CN108960790A

CN108960790A - A kind of processing method, device, server and the system of bill business

Info

Publication number: CN108960790A
Application number: CN201710369399.4A
Authority: CN
Inventors: 冯照临
Original assignee: Alibaba Group Holding Ltd
Current assignee: Advanced New Technologies Co Ltd; Advantageous New Technologies Co Ltd
Priority date: 2017-05-23
Filing date: 2017-05-23
Publication date: 2018-12-07
Anticipated expiration: 2037-05-23
Also published as: CN108960790B

Abstract

The embodiment of the present application discloses processing method, device, server and the system of a kind of bill business.This method comprises: by the billing data storage obtained in advance from business service platform to billing data library；In response to the bill inquiry instruction of user, inquiry whether there is billing data corresponding with bill inquiry instruction from billing data library；When query result, which is, is, Created an Invoice according to billing data；In response to the payment instruction of user, the business service platform that the forward direction at the business point of contact of the business service platform corresponding to billing data is in service state sends the request that writes off；After the business point of contact for reaching business service platform, reconciliation processing is carried out to the information that writes off in the period corresponding to business point of contact.Using the embodiment of the present application, the problem of third-party platform is limited by business service platform when handling bill business can solve, improve stability of the third-party platform when handling bill business, meet the payment demand of user, improve user experience.

Description

A kind of processing method, device, server and the system of bill business

Technical field

This application involves technical field of electronic communication, in particular to a kind of processing method of bill business, device, server And system.

Background technique

It is universal with computer technology with the development of communication technology, the bill industry for needing timing to pay in daily life Business, such as water rate, the electricity charge, gas charge, CATV fee, credit card repayment bill business can directly pass through third-party platform Direct payment, user by the corresponding business service platform of a large amount of bill business without completing to pay respectively.

In the prior art in the payment process for completing bill business using third-party platform, it usually needs following step Rapid: the first step is bill inquiry, i.e. third-party platform sends the inquiry request of bill business to business service platform to obtain use Family needs the bill information paid；Second step is the creation of bill, i.e., is Created an Invoice according to the bill information of acquisition；Third step is The payment of bill, i.e. user are paid according to the bill information in the bill of creation to write off；4th step is to write off, I.e. the request that writes off of user is transmitted to business service platform by third-party platform, request by user business service platform bill into It is on sale throughout account；5th step is reconciliation, is real-time network interaction due to writing off, falls one-state and be inevitable, and therefore, is taken in business It is engaged in after the business point of contact (the end time point of business service platform service) of platform, to (industry in the corresponding time of business point of contact Business service platform a cycle in business period from start to end in) the information that writes off carried out in a manner of exchange files Final confirmation, to determine the end-state of bill business with final reconciliation result.

The above-mentioned prior art is as it can be seen that third-party platform is completed in the payment process of bill business to be with from business service platform Premised on inquiry obtains bill information, bill payment is unable to complete when business service platform is unavailable.Therefore, existing There is biggish limitation, stability is poor, is unable to satisfy the payment demand of user, user in technology in bill business procession It is poor to experience.

Summary of the invention

The purpose of the embodiment of the present application is to provide processing method, device, server and the system of a kind of bill business, with solution The problem of certainly third-party platform is limited by business service platform when handling bill business improves third-party platform in processing bill Stability when business meets the payment demand of user, improves user experience.

In order to solve the above technical problems, the embodiment of the present application is achieved in that

A kind of processing method of bill business, comprising:

Third-party platform stores the billing data obtained in advance from business service platform to preset billing data library；

In response to the bill inquiry instruction of user, the third-party platform is inquired from the billing data library whether there is Billing data corresponding with the bill inquiry instruction；

When the result of inquiry, which is, is, the third-party platform Creates an Invoice according to the billing data；

Payment instruction of the third-party platform in response to user based on the bill, corresponding to the billing data The business service platform that the forward direction at the business point of contact of business service platform is in service state sends writing off for the user Request；

After the business point of contact for reaching the business service platform, the third-party platform and the business service platform Reconciliation processing is carried out to the information that writes off in the period corresponding to the business point of contact.

A kind of processing method of bill business, comprising:

By the billing data storage obtained in advance from business service platform to preset billing data library；

In response to the bill inquiry instruction of user, inquiry is inquired with the presence or absence of with the bill from the billing data library Instruct corresponding billing data；

When the result of inquiry, which is, is, Created an Invoice according to the billing data；

Payment instruction in response to user based on the bill, the business service platform corresponding to the billing data The business service platform that the forward direction at business point of contact is in service state sends the request that writes off of the user；

After the business point of contact for reaching the business service platform, with the business service platform to the business point of contact The information that writes off in the corresponding period carries out reconciliation processing.

A kind of processing unit of bill business, comprising:

Billing data memory module, for storing the billing data obtained in advance from business service platform to preset account Single database；

Enquiry module, for the bill inquiry instruction in response to user, inquiring from the billing data library whether there is Billing data corresponding with the bill inquiry instruction；

Bill creation module, when the result for inquiring when the response enquiry module is to be, according to the billing data It Creates an Invoice；

Write off request processing module, for the payment instruction in response to user based on the bill, in the billing data The business service platform that the forward direction at the business point of contact of corresponding business service platform is in service state sends the use The request that writes off at family；

Reconciliation processing module, for after the business point of contact for reaching the business service platform, with the business service Platform carries out reconciliation processing to the information that writes off in the period corresponding to the business point of contact.

