CN108648330A - Withdrawal management method, withdrawal managing device and self-aided terminal - Google Patents
Withdrawal management method, withdrawal managing device and self-aided terminal Download PDFInfo
- Publication number
- CN108648330A CN108648330A CN201810469869.9A CN201810469869A CN108648330A CN 108648330 A CN108648330 A CN 108648330A CN 201810469869 A CN201810469869 A CN 201810469869A CN 108648330 A CN108648330 A CN 108648330A
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- China
- Prior art keywords
- bank note
- box
- note
- self
- withdrawal
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Classifications
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- G—PHYSICS
- G07—CHECKING-DEVICES
- G07D—HANDLING OF COINS OR VALUABLE PAPERS, e.g. TESTING, SORTING BY DENOMINATIONS, COUNTING, DISPENSING, CHANGING OR DEPOSITING
- G07D11/00—Devices accepting coins; Devices accepting, dispensing, sorting or counting valuable papers
- G07D11/009—Depositing devices
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
- G07F19/20—Automatic teller machines [ATMs]
- G07F19/202—Depositing operations within ATMs
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
- G07F19/20—Automatic teller machines [ATMs]
- G07F19/203—Dispensing operations within ATMs
Abstract
The present invention is suitable for technical field of financial equipment, provides a kind of withdrawal management method, is applied to self-aided terminal, and at least one circular bank note box of the self-aided terminal is configurable for storing the bank note of preset two or more denominations；The withdrawal management method includes：Execute withdraw the money operation when, the withdraw funds based on user determine the withdrawal demand of the user, wherein the withdrawal demand includes required banknote denomination；Based on the banknote denomination, it is user's note output to choose circular bank note box corresponding with the banknote denomination successively.The present invention can increase the banknote denomination species number that self-aided terminal supports access, meet banking institution and the related needs of user.
Description
Technical field
The invention belongs to technical field of financial equipment more particularly to a kind of withdrawal management method, withdrawal managing devices
And self-aided terminal.
Background technology
Current self-aided terminal is limited to the quantity of the circular bank note box of its configuration, does not support depositing for note of small denominations generally
It takes, such as the general standard configuration of cash recycling system has 4 circular bank note boxes, at most supports the bank note of the different denominations of 4 kinds of cyclic access,
By taking RMB as an example, 4 circular bank note boxes can be respectively configured as 100 yuan note of cyclic access, 50 yuan notes, 20 yuan of paper
Coin and 10 yuan notes；So, the self-aided terminal is for 1 yuan or 5 yuan notes by unassisted access, and user experience sense is not
It is good；There is also part self-aided terminal, it is provided with the mixed reservation or revocation cash box for collecting the useless paper money of deposit and useless paper money of withdrawing the money, when user is stored in
When the bank note of 1 yuan or 5 yuan denomination, the bank note of the 1 yuan or 5 yuan denomination can be stored into mixed reservation or revocation cash box, and then lead to mixed reservation or revocation paper money
Case is easy to be filled with, and alarms so as to cause cash box, it is often necessary to manually carry out cleaning cash box..
Invention content
It, can be in view of this, the present invention provides a kind of withdrawal management method, withdrawal managing device and self-aided terminal
Increase the banknote denomination species number that self-aided terminal supports access, meets banking institution and the related needs of user.
The first aspect of the present invention provides a kind of withdrawal management method, is applied to self-aided terminal, the self-aided terminal
At least one circular bank note box be configurable for storing the bank note of preset two or more denominations；
The withdrawal management method includes：
When executing withdrawal operation, the withdraw funds based on user determine the withdrawal demand of the user, wherein described
Withdrawal demand includes required banknote denomination；
Based on the banknote denomination, it is user's note output to choose circular bank note box corresponding with the banknote denomination successively,
Wherein, when the banknote denomination includes at least one of described two above denominations, at least one circular bank note is chosen
A circular bank note box in case is user's note output.
It is described to choose described at least one follow based in a first aspect, in first aspect in the first possible realization method
A circular bank note box in ring cash box is user's note output, including：
During note output, the note output bank note not being inconsistent with the banknote denomination is sent to the temporary paper money of the self-aided terminal
Case, and, the note output bank note being consistent with the banknote denomination is sent to the access paper money mouth of the self-aided terminal；
After the completion of note output, this is sent to the temporary cash box bank note be sent to it is corresponding with the denomination of the bank note
Circular bank note box.
Based on first aspect, the first possible realization method, described to be configured in second of possible realization method
Quantity for the circular bank note box of the bank note for storing preset two or more denominations is more than two；
The temporary cash box that the note output bank note not being inconsistent with the banknote denomination is sent to the self-aided terminal, including：
When the bank note quantity stored in the temporary cash box reaches predetermined threshold value, suspend the circular bank note from current note output
Note output in case, and the note output bank note not being inconsistent with the banknote denomination in the temporary cash box is sent to and is equally used for described in storage
Another circular bank note box of the bank note of two or more denominations；And if there is useless coin in the temporary cash box, by the temporary paper money
Useless coin in case is sent to the recycling cash box of the self-aided terminal, then proceedes to go out from the circular bank note box of the current note output
Paper money.
Based in a first aspect, first aspect the first, second of possible realization method, in the third possible reality
In existing mode, it is described execute withdraw the money operation when, the withdraw funds based on user, after the withdrawal demand for determining the user,
Further include：
If the current bank note for not storing the banknote denomination in the circular bank note box of the self-aided terminal, alternatively, described self-service
The bank note quantity for the banknote denomination currently stored in the circular bank note box of terminal is unsatisfactory for the quantity needed for user's withdrawal,
Then outputting alarm information is failed with prompting this to withdraw the money.
