CN108876360A - A kind of digital fund trustship method based on block chain, apparatus and system - Google Patents

A kind of digital fund trustship method based on block chain, apparatus and system Download PDF

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Publication number
CN108876360A
CN108876360A CN201810566918.0A CN201810566918A CN108876360A CN 108876360 A CN108876360 A CN 108876360A CN 201810566918 A CN201810566918 A CN 201810566918A CN 108876360 A CN108876360 A CN 108876360A
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account
user
block chain
private key
wallet address
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蒋万江
佘伦凯
谢新强
成盛
周爱
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Beijing Genesis Intelligence Chain Information Technology Research Institute
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Beijing Genesis Intelligence Chain Information Technology Research Institute
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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/382Payment protocols; Details thereof insuring higher security of transaction
    • G06Q20/3823Payment protocols; Details thereof insuring higher security of transaction combining multiple encryption tools for a transaction
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/04Trading; Exchange, e.g. stocks, commodities, derivatives or currency exchange

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  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
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Abstract

The present invention relates to block chain technical fields, in order to solve the higher cost of traditional electronic commerce platform stand-alone development block chain transaction platform in the prior art, the embodiment of the present application realizes a kind of digital fund trustship method based on block chain, apparatus and system, and wherein method includes the application account request for receiving the first user and second user;It generates in block chain network for the first account private key of first user and the first account wallet address, the second account private key for second user and the second account wallet address;The digital funds data in the first account wallet address and the second account wallet address in the block chain network is updated according to transaction data, the first account private key and the second account private key between first user and the second user.Multiple e-commerce platforms can be accessed by realizing, and the research and development cost of e-commerce platform is saved in the service of digital funds transaction, clearing, trustship for the realization of each e-commerce platform based on block chain.

Description

A kind of digital fund trustship method based on block chain, apparatus and system
Technical field
The present invention relates to block chain technical field more particularly to a kind of digital fund trustship methods based on block chain, dress It sets and system.
Background technique
With the appearance of bit coin in 2009, block chain technology also develops therewith.Block chain technology, it is also known as " distributed Account book technology " is that a kind of decentralization, collective safeguard the technical solution of distributed account book, and essence is by multiple node collectives The distributed data base system of participation.Not a kind of single technology of block chain, multiple technologies integration as a result, utilizing area The technical maintenance of block chain one account book record that is reliable, being difficult to tamper with, can reduce the risk of trust, and can effectively reduce crowd The maintenance cost of participant cooperation.In block chain practical application, each user can generate a pair of of asymmetric key pair, be used for area Trading signature on block chain corresponds to identity of the hash value of public key as its trading account.
Common electric business is difficult to use digital cash and is settled accounts or carried out transnational commodity transaction account settlement business, all needs This digital cash settlement platform based on block chain of a large amount of manpower and material resources stand-alone development is put into, third party's number money is needed The hosted platform of gold completes merging for digital cash and commodity transaction.
Summary of the invention
The technical issues of to solve in the prior art, the embodiment of the invention provides a kind of digital funds based on block chain Trustship method, apparatus and system, scheme through the embodiment of the present invention can provide the fund based on block chain to common electric business Hosted platform so that electric business can in order to avoid put into a large amount of manpower and material resources can be in e-commerce field application block chain technology.
In order to solve above-mentioned the problems of the prior art, on the one hand, the embodiment of the invention provides one kind to be based on block chain Digital fund trustship method, including,
Receive the application account request of the first user and second user;
It generates the first account private key for being directed to first user in block chain network and the first account wallet address, be directed to Second account private key of second user and the second account wallet address;
According to transaction data, the first account private key and second between first user and the second user Account private key updates the number money in the first account wallet address and the second account wallet address in the block chain network Golden number evidence.
In order to solve above-mentioned the problems of the prior art, on the other hand, the embodiment of the invention also provides one kind to be based on area The digital fund trustship device of block chain, including,
Communication unit, for receiving the application account request of the first user and second user;
Processing unit, for generating the first account private key and the first account that are directed to first user in block chain network Wallet address, the second account private key for second user and the second account wallet address;
Transaction unit, for according to the transaction data between first user and the second user, first account Family private key and the second account private key update the first account wallet address and the second account wallet in the block chain network Digital funds data in address.
