the intelligent contract skill of foundation of the target offerings quotient and core enterprise
What art generated；
The sending module 502, for when the authentication succeeds, a block corresponding with the credits contract to be sent to respectively
The financial institution of a pre-selection；
The selection module 503, for choosing destination financial mechanism in each financial institution's node；
The transfer module 504, for being the core enterprise and the destination financial machine by the credits assignment of contract
Target credits contract between structure；
The execution module 505, for executing the target when the trigger condition of the target credits contract is triggered
Credits contract.
The invention discloses a kind of credits transaction systems of supply chain finance, comprising: when the debt for receiving target offerings quotient
When weighing contract transaction request, common recognition verifying is carried out to the credits contract, wherein the credits contract is the target offerings quotient
It is generated with the intelligent contract technology of foundation of core enterprise；When the authentication succeeds, by institute's block corresponding with the credits contract
It is sent to the financial institution of each pre-selection；Destination financial mechanism is chosen in each financial institution's node；By the credits
Target credits contract of the assignment of contract between the core enterprise and the destination financial mechanism；When the target credits contract
Trigger condition when being triggered, execute the target credits contract.In above-mentioned process of exchange, credits contract is using intelligent contract
It generates and is verified using common recognition mechanism, avoid credits contract and need really to weigh repeatedly in process of exchange and be also required to occupy
The problem of accrediting amount of core enterprise.
In the embodiment of the present invention, the authentication module 501 includes:
Judging unit 506, acquiring unit 507, first transfer the possession of unit 508 and authentication unit 509.
Wherein,
The judging unit 506, for judging whether the target offerings quotient is Tier One supplier；
The acquiring unit 507 is used for if it is not, obtaining the first credits contract corresponding with the target offerings quotient, wherein
The first credits contract is the Target Enterprise and the credits conjunction of target Tier One supplier corresponding with the target offerings quotient
About；
Described first transfers the possession of unit 508, for being the core enterprise and the mesh by the first credits assignment of contract
Mark the credits contract between supplier；
The authentication unit 509, each common recognition node for the credits contract to be sent to target block chain carry out
Verifying.
In the embodiment of the present invention, the authentication module further include: adding unit 510.
Wherein,
The adding unit 510, for when the authentication succeeds, the block to be added in the target block chain.
In the embodiment of the present invention, the transfer module 504 includes:
Processing and receiving unit 511, first acquisition unit 512, decryption and authentication unit 513 and second transfer the possession of unit 514.
Wherein,
The processing and receiving unit 511, for enabling the target offerings quotient be sent to random number to the destination financial
Mechanism carries out Hash processing, receives the cryptographic Hash of the destination financial mechanism feedback；
The first acquisition unit 512, for when receive the target offerings quotient credits assignment of contract request when,
The key of the cryptographic Hash is obtained in the destination financial mechanism；
The decryption and authentication unit 513, for being carried out according to the cryptographic Hash in target offerings quotient described in the key pair
Decryption, decrypted result and the random number are verified；
Described second transfers the possession of unit 514, for being the core enterprise by the credits assignment of contract when the authentication succeeds
Target credits contract between the destination financial mechanism.
In the embodiment of the present invention, the execution module 505 includes:
Second acquisition unit 515 and execution unit 516.
Wherein,
The second acquisition unit 515, for obtaining the expiration time and contract amount that include in target credits contract；
The execution unit 516 triggers the target credits contract for when reaching the expiration time, described in order
Core enterprise is executed by the destination financial mechanism and pays the contract amount.
It should be noted that all the embodiments in this specification are described in a progressive manner, each embodiment weight
Point explanation is the difference from other embodiments, and the same or similar parts between the embodiments can be referred to each other.
For device class embodiment, since it is basically similar to the method embodiment, so being described relatively simple, related place ginseng
See the part explanation of embodiment of the method.
Finally, it is to be noted that, herein, relational terms such as first and second and the like be used merely to by
One entity or operation are distinguished with another entity or operation, without necessarily requiring or implying these entities or operation
Between there are any actual relationship or orders.Moreover, the terms "include", "comprise" or its any other variant meaning
Covering non-exclusive inclusion, so that the process, method, article or equipment for including a series of elements not only includes that
A little elements, but also including other elements that are not explicitly listed, or further include for this process, method, article or
The intrinsic element of equipment.In the absence of more restrictions, the element limited by sentence "including a ...", is not arranged
Except there is also other identical elements in the process, method, article or apparatus that includes the element.
