CN108573453A - Configuration method, device, computer equipment and the storage medium of insurance products computation model - Google Patents

Configuration method, device, computer equipment and the storage medium of insurance products computation model Download PDF

Info

Publication number
CN108573453A
CN108573453A CN201810292400.2A CN201810292400A CN108573453A CN 108573453 A CN108573453 A CN 108573453A CN 201810292400 A CN201810292400 A CN 201810292400A CN 108573453 A CN108573453 A CN 108573453A
Authority
CN
China
Prior art keywords
computation model
parameter
insurance products
calculating
server end
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Pending
Application number
CN201810292400.2A
Other languages
Chinese (zh)
Inventor
袁佳
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Ping An Technology Shenzhen Co Ltd
Original Assignee
Ping An Technology Shenzhen Co Ltd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Ping An Technology Shenzhen Co Ltd filed Critical Ping An Technology Shenzhen Co Ltd
Priority to CN201810292400.2A priority Critical patent/CN108573453A/en
Priority to PCT/CN2018/102877 priority patent/WO2019184236A1/en
Publication of CN108573453A publication Critical patent/CN108573453A/en
Pending legal-status Critical Current

Links

Classifications

    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/08Insurance
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q10/00Administration; Management
    • G06Q10/10Office automation; Time management

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Strategic Management (AREA)
  • Accounting & Taxation (AREA)
  • Finance (AREA)
  • General Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • Economics (AREA)
  • Marketing (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Development Economics (AREA)
  • Technology Law (AREA)
  • Entrepreneurship & Innovation (AREA)
  • Human Resources & Organizations (AREA)
  • Data Mining & Analysis (AREA)
  • Operations Research (AREA)
  • Quality & Reliability (AREA)
  • Tourism & Hospitality (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

The embodiment of the invention discloses a kind of configuration method, device, computer equipment and the storage mediums of insurance products computation model, include the following steps:Obtain pending user operation instruction;The solicited message for obtaining insurance products is sent to service server end according to the operational order, so that the service server end, which is retrieved according to the solicited message in preset computation model database, obtains at least one parameter computation model;Receive at least one parameter computation model of the service server end passback.Terminal is when to server end acquisition request insurance products, server end is that the insurance products configure parameter computation model according to the type of the insurance products, after user terminal receives the computation model of the insurance products, directly the corresponding parameter of insurance products can be calculated, realize automatic collection and the operation of calculating parameter.It avoids the time as caused by manually carrying out operation from wasting, saves human resources.