A kind of processing server of bill business, including processor and memory, the memory storage is by the processing The computer program instructions that device executes, the computer program instructions include:

A kind of processing system of bill business, comprising:

Third-party platform, for storing the billing data obtained in advance from business service platform to preset billing data Library；And for the bill inquiry instruction in response to user, inquiry whether there is and the bill from the billing data library The corresponding billing data of inquiry instruction；And for when the result of inquiry, which is, is, the third-party platform to be according to the account Forms data Creates an Invoice；And for the payment instruction in response to user based on the bill, corresponding to the billing data The forward direction at business point of contact of business service platform be in the business service platform of service state and send the pin of the user Account request；And for after the business point of contact for reaching the business service platform, with the business service platform to described The information that writes off in period corresponding to business point of contact carries out reconciliation processing；

Billing data library, for storing billing data；

Business service platform, it is described for billing data to be sent to the third-party platform in advance, and for handling The request that writes off of third-party platform, and for being cut with the third-party platform to the business after reaching business point of contact The information that writes off in the point corresponding period carries out reconciliation processing.

A kind of computer storage medium, is stored thereon with computer program, realizes when which is executed by processor following Step:

As can be seen from the technical scheme provided by the above embodiments of the present application, the embodiment of the present application is by will be in advance from business service The billing data that platform obtains is stored to preset billing data library, it is ensured that subsequent processing user is to business service platform When bill business, relevant billing data can be directly obtained from billing data library, it can be to avoid at because of business service platform Lead to not the problem of obtaining the billing data of user in non-serving state, considerably increases the success of bill business processing Rate, meanwhile, in user after the payment that third-party platform completes bill, non-serving state is in for business service platform Situation can be write off by the inquiry constantly to business service platform initiation service state with carrying out trial, once inquire industry Business service platform is in service state can send the request that writes off immediately, complete to write off, and even if to industry before business point of contact Business service platform is constantly in non-serving state and is unable to complete and writes off, and processing can be guaranteed the complete of bill by subsequent reconciliation At.Compared with prior art, it can solve third-party platform when handling bill business using technical solution provided by the present application The problem of being limited by business service platform improves stability of the third-party platform when handling bill business, meets paying for user Take demand, improves user experience.

Detailed description of the invention

In order to illustrate the technical solutions in the embodiments of the present application or in the prior art more clearly, to embodiment or will show below There is attached drawing needed in technical description to be briefly described, it should be apparent that, the accompanying drawings in the following description is only this The some embodiments recorded in application, for those of ordinary skill in the art, in the premise of not making the creative labor property Under, it is also possible to obtain other drawings based on these drawings.

Fig. 1 is a kind of flow diagram of embodiment of the processing method of bill business provided by the present application；

Fig. 2 is provided by the present application by the billing data obtained in advance from business service platform storage to preset bill number According to a kind of flow diagram of embodiment in library；

Before Fig. 3 is a kind of business point of contact for business service platform corresponding to the billing data that the application passes through A kind of process signal of embodiment of the request that writes off of the user is sent to the business service platform in service state Figure；

Fig. 4 is a kind of flow diagram of embodiment of the processing method of bill business provided by the present application；

Fig. 5 is a kind of structural schematic diagram of embodiment of the processing unit of bill business provided by the present application.

Specific embodiment

The embodiment of the present application provides processing method, device, server and the system of a kind of bill business.

In order to make those skilled in the art better understand the technical solutions in the application, below in conjunction with the application reality The attached drawing in example is applied, the technical scheme in the embodiment of the application is clearly and completely described, it is clear that described implementation Example is merely a part but not all of the embodiments of the present application.Based on the embodiment in the application, this field is common The application protection all should belong in technical staff's every other embodiment obtained without making creative work Range.

The specific implementation of the embodiment of the present application is described in detail with several specific examples below.

Introduce a kind of embodiment of the processing method of bill business of the application first below.Fig. 1 is account provided by the present application A kind of flow diagram of embodiment of the processing method of single business, this application provides the sides as described in embodiment or flow chart Method operating procedure, but based on routine or may include more or less operating procedure without creative labor.Embodiment In the step of enumerating sequence be only one of numerous step execution sequences mode, do not represent and unique execute sequence.In reality When system or client production in border execute, it can be executed according to embodiment or method shown in the drawings sequence or parallel It executes (such as environment of parallel processor or multiple threads).It is specific as shown in Figure 1, the method may include:

S110: third-party platform stores the billing data obtained in advance from business service platform to preset billing data Library.

In practical applications, when user needs to carry out the payment of a certain bill by third-party platform, usual third party Platform just can obtain corresponding billing data to business service platform after the inquiry that user triggers bill, if encountering business clothes Business platform causes business service platform to be in non-serving state (i.e. business service because of reasons such as the concurrent capability deficiencies of own system Platform unusable state) the case where, third-party platform can not inquire the billing data of user, and directly resulting in user can not be complete At payment.In the embodiment of the present application, third-party platform can by advance from business service platform obtain billing data storage to Preset billing data library, it is subsequent in this way to need once user when third-party platform carries out bill business processing, it can be direct Billing data is locally being obtained, the success rate of bill business processing is considerably increased.

Specifically, third-party platform described in the embodiment of the present application may include that any can provide looking into for bill business Processing platform corresponding to the mechanisms of processing such as inquiry, payment.The business service platform may include that any can mention for user Processing platform corresponding to mechanism for certain service business.

Fig. 2 is provided by the present application by the billing data obtained in advance from business service platform storage to preset bill number According to a kind of flow diagram of embodiment in library；Specifically, as shown in Fig. 2, may include:

S111: the rule of entering an item of expenditure in the accounts of business service platform corresponding to the billing data for determining user according to historical bills data Information.

In practical applications, processing of the third-party platform Jing Guo prolonged bill business, a large amount of bill number of accumulation According to, meanwhile, the time of entering an item of expenditure in the accounts of some service organizations itself is that have certain rule, as concentrated in several days in every month； And certain regularity is also had for the time of entering an item of expenditure in the accounts of particular user.Therefore, third-party platform can be in conjunction at clustering Reason method enter an item of expenditure in the accounts the excavation of regular information to a large amount of billing data of accumulation, determines each user for certain a kind of account Single regular information of entering an item of expenditure in the accounts.

