CN109308770B - Bank data processing method, device and system - Google Patents

Bank data processing method, device and system Download PDF

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Publication number
CN109308770B
CN109308770B CN201710620245.8A CN201710620245A CN109308770B CN 109308770 B CN109308770 B CN 109308770B CN 201710620245 A CN201710620245 A CN 201710620245A CN 109308770 B CN109308770 B CN 109308770B
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bandwidth
number file
transmission channel
data transmission
data processing
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CN109308770A (en
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李钢
仪洪彪
李德逸
曹孔强
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Weihai Xinbeiyang Rongxin Science & Technology Co ltd
Shandong New Beiyang Information Technology Co Ltd
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Weihai Xinbeiyang Rongxin Science & Technology Co ltd
Shandong New Beiyang Information Technology Co Ltd
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Priority to CN201710620245.8A priority Critical patent/CN109308770B/en
Priority to PCT/CN2018/096630 priority patent/WO2019019966A1/en
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    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F19/00Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
    • G07F19/20Automatic teller machines [ATMs]
    • G07F19/211Software architecture within ATMs or in relation to the ATM network
    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F19/00Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines

Abstract

The invention provides a bank data processing method, a device and a system. The device includes: the device comprises a data receiving module, a data processing module, a bandwidth allocation module and a data sending module; the data receiving module receives the prefix number file and the service information; the data processing module carries out association processing on the prefix number file and the service information to generate a prefix number file name; the data sending module transmits the name of the prefix number file in a first bandwidth and transmits the prefix number file in a second bandwidth; the first bandwidth is set for real-time transmission of the crown-number filename. The method and the system have the advantages that the crown word number file is associated with the service information, and the generated crown word number file name is transmitted in real time in a first bandwidth, so that the crown word number file is ensured to be recorded in a server in time; and transmitting the prefix number file by using the second bandwidth, and adjusting the second bandwidth or the size of the second bandwidth according to the size of the bank cash business volume, thereby ensuring the quick transmission of the prefix number file under the condition of not influencing the working efficiency of the financial institution.

Description

Bank data processing method, device and system
Technical Field
The invention relates to the technical field of application of computers in financial systems, in particular to a bank data processing method, device and system.
Background
In order to monitor paper currency circulation, track counterfeit money, reduce disputes of depositing and withdrawing services, etc., in recent years, the central bank requires that each large bank records the paper currency prefix number information of each service during cash services such as counter cash transaction, ATM cash transaction, paper currency sorting and bundling, etc., and uploads the prefix number file containing the paper currency prefix number information to the management server in time, the management server stores the prefix number file, and the prefix number file name is recorded in the prefix number file list for subsequent service inquiry.
When a bank executes cash services such as an ATM cash dispensing service and a paper currency circulation service, the information of the serial number of the paper currency involved in the service needs to be inquired in real time in a serial number file list of a management server so as to monitor and trace the service. However, each crown-word number file includes crown-word numbers of tens or even 1000 banknotes of a cash transaction, and the crown-word number of each banknote includes at least 10 characters and at least 10 character pictures, and thus, the data volume of the crown-word number file is enormous. Limited by network bandwidth, if the serial number file is transmitted in real time, the load of the bank network is greatly increased, network congestion is caused, the working efficiency of the bank is reduced, and even the normal operation of the bank business is hindered in serious conditions. If the serial number file is not transmitted in real time, the serial number file name cannot be recorded in the serial number file list of the management server in time, so that the serial number file of the paper money of the service cannot be inquired subsequently, and the subsequent service is hindered.
Aiming at the problems that the work efficiency of a financial institution is reduced by transmitting the serial number information in real time in the prior art, and cash business continuation is influenced by non-real-time transmission, an effective solution is not provided.
Disclosure of Invention
In view of this, an object of the embodiments of the present invention is to provide a method, an apparatus, and a system for processing bank data, which can solve the problem in the prior art that the real-time transmission of the serial number information reduces the work efficiency of the financial institution, and the continuous operation of the cash business is affected by the real-time transmission.
In a first aspect, an embodiment of the present invention provides a bank data processing apparatus, including: the device comprises a data receiving module, a data processing module, a bandwidth allocation module and a data sending module;
the data receiving module is used for receiving the prefix number file and the service information;
the data processing module is used for performing association processing on the prefix number file and the service information to generate a prefix number file name;
the data sending module is used for transmitting the file name of the crown word number to a management server through a first data transmission channel by using a first bandwidth; transmitting the crown word number file to a management server through a second data transmission channel by using a second bandwidth; wherein the first bandwidth is set for real-time transmission of the prefix number filename;
the bandwidth allocation module is configured to allocate the first bandwidth to the first data transmission channel and allocate the second bandwidth to the second data transmission channel.
With reference to the first aspect, an embodiment of the present invention provides a first possible implementation manner of the first aspect, where: the bandwidth allocation module is specifically configured to:
distributing the second bandwidth to the second data transmission channel according to a pre-stored corresponding relation table of time periods and bandwidths and the current time;
or, according to a pre-stored corresponding relation table of time periods and bandwidths and the current time, allocating the first bandwidth for the first data transmission channel;
or, according to a pre-stored corresponding relation table of time period and bandwidth adjustment ratio and the current time, allocating the second bandwidth to the second data transmission channel;
or, according to a pre-stored corresponding relation table of time period and bandwidth adjustment ratio and the current time, or allocating the first bandwidth to the first data transmission channel;
or, according to a pre-stored cash traffic and bandwidth corresponding relation table and the current cash traffic, allocating the second bandwidth to the second data transmission channel;
or, according to a pre-stored cash traffic and bandwidth corresponding relation table and the current cash traffic, allocating the first bandwidth to the first data transmission channel;
or, according to a pre-stored cash traffic and bandwidth adjustment comparison corresponding relation table and the current cash traffic, allocating the second bandwidth to the second data transmission channel;
or, the first bandwidth is allocated to the first data transmission channel according to a pre-stored cash traffic and bandwidth adjustment comparison corresponding relation table and the current cash traffic.
