CN108470404A - Gate control method, device, finance device and storage medium for card reader - Google Patents

Gate control method, device, finance device and storage medium for card reader Download PDF

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Publication number
CN108470404A
CN108470404A CN201810179277.3A CN201810179277A CN108470404A CN 108470404 A CN108470404 A CN 108470404A CN 201810179277 A CN201810179277 A CN 201810179277A CN 108470404 A CN108470404 A CN 108470404A
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CN
China
Prior art keywords
card
code
card reader
gate
bank identifier
Prior art date
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Granted
Application number
CN201810179277.3A
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Chinese (zh)
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CN108470404B (en
Inventor
王秋雨
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Shenzhen Yihua Computer Co Ltd
Shenzhen Yihua Time Technology Co Ltd
Shenzhen Yihua Financial Intelligent Research Institute
Original Assignee
Shenzhen Yihua Computer Co Ltd
Shenzhen Yihua Time Technology Co Ltd
Shenzhen Yihua Financial Intelligent Research Institute
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Priority to CN201810179277.3A priority Critical patent/CN108470404B/en
Publication of CN108470404A publication Critical patent/CN108470404A/en
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Classifications

    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F19/00Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
    • G07F19/20Automatic teller machines [ATMs]
    • G07F19/201Accessories of ATMs
    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F19/00Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
    • G07F19/20Automatic teller machines [ATMs]
    • G07F19/205Housing aspects of ATMs
    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F19/00Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
    • G07F19/20Automatic teller machines [ATMs]
    • G07F19/209Monitoring, auditing or diagnose of functioning of ATMs
    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F19/00Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
    • G07F19/20Automatic teller machines [ATMs]
    • G07F19/211Software architecture within ATMs or in relation to the ATM network

Abstract

The embodiment of the invention discloses gate control method, device, finance device and the storage mediums for card reader.This method includes:After detecting that card is inserted into identifier, the digital code on the card is obtained;It searches whether to be stored with corresponding bank identification number according to classification identification code included in digital code;And finding corresponding bank identifier code, then open the gate of card reader.It is solved using above-mentioned technical proposal since non-banking card class card medium is deliberately inserted into finance device by bank card user individual error or criminal, leads to the flimsy technical problem of finance device card reader, while reducing the maintenance cost of finance device.