Specifically, the billing data may include user account information (such as payment family number), bill type (such as account Single type be WATER BILL), service organization (such as Suzhou tap water Co., Ltd), billing amount (such as payment amount of money), account The data such as phase in odd-numbered day (such as bill is in March, 2017).Historical bills data described in the embodiment of the present application may include described The processed billing data of third-party platform.The historical bills data are possibly stored in corresponding database or other storages In device.Specifically, it is entering an item of expenditure in the accounts the time for mark that the regular information of entering an item of expenditure in the accounts, which may include with user account information and service organization, Information.

S112: billing data is obtained from corresponding business service platform based on the regular information of entering an item of expenditure in the accounts.

Specifically, described can wrap based on the regular information of entering an item of expenditure in the accounts from corresponding business service platform acquisition billing data It includes regular information of entering an item of expenditure in the accounts according to and determines the period for obtaining billing data from business service platform, then can determine Period from business service platform obtain billing data.

In a specific embodiment, it is assumed that the regular information of entering an item of expenditure in the accounts of a certain user includes that the water rate of user is entered an item of expenditure in the accounts the time Generally No. 2 monthly or No. 3, then, it generally can choose the monthly No. 4 water rate accounts that the user is obtained from business service platform Forms data.

S113: by billing data storage to preset billing data library.

Specifically, the billing data that third-party platform can will acquire is stored in preset after obtaining billing data Billing data library.Specifically, the preset billing data library may include pre-establishing for storing the number of billing data According to library, the billing data library can be the local data base of third-party platform.

In practical applications, when sometime business service platform has a large amount of requests to need to cope with, business service platform It is likely to occur the case where business service platform caused by the concurrent capability deficiency because of own system is in non-serving state, in order to avoid Such case, third-party platform, which can choose, inquires bill number idle (when i.e. the current concurrent capability of business service platform is stronger) According to correspondingly, in some embodiments, being based on the regular information of entering an item of expenditure in the accounts in step S112 and being obtained from corresponding business service platform Before taking billing data, the method can also include:

S114: the number of concurrent upper limit value of business service platform is obtained.

In practical applications, pressure test can be carried out to each business service platform in advance, obtains business service platform The concurrent capability upper limit (i.e. the number of concurrent upper limit).

S115: the current number of concurrent of business service platform is obtained.

It, can be with when third-party platform needs to obtain billing data from a certain business service platform in the embodiment of the present application The current number of concurrent of business service platform is obtained by the current access data of inquiry business service platform.

S116: judge to obtain number of concurrent corresponding to the billing data and the current number of concurrent and whether less than etc. In the number of concurrent upper limit value.

Specifically, judgement can be passed through after the number of concurrent upper limit value and current number of concurrent for obtaining business service platform Obtain number of concurrent corresponding to the billing data and the current number of concurrent and whether less than or equal to the number of concurrent upper limit Value is inquired required by billing data to judge whether the current concurrent capability of business service platform can satisfy third-party platform Concurrent capability.

Specifically, illustrating that the current concurrent capability of business service platform can satisfy third when the result judged is is Fang Pingtai inquires concurrent capability required by billing data；Correspondingly, can execute step S112 is based on the rule letter of entering an item of expenditure in the accounts The step of breath obtains billing data from corresponding business service platform；Conversely, when the judgment result is no, illustrating business service The current concurrent capability of platform is unable to satisfy concurrent capability required by third-party platform inquiry billing data；It can be every default Time execute step S115 obtain business service platform current number of concurrent to the result that step S116 judges be it is yes, that is, judge Obtain number of concurrent corresponding to the billing data and current number of concurrent and it is less than or equal to the number of concurrent upper limit value.

In some embodiments, after obtaining billing data, the method can also include:

It is stored the billing data as historical bills data.

Specifically, the billing data, which is carried out storage as historical bills data, here can increase regular information of entering an item of expenditure in the accounts Data basis when excavation.It can preferably determine regular information of entering an item of expenditure in the accounts.

S120: in response to the bill inquiry instruction of user, the third-party platform is inquired from the billing data library is It is no to there is billing data corresponding with the bill inquiry instruction.

In the embodiment of the present application, in response to the bill inquiry instruction of user, the third-party platform can be directly from described Inquiry whether there is billing data corresponding with the bill inquiry instruction in billing data library.

Specifically, the bill inquiry instruction may include that user is touched by clicking the modes such as default bill inquiry button Hair, the bill inquiry instruction may include that user account information, bill type, service organization, statement date etc. can reflect The data of billing data specifying information.Correspondingly, user account information, bill type, service organization, statement date can be combined Billing data is inquired etc. can reflect billing data specifying information.

Specifically, being obtained in the billing data library of third-party platform local corresponding when the result of inquiry, which is, is Billing data, step S130 can be executed；Conversely, in some cases, the result of inquiry be likely to occur it is no, i.e., in third party Without obtaining corresponding billing data in the billing data library of Platform native, it can be inquired to business service platform and obtain bill number According to.

S130: when the result of inquiry, which is, is, the third-party platform Creates an Invoice according to the billing data.

Specifically, after obtaining corresponding billing data in local billing data library, the third-party platform It can be Created an Invoice according to the billing data, specifically, described Created an Invoice according to the billing data may include basis By billing data, preset bill form is shown billing data, is paid so that user is based on the bill.

