CN108960840A - A kind of safety payment system and its method based on face, synchronous sound identification - Google Patents

A kind of safety payment system and its method based on face, synchronous sound identification Download PDF

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Publication number
CN108960840A
CN108960840A CN201810719445.3A CN201810719445A CN108960840A CN 108960840 A CN108960840 A CN 108960840A CN 201810719445 A CN201810719445 A CN 201810719445A CN 108960840 A CN108960840 A CN 108960840A
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China
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module
payment
sound
face
typing
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CN201810719445.3A
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Chinese (zh)
Inventor
韩睿
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Wuhu City Interconnection Huitong Electronic Technology Co Ltd
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Wuhu City Interconnection Huitong Electronic Technology Co Ltd
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Priority to CN201810719445.3A priority Critical patent/CN108960840A/en
Publication of CN108960840A publication Critical patent/CN108960840A/en
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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401Transaction verification
    • G06Q20/4014Identity check for transactions
    • G06Q20/40145Biometric identity checks

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  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Computer Security & Cryptography (AREA)
  • Finance (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Collating Specific Patterns (AREA)

Abstract

The invention discloses one kind based on face, the safety payment system and its method of synchronous sound identification, belong to secure payment technical field, including client, processing module, setup unit, WIFI module, radio-frequency module, memory module and payment module, processing module respectively with WIFI module, radio-frequency module is connected with memory module, the processing module also respectively with client, setup unit is connected with payment module, client includes facial video input unit and sound typing unit, facial recognition modules in facial video input unit are connect with processing module, sound recognition module in sound typing unit is connect with processing module, the present invention can synchronize identification using the face's video and sound of user, only face's video and sound are identified as just can be carried out payment after same people completes matching, even if hand Machine is stolen or loses the possibility that the stolen brush of finance will not occur, greatly improves the safety of payment.

