CN108492192A - Premiums distribution method, system and readable storage medium storing program for executing - Google Patents
Premiums distribution method, system and readable storage medium storing program for executing Download PDFInfo
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- CN108492192A CN108492192A CN201810292681.1A CN201810292681A CN108492192A CN 108492192 A CN108492192 A CN 108492192A CN 201810292681 A CN201810292681 A CN 201810292681A CN 108492192 A CN108492192 A CN 108492192A
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- G06Q30/00—Commerce
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- G06Q30/0207—Discounts or incentives, e.g. coupons or rebates
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- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
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Abstract
The invention discloses a kind of premiums distribution method, system and readable storage medium storing program for executing, and the method comprising the steps of：After detecting that user account is successfully stored in deposit, corresponding premiums are obtained according to credit；Premiums are divided at least two to wait providing reward；The deposit access time is obtained, according to the deposit access time of acquisition and preset issue cycle, determines that each pen waits providing the Time Of Release of reward；It determines to provide premiums by judging whether deposit survives Time Of Release；After deposit survival is to Time Of Release, wait that providing reward is issued to user account by corresponding.It realizes premiums timing and is issued to user account automatically, user without getting manually.
Description
Technical field
The present invention relates to a kind of financial technology field more particularly to premiums distribution method, system and readable storage mediums
Matter.
Background technology
In financial technology field, in order to raise more funds, financial institution has invested related financing in addition to that can give
The user of product distributes the income obtained, some premiums can be also provided according to investment amount, attracts user that will save with this
Remaining money-capital is used for investing.It is mainly that financial institution is sent out by relevant application program to provide premiums currently on the market
It is put into loose-leaf, needs user oneself to log in loose-leaf and gets, and premiums provision has the term of validity,
In the activity term of validity, user once forgets to get the premiums, cannot get again, and certain damage is caused to user
It loses.Moreover, when there are more premiums to provide, user is needed repeatedly to get manually, it is fairly cumbersome for users.
Invention content
It is a primary object of the present invention to propose a kind of premiums distribution method, system and readable storage medium storing program for executing, it is intended to
Solve it is existing when premiums money delivery system provide premiums when, need user log in loose-leaf carry out manually
It gets, moreover, when there is more premiums to provide, the problem of needing repeatedly to be got manually.
To achieve the above object, the present invention provides a kind of premiums distribution method, the premiums distribution methods
Including：
After detecting that user account is successfully stored in deposit, corresponding premiums are obtained according to the credit；
The premiums are divided at least two to wait providing reward；
The access time for obtaining the deposit determines each institute according to the access time and preset issue cycle
State the Time Of Release for waiting providing reward；
Judge whether the deposit survives the Time Of Release；
When the deposit survival to the Time Of Release after, by it is corresponding it is described wait provide reward be issued to the account.
Preferably, it is described judge described deposit the step of whether surviving the Time Of Release before, further include：
Detect whether the deposit produces in advance；
After detecting that the deposit does not produce in advance, executes and described judge described deposit when whether surviving the granting
Between the step of.
Preferably, after the step of whether detection deposit produces in advance, further include：
When detecting that the deposit produces in advance, prompt message is exported, prompting user to produce in advance will stop providing not
It waits providing reward described in providing；
If receiving the instruction for continuing to produce, stop providing do not provide described and wait providing reward, and will not provide
It is described to wait that the state for providing reward is designated as stopping granting state；
Cancel the instruction produced if receiving, executes described judge described deposit whether survive the Time Of Release
Step.
Preferably, it is described judge described deposit the step of whether surviving the Time Of Release after, further include：
When the deposit does not survive the Time Of Release, wait that the state for providing reward is designated as shape to be provided by described
State.
Preferably, it is described when the deposit survival to the Time Of Release after, by it is corresponding it is described wait provide reward provide
Include to the step of account：
After deposit survival is to the Time Of Release, the corresponding state for waiting for that granting is rewarded is designated as in granting
State, and trigger granting instruction；
According to the granting instruct, by it is corresponding it is described wait provide reward be issued to the account.
Preferably, it is described when the deposit survival to the Time Of Release after, by it is corresponding it is described wait provide reward provide
To after the step of the account, further include：
Prompt message is exported, prompts to wait providing described in user rewarding to arrive the account time, and the institute that the account will be issued to
It states and waits that the state for providing reward is designated as having provided state.
Preferably, described after detecting that user account is successfully stored in deposit, it is obtained according to the credit corresponding
The step of premiums includes：
After detecting that user account is successfully stored in deposit, according to the calculating between preset premiums and credit
The corresponding premiums of the credit are calculated in formula and the credit.