In practical applications, the billing data that third-party platform is obtained from business service platform has certain validity period, Therefore, can there is a situation where that billing data is expired, such as 2 months 2017 water rates of user A are 50 yuan, day of entering an item of expenditure in the accounts is 2017 years March 3, third-party platform is on March 4th, 2017 by the storage of WATER BILL data into billing data library, it is assumed that the water The validity period of expense bill is one month from entering an item of expenditure in the accounts day, (is often more than validity period more than that can generate Late Payment Fee after one month day of entering an item of expenditure in the accounts One month Late Payment Fee is 1 yuan, is calculated less than one month by one month), correspondingly, assuming that user just touched on April 10th, 2017 Bill inquiry instruction is sent out, then 50 yuan of the water rate amount of money is just inaccurate, correspondingly, the bill based on billing data creation can go out Mistake, the case where error in order to avoid the above-mentioned bill that will lead to user's acquisition because billing data is expired, in some embodiments.? Before step S130 Creates an Invoice according to the billing data, the method may include:

Judge the billing data whether within default validity period.

Specifically, when judging that the billing data is within default validity period, can be held when the result judged is is The step of row step S130 Creates an Invoice according to the billing data；Conversely, but the result that judges be it is no, that is, judge the account Forms data is not within default validity period, correspondingly, can reacquire newest billing data from business service platform.

Specifically, the default validity period can be configured in conjunction with the validity period of bill in practical application.

In another embodiment, it will lead to the bill error of user's acquisition because billing data is expired in order to avoid above-mentioned Situation, the method can also include:

The setting of time limit validity period is carried out to the billing data in the billing data library；

It prescribes a time limit when billing data reaches the validity period, when deleting the arrival validity period from the billing data library The billing data of limit.

Specifically, time limit validity period can be configured in conjunction with the validity period of bill in practical application.

S140: payment instruction of the third-party platform in response to user based on the bill, in the billing data institute The business service platform that the forward direction at the business point of contact of corresponding business service platform is in service state sends the user The request that writes off.

In the embodiment of the present application, after user triggers corresponding payment instruction based on the bill of creation, the third party is flat Platform can payment instruction in response to user based on the bill, the industry of business service platform corresponding to the billing data It is engaged in send to the business service platform in service state (i.e. the available state of business service platform) before point of contact The request that writes off of the user.

Specifically, the payment instruction may include that user is triggered by clicking the modes such as default bill payment button, institute Stating the request that writes off may include that user account information, bill type, service organization, statement date, billing amount etc. can reflect The data of the billing data specifying information to write off.

In practical applications, the business point of contact can be generally day point of contact, i.e., business service platform is using day as business The a cycle of processing, such as certain business service platform every morning 10:00 to second day morning 10:00 are a business week Phase, then 10:00 is the day point of contact of the mechanism.It is actually answered in addition, it should be noted that, the business point of contact can also combine With situation be set as all point of contacts or other, the embodiment of the present application is not limited with above-mentioned.

Before Fig. 3 is a kind of business point of contact for business service platform corresponding to the billing data that the application passes through A kind of process signal of embodiment of the request that writes off of the user is sent to the business service platform in service state Figure, specifically, as shown in figure 3, may include:

S310: judge whether current time reaches the business point of contact of business service platform corresponding to the billing data.

In practical applications, once reaching the business point of contact of business service platform, business service platform and third-party platform Between can directly carry out the reconciliation processing of the information that writes off in the corresponding period of the business point of contact (in the period).Therefore, it is necessary to First judge whether current time reaches the business point of contact of business service platform corresponding to the billing data.When the result of judgement When being no, i.e. the current time business point of contact that does not reach business service platform corresponding to the billing data can execute Step S320；Conversely, that is, it is flat to reach business service corresponding to the billing data for current time when the result judged is is The business point of contact of platform can directly execute step S150.

S320: when the judgment result is no, whether the business service platform is inquired currently in service state.

Specifically, needing to inquire whether the business service platform is currently located when the result that step S310 judges is no In service state.When the result of inquiry, which is, is, i.e. business service platform is currently at service state, can execute step S330；Conversely, that is, business service platform is currently at non-serving state, can be in the business when the result of inquiry is no It executes step S310 before point of contact and is currently at service state to business service platform, i.e., before reaching the business point of contact, It is yes for executing the result for inquiring the step of whether the business service platform is currently in service state to inquiry.

S330: when the result of inquiry is that business service platform is currently at service state, to the business service platform Send the request that writes off of the user.

It can be seen that in the case that business service platform is in non-serving state, it can be by constantly initiating business clothes The service state inquiry of business platform, attempt writing off, once inquiring business service platform is in service state The request that writes off is sent immediately, completes to write off, and even if be constantly in non-serving state to business service platform before business point of contact And be unable to complete and write off, processing can be guaranteed to the completion of bill by subsequent reconciliation.

S150: after the business point of contact for reaching the business service platform, the third-party platform and the business are taken Business platform carries out reconciliation processing to the information that writes off in the period corresponding to the business point of contact.

It in practical applications, can be in each period of business service platform between business service platform and third-party platform The reconciliation processing of the information that writes off in the period is carried out after business point of contact, to ensure the standard of the bill business handled in the period True property.

Specifically, the information that writes off may include write off request and the request that writes off processing result information.

It can be seen that a kind of embodiment of the processing method of bill business of the application is by will be in advance from business service platform The billing data of acquisition is stored to preset billing data library, it is ensured that bill of the subsequent processing user to business service platform When business, relevant billing data can be directly obtained from billing data library, can be in non-to avoid because of business service platform Service state and lead to not obtain user billing data the problem of, considerably increase the success rate of bill business processing, together When, the case where user is after the payment that third-party platform completes bill, is in non-serving state for business service platform, It can be taken with attempt writing off once inquiring business by constantly initiating the inquiry of service state to business service platform Business platform is in service state can send the request that writes off immediately, complete to write off, and even if take to business before business point of contact Business platform is constantly in non-serving state and is unable to complete and writes off, and processing can be guaranteed to the completion of bill by subsequent reconciliation. Compared with prior art, to can solve third-party platform using technical solution provided by the present application restricted when handling bill business In the business service platform the problem of, stability of the third-party platform when handling bill business is improved, the payment need of user are met It asks, improves user experience.