Based in a first aspect, first aspect the first, second of possible realization method, in the 4th kind of possible reality
In existing mode, the self-aided terminal includes first circulation cash box, second circulation cash box, third circular bank note box and the 4th circular bank note
Case, wherein the first circulation cash box is used to store the bank note of the first denomination, and the second circulation cash box is for storing the second face
The bank note of volume, the third circular bank note box and the 4th circular bank note box are used to storage and remove first denomination and described second
The bank note of specified denomination except denomination.
Based in a first aspect, first aspect the first, second of possible realization method, in the 5th kind of possible reality
In existing mode, the first circulation cash box is used to store the bank note of 100 yuan of denominations, and the second circulation cash box is for storing 50 yuan
The bank note of denomination, the third circular bank note box and the 4th circular bank note box are used to store 1 yuan, 5 yuan, 10 yuan and 20 yuan denomination
Bank note.
Based in a first aspect, first aspect the first, second of possible realization method, in the 6th kind of possible reality
In existing mode, the withdrawal management method further includes：
When executing withdrawal operation, judge whether current note output bank note is useless coin；
If the current note output bank note is useless coin, the current note output bank note is sent to the self-aided terminal
Temporary cash box, and after the completion of this withdrawal operation, the useless coin in the temporary cash box is sent to returning for the self-aided terminal
Receive cash box.
Based in a first aspect, first aspect the first, second of possible realization method, in the 7th kind of possible reality
In existing mode, the withdrawal management method further includes：
When executing deposit operation, the bank note of deposit is identified；
Normal bank note in the bank note for the deposit that will identify that is sent to follow corresponding with the denomination of the normal bank note
Ring cash box, wherein the normal bank note indicates that the self-aided terminal can receive and be not the bank note of useless coin；
Useless coin in the bank note for the deposit that will identify that is sent to the mixed reservation or revocation cash box of the self-aided terminal.
The second aspect of the present invention provides a kind of withdrawal managing device, is applied to self-aided terminal, the self-aided terminal
At least one circular bank note box be configurable for storing the bank note of preset two or more denominations；
The withdrawal managing device includes：
Demand determination unit, for when executing withdrawal operation, the withdraw funds based on user to determine taking for the user
Money demand, wherein the withdrawal demand includes required banknote denomination；
Control unit is chosen, for being based on the banknote denomination, chooses circular bank note corresponding with the banknote denomination successively
Case is user's note output；
Wherein, the selection control unit be additionally operable to when the banknote denomination include in described two above denominations at least
When a kind of, it is user's note output to choose a circular bank note box at least one circular bank note box
The third aspect of the present invention provides a kind of self-aided terminal, including memory, processor and is stored in described deposit
In reservoir and the computer program that can run on the processor, the processor are realized such as when executing the computer program
The step of any one withdrawal management method.
The fourth aspect of the present invention provides a kind of computer readable storage medium, and the computer readable storage medium is deposited
Computer program is contained, the step of the withdrawal management method as described in any one is realized when the computer program is executed by processor
Suddenly.
Existing advantageous effect is the present invention compared with prior art：
The present invention stores preset two or more faces by the way that at least one circular bank note box of self-aided terminal to be configured for
The bank note of volume can determine the withdrawal demand of the user when executing withdrawal operation based on the withdraw funds of user；When taking
When banknote denomination needed for money demand includes at least one of described two above denominations, at least one cycle is chosen
A circular bank note box in cash box is user's note output.Allow self-aided terminal that the denomination species number taken out is supported to be more than it
The circular bank note box quantity of configuration meets banking institution to increase the banknote denomination species number that self-aided terminal supports access
The withdrawal demand of functional requirement and user to self-aided terminal, it is easy to accomplish and promote.
Description of the drawings
It to describe the technical solutions in the embodiments of the present invention more clearly, below will be to embodiment or description of the prior art
Needed in attached drawing be briefly described, it should be apparent that, the accompanying drawings in the following description be only the present invention some
Embodiment for those of ordinary skill in the art without having to pay creative labor, can also be according to these
Attached drawing obtains other attached drawings.
Fig. 1 is the implementation flow chart of withdrawal management method provided in an embodiment of the present invention；
Fig. 2 is the structural schematic diagram of withdrawal managing device provided in an embodiment of the present invention；
Fig. 3 is the schematic diagram of self-aided terminal provided in an embodiment of the present invention.
Specific implementation mode
In being described below, for illustration and not for limitation, it is proposed that such as tool of particular system structure, technology etc
Body details, to understand thoroughly the embodiment of the present invention.However, it will be clear to one skilled in the art that there is no these specific
The present invention can also be realized in the other embodiments of details.In other situations, it omits to well-known system, device, electricity
The detailed description of road and method, in case unnecessary details interferes description of the invention.
To make the object, technical solutions and advantages of the present invention clearer, pass through specific embodiment below in conjunction with attached drawing
To illustrate.
Referring to Fig. 1, it illustrates the implementation flow charts of withdrawal management method provided in an embodiment of the present invention, are described in detail such as
Under：
Step 101, execute withdraw the money operation when, the withdraw funds based on user determine the withdrawal demand of the user,
In, the withdrawal demand includes required banknote denomination；
Withdrawal management method provided in an embodiment of the present invention is applied to self-aided terminal, which can be withdrawal
Oneself of all-in-one machine (Cash Recycling System, abbreviation CRS) or other withdrawal demands for having a variety of denominations
Terminal is helped, which stores bank note by the circular bank note box of its configuration, to realize the deposit or taking-up of bank note.
In the embodiment of the present invention, at least one circular bank note box of the self-aided terminal is configurable for storing preset two
Kind or more denomination bank note；So that self-aided terminal can support that it is more than its circular bank note box quantity configured to be stored in and take out
A variety of denominations.
