CN108985918A - Exchange settlement method and device for actively clearance side - Google Patents
Exchange settlement method and device for actively clearance side Download PDFInfo
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- CN108985918A CN108985918A CN201810574033.5A CN201810574033A CN108985918A CN 108985918 A CN108985918 A CN 108985918A CN 201810574033 A CN201810574033 A CN 201810574033A CN 108985918 A CN108985918 A CN 108985918A
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/02—Banking, e.g. interest calculation or account maintenance
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/04—Trading; Exchange, e.g. stocks, commodities, derivatives or currency exchange
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/12—Accounting
- G06Q40/125—Finance or payroll
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Abstract
This specification embodiment provides a kind of exchange settlement method and device for actively clearance side.This method comprises: generating and saving the first same files of actively clearance side；Receive the second same files from passive clearance side；Second same files are matched with first same files；And it is handled according to matched result.
Description
Technical field
This specification embodiment is related to information technology field, in particular to a kind of exchange settlement side for actively clearance side
Method and device.
Background technique
During Liang Fang mechanism interacts, a side is as actively clearance side, and another party is as passive clearance side.Make
For actively clearance side, the clearance file on the same day is provided daily, which contains transaction details on the one, and this is clear
It calculates file and is sent to passive clearance side.It is passive to receive the clearance file from actively clearance side as passive clearance side, and to connect
On the basis of the clearance file received, by the transaction details for upper one day that passively clearance side saves and as in the clearance file of benchmark
Transaction details matched, when generating difference after matching, need to have the accounts such as abnormal tracking and processing and account record
Business managerial ability.
It should be noted that the above description of the technical background be intended merely to it is convenient to technical solution of the present invention carry out it is clear,
Complete explanation, and facilitate the understanding of those skilled in the art and illustrate.Cannot merely because these schemes of the invention
Background technology part is expounded and thinks that above-mentioned technical proposal is known to those skilled in the art.
Summary of the invention
Inventors have found that these general structures are all made when certain mechanisms do not have account construction and financial management ability
For actively clearance side, without progress financial management.But for some reason, for example, the requirement of supervision, needs not
Mechanism with financial management ability is as passive clearance side.It can not normally be carried out so as to cause the clearance of transaction.And if
Mechanism without account construction and financial management ability re-starts the foundation of financial management ability, then needs to put into a large amount of
Time and cost.
This specification embodiment provides a kind of exchange settlement method and device for actively clearance side, in passive clearance side
In the case where without financial management ability, carrying out by the financial management ability of active management side should be by the passively side of clearance
The transaction data of execution matches and processing, that is, the part financial management ability of actively clearance side is energized to without account
The passive clearance side of managerial ability, can guarantee being normally carried out for exchange settlement, and not need to put into additional time and cost.
According to this specification embodiment in a first aspect, providing a kind of exchange settlement method for actively clearance side, institute
The method of stating includes: generation and the first same files for saving actively clearance side；Second from passive clearance side is received to hand over
Easy data file；Second same files are matched with first same files；And according to matching
Result handled.
According to the second aspect of this specification embodiment, a kind of exchange settlement device for actively clearance side, institute are provided
Stating device includes: generation unit, generates and save the first same files of actively clearance side；Receiving unit receives
The second same files from passive clearance side；Matching unit, by second same files and described first
Same files are matched；And processing unit, it is handled according to matched result.
According to the third aspect of this specification embodiment, provide a kind of server, the server include memory and
Processor, the memory are stored with computer program, and the processor is realized when executing the computer program according to this theory
Exchange settlement method described in the first aspect of bright book embodiment.
The beneficial effect of this specification embodiment is, in the case where passive clearance side does not have financial management ability,
It carries out to be matched and being handled by the transaction data that the passively side of clearance executes by the financial management ability of active management side,
That is, energizing the part financial management ability of actively clearance side to the passive clearance side for not having financial management ability, Neng Goubao
Card exchange settlement is normally carried out, and does not need to put into additional time and cost.
