CN108564462A - Acquisition methods, terminal device and the medium of collage-credit data - Google Patents
Acquisition methods, terminal device and the medium of collage-credit data Download PDFInfo
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- CN108564462A CN108564462A CN201810212431.2A CN201810212431A CN108564462A CN 108564462 A CN108564462 A CN 108564462A CN 201810212431 A CN201810212431 A CN 201810212431A CN 108564462 A CN108564462 A CN 108564462A
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- report
- multiplexing
- collage
- target customer
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/03—Credit; Loans; Processing thereof
Abstract
The present invention is suitable for technical field of data processing, provides a kind of acquisition methods of collage-credit data, terminal device and medium, this method and includes：Obtain the reference report queries request that operation system is sent out；If getting the reference report of target customer in nearest preset duration, the multiplexing report reported based on reference is obtained, and the response message that report output is the request of reference report queries will be multiplexed；If the reference report of target customer has not been obtained in nearest preset duration, the request of reference report queries is then forwarded to collage-credit data server-side, to be the response message that reference report queries are asked by the reference report output after the reference report for receiving the current time that collage-credit data server-side is returned.The query interface continually provided to the reference center of national official is needed the invention avoids operation system to send out the request of reference report queries, therefore reduces the spent cost of reference inquiry, improves the recycling rate of waterused of collage-credit data.
Description
Technical field
The invention belongs to technical field of data processing more particularly to a kind of acquisition methods of collage-credit data, terminal device and
Medium.
Background technology
Reference report is the record for the record personal credit information provided by People's Bank of China's reference center, for inquiring
Personal or enterprise social credibility.
Currently, in order to obtain the reference report of user, examined with the relevant business of the user with being reported according to reference to execute
Flow is criticized, what each operation system inside financial company can usually be provided based on People's Bank of China's reference center looks into
Interface is ask to send out the request of reference report queries, to download the reference report needed for examination ＆ approval.However, reference inquiry service needs
Certain expense is collected, since intra-enterprise business number of systems is numerous, thus often will appear and frequently inquire same user's
The case where reference is reported, therefore enterprise is increased in the upper spent cost of reference inquiry, waste system resource；Meanwhile
The notification information being queried is reported since user itself can receive personal reference, if the personal reference of user reports quilt
Same financial company frequently repeats to inquire, and also tends to the customer satisfaction for reducing financial company.
Invention content
In view of this, an embodiment of the present invention provides a kind of acquisition methods of collage-credit data, terminal device and medium, with solution
Certainly reference inquires the higher problem of Expenses Cost in the prior art.
The first aspect of the embodiment of the present invention provides a kind of acquisition methods of collage-credit data, including：
The reference report queries request that operation system is sent out is obtained, the reference report queries request is for inquiring target visitor
The reference at family is reported；
Judge that the reference that the target customer whether is got in nearest preset duration is reported；
If getting the reference report of the target customer in nearest preset duration, obtains and be based on the reference report
The multiplexing of announcement is reported, and is the response message that the reference report queries are asked by the multiplexing report output；Wherein, described multiple
With the copy for being reported as the reference report, the collage-credit data for recording the target customer；
If the reference report of the target customer has not been obtained in nearest preset duration, reference report is looked into
It askes request and is forwarded to collage-credit data server-side, to receive described in the current time that the collage-credit data server-side is returned
After reference report, by the response message that the reference report output is reference report queries request.
The second aspect of the embodiment of the present invention provides a kind of terminal device, including memory and processor, described to deposit
Reservoir is stored with the computer program that can be run on the processor, and the processor is realized when executing the computer program
The step of acquisition methods of collage-credit data as described in relation to the first aspect.
The third aspect of the embodiment of the present invention provides a kind of computer readable storage medium, the computer-readable storage
Media storage has computer program, and collage-credit data as described in relation to the first aspect is realized when the computer program is executed by processor
Acquisition methods the step of.
In the embodiment of the present invention, asked by obtaining the reference report queries that operation system is sent out, and first determine whether most
Whether got in close preset duration target customer reference report, ensure that receive it is related to same target customer
Reference report queries request when, can by based on acquired reference report multiplexing report be back to operation system,
Therefore, it while realizing operation system acquisition target customer's collage-credit data, avoids operation system and needs continually to official
The query interface that is there is provided of reference center of side sends out the request of reference report queries, thus reduce reference inquiry it is spent at
This, improves the recycling rate of waterused of collage-credit data.Since multiplexing report is generated based on the reference report once acquired, therefore
For target customer, the notification information that People's Bank of China's reference center is sent out will not be received, is reduced to target
Puzzlement caused by client improves the customer satisfaction of financial company.