In order to solve above-mentioned the problems of the prior art, on the other hand, the embodiment of the invention also provides one kind to be based on area The digital fund mandatory system of block chain, including,
First user terminal and multiple second user terminals, the second user terminal and first user terminal into Row e-commerce transaction;
Digital fund trustship device, for receiving the application account of first user terminal and the second user terminal Family request;It generates the first account private key for being directed to first user in block chain network and the first account wallet address, be directed to Second account private key of second user and the second account wallet address;According between first user and the second user Transaction data, the first account private key and the second account private key are with updating the first account wallet in the block chain network Digital funds data in location and the second account wallet address.
In order to solve above-mentioned the problems of the prior art, on the other hand, the embodiment of the invention also provides a kind of computers Storage medium, which is characterized in that instruction is stored with, when run on a computer, so that computer perform claim requires 1-7 Digital fund trustship method described in any one based on block chain.
Through the embodiment of the present invention, general block chain number fund mandatory system is established, can simultaneously be multiple electronics Net business platform such as provides the consumption of digital fund, keeps accounts, transfers accounts at the service, establishes between consumer and e-commerce platform Block chain such as consumes, settles accounts, transferring accounts at the mechanism.
Detailed description of the invention
In order to more clearly explain the embodiment of the invention or the technical proposal in the existing technology, to embodiment or will show below There is attached drawing needed in technical description to be briefly described, it should be apparent that, the accompanying drawings in the following description is only this Some embodiments of invention for those of ordinary skill in the art without creative efforts, can be with It obtains other drawings based on these drawings.
Fig. 1 is a kind of digital fund trustship method flow schematic diagram based on block chain of the embodiment of the present invention;
Fig. 2 show a kind of structural schematic diagram of the digital fund trustship device based on block chain of the embodiment of the present invention;
Fig. 3 show a kind of digital fund mandatory system structural schematic diagram based on block chain of the embodiment of the present invention;
Fig. 4 show a kind of data flow diagram of the digital fund mandatory system based on block chain of the embodiment of the present invention;
Fig. 5 show the structural block diagram of computing system of the embodiment of the present invention.
Specific embodiment
Following will be combined with the drawings in the embodiments of the present invention, and technical solution in the embodiment of the present invention carries out clear, complete Site preparation description, it is clear that described embodiments are only a part of the embodiments of the present invention, instead of all the embodiments.It is based on Embodiment in the present invention, it is obtained by those of ordinary skill in the art without making creative efforts every other Embodiment shall fall within the protection scope of the present invention.
Fig. 1 is a kind of digital fund trustship method flow schematic diagram based on block chain of the embodiment of the present invention.Such as Fig. 1 institute Show, describe a kind of digital fund custody scheme based on block chain technology, is using digital fund hosted platform in the program Electric business and consumer establish the account of digital fund, these accounts are controlled by digital fund hosted platform, complete electric business and disappear Digital funds transaction between the person of expense, this method include:
Step 101, the application account request of the first user and second user is received.
Step 102, the first account private key and the first account wallet that first user is directed in block chain network are generated Address, the second account private key for second user and the second account wallet address.
Step 103, according to transaction data, the first account private key between first user and the second user And second account private key update in the first account wallet address and the second account wallet address in the block chain network Digital funds data.
As an embodiment of the present invention, private for the first account of first user in generating block chain network Key and the first account wallet address, for further including after the second account private key of second user and the second account wallet address, The first account wallet address and the second account wallet address are sent to corresponding first user and second user.
Wherein it is possible to include that the first account wallet address, the second account wallet address are sent to described first to use Second account wallet address is sent to the second user by the first user by family;
Alternatively, the wallet address of first account is sent to first user, and by the wallet of the second account Location is sent to the second user.
Wherein, the second account wallet address can be sent to second user by the first user, and second user passes through block chain Network is transferred to digital fund to the second account wallet address;First user can by the first account wallet address or Digital fund in second the first account of account wallet address lookup or the second account, second user can also pass through the second account Digital fund in the second account of wallet address lookup.
As an embodiment of the present invention, the first account wallet address and the second account wallet address are sent to It further include obtaining the second user according to the money of second account after corresponding first user and second user The digital funds data that packet address is transferred to second account, and the digital funds data of second account is sent to One user.
Wherein, digital fund directly can be gone to the second account wallet address by the second user, can also be to Digital fund hosted platform buys digital fund, then the digital fund is transferred to the second account wallet address;When first After user receives the digital funds data of the second account, its customer data base can be updated, to record second user first The digital funds data in electric business platform at user, the electric business platform convenient for second user in the first user are normally disappeared The electric business transaction such as take.
As an embodiment of the present invention, the number of deals according between first user and the second user The first account wallet address in the block chain network is updated according to the private key of the, private key of first account and the second account And the second digital funds data in account wallet address further comprises,
The transaction data between first user and second user is obtained from first user.
