CN109118237B - Method for prepayment of self-service facility, and apparatus and storage medium therefor - Google Patents
Method for prepayment of self-service facility, and apparatus and storage medium therefor Download PDFInfo
- Publication number
- CN109118237B CN109118237B CN201810901715.2A CN201810901715A CN109118237B CN 109118237 B CN109118237 B CN 109118237B CN 201810901715 A CN201810901715 A CN 201810901715A CN 109118237 B CN109118237 B CN 109118237B
- Authority
- CN
- China
- Prior art keywords
- user
- mobile terminal
- self
- service facility
- terminal
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Active
Links
Images
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4014—Identity check for transactions
- G06Q20/40145—Biometric identity checks
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/18—Payment architectures involving self-service terminals [SST], vending machines, kiosks or multimedia terminals
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/22—Payment schemes or models
- G06Q20/28—Pre-payment schemes, e.g. "pay before"
Landscapes
- Business, Economics & Management (AREA)
- Accounting & Taxation (AREA)
- Engineering & Computer Science (AREA)
- Physics & Mathematics (AREA)
- General Business, Economics & Management (AREA)
- General Physics & Mathematics (AREA)
- Strategic Management (AREA)
- Theoretical Computer Science (AREA)
- Finance (AREA)
- Computer Security & Cryptography (AREA)
- Telephonic Communication Services (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
- Telephone Function (AREA)
Abstract
The invention relates to the field of electronic payment, and discloses a prepayment method of self-service facilities, a prepayment device and a storage medium. The prepayment method of the self-service facility comprises the following steps: obtaining a first biometric characteristic of a user collected at a self-service facility; sending the first biometric characteristic to the mobile terminal for the mobile terminal to: matching the received first biometric characteristic with a second biometric characteristic of the user stored in the mobile terminal, and determining whether to transmit authorization information for making a pre-payment based on a matching result. The invention can ensure that the user applies for prepayment in the physical position, and effectively avoids the economic loss of the user after the user identity or the mobile terminal is stolen.
Description
Technical Field
The invention relates to the field of electronic payment, in particular to a prepayment method of self-service facilities, a prepayment device and a storage medium.
Background
With the development of communication technology and the popularization of smart phones, some self-service facilities generally begin to operate in a manner of pre-paying through the smart phones and finishing actual fee deduction at a remote server or a cloud server. For example, the vending process of a typical vending machine is: the user scans a payment code (e.g., two-dimensional code) shown on the vending machine using the mobile phone, and then confirms that payment is completed on the corresponding payment application software by the user. Most of the prepayment methods are one-way authentication methods, address information is easy to forge, and an attacker can remotely operate the mobile phone to authorize a terminal needing authentication under the conditions that the mobile phone is stolen, broken or copied, so that economic loss of a user is caused.
Disclosure of Invention
The invention aims to provide a prepayment method of a self-service facility, a device and a storage medium thereof, which can ensure that a user applies for prepayment in a physical position and effectively avoid the economic loss of the user after the identity of the user or a mobile terminal is stolen.
In order to solve the technical problem, an embodiment of the invention discloses a prepayment method for a self-service facility, which comprises the following steps:
obtaining a first biometric characteristic of a user collected at a self-service facility;
sending the first biometric characteristic to the mobile terminal for the mobile terminal to: matching the received first biometric characteristic with a second biometric characteristic of the user stored in the mobile terminal, and determining whether to transmit authorization information for making a pre-payment based on a matching result.
In an example, after sending the first biometric characteristic to the mobile terminal, the method further includes:
and if the authorization information sent by the mobile terminal is received, controlling the self-service facility to execute the operation corresponding to the prepayment.
In another example, the method, after obtaining the first biometric characteristic of the user collected at the self-service facility, further comprises:
sending a second device ID identifying the self-service facility to the mobile terminal; and the number of the first and second electrodes,
and receiving a first terminal ID which is sent by the mobile terminal after the matching of the mobile terminal is successful and identifies the mobile terminal and a first user ID of a user of the mobile terminal, and sending a first equipment ID which identifies the self-service facility, the received first terminal ID and the received first user ID to the server so that the server can complete the deduction of the pre-paid fee based on the received first equipment ID, the received first terminal ID and the received first user ID.
In another example, after sending the first biometric characteristic to the mobile terminal, the method further comprises:
deleting the acquired first biometric characteristic.
In another example, the mobile terminal receives the first biometric characteristic and transmits authorization information via a short-range wireless communication technology; and/or
The first biometric characteristic is a fingerprint.
The embodiment of the invention also discloses a prepayment method of self-service facilities, which comprises the following steps:
the mobile terminal receives a first biometric characteristic collected at a self-service facility;
the mobile terminal matches the received first biometric characteristic with a stored second biometric characteristic of the user of the mobile terminal;
the mobile terminal determines whether to transmit authorization information for making a pre-payment based on the matching result.
In an example, the mobile terminal determining whether to transmit the authorization information for making the pre-payment based on the matching result includes:
judging whether a user of the mobile terminal meets a prepayment condition;
and if the judgment result is that the prepayment condition is met and the first biological identification characteristic is matched with the second biological identification characteristic, transmitting authorization information.
