CN105719187A - Assembling on-line method of insurance product - Google Patents

Abstract

The invention provides an assembling on-line method of an insurance product, and used for configuring parameters of the insurance product and supporting sales of the insurance product in a banking and insurance system. The method includes: obtaining a pre-established assembling model of the insurance product; configuring related parameters required by the sales of the insurance product in the banking and insurance system based on the assembling model of the insurance product, and generating an instance of the insurance product; and in the test environment, performing test verification of the instance of the insurance product, exporting the verified insurance product to form a parameter packet of the insurance product, importing the parameter packet to the production environment of the banking and insurance system for sales, and realizing the assembling on-line of the insurance product. The definition and the realization method of the assembling model of the insurance product are given, rapid configuration and on-line of the parameters of the insurance product can be realized, continuous innovation and sales of the insurance product are supported, and the development of the banking and insurance business is greatly promoted.

Description

A kind of fit on line method of insurance products

Technical field

The present invention relates to financial services technology field, particularly relate to the fit on line method of a kind of insurance products.

Background technology

In recent years, along with improving constantly of living standards of the people, the guarantee of people and investment awareness are also in continuous enhancing, thus having promoted the day by day flourish of insurance industry effectively, in order to meet diversified insurance and investment demand, insurance company constantly brings forth new ideas, release new product miscellaneous, to adapt to different crowd, the insurance investment demand of different purposes, these insurance products differ greatly, when selling, needed for system, parameter to be processed is different, design and the exploitation of insurance sales system are proposed significantly high requirement by this, a kind of method how designing insurance products Quick thread, when different insurance products are sold, required parameter to be processed configures, support the needs of insuring of different insurance products, become a difficult problem urgently to be resolved hurrily.In the middle of each Sales Channel of insurance products, bank has benefited from the credit advantage that itself has and high dot area coverage, become one of most important channel of insurance sales, simultaneously, agency and sales insurance business also brings abundant intermediary service income and flood tide insurance capital precipitation to bank, this is extremely important for the development of bank, therefore, the rapid configuration how realizing insurance products parameter in banking agency marketing insurance (being called for short silver to protect) system is reached the standard grade, and becomes and ensures and promote that silver protects a key issue of business development.

In existing silver insurance system, the flow process that insurance products is reached the standard grade generally comprises test and two links of going into operation: first, in test link, insurance company configures related insurance product parameters in the test environment of bank's silver insurance system, and dock with the test environment of insurance company, carrying out relevant insuring, pay the fees, the test of crucial transaction such as expire payment and surrender etc.；Secondly, in operation link, test is exported as data file by insurance products parameter afterwards, then upload to the production environment of silver insurance system, connect with the production environment of insurance company, formally sell.In the middle of above-mentioned test and operation link, when described insurance products parameter is bank's marketing insurance product, the information element relevant to insurance products of required acquisition, in silver insurance system, these information elements are illustrated in front-end interface, requiring that client or salesman carry out typing, then mail to the marketing system of insurance company, insurance company is after carrying out automatic or manual core guarantor, feed back in silver insurance system, require that client pays the fees, complete to insure, namely complete the sale of insurance products.

The existing insurance products sold at banking channels substantially can be divided into following six classes: life insurance dividend universal life insurance, life insurance Investment-linked insurance, life insurance accident insurance, property insurance family property insurance, property insurance liability insurance and property insurance accident insurance.Wherein, natural person is ensured by the insurance products of life insurance dividend universal life insurance, life insurance Investment-linked insurance and life insurance accident insurance classification；Property is ensured by the insurance products of property insurance family property insurance, property insurance liability insurance and property insurance accident insurance classification.Variety classes insurance products when selling the information element of required acquisition different, such as, for life insurance dividend universal life insurance, these information elements generally comprise insurer's information, warrantee's information, beneficiary's information etc., for property insurance family property insurance, these information elements generally comprise subject matter insured information, insured amount and scope of insurance coverage etc., and the range of information that different types of insurance products needs differs greatly.On the other hand, range of information required for the insurance products of identical type is comparatively close, simply distinguish to some extent on the value of parameter retrains, such as, in insurer's information of life insurance dividend universal life insurance, this information element span of insurer's sex is man and female, and some products only allow male to insure, some products only allow women to insure, and some products then allow masculinity and femininity to insure.Therefore, if insurance products can be carried out classification process, provide the parameter area of like product, and provide the value of relevant parameter to retrain option, for rapid configuration product parameters, it is achieved insurance products Quick thread has pivotal role.

In existing disclosed work, it does not have the relevant method reached the standard grade with insurance products assembling is delivered.

Summary of the invention

For now methodical deficiency, the present invention proposes the fit on line method of a kind of insurance products, and the method is based on insurance products assembling model, it is possible to quickly generate insurance products example, namely obtaining the relevant parameter of the type insurance products, after test environment is verified, Quick thread is sold.

For reaching object above, technical scheme is as follows:

The fit on line method of a kind of insurance products, is used for configuring insurance products parameter, supports its sale in silver insurance system, including:

Obtain the insurance products assembling model built in advance；

Based on described insurance products assembling model, configuration insurance products sells required relevant parameter in silver insurance system, generates insurance products example；

In test environment, described insurance products example is carried out test checking, the described insurance products example by verifying is exported as insurance products parameter bag, and the production environment importing to silver insurance system is sold.

Alternatively, described insurance products assembling model is designated as CvrAsbMod, and as shown in formula one, CvrAsbMod is the set of a parameter four-tuple:

Formula one: $CvrAsbMod={\left\{({\mathrm{DataId}}_i,{\mathrm{DataNm}}_i,{\mathrm{DataTp}}_i,{\mathrm{DataRul}}_i)\right\}}_{i=1}^M$

As shown in formula one, this four-tuple includes parameter numbering DataId_i, parameter name DataNm_i, parameter type DataTp_iWith parameter rule DataRul_i, wherein, DataId_iFor identifying unique parameter, different types of parameter has different parameter rule DataRul_i, M is the parameter four-tuple quantity that this assembling model comprises.

Alternatively, described parameter type DataTp_iValue includes: option value, the amount of money, text, numerical value, date, certificate numbering, card folding number, password, telephone number and address.