Wherein, the transaction data between the first user and the second user may include that second user is in the first user Electric business platform consume the consumer record of digital fund, the digital fund etc. that the second account needs to be transferred to the first account, these Transaction data is usually all stored in the database at the first user, it is of course also possible to receiving the first user and respectively The transaction data that two users send updates first in the block chain network after checking the transaction data that both sides provide Digital funds data in account wallet address and the second account wallet address.
As an embodiment of the present invention, the number of deals according between first user and the second user The first account wallet address in the block chain network is updated according to the private key of the, private key of first account and the second account And the second digital funds data in account wallet address further comprises,
It further include the corresponding relationship between the first user and second user in the transaction data;
Institute is updated according to the transaction data including corresponding relationship, the first account private key and the second account private key State the digital funds data in the first account wallet address and the second account wallet address in block chain network.
Wherein, it if there is no corresponding relationship between the first user and second user, will not be sent according to the first user The funds data that transaction data operates in the second account wallet address turns money to the first account wallet address.
Wherein, the first user is electric business, and different electric business is the first different user, some electric business can be to digital fund One the first account of hosted platform application has multiple consumer-users, each consumption in the business transaction platform of the electric business oneself Person user applies for respective second account, each second account and first account on the digital fund hosted platform It is associated, that is to say, that these second accounts are all under the jurisdiction of first account, and consumer-user hands in the business of the electric business It trades on easy platform, the customer data base of electric business records the transaction data of the consumer, and electric business is to digital fund trustship Platform sends the transaction data, includes consumer record of the consumer in the business transaction platform of the electric business in the transaction data And/or the change conditions of consumer's digital funds data in the account of electric business business transaction platform, the friendship that electric business is sent Consumer in easy data is the consumer for being under the jurisdiction of the electric business, friendship of the consumer in other electric business business transaction platforms Easy data can't be included in the transaction data of above-mentioned electric business.
As an embodiment of the present invention, according between first user and the second user transaction data, The private key of first account and the private key of the second account update the first account wallet address in the block chain network with And the second digital funds data in account wallet address further comprises,
After receiving the transaction data between first user and the second user, local account database is updated;
According to preset rules and local account database, the private key of first account and the private of the second account are utilized Key updates the digital funds data in the first account wallet address and the second account wallet address in the block chain network.
Wherein, the local account database, institute are updated using the transaction data between the first user and second user The local data base stated is located at the digital fund hosted platform, for recording the transaction between the first user and second user The digital funds data that data and second user are transferred to the second account, this local data base are not block chain network section " account book " in point can not have to carry out the transaction between account in block chain network in real time in this way, avoid block chain network The transaction procedure expense of middle great number.
As an embodiment of the present invention, the preset rules include that first account or the second account carry out Digital fund is withdrawn deposit or be transferred to, or reaches preset time.
As an embodiment of the present invention, according between first user and the second user transaction data, The private key of first account and the private key of the second account update the first account wallet address in the block chain network with And the second digital funds data in account wallet address further comprises,
According to the instruction of the first user or second user, according to the friendship between first user and the second user The first account in block chain network described in the private key real-time update of easy data, the private key of first account and the second account Digital funds data in wallet address and the second account wallet address.
Wherein, the present embodiment is according to the first account and the second account number in the demand real-time update block chain network of user Word funds data;It can also include only according to the first account wallet address in the instruction more new block chain network of the first user and the Digital funds data in two account wallet addresses.
In above all embodiments, the first account wallet address and the second account in the block chain network are updated Digital funds data in wallet address, may include according to the transaction data between the first user and second user, generate by Block chain transaction data between second account wallet address and the first account wallet address, the block chain transaction data is by second Account private key signature broadcasts the block chain transaction data of the signature in block chain network, obtains other in block chain network After the common recognition of node, which is charged into block chain account book.
Method through the embodiment of the present invention can make existing electric business business transaction platform be converted into based on block chain Using the platform of digital capital settlement, electric business can not have to investment huge fund and specially research and develop block chain transaction platform, realize numerous electricity Quotient is used in conjunction with digital fund hosted platform and realizes digital capital settlement, and effectively manages electric business and the number of consumer Fund avoids high digital funds transaction circulation expense.
It is illustrated in figure 2 a kind of structural schematic diagram of the digital fund trustship device based on block chain of the embodiment of the present invention, Describe the platform with computing capability as shown in Figure 2, may include computer perhaps computer cluster also or be distribution The computer cluster of formula, wherein each functional module can by one perhaps multiple stage computers realize or multiple function moulds Block is realized that the functional module may be the realization of general-purpose computations chip, or by special customization core by a computer Piece is realized, is specifically included:
Communication unit 201, for receiving the application account request of the first user and second user.