In another example, the method further comprises:
the mobile terminal receives a second device ID identifying the self-service facility; and is
And after the mobile terminal is successfully matched, sending a second terminal ID for identifying the mobile terminal, a second user ID of the user and a received second equipment ID to the server, so that the server can complete deduction of the pre-paid fee based on the received second terminal ID, the received second user ID and the received second equipment ID.
In another example, the mobile terminal receives the first biometric characteristic and transmits authorization information via a short-range wireless communication technology; and/or
The first biometric characteristic is a fingerprint.
The embodiment of the invention also discloses a prepayment method of self-service facilities, which comprises the following steps:
the server receiving a second device ID, a second terminal ID, and a second user ID from the mobile terminal, and receiving a first device ID, a first terminal ID, and a first user ID from the self-service facility;
the server respectively matches the received first equipment ID, the first terminal ID and the first user ID with the second equipment ID, the second terminal ID and the second user ID;
if the matching is successful, the server completes the deduction of the pre-payment fee;
wherein the first biometric characteristic is collected at the self-service facility and sent by the self-service facility to the mobile terminal, the first device ID is sent by the self-service facility to the mobile terminal, and
the mobile terminal sends the second device ID, the second terminal ID, and the second user ID to the server and sends the first terminal ID and the first user ID to the self-service facility when the first biometric characteristic matches a second biometric characteristic of the user stored in the mobile terminal.
The embodiment of the invention also discloses a prepayment device of the self-service facility, which comprises:
an acquisition unit for acquiring a first biometric characteristic of a user acquired at a self-service facility;
the first sending unit is used for sending the first biological identification feature to the mobile terminal so that the mobile terminal can: matching the received first biometric characteristic with a second biometric characteristic of the user stored in the mobile terminal, and determining whether to transmit authorization information for making a pre-payment based on a matching result.
In an exemplary embodiment, the apparatus further comprises:
the execution unit is used for controlling the self-service facility to execute the operation corresponding to the prepayment according to the received authorization information;
and the deleting unit is used for deleting the acquired first biological identification characteristic.
The embodiment of the invention also discloses a mobile terminal, which comprises:
a first receiving unit for receiving a first biometric characteristic collected at a self-service facility;
a first matching unit, configured to match the received first biometric characteristic with a stored second biometric characteristic of the user of the mobile terminal;
and the second sending unit is used for determining whether to send the authorization information for carrying out the pre-payment based on the matching result.
The embodiment of the invention also discloses a server, which comprises:
a second receiving unit configured to receive the second device ID, the second terminal ID, and the second user ID from the mobile terminal, and receive the first device ID, the first terminal ID, and the first user ID from the self-service facility;
a second matching unit, configured to match the received first device ID, the first terminal ID, and the first user ID with the second device ID, the second terminal ID, and the second user ID, respectively;
the deduction unit is used for finishing deduction of the prepaid fee when the matching result of the second matching unit is matching;
wherein the first biometric characteristic is collected at the self-service facility and sent by the self-service facility to the mobile terminal, the first device ID is sent by the self-service facility to the mobile terminal, and
the mobile terminal sends the second device ID, the second terminal ID, and the second user ID to the server and sends the first terminal ID and the first user ID to the self-service facility when the first biometric characteristic matches a second biometric characteristic of the user stored in the mobile terminal.
Embodiments of the present invention also disclose an apparatus comprising a memory storing computer executable instructions and a processor configured to execute the instructions to implement the method of prepaying for a self-service facility of the above embodiments.
Embodiments of the present invention also disclose a non-volatile computer storage medium encoded with a computer program, wherein the computer program comprises instructions that, when executed by one or more computers, cause the one or more computers to perform the method of prepayment for self-service facilities in the above-described embodiments.
Compared with the prior art, the implementation mode of the invention has the main differences and the effects that:
under the condition of not sending the biological identification features, the user can be ensured to be in advance payment application at the physical position, and the economic loss of the user after the user identity or the mobile terminal is stolen is effectively avoided.
Further, it is possible to automatically deduct a prepaid fee from the user account after it is ensured that the user himself or herself enjoys the corresponding service.
Further, the biometric features of the user are not stored, thereby avoiding leakage of the biometric features of the user while ensuring security of authentication.
Furthermore, the prepayment can be completed in an off-line state by adopting the short-distance wireless communication technology for communication, so that the time consumption brought by data interaction and network delay in a network is reduced, and the prepayment efficiency is improved.
Drawings
FIG. 1 is a schematic flow diagram of a method of prepayment for a self-service facility according to a first embodiment of the invention;
FIG. 2 is a schematic flow diagram of a method of prepayment for a self-service facility according to a second embodiment of the invention;
FIG. 3 is a schematic flow diagram of a method of prepaying for a self-service facility according to a third embodiment of the invention;
FIG. 4 is a schematic diagram of a prepayment device for a self-service facility according to a fourth embodiment of the invention;
fig. 5 is a schematic structural diagram of a mobile terminal according to a fifth embodiment of the present invention;
fig. 6 is a schematic structural diagram of a server according to a sixth embodiment of the present invention.
Detailed Description
In the following description, numerous technical details are set forth in order to provide a better understanding of the present application. However, it will be understood by those skilled in the art that the technical solutions claimed in the present application can be implemented without these technical details and with various changes and modifications based on the following embodiments.
In order to make the objects, technical solutions and advantages of the present invention more apparent, embodiments of the present invention will be described in detail with reference to the accompanying drawings.