Description

A kind of safety payment system and its method based on face, synchronous sound identification
Technical field
The present invention relates to secure payment technical field, in particular to a kind of safety based on face, synchronous sound identification Payment system and its method.
Background technique
E-payment, which refers to, passes through letter payment information using safe electronic means between consumer, businessman and financial institution It is transmitted to breath network security bank or corresponding processing mechanism, to realize the behavior of currency payment or fund flow.This its In, it comes using the mobile payment mode of the mobile terminals such as smart phone operation e-payment is more more and more universal.
Currently, user, when being paid using terminals such as mobile phone, tablet computers, authentication mode usually inputs close The modes such as code verifying or fingerprint authentication then can successfully be paid once authentication passes through, if the password or fingerprint of user It is got by others, then the terminal that others may also will use user is paid, and causes the economic loss of user, there are safety Hidden danger.
Publication number CN107730255A discloses a kind of safe payment method, terminal and computer readable storage medium, sentences Whether the disconnected each payment feature obtained is by presetting secure payment condition;When each payment feature of acquisition passes through default safety When the terms of payment, allow to pay;When each payment feature of acquisition is not by default secure payment condition, do not allow to pay. Through the above scheme, when to be paid, whether each payment feature by judging to obtain is come by presetting secure payment condition Decide whether to allow to pay, authentication substantially increases payment by just paying successful mode compared to the prior art Safety ensure that the property safety of user, and the user experience is improved.
Although this application solves the problems in above-mentioned background to a certain extent, if the mobile phone and fingerprint of user It is stolen, even if fingerprint is not stolen, mobile phone is stolen still to pay fingerprint and be cracked, then eavesdropper is in the same city The mobile-phone payment still can be used in city or even same panel region, need to be improved in terms of mobile phone safe payment.
Summary of the invention
Invention is designed to provide a kind of safety payment system and its method based on face, synchronous sound identification, can Identification is synchronized with the face's video and sound using user, only face's video and sound is identified as same people's completion It just can be carried out payment after matching, will not occur the possibility of the stolen brush of finance hand-set from stolen or loss, greatly improve The safety of payment, to solve the problems mentioned in the above background technology.
To achieve the above object, the invention provides the following technical scheme:
It is a kind of based on face, synchronous sound identification safety payment system, including client, processing module, setup unit, WIFI module, radio-frequency module, memory module and payment module, processing module respectively with WIFI module, radio-frequency module and storage Module connection, the processing module are also connect with client, setup unit and payment module respectively;Wherein,
WIFI module is used for system access wireless network;
Radio-frequency module is docked for launching outward system payment information with shop;
Memory module is for saving system information;
The client includes facial video input unit and sound typing unit, the face in facial video input unit Identification module is connect with processing module, and the sound recognition module in sound typing unit is connect with processing module, wherein
Facial recognition modules in facial video input unit are used to after facial scan is entered in payment identify;
Sound recognition module in sound typing unit is used to after sound typing is entered in payment identify;
The setup unit includes facial setting module and sound setting module, wherein
Facial setting module is used for user's face typing under original state and saves the basis verified as payment;
Sound setting module is used for user voice typing under original state and saves the basis verified as payment.
Preferably, the comparison module in the payment module connection processing module, payment module dock the means of payment, payment Mode includes wechat or Alipay, it is not limited to wechat or Alipay.
Preferably, the facial setting module and the user's face and voice data of sound setting module typing are permanently protected Depositing can not change in a storage module.
Preferably, the client is mounted on mobile phone or tablet computer, and client is logged in using cell-phone number identifying code, visitor The binding of the account of family end account and the means of payment.
Preferably, the facial video input unit is docked with the camera of mobile phone or tablet computer.
The present invention provides another technical solution: a kind of safe payment method based on face, synchronous sound identification, including Following steps:
Step 1: after user logs in client, first use will by facial video input unit and sound typing unit The face and acoustic information input system of user;
Step 2: the facial setting module in setup unit is saved for user's face typing under original state as payment The basis of verification, sound setting module are used for user voice typing under original state and save the basis verified as payment, face Being uploaded to processing module with voice data and permanently saving can not change in a storage module;
Step 3: user in payment, into client, open facial video input unit and sound typing unit, take the photograph by point As the facial video of head acquisition user is uploaded to processing module processing by facial recognition modules identification, user is against sound typing Unit barks out the number for needing to pay, and after sound typing, sound recognition module is uploaded to processing module to the voice recognition of typing Processing;