With reference to the first aspect, an embodiment of the present invention provides a second possible implementation manner of the first aspect, where: the prefix number file includes: crown word number information and auxiliary information;
the data processing module is specifically configured to:
extracting auxiliary information in the crown word number file;
and merging the service information and the auxiliary information to generate a name character string, and taking the name character string as the name of the prefix number file.
With reference to the first aspect, an embodiment of the present invention provides a third possible implementation manner of the first aspect, where: the merging the service information and the auxiliary information to generate a name character string, and after the name character string is used as the name of the crown word number file, the method further includes:
renaming the prefix number file using the prefix number file name.
In a second aspect, an embodiment of the present invention further provides a bank data processing system, including: the management server is arranged at a bank head office, and the branch data processing subsystems are respectively arranged at different branches of the bank;
each branch line data processing subsystem comprises: the bank data processing device comprises a bank data processing device and at least one cash processing terminal;
a first data transmission channel and a second data transmission channel are arranged between the bank data processing device and the management server;
the cash processing terminal is used for processing cash business and generating a crown word number file and business information; transmitting the crown word number file and the service information to the bank data processing device;
the bank data processing device is used for receiving the crown word number file and the business information transmitted by the cash processing terminal; performing association processing on the prefix number file and the service information to generate a prefix number file name; the first bandwidth is distributed to the first data transmission channel, and the second bandwidth is distributed to the second data transmission channel; transmitting the crown number filename to the management server through the first data transmission channel at the first bandwidth; transmitting the crown word number file through the management server through the second data transmission channel at the second bandwidth; the first bandwidth is set for real-time transmission of a crown number filename;
and the management server is used for receiving the name of the crown number file through the first data transmission channel and receiving the crown number file through the second data transmission channel.
With reference to the second aspect, an embodiment of the present invention provides a first possible implementation manner of the second aspect, where: the bank data processing device is specifically configured to:
distributing the second bandwidth to the second data transmission channel according to a pre-stored corresponding relation table of time periods and bandwidths and the current time;
or, according to a pre-stored corresponding relation table of time periods and bandwidths and the current time, allocating the first bandwidth for the first data transmission channel;
or, according to a pre-stored corresponding relation table of time period and bandwidth adjustment ratio and the current time, allocating the second bandwidth to the second data transmission channel;
or, according to a pre-stored corresponding relation table of time period and bandwidth adjustment ratio and the current time, or allocating the first bandwidth to the first data transmission channel;
or, according to the pre-stored cash traffic, the corresponding relation table and the current cash traffic, allocating the second bandwidth to the second data transmission channel;
or, according to the pre-stored cash traffic, the corresponding relation table and the current cash traffic, allocating the first bandwidth to the first data transmission channel;
or, according to a pre-stored cash traffic and bandwidth adjustment comparison corresponding relation table and the current cash traffic, allocating the second bandwidth to the second data transmission channel;
or, the first bandwidth is allocated to the first data transmission channel according to a pre-stored cash traffic and bandwidth adjustment comparison corresponding relation table and the current cash traffic.
With reference to the second aspect, embodiments of the present invention provide a second possible implementation manner of the second aspect, where: the cash processing terminal includes: at least one of an automatic teller machine, a counter transaction terminal and a paper money sorter;
when the cash processing terminal is an over-the-counter transaction terminal, the over-the-counter transaction terminal is also connected with a paper money identification device;
the paper currency identification device is used for transmitting a crown word number file of paper currency related to cash business to the over-the-counter transaction terminal;
and the over-the-counter transaction terminal is used for receiving the crown word number file transmitted by the paper money identification device, processing cash business and generating business information.
In combination with the second aspect, embodiments of the present invention provide a third possible implementation manner of the second aspect, where: the prefix number file includes: crown word number information and auxiliary information;
the bank data processing device is specifically configured to:
extracting auxiliary information in the crown word number file;
and merging the service information and the auxiliary information to generate a name character string, and taking the name character string as the name of the prefix number file.
In combination with the second aspect, an embodiment of the present invention provides a fourth possible implementation manner of the second aspect, where: the bank data processing device is further configured to:
renaming the prefix number file using the prefix number file name.
In a third aspect, an embodiment of the present invention further provides a method for processing bank data, which is applied to a bank data processing system including a management server and a plurality of branch data processing subsystems, where the management server is arranged in a bank head office; the branch data processing subsystems are respectively arranged in different branches of the bank; each branch line data processing subsystem comprises: the bank data processing device comprises a bank data processing device and at least one cash processing terminal; a first data transmission channel and a second data transmission channel are arranged between the bank data processing device and the management server; the first data transmission channel has a first bandwidth and the second data transmission channel has a second bandwidth; the first bandwidth is set for real-time transmission of a crown number filename; the method specifically comprises the following steps:
receiving a crown word number file and service information transmitted by a cash processing terminal;
performing association processing on the prefix number file and the service information to generate a prefix number file name;
transmitting the crown word number file name to the management server through the first data transmission channel at a first bandwidth;
and transmitting the crown word number file to the management server through the second data transmission channel at a second bandwidth.
The bank data processing method, the device and the system provided by the invention have the advantages that the auxiliary information and the service information of the crown word number file are correlated, and the crown word number file name generated after correlation is transmitted in real time with the set first bandwidth, so that the real-time transmission of the crown word number file name is ensured, and the record of the crown word number file is established in the server in time according to the crown word number file name, so that the subsequent inquiry of the paper money crown word number information is facilitated; the crown word number file is transmitted by the set second bandwidth, and further, the size of the first bandwidth or the second bandwidth is adjusted according to the workload of the bank cash business, so that the rapid transmission of the crown word number file is ensured under the condition of not influencing the working efficiency of a financial institution.