Description of the drawings
It to describe the technical solutions in the embodiments of the present invention more clearly, below will be to embodiment or description of the prior art
Needed in attached drawing be briefly described, it should be apparent that, the accompanying drawings in the following description be only the present invention some
Embodiment for those of ordinary skill in the art without having to pay creative labor, can also be according to these
Attached drawing obtains other attached drawings.
Fig. 1 is the implementation flow chart of the acquisition methods of collage-credit data provided in an embodiment of the present invention；
Fig. 2 is a specific implementation flow chart of the acquisition methods S102 of collage-credit data provided in an embodiment of the present invention；
Fig. 3 is a specific implementation flow chart of the acquisition methods S103 of collage-credit data provided in an embodiment of the present invention；
Fig. 4 is another specific implementation flow chart of the acquisition methods S103 of collage-credit data provided in an embodiment of the present invention；
Fig. 5 is another specific implementation flow chart of the acquisition methods S102 of collage-credit data provided in an embodiment of the present invention；
Fig. 6 is the structure diagram of the acquisition device of collage-credit data provided in an embodiment of the present invention；
Fig. 7 is the schematic diagram of terminal device provided in an embodiment of the present invention.
Specific implementation mode
In being described below, for illustration and not for limitation, it is proposed that such as tool of particular system structure, technology etc
Body details, to understand thoroughly the embodiment of the present invention.However, it will be clear to one skilled in the art that there is no these specific
The present invention can also be realized in the other embodiments of details.In other situations, it omits to well-known system, device, electricity
The detailed description of road and method, in case unnecessary details interferes description of the invention.
In order to illustrate technical solutions according to the invention, illustrated below by specific embodiment.
Fig. 1 shows the implementation process of the acquisition methods of collage-credit data provided in an embodiment of the present invention, this method flow packet
Include step S101 to S104.The specific implementation principle of each step is as follows：
S101：The reference report queries request that operation system is sent out is obtained, the reference report queries request is for inquiring
The reference of target customer is reported.
In the embodiment of the present invention, according to the reference Platform Server built in advance, obtain about the reference Platform Server
Access address, and the access address is externally announced.In order to obtain user reference report, with according to reference report come
Execute with the relevant business approval flow of the user, it is right that each operation system inside financial company can be based on access address institute
The query interface answered is asked to send out reference report queries.Therefore, in the embodiment of the present invention, acquisition is sent out by these operation systems
The reference report queries request gone out.
Particularly, if detecting the inquiry that the destination address of reference report queries request is provided by collage-credit data server-side
When interface IP address, reference report queries request is intercepted, and is determined as obtained reference report queries request is intercepted
Reference report queries request received by current reference Platform Server.
In the embodiment of the present invention, reference of the reference report queries request for requesting query target customer is reported, is carried
Required parameter include but not limited to the identifier of operation system, the identity information of target customer, type of credential, application number and
Applying date etc..
S102：Judge that the reference that the target customer whether is got in nearest preset duration is reported.
When reference Platform Server receives the reference report that collage-credit data server-side is returned, it can generate and the sign
Letter reports a corresponding history Download History, and the target customer associated in reference report described in history Download History
Identity information.
In the embodiment of the present invention, dissection process is carried out to currently received reference report queries request, to extract
The identity information of target customer.Read a plurality of history Download History in nearest preset duration, with therefrom inquire whether there is with
The history Download History that the identity information of the target customer matches.Wherein, when above-mentioned nearest preset duration is closest current
The historical time section carved, and the when a length of preset value of the historical time section, for example, above-mentioned nearest preset duration can be
Nearest 24 hours, nearest one week or nearest one month etc..
If the history Download History to match in the presence of the identity information with the target customer, then it represents that in nearest preset duration
The reference report for getting the target customer, at this point, executing step S103；If there is no the identity information phases with the target customer
The history Download History of matched reference report, then it represents that the reference report of the target customer has not been obtained in nearest preset duration
It accuses, at this point, executing step S104.
It is above-mentioned to judge the target whether is got in nearest preset duration particularly as one embodiment of the present of invention
The reference of client is reported, can also be determined by implementation process shown in Fig. 2：
S1021：Obtain the reference report queries daily record generated in the nearest preset duration.