In the embodiment of the present invention, when user withdraw the money operation, it can be instructed according to withdrawal input by user and determine use
The withdrawal demand at family, the withdrawal instruction includes withdraw funds, and the process of the determination withdrawal demand matches paper money according to preset
Algorithm carries out.The withdrawal demand may include denomination demand and number demand, wherein denomination demand refers to required bank note face
Volume；For example, user inputs instruction of withdrawing the money, instruction need to withdraw the money 15 yuan, then the withdrawal demand of the user is：The paper of 5 yuan of denominations of demand
Coin one is opened, the bank note one of 10 yuan of denominations is opened, alternatively, the bank note 3 of 5 yuan of denominations of demand is opened.Wherein, each can have with paper money mode
Corresponding priority, for example, note of small denominations or preferential offer high denomination banknotes are preferentially provided, specifically, when there are a variety of
When with paper money mode, self-aided terminal determines a variety of priority with paper money mode with paper money algorithm by preset, does not make herein
It limits.
In the embodiment of the present invention, the bank note that user is stored in can be respectively transmitted by self-aided terminal when executing deposit business
It is stored to circular bank note box corresponding with the denomination of bank note.
In the embodiment of the present invention, self-aided terminal when executing withdrawal business, can by user withdraw the money needed for bank note according to
Banknote denomination carries out note output from corresponding circular bank note box.Illustratively, by taking RMB as an example, self-aided terminal includes 4 circular bank notes
When case, two circular bank note boxes therein are configured for the bank note of 1 yuan, 5 yuan, 10 yuan and 20 yuan four kinds of denomination of storage.When with
When family is stored in 1 yuan note, which can be stored into one in above-mentioned two circular bank note box, when user need to take out 1 yuan of paper
It is that the user takes out 1 yuan note from one in above-mentioned two circular bank note box when coin.
Step 102 is based on the banknote denomination, and it is the use to choose circular bank note box corresponding with the banknote denomination successively
Family note output, wherein when the banknote denomination includes at least one of described two above denominations, choose described at least one
A circular bank note box in circular bank note box is user's note output.
In the embodiment of the present invention, after determining with paper money mode, based on banknote denomination needed for withdrawal demand, successively
It is withdrawal user's note output to choose corresponding circular bank note box.Illustratively, 100 yuan notes and 5 yuan notes are taken out in user demand, self-service
The circular bank note box one of terminal is for storing 100 yuan notes, and the circular bank note box two of self-aided terminal is for storing 1 yuan note and 5 yuan of paper
Coin, then it is that 100 yuan note one of user's note output is opened, then it is the use to choose circular bank note box two that can first choose circular bank note box one
Note output 5 yuan note one in family is opened.
Optionally, in above-mentioned steps 102, it is the use to choose a circular bank note box at least one circular bank note box
Family note output, including：
During note output, the note output bank note not being inconsistent with the banknote denomination is sent to the temporary paper money of the self-aided terminal
Case, and, the note output bank note being consistent with the banknote denomination is sent to the access paper money mouth of the self-aided terminal；
After the completion of note output, this is sent to the temporary cash box bank note be sent to it is corresponding with the denomination of the bank note
Circular bank note box.
In the embodiment of the present invention, when the circular bank note box of the bank note for storing preset two or more denominations is chosen for working as
When the circular bank note box of preceding note output, since there may be withdraw the money required banknote denomination not with user in the circular bank note box of current note output
The bank note of symbol, therefore need that banknote denomination is identified, and being respectively transmitted, with realize from for store preset two kinds with
The function for the bank note for specifying denomination is taken out in the circular bank note box of the bank note of upper denomination.
Specifically, during note output, note output bank note is identified in self-aided terminal, if current note output bank note and user
Banknote denomination needed for withdrawing the money is not inconsistent, then current note output bank note is sent to the temporary cash box of self-aided terminal；If current goes out
Paper money bank note is consistent with the banknote denomination needed for user's withdrawal, then current note output bank note is sent to the access paper money of self-aided terminal
Mouthful.After the completion of note output, the bank note that this is sent to the temporary cash box is sent to cycle corresponding with the denomination of the bank note
Cash box.
In the embodiment of the present invention, if the circular bank note box note output currently chosen finishes the withdrawal demand for not meeting user yet,
It chooses another and carries out note output for storing the circular bank note box of respective denominations bank note.
In the embodiment of the present invention, it is that the circular bank note box of user's note output is assigned corresponding note output demand to be selected, each
The circular bank note box of note output is based on corresponding note output demand and carries out note output；It is corresponding its cannot to be met in the circular bank note box of current note output
When note output demand, the circular bank note box for choosing the corresponding denominations of another storage continues note output.Illustratively, user demand takes
Go out that 100 yuan notes 2 are opened, 50 yuan notes 1 are opened, 10 yuan notes 1 are opened and 1 yuan note 3 is opened, is then used to store the cycle of 100 yuan notes
The corresponding note output demand of cash box is that 100 yuan note 2 of note output is needed to open, and the corresponding note output of the circular bank note box for storing 50 yuan notes needs
50 yuan note 1 of Seeking Truth note output is opened, and the corresponding note output demand of the circular bank note box for storing 10 yuan notes and 1 yuan note is note output 10
Yuan note 1 is opened to be opened with 1 yuan note 3；If only being stored in the circular bank note box for storing 10 yuan notes and 1 yuan note of current note output
1 yuan note 1 is opened, then after current circular bank note box note output, also needs to choose another circular bank note for storing 1 yuan note
Case carries out note output, and, the corresponding note output demand of the circular bank note box is that 1 yuan note 2 of note output is opened.