It is understood that, in the present invention, the self-service facility refers to a facility that requires a user to pay a fee in order to enjoy a service, for example, a vending machine, a self-service device such as a self-service washing machine, and the like. The operation corresponding to the prepayment refers to an operation required to control the self-service facility to provide corresponding services to the user after the prepayment is authorized, for example, a shelf of the vending machine is controlled to push goods purchased by the user to a goods taking area, the self-service washing machine is started to operate, and the like.
Further, it is understood that, in the present invention, the biometric feature refers to a biometric feature capable of uniquely identifying a user, such as a fingerprint, iris, facial feature, voice, etc.
Further, it is understood that the device ID refers to information capable of uniquely identifying the self-service facility, such as an identification code set for the self-service facility. The terminal ID of the mobile terminal also refers to information capable of uniquely identifying the mobile terminal, such as a MAC address or an identifier specifically set for the mobile terminal. The user ID refers to identification information that can uniquely indicate the user identity, such as a machine code (SN code) of the user's mobile phone, a mobile phone number, a user name, and the like. Short-range wireless communication technologies include NFC, bluetooth, Zigbee, and the like. The mobile terminal can be a smart phone or a tablet computer and the like. Further, it is noted that to distinguish between senders of various IDs being different, they are labeled herein with first, second, etc., e.g., the first device ID being a device ID identifying a kiosk, and the second device ID being a device ID identifying a kiosk that is sent to the mobile terminal at or after the first biometric characteristic is sent to the mobile terminal.
A first embodiment of the invention relates to a method of prepayment for a self-service facility. FIG. 1 is a schematic flow diagram of a prepayment method for the self-service facility.
Specifically, as shown in fig. 1, the method for prepayment of self-service facilities comprises the following steps:
The fingerprint may be collected by a fingerprint collector located at the self-service facility, for example, the fingerprint collector may be mounted on or integrated with the self-service facility.
Thereafter, step 102 is entered.
In step 102, a first biometric characteristic is sent to the mobile terminal for the mobile terminal to: matching the received first biometric characteristic with a second biometric characteristic of the user stored in the mobile terminal, and determining whether to transmit authorization information for making a pre-payment based on the matching result.
In a preferred embodiment, after receiving the first biometric feature, the mobile terminal determines whether the user of the mobile terminal satisfies the pre-payment condition, and sends the authorization information if the determination result is that the pre-payment condition is satisfied and the first biometric feature matches the second biometric feature.
It is to be understood that in the present invention, it is assumed that a biometric feature, such as a fingerprint, of the user of the mobile terminal is stored in the mobile terminal.
Thereafter, step 103 is entered.
In step 103, it is determined whether the authorization information sent by the mobile terminal after the matching is successful is received in a predetermined time. If the judgment result is yes, the step 104 is entered; otherwise, the flow is ended. It is understood that the predetermined time may be set according to circumstances.
In step 104, the self-service facility is controlled to perform an operation corresponding to the pre-payment.
After the mobile terminal sends the pre-paid authorization information, the self-service facility provides the corresponding service for the user, but at this time, the self-service facility does not actually obtain the fee paid by the user, and therefore, the payment deduction needs to be completed at the server side, for example, in an exemplary case, the pre-payment method of the self-service facility further includes, after acquiring the first biometric feature of the user collected at the self-service facility:
sending a second device ID identifying the self-service facility to the mobile terminal; and the number of the first and second electrodes,
and receiving a first terminal ID which is sent by the mobile terminal after the matching of the mobile terminal is successful and identifies the mobile terminal and a first user ID of a user of the mobile terminal, and sending a first equipment ID which identifies the self-service facility, the received first terminal ID and the received first user ID to the server so that the server can complete the deduction of the pre-paid fee based on the received first equipment ID, the received first terminal ID and the received first user ID. Specifically, assuming that the above steps are performed by the self-service facility or some device installed on the self-service facility, the server matches the first device ID, the first terminal ID, and the first user ID received from the device with the second device ID, the second terminal ID, and the second user ID transmitted by the mobile terminal, and if the matching is successful, the deduction of the fee is performed. Therefore, the invention can automatically deduct the pre-paid fee from the user account after ensuring that the user himself enjoys the corresponding service.
In order not to store the biometric features of the user, the biometric features of the user are prevented from being leaked while the authentication security is ensured. The biometric feature may be deleted after the matching of the biometric features is used, for example, in another example, the method further comprises, after the transmitting the first biometric feature to the mobile terminal:
deleting the acquired first biometric characteristic.
Meanwhile, if the device that transmits the first biometric feature is different from the device that acquires the first biometric feature, the acquisition device is required to delete the first biometric feature after the acquisition and transmission.
Further, it is understood that, preferably, in the present invention, the mobile terminal receives the first biometric characteristic and transmits the authorization information through a short-range wireless communication technique. By adopting the short-distance wireless communication technology for communication, the prepayment can be completed in an off-line state, the data interaction in the network and the time consumption brought by network delay are reduced, and the prepayment efficiency is improved.
Furthermore, it will be appreciated that preferably in the present invention the first biometric characteristic is a fingerprint.