Step 4: the comparison module in processing module is to the face of typing and the face of voice data and original start when paying Portion and voice data are compared whether match;
Step 5: when exact matching comparison module to payment module issue payment signal using wechat, Alipay or other Mode is completely paid;Comparison module does not issue payment signal, payment failure to payment module when matching unsuccessful.
Preferably, in step 4 carry out verification compare when, only pay when typing face and voice data with it is original The face and voice data of setting be all the same, which to be identified as the same talent, can complete to match, the face and voice data of typing and former The face and voice data of beginning setting, which are that any one is identical, to be identified as not being same people, then cannot complete to match.
Compared with prior art, the beneficial effects of the present invention are:
Safety payment system and its method proposed by the present invention based on face, synchronous sound identification, using facial video Typing unit and sound typing unit are by the face of user and acoustic information input system, and user is in payment, camera acquisition The facial video of user is uploaded to processing module processing by facial recognition modules identification, and user barks out against sound typing unit The number for needing to pay, after sound typing, sound recognition module is uploaded to processing module processing, processing to the voice recognition of typing Comparison module in module compares the face of typing when paying and the face and voice data of voice data and original start To whether matching;The face of typing and the face and voice data of voice data and original start all the same are recognized when only paying Being set to the same talent can complete to match, and the face and voice data of typing and the face and voice data of original start are only any One identical to be identified as not being same people, then cannot complete to match, and exactly matches complete payment;It pays and loses when matching unsuccessful It loses, realizes only face's video and sound and be identified as just can be carried out payment after same people completes matching, even if mobile phone quilt The possibility of the stolen brush of finance will not occur in robber or loss, greatly improve the safety of payment.
Detailed description of the invention
Fig. 1 is system module schematic diagram of the invention;
Fig. 2 is client scheme of installation of the invention;
Fig. 3 is algorithm flow chart of the invention.
In figure: 1, client;11, facial video input unit;111, facial recognition modules;12, sound typing unit; 121, sound recognition module;2, processing module;21, comparison module;3, setup unit;31, facial setting module;32, sound is set Cover half block;4, WIFI module;5, radio-frequency module;6, memory module;7, payment module.
Specific embodiment
Following will be combined with the drawings in the embodiments of the present invention, and technical solution in the embodiment of the present invention carries out clear, complete Site preparation description, it is clear that described embodiments are only a part of the embodiments of the present invention, instead of all the embodiments.It is based on Embodiment in the present invention, it is obtained by those of ordinary skill in the art without making creative efforts every other Embodiment shall fall within the protection scope of the present invention.
A kind of safety payment system based on face, synchronous sound identification referring to FIG. 1-2, including client 1, processing Module 2, setup unit 3, WIFI module 4, radio-frequency module 5, memory module 6 and payment module 7, processing module 2 respectively with WIFI module 4, radio-frequency module 5 and memory module 6 connect, processing module 2 also respectively with client 1, setup unit 3 and payment mould Block 7 connects;Payment module 7 connects the comparison module 21 in processing module 2, and payment module 7 docks the means of payment, means of payment packet Including wechat or Alipay, it is not limited to wechat or Alipay can also use bank card quick payment or other modes, In,
WIFI module 4 is used for system access wireless network, and user networks mobile phone or plate by WIFI module 4;
Radio-frequency module 5 is docked for launching outward system payment information with shop;
Memory module 6 is for saving the data information of system;
Client 1 is mounted on mobile phone or tablet computer, and client 1 is logged in using cell-phone number identifying code, 1 account of client It is bound with the account of the means of payment, client 1 includes facial video input unit 11 and sound typing unit 12, facial video record The facial recognition modules 111 entered in unit 11 are connect with processing module 2, the sound recognition module 121 in sound typing unit 12 It is connect with processing module 2, wherein
Facial recognition modules 111 in facial video input unit 11 are used to after facial scan is entered in payment carry out Identification;Facial video input unit 11 is docked with the camera of mobile phone or tablet computer, by the face of camera acquisition user Information;Identify whether identical as the human face of facial video of initial typing, judges whether it is same people;
Sound recognition module 121 in sound typing unit 12 is used to after sound typing is entered in payment know Not;Identify whether with the sound of initial typing to be same sound;
Setup unit 3 includes facial setting module 31 and sound setting module 32, wherein
Facial setting module 31 is used for user's face typing under original state and saves the basis verified as payment;For with The facial video of typing is compared when payment;
Sound setting module 32 be used for original state under user voice typing save as payment verification basis, be used for The sound of typing is compared when payment.The user's face and sound number of 32 typing of facial setting module 31 and sound setting module According to being permanently stored in memory module 6 and can not change.Other people are modified initial data in order to prevent, destroy compare according to According to;