Alternatively,

As described DataTp_iDuring for option value, described DataRul_iFor defining the option of option value, it is designated asWherein, option_i,kFor the kth option of relevant parameter, X_iQuantity for option；

As described DataTp_iDuring for the amount of money, described DataRul_i={ unit, maxamt, minamt}, wherein, unit is acquiescence amount units, and maxamt is acquiescence maximum legal amount of money value, and minamt is for giving tacit consent to minimum legal amount of money value；

As described DataTp_iDuring for numerical value, described DataRul_i={ maxval, minval}, wherein, maxval and minval defines the legal span of acquiescence of numerical value；

As described DataTp_iDuring for text, described DataRul_i={ maxlen, minlen}, wherein, maxlen is the text greatest length of acquiescence, and minlen is the text minimum length of acquiescence；

As described DataTp_iDuring for the date, described DataRul_i={ dtfmtregex}, dtfmtregex are regular expressions, for providing the valid date interval form of acquiescence；

As described DataTp_iDuring for certificate numbering, described in ${\mathrm{DataRul}}_i={\left\{({\mathrm{certiftp}}_{i,k},{\mathrm{certifyregex}}_{i,k})\right\}}_{k=1}^{Y_i},$ Wherein, certiftp_i,kFor a certain type of credential, certifyregex_i,kBeing a regular expression, being used for describing type is certiftp_i,kCertificate numbering legal content, Y_iQuantity for type of credential；

As described DataTp_iDuring for card folding, described in ${\mathrm{DataRul}}_i={\left\{({\mathrm{cardtp}}_{i,k},{\mathrm{cardregex}}_{i,k})\right\}}_{k=1}^{Z_i},$ Wherein, cardtp_i,kFor a certain card folding type, cardregex is a regular expression, and being used for describing type is cardtp_i,kCard folding number legal content, Z_iQuantity for type of credential；

As described DataTp_iDuring for password, described DataRul_i={ pwdregex}, wherein, pwdregex is a regular expression, for describing the password legal content of acquiescence；

As described DataTp_iDuring for telephone number, described DataRul_i={ telregex}, wherein, telregex is a regular expression, for describing the telephone number legal content of acquiescence；

As described DataTp_iDuring for address, described DataRul_i={ adrsregex}, wherein, adrsregex is a regular expression, for describing the address legal content of acquiescence.

Alternatively, described based on described insurance products assembling model, configuration insurance products sells required relevant parameter in silver insurance system, generates insurance products example, including:

Needed for selling in silver insurance system for insurance products, by the parameter instantiation in described insurance products assembling model CvrAsbMod, form insurance products example CvrExmp；Wherein:

CvrExmp is the set of an examples of parameters four-tuple, as shown in formula two,

Formula two:

$CvrExmp={\left\{({\mathrm{DataIdExmp}}_i,{\mathrm{DataNmExmp}}_i,{\mathrm{DataTpExmp}}_i,{\mathrm{DataRulExmp}}_i)\right\}}_{i=1}^M$

Such as formula two, examples of parameters four-tuple (DataIdExmp_i,DataNmExmp_i,DataTpExmp_i,DataRulExmp_i) include parameter numbering example DataIdExmp_i, parameter name example DataNmExmp_i, parameter type example DataTpExmp_iWith parameter rule example DataRulExmp_i, wherein, DataIdExmp_iEqual to DataId_i, it is used for identifying unique examples of parameters, DataNmExmp_iEqual to DataNm_i, DataTpExmp_iEqual to DataTp_i, M is the quantity of examples of parameters four-tuple, equal to the quantity of parameter four-tuple, DataRulExmp in insurance products assembling model_iIt is parameter rule DataRul_iResult after instantiation,

Work as DataTpExmp_iDuring for option value, ${\mathrm{DataRulExmp}}_i\⋐{\mathrm{DataRul}}_i={\left\{{\mathrm{option}}_{i,k}\right\}}_{k=1}^{X_i},$ I.e. DataRul_iDefine the complete or collected works of an option, DataRulExmp_iFor its subset；

Work as DataTpExmp_iDuring for the amount of money, DataRulExmp_i={ unitexmp, maxamtexmp, minamtexmp}, wherein, unitexmp amount units example value, maxamtexmp is maximum legal amount of money example value, and minamtexmp is minimum legal amount of money example value；

Work as DataTpExmp_iDuring for numerical value, DataRulExmp_i={ maxvalexmp, minvalexmp}, wherein, maxvalexmp and minvalexmp defines the legal span that numerical value is concrete；

Work as DataTpExmp_iDuring for text, DataRulExmp_i={ maxlenexmp, minlenexmp}, wherein, maxlenexmp is text greatest length example value, and minlenexmp defines text minimum length example value；

Work as DataTpExmp_iDuring for the date, DataRulExmp_i={ dtfmtregexexmp}, dtfmtregexexmp are regular expression example, give valid date interval form；

Work as DataTpExmp_iDuring for certificate numbering, ${\mathrm{DataRulExmp}}_i\⋐{\mathrm{DataRul}}_i={\left\{({\mathrm{certiftp}}_{i,k},{\mathrm{certifyregex}}_{i,k})\right\}}_{k=1}^{Y_i},$ DataRulExmp_iGive concrete lawful document type set and corresponding lawful document coding rule；

Work as DataTpExmp_iDuring for card folding, ${\mathrm{DataRulExmp}}_i\⋐{\mathrm{DataRul}}_i={\left\{({\mathrm{cardtp}}_{i,k},{\mathrm{cardregex}}_{i,k})\right\}}_{k=1}^{Z_i},$ DataRulExmp_iGive concrete legal card folding type set and corresponding legal card folding rule；

Work as DataTpExmp_iDuring for password, DataRulExmp_i={ pwdregexexmp}, wherein, pwdregexexmp is regular expression example, describes the legal content of password；

Work as DataTpExmp_iDuring for telephone number, DataTpExmp_i={ telregexexmp}, wherein, telregexexmp is regular expression example, describes the legal content of telephone number；

Work as DataTpExmp_iDuring for address, DataRulExmp_i={ adrsregexexmp}, wherein, adrsregexexmp is regular expression example, describes the legal content of address.

Alternatively, described insurance products assembling model and described insurance products example all adopt database table structure to realize.

Alternatively, described in test environment, described insurance products example is carried out test checking, including:

By described test environment and insurance company's system docking；

Obtain described insurance company system and described insurance products is implemented to be verified the test result of test.

Effect of the invention is that:

In the fit on line method of insurance products disclosed by the invention, obtain insurance products assembling model, based on insurance products assembling model, it is possible to quickly generate insurance products example, namely obtaining the relevant parameter of the type insurance products, after test environment is verified, Quick thread is sold.

Accompanying drawing explanation

In order to be illustrated more clearly that the embodiment of the present invention or technical scheme of the prior art, the accompanying drawing used required in embodiment or description of the prior art will be briefly described below, apparently, accompanying drawing in the following describes is only some embodiments of the present invention, for those of ordinary skill in the art, under the premise not paying creative work, it is also possible to obtain other accompanying drawing according to these accompanying drawings.

Fig. 1 is the flow chart of the fit on line method of insurance products disclosed in the embodiment of the present invention.

Detailed description of the invention

Below in conjunction with the drawings and specific embodiments, the present invention is described in further detail.

The embodiment of the present invention proposes the fit on line method of a kind of insurance products, and the method is based on insurance products assembling model, it is possible to quickly generate insurance products example, namely obtains the relevant parameter of the type insurance products, and after test environment is verified, Quick thread is sold.

Concrete, the embodiment of the present invention gives an omnipotent class insurance products assembling model of sharing out bonus, this assembling model defines the general parameter of the life insurance omnipotent class insurance products of dividend, by this model, the omnipotent class insurance products example of dividend can be quickly generated, in the present embodiment, specifically generate a product example, in order to support Jian Xin life insurance company gold richness jump annuity product silver insurance system in sale.

As it is shown in figure 1, the fit on line method of insurance products disclosed in the embodiment of the present invention, it is used for configuring insurance products parameter, supports its sale in silver insurance system, mainly comprise the steps that

The insurance products assembling model that S101, acquisition build in advance；

Wherein, described insurance products assembling model is for defining the general parameter of similar insurance products.

Alternatively, described insurance products assembling model being designated as CvrAsbMod, as shown in formula one, CvrAsbMod is the set of a parameter four-tuple:

Formula one: $CvrAsbMod={\left\{({\mathrm{DataId}}_i,{\mathrm{DataNm}}_i,{\mathrm{DataTp}}_i,{\mathrm{DataRul}}_i)\right\}}_{i=1}^M$

As shown in formula one, this four-tuple includes parameter numbering DataId_i, parameter name DataNm_i, parameter type DataTp_iWith parameter rule DataRul_i；Wherein, DataId_iFor identifying unique parameter, different types of parameter has different parameter rule DataRul_i, M is the parameter four-tuple quantity that this assembling model comprises.

It should be noted that parameter type DataTp_iPossible value mainly includes option value, the amount of money, text, numerical value, date, certificate numbering, card folding number, password, telephone number, address etc., these parameter types can contain the parameter of the insurance products needs that most silver insurance system is sold, simultaneously, along with new insurance products is constantly brought forth new ideas, these parameter types can easily expand as required.

Corresponding to different parameter type DataTp_i, parameter rule DataRul_iDifferent definition as follows:

Work as DataTp_iDuring for option value, DataRul_iThe option of definition option value, is designated asWherein, option_i,kFor the kth option of relevant parameter, X_iQuantity for option；

Work as DataTp_iDuring for the amount of money, DataRul_i={ unit, maxamt, minamt}, wherein, unit is acquiescence amount units, and maxamt is acquiescence maximum legal amount of money value, and minamt is for giving tacit consent to minimum legal amount of money value；

Work as DataTp_iDuring for numerical value, DataRul_i={ maxval, minval}, wherein, maxval and minval defines the legal span of acquiescence of numerical value；

Work as DataTp_iDuring for text, DataRul_i={ maxlen, minlen}, wherein, maxlen is the text greatest length of acquiescence, and minlen is the text minimum length of acquiescence；

Work as DataTp_iDuring for the date, DataRul_i={ dtfmtregex}, dtfmtregex are regular expressions, give the valid date interval form of acquiescence；

Work as DataTp_iDuring for certificate numbering, ${\mathrm{DataRul}}_i={\left\{({\mathrm{certiftp}}_{i,k},{\mathrm{certifyregex}}_{i,k})\right\}}_{k=1}^{Y_i},$ Wherein, certiftp_i,kFor a certain type of credential, certifyregex_i,kBeing a regular expression, describing type is certiftp_i,kCertificate numbering legal content, Y_iQuantity for type of credential；

Work as DataTp_iDuring for card folding, ${\mathrm{DataRul}}_i={\left\{({\mathrm{cardtp}}_{i,k},{\mathrm{cardregex}}_{i,k})\right\}}_{k=1}^{Z_i},$ Wherein, cardtp_i,kFor a certain card folding type, cardregex is a regular expression, and describing type is cardtp_i,kCard folding number legal content, Z_iQuantity for type of credential；

Work as DataTp_iDuring for password, DataRul_i={ pwdregex}, wherein, pwdregex is a regular expression, describes the password legal content of acquiescence；

Work as DataTp_iDuring for telephone number, DataRul_i={ telregex}, wherein, telregex is a regular expression, describes the telephone number legal content of acquiescence；

Work as DataTp_iDuring for address, DataRul_i={ adrsregex}, wherein, adrsregex is a regular expression, describes the address legal content of acquiescence.

Further, along with insurance products is constantly brought forth new ideas, new parameter type DataTp occurs_iTime, above-mentioned parameter rule can readily easily be extended.

The present embodiment is shared out bonus for life insurance the illustrating of assembling model of omnipotent class insurance products, and concrete, the fit drawing die of the life insurance omnipotent class insurance products of dividend comprises 109 data parameters, some of which parameter is set forth below and illustrates.

Parameter-insurance term classification is option value type parameter, option includes irregularly, once, by the cycle, to certain given age and lifelong etc.；

Parameter-insurer's name is called text type parameter, and acquiescence maximum legal length is 10, and giving tacit consent to minimum valid lengths is 2；

Parameter-insured amount is amount of money type parameter, and acquiescence amount units is unit, and the acquiescence maximum legal amount of money is 10000000, and giving tacit consent to the minimum legal amount of money is 1000；

Parameter-beneficiary proportion is value type parameter, and acquiescence maximum legal value is 1, and giving tacit consent to minimum legitimate value is 0；Beneficiary is date type parameter the certificate effective date, its acquiescence legal content regular expression " ^ [1-9] 1} [0-9] 3}-[0-1] 1} [0-9] 1}-[0-3] 1} [0-9] 1} $ " retrain, represent that the date is made up of year, month, day three sections, use between every section "-" segmentation；

Parameter-passport NO. is certificate numbering type parameter, relevant type of credential includes resident identification card, Chinese passport, Hongkong and Macro resident come and go the interior ground pass etc., wherein, the legal content regular expression of resident identification card " ^ [1-9] 17} [0-9xX] 1} $ " and retrain, represent that this numbering is made up of plus 1 bit digital or letter x or letter X 17 bit digital；The legal content of Chinese passport is with " { { 7,8} $ " retrain, represent that this numbering is made up of plus 7 or 8 bit digital 1 alphabetical D, S, P or F 1} [0-9] ^ [D, S, P, F]；Hongkong and Macro resident comes and goes the interior ground pass with " { { 10} $ " retrains, represents that this numbering is made up of plus 10 bit digital 1 alphabetical H or M 1} [0-9] ^ [H, M]；

Parameter-insurer's account is card folding type parameter, its acquiescence legal content regular expression " ^ [0-9] 19} $ " and retrain, represent that this numbering is made up of 19 bit digital；

Parameter-declaration form password is password type parameter, and its acquiescence legal content retrains with " ^ [a-zA-Z] w{5,15} $ ", represents that declaration form password is numeral and the combination of letter, and overall length is 6 to 16, and with beginning of letter；

Parameter-Mobile Directory Number is telephone number-type parameter, and its acquiescence legal content retrains with " ^1 [3 | 7 |, | 4 | 5 8] { 1} [0-9] { 9} $ ", and representing the 1st is 1, and the 2nd is 3,4,5,7 or 8, and the 3 to 11st is digital；

Parameter-detailed address is address style parameter, and its acquiescence legal content is not retrained.

S102, based on described insurance products assembling model, configuration insurance products sells required relevant parameter in silver insurance system, generates insurance products example.

In example disclosed in the present embodiment, the insurance products assembling model utilizing the above-mentioned life insurance omnipotent class of dividend generates an insurance products example, for supporting that the golden richness building letter life insurance jumps the sale in Construction Bank's silver insurance system of the annuity danger insurance products, wherein, 10000 yuan it are taken as except insured amount is minimum, the highest it is taken as outside 999999999 (can regard as and not bind), insurance term classification, insurer's title, beneficiary proportion, beneficiary's certificate effective date, passport NO., insurer's account, declaration form password, the parameters such as Mobile Directory Number and in detail address all directly have employed the default definition in above-mentioned assembling model.

S103, in test environment, described insurance products example is carried out test checking, the described insurance products example by verifying is exported as insurance products parameter bag, and the production environment importing to silver insurance system is sold.

In insurance products fit on line method disclosed in the embodiment of the present invention, obtain insurance products assembling model, based on insurance products assembling model, it is possible to quickly generate insurance products example, namely obtaining the relevant parameter of the type insurance products, after test environment is verified, Quick thread is sold.

And, existing silver insurance system configures insurance products by the mode of cure parameter, this method autgmentability is poor, when having new insurance products to reach the standard grade or the parameter of existing insurance products changes, exploitation again test is needed to reach the standard grade, seriously constrain the development of silver guarantor's business, compare with existing method, present invention have the advantage that (1) proposes the definition of insurance products assembling model, corresponding model can be built according to the practical situation of actual product, there is stronger autgmentability, it is possible to adapt to diversified products innovation；(2) insurance products example is generated based on assembling model, can quickly realize the parameter configuration of new product and the parameter modification of existing procucts, substantially reduce product test to reach the standard grade the cycle gone into operation, save exploitation test resource, improve the release of insurance products and the efficiency of transformation；(3) assembling model and example are carried out independent realization by design corresponding data database table structure, assembling model is used for generating example, instance data imports to silver guarantor's production environment after test environment is verified and goes into operation, instance data after operation does not rely on assembling model, so, for the adjustment of assembling model with safeguard without influence on the sale of production system, this is for the parameter of flexible configuration insurance products, and ensures that the normal sale of silver insurance system has very important significance.

Alternatively, in another embodiment of the invention, step S102, based on described insurance products assembling model, configuration insurance products sells required relevant parameter in silver insurance system, generates insurance products example, including:

Needed for selling in silver insurance system for insurance products, by the parameter instantiation in described insurance products assembling model CvrAsbMod, form insurance products example CvrExmp；Wherein:

CvrExmp is the set of an examples of parameters four-tuple, as shown in formula two,

Formula two:

$CvrExmp={\left\{({\mathrm{DataIdExmp}}_i,{\mathrm{DataNmExmp}}_i,{\mathrm{DataTpExmp}}_i,{\mathrm{DataRulExmp}}_i)\right\}}_{i=1}^M$

Such as formula two, examples of parameters four-tuple (DataIdExmp_i,DataNmExmp_i,DataTpExmp_i,DataRulExmp_i) include parameter numbering example DataIdExmp_i, parameter name example DataNmExmp_i, parameter type example DataTpExmp_iWith parameter rule example DataRulExmp_i, wherein, DataIdExmp_iEqual to DataId_i, it is used for identifying unique examples of parameters, DataNmExmp_iEqual to DataNm_i, DataTpExmp_iEqual to DataTp_i, M is the quantity of examples of parameters four-tuple, equal to the quantity of parameter four-tuple, DataRulExmp in insurance products assembling model_iIt is parameter rule DataRul_iResult after instantiation, is described in detail below.

Work as DataTpExmp_iDuring for option value, ${\mathrm{DataRulExmp}}_i\⋐{\mathrm{DataRul}}_i={\left\{{\mathrm{option}}_{i,k}\right\}}_{k=1}^{X_i},$ I.e. DataRul_iDefine the complete or collected works of an option, DataRulExmp_iFor its subset；

Work as DataTpExmp_iDuring for the amount of money, DataRulExmp_i={ unitexmp, maxamtexmp, minamtexmp}, wherein, unitexmp amount units example value, maxamtexmp is maximum legal amount of money example value, and minamtexmp is minimum legal amount of money example value；

Work as DataTpExmp_iDuring for numerical value, DataRulExmp_i={ maxvalexmp, minvalexmp}, wherein, maxvalexmp and minvalexmp defines the legal span that numerical value is concrete；

Work as DataTpExmp_iDuring for text, DataRulExmp_i={ maxlenexmp, minlenexmp}, wherein, maxlenexmp is text greatest length example value, and minlenexmp defines text minimum length example value；

Work as DataTpExmp_iDuring for the date, DataRulExmp_i={ dtfmtregexexmp}, dtfmtregexexmp are regular expression example, give valid date interval form；

Work as DataTpExmp_iDuring for certificate numbering, ${\mathrm{DataRulExmp}}_i\⋐{\mathrm{DataRul}}_i={\left\{({\mathrm{certiftp}}_{i,k},{\mathrm{certifyregex}}_{i,k})\right\}}_{k=1}^{Y_i},$ DataRulExmp_iGive concrete lawful document type set and corresponding lawful document coding rule；

Work as DataTpExmp_iDuring for card folding, ${\mathrm{DataRulExmp}}_i\⋐{\mathrm{DataRul}}_i={\left\{({\mathrm{cardtp}}_{i,k},{\mathrm{cardregex}}_{i,k})\right\}}_{k=1}^{Z_i},$ DataRulExmp_iGive concrete legal card folding type set and corresponding legal card folding rule；

Work as DataTpExmp_iDuring for password, DataRulExmp_i={ pwdregexexmp}, wherein, pwdregexexmp is regular expression example, describes the legal content of password；

Work as DataTpExmp_iDuring for telephone number, DataTpExmp_i={ telregexexmp}, wherein, telregexexmp is regular expression example, describes the legal content of telephone number；

Work as DataTpExmp_iDuring for address, DataRulExmp_i={ adrsregexexmp}, wherein, adrsregexexmp is regular expression example, describes the legal content of address.

Parameter rule DataRul when insurance products assembling model CvrAsbMod definition_iWhen changing, DataRulExmp_iAlso with DataRul_iChange take different example value.

Alternatively, in another embodiment of the invention, corresponding database table structure is designed to realize described insurance products assembling model CvrAsbMod and described insurance products example CvrExmp.

A. the database table structure design of insurance products assembling model is as follows:

Different assembling model is recorded with database entity CVR_ASB_MOD_E, CVR_ASB_MOD_E comprises four attributes, respectively assembling model numbering Asb_Mod_Id, parameter numbering Data_Id, parameter name Data_Nm and parameter type Data_Tp, in this entity, Asb_Mod_Id and Data_Id is associating major key, the assembling model that Asb_Mod_Id mark is different, Data_Id identifies different parameters in assembling model.For parameter each type of in insurance products assembling model CvrAsbMod, it is described with an entity respectively, and with Asb_Mod_Id and Data_Id for external key, including:

Option value parameter entity OPTION_E, comprise four attributes, it is assembling model numbering Asb_Mod_Id, parameter numbering Data_Id, option numbering Option_Id and option Option respectively, wherein, Asb_Mod_Id, Data_Id and Option_Id are associating major key, and Option_Id and Option gives option numbering and the option of Data_Id correspondence option value parameter；

Amount of money parameter entity AMT_E, comprise five attributes, it is assembling model numbering Asb_Mod_Id, parameter numbering Data_Id, amount units Unit, maximum dollar amount value Max_Amt and minimum dollar amount value Min_Amt respectively, wherein, Asb_Mod_Id and Data_Id is associating major key, and Unit, Max_Amt and Min_Amt sets forth the acquiescence value of Data_Id correspondence amount of money parameter；

Text parameter entity TXT_E, comprise four attributes, it is assembling model numbering Asb_Mod_Id, parameter numbering Data_id, greatest length Max_Len and minimum length Min_Len respectively, wherein, Asb_Mod_Id and Data_Id is associating major key, and Max_Len and Min_Len sets forth the acquiescence value of Data_Id correspondence text parameter；

Numerical parameter entity VALUE_E, comprise four attributes, it is assembling model numbering Asb_Mod_Id, parameter numbering Data_Id, greatest measure Max_Val and minimum value Min_Val respectively, wherein, Asb_Mod_Id and Data_Id is associating major key, and Max_Val and Min_Val sets forth the acquiescence value of Data_Id correspondence numerical parameter；

Date parameter entity DATE_E, comprise three attributes, it is assembling model numbering Asb_Mod_Id, parameter numbering Data_Id and date format Dt_Fmt_Regex respectively, wherein, Asb_Mod_Id and Data_Id is associating major key, and Dt_Fmt_Regex gives the legal form of acquiescence of Data_Id correspondence date parameter；

Certificate number parameter entity CERT_E, comprise four attributes, it is assembling model numbering Asb_Mod_Id, parameter numbering Data_Id, type of credential Cert_Tp and certificate numbering regular expression Cert_Regex respectively, wherein, Asb_Mod_Id, Data_Id and Cert_Tp are associating major keys, and Cert_Regex describes the certificate numbering legal content of Cert_Tp type in Data_Id correspondence certificate number parameter；

Card folding parameter entity CARD_E, comprise four attributes, it is assembling model numbering Asb_Mod_Id, parameter numbering Data_Id, card folding Type C ard_TP and card folding regular expression Card_Regex respectively, wherein, Asb_Mod_Id, Data_Id and Card_TP are associating major keys, and Card_Regex describes the card folding legal content of Card_TP type in Data_Id correspondence card folding parameter；

Cryptographic parameter entity PWD_E, comprise three attributes, it is assembling model numbering Asb_Mod_Id, parameter numbering Data_Id and password regular expression Pwd_Regex respectively, wherein, Asb_Mod_Id and Data_Id is associating major key, and Pwd_Regex describes the acquiescence legal content of Data_Id correspondence cryptographic parameter；

Telephone number parameter entity TEL_E, wherein comprise three attributes, it is assembling model numbering Asb_Mod_Id, parameter numbering Data_Id and telephone number regular expression Tel_Regex respectively, wherein, Asb_Mod_Id and Data_Id is associating major key, and Tel_Regex describes the acquiescence legal content of Data_Id correspondence telephone number parameter；

Address parameter entity A DRS_E, wherein comprise two attributes, it is assembling model numbering Asb_Mod_Id, parameter numbering Data_Id and address regular expression Adrs_Regex respectively, wherein, Asb_Mod_Id and Data_Id is associating major key, and Adrs_Regex describes the acquiescence legal content of Data_Id corresponding address parameter.