Description

Configuration method, device, computer equipment and the storage medium of insurance products computation model
Technical field
The present embodiments relate to financial field, especially a kind of configuration method of insurance products computation model, device, meter Calculate machine equipment and storage medium.
Background technology
Insurance, refers to based on contract insurer arranges, to insurer's premium payment, the insurer can for contract engagement The property loss of the accident that can occur caused by its generation undertake compensation insurance gold responsibility or insurant's death, disability, Disease or while reaching the conditions such as the age of contract engagement, time limit, undertake the business insurance behavior of payment insurance money responsibility.
The calculating of all multi-parameters involved in insurance products, in the prior art, the calculating for parameter are typically by ginseng System training is carried out with the personnel that the insurance products are sold, participant is enable skillfully to grasp parameters in insurance products It calculates, or remembers the concrete numerical value of parameter by practical operation repeatedly, then provide the consumer with corresponding introduce and service.
The inventor of the invention has found under study for action, in the prior art to the ginseng of insurance products by the way of artificial When number is calculated, it is limited to the Grasping level according to peopleware and technical ability, the uneven phenomenon of level occurs, it often can not root Quick answer is made according to the actual demand of user.
Invention content
The embodiment of the present invention, which provides to automatically configure and get parms, information and carries out the insurance products of model calculation Configuration method, device, computer equipment and storage medium.
In order to solve the above technical problems, the technical solution that the embodiment of the invention uses is:A kind of guarantor is provided The configuration method of dangerous product computation model, includes the following steps:
Obtain pending user operation instruction;
The solicited message for obtaining insurance products is sent to service server end according to the operational order, so that the business Server end is retrieved in preset computation model database according to the solicited message and obtains at least one parameter computation model;
Receive at least one parameter computation model of the service server end passback.
Optionally, the solicited message includes the name information of the insurance products;
It is described to send the solicited message for obtaining insurance products to service server end according to the operational order, so that described It is retrieved in preset computation model database according to the solicited message and obtains at least one parameter calculating in service server end The step of model, specifically includes following step:
The coding of insurance products is obtained according to the name information;
The solicited message for obtaining insurance products is sent to service server end according to the operational order, so that the business Server end obtains at least one parameter computation model with the search condition that is encoded in preset computation model database.
Optionally, the parameter computation model includes multiple first calculating parameters;
After the step of at least one parameter computation model for receiving the service server end passback, also wrap Include following step:
Obtain the multiple second calculating parameter successively in the insurance products;
When the multiple first calculating parameter is matched with the multiple second calculating parameter, the parameter is calculated into mould The logical address of type is associated with to parameter and calculates triggering region.
Optionally, described when the multiple first calculating parameter is matched with the multiple second calculating parameter, by institute The logical address for stating parameter computation model is associated with after the step of calculating triggering region to parameter, further includes following step:
Obtain pending user's triggering command;
The logical address is accessed according to user's triggering command, to call the parameter computation model.
Optionally, the parameter computation model includes multiple first calculating parameters, when the parameter computation model have it is more When a;
After the step of at least one parameter computation model for receiving the service server end passback, also wrap Include following step:
Obtain the multiple second calculating parameter successively in the insurance products;
When the multiple first calculating parameter at most there are one mismatched with the multiple second calculating parameter when, switch to Other parameters computation model.
Optionally, the multiple parameter computation model is stored in preset computation model file;
It is described when the multiple first calculating parameter at most there are one mismatched with the multiple second calculating parameter when, cut Further include following step after the step of shifting to other parameters computation model:
When multiple first calculating parameters of one and only one parameter computation model in the multiple parameter computation model are equal When being matched with the multiple second calculating parameter, other parameters computation model is deleted in the computation model file;
The logical address of the computation model file is associated with to parameter and calculates triggering region.
Optionally, the logical address by the computation model file is associated with the step of calculating triggering region to parameter Later, further include following step:
Obtain pending user's triggering command;
The logical address is accessed according to user's triggering command, to call the parameter in the computation model file Computation model.
In order to solve the above technical problems, the embodiment of the present invention also provides a kind of configuration device of insurance products computation model, Including:
Acquisition module, for obtaining pending user operation instruction;
Processing module, for sending the request letter for obtaining insurance products to service server end according to the operational order Breath, so that acquisition at least one is retrieved at the service server end according to the solicited message in preset computation model database A parameter computation model;
Execution module, at least one parameter computation model for receiving the service server end passback.
Optionally, the solicited message includes the name information of the insurance products;The insurance products computation model Configuration device further include:
First encoding submodule, the coding for obtaining insurance products according to the name information;
First processing submodule, asking for insurance products is obtained for being sent to service server end according to the operational order Seek information so that the service server end with it is described be encoded to search condition obtained in preset computation model database to A few parameter computation model.
Optionally, the parameter computation model includes multiple first calculating parameters;The insurance products computation model Configuration device further includes:
Second processing submodule, for obtaining the multiple second calculating parameter successively in the insurance products;
First implementation sub-module, for being matched with the multiple second calculating parameter when the multiple first calculating parameter When, the logical address of the parameter computation model is associated with to parameter and calculates triggering region.
Optionally, the configuration device of the insurance products computation model further includes:
First acquisition submodule, for obtaining pending user's triggering command;
First calls submodule, for accessing the logical address according to user's triggering command, to call the ginseng Number computation model.
Optionally, the parameter computation model includes multiple first calculating parameters, when the parameter computation model have it is more When a, the configuration device of the insurance products computation model further includes:
Third handles submodule, for obtaining the multiple second calculating parameter successively in the insurance products;
Second implementation sub-module, at most there are one calculated with the multiple second when the multiple first calculating parameter When parameter mismatches, other parameters computation model is switched to.
Optionally, the multiple parameter computation model is stored in preset computation model file;The insurance products The configuration device of computation model further includes:
Third implementation sub-module, when in the multiple parameter computation model one and only one parameter computation model it is multiple When first calculating parameter is matched with the multiple second calculating parameter, by other parameters computation model in computation model text It is deleted in part folder;
First association submodule, trigger region is calculated for being associated with the logical address of the computation model file to parameter Domain.
Optionally, the configuration device of the insurance products computation model further includes:
Second acquisition submodule, for obtaining pending user's triggering command;
Second calls submodule, for accessing the logical address according to user's triggering command, by call it is described in terms of Calculate the parameter computation model in model file folder.
In order to solve the above technical problems, the embodiment of the present invention provides a kind of computer equipment, including memory and processor, Computer-readable instruction is stored in the memory, when the computer-readable instruction is executed by the processor so that institute State the step of processor executes the configuration method of insurance products computation model described above.
In order to solve the above technical problems, the embodiment of the present invention provides a kind of storage Jie being stored with computer-readable instruction Matter, when the computer-readable instruction is executed by one or more processors so that one or more processors execute above-mentioned institute The step of stating the configuration method of insurance products computation model.