In order to make the aforementioned and other objects, features and advantages of the present invention comprehensible, preferred embodiments accompanied with figures are described in detail below.
Drawings
In order to more clearly illustrate the technical solutions of the embodiments of the present invention, the drawings needed to be used in the embodiments will be briefly described below, it should be understood that the following drawings only illustrate some embodiments of the present invention and therefore should not be considered as limiting the scope, and for those skilled in the art, other related drawings can be obtained according to the drawings without inventive efforts.
FIG. 1 is a block diagram of a bank data processing system according to an embodiment of the present invention;
FIG. 2 is a schematic diagram of a bank data transmission channel provided by an embodiment of the invention;
fig. 3 is a schematic diagram showing the components of the bank data processing device according to the embodiment of the present invention;
FIG. 4 is a flow chart of a method for processing bank data according to an embodiment of the present invention;
fig. 5 is a flowchart illustrating another bank data processing method according to an embodiment of the present invention.
Detailed Description
In order to make the objects, technical solutions and advantages of the embodiments of the present invention clearer, the technical solutions in the embodiments of the present invention will be clearly and completely described below with reference to the drawings in the embodiments of the present invention, and it is obvious that the described embodiments are only a part of the embodiments of the present invention, and not all of the embodiments. The components of embodiments of the present invention generally described and illustrated in the figures herein may be arranged and designed in a wide variety of different configurations. Thus, the following detailed description of the embodiments of the present invention, presented in the figures, is not intended to limit the scope of the invention, as claimed, but is merely representative of selected embodiments of the invention. All other embodiments, which can be derived by a person skilled in the art from the embodiments of the present invention without making any creative effort, shall fall within the protection scope of the present invention.
At present, when a bank executes cash business such as an ATM (automatic teller machine) and a paper money circulation business, in order to be able to query the information of the serial number of the paper money related to the business in a serial number file list of a management server in real time, a business execution end is required to upload the information of the serial number of the paper money related to the business to the management server in real time so as to monitor and trace the business in real time. But the data size of the prefix file is huge. Limited by network bandwidth, if the serial number file is transmitted in real time, the load of the bank network is greatly increased, network congestion is caused, the working efficiency of the bank is reduced, and even the normal operation of the bank business is hindered in serious conditions. If the serial number file is not transmitted in real time, the serial number file name cannot be recorded in the serial number file list of the management server in time, so that the serial number file of the paper money of the service cannot be inquired subsequently, and the subsequent service is hindered. Based on the above, the bank data processing method, device and system provided by the application transmit the prefix number file name in real time, and establish the record of the prefix number file in the server in time according to the prefix number file name, so as to solve the problems in the prior art.
For the convenience of understanding the present embodiment, a detailed description will be first given of a bank data processing apparatus disclosed in the present embodiment, which is disposed in a branch of a bank.
It should be noted that in the description of the present invention, the terms "center", "upper", "lower", "left", "right", "vertical", "horizontal", "inner", "outer", etc. indicate the orientation or positional relationship based on the orientation or positional relationship shown in the drawings, which are only for convenience of describing the present invention and simplifying the description, but do not indicate or imply that the device or element referred to must have a specific orientation, be constructed and operated in a specific orientation, and thus, should not be construed as limiting the present invention. Furthermore, the terms "first," "second," and "third" are used for descriptive purposes only and are not to be construed as indicating or implying relative importance.
In addition, in the description of the present invention, unless otherwise explicitly specified or limited, the terms "mounted," "connected," and "connected" are to be construed broadly, e.g., as meaning either a fixed connection, a removable connection, or an integral connection; can be mechanically or electrically connected; they may be connected directly or indirectly through intervening media, or they may be interconnected between two elements. The specific meanings of the above terms in the present invention can be understood in specific cases to those skilled in the art.
Fig. 1 is a schematic diagram of a bank data processing system according to an embodiment of the present invention, and as shown in fig. 1, the bank data processing system includes a management server 41 disposed in a head office of a bank and a plurality of branch data processing subsystems disposed in different branches of the bank, respectively. For example, the plurality of branch data processing subsystems include a first branch data processing subsystem 10 disposed in a first branch and a second branch data processing subsystem 20 disposed in a second branch.
The branch bank data processing subsystem comprises a bank data processing device and at least one cash processing terminal. A first data transmission channel and a second data transmission channel are arranged between the bank data processing device and the management server. The bank data processing apparatus transmits information related to the crown number to the management server 41 through the first data transmission channel and the second data transmission channel.
Specifically, the bank data processing device is used for receiving the crown word number file and the business information transmitted by the cash processing terminal of the branch bank where the bank data processing device is located; associating the prefix number file with the service information to generate a prefix number file name; the management server 41 is further configured to allocate a first bandwidth to the first data transmission channel, allocate a second bandwidth to the second data transmission channel, and send the file name of the prefix number to the management server 41 through the first data transmission channel in the first bandwidth; the crown number file is transmitted to the management server 41 through the second data transmission channel at the second bandwidth. Wherein the first bandwidth is set for transmitting the crown number file name to the management server 41 in real time.