Preferably, it is described by it is described reward be divided at least two wait provide reward the step of include：
The reward is divided at least two impartial to wait providing reward.
In addition, to achieve the above object, the present invention also provides a kind of premiums delivery systems, which is characterized in that described
Premiums delivery system includes memory, processor and is stored on the memory and can run on the processor
Premiums provide program, and the premiums are provided when program is executed by the processor and realize premiums as described above
The step of distribution method.
In addition, to achieve the above object, the present invention also provides a kind of computer readable storage mediums, which is characterized in that institute
It states and is stored with premiums granting program on computer readable storage medium, the premiums are provided program and are executed by processor
The step of Shi Shixian premiums distribution methods as described above..
The present invention is by the way that after detecting that user account is successfully stored in deposit, corresponding additional prize is obtained according to credit
It encourages；Premiums are divided at least two to wait providing reward；The access time for obtaining the deposit, when being stored according to the deposit of acquisition
Between and preset issue cycle, determine each pen wait provide reward Time Of Release；By judging whether deposit survives granting
Time determines to provide premiums；After deposit survival is to Time Of Release, wait that providing reward is issued to use by corresponding
Family account.It realizes premiums timing and is issued to user account automatically, user without getting manually.
Description of the drawings
Fig. 1 is the structural schematic diagram for the hardware running environment that the embodiment of the present invention is related to；
Fig. 2 is the flow diagram of premiums distribution method first embodiment of the present invention；
Fig. 3 is the flow diagram of premiums distribution method second embodiment of the present invention；
Fig. 4 is the present invention preferably implement scene schematic diagram.
The embodiments will be further described with reference to the accompanying drawings for the realization, the function and the advantages of the object of the present invention.
Specific implementation mode
It should be appreciated that the specific embodiments described herein are merely illustrative of the present invention, it is not intended to limit the present invention.
The solution of the embodiment of the present invention is mainly：After detecting that user account is successfully stored in deposit, according to deposit
Number obtains corresponding premiums；Premiums are divided at least two to wait providing reward；The access time of the deposit is obtained,
According to the deposit access time of acquisition and preset issue cycle, determine that each pen waits providing the Time Of Release of reward；By sentencing
Whether disconnected deposit survives Time Of Release to determine to provide premiums；After deposit survival is to Time Of Release, it will correspond to
Wait provide reward be issued to user account.It is existing when premiums delivery system provides premiums to solve, it needs
User oneself logs in loose-leaf and gets, and when there is more premiums, the problem of needing repeatedly to get manually.
As shown in Figure 1, the premiums delivery system for the hardware running environment that Fig. 1, which is the embodiment of the present invention, to be related to
Structural schematic diagram.The premiums delivery system may include：Processor 1001, such as CPU, communication bus 1002, Yong Hujie
Mouth 1003, network interface 1004, memory 1005.Wherein, communication bus 1002 is logical for realizing the connection between these components
Letter.User interface 1003 may include display screen (Display), input unit such as keyboard (Keyboard), optionally user
Interface 1003 can also include wireline interface (such as connecting wired keyboard, wire mouse etc.), the wireless interface (example of standard
It is such as used to connect Wireless Keyboard, wireless mouse).Network interface 1004 may include optionally the wireline interface of standard (for connecting
Connect cable network), wireless interface (such as WI-FI interfaces, blue tooth interface, infrared interface, for connecting wireless network).Storage
Device 1005 can be high-speed RAM memory, can also be stable memory (non-volatile memory), such as disk
Memory.Memory 1005 optionally can also be the storage device independently of aforementioned processor 1001.
It will be understood by those skilled in the art that premiums delivery system structure shown in Fig. 1 is not constituted to additional
The restriction for rewarding delivery system may include either combining certain components or different than illustrating more or fewer components
Component is arranged.
As shown in Figure 1, as may include operating system, net in a kind of memory 1005 of computer readable storage medium
Network communication module, Subscriber Interface Module SIM and premiums provide program.Wherein, operating system is management and control premiums
The program of delivery system and software resource, support network communication module, Subscriber Interface Module SIM, premiums provide program and its
The operation of his program or software；Network communication module is for managing and controlling network interface 1002；Subscriber Interface Module SIM is for managing
Reason and control user interface 1003.