Description

Gate control method, device, finance device and storage medium for card reader
Technical field
The present embodiments relate to technical field of financial equipment, more particularly, to the gate control method of card reader, dress It sets, finance device and storage medium.
Background technology
Wherein, bank card can be realized by reading magnetic code card or smart card in the card reader in financial self-service equipment Information read operation carries out cash-access, inquiry into balance, the allocation of the funds and other accounts without bank card user in bank counter Family transactional operation is directly realized by full Self-Service, provides convenience for the transaction of bank card user.
However, since non-banking card class card medium is deliberately inserted into finance by bank card user individual error or criminal Equipment causes finance device card reader to be damaged, influences the normal use of finance device, at the same increase the maintenance of finance device at This.
Invention content
An embodiment of the present invention provides gate control method, device, finance device and the storage medium for card reader, with It prevents finance device card reader from damaging, and then reduces the maintenance cost of finance device.
In a first aspect, an embodiment of the present invention provides the gate control method for card reader, this method includes:
After detecting that card is inserted into identifier, the Digital ID code on the card is obtained, is wrapped in the Digital ID code Include classification logotype code;
It is searched whether to be stored with corresponding bank identifier code according to the classification logotype code;
If finding corresponding bank identifier code, the gate of card reader is opened.
Second aspect, the embodiment of the present invention additionally provide the gate controller for card reader, which includes:
First acquisition module, for after detecting that card is inserted into identifier, obtaining the Digital ID code on the card, The Digital ID code includes classification logotype code;
Searching module is stored with corresponding bank identifier code for being searched whether according to the classification logotype code;
Control module, for when the searching module finds corresponding bank identifier code, opening the gate of card reader.
The third aspect, the embodiment of the present invention additionally provide a kind of finance device, including input unit, which also wraps It includes:
One or more processors;
Storage device, for storing one or more programs;
One or more of programs are executed by one or more of processors, use one or more of processors Realize the gate control method for card reader that any embodiment of the present invention is provided.
Fourth aspect, the embodiment of the present invention additionally provide a kind of computer readable storage medium, are stored thereon with computer Program realizes the gate controlling party for card reader that any embodiment of the present invention is provided when the program is executed by processor Method.
The technical solution of the embodiment of the present invention is by after detecting that card is inserted into identifier, obtaining the number on the card Identification code;It searches whether to be stored with corresponding bank identification number according to classification identification code included in digital code;And Corresponding bank identifier code is found, then opens the gate of card reader.It is solved using above-mentioned technical proposal since bank card is used Family individual slips up or non-banking card class card medium is deliberately inserted into finance device by criminal, causes finance device card reader easy The technical issues of damage, while reducing the maintenance cost of finance device.
Description of the drawings
Fig. 1 is the flow diagram of the gate control method for card reader in the embodiment of the present invention one;
Fig. 2 is the flow diagram of the gate control method for card reader in the embodiment of the present invention two;
Fig. 3 is the structural schematic diagram of the gate controller for card reader in the embodiment of the present invention three;
Fig. 4 is a kind of hardware architecture diagram of finance device in the embodiment of the present invention four.
Specific implementation mode
The present invention is described in further detail with reference to the accompanying drawings and examples.It is understood that this place is retouched The specific embodiment stated is used only for explaining the present invention rather than limitation of the invention.It also should be noted that in order to just Only the parts related to the present invention are shown in description, attached drawing rather than entire infrastructure.
Embodiment one
Identifier, conveyer and card reader, identifier configuration are each equipped in the bank card read module of finance device On the inside of bank's card slot, identifier is connected with conveyer, and conveyer is connected with card reader, conveyer and card reader connector position It sets as card reader gate.Wherein, the master control system in finance device is connected with bank card read module, can obtain identifier And the bank card data of control information or reading that card reader is detected.
Fig. 1 is the flow diagram of the gate control method for card reader in the embodiment of the present invention one, the present embodiment The case where being applicable to business handling self-service using finance device progress bank card, this method can be by the gate for card reader Control device executes, which is configured at by software and or hardware realization on finance device.This is used for the lock of card reader Door control method specifically includes:
S110, after detecting that card is inserted into identifier, the Digital ID code on the card, the Digital ID code are obtained It include classification logotype code.
Wherein, Digital ID code can be bank card be provided with plug-in card direction icon on the whole bank card number.Its In, classification logotype code can be publisher's authentication code of bank card number first six digits, for indicating that in institute's plug-in card piece be bank When card, the credit card issuer classification information of the bank card.Illustratively, when classification logotype code is " 622700 ", corresponding bank sort For " Construction Bank ".