It will be appreciated that in other embodiments of the invention, if the device that acquires and transmits the first biometric characteristic does not belong to a self-service facility, the authorization information may be transmitted by the mobile terminal directly to the input device, and the self-service facility performs an operation corresponding to pre-payment upon receipt of the authorization information without transmitting the authorization information to the device that acquires and transmits the first biometric characteristic. That is, in the above steps, the device that acquires and transmits the first biometric characteristic performs only the above steps 101 and 102 without performing the steps 103 and 104.
Under the condition of not sending the biological identification features, the user can be ensured to be in advance payment application at the physical position, and the economic loss of the user after the user identity or the mobile terminal is stolen is effectively avoided.
The second embodiment of the invention discloses a prepayment method of self-service facilities. FIG. 2 is a schematic flow diagram of a prepayment method for the self-service facility.
Specifically, as shown in fig. 2, the method of prepayment for a self-service facility includes:
in step 201, a mobile terminal receives a first biometric characteristic collected at a self-service facility.
Thereafter, step 202 is entered.
In step 202, the mobile terminal matches the received first biometric characteristic with a stored second biometric characteristic of the user of the mobile terminal.
Thereafter, step 203 is entered.
In step 203, it is determined whether the matching is successful. If successful, go to step 204; otherwise, the flow is ended.
In step 204, the mobile terminal determines whether to transmit authorization information for making a pre-payment based on the matching result.
In an example, the step 204 may include:
judging whether a user of the mobile terminal meets a prepayment condition;
and if the judgment result is that the prepayment condition is met and the first biological identification characteristic is matched with the second biological identification characteristic, transmitting authorization information.
It can be understood that, in the embodiments of the present invention, determining whether the user of the mobile terminal satisfies the prepaid condition refers to determining whether the user has economic ability to pay the requested service or the goods to be purchased, and if so, allowing the user to enjoy the service or goods provided by the self-service facility before paying the fee, and then deducting the fee at the server, for example, determining whether the balance pre-stored by the user is sufficient or whether the credit rating of the user is sufficient. For example, the credit rating may be determined based on the user's personal credit information.
It is to be understood that in other embodiments of the present invention, the pre-payment condition may be other criteria, or the authorization information may be sent directly after the first and second biometric characteristics are matched, regardless of the pre-payment condition.
Thereafter, the present flow ends.
It will be appreciated that the mobile terminal may send the authorisation information directly to the self-service facility, directly controlling the self-service facility to perform operations corresponding to the pre-payment, or may send the authorisation information to a device which sends the first biometric characteristic to the mobile terminal, the device controlling the self-service facility to perform operations corresponding to the pre-payment.
After the mobile terminal sends the prepaid authorization information, the self-service facility provides corresponding services for the user, but at this time, the general self-service facility does not actually obtain the fee paid by the user, and therefore, the fee deduction needs to be completed at the server side. For example, in one example, the method of prepayment for a self-service facility further comprises the steps of:
the mobile terminal receives a second device ID identifying the self-service facility; and is
And after the mobile terminal is successfully matched, sending a second terminal ID for identifying the mobile terminal, a second user ID of the user and a received second equipment ID to the server, so that the server can complete deduction of the pre-paid fee based on the received second terminal ID, the received second user ID and the received second equipment ID. Specifically, assuming that the means for transmitting the first biometric feature and receiving the authorization information of the mobile terminal for the mobile terminal and controlling the self-service facility to perform the communication operation in the above steps is included in or installed at the self-service facility, the server matches the second device ID, the second terminal ID, and the second user ID received from the mobile terminal with the first device ID, the first terminal ID, and the first user ID received from the means, and if the matching is successful, performs deduction of the fee. The first terminal ID and the first user ID of the device are sent to the device by the mobile terminal after the mobile terminal is successfully matched with the first biological identification feature and the second biological identification feature.
Further, it is understood that, preferably, in the present invention, the mobile terminal receives the first biometric characteristic and transmits the authorization information through a short-range wireless communication technique. By adopting the short-distance wireless communication technology for communication, the prepayment can be completed in an off-line state, the data interaction in the network and the time consumption brought by network delay are reduced, and the prepayment efficiency is improved.
Furthermore, it will be appreciated that preferably in the present invention the first biometric characteristic is a fingerprint.
Under the condition of not sending the biological identification features, the user can be ensured to be in advance payment application at the physical position, and the economic loss of the user after the user identity or the mobile terminal is stolen is effectively avoided.
A third embodiment of the invention discloses a method for prepaying for self-service facilities. FIG. 3 is a schematic flow diagram of a prepayment method for the self-service facility.
Specifically, as shown in fig. 3, the method of prepayment for a self-service facility includes:
in step 301, the server receives a second device ID, a second terminal ID, and a second user ID from the mobile terminal, and receives a first device ID, a first terminal ID, and a first user ID from the self-service facility.
Thereafter, step 302 is entered.
In step 302, the server matches the received first device ID, first terminal ID, and first user ID with the second device ID, second terminal ID, and second user ID, respectively.
If the matching is successful, go to step 303; otherwise, the flow is ended.
In step 303, the server completes the deduction of the prepaid fee.
Thereafter, the present flow ends.
Further, to complete the charging operation, the mobile terminal may transmit the second terminal ID and the second user ID to the prepaid apparatus, and the prepaid apparatus may transmit the second device ID to the mobile terminal. Then, the server sends the own device ID, terminal ID and user ID to the server at the same time, and when the device ID, terminal ID and user ID sent by the server are all consistent, the server completes authentication and starts to charge the user.
