CN109214800A - A kind of transaction data processing method and transaction data processing system - Google Patents
A kind of transaction data processing method and transaction data processing system Download PDFInfo
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- G—PHYSICS
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- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
- G06Q20/102—Bill distribution or payments
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/22—Payment schemes or models
- G06Q20/24—Credit schemes, i.e. "pay after"
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/341—Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
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- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/351—Virtual cards
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/03—Credit; Loans; Processing thereof
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Abstract
The present invention relates to transaction data processing method and transaction data processing systems.This method comprises: receiving step, receives the transaction data to be processed comprising transaction request；Judgment step judges that the transaction data to be processed is first kind transaction data or Second Type transaction data；And sending step, transaction data to be processed is sent directly to recipient in the case where the judgment step is judged as first kind transaction data, inquiry request is issued to recipient based on the transaction data to be processed in the case where the judgment step is judged as Second Type transaction data, and sends recipient for looking into after request results are combined at least part of the transaction data to be processed for feeding back based on the inquiry request.According to the present invention, the transaction request based on unit account can be converted into the transaction request based on unit debit card by the transaction request data conversion received at desired transaction request data by sending Transaction Inquiries message.
Description
Technical field
The present invention relates to the data processing technique of financial field, specifically at transaction data processing method and transaction data
Reason method.
Background technique
Domestic transaction business is generally divided into service for corporate customers and personal business.In service for corporate customers, also gets off the ground and make
With unit debit card.It is on the one hand each but during promoting unit debit card (card number based on Interlink Card bin) at present
There is its respectively internal design method in business bank, can not unify for the unit account number of unit client；On the other hand,
The bank card business dealing of card tissue, which is transferred, to be cleared, and is both needed to by forming card number system by card bin based on card tissue.Domestic each quotient at present
Industry banking unit account not yet realizes the differentiation of card number, that is, account, the corresponding card number of Interlink Card bin can only in a manner of mapping relations,
It is corresponding with unit account number, rely on Unionpay's unit debit card card number to complete via card tissue to unit client unit account to realize
The trading processing at family.
As described above, existing to public market, user still gets used to providing unit account number, does not form and provides unit clearing
The gathering of card is accustomed to, and unit debit card userbase is small, not yet covers on a large scale to public user market.Such Service Market
It is in large scale, but be only capable of by size payment system, with the completions such as city system trade, can not by Unionpay complete transaction transfer and
Clearance.
Being disclosed in the information of background parts of the present invention, it is only intended to increase understanding of the overall background of the invention, without answering
When being considered as recognizing or imply that the information constitutes the prior art already known to those of ordinary skill in the art in any form.
Summary of the invention
In view of the above problems, the present invention is intended to provide a kind of transaction that can will be received by sending Transaction Inquiries message
Request data is converted into the transaction data processing method and transaction data processing system of desired transaction request data.
In particular it is aimed to which the transaction request based on unit account can be converted into be based on unit knot by providing one kind
Calculate the transaction data processing method and transaction data processing system of the transaction request of card.
Transaction data processing method of the invention characterized by comprising
Receiving step receives the transaction data to be processed comprising transaction request；
Judgment step judges that the transaction data to be processed is first kind transaction data or Second Type transaction data；With
And
Sending step, it is in the case where the judgment step is judged as first kind transaction data that transaction data to be processed is direct
It is sent to recipient, the number of deals to be processed is based in the case where the judgment step is judged as Second Type transaction data
Inquiry request is issued according to recipient, and looks into request results and the friendship to be processed for what is fed back based on the inquiry request
At least part of easy data is sent to recipient after combining.
Preferably, in the judgment step, by judge the transaction data to be processed whether include regulation data come
Judgement is first kind transaction data or Second Type transaction data.
Preferably, in the sending step, in the case where the judgment step is judged as Second Type transaction data
Including following sub-steps:
Inquiry request is issued to recipient based on the transaction data to be processed, wherein including recipient's phase in the inquiry request
Close identification information；
Recipient's related data that acquisition is inquired based on recipient's correlated identities information is substituted into the transaction to be processed
Recipient is sent by pending data after recipient's correlated identities information in data.