S1022：In the reference report queries daily record, detects whether to exist and be reported about the reference of the target customer
Inquiry record.
S1023：If in the reference report queries daily record, there is the reference report queries note about the target customer
Record, it is determined that the reference report of the target customer is got in the nearest preset duration.
In the embodiment of the present invention, as soon as often receiving the reference report queries request that operation system is sent, a sign is generated
Believe report queries daily record.Wherein, each reference report queries daily record includes creation time and and the target customer of this daily record
Relevant identity information or application number etc..
When receiving reference report queries request, each reference report of the creation time in nearest preset duration is read
Inquiry log is accused, therefrom to determine whether there is the reference report queries record about target customer.If so, determining pre- recently
If getting the reference report of target customer in duration；Otherwise, it determines the sign of target customer has not been obtained in preset duration recently
Letter report.
S103：If getting the reference report of the target customer in nearest preset duration, obtain based on described
The multiplexing report of reference report, and be the response message that the reference report queries are asked by the multiplexing report output；Wherein,
The multiplexing is reported as the copy of the reference report, the collage-credit data for recording the target customer.
In the embodiment of the present invention, the reference report for the target customer that history is downloaded is read, is wrapped with reference report
The collage-credit data contained generates a multiplexing report of corresponding reference report as basic data.Wherein, multiplexing report records
The collage-credit data of target customer, and its mark position is one, for indicating that this report is not that reference reports original paper.
After the multiplexing report for the reference report for generating target customer, multiplexing report is back to by reference Platform Server
The operation system of reference report queries request is sent out, so that operation system receives the response message of reference report queries request
Afterwards, the acquisition operation of collage-credit data is completed.
Particularly as one embodiment of the present of invention, Fig. 3 shows obtaining for collage-credit data provided in an embodiment of the present invention
A specific implementation flow of method S103 is taken, details are as follows：
S1031：If the reference report of the target customer is got in nearest preset duration, to the reference report
It accuses and carries out dissection process, to extract the collage-credit data of the target customer.
Reference reports the collage-credit data for describing target customer.Above-mentioned collage-credit data include but not limited to overdue loan number,
The overdue months of longest, housing loan stroke count and credit card account number etc..
Illustratively, in the embodiment of the present invention, by preset reference project keyword, place is detected to reference report
The matched reference project keyword and its output of adjacent numerical value of obtaining is a collage-credit data by reason.
S1032：Obtain preset report template.
In the embodiment of the present invention, the report template being generated in advance is loaded.Report template includes every gauge outfit, each gauge outfit with
One table body corresponds to, and each gauge outfit is used to describe the basic information field in reference project, and each table body is for recording reference
Numerical value corresponding to project.
Preferably, the operation system identifier asked according to reference report queries obtains and the operation system identifier
The report template matched, so that the multiplexing report generated based on this report template can meet the displaying demand of operation system.
S1033：The collage-credit data is added to the report template, obtains multiplexing report, and by the multiplexing
Report output is the response message of reference report queries request.
For each gauge outfit pre-set in report template, according to basic information field described in the gauge outfit,
In every collage-credit data that S1031 is obtained, the numerical value corresponding to the basic information field is filtered out, and the numerical value is imported and is reported
In table body corresponding to the slide former gauge outfit.
In the embodiment of the present invention, if there is no the collage-credit data with any basic information fields match, which is believed
Table body corresponding to breath field is set to null value.
Preferably, if detecting, there are personal attribute's fields in report template, ask according to above-mentioned from reference report queries
The identity information for asking middle extracted target customer reads the personal attribute information of target customer from preset information bank
Afterwards, it imports in the table body corresponding to personal attribute's field.
In the embodiment of the present invention, after every collage-credit data is imported in report template, the reference report of target customer is obtained
Multiplexing report.At this point, by the multiplexing report be back to operation system so that operation system to multiplexing report be shown or into
Row after-treatment.
The embodiment of the present invention is by the way that in the reference report that history acquires, mesh is detected using preset keyword
It marks reference of the client in each reference project to report, ensure that after the report template for obtaining multiplexing report, can complete to levy
The automatic filling of letter data, thus importing mistake caused by human factor is reduced, the generation for improving multiplexing report is accurate
Rate.By the way that every collage-credit data is imported the report template being generated in advance so that the multiplexing report finally shown can be preferably
Every collage-credit data in reference report is reappeared, thus also further improves the referential and reliability of multiplexing report.