The advantageous effect of the embodiment of the present invention is:Terminal is when to server end acquisition request insurance products, server end It is that the insurance products configure parameter computation model according to the type of the insurance products, user terminal receives the meter of the insurance products After calculating model, directly the corresponding parameter of insurance products can be calculated, realize automatic collection and the operation of calculating parameter. It avoids the time as caused by manually carrying out operation from wasting, saves human resources.
Description of the drawings
To describe the technical solutions in the embodiments of the present invention more clearly, make required in being described below to embodiment Attached drawing is briefly described, it should be apparent that, drawings in the following description are only some embodiments of the invention, for For those skilled in the art, without creative efforts, it can also be obtained according to these attached drawings other attached Figure.
Fig. 1 is the basic procedure schematic diagram of the configuration method of insurance products computation model of the embodiment of the present invention;
Fig. 2 is that the embodiment of the present invention gets parms the flow diagram of computation model according to the name information of insurance products;
Fig. 3 is parameter computation model adaptation method flow diagram of the embodiment of the present invention;
Fig. 4 is the method for local of embodiment of the present invention match parameter computation model;
Fig. 5 is a kind of embodiment flow diagram of call parameters computation model of the embodiment of the present invention;
Fig. 6 is the another embodiment flow diagram of match parameter computation model of the embodiment of the present invention;
Fig. 7 is the another embodiment flow diagram of call parameters computation model of the embodiment of the present invention;
Fig. 8 is the configuration device basic structure block diagram of insurance products computation model of the embodiment of the present invention;
Fig. 9 is computer equipment basic structure block diagram of the embodiment of the present invention.
Specific implementation mode
In order to enable those skilled in the art to better understand the solution of the present invention, below in conjunction in the embodiment of the present invention Attached drawing, technical scheme in the embodiment of the invention is clearly and completely described.
In some flows of description in description and claims of this specification and above-mentioned attached drawing, contain according to Multiple operations that particular order occurs, but it should be clearly understood that these operations can not be what appears in this article suitable according to its Sequence is executed or is executed parallel, and the serial number such as 101,102 etc. of operation is only used for distinguishing each different operation, serial number It itself does not represent and any executes sequence.In addition, these flows may include more or fewer operations, and these operations can To execute or execute parallel in order.It should be noted that the descriptions such as " first " herein, " second ", are for distinguishing not Same message, equipment, module etc., does not represent sequencing, does not also limit " first " and " second " and be different type.
Following will be combined with the drawings in the embodiments of the present invention, and technical solution in the embodiment of the present invention carries out clear, complete Site preparation describes, it is clear that described embodiments are only a part of the embodiments of the present invention, instead of all the embodiments.It is based on Embodiment in the present invention, the every other implementation that those skilled in the art are obtained without creative efforts Example, shall fall within the protection scope of the present invention.
Embodiment
It includes wireless communication that those skilled in the art of the present technique, which are appreciated that " terminal " used herein above, " terminal device " both, The equipment of number receiver, only has the equipment of the wireless signal receiver of non-emissive ability, and includes receiving and transmitting hardware Equipment, have on bidirectional communication link, can execute two-way communication reception and emit hardware equipment.This equipment May include:Honeycomb or other communication equipments are shown with single line display or multi-line display or without multi-line The honeycomb of device or other communication equipments;PCS (Personal Communications Service, PCS Personal Communications System), can With combine voice, data processing, fax and/or communication ability;PDA (Personal Digital Assistant, it is personal Digital assistants), may include radio frequency receiver, pager, the Internet/intranet access, web browser, notepad, day It goes through and/or GPS (Global Positioning System, global positioning system) receiver;Conventional laptop and/or palm Type computer or other equipment, have and/or the conventional laptop including radio frequency receiver and/or palmtop computer or its His equipment." terminal " used herein above, " terminal device " they can be portable, can transport, be mounted on the vehicles (aviation, Sea-freight and/or land) in, or be suitable for and/or be configured in local runtime, and/or with distribution form, operate in the earth And/or any other position operation in space." terminal " used herein above, " terminal device " can also be communication terminal, on Network termination, music/video playback terminal, such as can be PDA, MID (Mobile Internet Device, mobile Internet Equipment) and/or mobile phone with music/video playing function, can also be the equipment such as smart television, set-top box.
User terminal in present embodiment is above-mentioned terminal.
Specifically, referring to Fig. 1, the basic procedure that Fig. 1 is the configuration method of the present embodiment insurance products computation model shows It is intended to.
As shown in Figure 1, the configuration method of insurance products computation model includes the following steps:
S1100, pending user operation instruction is obtained;
After user terminal obtains type or the specific insurance products title of the insurance products of user demand, first in local It scans in memory space, when not retrieving corresponding insurance products in local storage space, is obtained to server end transmission Take the solicited message of such or some specific insurance products.
S1200, the solicited message for obtaining insurance products is sent to service server end according to the operational order, so that institute It states service server end and retrieves at least one parameter meter of acquisition in preset computation model database according to the solicited message Calculate model;
Service server end according in the solicited message received insurance products classification or insurance products title after, protecting Corresponding retrieval is carried out in dangerous product database, to obtain the insurance products of user demand.When the insurance for retrieving user demand After product, corresponding parameter computation model is configured for the insurance products.
Parameter computation model is the calculation formula of some design parameter numerical value of the calculating of default settings, and portion is removed in calculation formula Divide except preset parameter, need to obtain variable parameter corresponding to different insurance products, passes through key search and obtain initial meter It calculates after model configures required variable parameter, brings position by variable parameter is corresponding, generate suitable for the insurance products Parameter computation model.
It is illustrated by taking the computation model of risk protection amount as an example:
(1) risk protection amount=insured amount-surrender value
(2) surrender value=liability reserve-surrender service charge
Calculation risk protection amount needs to obtain in above-mentioned computation model:Insured amount, liability reserve and surrender service charge three A parameter.
Specifically, the acquisition of parameter computation model is obtained by key search, and specific search key is that insurance is produced The title of product.Specific acquisition methods are referring to Fig. 2, Fig. 2 is the present embodiment is got parms meter according to the name information of insurance products Calculate the flow diagram of model.
As shown in Fig. 2, step S1200 further includes following step:
S1211, the coding that insurance products are obtained according to the name information;
Server end, for ease of management, is numbered insurance products when storing insurance products, i.e., is produced per a insurance Product all have an identity coding, and the identity coding of corresponding insurance products can be obtained according to the title of insurance products.But it is unlimited In this, in some embodiments, insurance products title in user terminal requests information can not precise positioning protected to specific When dangerous product, the identity coding of multiple insurance products can be obtained by the insurance products title.For example, user terminal requests are believed When insurance entitled " universal life insurance " in breath, the identity coding got is that the identity of the related insurance product of all universal life insurances is compiled Code.
S1212, the solicited message for obtaining insurance products is sent to service server end according to the operational order, so that institute Service server end is stated to be encoded to search condition by described in preset computation model database and obtain in terms of at least one parameter Calculate model.
Index tab is arranged when storing parameter computation model, for each parameter computation model in service server end, this In embodiment, index tab is the identity coding of the insurance products that can be applicable in of the parameter computation model.In practical application In, partial parameters computation model is suitable only for a kind of insurance products, but there also have partial parameters computation model that can be suitable for be more Kind insurance products.Using the identity coding of applicable insurance products as when the index tab of parameter computation model, pass through identity mark Label, which are retrieved, can obtain corresponding parameter computation model.