Processing unit 202, for generating the first account private key and first for being directed to first user in block chain network Account wallet address, the second account private key for second user and the second account wallet address.
Transaction unit 203, for according between first user and the second user transaction data, described first Account private key and the second account private key update the first account wallet address and the second account money in the block chain network Digital funds data in packet address.
As an embodiment of the present invention, the processing unit is also used to the first account wallet address and Two account wallet addresses are sent to corresponding first user and second user.
As an embodiment of the present invention, the communication unit is also used to obtain the second user according to described The digital funds data that two account wallet addresses are transferred to second account, and by the digital funds data of second account It is sent to the first user.
As an embodiment of the present invention, the communication unit obtains first user and the from first user Transaction data between two users.
As an embodiment of the present invention, in the transaction data further include pair between the first user and second user Should be related to, the transaction unit is also used to, according to the transaction data including corresponding relationship, the first account private key and Second account private key updates the number in the first account wallet address and the second account wallet address in the block chain network Word funds data.
As an embodiment of the present invention, the transaction unit, be further used for receiving first user with it is described After transaction data between second user, local account database is updated;
According to preset rules and local account database, the private key of first account and the private of the second account are utilized Key updates the digital funds data in the first account wallet address and the second account wallet address in the block chain network.
As an embodiment of the present invention, the transaction unit is further used for being used according to the first user or second The instruction at family, according to the private key of transaction data, first account between first user and the second user and The first account wallet address and the second account wallet address in block chain network described in the private key real-time update of second account In digital funds data.
Device through the embodiment of the present invention can make existing electric business business transaction platform be converted into based on block chain Using the platform of digital capital settlement, electric business can not have to investment huge fund and specially research and develop block chain transaction platform, realize numerous electricity Quotient is used in conjunction with digital fund hosted platform and realizes digital capital settlement, and effectively manages electric business and the number of consumer Fund avoids high digital funds transaction circulation expense.
It is illustrated in figure 3 a kind of digital fund mandatory system structural schematic diagram based on block chain of the embodiment of the present invention, The electric business business transaction platform in digital fund trustship device and internet and the network knot of consumer end are described in the figure Structure, consumer end and electric business business transaction platform can not be located in block chain network, it is only necessary to digital fund trustship dress It sets and digital funds transaction is carried out to different accounts in block chain network, specifically include:
First user terminal 301 and multiple second user terminals 302, the second user terminal and first user Terminal carries out e-commerce transaction.
Digital fund trustship device 303, the application account for receiving the first user terminal and second user terminal are asked It asks;It generates in block chain network for the first account private key of first user and the first account wallet address, for second The second account private key of user and the second account wallet address;According to the transaction between first user and the second user Data, the first account private key and the second account private key update the first account wallet address in the block chain network with And the second digital funds data in account wallet address.
System through the embodiment of the present invention, in the case where existing electric business can not being changed, by electric business and consumer Settlement of transactions mode be changed into the digital capital settlement based on block chain, and avoid the digital funds transaction expense of great number With.
It is illustrated in figure 4 a kind of data flow diagram of the digital fund mandatory system based on block chain of the embodiment of the present invention, The detailed process of digital fund trustship is described in this figure, consumer end therein can possess the digital account of the exchequer of oneself Family, and also there is an its corresponding consumer account in digital fund trustship device, but distinguish, in the number Consumer account in word fund trustship device is not by the control of consumer, and digital fund trustship device is only by consumer's account Family wallet address is sent to consumer end, allows it that can inquire the digital fund variation in the consumer account, and electric business exists Also there is an its corresponding electric business account in digital fund trustship device, which can be by the control of electric business, i.e., The transaction such as transfer accounts of the electric business account to other accounts can be completed according to the instruction of electric business, digital fund trustship device is according to quotient The digital funds transaction of consumer account and electric business account are completed in the instruction at family, are specifically included:
Step 401, consumer creates user on the business transaction platform (referred to hereinafter as electric business platform) of electric business.
In this step, electric business platform establishes user to consumer, and the consumer is established in transaction data base With the relationship of electric business platform.Consumer can find the consumer record of the consumer in the user information of electric business platform, with And the information such as account balance, the user account remaining sum of new registration are 0 digital cash.
Step 402, consumer end and electric business platform issue the request for establishing account to trustship device.