S104：If the reference report of the target customer has not been obtained in nearest preset duration, by the reference
Report queries request is forwarded to collage-credit data server-side, at the current time for receiving the collage-credit data server-side and being returned
The reference report after, by the reference report output be the reference report queries request response message.
If in the history Download History of nearest preset duration, there is no with the report of the reference of target customer it is matched under record
Record, then the destination address that the reference report queries received are asked is changed to the interface of preset collage-credit data server-side
Location, after reference report queries request is forwarded to collage-credit data server-side, request downloads collage-credit data server-side institute in real time
The reference about the target customer generated is reported.
The reference report at the current time that reference Platform Server is returned to collage-credit data server-side is preserved to preset
Information bank, and generate a current time corresponding history Download History.Meanwhile the reference being reported as operation system and is sent out
The response message of the reference report queries request gone out, so that operation system obtains the reference number of its required target customer inquired
According to.
In the embodiment of the present invention, asked by obtaining the reference report queries that operation system is sent out, and first determine whether most
Whether got in close preset duration target customer reference report, ensure that receive it is related to same target customer
Reference report queries request when, can by based on acquired reference report multiplexing report be back to operation system,
Therefore, it while realizing operation system acquisition target customer's collage-credit data, avoids operation system and needs continually in
The query interface that state's people's bank reference center is provided is asked to send out reference report queries, therefore is reduced reference inquiry and consumed
The cost taken improves the recycling rate of waterused of collage-credit data.Due to multiplexing report based on the reference that once acquired report come
It generates, therefore for target customer, the notification information that People's Bank of China's reference center is sent out will not be received, is reduced
To the puzzlement caused by target customer, the customer satisfaction of financial company is improved.
As an embodiment of the present invention, Fig. 4 shows the acquisition methods of collage-credit data provided in an embodiment of the present invention
Another specific implementation flow of S103, details are as follows：
S1034：If getting the reference report of the target customer in nearest preset duration, the reference is judged
The multiplexing report of report is with the presence or absence of in cloud server.
In the embodiment of the present invention, if detecting, the history of the reference report in nearest preset duration there are target customer is downloaded
Record, then it represents that have the reference report that first reference report queries ask the requesting query target customer, reference report
Multiplexing report may also once be called, therefore, in order to reduce repeatedly generate multiplexing report possibility, by each reference report
The corresponding multiplexing report generated is accused all to be stored in preset cloud server.It is got detecting in nearest preset duration
When the reference report of target customer, multiplexing report of the inquiry with the presence or absence of reference report in server beyond the clouds.
S1035：If the multiplexing report is present in cloud server, the cloud service is reported according to the multiplexing
Storage address in device generates and accesses link.
S1036：If the multiplexing report is not present in cloud server, the multiplexing report reported based on the reference is generated
Accuse, and by the multiplexing report be uploaded to the cloud server after, obtain it is described multiplexing report access link.
If there are the multiplexing reports of the reference of target customer report in cloud server, then it represents that led in multiplexing report
The collage-credit data of target customer is entered, multiplexing report can export the response message asked for reference report queries and therefore be
Multiplexing report is back to the operation system for sending out the request of reference report queries, in the embodiment of the present invention, obtains multiplexing report
The storage address in server beyond the clouds is accused, and generates the access link based on the storage address.
If there is no the multiplexing reports that the reference of target customer is reported in cloud server, then it represents that downloading target customer
Reference report after, do not receive the acquisition request to the report of the reference of the target customer again, multiplexing report does not generate.
Therefore, the multiplexing report generation mode provided by a upper embodiment generates the multiplexing report reported based on the reference in real time
Afterwards, multiplexing report is uploaded to cloud server, thereby ensures that and is receiving the sign about the target customer again next time
When believing report queries request, generated multiplexing report can be inquired from cloud server.
In the embodiment of the present invention, after the completion of multiplexing report uploads, storage in cloud server is reported according to multiplexing
Address generates and accesses link.
S1037：Access link is back to the operation system, so that the operation system is according to the access chain
It connects, downloads the multiplexing report in the cloud server.
In the embodiment of the present invention, access what link was asked as reference report queries by obtained in S1035 or S1036
Response message is back to operation system so that after operation system receives access link, access link can be jumped to, with
Realize the automatic download to multiplexing report.
In the embodiment of the present invention, it is uploaded to cloud server by the way that report will be multiplexed, and detecting preset duration every time
When inside getting the reference report of target customer, first search whether that there are the multiplexing reports that the reference is reported in server beyond the clouds
Accuse, ensure that and reported under already present premise in multiplexing, reference can need not be reported again carry out the reading of collage-credit data with
And the importing processing of data, the case where avoiding the multiplexing report for assembling same target customer repeatedly, occur, thus save and are
System resource, improves the acquisition efficiency of collage-credit data；The storage address being reported in cloud server by obtaining multiplexing, with life
It is back to operation system after being linked at access so that operation system can be multiplexed report based on link is accessed come automatic download, and subtract
Lack the volume of transmitted data between reference Platform Server and operation system, therefore improves bandwidth speed.
As an embodiment of the present invention, Fig. 5 shows the acquisition methods of collage-credit data provided in an embodiment of the present invention
A specific implementation flow of S102, details are as follows：
S1024：According to the source interface that the reference report queries are asked, determine that the reference report queries request institute is right
The request of data type answered, the request of data type include original reference report, the report of history reference and collage-credit data.
In the embodiment of the present invention, reference Platform Server is carried out pair by multiple and different interfaces and each operation system
It connects.Each interface corresponds to a request of data type.Above-mentioned request of data type indicates the type of collage-credit data query demand, including
Original reference report, the report of history reference and collage-credit data three classes.
For the reference report queries request received by current time, coming for reference report queries request is obtained
Source interface.According to the correspondence of each interface and request of data type, the request of data of reference report queries request is determined
Type.
S1025：If the request of data type is reported for original reference, reference report queries request is forwarded to
Collage-credit data server-side, with receive the current time that the collage-credit data server-side is returned the reference report after,
By the response message that the reference report output is reference report queries request.
If request of data type is reported for original reference, then it represents that operation system needs to obtain the original reference of target customer
It reports and cannot be other kinds of reference report or multiplexing report, therefore, reference Platform Server asks reference report queries
It asks and is forwarded to collage-credit data server-side, the newest moment is downloaded with request and is reported about the reference of the target customer.Receiving sign
After the reference report that letter data server-side is returned, the reference report for carrying official's authenticating tag is back to operation system.
S1026：If the request of data type is reported for history reference, the sign that will be obtained acquired in the last time
Believe that report output is the response message of reference report queries request.
In the embodiment of the present invention, the reference report that reference Platform Server is downloaded every time will be stored in information bank.
If the request of data type of the reference report queries request received is reported for history reference, from information bank, inquire
Each reference about above-mentioned target customer of storage is reported.According to the sequencing of the download time of these references report, really
A reference for making download time closest to current time is reported, and reference report is back to operation system.
S1027：If the request of data type is collage-credit data, judge whether to get in nearest preset duration described
The reference of target customer is reported.
If the request of data type of the reference report queries request received is collage-credit data, then it represents that operation system only needs
The collage-credit data for inquiring target customer, the Report Type without specifying collage-credit data.At this point, reference Platform Server judges recently
The reference report of target customer whether is got in preset duration, and executes above-mentioned steps S103 and S104.
In the embodiment of the present invention, by enable reference Platform Server provide multiple and different interfaces and each operation system into
Row docking, realizes the reference query demand that operation system is determined according to different source interfaces.Only when request of data type
For collage-credit data when, just execute above-mentioned steps S103 and S104, avoid generate multiplexing report after, occur multiplexing report can not
The case where reference query demand for meeting operation system, occurs, and avoids the waste of system resource.By determining request of data class
Type is the report of original reference or the report of history reference, ensure that operation system can receive actually required reference report,
Therefore improve the acquisition accuracy rate of reference report.
It should be understood that the size of the serial number of each step is not meant that the order of the execution order in above-described embodiment, each process
Execution sequence should be determined by its function and internal logic, the implementation process without coping with the embodiment of the present invention constitutes any limit
It is fixed.
Corresponding to the acquisition methods of the collage-credit data described in foregoing embodiments, Fig. 6 shows provided in an embodiment of the present invention
The structure diagram of the acquisition device of collage-credit data.For convenience of description, only the parts related to this embodiment are shown.
With reference to Fig. 6, which includes：
First acquisition unit 61, the reference report queries request sent out for obtaining operation system, the reference report are looked into
It askes request and is reported for inquiring the reference of target customer.
Judging unit 62, the reference report for judging whether to get the target customer in nearest preset duration
It accuses.
Second acquisition unit 63, if the reference report for getting the target customer in nearest preset duration,
The multiplexing report reported based on the reference is then obtained, and is reference report queries request by the multiplexing report output
Response message；Wherein, the multiplexing is reported as the copy of the reference report, the reference number for recording the target customer
According to.
Retransmission unit 64, if the reference report for the target customer to have not been obtained in nearest preset duration,
Reference report queries request is forwarded to collage-credit data server-side, to be returned receiving the collage-credit data server-side
Current time the reference report after, by the reference report output be the reference report queries request response message.
Optionally, the second acquisition unit 63 includes：
Subelement is extracted, if the reference report for getting the target customer in nearest preset duration, right
The reference report carries out dissection process, to extract the collage-credit data of the target customer.
First obtains subelement, for obtaining preset report template.
Subelement is added, for the collage-credit data to be added to the report template, obtains the multiplexing report, and will
The multiplexing report output is the response message of reference report queries request.
Optionally, the second acquisition unit 63 further includes：
Judgment sub-unit, if the reference report for getting the target customer in nearest preset duration, sentences
The multiplexing report of the disconnected reference report is with the presence or absence of in cloud server.
Subelement is generated, if being present in cloud server for multiplexing report, institute is reported according to the multiplexing
The storage address in cloud server is stated, generates and accesses link.
Subelement is uploaded, if being not present in cloud server for multiplexing report, generates and is based on the reference report
The multiplexing of announcement reports, and after multiplexing report is uploaded to the cloud server, obtains the access chain that the multiplexing is reported
It connects.
Return subelement, for by accesss link be back to the operation system so that the operation system according to
The multiplexing report in the cloud server is downloaded in the access link.
Optionally, the judging unit 62 includes：
First determination subelement, the source interface for being asked according to the reference report queries, determines the reference report
The request of data type corresponding to inquiry request is accused, the request of data type includes original reference report, the report of history reference
And collage-credit data.
Subelement is forwarded, if being reported for original reference for the request of data type, by the reference report queries
Request is forwarded to collage-credit data server-side, in the sign for receiving the current time that the collage-credit data server-side is returned
After letter report, by the response message that the reference report output is reference report queries request.
Subelement is exported, if being reported for history reference for the request of data type, will be obtained acquired in the last time
The reference report output arrived is the response message of reference report queries request.
Judgment sub-unit, if being collage-credit data for the request of data type, judge in nearest preset duration whether
Get the reference report of the target customer.
Optionally, the judging unit 62 includes：
Second obtains subelement, for obtaining the reference report queries daily record generated in the nearest preset duration.
Detection sub-unit, in the reference report queries daily record, detecting whether to exist about the target customer
Reference report queries record.
Second determination subelement, if in the reference report queries daily record, existing about the target customer's
Reference report queries record, it is determined that the reference report of the target customer is got in the nearest preset duration.
Fig. 7 is the schematic diagram for the terminal device that one embodiment of the invention provides.As shown in fig. 7, the terminal of the embodiment is set
Standby 7 include processor 70 and memory 71, and the calculating that can be run on the processor 70 is stored in the memory 71
Machine program 72, for example, collage-credit data acquisition program.The processor 70 is realized above-mentioned each when executing the computer program 72
Step in the acquisition methods embodiment of a collage-credit data, such as step 101 shown in FIG. 1 is to 104.Alternatively, the processor
The function of each module/unit in above-mentioned each device embodiment, such as list shown in Fig. 6 are realized when the 70 execution computer program 72
The function of member 61 to 64.
Illustratively, the computer program 72 can be divided into one or more module/units, it is one or
Multiple module/units are stored in the memory 71, and are executed by the processor 70, to complete the present invention.Described one
A or multiple module/units can be the series of computation machine program instruction section that can complete specific function, which is used for
Implementation procedure of the computer program 72 in the terminal device 7 is described.
The terminal device 7 can be that the calculating such as desktop PC, notebook, palm PC and cloud server are set
It is standby.The terminal device may include, but be not limited only to, processor 70, memory 71.It will be understood by those skilled in the art that Fig. 7
The only example of terminal device 7 does not constitute the restriction to terminal device 7, may include than illustrating more or fewer portions
Part either combines certain components or different components, such as the terminal device can also include input-output equipment, net
Network access device, bus etc..
Alleged processor 70 can be central processing unit (Central Processing Unit, CPU), can also be
Other general processors, digital signal processor (Digital Signal Processor, DSP), application-specific integrated circuit
(Application Specific Integrated Circuit, ASIC), ready-made programmable gate array (Field-
Programmable Gate Array, FPGA) either other programmable logic device, discrete gate or transistor logic,
Discrete hardware components etc..General processor can be microprocessor or the processor can also be any conventional processor
Deng.
The memory 71 can be the internal storage unit of the terminal device 7, such as the hard disk of terminal device 7 or interior
It deposits.The memory 71 can also be to be equipped on the External memory equipment of the terminal device 7, such as the terminal device 7
Plug-in type hard disk, intelligent memory card (Smart Media Card, SMC), secure digital (Secure Digital, SD) card dodge
Deposit card (Flash Card) etc..Further, the memory 71 can also both include the storage inside list of the terminal device 7
Member also includes External memory equipment.The memory 71 is for storing needed for the computer program and the terminal device
Other programs and data.The memory 71 can be also used for temporarily storing the data that has exported or will export.
In addition, each functional unit in each embodiment of the application can be integrated in a processing unit, it can also
It is that each unit physically exists alone, it can also be during two or more units be integrated in one unit.Above-mentioned integrated list
The form that hardware had both may be used in member is realized, can also be realized in the form of SFU software functional unit.
If the integrated unit is realized in the form of SFU software functional unit and sells or use as independent product
When, it can be stored in a computer read/write memory medium.Based on this understanding, the technical solution of the application is substantially
The all or part of the part that contributes to existing technology or the technical solution can be in the form of software products in other words
It embodies, which is stored in a storage medium, including some instructions are used so that a computer
Equipment (can be personal computer, server or the network equipment etc.) executes the complete of each embodiment the method for the application
Portion or part steps.And storage medium above-mentioned includes：USB flash disk, mobile hard disk, read-only memory (Read-Only Memory,
ROM), random access memory (Random Access Memory, RAM), magnetic disc or CD etc. are various can store program
The medium of code.
The above, above example are only to illustrate the technical solution of the application, rather than its limitations；Although with reference to before
Embodiment is stated the application is described in detail, it will be understood by those of ordinary skill in the art that：It still can be to preceding
The technical solution recorded in each embodiment is stated to modify or equivalent replacement of some of the technical features；And these
Modification or replacement, the spirit and scope of each embodiment technical solution of the application that it does not separate the essence of the corresponding technical solution.
Claims (10)
1. a kind of acquisition methods of collage-credit data, which is characterized in that including：
The reference report queries request that operation system is sent out is obtained, the reference report queries request is for inquiring target customer's
Reference is reported；
Judge that the reference that the target customer whether is got in nearest preset duration is reported；
If getting the reference report of the target customer in nearest preset duration, what acquisition was reported based on the reference
Multiplexing report, and be the response message that the reference report queries are asked by the multiplexing report output；Wherein, the multiplexing report
Accuse the copy for reference report, the collage-credit data for recording the target customer；
If the reference report of the target customer has not been obtained in nearest preset duration, the reference report queries are asked
It asks and is forwarded to collage-credit data server-side, in the reference for receiving the current time that the collage-credit data server-side is returned
After report, by the response message that the reference report output is reference report queries request.
2. the acquisition methods of collage-credit data as described in claim 1, which is characterized in that if being obtained in the preset duration recently
The reference to the target customer is reported, then obtains the multiplexing report reported based on the reference, and the multiplexing is reported
The response message that output is reference report queries request is accused, including：
If getting the reference report of the target customer in nearest preset duration, reference report is parsed
Processing, to extract the collage-credit data of the target customer；
Obtain preset report template；
The collage-credit data is added to the report template, obtains the multiplexing report, and be by the multiplexing report output
The response message of the reference report queries request.
3. the acquisition methods of collage-credit data as claimed in claim 1 or 2, which is characterized in that if in the preset duration recently
The reference report for getting the target customer then obtains the multiplexing report reported based on the reference, and will be described multiple
With the response message that report output is reference report queries request, further include：
If getting the reference report of the target customer in nearest preset duration, the described of the reference report is judged
Multiplexing report is with the presence or absence of in cloud server；
If the multiplexing report is present in cloud server, the storage in the cloud server is reported according to the multiplexing
Address generates and accesses link；
If multiplexing report is not present in cloud server, generates multiplexing report based on the reference and report, and by institute
State multiplexing report be uploaded to the cloud server after, obtain it is described multiplexing report access link；
Access link is back to the operation system, so that the operation system is linked according to the access, downloads institute
State the multiplexing report in cloud server.
4. the acquisition methods of collage-credit data as described in claim 1, which is characterized in that be in the nearest preset duration of judgement
The no reference report for getting the target customer, including：
According to the source interface that the reference report queries are asked, determine that the corresponding data of the reference report queries request are asked
It includes original reference report, the report of history reference and collage-credit data to ask type, the request of data type；
If the request of data type is reported for original reference, reference report queries request is forwarded to collage-credit data clothes
Be engaged in end, with receive the current time that the collage-credit data server-side is returned the reference report after, by the reference report
Accuse the response message that output is reference report queries request；
If the request of data type is reported for history reference, the reference report output that will be obtained acquired in the last time
For the response message of reference report queries request；
If the request of data type is collage-credit data, judge whether get the target customer's in nearest preset duration
The reference report.
5. the acquisition methods of collage-credit data as described in claim 1, which is characterized in that be in the nearest preset duration of judgement
The no reference report for getting the target customer, including：
Obtain the reference report queries daily record generated in the nearest preset duration；
In the reference report queries daily record, the reference report queries record for having about the target customer is detected whether；
If in the reference report queries daily record, there is the reference report queries record about the target customer, it is determined that
The reference report of the target customer is got in the nearest preset duration.
6. a kind of terminal device, including memory and processor, the memory, which is stored with, to be run on the processor
Computer program, which is characterized in that the processor realizes following steps when executing the computer program：
The reference report queries request that operation system is sent out is obtained, the reference report queries request is for inquiring target customer's
Reference is reported；
Judge that the reference that the target customer whether is got in nearest preset duration is reported；
If getting the reference report of the target customer in nearest preset duration, what acquisition was reported based on the reference
Multiplexing report, and be the response message that the reference report queries are asked by the multiplexing report output；Wherein, the multiplexing report
Accuse the copy for reference report, the collage-credit data for recording the target customer；
If the reference report of the target customer has not been obtained in nearest preset duration, the reference report queries are asked
It asks and is forwarded to collage-credit data server-side, in the reference for receiving the current time that the collage-credit data server-side is returned
After report, by the response message that the reference report output is reference report queries request.
7. terminal device as claimed in claim 6, which is characterized in that if getting the target in the preset duration recently
The reference of client is reported, then obtains the multiplexing report reported based on the reference, and be institute by the multiplexing report output
The response message of reference report queries request is stated, including：
If getting the reference report of the target customer in nearest preset duration, reference report is parsed
Processing, to extract the collage-credit data of the target customer；
Obtain preset report template；
The collage-credit data is added to the report template, obtains the multiplexing report, and be by the multiplexing report output
The response message of the reference report queries request.
8. terminal device as claimed in claims 6 or 7, which is characterized in that when the processor executes the computer program,
Also realize following steps：
If getting the reference report of the target customer in nearest preset duration, the described of the reference report is judged
Multiplexing report is with the presence or absence of in cloud server；
If the multiplexing report is present in cloud server, the storage in the cloud server is reported according to the multiplexing
Address generates and accesses link；
If multiplexing report is not present in cloud server, generates multiplexing report based on the reference and report, and by institute
State multiplexing report be uploaded to the cloud server after, obtain it is described multiplexing report access link；
Access link is back to the operation system, so that the operation system is linked according to the access, downloads institute
State the multiplexing report in cloud server.
9. terminal device as claimed in claim 6, which is characterized in that described to judge whether get institute in nearest preset duration
The reference report of target customer is stated, including：
According to the source interface that the reference report queries are asked, determine that the corresponding data of the reference report queries request are asked
It includes original reference report, the report of history reference and collage-credit data to ask type, the request of data type；
If the request of data type is reported for original reference, reference report queries request is forwarded to collage-credit data clothes
Be engaged in end, with receive the current time that the collage-credit data server-side is returned the reference report after, by the reference report
Accuse the response message that output is reference report queries request；
If the request of data type is reported for history reference, the reference report output that will be obtained acquired in the last time
For the response message of reference report queries request；
If the request of data type is collage-credit data, judge whether get the target customer's in nearest preset duration
The reference report.
10. a kind of computer readable storage medium, the computer-readable recording medium storage has computer program, feature to exist
In when the computer program is executed by processor the step of any one of such as claim 1 to 5 of realization the method.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201810212431.2A CN108564462A (en) | 2018-03-15 | 2018-03-15 | Acquisition methods, terminal device and the medium of collage-credit data |
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| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201810212431.2A CN108564462A (en) | 2018-03-15 | 2018-03-15 | Acquisition methods, terminal device and the medium of collage-credit data |
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