Referring to Fig. 3, in order to preferably show the payer of the safety payment system based on face, synchronous sound identification Formula, the present embodiment propose a kind of safe payment method based on face, synchronous sound identification, include the following steps:
Step 1: first to use through facial 11 He of video input unit after user logs in client 1 after being connected into network Sound typing unit 12 is by the face of user and acoustic information input system;
Step 2: the facial setting module 31 in setup unit 3 saves conduct for user's face typing under original state The basis of verification is paid, sound setting module 32 is used for user voice typing under original state and saves as the base for paying verification Plinth, face and voice data are uploaded to processing module 2 and are permanently stored in memory module 6 and can not change;
Step 3: for user in payment, into client 1, point opens facial video input unit 11 and sound typing unit 12, the facial video of camera acquisition user is uploaded to the processing of processing module 2, user couple by the identification of facial recognition modules 111 Sound typing unit 12 bark out and need the number that pays, for example bark out: 10 yuan of payment, after sound typing, sound recognition module The voice recognition of 121 pairs of typings is uploaded to the processing of processing module 2;
Step 4: the face and voice data and original start of typing when 21 pairs of comparison module in processing module 2 payments Face and voice data be compared and whether match;When carrying out verification comparison, the face and sound number of typing when only paying According to the face of original start and voice data are all the same is identified as the same talent and can complete to match, the face and sound of typing Data, which are that any one is identical with the face of original start and voice data, to be identified as not being same people, then cannot be completed Match;
Step 5: when exact matching comparison module 21 to payment module 7 issue payment signal using wechat, Alipay or its He completely pays mode;Comparison module 21 does not issue payment signal, payment failure to payment module 7 when matching unsuccessful.
The working principle of the invention: using facial video input unit 11 and sound typing unit 12 by the face of user and Acoustic information input system, the facial setting module 31 in setup unit 3 is saved for user's face typing under original state to be made For the basis of payment verification, sound setting module 32 is used for user voice typing under original state and saves as the base for paying verification Plinth, user is in payment, and into client 1, point opens facial video input unit 11 and sound typing unit 12, camera acquisition The facial video of user is uploaded to the processing of processing module 2 by the identification of facial recognition modules 111, and user is against sound typing unit 12 bark out the number for needing to pay, and after sound typing, sound recognition module 121 is uploaded to processing module to the voice recognition of typing 2 processing, the face of typing and the face and sound of voice data and original start when 21 pairs of comparison module payments in processing module 2 Sound data are compared whether match;When carrying out verification comparison, the face and voice data of typing are set with original when only paying Fixed face and voice data be all the same, which to be identified as the same talent, can complete to match, the face and voice data of typing with it is original The face and voice data of setting, which are that any one is identical, to be identified as not being same people, then cannot complete to match, complete Timing comparison module 21 is issued payment signal to payment module 7 and is completely paid using wechat, Alipay or other modes;Matching is not Comparison module 21 does not issue payment signal, payment failure to payment module 7 when success.
In conclusion the safety payment system and its method proposed by the present invention based on face, synchronous sound identification, this hair It is bright using the facial video that can not be replicated of people and sound input system as foundation is compared, using facial 11 He of video input unit Sound typing unit 12 is by the face of user and acoustic information input system, and for user in payment, camera acquires the face of user Portion's video is uploaded to the processing of processing module 2 by the identification of facial recognition modules 111, and user barks out against sound typing unit 12 and needs The number to be paid, after sound typing, sound recognition module 121 is uploaded to processing module 2 to the voice recognition of typing and handles, place Manage module 2 in 21 pairs of comparison module payment when typing face and voice data and original start face and voice data into Whether row compares and matches;The face of typing and the face and voice data of voice data and original start are all the same when only paying Being identified as the same talent can complete to match, and the face and voice data of typing and the face and voice data of original start are Any one is identical to be identified as not being same people, then cannot complete to match, and exactly matches complete payment;Branch when matching unsuccessful Failure is paid, only face's video and sound is realized and is identified as just can be carried out payment after same people completes matching, even if hand Machine is stolen or loses the possibility that the stolen brush of finance will not occur, greatly improves the safety of payment.
The foregoing is only a preferred embodiment of the present invention, but scope of protection of the present invention is not limited thereto, Anyone skilled in the art in the technical scope disclosed by the present invention, according to the technique and scheme of the present invention and its Inventive concept is subject to equivalent substitution or change, should be covered by the protection scope of the present invention.