Furthermore, it will be appreciated that preferably in the present invention the first biometric characteristic is a fingerprint.
In addition, it is understood that, in the present invention, the prepaid device may be a virtual device or a physical device. The pre-payment device may be part of a self-service facility or may be a stand-alone device. The prepayment device may also have the capability of collecting a first biometric characteristic of the user. The device for acquiring the first biometric characteristic may also be another device, not the prepayment device.
Under the condition of not sending the biological identification features, the user can be ensured to be in advance payment application at the physical position, and the economic loss of the user after the user identity or the mobile terminal is stolen is effectively avoided.
A fourth embodiment of the invention discloses a prepayment device for a self-service facility. Fig. 4 is a schematic structural view of the prepayment device for self-service facilities.
Specifically, as shown in fig. 4, the prepayment device for self-service facilities includes:
an acquisition unit for acquiring a first biometric characteristic of a user collected at a self-service facility.
A first sending unit, configured to send the first biometric characteristic to a mobile terminal, so that the mobile terminal: matching the received first biometric characteristic with a second biometric characteristic of the user stored in the mobile terminal, and determining whether to transmit authorization information for making a pre-payment based on the matching result.
In an example, the prepayment device further comprises:
and the execution unit is used for controlling the self-service facility to execute the operation corresponding to the prepayment according to the received authorization information.
And the deleting unit is used for deleting the acquired first biological identification characteristic.
Furthermore, it will be appreciated that preferably in the present invention the first biometric characteristic is a fingerprint.
In addition, in an exemplary embodiment, the first sending unit further sends a first device ID identifying the self-service facility to the mobile terminal, the executing unit further receives the first terminal ID of the mobile terminal and the first user ID of the user sent by the mobile terminal after the matching is successful, and the first sending unit sends the first device ID identifying the self-service facility, the received first terminal ID and the received first user ID to the server, so that the server completes the deduction of the prepaid fee based on the received first device ID, first terminal ID and first user ID. Specifically, the server matches the received first device ID, first terminal ID and first user ID sent by the first sending unit from the prepaid device with the received second device ID, second terminal ID and second user ID from the mobile terminal, and if the matching is successful, the server deducts the fee.
Under the condition of not sending the biological identification features, the user can be ensured to be in advance payment application at the physical position, and the economic loss of the user after the user identity or the mobile terminal is stolen is effectively avoided.
The first embodiment is a method embodiment corresponding to the present embodiment, and the present embodiment can be implemented in cooperation with the first embodiment. The related technical details mentioned in the first embodiment are still valid in this embodiment, and are not described herein again in order to reduce repetition. Accordingly, the related-art details mentioned in the present embodiment can also be applied to the first embodiment.
A fifth embodiment of the present invention discloses a mobile terminal. Fig. 5 is a schematic structural diagram of a mobile terminal.
Specifically, as shown in fig. 5, the mobile terminal includes:
a first receiving unit for receiving a first biometric characteristic collected at a self-service facility;
a first matching unit, configured to match the received first biometric characteristic with a stored second biometric characteristic of the user of the mobile terminal;
and the second sending unit is used for determining whether to send the authorization information for carrying out the pre-payment based on the matching result.
In an exemplary embodiment, the method further comprises:
and the judging unit is used for judging whether the user of the mobile terminal meets the prepayment condition.
The second transmitting unit transmits the authorization information when the judgment result of the judging unit is that the prepayment condition is satisfied and the matching result of the first matching unit is that the first biometric characteristic matches the second biometric characteristic.
The use and consumption of various pass cards are reduced, the use safety is high, the user can be ensured to enjoy the pass service at the physical position without remotely sending the biological identification characteristics, and the further loss after the user identity or the mobile terminal is stolen is effectively avoided.
The second embodiment is a method embodiment corresponding to the present embodiment, and the present embodiment can be implemented in cooperation with the second embodiment. The related technical details mentioned in the second embodiment are still valid in this embodiment, and are not described herein again in order to reduce repetition. Accordingly, the related-art details mentioned in the present embodiment can also be applied to the second embodiment.
A sixth embodiment of the present invention discloses a server. Fig. 6 is a schematic diagram of the server.
Specifically, as shown in fig. 6, the server includes:
a second receiving unit configured to receive the second device ID, the second terminal ID, and the second user ID from the mobile terminal, and receive the first device ID, the first terminal ID, and the first user ID from the self-service facility;
a second matching unit, configured to match the received first device ID, the first terminal ID, and the first user ID with the second device ID, the second terminal ID, and the second user ID, respectively;
the deduction unit is used for finishing deduction of the prepaid fee when the matching result of the second matching unit is matching;
wherein the first biometric characteristic is collected at the self-service facility and sent by the self-service facility to the mobile terminal, the first device ID is sent by the self-service facility to the mobile terminal, and
the mobile terminal sends the second device ID, the second terminal ID, and the second user ID to the server and sends the first terminal ID and the first user ID to the self-service facility when the first biometric characteristic matches a second biometric characteristic of the user stored in the mobile terminal.
The third embodiment is a method embodiment corresponding to the present embodiment, and the present embodiment can be implemented in cooperation with the third embodiment. The related technical details mentioned in the third embodiment are still valid in this embodiment, and are not described herein again in order to reduce repetition. Accordingly, the related-art details mentioned in the present embodiment can also be applied to the third embodiment.
A seventh embodiment of the invention is directed to an apparatus comprising a memory storing computer executable instructions and a processor configured to execute the instructions to implement the method of prepayment for a self-service facility of any one of the first to third embodiments.
An eighth embodiment of the present invention is directed to a non-volatile computer storage medium encoded with a computer program, the computer program comprising instructions that, when executed by one or more computers, cause the one or more computers to perform the method of prepayment of a self-service facility of any one of the first to third embodiments.
The method embodiments of the present invention may be implemented in software, hardware, firmware, etc. Whether the present invention is implemented as software, hardware, or firmware, the instruction code may be stored in any type of computer-accessible memory (e.g., permanent or modifiable, volatile or non-volatile, solid or non-solid, fixed or removable media, etc.). Also, the Memory may be, for example, Programmable Array Logic (PAL), Random Access Memory (RAM), Programmable Read Only Memory (PROM), Read-Only Memory (ROM), Electrically Erasable Programmable Read Only Memory (EEPROM), a magnetic disk, an optical disk, a Digital Versatile Disk (DVD), or the like.
It should be noted that, each unit mentioned in each device embodiment of the present invention is a logical unit, and physically, one logical unit may be one physical unit, or may be a part of one physical unit, or may be implemented by a combination of multiple physical units, and the physical implementation manner of these logical units itself is not the most important, and the combination of the functions implemented by these logical units is the key to solve the technical problem provided by the present invention. Furthermore, the above-mentioned embodiments of the apparatus of the present invention do not introduce elements that are less relevant for solving the technical problems of the present invention in order to highlight the innovative part of the present invention, which does not indicate that there are no other elements in the above-mentioned embodiments of the apparatus.
It is to be noted that in the claims and the description of the present patent, relational terms such as first and second, and the like are used solely to distinguish one entity or action from another entity or action without necessarily requiring or implying any actual such relationship or order between such entities or actions. Also, the terms "comprises," "comprising," or any other variation thereof, are intended to cover a non-exclusive inclusion, such that a process, method, article, or apparatus that comprises a list of elements does not include only those elements but may include other elements not expressly listed or inherent to such process, method, article, or apparatus. Without further limitation, the use of the verb "comprise a" to define an element does not exclude the presence of another, same element in a process, method, article, or apparatus that comprises the element.
While the invention has been shown and described with reference to certain preferred embodiments thereof, it will be understood by those skilled in the art that various changes in form and details may be made therein without departing from the spirit and scope of the invention.
Claims (14)
1. A method of prepayment for a self-service facility, comprising:
obtaining a first biometric characteristic of a user collected at the self-service facility;
sending the first biological identification feature to a mobile terminal, so that the mobile terminal matches the received first biological identification feature with a second biological identification feature of a user stored in the mobile terminal, and determining whether to send authorization information for prepayment based on a matching result;
wherein after obtaining the first biometric characteristic of the user collected at the self-service facility, further comprising:
sending a second device ID identifying the self-service facility to the mobile terminal; and the number of the first and second electrodes,
and receiving a first terminal ID for identifying the mobile terminal and a first user ID for identifying the user of the mobile terminal which are sent by the mobile terminal after the mobile terminal is successfully matched, and sending a first equipment ID for identifying the self-service facility, the received first terminal ID and the received first user ID to a server, so that the server respectively matches the received first equipment ID, first terminal ID and first user ID with the second equipment ID, second terminal ID and second user ID which are received by the server from the mobile terminal, and the deduction of the pre-paid fee is completed.
2. The self-service facility prepayment method according to claim 1, further comprising, after the sending the first biometric characteristic to the mobile terminal:
and if the authorization information sent by the mobile terminal is received, controlling the self-service facility to execute the operation corresponding to the pre-payment.
3. A method of prepayment for self-service facility according to claim 1 or 2, characterized in that after sending the first biometric characteristic to a mobile terminal, the method further comprises:
deleting the acquired first biometric characteristic.
4. A method of prepayment for self-service facility according to claim 3, wherein the mobile terminal receives the first biometric characteristic and transmits the authorization information via a short-range wireless communication technique; and/or
The first biometric characteristic is a fingerprint.
5. A method of prepayment for a self-service facility, comprising:
the mobile terminal receives a first biometric characteristic collected at the self-service facility;
the mobile terminal matches the received first biological identification characteristic with a second biological identification characteristic of the user stored in the mobile terminal;
the mobile terminal determines whether to send authorization information for carrying out prepayment based on the matching result;
wherein the mobile terminal receives a second device ID identifying the self-service facility; and is
After the mobile terminal is successfully matched, sending a first terminal ID for identifying the mobile terminal and a first user ID of a user of the mobile terminal to the self-service facility, and sending a second terminal ID for identifying the mobile terminal, a second user ID of the user and a received second device ID to a server, so that the server can respectively match the received second terminal ID, second user ID and second device ID with the first device ID, first terminal ID and first user ID received by the server from the self-service facility, and the deduction of the pre-paid fee is completed.
6. The self-service facility pre-payment method of claim 5, wherein the mobile terminal determining whether to send authorization information for making the pre-payment based on the matching result comprises:
judging whether the user of the mobile terminal meets a prepayment condition;
and if the judgment result is that the prepayment condition is met and the first biological identification feature is matched with the second biological identification feature, the authorization information is sent.
7. A method of prepayment for self-service facility according to claim 6, characterized in that at least one of the following conditions is satisfied:
the mobile terminal receives the first biological identification characteristic and sends the authorization information through a short-distance wireless communication technology; and/or
The first biometric characteristic is a fingerprint.
8. A method of prepayment for a self-service facility, comprising:
the server receiving a second device ID, a second terminal ID, and a second user ID from the mobile terminal, and receiving a first device ID, a first terminal ID, and a first user ID from the self-service facility;
the server respectively matches the received first equipment ID, first terminal ID and first user ID with the second equipment ID, second terminal ID and second user ID;
if the matching is successful, the server completes the deduction of the pre-payment fee;
wherein a first biometric characteristic is collected at the self-service facility and sent by the self-service facility to the mobile terminal, the second device ID is sent by the self-service facility to the mobile terminal, and
the mobile terminal sends the second device ID, the second terminal ID, and the second user ID to the server and sends the first terminal ID and the first user ID to the self-service facility when the first biometric characteristic matches a second biometric characteristic of the user stored in the mobile terminal.
9. A prepayment device for a self-service facility, comprising:
an acquisition unit for acquiring a first biometric characteristic of a user collected at the self-service facility;
the first sending unit is used for sending the first biological identification feature to a mobile terminal, so that the mobile terminal can match the received first biological identification feature with a second biological identification feature of a user stored in the mobile terminal, and whether to send authorization information for prepayment is determined based on a matching result;
a second sending unit, configured to send a second device ID identifying the self-service facility to the mobile terminal after acquiring the first biometric feature of the user collected at the self-service facility;
and a third sending unit, configured to send, when receiving the first terminal ID identifying the mobile terminal and the first user ID of the user of the mobile terminal, which are sent by the mobile terminal after the matching is successful, the first device ID identifying the self-service facility, the received first terminal ID, and the received first user ID to a server, so that the server matches the received first device ID, the received first terminal ID, and the received first user ID with the second device ID, the received second terminal ID, and the received second user ID, which are received by the server from the mobile terminal, respectively, and completes deduction of prepaid fee.
10. The prepayment device according to claim 9, further comprising:
the execution unit is used for controlling the self-service facility to execute the operation corresponding to the prepayment according to the received authorization information;
and the deleting unit is used for deleting the acquired first biological identification characteristic.
11. A mobile terminal, comprising:
a first receiving unit for receiving a first biometric characteristic collected at a self-service facility;
a first matching unit, configured to match the received first biometric characteristic with a second biometric characteristic of the user stored in the mobile terminal;
a fourth transmitting unit for determining whether to transmit authorization information for making a pre-payment based on the matching result;
a second receiving unit for receiving a second device ID identifying the self-service facility;
and the fifth sending unit is used for sending the first terminal ID for identifying the mobile terminal and the first user ID for identifying the user of the mobile terminal to the self-service facility after the matching is successful, and sending the second terminal ID for identifying the mobile terminal, the second user ID for identifying the user and the received second equipment ID to the server, so that the server can match the received second terminal ID, second user ID and second equipment ID with the first equipment ID, first terminal ID and first user ID received by the server from the self-service facility respectively, and the deduction of the pre-paid fee is completed.
12. A server, comprising:
a third receiving unit configured to receive the second device ID, the second terminal ID, and the second user ID from the mobile terminal, and receive the first device ID, the first terminal ID, and the first user ID from the self-service facility;
a second matching unit, configured to match the received first device ID, first terminal ID, and first user ID with the second device ID, second terminal ID, and second user ID, respectively;
the deduction unit is used for finishing deduction of the prepaid fee when the matching result of the second matching unit is matching;
wherein a first biometric characteristic is collected at the self-service facility and sent by the self-service facility to the mobile terminal, the second device ID is sent by the self-service facility to the mobile terminal, and
the mobile terminal sends the second device ID, the second terminal ID, and the second user ID to the server and sends the first terminal ID and the first user ID to the self-service facility when the first biometric characteristic matches a second biometric characteristic of the user stored in the mobile terminal.
13. A pre-payment device for a self-service facility, comprising a memory storing computer executable instructions and a processor configured to execute the instructions to implement a pre-payment method for a self-service facility as claimed in any one of claims 1 to 8.