In premiums delivery system shown in Fig. 1, the premiums delivery system is called by processor 1001
The premiums stored in memory 1005 provide program, and execute following steps：
After detecting that user account is successfully stored in deposit, corresponding premiums are obtained according to the credit；
The premiums are divided at least two to wait providing reward；
The access time for obtaining the deposit determines each institute according to the access time and preset issue cycle
State the Time Of Release for waiting providing reward；
Judge whether the deposit survives the Time Of Release；
When the deposit survival to the Time Of Release after, by it is corresponding it is described wait provide reward be issued to the account.
Further, it is described judge described deposit the step of whether surviving the Time Of Release before, processor 1001
It can be also used for that the premiums stored in memory 1005 is called to provide program, and execute following steps：
Detect whether the deposit produces in advance；
After detecting that the deposit does not produce in advance, executes and described judge described deposit when whether surviving the granting
Between the step of.
Further, after the step of whether detection deposit produces in advance, processor 1001 can be also used for
It calls the premiums stored in memory 1005 to provide program, and executes following steps：
When detecting that the deposit produces in advance, prompt message is exported, prompting user to produce in advance will stop providing not
It waits providing reward described in providing；
If receiving the instruction for continuing to produce, stop providing do not provide described and wait providing reward, and will not provide
It is described to wait that the state for providing reward is designated as stopping granting state；
Cancel the instruction produced if receiving, executes described judge described deposit whether survive the Time Of Release
Step.
Further, it is described judge described deposit the step of whether surviving the Time Of Release after, processor 1001
It can be also used for that the premiums stored in memory 1005 is called to provide program, and execute following steps：
When the deposit does not survive the Time Of Release, wait that the state for providing reward is designated as shape to be provided by described
State.
Further, it is described when the deposit survival to the Time Of Release after, by it is corresponding it is described wait provide reward hair
The step of being put into the account include：
After deposit survival is to the Time Of Release, the corresponding state for waiting for that granting is rewarded is designated as in granting
State, and trigger granting instruction；
According to the granting instruct, by it is corresponding it is described wait provide reward be issued to the account.
Further, it is described when the deposit survival to the Time Of Release after, by it is corresponding it is described wait provide reward hair
After the step of being put into the account, processor 1001 can be also used for calling the premiums granting stored in memory 1005
Program, and execute following steps：
Prompt message is exported, prompts to wait providing described in user rewarding to arrive the account time, and the institute that the account will be issued to
It states and waits that the state for providing reward is designated as having provided state.
Further, described after detecting that user account is successfully stored in deposit, it is obtained according to the credit corresponding
Premiums the step of include：
After detecting that user account is successfully stored in deposit, according to the calculating between preset premiums and credit
The corresponding premiums of the credit are calculated in formula and the credit.
Based on the hardware configuration of above-mentioned premiums delivery system, each implementation of premiums distribution method of the present invention is proposed
Example.
In embodiments of the present invention, the premiums can include but is not limited to finance product, coupon, charging bills,
Integrate one or more of certificate etc..It is user other than principal and interest income, the valuable reward additionally obtained.
Wherein, finance product may include gold, and fund, stock etc., for convenience of describing, premiums of the present invention are by taking gold as an example
It illustrates, does not limit the invention.Premiums delivery system described briefly below is system.
It is the flow diagram of premiums distribution method first embodiment of the present invention with reference to Fig. 2, Fig. 2.
In the present embodiment, the embodiment of premiums distribution method is provided, it should be noted that although in flow chart
In show logical order, but in some cases, can be to execute shown or described step different from sequence herein
Suddenly.
In the present embodiment, premiums distribution method is optional is applied in premiums delivery system, premiums hair
The method of putting includes：
Step S10 is obtained corresponding additional after detecting that user account is successfully stored in deposit according to the credit
Reward.
Further, step S10 includes：
Step a, after detecting that user account is successfully stored in deposit, according between preset premiums and credit
Calculation formula and the credit, the corresponding premiums of the credit are calculated.
After system detectio to user account is successfully stored in deposit, system obtains the credit of the user account, according to
The credit of the user account deposit of calculation formula and acquisition between preset premiums and credit, is calculated
The corresponding premiums of the credit.Such as after system detectio to user account is successfully stored in 10000 yuan or more of deposit, it is
System is according to the calculation formula between preset premiums and credit：Reward S=1200mg gold (credit C >=
10000) user account, which, is calculated, will obtain 1200mg gold；When the deposit that system detectio to user account is successfully stored in
When less than 10000 yuan, system is calculated the user account and will be unable to obtain premiums according to the calculation formula.