Consideration third-party platform is executing subject, a kind of another kind of the processing method of bill business of the application introduced below Embodiment.Fig. 4 is a kind of flow diagram of embodiment of the processing method of bill business provided by the present application, and the application provides Method operating procedure as described in embodiment or flow chart, but based on conventional or without creative labor may include more Or less operating procedure.The step of enumerating in embodiment sequence is only one of numerous step execution sequences mode, It does not represent and unique executes sequence.It, can be according to embodiment or attached drawing when system or client production in practice executes Shown in method sequence execute or parallel execute (such as environment of parallel processor or multiple threads).It is specific such as to scheme Shown in 4, the method may include:

S410: by the billing data storage obtained in advance from business service platform to preset billing data library.

Specifically, described can to preset billing data library by the billing data obtained in advance from business service platform storage To include:

The regular information of entering an item of expenditure in the accounts of business service platform corresponding to the billing data for determining user according to historical bills data；

Billing data is obtained from corresponding business service platform based on the regular information of entering an item of expenditure in the accounts；

By billing data storage to preset billing data library.

In some embodiments, billing data is being obtained from corresponding business service platform based on the regular information of entering an item of expenditure in the accounts Before, the method can also include:

Obtain the number of concurrent upper limit value of business service platform；

Obtain the current number of concurrent of business service platform；

Judge to obtain number of concurrent corresponding to the billing data and the current number of concurrent and whether less than or equal to institute State number of concurrent upper limit value；

When the result judged is is, executes and account is obtained from corresponding business service platform based on the regular information of entering an item of expenditure in the accounts The step of forms data.

In some embodiments, the method can also include:

When the judgment result is no, every preset time execute obtain business service platform current number of concurrent the step of To judging to obtain number of concurrent corresponding to the billing data and current number of concurrent and be less than or equal to the number of concurrent upper limit Value.

In some embodiments, after obtaining billing data, the method can also include:

It is stored the billing data as historical bills data.

S420: in response to the bill inquiry instruction of user, inquiry whether there is and the account from the billing data library The corresponding billing data of single inquiry instruction；

S430: it when the result of inquiry, which is, is, is Created an Invoice according to the billing data.

In some embodiments, before being Created an Invoice according to the billing data, the method can also include:

Judge the billing data whether within default validity period；

When the result judged is is, the step of Creating an Invoice according to the billing data is executed.

In some embodiments, the method can also include:

S440: the payment instruction in response to user based on the bill, the business service corresponding to the billing data The business service platform that the forward direction at the business point of contact of platform is in service state sends the request that writes off of the user；

S450: after the business point of contact for reaching the business service platform, with the business service platform to the industry The information that writes off in period corresponding to business point of contact carries out reconciliation processing.

In some embodiments, the forward direction at the business point of contact of the business service platform corresponding to the billing data The request that writes off that the business service platform in service state sends the user includes:

Judge whether current time reaches the business point of contact of business service platform corresponding to the billing data；

When the judgment result is no, whether the business service platform is inquired currently in service state；

When the result of inquiry is that business service platform is currently at service state, institute is sent to the business service platform State the request that writes off of user.

In some embodiments, the method can also include:

When the result of inquiry is that business service platform is currently at non-serving state, reach the business point of contact it Before, it is yes for executing the result for inquiring the step of whether the business service platform is currently in service state to inquiry.

It can be seen that a kind of processing method third-party platform of bill business of the application can be by that will take from business in advance The billing data storage that business platform obtains guarantees subsequent processing user to the account of business service platform to preset billing data library When single business, relevant billing data can be directly obtained from billing data library, can be in avoid because of business service platform Non-serving state and lead to not obtain user billing data the problem of, considerably increase the success rate of bill business processing, Meanwhile the feelings of non-serving state are in for business service platform after the payment that third-party platform completes bill in user Condition, third-party platform can be write off by the inquiry constantly to business service platform initiation service state with carrying out trial, once The request that writes off can be sent immediately by inquiring business service platform and being in service state, complete to write off, and even if cut to business Business service platform is constantly in non-serving state and is unable to complete and writes off before point, can be guaranteed processing by subsequent reconciliation The completion of bill.Compared with prior art, it can solve third-party platform in processing account using technical solution provided by the present application The problem of business service platform is limited by when single business is improved stability of the third-party platform when handling bill business, is met The payment demand of user improves user experience.

On the other hand the application also provides a kind of processing unit of bill business, Fig. 5 is bill business provided by the present application Processing unit a kind of embodiment structural schematic diagram, as shown in figure 5, described device 500 may include:

Billing data memory module 510, can be used for will in advance from business service platform obtain billing data storage to Preset billing data library；

Enquiry module 520 can be used for the bill inquiry instruction in response to user, and inquiring from the billing data library is It is no to there is billing data corresponding with the bill inquiry instruction；

Bill creation module 530 can be used for when the result of the response enquiry module inquiry is to be, according to the account Forms data Creates an Invoice；

The request processing module that writes off 540 can be used for the payment instruction in response to user based on the bill, in the account The business service platform that the forward direction at the business point of contact of business service platform corresponding to forms data is in service state is sent The request that writes off of the user；

Reconciliation processing module 550 can be used for after the business point of contact for reaching the business service platform, with the industry Business service platform carries out reconciliation processing to the information that writes off in the period corresponding to the business point of contact.

On the other hand the application additionally provides a kind of processing server of bill business, including processor and memory, institute It states memory and stores the computer program instructions executed by the processor, the computer program instructions include:

Specifically, the processor may include central processing unit (CPU) in the embodiment of the present application, naturally it is also possible to Including other single-chip microcontroller, logic gates, integrated circuits with logic processing capability etc. or its is appropriately combined.It is described to deposit Reservoir may include nonvolatile memory etc..