B. the database table structure design of insurance products example is as follows:

Different insurance products examples is recorded with database entity CVR_EXMP_E, CVR_EXMP_E comprises four attributes, respectively insurance products numbering example Cvr_Id_Exmp, parameter numbering example Data_Id_Exmp, parameter name example Data_Nm_Exmp and parameter type example Data_Tp_Exmp, in this entity, Cvr_Id_Exmp and Data_Id_Exmp is associating major key, the insurance products example that Cvr_Id_Exmp mark is different, Data_Id_Exmp identifies the examples of parameters comprised in product example.During insurance products example newly-increased based on the assembling model being numbered Asb_Mod_Id, generate unique insurance products numbering example Cvr_Id_Exmp, in order to identify this example, and Data_Id_Exmp is carried out assignment by Data_Id corresponding for acquisition Asb_Mod_Id from assembling model, namely insurance products example comprises whole examples of parameters of corresponding assembling model.For each type of examples of parameters in insurance products example CvrExmp, it is described with an entity respectively, and with Cvr_Id_Exmp and Data_Id_Exmp for external key, including:

Option value examples of parameters entity OPTION_EXMP_E, comprise four attributes, it is insurance products numbering example Cvr_Id_Exmp respectively, parameter numbering example Data_Id_Exmp, option numbering example Option_Id_Exmp and option example Option_Exmp, wherein, Cvr_Id_Exmp, Data_Id_Exmp and Option_Id_Exmp is associating major key, Cvr_Id_Exmp identifies the insurance products example belonging to examples of parameters, Data_Id_Exmp is unique mark of examples of parameters, Option_Id_Exmp identifies unique option example, Option_Exmp is option example, option example is the subset of respective selection value parameter option in corresponding assembling model；

Amount of money examples of parameters entity A MT_EXMP_E, comprise five attributes, it is insurance products numbering example Cvr_Id_Exmp respectively, parameter numbering example Data_Id_Exmp, amount units example Unit_Exmp, maximum dollar amount value example Max_Amt_Exmp and minimum dollar amount value example Min_Amt_Exmp, wherein, Cvr_Id_Exmp and Data_Id_Exmp is associating major key, Cvr_Id_Exmp identifies the insurance products example belonging to examples of parameters, Data_Id_Exmp is unique mark of examples of parameters, Unit_Exmp, Max_Amt_Exmp and Min_Amt_Exmp sets forth the relevant value of Data_Id_Exmp correspondence amount of money examples of parameters, these values preferentially take the default value of corresponding amount of money parameter in corresponding assembling model, and can modify as required；

Text parameter instance entity TXT_EXMP_E, comprise four attributes, it is insurance products numbering example Cvr_Id_Exmp respectively, parameter numbering example Data_Id_Exmp, greatest length example Max_Len_Exmp and minimum length example Min_Len_Exmp, wherein, Cvr_Id_Exmp and Data_Id_Exmp is associating major key, Cvr_Id_Exmp identifies the insurance products example belonging to examples of parameters, Data_Id_Exmp is unique mark of examples of parameters, Max_Len_Exmp and Min_Len_Exmp sets forth the relevant value of Data_Id_Exmp correspondence text parameter example, these values preferentially take the default value of corresponding text parameter in corresponding assembling model, and can modify as required；

Numerical value ginseng instance entity VALUE_EXMP_E, comprise four attributes, it is insurance products numbering example Cvr_Id_Exmp respectively, parameter numbering example Data_Id_Exmp, greatest measure example Max_Val_Exmp and minimum value example Min_Val_Exmp, wherein, Cvr_Id_Exmp and Data_Id_Exmp is associating major key, Cvr_Id_Exmp identifies the insurance products example belonging to examples of parameters, Data_Id_Exmp is unique mark of examples of parameters, Max_Val_Exmp and Min_Val_Exmp sets forth the relevant value of Data_Id_Exmp correspondence numerical parameter example, these values preferentially take the default value of respective value parameter in corresponding assembling model, and can modify as required；

Date parameter instance entity DATE_EXMP_E, comprise three attributes, it is insurance products numbering example Cvr_Id_Exmp respectively, parameter numbering example Data_Id_Exmp and date format Dt_Fmt_Regex_Exmp, wherein, Cvr_Id_Exmp and Data_Id_Exmp is associating major key, Cvr_Id_Exmp identifies the insurance products example belonging to examples of parameters, Data_Id_Exmp is unique mark of examples of parameters, Dt_Fmt_Regex_Exmp gives the legal form of Data_Id_Exmp correspondence date parameter, Dt_Fmt_Regex_Exmp preferentially takes the default value of corresponding date parameter in corresponding assembling model, and can modify as required；

Certificate number parameter instance entity CERT_EXMP_E, comprise four attributes, it is insurance products numbering example Cvr_Id_Exmp respectively, parameter numbering example Data_Id_Exmp, type of credential example Cert_Tp_Exmp and certificate numbering regular expression example Cert_Regex_Exmp, wherein, Cvr_Id_Exmp, Data_Id_Exmp and Cert_Tp_Exmp is associating major key, Cvr_Id_Exmp identifies the insurance products example belonging to examples of parameters, Data_Id_Exmp is unique mark of examples of parameters, Cert_Tp_Exmp is optional type of credential in examples of parameters, Cert_Regex_Exmp describes the certificate numbering legal content of Cert_Tp_Exmp type in Data_Id_Exmp correspondence certificate number parameter example, the value of Cert_Tp_Exmp and Cert_Regex_Exmp is the subset of the corresponding optional type of credential of certificate number parameter and certificate numbering regular expression in corresponding assembling model；