It, can be when note output bank note meets the withdrawal demand of user in the embodiment of the present invention, there is shown paper money is completed, and stops
The paper money and bank note that this is sent to the temporary cash box is sent to circular bank note box corresponding with the denomination of the bank note；It can also be
There is no when the bank note of withdrawal demand for meeting user in the circular bank note box of current note output, indicate that the circular bank note box of current note output goes out
Paper money is completed, and stops note output and the bank note that this is sent to the temporary cash box is sent to follow corresponding with the denomination of the bank note
Ring cash box.
In the embodiment of the present invention, when the note output bank note for the access paper money mouth for being sent to self-aided terminal meets the withdrawal demand of user
When, that is, the total amount for being sent to the note output bank note of the access paper money mouth of self-aided terminal is equal to the withdrawal total amount of user, prompt to use
Bank note is taken out from access paper money mouth in family, this operation of withdrawing the money terminates.
Optionally, the quantity of the circular bank note box of the above-mentioned bank note for being configurable for storing preset two or more denominations is
It is more than two；The above-mentioned temporary cash box that the note output bank note not being inconsistent with the banknote denomination is sent to the self-aided terminal, including：
When the bank note quantity stored in the temporary cash box reaches predetermined threshold value, suspend the circular bank note from current note output
Note output in case, and the note output bank note not being inconsistent with the banknote denomination in the temporary cash box is sent to and is equally used for described in storage
Another circular bank note box of the bank note of two or more denominations；And if there is useless coin in the temporary cash box, by the temporary paper money
Useless coin in case is sent to the recycling cash box of the self-aided terminal, then proceedes to go out from the circular bank note box of the current note output
Paper money.
In the embodiment of the present invention, during note output, the note output bank note due to not meeting the withdrawal demand is transferred into
The temporary cash box, it may occur that the situation that holding tank is filled with influences note output operation；The present invention passes through pre- to temporary cash box
One threshold value is first set, when the bank note quantity stored in the temporary cash box reaches predetermined threshold value, indicates that keeping in cash box is
To be filled with, at this point, pause from the circular bank note box of current note output note output, and by the temporary cash box with the banknote denomination
The note output bank note not being inconsistent is sent to another circular bank note box for the bank note for being equally used for storing described two above denominations；Meanwhile if
There is useless coin in the temporary cash box, then the useless coin in the temporary cash box is sent to the recycling cash box of the self-aided terminal；
Temporary cash box can be emptied by aforesaid operations, temporary cash box is allow to continue to the currently selected circular bank note box taken
Middle the gone out bank note not being inconsistent with the banknote denomination.
Optionally, after above-mentioned steps 101, further include：
If the current bank note for not storing the banknote denomination in the circular bank note box of the self-aided terminal, alternatively, described self-service
The bank note quantity for the banknote denomination currently stored in the circular bank note box of terminal is unsatisfactory for the quantity needed for user's withdrawal,
Then outputting alarm information is failed with prompting this to withdraw the money.
In the embodiment of the present invention, when the bank note that each circular bank note box of self-aided terminal is stored cannot meet the withdrawal need of user
When asking, outputting alarm information is failed with prompting this to withdraw the money, and the bank note that each circular bank note box of the self-aided terminal is stored cannot
Meet the withdrawal demand of user, including：The bank note of the denomination needed for client is not stored in each circular bank note box, alternatively, each cycle
Number demand in the discrepancy of quantity conjunction money demand of the bank note for the denomination needed for client stored in cash box, for example, working as client
When demand takes out the bank note of at least 3 10 yuan of denominations, the bank note for the 10 yuan of denominations stored in each circular bank note box in institute's self-aided terminal
It is opened less than 3, it is determined that the bank note that each circular bank note box of self-aided terminal is stored cannot meet the withdrawal demand, outputting alarm letter
Breath is failed with prompting this to withdraw the money.
Optionally, the self-aided terminal includes that first circulation cash box, second circulation cash box, third circular bank note box and the 4th follow
Ring cash box, wherein the first circulation cash box is used to store the bank note of the first denomination, and the second circulation cash box is for storage the
The bank note of two denominations, the third circular bank note box and the 4th circular bank note box are used to storage except first denomination and described
The bank note of specified denomination except second denomination.
In the present embodiment, self-aided terminal is including four circular bank note boxes, the banknote denomination that can be stored by configuring circular bank note box,
Self-aided terminal is allow to support the storage of a variety of denominations.
Optionally, the first circulation cash box is used to store the bank note of 100 yuan of denominations, and the second circulation cash box is for depositing
The bank note of 50 yuan of denominations, the third circular bank note box and the 4th circular bank note box are put for storing 1 yuan, 5 yuan, 10 yuan and 20 yuan
The bank note of denomination.
In the embodiment of the present invention, it configures two circular bank note boxes of self-aided terminal to 1 yuan, 5 yuan, 10 yuan and 20 yuan face of storage
The circular bank note box of four kinds of denominations such as volume so that self-aided terminal can rationally store bank note.
In the embodiment of the present invention, the space size quilt of the third circular bank note box and the 4th circular bank note box storage bank note
It is designed as the bank note of 20 yuan of denominations of maximum storage, since the bank note size of 1 yuan, 5 yuan, 10 yuan and 20 yuan denomination is close, therefore these
Even if bank note hybrid stack-ups are stored, it is not easy to that clot situation occurs.
Optionally, the withdrawal management method further includes：
When executing withdrawal operation, judge whether current note output bank note is useless coin；
If the current note output bank note is useless coin, the current note output bank note is sent to the self-aided terminal
Temporary cash box, and after the completion of this withdrawal operation, the useless coin in the temporary cash box is sent to returning for the self-aided terminal
Receive cash box.
In embodiments of the present invention, when user carries out withdrawal operation, self-aided terminal carries out note output from circular bank note box；It is self-service
Terminal judges whether current note output bank note is useless coin, to determine whether the note output bank note is suitable in market circulation, that is, detection
Whether current note output bank note is useless coin, the useless coin indicate defect or it is contaminated etc. due to be unsuitable in market circulation
Genuine note；For example, when detecting bank note, there are when certain defect area or poluted region, judge that such bank note is useless coin.
In the embodiment of the present invention, it is specific judge bank note whether be useless coin standard can according to the relevant regulations of bank come
It determines, therefore not to repeat here.
In embodiments of the present invention, when it is useless coin to judge current note output bank note, pass through the paper of corresponding self-aided terminal
It is sent to temporary cash box and stored temporarily by coin transport mechanism, and after user completes this operation of withdrawing the money, then by temporary cash box
In the useless coin stored temporarily be transferred to recycling cash box, to carry out subsequent recovery processing.
In the embodiment of the present invention, the useless coin taken out in the circular bank note box detected is stored to recycling paper money when user withdraws the money
Case avoids such useless coin from entering and mixes reservation or revocation cash box, can reduce the case where mixed reservation or revocation cash box is easy to be filled with.
Optionally, the withdrawal management method further includes：
When executing deposit operation, the bank note of deposit is identified；
Normal bank note in the bank note for the deposit that will identify that is sent to follow corresponding with the denomination of the normal bank note
Ring cash box, wherein the normal bank note indicates that the self-aided terminal can receive and be not the bank note of useless coin；
Useless coin in the bank note for the deposit that will identify that is sent to the mixed reservation or revocation cash box of the self-aided terminal.
In embodiments of the present invention, when user carries out deposit operation, it is stored in bank note to self-aided terminal, self-aided terminal can lead to
It crosses currency checking module and money-checking is carried out to the bank note that user is stored in, to identify the true and false of the bank note of user's deposit and whether there is useless
Coin, for the counterfeit money in the bank note of the user's deposit identified, self-aided terminal carries out retracting processing；The user identified is deposited
Useless coin in the bank note entered, the mixed reservation or revocation cash box that self-aided terminal is sent to the self-aided terminal are stored；For identification
Normal bank note in the bank note of the user's deposit gone out, self-aided terminal are sent to circular bank note box corresponding with its denomination and are deposited
It puts, normal bank note here refers to that self-aided terminal can receive and be not the bank note of useless coin, namely meet the money-checking of the self-aided terminal
The bank note of the normal bank note standard of module.
In the embodiment of the present invention, it is specific judge bank note whether be useless coin standard can according to the relevant regulations of bank come
It determines, therefore not to repeat here.
In embodiments of the present invention, for the normal bank note in the bank note of user's deposit, that is, client's deposit is suitable for
The genuine note of circulation is continued in market, obtains the denomination of such bank note, and the denomination based on such bank note, such bank note is passed through bank note
Transport mechanism is respectively sent to the circular bank note box of respective denominations.
Illustratively, the circular bank note box of self-aided terminal includes a low-denomination circular bank note box, the low-denomination circular bank note box
Bank note for storing three kinds of denominations such as 1 yuan of denomination, 5 yuan of denominations and 10 yuan of denominations, when the bank note for recognizing user's deposit is just
Normal bank note, and, the denomination of the bank note is 5 yuan, then the bank note is sent to above-mentioned low-denomination circular bank note box stores.
In the embodiment of the present invention, circular bank note box is supported to store the bank note of a variety of denominations so that user was stored in deposit
Banknotes of different denominations have the corresponding circular bank note box stored, different from not supporting circular bank note box to store in the prior art
Bank note deposit mix the technical solution of reservation or revocation cash box, greatly reduce mixed reservation or revocation cash box and be easy the situation being filled with.
From the foregoing, it will be observed that the present invention is by being configured at least one circular bank note box of self-aided terminal to store preset two
Kind or more denomination bank note, execute withdraw the money operation when, based on the withdraw funds of user, can determine the user withdrawal need
It asks；When the banknote denomination needed for the withdrawal demand includes at least one of described two above denominations, choose described at least
A circular bank note box in one circular bank note box is user's note output.So that self-aided terminal supports that the denomination species number taken out can
It is met with the circular bank note box quantity more than its configuration to increase the banknote denomination species number that self-aided terminal supports access
Banking institution is to the functional requirement of self-aided terminal and the withdrawal demand of user, it is easy to accomplish and promote.
It should be understood that the size of the serial number of each step is not meant that the order of the execution order in above-described embodiment, each process
Execution sequence should be determined by its function and internal logic, the implementation process without coping with the embodiment of the present invention constitutes any limit
It is fixed.
It is the device of the invention embodiment below to refer to above-mentioned corresponding the details of wherein not detailed description
Embodiment of the method.
Fig. 2 shows the structural schematic diagrams of withdrawal managing device provided in an embodiment of the present invention, for convenience of description, only
It shows and is applied to self-service end with the relevant part of the embodiment of the present invention, withdrawal managing device provided in an embodiment of the present invention
End, at least one circular bank note box of the self-aided terminal are configurable for storing the bank note of preset two or more denominations, in detail
It states as follows：
As shown in Fig. 2, withdrawal managing device 2 includes：Demand determination unit 21 and selection control unit 22.
Demand determination unit 21, for when executing withdrawal operation, the withdraw funds based on user to determine the user's
Withdrawal demand, wherein the withdrawal demand includes required banknote denomination；
Control unit 22 is chosen, for the banknote denomination that is determined based on demand determination unit 21, selection and institute successively
It is user's note output to state the corresponding circular bank note box of banknote denomination；
Wherein, choose control unit 22 be additionally operable to, when the banknote denomination include in described two above denominations at least
When a kind of, it is user's note output to choose a circular bank note box at least one circular bank note box.
Optionally, withdrawal managing device 2 further includes note output control unit, and the note output control unit is used for：
During note output, the note output bank note not being inconsistent with the banknote denomination is sent to the temporary paper money of the self-aided terminal
Case, and, the note output bank note being consistent with the banknote denomination is sent to the access paper money mouth of the self-aided terminal；
After the completion of note output, this is sent to the temporary cash box bank note be sent to it is corresponding with the denomination of the bank note
Circular bank note box.
Optionally, the quantity of the circular bank note box of the bank note for being configurable for storing preset two or more denominations is
It is more than two；
The note output control unit is additionally operable to：When the bank note quantity stored in the temporary cash box reaches predetermined threshold value
When, pause note output from the circular bank note box of current note output, and the note output that will not be inconsistent with the banknote denomination in the temporary cash box
Bank note is sent to another circular bank note box for the bank note for being equally used for storing described two above denominations；And the if temporary paper money
There is useless coin in case, then the useless coin in the temporary cash box be sent to the recycling cash box of the self-aided terminal, then proceed to from
Note output in the circular bank note box of the current note output.
Optionally, withdrawal managing device 2 further includes alarm output unit, if the circular bank note box for the self-aided terminal
In currently do not store the bank note of the banknote denomination, alternatively, the paper currently stored in the circular bank note box of the self-aided terminal
The bank note quantity of coin denomination is unsatisfactory for the quantity needed for user's withdrawal, then outputting alarm information is lost with prompting this to withdraw the money
It loses.
Optionally, the self-aided terminal includes that first circulation cash box, second circulation cash box, third circular bank note box and the 4th follow
Ring cash box, wherein the first circulation cash box is used to store the bank note of the first denomination, and the second circulation cash box is for storage the
The bank note of two denominations, the third circular bank note box and the 4th circular bank note box are used to storage except first denomination and described
The bank note of specified denomination except second denomination.
Optionally, the first circulation cash box is used to store the bank note of 100 yuan of denominations, and the second circulation cash box is for depositing
The bank note of 50 yuan of denominations, the third circular bank note box and the 4th circular bank note box are put for storing 1 yuan, 5 yuan, 10 yuan and 20 yuan
The bank note of denomination.
Optionally, withdrawal managing device 2 further includes money-checking unit, for when executing withdrawal operation, judging current
Whether note output bank note is useless coin；
If the note output control unit, which is additionally operable to money-checking unit, judges that the current note output bank note is useless coin, will be described
Current note output bank note is sent to the temporary cash box of the self-aided terminal, and after the completion of this withdrawal operation, will be described temporary
Useless coin in cash box is sent to the recycling cash box of the self-aided terminal.
Optionally, the money-checking unit is additionally operable to when executing deposit operation, and money-checking identification is carried out to the bank note of deposit；
The note output control unit is additionally operable to the biography of the normal bank note in the bank note for the deposit for identifying money-checking unit
It send to circular bank note box corresponding with the denomination of the normal bank note, and, the useless coin in the bank note for the deposit that will identify that passes
It send to the mixed reservation or revocation cash box of the self-aided terminal, wherein the normal bank note indicates that the self-aided terminal can receive and not be useless
The bank note of coin.
From the foregoing, it will be observed that the present invention is by being configured at least one circular bank note box of self-aided terminal to store preset two
Kind or more denomination bank note, execute withdraw the money operation when, based on the withdraw funds of user, can determine the user withdrawal need
It asks；When the banknote denomination needed for the withdrawal demand includes at least one of described two above denominations, choose described at least
A circular bank note box in one circular bank note box is user's note output.So that self-aided terminal supports that the denomination species number taken out can
It is met with the circular bank note box quantity more than its configuration to increase the banknote denomination species number that self-aided terminal supports access
Banking institution is to the functional requirement of self-aided terminal and the withdrawal demand of user, it is easy to accomplish and promote.
Fig. 3 is the schematic diagram for the self-aided terminal that one embodiment of the invention provides.As shown in figure 3, the self-service end of the embodiment
End 3 includes：Processor 30, memory 31 and it is stored in the meter that can be run in the memory 31 and on the processor 30
Calculation machine program 32.The processor 30 realizes above-mentioned each withdrawal management method embodiment when executing the computer program 32
In step, such as step 101 shown in FIG. 1 is to step 102.Alternatively, the processor 30 executes the computer program 32
The function of each module/unit in the above-mentioned each device embodiments of Shi Shixian, for example, unit 21 to 22 shown in Fig. 2 function.
Illustratively, the computer program 32 can be divided into one or more module/units, it is one or
Multiple module/units are stored in the memory 31, and are executed by the processor 30, to complete the present invention.Described one
A or multiple module/units can be the series of computation machine program instruction section that can complete specific function, which is used for
Implementation procedure of the computer program 32 in the self-aided terminal 3 is described.For example, the computer program 32 can be divided
It is cut into demand determination unit and chooses control unit, each unit concrete function is as follows：
Demand determination unit, for when executing withdrawal operation, the withdraw funds based on user to determine taking for the user
Money demand, wherein the withdrawal demand includes required banknote denomination；
Control unit is chosen, for being based on the banknote denomination, chooses circular bank note corresponding with the banknote denomination successively
Case is user's note output；
Wherein, the selection control unit be additionally operable to when the banknote denomination include in described two above denominations at least
When a kind of, it is user's note output to choose a circular bank note box at least one circular bank note box.
The self-aided terminal 3 can be that the calculating such as desktop PC, notebook, palm PC and cloud server are set
It is standby.The self-aided terminal may include, but be not limited only to, processor 30, memory 31.It will be understood by those skilled in the art that Fig. 3
The only example of self-aided terminal 3 does not constitute the restriction to self-aided terminal 3, may include than illustrating more or fewer portions
Part either combines certain components or different components, such as the self-aided terminal can also include input-output equipment, net
Network access device, bus etc..
Alleged processor 30 can be central processing unit (Central Processing Unit, CPU), can also be
Other general processors, digital signal processor (Digital Signal Processor, DSP), application-specific integrated circuit
(Application Specific Integrated Circuit, ASIC), field programmable gate array (Field-
Programmable Gate Array, FPGA) either other programmable logic device, discrete gate or transistor logic,
Discrete hardware components etc..General processor can be microprocessor or the processor can also be any conventional processor
Deng.
The memory 31 can be the internal storage unit of the self-aided terminal 3, such as the hard disk of self-aided terminal 3 or interior
It deposits.The memory 31 can also be to be equipped on the External memory equipment of the self-aided terminal 3, such as the self-aided terminal 3
Plug-in type hard disk, intelligent memory card (Smart Media Card, SMC), secure digital (Secure Digital, SD) card dodge
Deposit card (Flash Card) etc..Further, the memory 31 can also both include the storage inside list of the self-aided terminal 3
Member also includes External memory equipment.The memory 31 is for storing needed for the computer program and the self-aided terminal
Other programs and data.The memory 31 can be also used for temporarily storing the data that has exported or will export.
It is apparent to those skilled in the art that for convenience of description and succinctly, only with above-mentioned each work(
Can unit, module division progress for example, in practical application, can be as needed and by above-mentioned function distribution by different
Functional unit, module are completed, i.e., the internal structure of described device are divided into different functional units or module, more than completion
The all or part of function of description.Each functional unit, module in embodiment can be integrated in a processing unit, also may be used
It, can also be above-mentioned integrated during two or more units are integrated in one unit to be that each unit physically exists alone
The form that hardware had both may be used in unit is realized, can also be realized in the form of SFU software functional unit.In addition, each function list
Member, the specific name of module are also only to facilitate mutually distinguish, the protection domain being not intended to limit this application.Above system
The specific work process of middle unit, module, can refer to corresponding processes in the foregoing method embodiment, and details are not described herein.
In the above-described embodiments, it all emphasizes particularly on different fields to the description of each embodiment, is not described in detail or remembers in some embodiment
The part of load may refer to the associated description of other embodiments.
Those of ordinary skill in the art may realize that lists described in conjunction with the examples disclosed in the embodiments of the present disclosure
Member and algorithm steps can be realized with the combination of electronic hardware or computer software and electronic hardware.These functions are actually
It is implemented in hardware or software, depends on the specific application and design constraint of technical solution.Professional technician
Each specific application can be used different methods to achieve the described function, but this realization is it is not considered that exceed
The scope of the present invention.
In embodiment provided by the present invention, it should be understood that disclosed device/self-aided terminal and method, it can be with
It realizes by another way.For example, device described above/self-aided terminal embodiment is only schematical, for example, institute
The division of module or unit is stated, only a kind of division of logic function, formula that in actual implementation, there may be another division manner, such as
Multiple units or component can be combined or can be integrated into another system, or some features can be ignored or not executed.Separately
A bit, shown or discussed mutual coupling or direct-coupling or communication connection can be by some interfaces, device
Or INDIRECT COUPLING or the communication connection of unit, can be electrical, machinery or other forms.
The unit illustrated as separating component may or may not be physically separated, aobvious as unit
The component shown may or may not be physical unit, you can be located at a place, or may be distributed over multiple
In network element.Some or all of unit therein can be selected according to the actual needs to realize the mesh of this embodiment scheme
's.
In addition, each functional unit in each embodiment of the present invention can be integrated in a processing unit, it can also
It is that each unit physically exists alone, it can also be during two or more units be integrated in one unit.Above-mentioned integrated list
The form that hardware had both may be used in member is realized, can also be realized in the form of SFU software functional unit.
If the integrated module/unit be realized in the form of SFU software functional unit and as independent product sale or
In use, can be stored in a computer read/write memory medium.Based on this understanding, the present invention realizes above-mentioned implementation
All or part of flow in example method, can also instruct relevant hardware to complete, the meter by computer program
Calculation machine program can be stored in a computer readable storage medium, the computer program when being executed by processor, it can be achieved that on
The step of stating each embodiment of the method.Wherein, the computer program includes computer program code, the computer program generation
Code can be source code form, object identification code form, executable file or certain intermediate forms etc..The computer-readable medium
May include：Any entity or device, recording medium, USB flash disk, mobile hard disk, magnetic of the computer program code can be carried
Dish, CD, computer storage, read-only memory (ROM, Read-Only Memory), random access memory (RAM,
Random Access Memory), electric carrier signal, telecommunication signal and software distribution medium etc..It should be noted that described
The content that computer-readable medium includes can carry out increasing appropriate according to legislation in jurisdiction and the requirement of patent practice
Subtract, such as in certain jurisdictions, according to legislation and patent practice, computer-readable medium do not include be electric carrier signal and
Telecommunication signal.
Embodiment described above is merely illustrative of the technical solution of the present invention, rather than its limitations；Although with reference to aforementioned reality
Applying example, invention is explained in detail, it will be understood by those of ordinary skill in the art that：It still can be to aforementioned each
Technical solution recorded in embodiment is modified or equivalent replacement of some of the technical features；And these are changed
Or replace, the spirit and scope for various embodiments of the present invention technical solution that it does not separate the essence of the corresponding technical solution should all
It is included within protection scope of the present invention.