In another embodiment, described by the billing data obtained in advance from business service platform storage to preset account Single database includes:

By billing data storage to preset billing data library.

In another embodiment, bill number is being obtained from corresponding business service platform based on the regular information of entering an item of expenditure in the accounts According to before, the processor executes the computer program instructions and can also realize:

Obtain the current number of concurrent of business service platform；

In another embodiment, the processor executes the computer program instructions and can also realize:

In another embodiment, after obtaining billing data, the processor executes the computer program instructions It can also realize:

It is stored the billing data as historical bills data.

In another embodiment, before being Created an Invoice according to the billing data, the processor executes the meter Calculation machine program instruction can also be realized:

Judge the billing data whether within default validity period；

In another embodiment, before the business point of contact of the business service platform corresponding to the billing data Sending the request that writes off of the user to the business service platform in service state may include:

On the other hand the application additionally provides a kind of processing system of bill business, may include:

Third-party platform, the billing data storage that can be used for obtaining from business service platform in advance to preset bill Database；And for the bill inquiry instruction in response to user, from the billing data library inquiry with the presence or absence of with it is described The corresponding billing data of bill inquiry instruction；And for when the result of inquiry, which is, is, the third-party platform to be according to institute Billing data is stated to Create an Invoice；And for the payment instruction in response to user based on the bill, in the billing data institute The business service platform that the forward direction at the business point of contact of corresponding business service platform is in service state sends the user The request that writes off；And for after the business point of contact for reaching the business service platform, with the business service platform pair The information that writes off in period corresponding to the business point of contact carries out reconciliation processing；

Billing data library can be used for storing billing data；

Business service platform can be used for that billing data is sent to the third-party platform in advance, and for handling The request that writes off of the third-party platform, and be used for after reaching business point of contact, with the third-party platform to the industry The information that writes off in period corresponding to business point of contact carries out reconciliation processing.

On the other hand the application additionally provides a kind of computer storage medium, be stored thereon with computer program, the program It is performed the steps of when being executed by processor

After the business point of contact for reaching the business service platform, with the business service platform to the business point of contact The information that writes off in the corresponding period carries out reconciliation processing.It can be seen that a kind of processing method of bill business of the application, The embodiment of device, server or system is by storing the billing data obtained in advance from business service platform to preset account Single database, it is ensured that, can be directly from billing data library when subsequent processing user is to the bill business of business service platform It is middle to obtain relevant billing data, it can lead to not obtain user's to avoid because business service platform is in non-serving state The problem of billing data, considerably increases the success rate of bill business processing, meanwhile, bill is completed in third-party platform in user Payment after, the case where non-serving state is in for business service platform, can be by constantly being sent out to business service platform Rise service state inquiry, with carry out attempt write off, once inquire business service platform be in service state can be immediately Transmission writes off request, completes to write off, and even if be constantly in non-serving state and nothing to business service platform before business point of contact Method completion writes off, and processing can be guaranteed to the completion of bill by subsequent reconciliation.Compared with prior art, it is provided using the application Technical solution can solve the problem of third-party platform is limited by business service platform when handling bill business, improve third Stability of the Fang Pingtai when handling bill business meets the payment demand of user, improves user experience.

In the 1990s, the improvement of a technology can be distinguished clearly be on hardware improvement (for example, Improvement to circuit structures such as diode, transistor, switches) or software on improvement (improvement for method flow).So And with the development of technology, the improvement of current many method flows can be considered as directly improving for hardware circuit. Designer nearly all obtains corresponding hardware circuit by the way that improved method flow to be programmed into hardware circuit.Cause This, it cannot be said that the improvement of a method flow cannot be realized with hardware entities module.For example, programmable logic device (Programmable Logic Device, PLD) (such as field programmable gate array (Field Programmable Gate Array, FPGA)) it is exactly such a integrated circuit, logic function determines device programming by user.By designer Voluntarily programming comes a digital display circuit " integrated " on a piece of PLD, designs and makes without asking chip maker Dedicated IC chip.Moreover, nowadays, substitution manually makes IC chip, this programming is also used instead mostly " is patrolled Volume compiler (logic compiler) " software realizes that software compiler used is similar when it writes with program development, And the source code before compiling also write by handy specific programming language, this is referred to as hardware description language (Hardware Description Language, HDL), and HDL is also not only a kind of, but there are many kind, such as ABEL (Advanced Boolean Expression Language)、AHDL(Altera Hardware Description Language)、Confluence、CUPL(Cornell University Programming Language)、HDCal、JHDL (Java Hardware Description Language)、Lava、Lola、MyHDL、PALASM、RHDL(Ruby Hardware Description Language) etc., VHDL (Very-High-Speed is most generally used at present Integrated Circuit Hardware Description Language) and Verilog.Those skilled in the art also answer This understands, it is only necessary to method flow slightly programming in logic and is programmed into integrated circuit with above-mentioned several hardware description languages, The hardware circuit for realizing the logical method process can be readily available.

Controller can be implemented in any suitable manner, for example, controller can take such as microprocessor or processing The computer for the computer readable program code (such as software or firmware) that device and storage can be executed by (micro-) processor can Read medium, logic gate, switch, specific integrated circuit (Application Specific Integrated Circuit, ASIC), the form of programmable logic controller (PLC) and insertion microcontroller, the example of controller includes but is not limited to following microcontroller Device: ARC 625D, Atmel AT91SAM, Microchip PIC18F26K20 and Silicone Labs C8051F320 are deposited Memory controller is also implemented as a part of the control logic of memory.It is also known in the art that in addition to Pure computer readable program code mode is realized other than controller, can be made completely by the way that method and step is carried out programming in logic Controller is obtained to come in fact in the form of logic gate, switch, specific integrated circuit, programmable logic controller (PLC) and insertion microcontroller etc. Existing identical function.Therefore this controller is considered a kind of hardware component, and to including for realizing various in it The device of function can also be considered as the structure in hardware component.Or even, it can will be regarded for realizing the device of various functions For either the software module of implementation method can be the structure in hardware component again.