It should be pointed out that suitable for insurance products parameter computation model can not with exactly match, due to user Terminal can carry out the modification of insurance products in allowed limits according to the demand of client, and therefore, the insurance of the same type is produced Product will appear different versions, and corresponding parameter computation model can be also adjusted accordingly, and service server end is to user Terminal can send the insurance products of multiple and different versions for its selection when sending insurance products, therefore, can also be sent out to user terminal Multiple parameters computation model is sent, local adaptation is carried out after user terminal selectes insurance products, the program of adaptation is transferred to use Family terminal alleviates the access pressure of service server, improves the processing capacity of service server.
S1300, at least one parameter computation model for receiving the service server end passback.
User terminal receives at least one parameter computation model that service server end is returned to it, and the parameter is calculated Model is stored in local storage space.
The above embodiment is by terminal when to server end acquisition request insurance products, and server end is according to the insurance The type of product is that the insurance products configure parameter computation model, after user terminal receives the computation model of the insurance products, Directly the corresponding parameter of insurance products can be calculated, realize automatic collection and the operation of calculating parameter.It avoids by people The time wastes caused by work carries out operation, saves human resources.
In some embodiments, parameter computation model carries out parameter search and is fitted after user selectes specific insurance products Match.Specifically referring to Fig. 3, Fig. 3 is the parameter computation model adaptation method flow diagram of the present embodiment.
As shown in figure 3, further including following step after step S1300:
S1311, the multiple second calculating parameter is obtained successively in the insurance products;
Parameter computation model includes the multiple keywords for obtaining calculating parameter, and multiple keyword definitions are that parameter calculates mould The first calculating parameter of type, the corresponding keyword that design parameter position is characterized in insurance products are that the second calculating is joined Number.It is illustrated by taking the computation model of risk protection amount as an example:
(1) risk protection amount=insured amount-surrender value
(2) surrender value=liability reserve-surrender service charge
Calculation risk protection amount needs to obtain in above-mentioned computation model:Insured amount, liability reserve and surrender service charge three A parameter.And " insured amount, surrender value, liability reserve and surrender service charge " is then search key, i.e., first calculates Parameter.
In insurance products " 100,000 yuan of insured amount, 30,000 yuan of liability reserve, 10,000 yuan of surrender service charge verbal description In, the keywords such as insured amount, liability reserve and surrender service charge are the second calculating parameter "
S1312, when the multiple first calculating parameter is matched with the multiple second calculating parameter, by the parameter The logical address of computation model is associated with to parameter and calculates triggering region.
Each search key is required to be matched in terms of corresponding second when being retrieved by the keyword of the first parameter When calculating the keyword of parameter, the logical address of parameter computation model is associated with to parameter and calculates triggering region.
In the computer for having address translation function, visits the address (operand) that interior instruction provides and be logical address, also cry Relative address.Calculating or transformation that will be Jing Guo addressing system just obtain the actually active address in built-in storage, i.e. physical address.
Parameter calculates the trigger button that triggering region user terminal is used to calculate some parameter, for example, user terminal is being protected The button of dangerous product display area setting triggering calculation risk protection amount.After user is by the clicking trigger button, user terminal Pass through the parameter computation model of thread dispatching logical address.
In some embodiments, user terminal needs corresponding in local multiple parameters meter after selected insurance products It calculates and is matched in model, confirm no and the insurance products parameter computation models.It is the present embodiment referring specifically to Fig. 4, Fig. 4 The method of local match parameter computation model.
As shown in figure 4, further including following step after step S1300:
S1321, the multiple second calculating parameter is obtained successively in the insurance products;
In the present embodiment, when service server end sends the parameter computation model of multiple same types to user terminal, Service server is ranked up multiple parameters computation model, and the specific standards of sequence are:Called time of parameter computation model Number, parameter computation model are matched successful number or other sort methods.User terminal is receiving multiple parameters calculating mould When type and corresponding sorted lists, arrangement storage is carried out to multiple parameters computation model successively by the order of sorted lists.
Parameter computation model includes the multiple keywords for obtaining calculating parameter.By taking the computation model of risk protection amount as an example into Row explanation:Risk protection amount needs to obtain:Three insured amount, liability reserve and surrender service charge parameters.And " insured amount, Surrender value, liability reserve and surrender service charge " is then search key.
Above-mentioned keyword is retrieved as keyword in insurance products successively, and obtains corresponding design parameter number Value.
S1322, when the multiple first calculating parameter at most there are one mismatched with the multiple second calculating parameter when, Switch to other parameters computation model.
When not being matched to corresponding calculating parameter there are one keyword or more than one keyword in multiple keywords.
For example, the keyword of " surrender service charge " does not retrieve corresponding parameter in the parameter computation model of risk protection amount When, show that it fails to match for the parameter model.The parameter computation model being then switched in the next bit of its ranking carries out keyword Parameter matches.For example, regulation surrender service charge acquiescence is defined as 20 the percent of insured amount in industry, then next parameter Surrender formality=insured amount * 20% in computation model.Therefore, it is suitable for acquiescence surrender service charge in the parameter computation model Scene, therefore, which is mutually matched in this implement scene with insurance products.
A parameter meter exactly matched with insurance products is determined in multiple parameters computation model by way of switching Calculate model, the parameter computation model as the insurance products.
After insurance products are matched to suitable parameter computation model, user needs to call the parameter computation model.Specifically Ground, call method is referring to Fig. 5, Fig. 5 is a kind of embodiment flow diagram of the present embodiment call parameters computation model.
As shown in figure 5, further including following step after step S1300:
S1331, pending user's triggering command is obtained;
Parameter calculates the trigger button that triggering region user terminal is used to calculate some parameter, for example, user terminal is being protected The button of dangerous product display area setting triggering calculation risk protection amount.User by clicking trigger call instruction, generation call into Journey task.
S1332, the logical address is accessed according to user's triggering command, to call the parameter computation model.
After user is by the clicking trigger button, user terminal calculates mould by the parameter of thread dispatching logical address Type.It is called by the physical address of thread accesses parameter computation model when calling process task.
In some embodiments, the parameter computation model for calling different insurance products for convenience, by different insurance products Multiple parameters computation model be stored in computation model file, by matching this document folder in only preservation exactly match Parameter computation model.It is the another embodiment stream of the present embodiment match parameter computation model referring specifically to Fig. 6, Fig. 6 Journey schematic diagram.
As shown in fig. 6, further including following step after step S1322:
S1341, when in the multiple parameter computation model one and only one parameter computation model it is multiple first calculate When parameter is matched with the multiple second calculating parameter, other parameters computation model is deleted in the computation model file It removes;
When there are one when being exactly matched with insurance products, be then to insure in multiple keywords of the characterization of the first computation model The process of product matching primitives parameter is fully completed, by other parameters computation model spare in file in computation model file It is deleted in folder.
S1342, the logical address of the computation model file is associated with to parameter to calculate and triggers region.
The logical address of computation model file is associated with to parameter and calculates triggering region, user terminal needs to call the ginseng When number computation model, after the physical address for accessing computation model file, the parameter computation model is obtained.
Since the path of computation model file is fixed, the parameter that any insurance products can will match to calculates Model is stored in this document, without calling the logical address where specific parameter computation model when terminal is called, it will be able to Corresponding parameter computation model is got, the addressing time is saved, shortens the response time.
Specifically, method of calling is referring to Fig. 7, the another embodiment flow of Fig. 7 call parameters computation models is illustrated Figure.
As shown in fig. 7, further including after step S1342:
S1351, pending user's triggering command is obtained;
Parameter calculates the trigger button that triggering region user terminal is used to calculate some parameter, for example, user terminal is being protected The button of dangerous product display area setting triggering calculation risk protection amount.User by clicking trigger call instruction, generation call into Journey task.
S1352, the logical address is accessed according to user's triggering command, to call in the computation model file Parameter computation model.