For convenience of description, it is divided into various units when description apparatus above with function to describe respectively.Certainly, implementing this
The function of each unit can be realized in the same or multiple software and or hardware when invention.
As seen through the above description of the embodiments, those skilled in the art can be understood that the present invention can
It realizes by means of software and necessary general hardware platform.Based on this understanding, technical solution of the present invention essence
On in other words the part that contributes to existing technology can be embodied in the form of software products, the computer software product
It can store in storage medium, such as ROM/RAM, magnetic disk, CD, including some instructions are used so that a computer equipment
(can be personal computer, server or the network equipment etc.) executes the certain of each embodiment or embodiment of the invention
Method described in part.
The credits method of commerce and system of a kind of supply chain finance provided by the present invention are described in detail above,
Used herein a specific example illustrates the principle and implementation of the invention, and the explanation of above embodiments is only used
In facilitating the understanding of the method and its core concept of the invention；At the same time, for those skilled in the art, according to the present invention
Thought, there will be changes in the specific implementation manner and application range, in conclusion the content of the present specification should not be construed as
Limitation of the present invention.
Claims (10)
1. a kind of credits method of commerce of supply chain finance characterized by comprising
When receiving the credits contract transaction request of target offerings quotient, common recognition verifying is carried out to the credits contract, wherein institute
The intelligent contract technology of foundation that credits contract is the target offerings quotient and core enterprise is stated to generate；
When the authentication succeeds, by block corresponding with the credits contract be sent to the financial institution of each pre-selection；
Destination financial mechanism is chosen in each financial institution's node；
By target credits contract of the credits assignment of contract between the core enterprise and the destination financial mechanism；
When the trigger condition of the target credits contract is triggered, the target credits contract is executed.
2. the method according to claim 1, wherein when the credits contract transaction request for receiving target offerings quotient
When, common recognition verifying is carried out to the credits contract, comprising:
Judge whether the target offerings quotient is Tier One supplier；
If it is not, obtaining the first credits contract corresponding with the target offerings quotient, wherein the first credits contract is the mesh
Mark the credits contract of enterprise and target Tier One supplier corresponding with the target offerings quotient；
By credits contract of the first credits assignment of contract between the core enterprise and the target offerings quotient；
Each common recognition node that the credits contract is sent to target block chain is verified.
3. according to the method described in claim 2, it is characterized by further comprising:
When the authentication succeeds, the block is added in the target block chain.
4. the method according to claim 1, wherein being the core enterprise and institute by the credits assignment of contract
State the target credits contract between destination financial mechanism, comprising:
It enables the target offerings quotient be sent to random number and carries out Hash processing to the destination financial mechanism, receive the target gold
Melt the cryptographic Hash of mechanism feedback；
When the credits assignment of contract for receiving the target offerings quotient is requested, the Kazakhstan is obtained in the destination financial mechanism
The key of uncommon value；
It is decrypted according to the cryptographic Hash in target offerings quotient described in the key pair, decrypted result and the random number is carried out
Verifying；
When the authentication succeeds, the target by the credits assignment of contract between the core enterprise and the destination financial mechanism
Credits contract.
5. the method according to claim 1, wherein the trigger condition when the target credits contract is triggered
When, execute the target credits contract, comprising:
Obtain the expiration time and contract amount for including in target credits contract；
When reaching the expiration time, the target credits contract is triggered, the core enterprise is enabled to pass through the destination financial
Mechanism, which executes, pays the contract amount.
6. a kind of credits transaction system of supply chain finance characterized by comprising
Authentication module, for being total to the credits contract when receiving the credits contract transaction request of target offerings quotient
Know verifying, wherein the credits contract is that the intelligent contract technology of foundation of the target offerings quotient and core enterprise generate；
Sending module, for when the authentication succeeds, by block corresponding with the credits contract be sent to the gold of each pre-selection
Melt mechanism；
Module is chosen, for choosing destination financial mechanism in each financial institution's node；
Module is transferred the possession of, for the target by the credits assignment of contract between the core enterprise and the destination financial mechanism
Credits contract；
Execution module, for executing the target credits contract when the trigger condition of the target credits contract is triggered.
7. system according to claim 6, which is characterized in that the authentication module includes:
Judging unit, for judging whether the target offerings quotient is Tier One supplier；
Acquiring unit is used for if it is not, obtaining the first credits contract corresponding with the target offerings quotient, wherein first debt
Weigh the credits contract that contract is the Target Enterprise and target Tier One supplier corresponding with the target offerings quotient；
First transfers the possession of unit, is used for the first credits assignment of contract between the core enterprise and the target offerings quotient
Credits contract；
Authentication unit, each common recognition node for the credits contract to be sent to target block chain are verified.
8. system according to claim 7, which is characterized in that further include:
Adding unit, for when the authentication succeeds, the block to be added in the target block chain.
9. system according to claim 6, which is characterized in that the transfer module includes:
Processing and receiving unit carry out Hash to the destination financial mechanism for enabling the target offerings quotient be sent to random number
Processing receives the cryptographic Hash of the destination financial mechanism feedback；
First acquisition unit, for when the credits assignment of contract for receiving the target offerings quotient is requested, in target gold
Melt the key that the cryptographic Hash is obtained in mechanism；
Decryption and authentication unit will be decrypted for being decrypted according to the cryptographic Hash in target offerings quotient described in the key pair
As a result it is verified with the random number；
Second transfers the possession of unit, for being the core enterprise and the target by the credits assignment of contract when the authentication succeeds
Target credits contract between financial institution.
10. system according to claim 6, which is characterized in that the execution module includes:
Second acquisition unit, for obtaining the expiration time and contract amount that include in target credits contract；
Execution unit, for triggering the target credits contract, the core enterprise being enabled to pass through when reaching the expiration time
The destination financial mechanism, which executes, pays the contract amount.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201811517598.6A CN109377231A (en) | 2018-12-12 | 2018-12-12 | A kind of the credits method of commerce and system of supply chain finance |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201811517598.6A CN109377231A (en) | 2018-12-12 | 2018-12-12 | A kind of the credits method of commerce and system of supply chain finance |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN109377231A true CN109377231A (en) | 2019-02-22 |
Family
ID=65373506
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201811517598.6A Pending CN109377231A (en) | 2018-12-12 | 2018-12-12 | A kind of the credits method of commerce and system of supply chain finance |
Country Status (1)
| Country | Link |
|---|---|
| CN (1) | CN109377231A (en) |
Cited By (4)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN110264173A (en) * | 2019-05-30 | 2019-09-20 | 银清科技(北京)有限公司 | Bilateral business accounting method and node apparatus based on block chain |
| CN110473108A (en) * | 2019-09-16 | 2019-11-19 | 北京京东振世信息技术有限公司 | Contract generation method and device based on block chain |
| CN110737721A (en) * | 2019-09-25 | 2020-01-31 | 中信梧桐港供应链管理有限公司 | Receivable account transfer financing method and device based on block chain architecture |
| CN111667364A (en) * | 2019-03-07 | 2020-09-15 | 安徽海汇金融投资集团有限公司 | Receivable account and debt right transfer system and method based on regional chain |
Citations (5)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| US20160189155A1 (en) * | 2014-12-24 | 2016-06-30 | Alibaba Group Holding Limited | Transaction Information Processing Method and Apparatus |
| CN107025602A (en) * | 2017-02-24 | 2017-08-08 | 杭州象链网络技术有限公司 | A kind of financial asset transaction system construction method based on alliance's chain |
| CN107464118A (en) * | 2017-08-16 | 2017-12-12 | 济南浪潮高新科技投资发展有限公司 | A kind of data trade method based on block chain intelligence contract |
| CN108256859A (en) * | 2018-01-02 | 2018-07-06 | 中国工商银行股份有限公司 | Financial product transaction common recognition method, node and system based on block chain |
| CN108833398A (en) * | 2018-06-08 | 2018-11-16 | 浙江超脑时空科技有限公司 | A kind of block chain intelligence contract update method, device and equipment |
-
2018