When there is card to be inserted into bank's card slot, since identifier is configured on the inside of bank's card slot, card is also right at this time The insertion identifier answered.After having detected that card is inserted into identifier, image collecting device in identifier is by capture card on piece Digital ID code, and the Digital ID code is sent to master control system.Master control system receives the Digital ID that identifier is sent Code, and subsequent card recognition is carried out using the Digital ID code, to determine whether be inserted into card is bank card.
S120, it is searched whether to be stored with corresponding bank identifier code according to the classification logotype code.
Wherein, bank identifier code can be the Bank Name of bank card credit card issuer.It should be noted that in finance device sheet It can be previously stored with classification logotype code and bank identifier in ground, pre-stored high in the clouds address or the logical equipment background management system of gold The correspondence list of code, to carry out the lookup matching operation of classification logotype code.
Master control system can be obtained after receiving the classification logotype code of currently inserted card by local search, high in the clouds It takes or the mode of background management system inquiry searches whether there is bank identifier code corresponding with classification logotype code.Work as lookup When less than bank identifier code corresponding with classification logotype code, then it represents that corresponding hair fastener row information is not present in the card, therefore Determine that be inserted into card is non-banking card class card medium.When finding bank identifier code corresponding with classification logotype code, Then indicating the card, there are corresponding bank card hair fastener row informations, it is thus determined that be inserted into card is bank card class card medium. Wherein, be inserted into card whether be bank card class card medium to as the gate for opening or keeping card reader it is important according to According to.
If S130, finding corresponding bank identifier code, the gate of card reader is opened.
In this step, when master control system finds bank identifier code corresponding with classification logotype code, expression is inserted It is bank card to enter card, and being inserted into card reader will not cause card reader to be damaged, therefore the card can be delivered to reading by conveyer Card device carries out the reading of bank card related data.
The technical solution of the embodiment of the present invention is by after detecting that card is inserted into identifier, obtaining the number on the card Identification code;It searches whether to be stored with corresponding bank identification number according to classification identification code included in digital code;And Corresponding bank identifier code is found, then opens the gate of card reader.It is solved using above-mentioned technical proposal since bank card is used Family individual slips up or non-banking card class card medium is deliberately inserted into finance device by criminal, causes finance device card reader easy The technical issues of damage, while reducing the maintenance cost of finance device.
Embodiment two
Fig. 2 is the flow diagram of the gate control method for card reader in the embodiment of the present invention two, the present embodiment On the basis of the technical solution of the various embodiments described above, " obtained further having been added " after detecting that card is inserted into identifier " The operation of the magnetic information of the digital code ", and correspondingly, additional " if finding corresponding bank identifier code, solution It analyses the magnetic information and obtains corresponding card identity information;If the card identity information is opposite with the bank identifier code Answer, then open the gate of the card reader " further to verify whether be inserted into card is bank card, control the gate of card reader It opens, non-banking card class card medium is avoided to damage card reader.
Further, also additional " to preset closedown condition if meeting, keep the card reader closing gate;Wherein, institute It includes at least one of following to state default closedown condition:Be not detected card be inserted into card reader, obtain digital code failure, Corresponding bank identifier code is not found, the magnetic information, the parsing magnetic information failure and the card has not been obtained Piece identity information and the bank identifier code be not corresponding " operation, to set the closing opportunity of the gate of card reader.
Further, also additional " to be inserted into the card in the card reader if detecting, closed the card reader Gate " feature prevent the insertion of other cards from interfering after being inserted into card in card reader.
Further, also additional " to receive after exiting the instruction of card, open the gate of the card reader;It is detecting After having dropped out the card reader to the card, close the gate of the card reader " feature, finished with improving bank card business dealing The card that moves back afterwards operates, and ensures the integrality of scheme.
As shown in Fig. 2, the gate control method for being used for card reader specifically includes:
S210, after detecting that card is inserted into identifier, the Digital ID code on the card, the Digital ID code are obtained It include classification logotype code.
S220, the magnetic information for obtaining the digital code.
It should be noted that if be inserted into card is bank card, the Digital ID code of bank card can carry magnetism Information.The magnetic letter entrained by the Digital ID code of be inserted into card is acquired by the magnetic information harvester in identifier It ceases, and the magnetic information is sent to the master control system of finance device.Master control system reception is acquired by magnetic information harvester Magnetic information, for subsequent banks card identification reference foundation.
S230, it is searched whether to be stored with corresponding bank identifier code according to the classification logotype code.
If S240, finding corresponding bank identifier code, parses the magnetic information and obtain corresponding card identity letter Breath.
Wherein, card identity information can be the name identification of the credit card issuer of card.Preferably, card identity information is hair Card row pattern.