Claims (10)
1. a kind of withdrawal management method, which is characterized in that be applied to self-aided terminal, at least one cycle of the self-aided terminal
Cash box is configurable for storing the bank note of preset two or more denominations；
The withdrawal management method includes：
When executing withdrawal operation, the withdraw funds based on user determine the withdrawal demand of the user, wherein the withdrawal
Demand includes required banknote denomination；
Based on the banknote denomination, it is user's note output to choose circular bank note box corresponding with the banknote denomination successively, wherein
When the banknote denomination includes at least one of described two above denominations, choose at least one circular bank note box
One circular bank note box is user's note output.
2. withdrawal management method according to claim 1, which is characterized in that described to choose at least one circular bank note
A circular bank note box in case is user's note output, including：
During note output, the note output bank note not being inconsistent with the banknote denomination is sent to the temporary cash box of the self-aided terminal,
And the note output bank note being consistent with the banknote denomination is sent to the access paper money mouth of the self-aided terminal；
After the completion of note output, the bank note that this is sent to the temporary cash box is sent to cycle corresponding with the denomination of the bank note
Cash box.
3. withdrawal management method according to claim 2, which is characterized in that it is described be configurable for storing it is preset
The quantity of the circular bank note box of the bank note of two or more denominations is two or more；
The temporary cash box that the note output bank note not being inconsistent with the banknote denomination is sent to the self-aided terminal, including：
When the bank note quantity stored in the temporary cash box reaches predetermined threshold value, suspend from the circular bank note box of current note output
Note output, and the note output bank note not being inconsistent with the banknote denomination in the temporary cash box is sent to be equally used for storing it is described two
Another circular bank note box of the bank note of the above denomination；It, will be in the temporary cash box and if there is useless coin in the temporary cash box
Useless coin be sent to the recycling cash box of the self-aided terminal, then proceed to the note output from the circular bank note box of the current note output.
4. withdrawal management method according to any one of claims 1 to 3, which is characterized in that described to execute the behaviour that withdraws the money
When making, the withdraw funds based on user after the withdrawal demand for determining the user, further include：
If the current bank note for not storing the banknote denomination in the circular bank note box of the self-aided terminal, alternatively, the self-aided terminal
Circular bank note box in the bank note quantity of the banknote denomination currently stored be unsatisfactory for the user withdraw the money needed for quantity, then it is defeated
Go out warning information and is failed with prompting this to withdraw the money.
5. withdrawal management method according to any one of claims 1 to 3, which is characterized in that the self-aided terminal includes
First circulation cash box, second circulation cash box, third circular bank note box and the 4th circular bank note box, wherein the first circulation cash box is used
In the bank note for storing the first denomination, the second circulation cash box is used to store the bank note of the second denomination, the third circular bank note box
It is used to store the bank note of the specified denomination in addition to first denomination and second denomination with the 4th circular bank note box.
6. withdrawal management method according to claim 5, which is characterized in that the first circulation cash box is for storing
The bank note of 100 yuan of denominations, the second circulation cash box are used to store the bank note of 50 yuan of denominations, the third circular bank note box and described
4th circular bank note box is used to store the bank note of 1 yuan, 5 yuan, 10 yuan and 20 yuan denomination.
7. withdrawal management method according to any one of claims 1 to 3, which is characterized in that the withdrawal manager
Method further includes：
When executing withdrawal operation, judge whether current note output bank note is useless coin；
If the current note output bank note is useless coin, the current note output bank note is sent to the temporary of the self-aided terminal
Cash box, and after the completion of this withdrawal operation, the useless coin in the temporary cash box is sent to the recycling paper money of the self-aided terminal
Case.
8. withdrawal management method according to any one of claims 1 to 3, which is characterized in that the withdrawal manager
Method further includes：
When executing deposit operation, the bank note of deposit is identified；
Normal bank note in the bank note for the deposit that will identify that is sent to circular bank note corresponding with the denomination of the normal bank note
Case, wherein the normal bank note indicates that the self-aided terminal can receive and be not the bank note of useless coin；
Useless coin in the bank note for the deposit that will identify that is sent to the mixed reservation or revocation cash box of the self-aided terminal.
9. a kind of withdrawal managing device, which is characterized in that be applied to self-aided terminal, at least one cycle of the self-aided terminal
Cash box is configurable for storing the bank note of preset two or more denominations；
The withdrawal managing device includes：
Demand determination unit, for when executing withdrawal operation, the withdraw funds based on user to determine that the withdrawal of the user needs
It asks, wherein the withdrawal demand includes required banknote denomination；
Control unit is chosen, for being based on the banknote denomination, choosing circular bank note box corresponding with the banknote denomination successively is
User's note output；
Wherein, the selection control unit is additionally operable to when the banknote denomination include at least one of described two above denominations
When, it is user's note output to choose a circular bank note box at least one circular bank note box.
10. a kind of self-aided terminal, including memory, processor and it is stored in the memory and can be on the processor
The computer program of operation, which is characterized in that the processor realizes such as claim 1 to 8 when executing the computer program
The step of any one the method.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201810469869.9A CN108648330B (en) | 2018-05-16 | 2018-05-16 | Deposit and withdrawal management method, deposit and withdrawal management device and self-service terminal |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201810469869.9A CN108648330B (en) | 2018-05-16 | 2018-05-16 | Deposit and withdrawal management method, deposit and withdrawal management device and self-service terminal |
Publications (2)
| Publication Number | Publication Date |
|---|---|
| CN108648330A true CN108648330A (en) | 2018-10-12 |
| CN108648330B CN108648330B (en) | 2020-07-24 |
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Cited By (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN113971857A (en) * | 2021-10-27 | 2022-01-25 | 中国银行股份有限公司 | Withdrawal processing method and device and deposit and withdrawal equipment |
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| CN104809803A (en) * | 2015-04-30 | 2015-07-29 | 深圳市怡化时代科技有限公司 | Withdrawal method and withdrawal system |
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|---|---|
| CN108648330B (en) | 2020-07-24 |
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