In this step, consumer and electric business platform can individually send the request for establishing account to trustship device, It can be from the unified request for establishing consumer account and electric business account to the transmission of trustship device of electric business platform.Wherein, it is sending The relationship of consumer and electric business platform can also be sent to trustship device when request, in order to which trustship device establishes electric business account Corresponding relationship between consumer account.
Step 403, trustship device generates consumer account and electric business account in block chain network.
In this step, trustship device utilizes generating random number consumer's private key of a 256bit, then passes through another The generating random number electric business private key of 256bit, generates consumer's private key and electric business by SECP256K1 elliptic curve respectively The corresponding public key of private key, then the corresponding account address of respective public key, consumer account are obtained by a series of hash algorithm Address and electric business account address have respectively represented consumer account and electric business account.
Wherein, consumer account can have multiple, electric business account can also have it is multiple, trustship device according to consumer and electricity The relationship of quotient's platform, establishes the corresponding relationship of multiple consumer accounts Yu some electric business account, and different electric business accounts corresponds to Different multiple consumer accounts, the same consumer possess different user identity, each user in different electric business platforms The corresponding consumer account of identity is under the jurisdiction of some electric business account.
Step 404, the wallet address of the consumer account and electric business account is sent to corresponding consumer by trustship device Terminal and electric business platform.
In this step, trustship device can all send consumer account's wallet address and electric business account wallet address Electric business platform is given, as digital fund number of the electric business platform in the consumer account according to consumer account's wallet address lookup According to, and the number funds data is stored in the user information of electric business platform, when consumer end inquires on electric business platform When the user information, it can inquire to obtain digital fund state in consumer registration user;Or trustship device will consumed It, can also by consumer account while person account wallet address and electric business account wallet address are all sent to electric business platform Location is sent back to consumer end, and such consumer end can be according to the number of consumer account's address lookup to the consumer Funds data.
Step 405, consumer is transferred to digital fund to consumer account.
In this step, consumer is transferred to digital fund to consumer account address by consumer end, and consumer is whole End can obtain the consumer account address by electric business platform, or directly obtain the consumer account from trustship device Address, consumer is transferred to digital fund to consumer account address by block chain network, and can cross consumer account with clearance Digital funds data in the address lookup consumer account, but there is no the private keys of the consumer account by consumer, not It can control the consumer account and carry out the operation such as transfer accounts.
Step 406, the digital funds data in consumer account is fed back to electric business platform by trustship device.
In this step, trustship device can be according to the digital fund number of consumer account's address lookup to consumer account According to the digital funds data of consumer account being fed back to electric business platform, electric business platform is according to the digital fund of consumer account Data update the digital funds data in user information.
Alternatively, electric business platform can also according to the digital funds data of consumer account address lookup consumer account, from And update the digital funds data in user information.
Step 407, consumer end and electric business platform carry out e-commerce transaction.
In this step, consumer consumes on electric business platform, the consumption of consumer each time will all change its The digital funds data of user information in the electric business platform.
Step 408, the transaction data of electric business platform record consumer.
In this step, transaction data of the electric business platform record consumer on the electric business platform, the transaction data include Consumer deducts certain number from the digital fund of the respective user information of the electric business platform after electric business platform buys article Digital fund, that is, in some user information digital fund delta data.
Step 409, electric business platform sends transaction data to trustship device.
In this step, trustship device needs to verify the digital signature information of electric business platform transmission transaction data, or tests Card sends the IP address of the electric business platform of transaction data, or whether verifies transaction data using other safety verification means It is sent by specific electric business platform, and whether transaction data is tampered, to guarantee the reliability of transaction data.
Step 410, trustship device updates local account database according to transaction data.
In this step, trustship device is updated local account database according to transaction data, such as transaction data Middle record has consumer A to consume 0.5 digital cash on electric business platform M, and trustship device passes through inquiry consumer account and electricity The corresponding relationship of quotient's account, and obtained in block chain network in consumer account by consumer account's wallet address lookup Digital cash remaining sum records the number of consumer account A (account namely established to consumer A) in local account database Word idle money balance (for example, 5), 0.5 digital cash that consumer A in consumer record is consumed is from 5 in consumer account A It being deducted in a digital cash, the digital cash remaining sum in current local account database in the consumer account A is 4.5, and Add 0.5 digital cash, certain local account in the digital cash remaining sum of electric business account M in local account database simultaneously Database may further include other some record data items, and how this example is simply to illustrate that according to consumer end and electricity Transaction data between quotient's platform updates local account database, which is updated according to transaction data, But the transaction data is not broadcasted in block chain network, do not operate the real figure of consumer account A and electric business account M Fund changes, only by transaction data record in local account database.