Card folding examples of parameters entity CARD_EXMP_E, comprise four attributes, it is insurance products numbering example Cvr_Id_Exmp respectively, parameter numbering example Data_Id_Exmp, card folding type instance Card_Tp_Exmp and card folding regular expression example Card_Regex_Exmp, wherein, Cvr_Id_Exmp, Data_Id_Exmp and Card_Tp_Exmp is associating major key, Cvr_Id_Exmp identifies the insurance products example belonging to examples of parameters, Data_Id_Exmp is unique mark of examples of parameters, Card_Tp_Exmp is optional card folding type in examples of parameters, Card_Regex_Exmp describes the card folding legal content of Card_Tp_Exmp type in Data_Id_Exmp correspondence card folding examples of parameters, the value of Card_Tp_Exmp and Card_Regex_Exmp is that in corresponding assembling model, corresponding card folding parameter can card selection folding type and the subset blocking folding regular expression；

Cryptographic parameter instance entity PWD_EXMP_E, comprise three attributes, it is insurance products numbering example Cvr_Id_Exmp respectively, parameter numbering example Data_Id_Exmp and password regular expression example Pwd_Regex_Exmp, wherein, Cvr_Id_Exmp and Data_Id_Exmp is associating major key, Cvr_Id_Exmp identifies the insurance products example belonging to examples of parameters, Data_Id_Exmp is unique mark of examples of parameters, Pwd_Regex_Exmp describes the legal content of Data_Id_Exmp correspondence cryptographic parameter example, Pwd_Regex_Exmp preferentially takes the default value of corresponding cryptographic parameter in corresponding assembling model, and can modify as required；

Telephone number parameter instance entity TEL_EXMP_E, wherein comprise three attributes, it is insurance products numbering example Cvr_Id_Exmp respectively, parameter numbering example Data_Id_Exmp and telephone number regular expression example Tel_Regex_Exmp, wherein, Cvr_Id_Exmp and Data_Id_Exmp is associating major key, Cvr_Id_Exmp identifies the insurance products example belonging to examples of parameters, Data_Id_Exmp is unique mark of examples of parameters, Tel_Regex_Exmp describes the legal content of Data_Id_Exmp correspondence telephone number parameter example, Tel_Regex_Exmp preferentially takes the default value of corresponding phone number argument in corresponding assembling model, and can modify as required；

Address parameter instance entity ADRS_EXMP_E, wherein comprise three attributes, it is insurance products numbering example Cvr_Id_Exmp respectively, parameter numbering example Data_Id_Exmp and address regular expression example Adrs_Regex_Exmp, wherein, Cvr_Id_Exmp and Data_Id_Exmp is associating major key, Cvr_Id_Exmp identifies the insurance products example belonging to examples of parameters, Data_Id_Exmp is unique mark of examples of parameters, Adrs_Regex_Exmp describes the legal content of Data_Id_Exmp corresponding address examples of parameters, Adrs_Regex_Exmp preferentially takes the default value of appropriate address parameter in corresponding assembling model, and can modify as required.

Also, it should be noted in another embodiment of the present invention, described in test environment, described insurance products example is carried out test checking, including:

By described test environment and insurance company's system docking；

Obtain described insurance company system and described insurance products is implemented to be verified the test result of test.

Concrete, after generating insurance products example, first carry out docking test with insurance company system at test environment, by described insurance products example typing insurance company system, it is achieved its sale, and then complete validation test process, obtain test result.

Further, test is by afterwards, and the parameter of insurance products example is derived as packet, imports to the production environment of silver insurance system to support the sale of corresponding insurance products.

Finally, it should be noted that, the method that the embodiment of the present invention is proposed, obtains application in a new generation of Construction Bank insurance agency system, since on January 24th, 2015 goes into operation, according to described method, successfully reach the standard grade more than 800 insurance products of Liao Liushiduo company, successfully sold more than 180 ten thousand declaration forms, amount of money involved more than 1,600 hundred million yuans, improve nearly one times than the sales volume in former years, greatly promote the development of Construction Bank's insurance agency selling operation.

Obviously, the present invention can be carried out various change and modification without deviating from the spirit and scope of the present invention by those skilled in the art.So, if these amendments of the present invention and modification belong within the scope of the claims in the present invention and equivalent technologies thereof, then the present invention is also intended to comprise these change and modification.

Claims (7)

1. a fit on line method for insurance products, is used for configuring insurance products parameter, supports its sale in silver insurance system, it is characterised in that including:

Obtain the insurance products assembling model built in advance；

Based on described insurance products assembling model, configuration insurance products sells required relevant parameter in silver insurance system, generates insurance products example；

In test environment, described insurance products example is carried out test checking, the described insurance products example by verifying is exported as insurance products parameter bag, and the production environment importing to silver insurance system is sold.

2. insurance products fit on line method according to claim 1, it is characterised in that described insurance products assembling model is designated as CvrAsbMod, as shown in formula one, CvrAsbMod is the set of a parameter four-tuple:

Formula one: $CvrAsbMod={\left\{\left({\mathrm{DataId}}_i,{\mathrm{DataNm}}_i,{\mathrm{DataTp}}_i,{\mathrm{DataRul}}_i\right)\right\}}_{i=1}^M$

As shown in formula one, this four-tuple includes parameter numbering DataId_i, parameter name DataNm_i, parameter type DataTp_iWith parameter rule DataRul_i, wherein, DataId_iFor identifying unique parameter, different types of parameter has different parameter rule DataRul_i, M is the parameter four-tuple quantity that this assembling model comprises.

3. insurance products fit on line method according to claim 2, it is characterised in that described parameter type DataTp_iValue includes: option value, the amount of money, text, numerical value, date, certificate numbering, card folding number, password, telephone number and address.