14. A non-transitory computer storage medium encoded with a computer program, the computer program comprising instructions that when executed by one or more computers cause the one or more computers to perform the method of prepayment of a self-service facility of any of claims 1-8.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201810901715.2A CN109118237B (en) | 2018-08-09 | 2018-08-09 | Method for prepayment of self-service facility, and apparatus and storage medium therefor |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201810901715.2A CN109118237B (en) | 2018-08-09 | 2018-08-09 | Method for prepayment of self-service facility, and apparatus and storage medium therefor |
Publications (2)
| Publication Number | Publication Date |
|---|---|
| CN109118237A CN109118237A (en) | 2019-01-01 |
| CN109118237B true CN109118237B (en) | 2021-10-29 |
Family
ID=64852069
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201810901715.2A Active CN109118237B (en) | 2018-08-09 | 2018-08-09 | Method for prepayment of self-service facility, and apparatus and storage medium therefor |
Country Status (1)
| Country | Link |
|---|---|
| CN (1) | CN109118237B (en) |
Citations (5)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN1655501A (en) * | 2004-02-11 | 2005-08-17 | 上海乐金广电电子有限公司 | Identification apparatus and method employing biological statistic data |
| CN101330386A (en) * | 2008-05-19 | 2008-12-24 | 刘洪利 | Authentication system based on biological characteristics and identification authentication method thereof |
| CN104753953A (en) * | 2015-04-13 | 2015-07-01 | 成都双奥阳科技有限公司 | Access control system |
| CN107194699A (en) * | 2017-06-05 | 2017-09-22 | 崔俊新 | Payment system, method, device and readable storage medium storing program for executing based on biological characteristic |
| WO2018109751A1 (en) * | 2016-12-16 | 2018-06-21 | Gre-Lab S.R.L. Unipersonale | Method and system of secure payment |
Family Cites Families (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN103106736B (en) * | 2012-12-28 | 2016-07-06 | 华为软件技术有限公司 | A kind of identity identifying method, terminal and server |
| CN107730251A (en) * | 2017-09-28 | 2018-02-23 | 山西特信环宇信息技术有限公司 | Cash in banks electronics based on biological identification technology draws system and operating method |
-
2018
- 2018-08-09 CN CN201810901715.2A patent/CN109118237B/en active Active
Patent Citations (5)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN1655501A (en) * | 2004-02-11 | 2005-08-17 | 上海乐金广电电子有限公司 | Identification apparatus and method employing biological statistic data |
| CN101330386A (en) * | 2008-05-19 | 2008-12-24 | 刘洪利 | Authentication system based on biological characteristics and identification authentication method thereof |
| CN104753953A (en) * | 2015-04-13 | 2015-07-01 | 成都双奥阳科技有限公司 | Access control system |
| WO2018109751A1 (en) * | 2016-12-16 | 2018-06-21 | Gre-Lab S.R.L. Unipersonale | Method and system of secure payment |
| CN107194699A (en) * | 2017-06-05 | 2017-09-22 | 崔俊新 | Payment system, method, device and readable storage medium storing program for executing based on biological characteristic |
Also Published As
| Publication number | Publication date |
|---|---|
| CN109118237A (en) | 2019-01-01 |
Similar Documents
| Publication | Publication Date | Title |
|---|---|---|
| CN107194699B (en) | Payment system, method and device based on biological characteristics and readable storage medium | |
| CN110232568B (en) | Mobile payment method, mobile payment device, computer equipment and readable storage medium | |
| CA2856801C (en) | Peer-to-peer payment registration and activation | |
| CN106934613A (en) | Without card withdrawal ATM, mobile terminal, server, system and method | |
| CN104471599A (en) | Methods and systems for performing a financial transaction using a mobile communication device | |
| EP3965039A1 (en) | Electronic currency offline payment method and payment collection method | |
| KR20120003512A (en) | System for remitting money between mobile device using authority control of virtual account, mobile device | |
| KR101630311B1 (en) | Method of settlement using credit card image | |
| CN101236673B (en) | Method for accomplishing electronic purse off-line charging, complex function card and authorization carrier | |
| CN113112266A (en) | Multi-card processing method and system based on 5G message and block chain | |
| CN105160776B (en) | City one-card card, business platform, card operation system and implementation method | |
| JP7223753B2 (en) | payment processing | |
| CN114881623A (en) | Payment method, device and storage medium | |
| CN102892096A (en) | System, method, business operation support system (BOSS) and equipment for realizing account recharge | |
| CN109118237B (en) | Method for prepayment of self-service facility, and apparatus and storage medium therefor | |
| CN109087425B (en) | Access control method, device and storage medium for access device | |
| CN113393002B (en) | Network about vehicle order processing method, processing device, server and storage medium | |
| EP2662818A1 (en) | Method, transaction server and account server for electronic payment in a computer network | |
| KR101187932B1 (en) | System for Processing Payment using Agent's Mobile Device, and Mobile Device | |
| KR20120003513A (en) | System for remitting money between mobile device using authority control of virtual account, mobile device | |
| CN103366271A (en) | Data processing system, device and method | |
| CN111178872A (en) | Mobile banking payment method and device without mobile phone verification code | |
| KR101262349B1 (en) | System and method for electronic money transmit/receive, banking terminal apparatus and electronic money service method for thereof, electronic money service center and electronic money service method for thereof | |
| CN109117617B (en) | Remote authentication method of self-service terminal, device, equipment and storage medium thereof | |
| KR102474128B1 (en) | Method for usage approval of server-account based offline physical prepaid card |
Legal Events
| Date | Code | Title | Description |
|---|---|---|---|
| PB01 | Publication | ||
| PB01 | Publication | ||
| SE01 | Entry into force of request for substantive examination | ||
| SE01 | Entry into force of request for substantive examination | ||
| TA01 | Transfer of patent application right | ||
| TA01 | Transfer of patent application right |
Effective date of registration: 20200521 Address after: 201101 401, 39 Lane 3333, Hongxin Road, Minhang District, Shanghai Applicant after: Gu Hongchao Address before: 241000 A609, No. 35 Hengshan Road, Wuhu Economic and Technological Development Zone, Wuhu City, Anhui Province Applicant before: WUHU JIZHI INTELLIGENT TECHNOLOGY Co.,Ltd. |
|
| GR01 | Patent grant | ||
| GR01 | Patent grant |