Claims (7)

1. a kind of safety payment system based on face, synchronous sound identification, including client (1), processing module (2), setting Unit (3), WIFI module (4), radio-frequency module (5), memory module (6) and payment module (7), processing module (2) respectively with WIFI module (4), radio-frequency module (5) and memory module (6) connection, which is characterized in that the processing module (2) also respectively with visitor Family end (1), setup unit (3) and payment module (7) connection;Wherein,
WIFI module (4) is used for system access wireless network;
Radio-frequency module (5) is docked for launching outward system payment information with shop;
Memory module (6) is for saving system information;
The client (1) includes facial video input unit (11) and sound typing unit (12), facial video input unit (11) facial recognition modules (111) in are connect with processing module (2), the sound recognition module in sound typing unit (12) (121) it is connect with processing module (2), wherein
Facial recognition modules (111) in facial video input unit (11) are used to after facial scan is entered in payment carry out Identification;
Sound recognition module (121) in sound typing unit (12) is used to after sound typing is entered in payment know Not;
The setup unit (3) includes facial setting module (31) and sound setting module (32), wherein
Facial setting module (31) is used for user's face typing under original state and saves the basis verified as payment;
Sound setting module (32) is used for user voice typing under original state and saves the basis verified as payment.
2. a kind of safety payment system based on face, synchronous sound identification according to claim 1, which is characterized in that Comparison module (21) in payment module (7) connection processing module (2), payment module (7) dock the means of payment, payer Formula includes wechat or Alipay, it is not limited to wechat or Alipay.
3. a kind of safety payment system based on face, synchronous sound identification according to claim 1, which is characterized in that The user's face and voice data of described face setting module (31) and sound setting module (32) typing are permanently stored in and deposit It can not be changed in storage module (6).
4. a kind of safety payment system based on face, synchronous sound identification according to claim 1, which is characterized in that The client (1) is mounted on mobile phone or tablet computer, and client (1) is logged in using cell-phone number identifying code, client (1) account It number is bound with the account of the means of payment.
5. a kind of safety payment system based on face, synchronous sound identification according to claim 1, which is characterized in that The face video input unit (11) is docked with the camera of mobile phone or tablet computer.
6. a kind of safe payment method according to claim 1 based on face, synchronous sound identification, which is characterized in that Include the following steps:
Step 1: first to use through facial video input unit (11) and sound typing unit after user logs in client (1) (12) by the face of user and acoustic information input system;
Step 2: the facial setting module (31) in setup unit (3) saves conduct for user's face typing under original state The basis of verification is paid, sound setting module (32) is used for user voice typing under original state and saves as the base for paying verification Plinth, face and voice data are uploaded to processing module (2) and are permanently stored in memory module (6) and can not change;
Step 3: for user in payment, into client (1), point opens facial video input unit (11) and sound typing unit (12), the facial video of camera acquisition user is uploaded to processing module (2) processing by facial recognition modules (111) identification, User barks out the number for needing to pay against sound typing unit (12), and after sound typing, sound recognition module (121) is to typing Voice recognition be uploaded to processing module (2) processing;
Step 4: the face and voice data and original start of typing when comparison module (21) in processing module (2) is to payment Face and voice data be compared and whether match;
Step 5: when exact matching comparison module (21) to payment module (7) issue payment signal using wechat, Alipay or its He completely pays mode;Comparison module (21) does not issue payment signal, payment failure to payment module (7) when matching unsuccessful.
7. a kind of safe payment method based on face, synchronous sound identification according to claim 6, which is characterized in that In step 4 when carrying out verification comparison, the face of typing and the face and sound of voice data and original start when only paying Data are all the same, which to be identified as the same talent, can complete to match, the face and voice data of typing and the face and sound of original start Sound data, which are that any one is identical, to be identified as not being same people, then cannot complete to match.
CN201810719445.3A 2018-07-02 2018-07-02 A kind of safety payment system and its method based on face, synchronous sound identification Pending CN108960840A (en)

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CN111417018A (en) * 2020-04-29 2020-07-14 苏州思必驰信息科技有限公司 Intelligent remote control registration and use method and device for intelligent video playing equipment
CN113034322A (en) * 2021-04-01 2021-06-25 珠海爱浦京软件股份有限公司 Internet-based online education supervision system and method

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CN106485499A (en) * 2016-10-24 2017-03-08 安徽百慕文化科技有限公司 One kind is based on voice-operated on-line payment system
CN107122978A (en) * 2017-05-17 2017-09-01 四川新网银行股份有限公司 A kind of quick payment method and device based on a variety of biological identification technologies
CN108182578A (en) * 2017-12-06 2018-06-19 宁波市智能制造产业研究院 A kind of payment system and method

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Publication number Priority date Publication date Assignee Title
CN103258270A (en) * 2013-04-12 2013-08-21 李霆 Bank paying method and device
CN103268549A (en) * 2013-04-24 2013-08-28 徐明亮 Mobile payment verification system based on facial features
CN106485499A (en) * 2016-10-24 2017-03-08 安徽百慕文化科技有限公司 One kind is based on voice-operated on-line payment system
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CN111417018A (en) * 2020-04-29 2020-07-14 苏州思必驰信息科技有限公司 Intelligent remote control registration and use method and device for intelligent video playing equipment
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Application publication date: 20181207