Device, module or the unit that above-described embodiment illustrates can specifically be realized, Huo Zheyou by computer chip or entity Product with certain function is realized.It is a kind of typically to realize that equipment is computer.Specifically, computer for example can be a People's computer, laptop computer, cellular phone, camera phone, smart phone, personal digital assistant, media player, navigation Any equipment in equipment, electronic mail equipment, game console, tablet computer, wearable device or these equipment Combination.

For convenience of description, it is divided into various units when description apparatus above with function to describe respectively.Certainly, implementing this The function of each unit can be realized in the same or multiple software and or hardware when application.

It should be understood by those skilled in the art that, the embodiment of the present invention can provide as method, apparatus or computer program Product.Therefore, complete hardware embodiment, complete software embodiment or reality combining software and hardware aspects can be used in the present invention Apply the form of example.Moreover, it wherein includes the computer of computer usable program code that the present invention, which can be used in one or more, The computer program implemented in usable storage medium (including but not limited to magnetic disk storage, CD-ROM, optical memory etc.) produces The form of product.

The present invention be referring to according to the method for the embodiment of the present invention, the process of equipment (device) and computer program product Figure and/or block diagram describe.It should be understood that every one stream in flowchart and/or the block diagram can be realized by computer program instructions The combination of process and/or box in journey and/or box and flowchart and/or the block diagram.It can provide these computer programs Instruct the processor of general purpose computer, special purpose computer, Embedded Processor or other programmable data processing devices to produce A raw machine, so that being generated by the instruction that computer or the processor of other programmable data processing devices execute for real The device for the function of being specified in present one or more flows of the flowchart and/or one or more blocks of the block diagram.

These computer program instructions, which may also be stored in, is able to guide computer or other programmable data processing devices with spy Determine in the computer-readable memory that mode works, so that it includes referring to that instruction stored in the computer readable memory, which generates, Enable the manufacture of device, the command device realize in one box of one or more flows of the flowchart and/or block diagram or The function of being specified in multiple boxes.

These computer program instructions also can be loaded onto a computer or other programmable data processing device, so that counting Series of operation steps are executed on calculation machine or other programmable devices to generate computer implemented processing, thus in computer or The instruction executed on other programmable devices is provided for realizing in one or more flows of the flowchart and/or block diagram one The step of function of being specified in a box or multiple boxes.

In a typical configuration, calculating equipment includes one or more processors (CPU), input/output interface, net Network interface and memory.

Memory may include the non-volatile memory in computer-readable medium, random access memory (RAM) and/or The forms such as Nonvolatile memory, such as read-only memory (ROM) or flash memory (flash RAM).Memory is computer-readable medium Example.

Computer-readable medium includes permanent and non-permanent, removable and non-removable media can be by any method Or technology come realize information store.Information can be computer readable instructions, data structure, the module of program or other data. The example of the storage medium of computer includes, but are not limited to phase change memory (PRAM), static random access memory (SRAM), moves State random access memory (DRAM), other kinds of random access memory (RAM), read-only memory (ROM), electric erasable Programmable read only memory (EEPROM), flash memory or other memory techniques, read-only disc read only memory (CD-ROM) (CD-ROM), Digital versatile disc (DVD) or other optical storage, magnetic cassettes, tape magnetic disk storage or other magnetic storage devices Or any other non-transmission medium, can be used for storage can be accessed by a computing device information.As defined in this article, it calculates Machine readable medium does not include temporary computer readable media (transitory media), such as the data-signal and carrier wave of modulation.

It should also be noted that, the terms "include", "comprise" or its any other variant are intended to nonexcludability It include so that the process, method, commodity or the equipment that include a series of elements not only include those elements, but also to wrap Include other elements that are not explicitly listed, or further include for this process, method, commodity or equipment intrinsic want Element.In the absence of more restrictions, the element limited by sentence "including a ...", it is not excluded that including described want There is also other identical elements in the process, method of element, commodity or equipment.

It will be understood by those skilled in the art that embodiments herein can provide as method, apparatus or computer program product. Therefore, complete hardware embodiment, complete software embodiment or embodiment combining software and hardware aspects can be used in the application Form.It is deposited moreover, the application can be used to can be used in the computer that one or more wherein includes computer usable program code The shape for the computer program product implemented on storage media (including but not limited to magnetic disk storage, CD-ROM, optical memory etc.) Formula.

The application can describe in the general context of computer-executable instructions executed by a computer, such as program Module.Generally, program module includes routines performing specific tasks or implementing specific abstract data types, programs, objects, group Part, data structure etc..The application can also be practiced in a distributed computing environment, in these distributed computing environments, by Task is executed by the connected remote processing devices of communication network.In a distributed computing environment, program module can be with In the local and remote computer storage media including storage equipment.

All the embodiments in this specification are described in a progressive manner, same and similar portion between each embodiment Dividing may refer to each other, and each embodiment focuses on the differences from other embodiments.Especially for device and For computer storage medium embodiment, since it is substantially similar to the method embodiment, so be described relatively simple, correlation Place illustrates referring to the part of embodiment of the method.

The above description is only an example of the present application, is not intended to limit this application.For those skilled in the art For, various changes and changes are possible in this application.All any modifications made within the spirit and principles of the present application are equal Replacement, improvement etc., should be included within the scope of the claims of this application.