After user is by the clicking trigger button, user terminal calculates mould by the parameter of thread dispatching logical address Type.It is called by the physical address of thread accesses computation model file when calling process task.Since access path is solid Fixed, user terminal can directly invoke parameter computation model by way of preloading, save the addressing time, improve response Speed.
The embodiment of the present invention also provides a kind of user behavior exciting bank to solve above-mentioned technical problem.Referring specifically to figure 8, Fig. 8 be the configuration device basic structure block diagram of the present embodiment insurance products computation model.
As shown in figure 8, a kind of configuration device of insurance products computation model, including:Acquisition module 2100, processing module 2200 and execution module 2300.Wherein, acquisition module 2100 is for obtaining pending user operation instruction;Processing module 2200 For sending the solicited message for obtaining insurance products to service server end according to the operational order, so that the business service It is retrieved in preset computation model database according to the solicited message and obtains at least one parameter computation model in device end;It executes Module 2300 is used to receive at least one parameter computation model of the service server end passback.
The configuration device terminal of insurance products computation model is when to server end acquisition request insurance products, server end It is that the insurance products configure parameter computation model according to the type of the insurance products, user terminal receives the meter of the insurance products After calculating model, directly the corresponding parameter of insurance products can be calculated, realize automatic collection and the operation of calculating parameter. It avoids the time as caused by manually carrying out operation from wasting, saves human resources.
In some embodiments, the solicited message includes the name information of the insurance products;The insurance production The configuration device of product computation model further includes:First encoding submodule and the first processing submodule.Wherein, the first encoding submodule Coding for obtaining insurance products according to the name information;First processing submodule is used for according to the operational order to industry Business server end sends the solicited message for obtaining insurance products, so that the service server end is encoded to search condition with described At least one parameter computation model is obtained in preset computation model database.
In some embodiments, the parameter computation model includes multiple first calculating parameters;The insurance products The configuration device of computation model further includes:Second processing submodule and the first implementation sub-module.Wherein, second processing submodule is used In obtaining the multiple second calculating parameter successively in the insurance products;First implementation sub-module is used for when the multiple the When one calculating parameter is matched with the multiple second calculating parameter, the logical address of the parameter computation model is associated with to ginseng Number calculates triggering region.
In some embodiments, the configuration device of the insurance products computation model further includes:First acquisition submodule Submodule is called with first.Wherein, the first acquisition submodule is for obtaining pending user's triggering command;First calls submodule Block is used to access the logical address according to user's triggering command, to call the parameter computation model.
In some embodiments, the parameter computation model includes multiple first calculating parameters, when the parameter meter When calculating model has multiple, the configuration device of the insurance products computation model further includes:Third handles submodule and second and executes Submodule.Wherein, third processing submodule for obtaining the multiple second calculating parameter successively in the insurance products;The Two implementation sub-modules are used for when at most there are one mismatched with the multiple second calculating parameter for the multiple first calculating parameter When, switch to other parameters computation model.
In some embodiments, the multiple parameter computation model is stored in preset computation model file;Institute The configuration device for stating insurance products computation model further includes:Third implementation sub-module and the first association submodule.Third executes son Module works as multiple first calculating parameters of one and only one parameter computation model in the multiple parameter computation model and institute When stating multiple second calculating parameter matchings, other parameters computation model is deleted in the computation model file;First closes Connection submodule, which is used to the logical address of the computation model file being associated with to parameter, calculates triggering region.
In some embodiments, the configuration device of the insurance products computation model further includes:Second acquisition submodule Submodule is called with second.Wherein, the second acquisition submodule is for obtaining pending user's triggering command;Second calls submodule Block is used to access the logical address according to user's triggering command, to call in terms of the parameter in the computation model file Calculate model.
In order to solve the above technical problems, the embodiment of the present invention also provides computer equipment.It is this referring specifically to Fig. 9, Fig. 9 Embodiment computer equipment basic structure block diagram.
As shown in figure 9, the internal structure schematic diagram of computer equipment.As shown in figure 9, the computer equipment includes passing through to be Processor, non-volatile memory medium, memory and the network interface of bus of uniting connection.Wherein, the computer equipment is non-easy The property lost storage medium is stored with operating system, database and computer-readable instruction, and control information sequence can be stored in database Row, when which is executed by processor, may make processor to realize a kind of configuration of insurance products computation model Method.The processor of the computer equipment supports the operation of entire computer equipment for providing calculating and control ability.The meter Computer-readable instruction can be stored with by calculating in the memory of machine equipment, when which is executed by processor, can be made It obtains processor and executes a kind of configuration method of insurance products computation model.The network interface of the computer equipment is used to connect with terminal Connect letter.It will be understood by those skilled in the art that structure shown in Fig. 9, is only tied with the relevant part of application scheme The block diagram of structure does not constitute the restriction for the computer equipment being applied thereon to application scheme, specific computer equipment May include either combining certain components than more or fewer components as shown in the figure or being arranged with different components.
Processor is for executing acquisition module 2100 in Fig. 8, processing module 2200 and execution module in present embodiment 2300 particular content, memory are stored with the program code and Various types of data executed needed for above-mentioned module.Network interface is used for To the data transmission between user terminal or server.Memory in present embodiment is stored with insurance products computation model Execute the program code and data needed for all submodules in configuration device, server be capable of invoking server program code and Data execute the function of all submodules.
By terminal when to server end acquisition request insurance products, server end produces computer equipment according to the insurance The type of product is that the insurance products configure parameter computation model, after user terminal receives the computation model of the insurance products, energy It is enough that directly the corresponding parameter of insurance products is calculated, realize automatic collection and the operation of calculating parameter.It avoids by artificial The time wastes caused by carrying out operation, saves human resources.
The present invention also provides a kind of storage mediums being stored with computer-readable instruction, and the computer-readable instruction is by one When a or multiple processors execute so that one or more processors execute insurance products described in any of the above-described embodiment and calculate mould The step of configuration method of type.
One of ordinary skill in the art will appreciate that realizing all or part of flow in above-described embodiment method, being can be with Relevant hardware is instructed to complete by computer program, which can be stored in a computer-readable storage and be situated between In matter, the program is when being executed, it may include such as the flow of the embodiment of above-mentioned each method.Wherein, storage medium above-mentioned can be The non-volatile memory mediums such as magnetic disc, CD, read-only memory (Read-Only Memory, ROM) or random storage note Recall body (Random Access Memory, RAM) etc..
It should be understood that although each step in the flow chart of attached drawing is shown successively according to the instruction of arrow, These steps are not that the inevitable sequence indicated according to arrow executes successively.Unless expressly stating otherwise herein, these steps Execution there is no stringent sequences to limit, can execute in the other order.Moreover, at least one in the flow chart of attached drawing Part steps may include that either these sub-steps of multiple stages or stage are not necessarily in synchronization to multiple sub-steps Completion is executed, but can be executed at different times, execution sequence is also not necessarily to be carried out successively, but can be with other Either the sub-step of other steps or at least part in stage execute step in turn or alternately.
The above is only some embodiments of the present invention, it is noted that for the ordinary skill people of the art For member, various improvements and modifications may be made without departing from the principle of the present invention, these improvements and modifications are also answered It is considered as protection scope of the present invention.