Further, for another example when system detectio to user account is successfully stored in 10000 yuan, the premiums of systemic presupposition with
Calculation formula between credit is：Reward S=credits C × 0.12 (1200≤S≤12000, C >=10000,0.12
For preset constant) when, for system according to the formula, the user account, which is calculated, will obtain 1200mg gold.Systemic presupposition one
A highest premiums, such as 12000mg gold, when the deposit that user account is successfully stored in is more than 100,000, the user account is most
High available 12000mg gold.One minimum balance number of systemic presupposition, such as 10000 yuan, when user account is successfully stored in
When 10000 yuan or more of deposit, corresponding premiums can be just obtained.
It should be noted that the calculation formula between preset premiums and credit is lifted in this place：Reward S=
1200mg gold (credit C >=10000), reward S=credits C × 0.12 (1200≤S≤12000, C >=10000,
0.12 is preset constant).Only it is to understand the present embodiment for convenience, does not limit the invention.
The premiums are divided at least two and wait providing reward by step S20.
Further, step S20 includes：
The reward is divided at least two and impartial waits providing reward by step b.
Or step c, the reward is divided at least two and unequal waits providing reward.
User has deposited after money led premiums in order to prevent, immediately produces deposit, system obtains user account
Premiums are divided at least two and wait that providing reward is provided.Such as step b, premiums are divided at least two equalizations by system
Wait provide reward provided.Example as described above, the gold that 1200mg gold is divided into 12 100mg by system are sent out
It puts.
Can also be according to actual conditions, such as step c, premiums are divided at least two and unequal wait providing prize by system
It encourages and is provided.1200mg gold is divided into 300mg gold, 400mg gold, 500mg gold 3 by example as described above, system
The unequal reward that waits providing is provided.
Step S30 obtains the access time of the deposit, according to the access time and preset issue cycle, determines
Wait providing the Time Of Release of reward described in each pen.
After user account is successfully stored in deposit, system obtains and achieves the access time of the deposit.When system will be additional
Reward is divided at least two after providing and rewarding, when system is stored according to preset reward issue cycle and the deposit obtained
Between, determine that each pen waits providing the Time Of Release of reward.
Such as when system detectio to user account before 5 points of that afternoon successfully deposit deposit when, system is obtained and is achieved
The deposit access time is the same day；After system detectio to user account is in 5 point of that afternoon, to before second day 5 PM
When success is stored in deposit, system obtains and the deposit access time achieved is second day.Example as described above, when system will be used
After the gold that account available 1200mg gold in family is divided into 12 100mg is provided, it is assumed that the premiums of systemic presupposition are sent out
It is one month to put the period, and system obtains and the deposit access time achieved is this month No. 1, then the gold prize of the first stroke 100mg
No. 1 that Time Of Release is secondary month is encouraged, the bounty in gold Time Of Release of second 100mg is No. 1 of month after next, and so on.
It should be noted that in step S30, the issue cycle of systemic presupposition be not it is changeless, can be according to reality
Situation is configured, and such as a season is sent out once, or determines issue cycle according to the credit of user account, herein only
It proposes a kind of preferred embodiment, does not limit the invention.Premiums Time Of Release is same, can be 5 points of the same day
It is whole to be provided, can also be the other times depending on showing actual conditions.
Step S40, judges whether the deposit survives the Time Of Release.
Step S50, when the deposit survival to the Time Of Release after, by it is corresponding it is described wait provide reward be issued to institute
State account.
After system obtains the access time of the deposit, system daily run batch compare the deposit access time and it is current when
Between, according to the difference of current time and the deposit access time, obtain the deposit duration of the deposit.System according to obtain this deposit
Money is stored in duration, judges whether deposit deposit duration meets a premiums issue cycle, that is, judges whether the deposit deposits
Continue premiums Time Of Release.After system detectio is to user account deposit survival to premiums Time Of Release, during which should
Deposit does not produce in advance, and system waits that providing reward is issued to the user account by corresponding.
Example as described above is deposited when user account and is survived to next month 1, when during which the deposit does not produce in advance,
The bounty in gold of the first stroke 100mg is issued to the user account by system；A length of two months, the i.e. deposit when the deposit is stored in
It surviving to after month after next No. 1, the bounty in gold of second 100mg is issued to the user account by system, and so on, until
All waits providing until rewarding granting completion.
Further, after step S40, the premiums distribution method further includes：
Step S60 waits that the state for providing reward is designated as waiting for when the deposit does not survive the Time Of Release by described
Granting state.
After system detectio does not survive premiums Time Of Release to user account deposit, system is not provided to be waited for accordingly
It provides reward and arrives user account, and will wait that the state for providing reward is designated as waiting for granting state.Example as described above, when system judges
The deposit is stored in less than one reward issue cycle of duration, i.e., when the deposit was not survived to next month 1, system will not amount supplied
Outer reward, and the state of the bounty in gold of 12 100mg is designated as to wait for granting state；It grows up when system judges deposit deposit
In or be equal to one month, and less than two months when, the bounty in gold of the first stroke 100mg is issued to the user account by system,
And the state of other 11 bounty in gold that do not provide is designated as to wait for granting state；And so on, until all waits for granting prize
Until encouraging granting completion or stopping providing.
Further, step S50 includes：
The corresponding state for waiting for that granting is rewarded is designated as by step e after deposit survival is to the Time Of Release
State in granting, and trigger granting instruction.
Step f, according to the granting instruct, by it is corresponding it is described wait provide reward be issued to the account.
After the deposit of system detectio to user account is survived to premiums Time Of Release, system waits providing by corresponding
The state of reward is designated as state in providing, and user is facilitated to know the state for waiting providing reward, and triggers premiums granting instruction.
System according to premiums granting instruct, run daily it is wholesale put, within a certain period of time, by state be provide in wait provide reward
It is issued to user account.After the premiums granting instruction for receiving triggering such as system, runs wholesale put qualified wait for daily
Reward is provided, is to wait for that granting reward is issued to user account in providing by state within 2 working days.
After the present embodiment is successfully stored in deposit by working as system detectio to user account, system is calculated according to credit
User account can get corresponding premiums.To prevent user from premiums having been led just to produce the deposit, system will be additional
Reward is divided at least two and waits providing reward.System obtains the access time of the deposit, according to the deposit access time of acquisition
With preset issue cycle, determine that each pen waits providing the Time Of Release of reward.System is by judging whether deposit survives volume
Outer reward Time Of Release determines to provide premiums；After system judges deposit survival to Time Of Release, it will correspond to
It is described wait that the state for providing reward is designated as state in providing, and trigger premiums granting instruction.System is according to the volume of triggering
Instruction is provided in outer reward, waits that providing reward is issued to user account by corresponding.It realizes when user account has premiums can
When getting, premiums timing is issued to user account by system automatically, and user without getting manually.
Further, the second embodiment of premiums distribution method of the present invention is proposed based on first embodiment.
The second embodiment of premiums distribution method and the first embodiment of premiums distribution method difference lies in,
With reference to Fig. 3, premiums distribution method further includes：
Step S70, detects whether the deposit produces in advance.
Step S80 exports prompt message when detecting that the deposit produces in advance, and user is prompted to produce will stop in advance
Do not provide described is only provided to wait providing reward.
Step S90 stops providing do not provide described and waits providing reward, and will if receiving the instruction for continuing to produce
The state for waiting for that granting is rewarded that do not provide is designated as stopping granting state.
After system detectio to user account is successfully stored in deposit, after avoiding user from being stored in deposit, produce again at once
Situation, system detect the deposit either with or without producing in advance in real time.When system detectio is produced to the deposit, system will be on output circle
Output prompt message in face prompts user's deposit to produce in advance and waits for granting reward by what stopping granting not being provided.Output interface also wraps
It includes but is not limited to " deposit information ", the contents such as " continuing to produce button in advance ".Wherein, deposit information can include but is not limited to deposit
Amount of money volume, deposit deposit duration, is deposited the access time, and next record waits for that Time Of Release of granting reward etc. is one or more, herein
It does not limit.
When system receives the instruction for continuing to produce deposit, system according to the instruction for continuing to produce deposit received,
The deposit is produced into the user account.After the deposit is produced the user account by system, system stopping granting not being provided pending
Reward is put, and is designated as the state for waiting providing reward that do not provide to stop granting state.Example as in the first embodiment, when being
System detects that user produces fund account in advance, then exports prompt message after having provided the first stroke 100mg bounty in gold：It " carries
Before produce by stop provide reward ".Continue to produce if user confirms, system will stop 11 that granting is not provided and wait providing prize
It encourages, and the state of remaining 11 100mg bounty in gold is designated as stopping granting state.
Further, premiums distribution method further includes：
Step g executes step S40 after system detectio to the deposit, which does not carry, to be produced.
Step h executes step S40 after system receives the instruction cancelled and produced.
The present embodiment by work as system detectio to user account successfully be stored in deposit after, system detects user account and deposits in real time
Whether money produces in advance.When the deposit in system detectio to user account produces in advance, system output prompt message prompts to use
Family is produced in advance waits for granting reward by what stopping granting not being provided.Prompt message is to prevent user misoperation, and user is avoided to cause
Unnecessary loss.When system receives the instruction for continuing to produce, what system stopping granting not being provided waits providing reward, and will
The state for waiting providing reward that do not provide is designated as stopping granting state.After system detectio does not produce in advance to the deposit, or
After system receives the instruction cancelled and produced, system, which continues to execute, judges the step deposited and whether survive the Time Of Release
Suddenly, specific implementation mode is with reference to first embodiment, and details are not described herein.It realizes when system detectio produces in advance to user account
After deposit, the premiums to be provided that do not provide will not provided.It avoids user from depositing money just to produce deposit, be obtained additionally with this
Reward, loss is brought to financial institution.
Further, the of premiums distribution method of the present invention is proposed based on first embodiment or second embodiment
Three embodiments.The 3rd embodiment of premiums distribution method and first or second embodiment of premiums distribution method
Difference lies in premiums distribution method further includes：
Step i exports prompt message, prompts to wait providing described in user reward to the account time, and will be issued to the account
The described of family waits that the state for providing reward is designated as having provided state.
After the deposit in system detectio to user account is survived to premiums Time Of Release, system will be corresponding pending
It puts reward and is issued to the user account, and export prompt user and wait providing the information that the account time is arrived in reward.User believes according to prompt
Breath recognizes the premiums information of acquisition in time.Premiums information includes but not limited to premiums number, premiums
To the account time, next record premiums are one or more to the account time etc., do not limit herein.In addition, system will be issued to
The account waits that the state for providing reward is designated as having provided state.Example as described above, when system encourages the first stroke 100mg gold
It encourages after being issued to user account, system output information：" your the first stroke 100mg bounty in gold has arrived account ".In addition, system should
The state for the 100mg bounty in gold that pen has been provided is designated as having provided state, is checked so that user oneself logs in loose-leaf.
The present embodiment by when in system detectio to user account deposit survive to premiums Time Of Release after, system
It waits that providing reward is issued to the user account by corresponding, and exports prompt user and wait providing the information rewarded to the account time, it
Afterwards, system is designated as the state rewarded that waits providing for being issued to the account to have provided state.Each pen is realized to wait providing prize
The granting progress encouraged is it is found that provide state aware, and the granting amount of money is it is found that user is not necessarily to manual queries.
To be best understood from technical scheme of the present invention, below with brief description technical scheme of the present invention.
As shown in figure 4, after system detectio to user account is successfully stored in deposit, system can be deposited according to user account
Number gives corresponding premiums.The problem of having led premiums that just deposit is produced in order to avoid user, system will give
The premiums of user account granting are divided at least two and wait providing reward, and preset an issue cycle, by premiums
Pen is divided to be provided by the phase.After system detectio to user account is successfully stored in deposit, system obtains the access time of the deposit, and root
Deposit access time according to acquisition and preset issue cycle determine that each pen waits providing the Time Of Release of reward.Moreover, system
Whether detection user account deposit produces in advance in real time.
During system provides premiums, if system detectio does not produce the deposit in account to user in advance,
Then according to the access time of the deposit and preset issue cycle, judge whether the deposit survives premiums Time Of Release；
If the deposit does not survive premiums Time Of Release, system will wait that the state for providing reward is designated as waiting for granting state；If should
Premiums Time Of Release is arrived in deposit survival, then system will wait that the state for providing reward is designated as state in providing, and trigger additional
Instruction is provided in reward.System is instructed according to premiums granting, is to wait for that granting reward is issued to user's account in providing by state
Family, and prompt message is exported, user's premiums account information is prompted, and wait that the state for providing reward is designated as by what is provided
Granting state.
If system detectio produces the deposit in account to user in advance, prompt message is exported, user is prompted to produce in advance
Granting reward is waited for by what stopping granting not being provided.If system, which receives user, confirms the instruction for producing deposit in advance, stop sending out
Put do not provide wait provide reward, and by do not provide wait provide reward state be designated as stop granting state, to remind user
That does not provide waits for that granting reward will be provided no longer；If system, which receives user, cancels the instruction for producing deposit in advance, execution is sentenced
The step of whether deposit of breaking survives premiums Time Of Release, details are not described herein.
In addition, the embodiment of the present invention also proposes a kind of computer readable storage medium.