In this step, trustship device also needs to be judged according to the corresponding relationship of consumer and electric business platform, electric business platform Whether the transaction data sended over is accurate, if including consumer account B in the transaction data that electric business platform is sent, this disappears There is no corresponding relationships with the electric business account M for the person's of expense account, then refuse to update local account database.
Step 411, according to default rule, the digital fund of consumer account and electric business account are updated.
In this step, it can be withdrawn deposit according to the demand of electric business platform, such as electric business platform needs to the electric business account, When trustship device receive electric business platform withdraw deposit request after, according to consumer account in local account database and electric business account The digital funds data at family, the disposable digital fund for completing consumer account are transferred to the digital fund of electric business account, Such as multiple transaction has been carried out in consumer end and electric business platform, electric business platform records the transaction data that these transaction generate (wherein at least including the consumption data of consumer), certainly wherein if digital fund has been used in the user information of consumer It is complete, then it can refuse trading activity, transaction data periodically or is in real time sent to trustship device, trustship dress by the electric business platform It sets and local account database is updated according to transaction data, constantly modify the digital fund of consumer account and the number of electric business account Word fund, when electric business platform is withdrawn deposit to the transmission of trustship device requests, trustship device is according to inquiring from block chain network The consumer account recorded in consumer account's (may be multiple consumer accounts) number fund and local account database In digital the balance of funding, obtain the digital fund to be transferred to the corresponding electric business account of the consumer account, trustship device is logical The digital fund crossing the private key of consumer account and being transferred further includes the electric business account wallet address to be transferred to certainly, control Consumer account processed is transferred to the operation of digital fund to electric business account.
When electric business needs are withdrawn deposit from electric business account, after trustship device obtains the drawing instruction of electric business, the electric business is utilized The account that the private key operation electric business account wallet address of account is specified to electric business shifts digital fund.
Step 412, transaction data is broadcasted in block chain network, after obtaining the formula verifying of other block chain nodes, Transaction data is stored into block chain.
Wherein, the common recognition verifying is exactly that (private key of consumer account is to turning to electric according to the signature of block chain node The transaction data of quotient's account is signed) whether progress is tampered to the identity of the block chain node and the encryption transaction record Common recognition verifying, the trustship device (block chain node) according to encryption transaction record (trustship device generate consumer account to The transaction data of electric business account transfer) generate abstract, can be encryption transaction record a part (such as encryption transaction record open 5% to begin), trustship device signs to part abstract using the private key of consumer account, then the encryption is traded and is remembered Record and signature are sent to other block chain nodes.The transaction record and label of the encryption are received in some block chain node After name, the signature is decrypted using the public key of trustship device, the abstract of encryption transaction record is obtained, by plucking after decryption It, if the two is consistent (such as encryption transaction record start 5% identical), to be said compared with the encryption transaction record received Bright encryption transaction record is not tampered with, that is, common recognition be verified, in block chain node by common recognition verifying after will will The encryption transaction record is stored into local block chain.
Method and device through the embodiment of the present invention can not have under the network architecture of existing electric business and client Change existing trading rules and system can realize the digital capital settlement based on block chain network as a result, in minimum The upper variation for reducing capital settlement, fund trustship facilitates the seamless application block chain technology of existing electric business and realizes conditional electronic The transaction flow of commercial affairs.
The embodiment of the present invention also provides a kind of computer-readable instruction, wherein executing described instruction in working as electronic equipment When, program therein makes electronic equipment execute the digital fund trustship method based on block chain as Figure 1 and Figure 4.
The embodiment of the present invention also provides a kind of computer storage medium, and finger is stored in the computer readable storage medium It enables, when run on a computer, so that computer executes the digital fund support described in above-mentioned various aspects based on block chain Tube side sequence.
The embodiment of the present invention also provides a kind of computer system, including processor and memory, and the processor is used for Execute the above-mentioned digital fund host program based on block chain.The embodiment of the present invention, which is shown, referring specifically to Fig. 5, Fig. 5 calculates system System 100 structural block diagram, computing system 100 include bus 105 or for the communication information other communication components and be coupled to The processor 110 for being used to handle information of bus 105.Computing system 100 further include be coupled to bus 105 for storing information Main memory 115 (such as, random access memory (RAM) or other dynamic memories) and to be held by processor 110 Capable instruction.Main memory 115 can be also used for storage location information, temporary variable or execute instruction the phase in processor 110 Between other average informations.Computing system 100 may further include read-only memory (ROM) 120 or be coupled to bus 105 For store be used for processor 110 static information and instruction other static storage devices.Store equipment 125 (such as, Gu State equipment, disk or CD) bus 105 is coupled to be persistently stored information and instruction.