4. insurance products fit on line method according to claim 3, it is characterised in that

As described DataTp_iDuring for option value, described DataRul_iFor defining the option of option value, it is designated asWherein, option_i,kFor the kth option of relevant parameter, X_iQuantity for option；

As described DataTp_iDuring for the amount of money, described DataRul_i={ unit, maxamt, minamt}, wherein, unit is acquiescence amount units, and maxamt is acquiescence maximum legal amount of money value, and minamt is for giving tacit consent to minimum legal amount of money value；

As described DataTp_iDuring for numerical value, described DataRul_i={ maxval, minval}, wherein, maxval and minval defines the legal span of acquiescence of numerical value；

As described DataTp_iDuring for text, described DataRul_i={ maxlen, minlen}, wherein, maxlen is the text greatest length of acquiescence, and minlen is the text minimum length of acquiescence；

As described DataTp_iDuring for the date, described DataRul_i={ dtfmtregex}, dtfmtregex are regular expressions, for providing the valid date interval form of acquiescence；

As described DataTp_iDuring for certificate numbering, described in ${\mathrm{DataRul}}_i={\left\{\left({\mathrm{certiftp}}_{i,k},{\mathrm{certifyregex}}_{i,k}\right)\right\}}_{k=1}^{Y_i},$ Wherein, certiftp_i,kFor a certain type of credential, certifyregex_i,kBeing a regular expression, being used for describing type is certiftp_i,kCertificate numbering legal content, Y_iQuantity for type of credential；

As described DataTp_iDuring for card folding, described in ${\mathrm{DataRul}}_i={\left\{({\mathrm{cardtp}}_{i,k},{\mathrm{cardregex}}_{i,k})\right\}}_{k=1}^{Z_i},$ Wherein, cardtp_i,kFor a certain card folding type, cardregex is a regular expression, and being used for describing type is cardtp_i,kCard folding number legal content, Z_iQuantity for type of credential；

As described DataTp_iDuring for password, described DataRul_i={ pwdregex}, wherein, pwdregex is a regular expression, for describing the password legal content of acquiescence；

As described DataTp_iDuring for telephone number, described DataRul_i={ telregex}, wherein, telregex is a regular expression, for describing the telephone number legal content of acquiescence；

As described DataTp_iDuring for address, described DataRul_i={ adrsregex}, wherein, adrsregex is a regular expression, for describing the address legal content of acquiescence.

5. insurance products fit on line method according to claim 4, it is characterised in that described configuration insurance products sells required relevant parameter in silver insurance system, generates insurance products example based on described insurance products assembling model, including:

Needed for selling in silver insurance system for insurance products, by the parameter instantiation in described insurance products assembling model CvrAsbMod, form insurance products example CvrExmp；Wherein:

CvrExmp is the set of an examples of parameters four-tuple, as shown in formula two,

Formula two:

$CvrExmp={\left\{({\mathrm{DataIdExmp}}_i,{\mathrm{DataNmExmp}}_i,{\mathrm{DataTpExmp}}_i,{\mathrm{DataRulExmp}}_i)\right\}}_{i=1}^M$

Such as formula two, examples of parameters four-tuple (DataIdExmp_i,DataNmExmp_i,DataTpExmp_i,DataRulExmp_i) include parameter numbering example DataIdExmp_i, parameter name example DataNmExmp_i, parameter type example DataTpExmp_iWith parameter rule example DataRulExmp_i, wherein, DataIdExmp_iEqual to DataId_i, it is used for identifying unique examples of parameters, DataNmExmp_iEqual to DataNm_i, DataTpExmp_iEqual to DataTp_i, M is the quantity of examples of parameters four-tuple, equal to the quantity of parameter four-tuple, DataRulExmp in insurance products assembling model_iIt is parameter rule DataRul_iResult after instantiation,

Work as DataTpExmp_iDuring for option value, ${\mathrm{DataRulExmp}}_i\⋐{\mathrm{DataRul}}_i={\left\{{\mathrm{option}}_{i,k}\right\}}_{k=1}^{X_i},$ I.e. DataRul_iDefine the complete or collected works of an option, DataRulExmp_iFor its subset；

Work as DataTpExmp_iDuring for the amount of money, DataRulExmp_i={ unitexmp, maxamtexmp, minamtexmp}, wherein, unitexmp amount units example value, maxamtexmp is maximum legal amount of money example value, and minamtexmp is minimum legal amount of money example value；

Work as DataTpExmp_iDuring for numerical value, DataRulExmp_i={ maxvalexmp, minvalexmp}, wherein, maxvalexmp and minvalexmp defines the legal span that numerical value is concrete；

Work as DataTpExmp_iDuring for text, DataRulExmp_i={ maxlenexmp, minlenexmp}, wherein, maxlenexmp is text greatest length example value, and minlenexmp defines text minimum length example value；

Work as DataTpExmp_iDuring for the date, DataRulExmp_i={ dtfmtregexexmp}, dtfmtregexexmp are regular expression example, give valid date interval form；

Work as DataTpExmp_iDuring for certificate numbering, ${\mathrm{DataRulExmp}}_i\⋐{\mathrm{DataRul}}_i={\left\{\left({\mathrm{certiftp}}_{i,k},{\mathrm{certifyregex}}_{i,k}\right)\right\}}_{k=1}^{Y_i},$ DataRulExmp_iGive concrete lawful document type set and corresponding lawful document coding rule；

Work as DataTpExmp_iDuring for card folding, ${\mathrm{DataRulExmp}}_i\⋐{\mathrm{DataRul}}_i={\left\{\left({\mathrm{cardtp}}_{i,k},{\mathrm{cardregex}}_{i,k}\right)\right\}}_{k=1}^{Z_i},$ DataRulExmp_iGive concrete legal card folding type set and corresponding legal card folding rule；

Work as DataTpExmp_iDuring for password, DataRulExmp_i={ pwdregexexmp}, wherein, pwdregexexmp is regular expression example, describes the legal content of password；

Work as DataTpExmp_iDuring for telephone number, DataTpExmp_i={ telregexexmp}, wherein, telregexexmp is regular expression example, describes the legal content of telephone number；

Work as DataTpExmp_iDuring for address, DataRulExmp_i={ adrsregexexmp}, wherein, adrsregexexmp is regular expression example, describes the legal content of address.

6. insurance products fit on line method according to claim 1, it is characterised in that described insurance products assembling model and described insurance products example all adopt database table structure to realize.

7. insurance products fit on line method according to claim 1, it is characterised in that described in test environment, carries out test checking to described insurance products example, including:

By described test environment and insurance company's system docking；

Obtain described insurance company system and described insurance products is implemented to be verified the test result of test.