The serial number file comprises paper currency serial number information and auxiliary information, wherein the paper currency serial number information comprises a serial number of each paper currency of a cash business, a paper currency denomination of each paper currency and a serial number picture of each paper currency. The auxiliary information comprises currency identification, service date and time, mechanism number, machine type and machine number. Preferably, the format of the prefix file is the FSN format. The service information comprises a service type and service data, wherein the service type is a type of cash service, such as counter deposit service, counter withdrawal service, ATM cash dispensing service and the like. For example, the service type may be represented by pinyin abbreviation of chinese name of cash service, such as CK for counter deposit service, QK for counter withdrawal service, ATM for ATM cash dispensing service, etc.; the service data at least comprises the total number of paper money and the total amount, and is determined according to the service type; the business data of the deposit or withdrawal business comprises an account number, a certificate number, a serial number, the total number of paper money, the total amount of the paper money, a transaction amount, an operator number and the like, and the business data of the ATM cash distribution business comprises an ATM number, a cash box number, an operator, a first crown word number, the total number of the paper money, the total amount of the paper money and the like.
The name of the prefix number file is data generated after the prefix number file and the service information are subjected to correlation processing. When the bank data processing apparatus performs the association processing of the prefix number file and the service information, generally, the service information and the auxiliary information are combined to generate a name character string, and the name character string is used as the prefix number file name. In order to be able to establish a link between the prefix number file and the prefix number file name, the bank data processing means preferably also rename the prefix number file using the prefix number file name. Therefore, when the crown word number of the paper money related to a certain crown word number file needs to be inquired, specific inquiry can be carried out from the crown word number file list stored by the management server at high speed only by acquiring the name of the crown word number file.
The cash processing terminal is connected with the bank data processing device of the branch bank where the cash processing terminal is located through the local area network, and the cash processing terminal can be an automatic teller machine, a counter transaction terminal or a paper currency sorter. When the cash processing terminal is an over-the-counter transaction terminal, the over-the-counter transaction terminal is also connected with a paper currency identification device, and the paper currency identification device is used for transmitting the crown word number file of the paper currency involved in the cash business to the over-the-counter transaction terminal.
The following takes the first branch data processing subsystem 10 and the second branch data processing subsystem 20 as an example to describe the composition of the branch data processing subsystems. The first branch data processing subsystem 10 comprises a bank data processing device 11, a cash processing terminal 12 and a cash processing terminal 13, wherein the cash processing terminal 12 and the cash processing terminal 13 are connected with the bank data processing device 11 through a local area network; the second branch office data processing subsystem 20 includes a bank data processing apparatus 21, a cash processing terminal 22 and a cash processing terminal 23, wherein the cash processing terminal 22 and the cash processing terminal 23 are connected to the bank data processing apparatus 21 through a local area network.
And a management server 41 for receiving the prefix number file and the prefix number file name from each of the bank data processing apparatuses, such as the prefix number file and the prefix number file name from the bank data processing apparatus 11 provided in the first branch, and the prefix number file name from the bank data processing apparatus 21 provided in the second branch. The management server 41 is also configured to record the crown-number file name in the crown-number file list.
Fig. 2 is a schematic diagram of a bank data transmission channel provided in an embodiment of the present invention, and as shown in the figure, two data transmission channels, namely a first data transmission channel 51 and a second data transmission channel 52, are included between the bank data processing device 11 and the management server 41, where the first data transmission channel 51 is used for transmitting a crown number file name, and the second data transmission channel 52 is used for transmitting a crown number file. Fig. 3 is a schematic composition diagram of a bank data processing device according to an embodiment of the present invention, and as shown in the drawing, the bank data processing device 11 includes: a data processing module 111, a bandwidth allocation module 112, a data receiving module 113 and a data transmitting module 114. The data receiving module 113 is configured to receive the prefix number file and the service information; the data processing module 111 performs association processing on the received crown word number file and the received service information to generate a crown word number file name; a bandwidth allocation module 112, configured to allocate bandwidth to each data transmission channel, where the bandwidth allocation module 112 allocates a first bandwidth to the first data transmission channel 51 and allocates a second bandwidth to the second output transmission channel 52, and the bandwidth allocation principle is that the first data transmission channel 51 can ensure real-time transmission of the prefix number file name, for example, the delay time of transmission of the prefix number file name is not more than 1 second. The data sending module 114 is configured to transmit the file name of the prefix number to the management server through the first data transmission channel 51 in the first bandwidth; the crown number file is transmitted to the management server through the second data transmission channel 52 at the second bandwidth.
Further, when allocating the bandwidth for the first data transmission channel and the second data transmission channel, the bandwidth allocation module 112 is specifically configured to:
and allocating a second bandwidth for the second data transmission channel according to the pre-stored corresponding relation table of the time period and the bandwidth and the current time.
Or, allocating a first bandwidth for the first data transmission channel according to a pre-stored corresponding relation table of time periods and bandwidths and the current time.
Or allocating a second bandwidth to the second data transmission channel according to the pre-stored corresponding relation table of the time period and the bandwidth adjustment ratio and the current time.
Or, allocating a first bandwidth for the first data transmission channel according to a pre-stored corresponding relation table of the time period and the bandwidth adjustment ratio and the current time.
Or allocating a second bandwidth to the second data transmission channel according to the pre-stored cash traffic, the corresponding relation table and the current cash traffic.
Or allocating a first bandwidth for the first data transmission channel according to the pre-stored cash traffic, the corresponding relation table and the current cash traffic.
Fig. 4 is a flowchart of a method for processing bank data according to an embodiment of the present invention, and a specific processing flow of the method is described with reference to fig. 1 to fig. 3.
And step S10, receiving the crown word number file and the service information transmitted by the cash processing terminal.
The data receiving module 113 of the bank data processing apparatus 11 receives the cash processing terminal connected thereto, for example, the data receiving module 113 of the bank data processing apparatus 11 receives the crown number file and the business information transmitted from the cash processing terminal 12, or the data receiving module 113 of the bank data processing apparatus 11 receives the crown number file and the business information transmitted from the cash processing terminal 13.
Step S12, the prefix number file and the service information are associated to generate a prefix number file name.
The data processing module 111 of the bank data processing device 11 processes each received serial number file, and extracts auxiliary information in the serial number file, wherein the auxiliary information comprises currency identification, date and time, a mechanism number, machine type, machine serial number and the like; the service information includes a service type and service data. And performing association processing on the auxiliary information and the service information to generate a prefix file name.
The method for the data processing module 111 to perform association processing on the service information and the auxiliary information of the prefix number file includes: and merging the service information and the auxiliary information of the prefix number file to generate a name character string, and taking the name character string as the name of the prefix number file. For example, if the service type of the service information is TT, the service data TD of the service information, and the auxiliary information of the prefix number file is KI, the name of the prefix number file is a character string KI-TT-TD, where KI includes a currency identifier, a date and time, a mechanism number, a machine type and a machine number, and taking the service type as ATM cash dispensing service as an example, TT is ATM, TD is ATM number, cash box number, operator, first prefix number, total number of bills, total amount of bills, and the name of the prefix number file is: currency identification-protocol version number-date time-organization number-machine type-machine number-ATM-number-currency box number-operator-first crown word number-total amount.
Further, the Name of the crown number file is renamed by the Name of the crown number file, for example, the Name of the crown number file is KI-TT-TD, the Name of the crown number file is Name.
The data processing module 111 of the bank data processing apparatus 11 performs association processing on the received crown number file and the service information corresponding thereto, and generates a crown number file name of the crown number file. The data size of the prefix file name is about one in a thousand of the prefix file name compared to the data size of the prefix file.
Step S14, transmitting the name of the prefix number file through the first data transmission channel with the first bandwidth, and transmitting the prefix number file through the second data transmission channel with the second bandwidth.
The data transmission module 114 of the bank data processing device 11 transmits the file name of the crown number to the management server 41 at the first bandwidth through the first data transmission path 51, and transmits the file name of the crown number to the management server 41 at the second bandwidth through the second data transmission path 52.
The bank data processing device processes the auxiliary information and the service information of the crown number file to generate a crown number file name, transmits the crown number file name with a first bandwidth, transmits the crown number file with a second bandwidth, and transmits the crown number file name and the crown number file in respective transmission channels, so that the real-time transmission of the crown number file name is ensured, and the crown number file name can be timely recorded in a crown number file list of a management server to meet the timely query of the crown number information.
Fig. 5 is a flowchart of another bank data processing method according to an embodiment of the present invention, and a specific processing flow of the method is described with reference to fig. 1 to fig. 3.
And step S20, receiving the crown word number file and the service information transmitted by the cash processing terminal.
The same as step S10.
Step S22, the prefix number file and the service information are associated to generate a prefix number file name.
The same as step S12.
Step S24, acquiring the first bandwidth or the second bandwidth according to the time period or the current cash traffic, transmitting the name of the prefix number file in the first bandwidth, and transmitting the prefix number file in the second bandwidth.
Specifically, the method for acquiring the first bandwidth or the second bandwidth includes:
1. and adjusting the second bandwidth according to the time period, wherein the adjustment principle is that the second bandwidth in the time period is inversely proportional to the empirical value of the cash traffic in the time period, that is, the higher the empirical value of the cash traffic in the time period is, the smaller the second bandwidth is, and the lower the empirical value of the cash traffic in the time period is, the larger the second bandwidth is.
The bandwidth allocation module 112 of the bank data processing device 11 may acquire the second bandwidth by using any one of the following methods.
The first method comprises the following steps: and according to the current time, looking up a table from a preset time period and bandwidth corresponding table.
The bandwidth allocation module 112 of the bank data processing device 11 looks up the table in the time period and bandwidth correspondence table shown in table one according to the time period in hours to obtain the bandwidth corresponding to the time period, where the bandwidth is the second bandwidth, and belongs to the time period (10-11) if the time is 10 o 'clock 30 minutes, and as shown in the third column of table one, the bandwidth corresponding to the time period (10-11) is 1.0M (unit: bit/second), and corresponds to the time 10 o' clock 30 minutes, and the second bandwidth is 1.0M.
Table-time section and bandwidth corresponding table
Time period 9-10 10-11 11-12 12-13 12-14 14-15 15-16 16-17
Bandwidth of 1.1M 1.0M 1.1M 1.3M 1.1M 1.0M 1.1M 1.2M
The second method comprises the following steps: and calculating the adjustment ratio obtained by table look-up from the preset time period and the bandwidth adjustment ratio corresponding table according to the current time.
As shown in table two, the time period in the row is divided into 3 levels, which are respectively a busy time period: 8-12 (i.e., 8 o 'clock to 12 o' clock) and 13-17, compare idle periods: 6-8 (i.e. 6 to 12), 12-13 (i.e. 12 to 13) and 17-19 (i.e. 17 to 19), and idle periods 0-6 (i.e. 0 to 6) and 19-24 (i.e. 19 to 24), respectively, the bandwidth adjustment ratios are: the bandwidth adjustment ratio in the busy time period is 0 percent, namely the bandwidth is unchanged; the bandwidth adjustment ratio of the idle time period is + 20%, namely the bandwidth is increased by 20%; the bandwidth adjustment ratio of the idle period is + 50%, i.e., the bandwidth is increased by 50%.
The bandwidth allocation module 112 of the bank data processing device 11 looks up a table in the time period and bandwidth corresponding table shown in the table two to obtain a bandwidth adjustment ratio corresponding to the time period according to the time period in hours, calculates an adjusted bandwidth, that is, a second bandwidth, if the time is 5 o 'clock 30 minutes, which belongs to the time period (6-8), and if the bandwidth adjustment ratio corresponding to the time period (6-8) is + 20%, which corresponds to 5 o' clock 30 minutes, which corresponds to + 20%, which is, the second bandwidth is increased by 20% on the basis of the preset bandwidth, as shown in the third column of the table two.
Table two time section and bandwidth regulation ratio corresponding table
Time period 0-6 6-8 8-12 12-13 13-17 17-19 19-24
Bandwidth adjustment ratio +50% +20% 0% +20% 0% +20% +50%
2. And adjusting the first bandwidth according to the time period, wherein the adjustment principle is that the first bandwidth in the time period is in direct proportion to the empirical value of the cash traffic in the time period, that is, the larger the empirical value of the cash traffic in the time period is, the larger the first bandwidth is, and the smaller the empirical value of the cash traffic in the time period is, the smaller the first bandwidth is.
The bandwidth allocation module 112 of the bank data processing device 11 may acquire the first bandwidth by any one of the following methods.
The first method comprises the following steps: and according to the current time, looking up a table from a preset time period and bandwidth corresponding table.
The bandwidth allocation module 112 of the bank data processing device 11 looks up the table in the time period and bandwidth correspondence table shown in table three according to the time period in hours to obtain the bandwidth corresponding to the time period, where the bandwidth is the second bandwidth, and belongs to the time period (10-11) if the time is 10 o 'clock 30 minutes, and as shown in the third column of table three, the bandwidth corresponding to the time period (10-11) is 250k (unit: bit/second), and corresponds to the time 10 o' clock 30 minutes, and the first bandwidth is 250 k.
Table three time section and bandwidth corresponding table
Time period 9-10 10-11 11-12 12-13 12-14 14-15 15-16 16-17
Bandwidth adjustment ratio 220k 250k 220k 190k 220k 250k 220k 200k
The second method comprises the following steps: and calculating the adjustment ratio obtained by table look-up from the preset time period and the bandwidth adjustment ratio corresponding table according to the current time.
As shown in table four, the time period in the row is divided into 3 levels, which are respectively a busy time period: 8-12 (i.e., 8 o 'clock to 12 o' clock) and 13-17, compare idle periods: 6-8 (i.e. 6 to 12), 12-13 (i.e. 12 to 13) and 17-19 (i.e. 17 to 19), and idle periods 0-6 (i.e. 0 to 6) and 19-24 (i.e. 19 to 24), respectively, the bandwidth adjustment ratios are: the bandwidth adjustment ratio in the busy time period is 0 percent, namely the bandwidth is unchanged; the bandwidth adjustment ratio of the idle time period is compared to be-20 percent, namely the bandwidth is reduced by 20 percent; the bandwidth adjustment ratio for the idle period is-50%, i.e. the bandwidth is reduced by 50%.
The bandwidth allocation module 112 of the bank data processing device 11 looks up a table in the time period and bandwidth corresponding table shown in table four to obtain a bandwidth adjustment ratio corresponding to the time period according to the time period and in units of hours, calculates an adjusted bandwidth, i.e., a first bandwidth, according to the bandwidth adjustment ratio, if the time is 5: 30 minutes, and belongs to the time period (6-8), and if the bandwidth adjustment ratio corresponding to the time period (6-8) is-20%, as shown in the third column of table four, if the bandwidth adjustment ratio corresponding to the time period (6-8) is-20%, the adjustment ratio of the first bandwidth is-20%, i.e., the first bandwidth is reduced by 20% on the basis of the preset bandwidth.
Table four time period and bandwidth regulation ratio corresponding table
Time period 0-6 6-8 8-12 12-13 13-17 17-19 19-24
Bandwidth adjustment ratio -50% -20% 0% -20% 0% -20% -50%
3. The second bandwidth is adjusted based on the current amount of cash traffic. The adjustment principle is that the cash traffic is inversely proportional to the second bandwidth, that is, the larger the current cash traffic is, the smaller the second bandwidth is, and the smaller the current cash traffic is, the larger the second bandwidth is, wherein the current traffic refers to the number of cash transactions processed by all cash processing terminals of the bank at the current time.
The bandwidth allocation module 112 of the bank data processing device 11 may acquire the second bandwidth by using any one of the following methods.
The first method comprises the following steps: and according to the current cash traffic, looking up a table from a preset cash traffic and bandwidth corresponding relation table.
The bandwidth allocation module 112 of the bank data processing device 11, according to the current cash traffic, looks up the table in the cash traffic and bandwidth corresponding table represented by table five to obtain the bandwidth corresponding to the current cash traffic; the bandwidth is a second bandwidth. If the current cash traffic is 4, the current cash traffic belongs to the cash traffic (0-5), such as the first column of the fifth table; the cash traffic (0-5) corresponds to a bandwidth of 3.5M (units: bits/sec), and the second bandwidth is 3.5M corresponding to 4 current cash traffic.
Table five cash traffic and bandwidth corresponding table
Monetary traffic 0-5 5-10 10-15
Bandwidth of 3.5M 3.0M 2.5M
And the second method is that the adjustment ratio is calculated from a preset corresponding relation table of the cash traffic and the bandwidth adjustment ratio according to the current cash traffic.
As shown in table six, in the row of the cash traffic, the cash traffic range is divided into three levels corresponding to different levels of cash traffic, the bandwidth allocation module 112 of the bank data processing device 11 looks up the table in the table of correspondence between the cash traffic and the bandwidth according to the current cash traffic to obtain the bandwidth adjustment ratio corresponding to the cash traffic, calculates the adjusted bandwidth, i.e., the second bandwidth, according to the bandwidth adjustment ratio, and if the current cash traffic is 8 pens and belongs to the cash traffic (5-10), the corresponding bandwidth adjustment ratio is-10%. I.e. the second bandwidth is reduced by 10% on the basis of the preset bandwidth.
Table six cash traffic and bandwidth corresponding table
Monetary traffic 0-5 5-10 15-20
Bandwidth adjustment ratio 0% -10% -20%
4. The first bandwidth is adjusted based on the current amount of cash traffic. The adjustment principle is that the cash traffic is in direct proportion to the first bandwidth, that is, the larger the current cash traffic is, the larger the first bandwidth is, and the smaller the current cash traffic is, the smaller the first bandwidth is, wherein the current traffic refers to the number of cash transactions processed by all cash processing terminals of the bank at the current time.