Display 135 can be couple by computing system 100 via bus 105 (such as, liquid crystal display or has Source matrix display) so as to user show information.It can be by input equipment 130 (such as, including alphanumeric key and other keys Keyboard) be coupled to bus 105 so as to 110 communication information of processor and command selection.In another embodiment, input is set Standby 130 have touch-screen display 135.Input equipment 130 may include for 110 communication direction information of processor and order It selects and for controlling the cursor on display 135 mobile cursor control (such as, mouse, trace ball or cursor side To key).
In some embodiments, computing system 100 may include communication adapter 140 (such as, network adapter).It can To couple bus 105 for communication adapter 140, and can be configured as it is enabled with calculate or communication network 145 and/ Or the communication of other computing systems.In various illustrated embodiments, communication adapter 140 can be used to realize any class The networking of type configures, such as, wired, wireless, pre-configuration, equity point-to-point, LAN, WAN etc..
It according to various embodiments, include the arrangement of the instruction in main memory 115 in response to the execution of processor 110, The process of embodiments described herein can be carried out by computing system 100.Another computer-readable Jie can be passed through Such instruction is read into main memory 115 by matter (such as, storing equipment 125).To including in main memory 115 The execution of the arrangement of instruction makes computing system 100 be able to carry out illustrative process described herein.It can also be using in many places Removing the work set in one or more processor to execute include instruction in memory 115.In alternative embodiment, firmly Wired circuit can replace software instruction or be applied in combination with software instruction to realize presently filed embodiment.Therefore, real The mode of applying is not limited to any specific combination of hardware circuit and software.
It, can be by using other types of number although exemplary processing system is described in Fig. 5 Word electronic circuit system or in computer software, firmware or hardware (including structure disclosed in this specification and its Structural equivalents) or one of which or multiple combinations in realize the embodiment party of theme described in this specification Formula and feature operation.
It should be understood that in various embodiments of the present invention, magnitude of the sequence numbers of the above procedures are not meant to execute suitable Sequence it is successive, the execution of each process sequence should be determined by its function and internal logic, the implementation without coping with the embodiment of the present invention Process constitutes any restriction.
It should also be understood that in embodiments of the present invention, term "and/or" is only a kind of association pass for describing affiliated partner System indicates may exist three kinds of relationships.For example, A and/or B, can indicate:Individualism A exists simultaneously A and B, individualism These three situations of B.In addition, character "/" herein, typicallys represent the relationship that forward-backward correlation object is a kind of "or".
Those of ordinary skill in the art may be aware that list described in conjunction with the examples disclosed in the embodiments of the present disclosure Member and algorithm steps, can be realized with electronic hardware, computer software, or a combination of the two, in order to clearly demonstrate hardware With the interchangeability of software, each exemplary composition and step are generally described according to function in the above description.This A little functions are implemented in hardware or software actually, the specific application and design constraint depending on technical solution.Specially Industry technical staff can use different methods to achieve the described function each specific application, but this realization is not It is considered as beyond the scope of this invention.
It is apparent to those skilled in the art that for convenience of description and succinctly, foregoing description is The specific work process of system, device and unit, can refer to corresponding processes in the foregoing method embodiment, details are not described herein.
In several embodiments provided herein, it should be understood that disclosed systems, devices and methods, it can be with It realizes by another way.For example, the apparatus embodiments described above are merely exemplary, for example, the unit It divides, only a kind of logical function partition, there may be another division manner in actual implementation, such as multiple units or components It can be combined or can be integrated into another system, or some features can be ignored or not executed.In addition, shown or beg for Opinion mutual coupling, direct-coupling or communication connection can be through some interfaces, the INDIRECT COUPLING of device or unit Or communication connection, it is also possible to electricity, mechanical or other form connections.
The unit as illustrated by the separation member may or may not be physically separated, aobvious as unit The component shown may or may not be physical unit, it can and it is in one place, or may be distributed over multiple In network unit.Some or all of unit therein can be selected to realize the embodiment of the present invention according to the actual needs Purpose.
It, can also be in addition, the functional units in various embodiments of the present invention may be integrated into one processing unit It is that each unit physically exists alone, is also possible to two or more units and is integrated in one unit.It is above-mentioned integrated Unit both can take the form of hardware realization, can also realize in the form of software functional units.
If the integrated unit is realized in the form of SFU software functional unit and sells or use as independent product When, it can store in a computer readable storage medium.Based on this understanding, technical solution of the present invention is substantially The all or part of the part that contributes to existing technology or the technical solution can be in the form of software products in other words It embodies, which is stored in a storage medium, including some instructions are used so that a computer Equipment (can be personal computer, server or the network equipment etc.) executes the complete of each embodiment the method for the present invention Portion or part steps.And storage medium above-mentioned includes:USB flash disk, mobile hard disk, read-only memory (ROM, Read-Only Memory), random access memory (RAM, Random Access Memory), magnetic or disk etc. are various can store journey The medium of sequence code.
Specific embodiment is applied in the present invention, and principle and implementation of the present invention are described, above embodiments Explanation be merely used to help understand method and its core concept of the invention;At the same time, for those skilled in the art, According to the thought of the present invention, there will be changes in the specific implementation manner and application range, in conclusion in this specification Appearance should not be construed as limiting the invention.

Claims (10)

1. a kind of digital fund trustship method based on block chain, it is characterised in that including,
Receive the application account request of the first user and second user;
It generates in block chain network for the first account private key of first user and the first account wallet address, for second The second account private key of user and the second account wallet address;
According to transaction data, the first account private key and the second account between first user and the second user Private key updates the digital fund number in the first account wallet address and the second account wallet address in the block chain network According to.
2. the method according to claim 1, wherein for first user's in generating block chain network First account private key and the first account wallet address, for the second account private key of second user and the second account wallet address it After further include, by the first account wallet address and the second account wallet address be sent to corresponding first user and Second user, so that the second user is transferred to digital fund to the second account wallet address by block chain network.
3. according to the method described in claim 2, it is characterized in that, it is described according to first user and the second user it Between transaction data, the first account private key and the second account private key update the first account money in the block chain network Digital funds data in packet address and the second account wallet address further comprises,
The transaction data between first user and second user is obtained from first user.
4. according to the method described in claim 3, it is characterized in that, it is described according to first user and the second user it Between transaction data, the first account private key and the second account private key update the first account money in the block chain network Digital funds data in packet address and the second account wallet address further comprises,
It further include the corresponding relationship between the first user and second user in the transaction data;
The area is updated according to the transaction data including corresponding relationship, the first account private key and the second account private key The digital funds data in the first account wallet address and the second account wallet address in block chain network.
5. according to the method described in claim 3, it is characterized in that, according between first user and the second user Transaction data, the first account private key and the second account private key are with updating the first account wallet in the block chain network Digital funds data in location and the second account wallet address further comprises,
After receiving the transaction data between first user and the second user, local account database is updated;
According to preset rules and local account database, institute is updated using the first account private key and the second account private key State the digital funds data in the first account wallet address and the second account wallet address in block chain network.
6. according to the method described in claim 5, it is characterized in that, the preset rules include, first account or The instruction of digital fund is withdrawn deposit or be transferred to two accounts;Or reach preset time.
7. according to the method described in claim 3, it is characterized in that, according between first user and the second user Transaction data, the first account private key and the second account private key are with updating the first account wallet in the block chain network Digital funds data in location and the second account wallet address further comprises,
According to the instruction of the first user or second user, according to the number of deals between first user and the second user According to the first account wallet address in block chain network described in, the first account private key and the second account private key real-time update And the second digital funds data in account wallet address.
8. a kind of digital fund trustship device based on block chain, it is characterised in that including,
Communication unit, for receiving the application account request of the first user and second user;
Processing unit, for generating the first account private key and the first account wallet that are directed to first user in block chain network Address, the second account private key for second user and the second account wallet address;
Transaction unit, for private according to the transaction data between first user and the second user, first account Key and the second account private key update the first account wallet address and the second account wallet address in the block chain network In digital funds data.
9. a kind of digital fund mandatory system based on block chain, it is characterised in that including,
First user terminal and multiple second user terminals, the second user terminal and first user terminal carry out electricity Sub- business transaction;
Digital fund trustship device, the application account for receiving first user terminal and the second user terminal are asked It asks;It generates in block chain network for the first account private key of first user and the first account wallet address, for second The second account private key of user and the second account wallet address;According to the transaction between first user and the second user Data, the first account private key and the second account private key update the first account wallet address in the block chain network with And the second digital funds data in account wallet address.
10. a kind of computer storage medium, which is characterized in that instruction is stored with, when run on a computer, so that calculating Machine perform claim requires the digital fund trustship method based on block chain described in 1-7 any one.
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