Referring to following description and accompanying drawings, only certain exemplary embodiments of this invention is disclosed in detail, specifies original of the invention
Reason can be in a manner of adopted.It should be understood that embodiments of the present invention are not so limited in range.In appended power
In the range of the spirit and terms that benefit requires, embodiments of the present invention include many changes, modifications and are equal.
The feature for describing and/or showing for a kind of embodiment can be in a manner of same or similar one or more
It uses in a other embodiment, is combined with the feature in other embodiment, or the feature in substitution other embodiment.
It should be emphasized that term "comprises/comprising" refers to the presence of feature, one integral piece, step or component when using herein, but simultaneously
It is not excluded for the presence or additional of one or more other features, one integral piece, step or component.
Detailed description of the invention
Included attached drawing is used to provide to be further understood from this specification embodiment, and which constitute the one of specification
Part for illustrating embodiments of the present invention, and comes together to illustrate the principle of the present invention with verbal description.It should be evident that
Drawings in the following description are only some embodiments of the invention, for those of ordinary skill in the art, is not paying
Under the premise of creative labor, it is also possible to obtain other drawings based on these drawings.In the accompanying drawings:
Fig. 1 is a schematic diagram of the exchange settlement method of this specification embodiment 1.
Fig. 2 is a schematic diagram of the method for this specification embodiment 1 handled according to matched result；
Fig. 3 is another schematic diagram of the exchange settlement method of this specification embodiment 1；
Fig. 4 is a schematic diagram of the exchange settlement device of this specification embodiment 2；
Fig. 5 is a schematic diagram of the processing unit 404 of this specification embodiment 2；
Fig. 6 is a composition schematic diagram of the server of this specification embodiment 3.
Specific embodiment
Referring to attached drawing, by following specification, aforementioned and other feature of the invention be will be apparent.In specification
In attached drawing, only certain exemplary embodiments of this invention is specifically disclosed, which show the portions that can wherein use principle of the invention
Divide embodiment, it will thus be appreciated that the present invention is not limited to described embodiments, on the contrary, the present invention includes falling into appended power
Whole modifications, modification and equivalent in the range of benefit requirement.
In this specification embodiment, term " first ", " second " etc. are used to distinguish different elements from appellation,
It is not intended that the space arrangement of these elements or time sequencing etc., these elements should not be limited by these terms.Term
"and/or" includes one kind or any one of multiple and all combinations of the associated term listed.Term "comprising", " packet
Include ", " having " etc. refer to the presence of stated feature, element, element or component, but be not precluded presence or addition one or
Other multiple features, element, element or component." multiple " or " a variety of " refer at least two or at least two.
The exchange settlement method and device for actively clearance side of this specification embodiment is carried out with reference to the accompanying drawing
Explanation.
Embodiment 1
The present embodiment 1 provides a kind of exchange settlement method for actively clearance side.Fig. 1 is this specification embodiment 1
One schematic diagram of exchange settlement method.The exchange settlement method is applied to actively clearance side.As shown in Figure 1, the exchange settlement side
Method includes:
Step 102: generating and save the first same files of actively clearance side；
Step 104: receiving the second same files from passive clearance side；
Step 106: second same files are matched with first same files；And
Step 108: being handled according to matched result.
In the present embodiment, actively clearance side and passive clearance side are two sides with trading activity.For example, a side is to hand over
Easy platform, a side are acquirer.
In the present embodiment, passive clearance side does not have financial management ability, for example, passive clearance side does not have to transaction
Detail is matched, and for the abnormal ability for tracking and handling and account records that matched difference carries out.
In the present embodiment, actively clearance side has above-mentioned financial management ability.
In a step 102, actively clearance side generates and saves the first same files of actively clearance side.First friendship
Easy data file includes transaction details, for example, the transaction details that the active clearance side of the previous day comprising current date records.
At step 104, actively clearance side receives the second same files from passive clearance side.Second transaction
Data file includes transaction details, for example, the transaction details that the passive clearance side of the previous day comprising current date records.
In step 106, actively clearance side matches the second same files with the first same files.
In the present embodiment, this method can also include: to open up login account number for the passively side of clearance.
To in step 108, be handled under the account number that passive clearance side logs according to matched result.
In this way, passive clearance side only needs to log in its dedicated account number, it will be able to utilize the financial management of actively clearance side
The independent carry out financial management of ability.
Fig. 2 is a schematic diagram of the method for this specification embodiment 1 handled according to matched result.Such as Fig. 2 institute
Show, this method comprises:
Step 202: for, with the matched transaction data of the first same files, carrying out account in the second same files
Business is carried down；And
Step 204: for, with the unmatched transaction data of the first same files, being carried out in the second same files
Tracking processing and record.
In the present embodiment, for unmatched situation, for example, it may be the first transaction data that actively clearance side provides
Transaction in file is not present in the second same files that passive clearance side provides.It is also possible that corresponding transaction exists
The amount of money in first same files and the second same files is unequal.
Fig. 3 is another schematic diagram of the exchange settlement method of this specification embodiment 1.The exchange settlement method is applied to master
Dynamic clearance side and passive clearance side.As shown in figure 3, the exchange settlement method includes:
Step 302: actively clearance side is that passive clearance side opens up login account number；
Step 304: actively clearance side generates and saves the first same files of actively clearance side；
Step 306: passive clearance side generates the second same files of passive clearance side；
Step 308: second same files are sent to actively clearance side by passive clearance side；
Step 310: actively clearance side matches second same files with first same files；
Step 312: passive clearance side logs in its account number；
Step 314: actively clearance side is handled under the account number that passive clearance side logs according to matched result.
In the present embodiment, executing for step 302-314 can be with reference to the implementation procedure of each step in Fig. 1 and Fig. 2, this
Place repeats no more.
As can be seen from the above embodiments, in the case where passive clearance side does not have financial management ability, by active management
The financial management ability of side should be matched by transaction data that the passively side of clearance executes and processing, that is, will be actively clear
The part financial management ability of calculation side is energized to the passive clearance side for not having financial management ability, can guarantee exchange settlement
It is normally carried out, and does not need to put into additional time and cost.
Embodiment 2
This specification embodiment 2 provides a kind of exchange settlement device for actively clearance side, corresponds to 1 institute of embodiment
The exchange settlement method stated.Fig. 4 is a schematic diagram of the exchange settlement device of this specification embodiment 2.
As shown in figure 4, exchange settlement device 400 includes:
Generation unit 401 generates and saves the first same files of actively clearance side；
Receiving unit 402 receives the second same files from passive clearance side；
Matching unit 403 matches the second same files with the first same files；And
Processing unit 404 is handled according to matched result.
In the present embodiment, exchange settlement device 400 can also include:
It opens an account unit 405, opens up login account number for passive clearance side.
To which processing unit 404 can be handled under the account number that passive clearance side logs according to matched result.
Fig. 5 is a schematic diagram of the processing unit 404 of this specification embodiment 2.As shown in figure 5, processing unit 404 wraps
It includes:
First processing units 501, in the second same files with the matched transaction of the first same files
Data carry out account and carry down；And
The second processing unit 502, in the second same files with the unmatched friendship of the first same files
Easy data carry out tracking processing and record.
In the present embodiment, generation unit 401, receiving unit 402, matching unit 403, processing unit 404, unit of opening an account
405, the structure and function of first processing units 501 and the second processing unit 502 can be clear with transaction described in reference implementation example 1
The implementation of each step of calculation method, details are not described herein again.
As can be seen from the above embodiments, in the case where passive clearance side does not have financial management ability, by active management
The financial management ability of side should be matched by transaction data that the passively side of clearance executes and processing, that is, will be actively clear
The part financial management ability of calculation side is energized to the passive clearance side for not having financial management ability, can guarantee exchange settlement
It is normally carried out, and does not need to put into additional time and cost.
Embodiment 3
The present embodiment 3 provides a kind of server, and Fig. 6 is a composition schematic diagram of the server of this specification embodiment 3.Such as
Shown in Fig. 6, server 600 may include processor 610 and memory 620；Memory 620 is coupled to processor 610.It is worth note
Meaning, the figure are exemplary；Other kinds of structure can also be used, to supplement or replace the structure, to realize telecommunications
Function or other function.
In the present embodiment, server 600 can be the server as the actively transaction platform service of clearance side.
In the present embodiment, memory 620, such as can be buffer, flash memory, hard disk driver, removable medium, volatibility and deposit
One of reservoir, nonvolatile memory or other appropriate devices or more.Memory 620 can store various data, this
Computer program 630 can be also stored outside.Also, the program of the memory 620 storage can be performed in processor 610, to realize reality
Apply the exchange settlement method recorded in example 1.
In the present embodiment, processor 610 be otherwise referred to as controller or operational controls, may include microprocessor or its
His processor device and/or logic device, the processor 610 receive the operation of all parts of input and control server 600.
In the present embodiment, each component of server 600 can be by specialized hardware, firmware, software or it is real in conjunction with coming
It is existing, it is made without departing from the scope of the present invention.
As can be seen from the above embodiments, in the case where passive clearance side does not have financial management ability, by active management
The financial management ability of side should be matched by transaction data that the passively side of clearance executes and processing, that is, will be actively clear
The part financial management ability of calculation side is energized to the passive clearance side for not having financial management ability, can guarantee exchange settlement
It is normally carried out, and does not need to put into additional time and cost.
This specification embodiment also provides a kind of computer-readable program, which execute processor
Exchange settlement method described in embodiment 1.
This specification embodiment also provides a kind of storage medium for being stored with computer-readable program, wherein is stored with meter
The storage medium of calculation machine readable program, the computer-readable program make processor execute exchange settlement side described in embodiment 1
Method.
In this specification embodiment, software module can be located at RAM memory, flash memory, ROM memory, EPROM storage
The storage of device, eeprom memory, register, hard disk, mobile disk, CD-ROM or any other form known in the art
Medium.A kind of storage medium can be coupled to processor, to enable a processor to from the read information, and can
Information is written to the storage medium；Or the storage medium can be the component part of processor.Pocessor and storage media can
To be located in ASIC.The software module can store in a memory in the mobile terminal, also can store and can be inserted into movement eventually
In the storage card at end.For example, if electronic equipment using the MEGA-SIM card of larger capacity or the flash memory device of large capacity,
Then the software module is storable in the flash memory device of the MEGA-SIM card or large capacity.
One or more combinations of one or more of functional block diagram and/or functional block diagram for Fig. 4 description, can be with
It is embodied as general processor, the digital signal processor (DSP), dedicated collection for executing function described by this specification embodiment
At circuit (ASIC), field programmable gate array (FPGA) or other programmable logic device, discrete gate or transistor logic device
Part, discrete hardware components or it is any appropriately combined.
Combining specific embodiment above, invention has been described, it will be appreciated by those skilled in the art that this
A little descriptions are all exemplary, and are not limiting the scope of the invention.Those skilled in the art can be according to the present invention
Principle various variants and modifications are made to the present invention, these variants and modifications are also within the scope of the invention.
Claims (10)
1. a kind of exchange settlement method for actively clearance side, which comprises
Generate and save the first same files of actively clearance side；
Receive the second same files from passive clearance side；
Second same files are matched with first same files；And
It is handled according to matched result.
2. according to the method described in claim 1, wherein, the method also includes:
Login account number is opened up for the passive clearance side.
3. according to the method described in claim 2, wherein,
Under the account number that the passive clearance side logs in, handled according to matched result.
4. method according to any one of claim 1-3, wherein
Carrying out processing according to matched result includes:
For, with the matched transaction data of the first same files, carrying out account knot in second same files
Turn；And
For, with the unmatched transaction data of the first same files, being tracked in second same files
Processing and record.
5. method according to any one of claim 1-3, wherein
First same files and second same files are that the active of the previous day of current date is clear respectively
The transaction details of the transaction details of calculation side and passive clearance side.
6. a kind of exchange settlement device for actively clearance side, wherein described device includes:
Generation unit generates and saves the first same files of actively clearance side；
Receiving unit receives the second same files from passive clearance side；
Matching unit matches second same files with first same files；And
Processing unit is handled according to matched result.
7. device according to claim 6, wherein described device further include:
It opens an account unit, opens up login account number for the passive clearance side.
8. device according to claim 7, wherein
The processing unit is handled under the account number that the passive clearance side logs according to matched result.
9. device a method according to any one of claims 6-8, wherein
The processing unit includes:
First processing units, in second same files with the matched transaction of the first same files
Data carry out account and carry down；And
The second processing unit, in second same files with the unmatched friendship of the first same files
Easy data carry out tracking processing and record.
10. a kind of server, the server includes memory and processor, and the memory is stored with computer program,
Wherein, exchange settlement according to any one of claims 1-5 is realized when the processor executes the computer program
Method.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201810574033.5A CN108985918A (en) | 2018-06-06 | 2018-06-06 | Exchange settlement method and device for actively clearance side |
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| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201810574033.5A CN108985918A (en) | 2018-06-06 | 2018-06-06 | Exchange settlement method and device for actively clearance side |
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| CN108985918A true CN108985918A (en) | 2018-12-11 |
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| CN201810574033.5A Pending CN108985918A (en) | 2018-06-06 | 2018-06-06 | Exchange settlement method and device for actively clearance side |
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Cited By (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN111402057A (en) * | 2020-03-31 | 2020-07-10 | 中国工商银行股份有限公司 | Transaction message matching method, device, computing equipment and medium |
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| Publication number | Priority date | Publication date | Assignee | Title |
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| CN103577571A (en) * | 2013-10-31 | 2014-02-12 | 北京奇虎科技有限公司 | Data processing method and device |
| CN106251213A (en) * | 2016-07-20 | 2016-12-21 | 太仓安顺财务服务有限公司 | Financial sffairs paper method of sending and receiving in a kind of financial liquidation |
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2018
- 2018-06-06 CN CN201810574033.5A patent/CN108985918A/en active Pending
Patent Citations (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN103577571A (en) * | 2013-10-31 | 2014-02-12 | 北京奇虎科技有限公司 | Data processing method and device |
| CN106251213A (en) * | 2016-07-20 | 2016-12-21 | 太仓安顺财务服务有限公司 | Financial sffairs paper method of sending and receiving in a kind of financial liquidation |
Cited By (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN111402057A (en) * | 2020-03-31 | 2020-07-10 | 中国工商银行股份有限公司 | Transaction message matching method, device, computing equipment and medium |
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Effective date of registration: 20200923 Address after: Cayman Enterprise Centre, 27 Hospital Road, George Town, Grand Cayman Islands Applicant after: Advanced innovation technology Co.,Ltd. Address before: Greater Cayman, British Cayman Islands Applicant before: Alibaba Group Holding Ltd. Effective date of registration: 20200923 Address after: Cayman Enterprise Centre, 27 Hospital Road, George Town, Grand Cayman Islands Applicant after: Innovative advanced technology Co.,Ltd. Address before: Cayman Enterprise Centre, 27 Hospital Road, George Town, Grand Cayman Islands Applicant before: Advanced innovation technology Co.,Ltd. |
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