Preferably, in the receiving step, the transaction data to be processed comprising transaction request is received, wherein described wait locate
Transaction data is managed to include at least paying party institutional affiliation mark, paying party account, beneficiary account institutional affiliation mark and receive
Money side's account,
In the judgment step, judge that the transaction data to be processed is the according to beneficiary account institutional affiliation mark
One type transaction data or Second Type transaction data,
In the sending step, in the case where the judgment step is judged as first kind transaction data by transaction to be processed
Data are sent directly to recipient, in the case where the judgment step is judged as Second Type transaction data based on described wait locate
The beneficiary account institutional affiliation mark and beneficiary account managed in transaction data issue inquiry request to recipient, and by base
In the card corresponding with the beneficiary account institutional affiliation mark and beneficiary account that the inquiry request is fed back
Number substitutes after the mark of the beneficiary account institutional affiliation in the transaction data to be processed and beneficiary account
Recipient is sent by transaction data to be processed.
Preferably, the first kind transaction data is the transaction data comprising card base, the Second Type transaction data
Transaction data not comprising card base.
Transaction data processing system of the invention characterized by comprising
Receiving module receives the transaction data to be processed comprising transaction request；
Judgment module judges that the transaction data to be processed is first kind transaction data or Second Type transaction data；With
And
Sending module, it is in the case where the judgment module is judged as first kind transaction data that transaction data to be processed is direct
It is sent to recipient, the number of deals to be processed is based in the case where the judgment module is judged as Second Type transaction data
Inquiry request is issued according to recipient, and looks into request results and the friendship to be processed for what is fed back based on the inquiry request
At least part of easy data is sent to recipient after combining.
Preferably, in the judgment module, by judge the transaction data to be processed whether include regulation data come
Judgement is first kind transaction data or Second Type transaction data.
Preferably, in the sending module, when the judgment module judges the transaction data to be processed for the second class
In the case where type transaction data, inquiry request is issued to recipient based on the transaction data to be processed, wherein the inquiry is asked
It include recipient's correlated identities information, also, the reception for acquisition being inquired based on recipient's correlated identities information in asking
Square related data sends out pending data after substituting recipient's correlated identities information in the transaction data to be processed
It is sent to recipient.
Preferably, the receiving module receives the transaction data to be processed comprising transaction request, wherein the friendship to be processed
Easy data include at least authority identification described in paying party account, paying party account, beneficiary account institutional affiliation mark and
Beneficiary account,
Judgment module authority identification according to the beneficiary account judges that the transaction data to be processed is the first kind
Type transaction data or Second Type transaction data,
The sending module is in the case where the judgment module is judged as first kind transaction data by transaction data to be processed
It is sent directly to recipient, the friendship to be processed is based in the case where the judgment module is judged as Second Type transaction data
Beneficiary account institutional affiliation mark and beneficiary account in easy data issue inquiry request to recipient, and will be based on
The card number corresponding with the beneficiary account institutional affiliation mark and beneficiary account that the inquiry request is fed back
Data substitute after the beneficiary account institutional affiliation mark and beneficiary account in the transaction data to be processed
Recipient is sent by transaction data to be processed.
Preferably, the first kind transaction data is the transaction data comprising card base, the Second Type transaction data
Transaction data not comprising card base.
Computer-readable medium of the invention, is stored thereon with computer program, which is characterized in that the computer program quilt
Processor realizes above-mentioned transaction data processing method when executing.
Computer equipment of the invention, including memory, processor and storage are on a memory and can be on a processor
The computer program of operation, which is characterized in that the processor realizes above-mentioned transaction data when executing the computer program
Processing method.
It according to the present invention, can be by the transaction request data conversion received at desired by sending Transaction Inquiries message
Transaction request data, the transaction request based on unit account can be converted into the transaction request based on unit debit card.
It is used to illustrate the specific reality of certain principles of the invention together with attached drawing by include this paper attached drawing and then
Mode is applied, other feature possessed by methods and apparatus of the present invention and advantage will become more concrete or explained
It is bright.
Detailed description of the invention
Fig. 1 is the flow chart for indicating transaction data processing method of the invention.