It is stored with premiums on the computer readable storage medium and provides program, the computer readable storage medium
Applied to premiums delivery system, the premiums are provided when program is executed by processor and realize following steps：
After detecting that user account is successfully stored in deposit, corresponding premiums are obtained according to the credit；
The premiums are divided at least two to wait providing reward；
The access time for obtaining the deposit determines each institute according to the access time and preset issue cycle
State the Time Of Release for waiting providing reward；
Judge whether the deposit survives the Time Of Release；
When the deposit survival to the Time Of Release after, by it is corresponding it is described wait provide reward be issued to the account.
Further, it is described judge described deposit the step of whether surviving the Time Of Release before, the additional prize
It encourages to provide when program is executed by processor and realizes following steps：
Detect whether the deposit produces in advance；
After detecting that the deposit does not produce in advance, executes and described judge described deposit when whether surviving the granting
Between the step of.
Further, after the step of whether detection deposit produces in advance, the premiums provide program
Following steps are realized when being executed by processor：
When detecting that the deposit produces in advance, prompt message is exported, prompting user to produce in advance will stop providing not
It waits providing reward described in providing；
If receiving the instruction for continuing to produce, stop providing do not provide described and wait providing reward, and will not provide
It is described to wait that the state for providing reward is designated as stopping granting state；
If receiving the instruction cancelled and produced, the step for judging the deposit and whether surviving the Time Of Release is executed
Suddenly.
Further, it is described judge described deposit the step of whether surviving the Time Of Release after, the additional prize
It encourages to provide when program is executed by processor and realizes following steps：
When the deposit does not survive the Time Of Release, wait that the state for providing reward is designated as shape to be provided by described
State.
Further, it is described when the deposit survival to the Time Of Release after, by it is corresponding it is described wait provide reward hair
The step of being put into the account include：
After deposit survival is to the Time Of Release, the corresponding state for waiting for that granting is rewarded is designated as in granting
State, and trigger granting instruction；
According to the granting instruct, by it is corresponding it is described wait provide reward be issued to the account.
Further, it is described when the deposit survival to the Time Of Release after, by it is corresponding it is described wait provide reward hair
After the step of being put into the account, the premiums are provided when program is executed by processor and realize following steps：
Prompt message is exported, prompts to wait providing described in user rewarding to arrive the account time, and the institute that the account will be issued to
It states and waits that the state for providing reward is designated as having provided state.
Further, described after detecting that user account is successfully stored in deposit, the premiums are provided program and are located
Reason device realizes following steps when executing：
After detecting that user account is successfully stored in deposit, according to the calculating between preset premiums and credit
The corresponding premiums of the credit are calculated in formula and the credit.
Computer readable storage medium specific implementation mode of the present invention and each embodiment base of above-mentioned premiums distribution method
This is identical, and details are not described herein.
It should be noted that herein, the terms "include", "comprise" or its any other variant are intended to non-row
His property includes, so that process, method, article or system including a series of elements include not only those elements, and
And further include the other elements being not explicitly listed, or further include for this process, method, article or system institute it is intrinsic
Element.In the absence of more restrictions, the element limited by sentence "including a ...", it is not excluded that including this
There is also other identical elements in the process of element, method, article or system.
The embodiments of the present invention are for illustration only, can not represent the quality of embodiment.
Through the above description of the embodiments, those skilled in the art can be understood that above-described embodiment side
Method can add the mode of required general hardware platform to realize by software, naturally it is also possible to by hardware, but in many cases
The former is more preferably embodiment.Based on this understanding, technical scheme of the present invention substantially in other words does the prior art
Going out the part of contribution can be expressed in the form of software products, which is stored in a storage medium
In (such as ROM/RAM, magnetic disc, CD), including some instructions are used so that a station terminal equipment (can be mobile phone, computer, clothes
Be engaged in device, air conditioner or the network equipment etc.) execute method described in each embodiment of the present invention.
It these are only the preferred embodiment of the present invention, be not intended to limit the scope of the invention, it is every to utilize this hair
Equivalent structure or equivalent flow shift made by bright specification and accompanying drawing content is applied directly or indirectly in other relevant skills
Art field, is included within the scope of the present invention.
Claims (10)
1. a kind of premiums distribution method, which is characterized in that the premiums distribution method includes the following steps：
After detecting that user account is successfully stored in deposit, corresponding premiums are obtained according to the credit；
The premiums are divided at least two to wait providing reward；
The access time for obtaining the deposit determined and is waited for described in each pen according to the access time and preset issue cycle
Provide the Time Of Release of reward；
Judge whether the deposit survives the Time Of Release；
When the deposit survival to the Time Of Release after, by it is corresponding it is described wait provide reward be issued to the account.