The bandwidth allocation module 112 of the bank data processing device 11 may acquire the first bandwidth by any one of the following methods.
The first method comprises the following steps: and according to the current cash traffic, looking up a table from a preset cash traffic and bandwidth corresponding relation table.
The bandwidth allocation module 112 of the bank data processing device 11, according to the current cash traffic, looks up the table in the table of correspondence between the cash traffic and the bandwidth indicated in table seven to obtain the bandwidth corresponding to the current cash traffic; the bandwidth is a first bandwidth. If the current cash traffic is 8, the current cash traffic belongs to the cash traffic (5-10), such as the second column of the seventh table; the cash traffic (5-10) corresponds to a bandwidth of 100k (units: bits/sec), and the first bandwidth is 100k corresponding to 8 current cash traffic.
Table seven cash traffic and bandwidth corresponding table
Monetary traffic 0-5 5-10 10-15
Bandwidth of 50k 100k 150k
And the second method is that the adjustment ratio is calculated from a preset corresponding relation table of the cash traffic and the bandwidth adjustment ratio according to the current cash traffic.
As shown in table eight, in the row of the cash traffic, the cash traffic range is divided into three levels corresponding to the cash traffic of different levels, the bandwidth allocation module 112 of the bank data processing device 11 looks up the table in the table of the cash traffic and the bandwidth corresponding to the cash traffic according to the current cash traffic to obtain the bandwidth adjustment ratio corresponding to the cash traffic, calculates the adjusted bandwidth, i.e., the first bandwidth, according to the bandwidth adjustment ratio, and if the current cash traffic is 12 times, belongs to the cash traffic (10-15), the corresponding bandwidth adjustment ratio is + 30%. I.e. the first bandwidth is increased by 30% on the basis of the preset bandwidth.
Table eight cash traffic and bandwidth adjustment ratio correspondence table
Monetary traffic 0-5 5-10 10-15
Bandwidth adjustment ratio +10% +20% +30%
The bandwidth allocation module 112 of the first bank data processing apparatus 11 allocates the first bandwidth to the first data transmission channel 51 according to the data amount of the file name with the prefix number and the transmission delay requirement, so that the first bandwidth can meet the transmission delay requirement of the file name with the prefix number, for example, not more than 1 second. The data transmission module 114 of the bank data processing device 11 transmits the crown number file name to the management server 41 through the first data transmission channel 51 at the first bandwidth. Further, the prefix number file name is recorded in the prefix number file list after being transmitted to the management server 41.
The data transmission module 114 of the first bank data processing device 11 transmits the crown word number file to the management server 41 through the second data transmission channel 52 at the acquired second bandwidth.
The bank data processing method, the device and the system provided by the invention have the advantages that the auxiliary information and the service information of the crown word number file are correlated, and the crown word number file name generated after correlation is transmitted in real time with the set first bandwidth, so that the real-time transmission of the crown word number file name is ensured, and the record of the crown word number file is established in the server in time according to the crown word number file name, so that the subsequent inquiry of the paper money crown word number information is facilitated; and transmitting the crown word number file by the set second bandwidth, and adjusting the size of the first bandwidth or the second bandwidth according to the workload of the bank cash business, thereby ensuring the quick transmission of the crown word number file under the condition of not influencing the working efficiency of the financial institution.
The bank data processing method, the bank data processing device and the computer program product of the system provided by the embodiment of the invention comprise a computer readable storage medium storing program codes, instructions included in the program codes can be used for executing the method described in the previous method embodiment, and specific implementation can refer to the method embodiment and is not described herein again.
It is clear to those skilled in the art that, for convenience and brevity of description, the specific working processes of the system and the apparatus described above may refer to the corresponding processes in the foregoing method embodiments, and are not described herein again.
The functions, if implemented in the form of software functional units and sold or used as a stand-alone product, may be stored in a computer readable storage medium. Based on such understanding, the technical solution of the present invention may be embodied in the form of a software product, which is stored in a storage medium and includes instructions for causing a computer device (which may be a personal computer, a server, or a network device) to execute all or part of the steps of the method according to the embodiments of the present invention. And the aforementioned storage medium includes: a U-disk, a removable hard disk, a Read-Only Memory (ROM), a Random Access Memory (RAM), a magnetic disk or an optical disk, and other various media capable of storing program codes.
The above description is only for the specific embodiments of the present invention, but the scope of the present invention is not limited thereto, and any person skilled in the art can easily conceive of the changes or substitutions within the technical scope of the present invention, and all the changes or substitutions should be covered within the scope of the present invention. Therefore, the protection scope of the present invention shall be subject to the protection scope of the claims.

Claims (10)

1. A banking data processing apparatus, comprising: the device comprises a data receiving module, a data processing module, a bandwidth allocation module and a data sending module;
the data receiving module is used for receiving the prefix number file and the service information;
the data processing module is used for performing association processing on the prefix number file and the service information to generate a prefix number file name;
the data sending module is used for transmitting the file name of the crown word number to a management server through a first data transmission channel by using a first bandwidth; transmitting the crown word number file to a management server through a second data transmission channel by using a second bandwidth; wherein the first bandwidth is set for real-time transmission of the prefix number filename;
the bandwidth allocation module is configured to allocate the first bandwidth to the first data transmission channel and allocate the second bandwidth to the second data transmission channel.