Fig. 2 is the flow chart for indicating a specific example of transaction data processing method.
Fig. 3 is the overview flow chart for the trading processing for indicating that the transaction data processing method based on aforementioned present invention is realized.
Fig. 4 is the construction block diagram of transaction data processing system of the invention.
Specific embodiment
What is be described below is some in multiple embodiments of the invention, it is desirable to provide to basic understanding of the invention.And
It is not intended to and confirms crucial or conclusive element of the invention or limit scope of the claimed.
It is illustrated firstly, for the technical concept of transaction data processing method of the invention.
Fig. 1 is the flow chart for indicating transaction data processing method of the invention.
As shown in Figure 1, characterized by comprising
Receiving step S100: the transaction data to be processed comprising transaction request is received；
Judgment step S200: judge that the transaction data to be processed is first kind transaction data or Second Type number of deals
According to；And
Sending step S300: in the case where the judgment step S200 is judged as first kind transaction data by transaction to be processed
Data are sent directly to recipient, in the case where the judgment step S200 is judged as Second Type transaction data based on described
Transaction data to be processed to recipient issue inquiry request, and by based on the inquiry request feed back look into request results with
At least part of the transaction data to be processed is sent to recipient after combining.
Here, in judgment step S200, sentenced by judging whether the transaction data to be processed includes regulation data
Disconnected is first kind transaction data or Second Type transaction data.
It include following in the case where judgment step S200 is judged as Second Type transaction data in sending step S300
Sub-step:
Inquiry request is issued to recipient based on transaction data to be processed, wherein including recipient's correlation mark in the inquiry request
Know information；
Recipient's related data that acquisition is inquired based on recipient's correlated identities information is substituted into the transaction to be processed
Recipient is sent by pending data after recipient's correlated identities information in data.
The data processing that here as an example specifically carries out each step is illustrated.
In receiving step S100, the transaction data to be processed comprising transaction request is received, wherein transaction data to be processed
For example, at least including authority identification, beneficiary account described in paying party account institution mark, paying party account, beneficiary account.
In the judgment step S200, the transaction to be processed is judged according to authority identification described in the beneficiary account
Data are first kind transaction data or Second Type transaction data.
It, will be in the case where the judgment step is judged as first kind transaction data in the sending step S300
Processing transaction data is sent directly to recipient, is based in the case where the judgment step is judged as Second Type transaction data
Beneficiary account institutional affiliation mark and beneficiary account in the transaction data to be processed are issued to recipient and are inquired
Request, and will be fed back based on the inquiry request and beneficiary account institutional affiliation mark and beneficiary account
The corresponding card number data in family substitute the authority identification in the transaction data to be processed, will be to be processed after beneficiary account
Transaction data is sent to recipient.
Hereinafter, being illustrated for the specific example of a transaction data processing method.
Fig. 2 is the flow chart for indicating a specific example of transaction data processing method.
As shown in Fig. 2, in step S1, when (transaction data processing system can be here accepts transaction data processing system
The bank of transaction, is also possible to adapting system) account is identified when receiving transaction data, in step s 2, according to connecing
The beneficiary account (such as card number) that receives, card attribute information are identified specifically judge whether account is comprising 62 beginnings
Card base information and its credit card issuer is identified according to card base information.
If in the case that step S2 is judged as YES, entering step S3, the number of deals that will directly receive in step s3
It is, for example, directly to initiate in specific example according to being sent to corresponding credit card issuer or being sent to credit card issuer through adapting system switching
Credit transaction.
If in the case that step S2 is judged as NO, showing that beneficiary account is non-card base account, then entering step S4, to
Corresponding credit card issuer is sent to the inquiry transaction of credit card issuer sponsor unit debit card through adapting system switching, that is, initiating inquiry should
The request of the corresponding unit debit card card number of beneficiary account.
In step s 5 corresponding credit card issuer or corresponding with beneficiary account unit is returned to through adapting system switching
Debit card card number.
In step s 6, that the beneficiary account in the transaction data received is substituted for unit debit card card number is backward
Corresponding credit card issuer is transferred through adapting system to credit transaction of the credit card issuer initiation based on unit debit card card number.