- 2018-12-12 CN CN201811517598.6A patent/CN109377231A/en active Pending
Patent Citations (5)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| US20160189155A1 (en) * | 2014-12-24 | 2016-06-30 | Alibaba Group Holding Limited | Transaction Information Processing Method and Apparatus |
| CN107025602A (en) * | 2017-02-24 | 2017-08-08 | 杭州象链网络技术有限公司 | A kind of financial asset transaction system construction method based on alliance's chain |
| CN107464118A (en) * | 2017-08-16 | 2017-12-12 | 济南浪潮高新科技投资发展有限公司 | A kind of data trade method based on block chain intelligence contract |
| CN108256859A (en) * | 2018-01-02 | 2018-07-06 | 中国工商银行股份有限公司 | Financial product transaction common recognition method, node and system based on block chain |
| CN108833398A (en) * | 2018-06-08 | 2018-11-16 | 浙江超脑时空科技有限公司 | A kind of block chain intelligence contract update method, device and equipment |
Cited By (5)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN111667364A (en) * | 2019-03-07 | 2020-09-15 | 安徽海汇金融投资集团有限公司 | Receivable account and debt right transfer system and method based on regional chain |
| CN110264173A (en) * | 2019-05-30 | 2019-09-20 | 银清科技(北京)有限公司 | Bilateral business accounting method and node apparatus based on block chain |
| CN110473108A (en) * | 2019-09-16 | 2019-11-19 | 北京京东振世信息技术有限公司 | Contract generation method and device based on block chain |
| CN110473108B (en) * | 2019-09-16 | 2023-09-01 | 北京京东振世信息技术有限公司 | Method and device for generating contracts based on block chain |
| CN110737721A (en) * | 2019-09-25 | 2020-01-31 | 中信梧桐港供应链管理有限公司 | Receivable account transfer financing method and device based on block chain architecture |
Similar Documents
| Publication | Publication Date | Title |
|---|---|---|
| CN108256859B (en) | Financial product transaction consensus method, node and system based on block chain | |
| US11568457B2 (en) | Control method, controller, data structure, and electric power transaction system | |
| US11102279B2 (en) | System for external validation of private-to-public transition protocols | |
| WO2020211462A1 (en) | Blockchain-based service data chaining method and system | |
| CN109377231A (en) | A kind of the credits method of commerce and system of supply chain finance | |
| US10713630B2 (en) | Apparatus and method for purchasing a product using an electronic device | |
| CN107844978A (en) | A kind of staple commodities transaction processing method and system based on block chain | |
| CN110226177A (en) | The method of payment gateway service is provided using the agreement based on UTXO and utilizes its server | |
| JP2016219014A (en) | Resource transfer system | |
| JP7157615B2 (en) | Control method, controller and power trading system | |
| CN112328689A (en) | Universal asset business ecosystem based on block chain | |
| CN108647965A (en) | Across chain method of commerce, device, storage medium and electronic equipment | |
| CN108352021A (en) | The method and system collected and reported for authentication data associated with online transaction | |
| JP6457391B2 (en) | Method and system for distributing data streams | |
| CA2719112A1 (en) | Payment processing system trusted agent identification | |
| CN111417945B (en) | Credible insurance letter based on block chain | |
| US20220076246A1 (en) | Method, system, and computer readable medium for transferring cryptographic tokens | |
| CN112488725B (en) | Private authorized transfer method, device and storage medium | |
| CN108140190A (en) | For monitoring the system and method to the transaction authentication of payment network | |
| CN108701326A (en) | Interim common recognition network in resource transfers system | |
| CN111986022A (en) | Transaction quota processing method and system based on block chain and each node | |
| CN101356776A (en) | Efficient method and system for secure business-to-business transaction | |
| US20190122297A1 (en) | Method for Hybrid currency and Volatility risk hedged currency | |
| Hukkinen | Reducing blockchain transaction costs in a distributed energy market application | |
| CN110852891B (en) | Data processing method and device based on rolling stock and readable storage medium |
Legal Events
| Date | Code | Title | Description |
|---|---|---|---|
| PB01 | Publication | ||
| PB01 | Publication | ||
| SE01 | Entry into force of request for substantive examination | ||
| SE01 | Entry into force of request for substantive examination | ||
| RJ01 | Rejection of invention patent application after publication |
Application publication date: 20190222 |
|
| RJ01 | Rejection of invention patent application after publication |