2. premiums distribution method as described in claim 1, which is characterized in that described to judge whether the deposit survives institute
Before the step of stating Time Of Release, further include：
Detect whether the deposit produces in advance；
After detecting that the deposit does not produce in advance, execution is described to judge whether the deposit survives the Time Of Release
Step.
3. premiums distribution method as claimed in claim 2, which is characterized in that whether the detection deposit produces in advance
The step of after, further include：
When detecting that the deposit produces in advance, prompt message is exported, prompting user to produce in advance will stop providing not providing
Described wait providing reward；
If receiving the instruction for continuing to produce, stop providing do not provide described and wait providing reward, and described in not providing
Wait that the state for providing reward is designated as stopping granting state；
If receiving the instruction cancelled and produced, the step for judging the deposit and whether surviving the Time Of Release is executed
Suddenly.
4. premiums distribution method as described in claim 1, which is characterized in that described to judge whether the deposit survives institute
After the step of stating Time Of Release, further include：
When the deposit does not survive the Time Of Release, wait that the state for providing reward is designated as waiting for granting state by described.
5. premiums distribution method as described in claim 1, which is characterized in that described when the granting is arrived in deposit survival
After time, by it is corresponding it is described wait provide reward be issued to the account the step of include：
After deposit survival is to the Time Of Release, the corresponding state for waiting for that granting is rewarded is designated as shape in providing
State, and trigger granting instruction；
According to the granting instruct, by it is corresponding it is described wait provide reward be issued to the account.
6. premiums distribution method as described in claim 1, which is characterized in that described when the granting is arrived in deposit survival
After time, by it is corresponding it is described wait provide reward be issued to the account the step of after, further include：
Prompt message is exported, prompts to wait providing described in user reward to the account time, and will be issued to described in the account and waited for
The state for providing reward is designated as having provided state.
7. premiums distribution method as described in claim 1, which is characterized in that described to detect that user account is successfully stored in
After deposit, include according to the step of credit acquisition corresponding premiums：
After detecting that user account is successfully stored in deposit, according to the calculation formula between preset premiums and credit
With the credit, the corresponding premiums of the credit are calculated.
8. the premiums distribution method as described in claim any one of 1-7, which is characterized in that it is described by it is described reward be divided into
Few two are waited that the step of providing reward includes：
The reward is divided at least two impartial to wait providing reward.
9. a kind of premiums delivery system, which is characterized in that the premiums delivery system include memory, processor and
The premiums that being stored in can run on the memory and on the processor provide program, and the premiums provide journey
It is realized such as the step of premiums distribution method described in any item of the claim 1 to 8 when sequence is executed by the processor.
10. a kind of computer readable storage medium, which is characterized in that be stored with additional prize on the computer readable storage medium
Granting program is encouraged, the premiums are provided when program is executed by processor and realized as described in any item of the claim 1 to 8
The step of premiums distribution method.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201810292681.1A CN108492192A (en) | 2018-04-03 | 2018-04-03 | Premiums distribution method, system and readable storage medium storing program for executing |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201810292681.1A CN108492192A (en) | 2018-04-03 | 2018-04-03 | Premiums distribution method, system and readable storage medium storing program for executing |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN108492192A true CN108492192A (en) | 2018-09-04 |
Family
ID=63318339
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| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201810292681.1A Pending CN108492192A (en) | 2018-04-03 | 2018-04-03 | Premiums distribution method, system and readable storage medium storing program for executing |
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Cited By (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN109615465A (en) * | 2018-11-22 | 2019-04-12 | 阿里巴巴集团控股有限公司 | Processing method, device and the electronic equipment of service order |
| CN109859049A (en) * | 2019-01-04 | 2019-06-07 | 上海上湖信息技术有限公司 | A kind of complimentary awards distribution method and system based on internet financial platform |
-
2018
- 2018-04-03 CN CN201810292681.1A patent/CN108492192A/en active Pending
Cited By (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN109615465A (en) * | 2018-11-22 | 2019-04-12 | 阿里巴巴集团控股有限公司 | Processing method, device and the electronic equipment of service order |
| CN109859049A (en) * | 2019-01-04 | 2019-06-07 | 上海上湖信息技术有限公司 | A kind of complimentary awards distribution method and system based on internet financial platform |
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