Then, the overall procedure for the trading processing realized for the transaction data processing method based on aforementioned present invention carries out
Explanation.
Fig. 3 is the overview flow chart for the trading processing for indicating that the transaction data processing method based on aforementioned present invention is realized.
As shown in figure 3, the transaction data processing method includes following the description:
In step 1, it accepts lateral root to request according to Client-initiated money transfer transactions, send credit transaction 1, master in message to adapting system
Want element include: type of business, transaction journal number, the trade date time, transaction amount, paying party account institutional affiliation mark,
Paying party account, paying party Account Type, paying party title, beneficiary account institutional affiliation mark, beneficiary account, beneficiary
Title, postscript etc..
In step 2, the account number identification judgement that adapting system is made whether as card base, in the case where being identified as card base,
Credit transaction is directly forwarded to reception row, is identified as Fei Kaji, i.e. beneficiary account is unit account, in this case,
Adapting system is identified according to beneficiary account's institutional affiliation, line number and member mechanism code mapping table is inquired, according to what is inquired
Member's Institution Code generates Transaction Inquiries message, and main information includes all information in credit transaction 1, and will receive every trade number
Replace with member's Institution Code.
In step 3, after reception row (member mechanism) receives response, system queries unit debit card card number in row, filling
Card number message domain, and response is returned in real time to adapting system.Wherein, 1 or multiple unit debit card card numbers are such as inquired, directly
Card number is defaulted in reversed feedback；If do not inquired, row system automatically generated unit debit card card number is received, and insert card number message domain.
In step 4, adapting system is according to unit debit card card number, account name, the exchange hour, transaction journal in response
Number, the elements such as paying party information, re-group package, form credit transaction message 2, and completely fill in unit account in message reserved field
Family number sends trading instruction to row is received.
In steps of 5, after the information such as reception row verification card number, account name are consistent, successful respond is returned to, and check to specify and hand over
Unit account number information in easy reserved field receives row and completes transaction flow reduction, replaces and keeps accounts detail for unit account, Xiang Dan
Position present customers.
In step 6, adapting system returns to the response that successfully keeps accounts to side is accepted.
As a mapping mode of above-mentioned transaction data processing method, can be made whether by accepting side as the account of card base
Family number identification judgement.Wherein, in the case where being identified as card base, credit transaction is directly forwarded to adapting system, then be by switching
System is forwarded to reception row, thus completes this transaction；It is identified as Fei Kaji, then accepts lateral adapting system and issues unit clearing
Card Transaction Inquiries message after adapting system is by the message, is forwarded to row is received, and receives row verifying account number, account name
After consistent, unit debit card card number is returned to side is accepted via adapting system, accepts lateral root according to the unit debit card card inquired
Number, it re-groups package and generates credit transaction message, be sent to reception row through adapting system switching and handled, the verification of reception row is simultaneously complete
At response, this transaction is thus completed.
Fig. 4 is the construction block diagram of transaction data processing system of the invention.
As shown in figure 4, transaction data processing system of the invention includes:
Receiving module 100 receives the transaction data to be processed comprising transaction request；
Judgment module 200 judges that the transaction data to be processed is first kind transaction data or Second Type transaction data；
And
Sending module 300, in the case where the judgment module is judged as first kind transaction data by transaction data to be processed
It is sent directly to recipient, the friendship to be processed is based in the case where the judgment module is judged as Second Type transaction data
Easy data issue inquiry request to recipient, and look into request results with described wait locate for what is fed back based on the inquiry request
At least part of reason transaction data is sent to recipient after combining.
Wherein, in judgment module 200, judged by judging whether the transaction data to be processed includes regulation data
It is first kind transaction data or Second Type transaction data.
Wherein, in sending module 300, when judgment module 200 judges the transaction data to be processed for Second Type friendship
In the case where easy data, inquiry request is issued to recipient based on transaction data to be processed, wherein including in the inquiry request
Recipient's correlated identities information, also, the recipient's dependency number for acquisition being inquired based on recipient's correlated identities information
Recipient is sent by pending data according to after the recipient's correlated identities information substituted in transaction data to be processed.
Here as an example is illustrated the concrete function of each module.
Wherein, the transaction data to be processed comprising transaction request is received in receiving module 100, wherein transaction data to be processed
Including at least authority identification described in authority identification described in paying party account, paying party account, beneficiary account, beneficiary account.
The authority identification according to the beneficiary account of judgment module 200 judges that the transaction data to be processed is first
Type transactions data or Second Type transaction data,
Sending module 300 is straight by transaction data to be processed in the case where the judgment module is judged as first kind transaction data
Sending and receiving are sent to recipient, and the transaction to be processed is based in the case where the judgment module is judged as Second Type transaction data
The authority identification and beneficiary account in data issue inquiry request to recipient, and will be anti-based on the inquiry request
The card number data corresponding with the authority identification and beneficiary account come are fed back to substitute in the transaction data to be processed
Recipient is sent by transaction data to be processed after the authority identification, beneficiary account.
Transaction data processing method and transaction data processing method system according to the present invention, by judging transaction data
Type come distinguish whether be to public family credit transaction, to public family credit transaction to receive row sponsor unit
Debit card inquiry transaction obtains the corresponding unit of unit account and settles accounts card number, and the unit debit card card number by obtaining, by
This is, it can be achieved that the transaction transfer based on card base.
The present invention also provides a kind of computer-readable mediums, are stored thereon with computer program, which is characterized in that the calculating
Machine program realizes above-mentioned transaction data processing method when being executed by processor.
The present invention also provides a kind of computer equipment, including memory, processor and storage are on a memory and can be
The computer program run on processor, which is characterized in that the processor is realized above-mentioned when executing the computer program
Transaction data processing method.
More than, example primarily illustrates transaction data processing method and transaction data processing method system of the invention.
Although only some of a specific embodiment of the invention are described, those of ordinary skill in the art should
Solution, the present invention can implemented without departing from its spirit in range in many other form.Therefore, the example and reality shown
The mode of applying is considered as illustrative and not restrictive, do not depart from the spirit of that invention as defined in appended claims and
In the case where range, the present invention may cover various modification and replacement.
Claims (12)
1. a kind of transaction data processing method characterized by comprising
Receiving step receives the transaction data to be processed comprising transaction request；
Judgment step judges that the transaction data to be processed is first kind transaction data or Second Type transaction data；With
And
Sending step, it is in the case where the judgment step is judged as first kind transaction data that transaction data to be processed is direct
It is sent to recipient, the number of deals to be processed is based in the case where the judgment step is judged as Second Type transaction data
Inquiry request is issued according to recipient, and looks into request results and the friendship to be processed for what is fed back based on the inquiry request
At least part of easy data is sent to recipient after combining.
2. transaction data processing method as described in claim 1, which is characterized in that
In the judgment step, judge it is the first kind by judging whether the transaction data to be processed includes regulation data
Type transaction data or Second Type transaction data.
3. transaction data processing method as described in claim 1, which is characterized in that
It include following sub-steps in the case where the judgment step is judged as Second Type transaction data in the sending step
It is rapid:
Inquiry request is issued to recipient based on the transaction data to be processed, wherein including recipient's phase in the inquiry request
Close identification information；
Recipient's related data that acquisition is inquired based on recipient's correlated identities information is substituted into the transaction to be processed
Recipient is sent by pending data after recipient's correlated identities information in data.
4. transaction data processing method as described in claim 1, which is characterized in that
In the receiving step, the transaction data to be processed comprising transaction request is received, wherein the transaction data to be processed
Including at least paying party institutional affiliation mark, paying party account, beneficiary account institutional affiliation identifies and beneficiary account,
In the judgment step, judge that the transaction data to be processed is the according to beneficiary account institutional affiliation mark
One type transaction data or Second Type transaction data,
In the sending step, in the case where the judgment step is judged as first kind transaction data by transaction to be processed
Data are sent directly to recipient, in the case where the judgment step is judged as Second Type transaction data based on described wait locate
The beneficiary account institutional affiliation mark and beneficiary account managed in transaction data issue inquiry request to recipient, and by base
In the card corresponding with the beneficiary account institutional affiliation mark and beneficiary account that the inquiry request is fed back
Number substitutes after the mark of the beneficiary account institutional affiliation in the transaction data to be processed and beneficiary account
Recipient is sent by transaction data to be processed.