Claims (10)

1. a kind of configuration method of insurance products computation model, which is characterized in that include the following steps:
Obtain pending user operation instruction;
The solicited message for obtaining insurance products is sent to service server end according to the operational order, so that the business service It is retrieved in preset computation model database according to the solicited message and obtains at least one parameter computation model in device end;
Receive at least one parameter computation model of the service server end passback.
2. the configuration method of insurance products computation model according to claim 1, which is characterized in that in the solicited message Include the name information of the insurance products;
It is described to send the solicited message for obtaining insurance products to service server end according to the operational order, so that the business Server end is retrieved in preset computation model database according to the solicited message and obtains at least one parameter computation model The step of, specifically include following step:
The coding of insurance products is obtained according to the name information;
The solicited message for obtaining insurance products is sent to service server end according to the operational order, so that the business service Device end obtains at least one parameter computation model with the search condition that is encoded in preset computation model database.
3. the configuration method of insurance products computation model according to claim 1, which is characterized in that the parameter calculates mould Type includes multiple first calculating parameters;
After the step of at least one parameter computation model for receiving the service server end passback, under further including State step:
Obtain the multiple second calculating parameter successively in the insurance products;
When the multiple first calculating parameter is matched with the multiple second calculating parameter, by the parameter computation model Logical address is associated with to parameter and calculates triggering region.
4. the configuration method of insurance products computation model according to claim 3, which is characterized in that described when the multiple When first calculating parameter is matched with the multiple second calculating parameter, by the logical address of the parameter computation model be associated with to Further include following step after parameter calculates the step of triggering region:
Obtain pending user's triggering command;
The logical address is accessed according to user's triggering command, to call the parameter computation model.
5. the configuration method of insurance products computation model according to claim 1, which is characterized in that the parameter calculates mould Type includes multiple first calculating parameters, when the parameter computation model has multiple;
After the step of at least one parameter computation model for receiving the service server end passback, under further including State step:
Obtain the multiple second calculating parameter successively in the insurance products;
When the multiple first calculating parameter at most there are one mismatched with the multiple second calculating parameter when, switch to other Parameter computation model.
6. the configuration method of insurance products computation model according to claim 5, which is characterized in that the multiple parameter meter Model is calculated to be stored in preset computation model file;
It is described when the multiple first calculating parameter at most there are one mismatched with the multiple second calculating parameter when, switch to Further include following step after the step of other parameters computation model:
When one and only one parameter computation model in the multiple parameter computation model multiple first calculating parameters and institute When stating multiple second calculating parameter matchings, other parameters computation model is deleted in the computation model file;
The logical address of the computation model file is associated with to parameter and calculates triggering region.
7. the configuration method of insurance products computation model according to claim 6, which is characterized in that described by the calculating The logical address of model file folder was associated with after the step of calculating triggering region to parameter, further included following step:
Obtain pending user's triggering command;
The logical address is accessed according to user's triggering command, to call the parameter in the computation model file to calculate Model.
8. a kind of configuration device of insurance products computation model, which is characterized in that including:
Acquisition module, for obtaining pending user operation instruction;
Processing module, for the solicited message for obtaining insurance products to be sent to service server end according to the operational order, with So that the service server end is retrieved in preset computation model database according to the solicited message and obtains at least one ginseng Number computation model;
Execution module, at least one parameter computation model for receiving the service server end passback.
9. a kind of computer equipment, including memory and processor, it is stored with computer-readable instruction in the memory, it is described When computer-readable instruction is executed by the processor so that the processor is executed such as any one of claim 1 to 7 right It is required that the step of configuration method of the insurance products computation model.
10. a kind of storage medium being stored with computer-readable instruction, the computer-readable instruction is handled by one or more When device executes so that one or more processors execute the insurance products meter as described in any one of claim 1 to 7 claim The step of calculating the configuration method of model.
CN201810292400.2A 2018-03-30 2018-03-30 Configuration method, device, computer equipment and the storage medium of insurance products computation model Pending CN108573453A (en)

Priority Applications (2)

Application Number Priority Date Filing Date Title
CN201810292400.2A CN108573453A (en) 2018-03-30 2018-03-30 Configuration method, device, computer equipment and the storage medium of insurance products computation model
PCT/CN2018/102877 WO2019184236A1 (en) 2018-03-30 2018-08-29 Insurance product calculation model configuration method and apparatus, computer device, and storage medium

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
CN201810292400.2A CN108573453A (en) 2018-03-30 2018-03-30 Configuration method, device, computer equipment and the storage medium of insurance products computation model

Publications (1)

Publication Number Publication Date
CN108573453A true CN108573453A (en) 2018-09-25

Family

ID=63574111

Family Applications (1)

Application Number Title Priority Date Filing Date
CN201810292400.2A Pending CN108573453A (en) 2018-03-30 2018-03-30 Configuration method, device, computer equipment and the storage medium of insurance products computation model

Country Status (2)

Country Link
CN (1) CN108573453A (en)
WO (1) WO2019184236A1 (en)

Cited By (7)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN109597681A (en) * 2018-10-22 2019-04-09 平安科技(深圳)有限公司 Cloud control method, device, computer equipment and storage medium
CN109741086A (en) * 2018-12-11 2019-05-10 平安科技(深圳)有限公司 A kind of generation method and equipment of computation model
CN110334901A (en) * 2019-05-28 2019-10-15 中国平安人寿保险股份有限公司 A kind of the value index automatic evaluation method and relevant apparatus of business
WO2020088681A1 (en) * 2018-11-01 2020-05-07 华为技术有限公司 Management method for model files and terminal device
CN111461902A (en) * 2020-03-31 2020-07-28 泰康保险集团股份有限公司 Premium processing method, device, equipment and computer readable storage medium
CN111652744A (en) * 2020-05-28 2020-09-11 泰康保险集团股份有限公司 Health risk product configuration method, device, medium and equipment
CN112394976A (en) * 2020-10-16 2021-02-23 深圳市科漫达智能管理科技有限公司 Formula self-defining configuration method and related device

Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN101299252A (en) * 2008-06-11 2008-11-05 金蝶软件(中国)有限公司 Method and system for checking report forms
CN105719187A (en) * 2016-01-21 2016-06-29 中国建设银行股份有限公司 Assembling on-line method of insurance product
CN107665463A (en) * 2017-08-16 2018-02-06 平安科技(深圳)有限公司 Method for processing resource, device, storage medium and the computer equipment of investment product
CN107798459A (en) * 2017-07-27 2018-03-13 平安科技(深圳)有限公司 Parameter values computational methods, device, storage medium and computer equipment

Family Cites Families (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20150006228A1 (en) * 2013-06-27 2015-01-01 Michael Wilking Stock coverage calculation in an olap engine
CN107507092A (en) * 2017-08-03 2017-12-22 深圳市慧择保险经纪有限公司 Insure the computational methods and device of premium

Patent Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN101299252A (en) * 2008-06-11 2008-11-05 金蝶软件(中国)有限公司 Method and system for checking report forms
CN105719187A (en) * 2016-01-21 2016-06-29 中国建设银行股份有限公司 Assembling on-line method of insurance product
CN107798459A (en) * 2017-07-27 2018-03-13 平安科技(深圳)有限公司 Parameter values computational methods, device, storage medium and computer equipment
CN107665463A (en) * 2017-08-16 2018-02-06 平安科技(深圳)有限公司 Method for processing resource, device, storage medium and the computer equipment of investment product

Cited By (11)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN109597681A (en) * 2018-10-22 2019-04-09 平安科技(深圳)有限公司 Cloud control method, device, computer equipment and storage medium
CN109597681B (en) * 2018-10-22 2024-05-07 平安科技(深圳)有限公司 Cloud control method and device, computer equipment and storage medium
WO2020088681A1 (en) * 2018-11-01 2020-05-07 华为技术有限公司 Management method for model files and terminal device
US11940992B2 (en) 2018-11-01 2024-03-26 Huawei Technologies Co., Ltd. Model file management method and terminal device
CN109741086A (en) * 2018-12-11 2019-05-10 平安科技(深圳)有限公司 A kind of generation method and equipment of computation model
CN110334901A (en) * 2019-05-28 2019-10-15 中国平安人寿保险股份有限公司 A kind of the value index automatic evaluation method and relevant apparatus of business
CN111461902A (en) * 2020-03-31 2020-07-28 泰康保险集团股份有限公司 Premium processing method, device, equipment and computer readable storage medium
CN111461902B (en) * 2020-03-31 2023-12-15 泰康保险集团股份有限公司 Premium processing method, device, equipment and computer readable storage medium
CN111652744A (en) * 2020-05-28 2020-09-11 泰康保险集团股份有限公司 Health risk product configuration method, device, medium and equipment
CN111652744B (en) * 2020-05-28 2023-09-12 泰康保险集团股份有限公司 Health insurance product configuration method, device, medium and equipment
CN112394976A (en) * 2020-10-16 2021-02-23 深圳市科漫达智能管理科技有限公司 Formula self-defining configuration method and related device

Also Published As

Publication number Publication date
WO2019184236A1 (en) 2019-10-03

Similar Documents

Publication Publication Date Title
CN108573453A (en) Configuration method, device, computer equipment and the storage medium of insurance products computation model
US20130047097A1 (en) Methods, systems, and computer program products for displaying tag words for selection by users engaged in social tagging of content
CN109325132A (en) Expertise recommended method, device, computer equipment and storage medium
US8825691B2 (en) Open search assist
US20100023502A1 (en) Federated community search
CN101202977A (en) Method and terminal for implementation of information sharing in mobile communication
CN106933871A (en) Short linking processing method, device and short linked server
CN104468833B (en) The method and apparatus that solicited message is uniformly processed
CN109740034A (en) The case-involving information query method of enterprise and device based on graphic data base
CN105095279A (en) File recommendation method and apparatus
CN110276060A (en) The method and device of data processing
CN111125491A (en) Commodity information searching method and device, storage medium and electronic device
CN109447821A (en) Insurance products show configuration method, device, computer equipment and storage medium
CN104036042B (en) information delivery method, device and system
CN108206776A (en) A kind of querying method and device of group history message
CN109617999A (en) Content delivery method, device, computer equipment and storage medium
CN108470057A (en) Integrate generation, method for pushing, device, terminal, server and the medium of information
CN109377381A (en) Insurance configuration method, device, computer equipment and storage medium based on data analysis
CN109446417A (en) A kind of intellectualized retrieval method and apparatus
CN107968963A (en) The method and apparatus for showing local video front cover
CN110086848A (en) Sending method, device, computer equipment and the storage medium of network request
CN108776622A (en) Method of data synchronization, device, computer equipment and storage medium
CN106294417A (en) A kind of data reordering method, device and electronic equipment
US8046342B2 (en) System and method for providing real time answering service by using communication media capable of transmitting and receiving data and voice
CN108595489A (en) A kind of data retrieval method and device

Legal Events

Date Code Title Description
PB01 Publication
PB01 Publication
SE01 Entry into force of request for substantive examination
SE01 Entry into force of request for substantive examination