Claims

1. a kind of processing method of bill business, comprising:

In response to the bill inquiry instruction of user, the third-party platform is inquired from the billing data library whether there is and institute State the corresponding billing data of bill inquiry instruction；

Payment instruction of the third-party platform in response to user based on the bill, the business corresponding to the billing data The business service platform that the forward direction at the business point of contact of service platform is in service state sends the request that writes off of the user；

After the business point of contact for reaching the business service platform, the third-party platform and the business service platform are to institute The information that writes off stated in the period corresponding to business point of contact carries out reconciliation processing.

2. a kind of processing method of bill business, comprising:

In response to the bill inquiry instruction of user, inquiry whether there is and the bill inquiry instruction from the billing data library Corresponding billing data；

Payment instruction in response to user based on the bill, the business of business service platform corresponding to the billing data The business service platform that the forward direction at point of contact is in service state sends the request that writes off of the user；

It is right to the business point of contact institute with the business service platform after the business point of contact for reaching the business service platform The information that writes off in the period answered carries out reconciliation processing.

3. according to the method described in claim 2, wherein, the billing data storage that will be obtained in advance from business service platform Include: to preset billing data library

By billing data storage to preset billing data library.

4. according to the method described in claim 3, wherein, based on the regular information of entering an item of expenditure in the accounts from corresponding business service platform Before obtaining billing data, the method also includes:

Obtain the current number of concurrent of business service platform；

It is judging to obtain number of concurrent corresponding to the billing data and the current number of concurrent and described in whether being less than or equal to simultaneously Send out number upper limit value；

When the result judged is is, executes and bill number is obtained from corresponding business service platform based on the regular information of entering an item of expenditure in the accounts According to the step of.

5. according to the method described in claim 4, wherein, the method also includes:

When the judgment result is no, every preset time executes the current number of concurrent for obtaining business service platform the step of to sentencing It is disconnected go out obtain number of concurrent corresponding to the billing data and current number of concurrent and be less than or equal to the number of concurrent upper limit value.

6. according to the method described in claim 3, wherein, after obtaining billing data, the method also includes:

It is stored the billing data as historical bills data.

7. according to the method described in claim 2, wherein, before being Created an Invoice according to the billing data, the method is also Include:

Judge the billing data whether within default validity period；

8. according to the method described in claim 2, wherein, the method also includes:

It prescribes a time limit when billing data reaches the validity period, is deleted from the billing data library and reach time limit validity period Billing data.

9. according to the method described in claim 2, wherein, the industry of the business service platform corresponding to the billing data The business service platform that the forward direction at business point of contact is in service state sends the request that writes off of the user and includes:

When the result of inquiry is that business service platform is currently at service state, the use is sent to the business service platform The request that writes off at family.

10. according to the method described in claim 9, wherein, the method also includes:

When the result of inquiry is that business service platform is currently at non-serving state, before reaching the business point of contact, hold The result that row inquires the step of whether the business service platform is currently in service state to inquiry is yes.

11. a kind of processing unit of bill business, comprising:

Billing data memory module, for storing the billing data obtained in advance from business service platform to preset bill number According to library；

Enquiry module, for the bill inquiry instruction in response to user, inquiry whether there is and institute from the billing data library State the corresponding billing data of bill inquiry instruction；

Bill creation module, for being created according to the billing data when the result of the response enquiry module inquiry is to be Bill；

Write off request processing module, right in the billing data institute for the payment instruction in response to user based on the bill The business service platform that the forward direction at the business point of contact for the business service platform answered is in service state sends the user's Write off request；

Reconciliation processing module, for after the business point of contact for reaching the business service platform, with the business service platform Reconciliation processing is carried out to the information that writes off in the period corresponding to the business point of contact.

12. a kind of processing server of bill business, including processor and memory, the memory storage is by the processor The computer program instructions of execution, the computer program instructions include:

13. server according to claim 12, wherein the billing data that will be obtained in advance from business service platform Storing preset billing data library includes:

By billing data storage to preset billing data library.

14. server according to claim 13, wherein based on the regular information of entering an item of expenditure in the accounts from corresponding business service Before platform obtains billing data, the processor executes the computer program instructions and also realizes:

Obtain the current number of concurrent of business service platform；

15. server according to claim 14, wherein it is also real that the processor executes the computer program instructions It is existing:

16. server according to claim 13, wherein after obtaining billing data, described in the processor execution Computer program instructions are also realized:

It is stored the billing data as historical bills data.

17. server according to claim 12, wherein before being Created an Invoice according to the billing data, the place Reason device executes the computer program instructions and also realizes:

Judge the billing data whether within default validity period；

18. server according to claim 12, wherein it is also real that the processor executes the computer program instructions It is existing:

19. server according to claim 12, wherein the business service platform corresponding to the billing data The forward direction at business point of contact be in the business service platform of service state and send the request that writes off of the user and include:

20. server according to claim 19, wherein it is also real that the processor executes the computer program instructions It is existing:

21. a kind of processing system of bill business, comprising:

Third-party platform, for storing the billing data obtained in advance from business service platform to preset billing data library； And for the bill inquiry instruction in response to user, inquiry is inquired with the presence or absence of with the bill from the billing data library Instruct corresponding billing data；And for when the result of inquiry, which is, is, the third-party platform to be according to the bill number According to Creating an Invoice；And for the payment instruction in response to user based on the bill, the industry corresponding to the billing data The business service platform that the forward direction at the business point of contact of business service platform is in service state, which sends writing off for the user, asks It asks；And for after the business point of contact for reaching the business service platform, with the business service platform to the business The information that writes off in period corresponding to point of contact carries out reconciliation processing；

Billing data library, for storing billing data；

Business service platform, for billing data to be sent to the third-party platform in advance, and for handling the third The request that writes off of Fang Pingtai, and be used for after reaching business point of contact, with the third-party platform to the business point of contact institute The information that writes off in the corresponding period carries out reconciliation processing.

22. a kind of computer storage medium, is stored thereon with computer program, following step is realized when which is executed by processor It is rapid: