CN109166028A - A kind of operation system - Google Patents

A kind of operation system Download PDF

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Publication number
CN109166028A
CN109166028A CN201810796382.1A CN201810796382A CN109166028A CN 109166028 A CN109166028 A CN 109166028A CN 201810796382 A CN201810796382 A CN 201810796382A CN 109166028 A CN109166028 A CN 109166028A
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China
Prior art keywords
user
loan
module
data
interest
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Pending
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CN201810796382.1A
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Chinese (zh)
Inventor
龚红端
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Wuhan Jiwei Xin Chuang Software Technology Co Ltd
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Wuhan Jiwei Xin Chuang Software Technology Co Ltd
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Priority to CN201810796382.1A priority Critical patent/CN109166028A/en
Publication of CN109166028A publication Critical patent/CN109166028A/en
Pending legal-status Critical Current

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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/03Credit; Loans; Processing thereof

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  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Finance (AREA)
  • Engineering & Computer Science (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Marketing (AREA)
  • Strategic Management (AREA)
  • Technology Law (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

The invention proposes a kind of operation systems, by the way that data analysis module is arranged, the data of database can be analyzed according to the index and userspersonal information of bank, and analyze amount, the interest of loan, the extraction amount of public accumalation fund for housing construction that user can provide a loan;Whole device can analyze out the highest amount that the highest amount, annual interest and public accumalation fund for housing construction of user's loan are extracted, and reduces workload, avoids corrupt data and counting loss, improve work efficiency.

Description

A kind of operation system
Technical field
The present invention relates to public relation education system regions more particularly to a kind of operation systems.
Background technique
In housing accumulation fund management system, finance to user and business datum be managed, meanwhile, when user changes When working or other accidents occur, need to update the personal information of user, but after updating the personal information of user, accordingly Bank loan amount, the amount that interest calculates and public accumalation fund for housing construction extracts require further to update, this process is very multiple It is miscellaneous and need to manage a large amount of data, need staff to be calculated according to corresponding algorithm, can easily cause counting loss or The speed of person's loss of data, today in internet, data storage and data processing is greatly speeded up, meanwhile, many calculate all may be used To calculate automatically by internet, it is badly in need of a kind of operation system that can carry out calculating amount and interest automatically now.
Summary of the invention
It is extracted in view of this, automatically analyzing user's loan limit, annual interest and public accumalation fund for housing construction the invention proposes one kind The operation system of amount.
The technical scheme of the present invention is realized as follows: the present invention provides a kind of operation systems comprising centre management Module, and what is connected respectively with center management module signal collect database, enquiry module, login module and notification module, It further include the data analysis module connected with center management module signal;
Database is collected to connect with enquiry module and data analysis module signal respectively;
Control signal of the data analysis module input from center management module and the business datum for collecting database, do number It is handled according to analysis, the result of output data analysis is to collecting database;
The business datum of database input user and the control signal from center management module are collected, data store is done Reason, outgoing traffic data and user basic information to data analysis module and enquiry module;
Enquiry module inputs the control signal from center management module, exports the result of inquiry;
Login module inputs username and password, does verification processing, exports checking signal;
Notification module inputs the control signal from center management module, does signal and reports processing, what output needed to notify Signal;
Center management module input acquisition signal does control and management process, output control signal.
On the basis of above technical scheme, it is preferred that data analysis module is according to the index of bank to collecting database Data analyzed, and analyze user loan amount, the interest of loan, the extraction amount of public accumalation fund for housing construction.
It is further preferred that data analysis module includes: loan limit administrative unit, interest computing unit and house public affairs product Golden extract management unit;
Loan limit administrative unit, interest computing unit and public accumalation fund for housing construction extract management unit with collect database letter Number connection;
Loan limit administrative unit inputs loan data, does loan limit calculation processing, export loan amount signal;
Interest computing unit inputs loan data, does loan interest calculation processing, exports interest signal;
Public accumalation fund for housing construction extract management unit inputs the personal information and loan data of user, does extraction conditions audit and mentions Amount is taken to calculate, output auditing result and extraction amount signal.
Still more preferably, loan limit administrative unit goes out user according to the personal information and bank's index analysis of user Maximum loan degree;
Interest computing unit calculates the interest that user should pay every year according to the annual interest fixed rate of interest;
Public accumalation fund for housing construction extraction unit audits user according to the extraction conditions of public accumalation fund for housing construction, and calculates audit Amount is extracted by rear user's highest.
On the basis of above technical scheme, it is preferred that collect public accumalation fund for housing construction remaining sum, the transaction of database purchase user Detail, public accumalation fund for housing construction business datum, public accumalation fund for housing construction personal loan data, public accumalation fund for housing construction financial data and public accumalation fund for housing construction Special family Capital Flow data.
On the basis of above technical scheme, it is preferred that login module is that user and operation system carry out data interaction Channel, user is according to username and password registering service system.
On the basis of above technical scheme, it is preferred that user is needed the information inquired to be transmitted to user by enquiry module, is used Family by input inquiry code, self-service query service information, personal essential information, pay information, personal day-to-day account, loan account and Loan progress.
On the basis of above technical scheme, it is preferred that notification module offer personal account variation prompting, unit are paid short Letter is reminded, business handling progress is reminded, is inquired common reserve fund personal information function and is guaranteed that personal information is not revealed, and is handled in user Sent when business short message to user terminal confirmation user whether the identifying code of transacting business and transacting business, handled into user After function, short massage notice user, when user forgets to refund, short massage notice user refunds.
On the basis of above technical scheme, it is preferred that center management module controls user and logs in, and business handles sum number According to reading and deposit, and control notification module to user terminal send message.
Of the invention has the advantages that compared with the existing technology
It (1), can be according to the index of bank and userspersonal information to the number of database by setting data analysis module According to being analyzed, and analyze amount, the interest of loan, the extraction amount of public accumalation fund for housing construction that user can provide a loan;
(2) highest amount, annual interest and public accumalation fund for housing construction that whole device can analyze out user's loan are extracted Highest amount reduces workload, avoids corrupt data and counting loss, improve work efficiency.
Detailed description of the invention
In order to more clearly explain the embodiment of the invention or the technical proposal in the existing technology, to embodiment or will show below There is attached drawing needed in technical description to be briefly described, it should be apparent that, the accompanying drawings in the following description is only this Some embodiments of invention for those of ordinary skill in the art without creative efforts, can be with It obtains other drawings based on these drawings.
Fig. 1 is a kind of module map of operation system of the invention.
Specific embodiment
Below in conjunction with the attached drawing in embodiment of the present invention, the technical solution in embodiment of the present invention is carried out clear Chu is fully described by, it is clear that described embodiment is only some embodiments of the invention, rather than whole realities Apply mode.Based on the embodiment in the present invention, those of ordinary skill in the art institute without making creative work The every other embodiment obtained, shall fall within the protection scope of the present invention.
As shown in Figure 1, a kind of operation system of the invention comprising center management module collects database, data analysis Module, enquiry module, login module and notification module.
Database is collected, the business datum of user and the control signal from center management module is inputted, does data storage Processing, outgoing traffic data and user basic information are to data analysis module and enquiry module, specifically, the house of storage user Common reserve fund remaining sum, transaction details, public accumalation fund for housing construction business datum, public accumalation fund for housing construction personal loan data, public accumalation fund for housing construction finance Data and the special family Capital Flow data of public accumalation fund for housing construction.Database is collected to connect with enquiry module and data analysis module signal respectively It connects.
Data analysis module inputs the control signal from center management module and collects the business datum of database, does Data Analysis Services, the result of output data analysis are carried out to database is collected according to data of the index of bank to database Analysis, and analyze the amount of user's loan, the interest of loan, the extraction amount of public accumalation fund for housing construction.Data analysis module includes: Loan limit administrative unit, interest computing unit and public accumalation fund for housing construction extract management unit;Loan limit administrative unit according to The personal information and bank's index analysis at family go out the maximum loan degree of user;Interest computing unit is calculated according to the annual interest fixed rate of interest The interest that user should pay every year;Public accumalation fund for housing construction extraction unit examines user according to the extraction conditions of public accumalation fund for housing construction Core, and calculate user's highest after the approval and extract amount.Loan limit administrative unit, interest computing unit and house public affairs product Golden extract management unit with collect data field signal and connect.
Login module, is the channel that user and operation system carry out data interaction, and user logs according to username and password Operation system.User can modify oneself user and password in login module.Login module inputs username and password, does Verification processing exports checking signal, specifically, enquiry module is connected with data field signal is collected.
User is needed the information inquired to be transmitted to user by enquiry module, and user passes through input inquiry code, self-service query service Information, personal essential information pay information, personal day-to-day account, loan account and loan progress.Enquiry module input comes from center The control signal of management module, export inquiry as a result, enquiry module respectively and collects database and center management module signal Connection.
Notification module provides personal account variation prompting, unit pays short message and reminds, the prompting of business handling progress, inquires Common reserve fund personal information function simultaneously guarantees that personal information is not revealed, and short message to user terminal is sent in user's transacting business and is confirmed User whether the identifying code of transacting business and transacting business, after user handles successfully, short massage notice user forgets in user When refund, short massage notice user refunds.Notification module is connect with center management module signal.Notification module input comes from central tube The control signal for managing module does signal and reports processing, and output needs the signal notified, specifically,
Center management module, controls the collaborative work of all modules of operation system, and control user logs in, business is handled With the reading and deposit of data, and control notification module to user terminal send message.Input acquisition signal, controls and manages Processing, output control signal,
A kind of signal flow of operation system of the invention is: user is led to according to username and password registering service system Cross center management module with collect database and enquiry module is communicated, collect the public accumalation fund for housing construction of database purchase user The volume that account balance, transaction details and the loan limit analyzed through data analysis module, interest and public accumalation fund for housing construction extract It spends, loan limit administrative unit, interest computing unit and public accumalation fund for housing construction extract management unit difference in data analysis module The amount that the loan limit, interest and public accumalation fund for housing construction of user are extracted is analyzed, and the data of analysis are stored in and collect data In library, user by enquiry module to administrative center send inquiry code, self-service query basic information, business information, pay information, Personal day-to-day account, loan account and loan progress, in user's transacting business, notification module sends short message to user terminal and confirms User whether the identifying code of transacting business and transacting business, after user handles successfully, short massage notice user forgets in user When refund, short massage notice user refunds.
The foregoing is merely better embodiments of the invention, are not intended to limit the invention, all of the invention Within spirit and principle, any modification, equivalent replacement, improvement and so on be should all be included in the protection scope of the present invention.

Claims (9)

1. a kind of operation system comprising center management module, and number is collected with what center management module signal connected respectively According to library, enquiry module, login module and notification module, it is characterised in that: further include the number connected with center management module signal According to analysis module;
The database that collects is connect with enquiry module and data analysis module signal respectively;
Control signal and the business datum that collects database of the data analysis module input from center management module, do number It is handled according to analysis, the result of output data analysis is to collecting database;
The business datum for collecting database input user and the control signal from center management module, do data store Reason, outgoing traffic data and user basic information to data analysis module and enquiry module;
The enquiry module inputs the control signal from center management module, exports the result of inquiry;
The login module inputs username and password, does verification processing, exports checking signal;
The notification module inputs the control signal from center management module, does signal and reports processing, what output needed to notify Signal;
The center management module input acquisition signal does control and management process, output control signal.
2. a kind of operation system as described in claim 1, it is characterised in that: the data analysis module is according to the index of bank The data for collecting database are analyzed, and analyze the extraction of the amount, the interest of loan, public accumalation fund for housing construction of user's loan Amount.
3. a kind of operation system as claimed in claim 2, it is characterised in that: the data analysis module includes: loan limit Administrative unit, interest computing unit and public accumalation fund for housing construction extract management unit;
The loan limit administrative unit, interest computing unit and public accumalation fund for housing construction extract management unit with collect database letter Number connection;
The loan limit administrative unit inputs loan data, does loan limit calculation processing, export loan amount signal;
The interest computing unit inputs loan data, does loan interest calculation processing, exports interest signal;
The personal information and loan data of the public accumalation fund for housing construction extract management unit input user is done extraction conditions audit and is mentioned Amount is taken to calculate, output auditing result and extraction amount signal.
4. a kind of operation system as claimed in claim 3, it is characterised in that: the loan limit administrative unit is according to user's Personal information and bank's index analysis go out the maximum loan degree of user;
The interest computing unit calculates the interest that user should obtain every year according to the annual interest fixed rate of interest;
The public accumalation fund for housing construction extraction unit audits user according to the extraction conditions of public accumalation fund for housing construction, and calculates audit Amount is extracted by rear user's highest.
5. a kind of operation system as described in claim 1, it is characterised in that: the house for collecting database purchase user is public Product gold remaining sum, transaction details, public accumalation fund for housing construction business datum, public accumalation fund for housing construction personal loan data, public accumalation fund for housing construction finance number According to the special family Capital Flow data of public accumalation fund for housing construction.
6. a kind of operation system as described in claim 1, it is characterised in that: the login module be user and operation system into The channel of row data interaction, user is according to username and password registering service system.
7. a kind of operation system as described in claim 1, it is characterised in that: user is needed the letter inquired by the enquiry module Breath is transmitted to user, and user pays information, personal flowing water by input inquiry code, self-service query service information, personal essential information Account, loan account and loan progress.
8. a kind of operation system as described in claim 1, it is characterised in that: the notification module provides personal account variation and mentions It wakes up, unit pays short message and reminds, the prompting of business handling progress, inquires common reserve fund personal information function and guarantee that personal information is not let out Dew, sent in user's transacting business short message to user terminal confirmation user whether the verifying of transacting business and transacting business Code, after user handles successfully, short massage notice user, when user forgets to refund, short massage notice user refunds.
9. a kind of operation system as described in claim 1, it is characterised in that: the center management module control user logs in, The reading and deposit of business handled with data, and control notification module and send message to user terminal.
CN201810796382.1A 2018-07-19 2018-07-19 A kind of operation system Pending CN109166028A (en)

Priority Applications (1)

Application Number Priority Date Filing Date Title
CN201810796382.1A CN109166028A (en) 2018-07-19 2018-07-19 A kind of operation system

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Application Number Priority Date Filing Date Title
CN201810796382.1A CN109166028A (en) 2018-07-19 2018-07-19 A kind of operation system

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Publication Number Publication Date
CN109166028A true CN109166028A (en) 2019-01-08

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Cited By (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN111429092A (en) * 2020-03-19 2020-07-17 中国建设银行股份有限公司 Method, device and equipment for paying public accumulation fund and computer readable medium
CN113487422A (en) * 2021-07-28 2021-10-08 中国银行股份有限公司 Accumulation fund extraction device and method

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US20170316512A1 (en) * 2016-04-29 2017-11-02 Intuit Inc. Propensity model for determining a future financial requirement
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CN107679708A (en) * 2017-09-13 2018-02-09 浙江帝杰曼信息科技股份有限公司 A kind of management of housing fund cloud platform system
CN107798602A (en) * 2017-12-13 2018-03-13 中国建设银行股份有限公司福建省分行 A kind of management method and system of the common reserve fund discount loan

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Cited By (3)

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Publication number Priority date Publication date Assignee Title
CN111429092A (en) * 2020-03-19 2020-07-17 中国建设银行股份有限公司 Method, device and equipment for paying public accumulation fund and computer readable medium
CN111429092B (en) * 2020-03-19 2023-06-16 中国建设银行股份有限公司 Method, apparatus, device and computer readable medium for paying an accumulation fund
CN113487422A (en) * 2021-07-28 2021-10-08 中国银行股份有限公司 Accumulation fund extraction device and method

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Application publication date: 20190108

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