5. transaction data processing method as claimed in claim 4, which is characterized in that
The first kind transaction data is the transaction data comprising card base, and the Second Type transaction data does not include card base
Transaction data.
6. a kind of transaction data processing system characterized by comprising
Receiving module receives the transaction data to be processed comprising transaction request；
Judgment module judges that the transaction data to be processed is first kind transaction data or Second Type transaction data；With
And
Sending module, it is in the case where the judgment module is judged as first kind transaction data that transaction data to be processed is direct
It is sent to recipient, the number of deals to be processed is based in the case where the judgment module is judged as Second Type transaction data
Inquiry request is issued according to recipient, and looks into request results and the friendship to be processed for what is fed back based on the inquiry request
At least part of easy data is sent to recipient after combining.
7. transaction data processing system as claimed in claim 6, which is characterized in that
In the judgment module, judge it is the first kind by judging whether the transaction data to be processed includes regulation data
Type transaction data or Second Type transaction data.
8. transaction data processing system as claimed in claim 7, which is characterized in that
In the sending module, when the judgment module judges the transaction data to be processed for Second Type transaction data
In the case of, inquiry request is issued to recipient based on the transaction data to be processed, wherein comprising receiving in the inquiry request
Square correlated identities information, also, the recipient's related data for inquiring acquisition based on recipient's correlated identities information is replaced
Recipient is sent by pending data for after recipient's correlated identities information in the transaction data to be processed.
9. transaction data processing system as claimed in claim 6, which is characterized in that
The receiving module receives the transaction data to be processed comprising transaction request, wherein the transaction data to be processed at least wraps
Authority identification described in paying party account, paying party account, beneficiary account institutional affiliation mark and beneficiary account are included,
Judgment module authority identification according to the beneficiary account judges that the transaction data to be processed is the first kind
Type transaction data or Second Type transaction data,
The sending module is in the case where the judgment module is judged as first kind transaction data by transaction data to be processed
It is sent directly to recipient, the friendship to be processed is based in the case where the judgment module is judged as Second Type transaction data
Beneficiary account institutional affiliation mark and beneficiary account in easy data issue inquiry request to recipient, and will be based on
The card number corresponding with the beneficiary account institutional affiliation mark and beneficiary account that the inquiry request is fed back
Data substitute after the beneficiary account institutional affiliation mark and beneficiary account in the transaction data to be processed
Recipient is sent by transaction data to be processed.
10. transaction data processing system as claimed in claim 9, which is characterized in that
The first kind transaction data is the transaction data comprising card base, and the Second Type transaction data does not include card base
Transaction data.
11. a kind of computer-readable medium, is stored thereon with computer program, which is characterized in that the computer program is processed
Transaction data processing method described in any one of claim 1 ~ 5 is realized when device executes.
12. a kind of computer equipment, can run on a memory and on a processor including memory, processor and storage
Computer program, which is characterized in that the processor realizes any one of claim 1 ~ 5 when executing the computer program
The transaction data processing method.
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| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201810667197.2A CN109214800B (en) | 2018-06-26 | 2018-06-26 | Transaction data processing method and transaction data processing system |
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| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201810667197.2A CN109214800B (en) | 2018-06-26 | 2018-06-26 | Transaction data processing method and transaction data processing system |
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| CN109214800A true CN109214800A (en) | 2019-01-15 |
| CN109214800B CN109214800B (en) | 2022-09-13 |
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Cited By (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN112182505A (en) * | 2020-09-09 | 2021-01-05 | 支付宝(杭州)信息技术有限公司 | Account compliance processing method and device |
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| CN112182505A (en) * | 2020-09-09 | 2021-01-05 | 支付宝(杭州)信息技术有限公司 | Account compliance processing method and device |
| CN112182505B (en) * | 2020-09-09 | 2024-05-31 | 支付宝(杭州)信息技术有限公司 | Accounting compliance processing method and device |
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| CN109214800B (en) | 2022-09-13 |
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