2. The banking data processing apparatus according to claim 1, wherein the bandwidth allocation module is specifically configured to:
distributing the second bandwidth to the second data transmission channel according to a pre-stored corresponding relation table of time periods and bandwidths and the current time;
or, according to a pre-stored corresponding relation table of time periods and bandwidths and the current time, allocating the first bandwidth for the first data transmission channel;
or, according to a pre-stored corresponding relation table of time period and bandwidth adjustment ratio and the current time, allocating the second bandwidth to the second data transmission channel;
or, according to a pre-stored corresponding relation table of time period and bandwidth adjustment ratio and the current time, or allocating the first bandwidth to the first data transmission channel;
or, according to a pre-stored cash traffic and bandwidth corresponding relation table and the current cash traffic, allocating the second bandwidth to the second data transmission channel;
or, according to a pre-stored cash traffic and bandwidth corresponding relation table and the current cash traffic, allocating the first bandwidth to the first data transmission channel;
or, according to a pre-stored cash traffic and bandwidth adjustment comparison corresponding relation table and the current cash traffic, allocating the second bandwidth to the second data transmission channel;
or, the first bandwidth is allocated to the first data transmission channel according to a pre-stored cash traffic and bandwidth adjustment comparison corresponding relation table and the current cash traffic.
3. The banking data processing device according to claim 1 or 2, wherein the crown number file includes: crown word number information and auxiliary information;
the data processing module is specifically configured to:
extracting auxiliary information in the crown word number file;
and merging the service information and the auxiliary information to generate a name character string, and taking the name character string as the name of the prefix number file.
4. The apparatus according to claim 3, wherein the merging the service information with the auxiliary information to generate a name string, the name string being used as the crown-word-number file name, further comprises:
renaming the prefix number file using the prefix number file name.
5. A banking data processing system, comprising: the management server is arranged at a bank head office, and the branch data processing subsystems are respectively arranged at different branches of the bank;
each branch line data processing subsystem comprises: the bank data processing device comprises a bank data processing device and at least one cash processing terminal;
a first data transmission channel and a second data transmission channel are arranged between the bank data processing device and the management server;
the cash processing terminal is used for processing cash business and generating a crown word number file and business information; transmitting the crown word number file and the service information to the bank data processing device;
the bank data processing device is used for receiving the crown word number file and the business information transmitted by the cash processing terminal; performing association processing on the prefix number file and the service information to generate a prefix number file name; the first bandwidth is distributed to the first data transmission channel, and the second bandwidth is distributed to the second data transmission channel; transmitting the crown number filename to the management server through the first data transmission channel at the first bandwidth; transmitting the crown word number file through the management server through the second data transmission channel at the second bandwidth; the first bandwidth is set for real-time transmission of a crown number filename;
and the management server is used for receiving the name of the crown number file through the first data transmission channel and receiving the crown number file through the second data transmission channel.
6. The bank data processing system of claim 5, wherein the bank data processing apparatus is specifically configured to:
distributing the second bandwidth to the second data transmission channel according to a pre-stored corresponding relation table of time periods and bandwidths and the current time;
or, according to a pre-stored corresponding relation table of time periods and bandwidths and the current time, allocating the first bandwidth for the first data transmission channel;
or, according to a pre-stored corresponding relation table of time period and bandwidth adjustment ratio and the current time, allocating the second bandwidth to the second data transmission channel;
or, according to a pre-stored corresponding relation table of time period and bandwidth adjustment ratio and the current time, or allocating the first bandwidth to the first data transmission channel;
or, according to the pre-stored cash traffic, the corresponding relation table and the current cash traffic, allocating the second bandwidth to the second data transmission channel;
or, according to the pre-stored cash traffic, the corresponding relation table and the current cash traffic, allocating the first bandwidth to the first data transmission channel;
or, according to a pre-stored cash traffic and bandwidth adjustment comparison corresponding relation table and the current cash traffic, allocating the second bandwidth to the second data transmission channel;
or, the first bandwidth is allocated to the first data transmission channel according to a pre-stored cash traffic and bandwidth adjustment comparison corresponding relation table and the current cash traffic.
7. The bank data processing system according to claim 5 or 6, wherein the cash processing terminal comprises: at least one of an automatic teller machine, a counter transaction terminal and a paper money sorter;
when the cash processing terminal is an over-the-counter transaction terminal, the over-the-counter transaction terminal is also connected with a paper money identification device;
the paper currency identification device is used for transmitting a crown word number file of paper currency related to cash business to the over-the-counter transaction terminal;
and the over-the-counter transaction terminal is used for receiving the crown word number file transmitted by the paper money identification device, processing cash business and generating business information.
8. The banking data processing system according to claim 5 or 6, wherein the crown number file includes: crown word number information and auxiliary information;
the bank data processing device is specifically configured to:
extracting auxiliary information in the crown word number file;
and merging the service information and the auxiliary information to generate a name character string, and taking the name character string as the name of the prefix number file.
9. The banking data processing system of claim 8, wherein the banking data processing apparatus is further configured to:
renaming the prefix number file using the prefix number file name.
10. A bank data processing method is characterized in that the method is applied to a bank data processing system which comprises a management server and a plurality of branch data processing subsystems, wherein the management server is arranged in a bank head office; the branch data processing subsystems are respectively arranged in different branches of the bank; each branch line data processing subsystem comprises: the bank data processing device comprises a bank data processing device and at least one cash processing terminal; a first data transmission channel and a second data transmission channel are arranged between the bank data processing device and the management server; the first data transmission channel has a first bandwidth and the second data transmission channel has a second bandwidth; the first bandwidth is set for real-time transmission of a crown number filename; the method specifically comprises the following steps:
receiving a crown word number file and service information transmitted by a cash processing terminal;
performing association processing on the prefix number file and the service information to generate a prefix number file name;
transmitting the crown word number file name to the management server through the first data transmission channel at a first bandwidth;
and transmitting the crown word number file to the management server through the second data transmission channel at a second bandwidth.
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