It is preliminary to confirm that be inserted into card is after master control system finds bank identifier code corresponding with classification logotype code Bank card.In order to ensure the accuracy of card recognition, the magnetic information that master information can further parse acquisition is obtained and is inserted Enter the corresponding card identity information of card, subsequently using the card identity information as the reference voucher for determining the bank card true and false.
If S250, the card identity information are corresponding with the bank identifier code, the lock of the card reader is opened Door.
If master control system determines card identity information that parsing obtains and the class by searching for acquisition and institute plug-in card piece The other corresponding bank identifier code of identification code is corresponding, then can further determine that institute's plug-in card piece is bank card, which inserts Enter to will not result in after card reader the damage of card reader.Therefore, when card identity information is corresponding with bank identifier code, master control System controls the gate opening of card reader, at this time master control system by controlled transmitter by the read transmission in identifier to card reader In, to carry out the Self-Service of subsequent banks card transaction.
It should be noted that corresponding bank identifier code only is found in the classification logotype code of be inserted into card, and In the case of card identity information is corresponding with bank identifier code, the gate that master control system can just control card reader is opened.
If presetting closedown condition correspondingly, meeting, the card reader closing gate is kept.
Wherein, the default closedown condition includes at least one of following:Card is not detected to be inserted into described in card reader, acquisition Digital code failure does not find corresponding bank identifier code, the magnetic information, the parsing magnetic information has not been obtained Failure and the card identity information and the bank identifier code be not corresponding.
If S260, detecting and being inserted into the card in the card reader, the gate of the card reader is closed.
When detect be already inserted into card in card reader after, in order to avoid when holder is traded, there are other cards Insertion interference, therefore master control system will close the gate of card reader.
S270, after receiving and exiting the instruction of card, the gate of the card reader is opened.
After holder merchandises, need card exiting card reader.At this point, exiting card when master control system receives Instruction after, open the gate of card reader, the card in card reader is transported to identifier by transmitter at this time, and passes through card inserting mouth Exit finance device.
S280, after detecting that the card has dropped out the card reader, close the gate of the card reader.
After detecting that card has logged out card reader, the receiving state of card reader is sky, it is therefore desirable to close card reader Gate, prevent the insertion of non-banking card class card medium from causing the damage of card reader.
The technical solution of the embodiment of the present invention is obtained by further adding magnetic information, is parsed and by parsing magnetism The card identity information of acquisition of information carries out secondary verification to the card kind of institute's plug-in card piece, and to ensure, plug-in card piece is bank card In the case of open card reader gate carry out bank card digital independent;Further perfect bank card business dealing finishes move back card after The opening and closing order of the gate of card reader.Using above-mentioned technical proposal solve due to bank card user individual slip up or not Non-banking card class card medium is deliberately inserted into finance device by method molecule, and the flimsy technology of finance device card reader is caused to be asked Topic, while reducing the maintenance cost of finance device.
Embodiment three
Fig. 3 is the structural schematic diagram of the gate controller for card reader in the embodiment of the present invention three.The present embodiment The case where being applicable to business handling self-service using finance device progress bank card, which includes the first acquisition module 310, looks into Look for module 320 and control module 330.Wherein,
First acquisition module 310, for after detecting that card is inserted into identifier, obtaining the Digital ID on the card Code, the Digital ID code includes classification logotype code;
Searching module 320 is stored with corresponding bank identifier code for being searched whether according to the classification logotype code;
Control module 330, for when the searching module finds corresponding bank identifier code, opening the lock of card reader Door.
The technical solution of the embodiment of the present invention is by after detecting that card is inserted into identifier, passing through the first acquisition module 310 obtain the digital code on the card;By searching for module 320 according to classification identification code included in digital code It searches whether to be stored with corresponding bank identification number;And corresponding bank identifier code is being found, control module 330 opens Card Reader The gate of device.It is solved using above-mentioned technical proposal since bank card user individual slips up or criminal is deliberately by non-banking card Class card medium is inserted into finance device, leads to the flimsy technical problem of finance device card reader, while reducing finance device Maintenance cost.
Further, described device further includes:
Second acquisition module, the magnetic information for obtaining the digital code;
Parsing module parses the magnetic information and obtains for finding corresponding bank identifier code in the searching module Take corresponding card identity information.
Further, the control module 330 is additionally operable to opposite with the bank identifier code in the card identity information At once, the gate of the card reader is opened.
Further, the control module 330, is additionally operable to:
When meeting default closedown condition, the card reader closing gate is kept;
Wherein, the default closedown condition includes at least one of following:Card is not detected to be inserted into described in card reader, acquisition Digital code failure does not find corresponding bank identifier code, the magnetic information, the parsing magnetic information has not been obtained Failure and the card identity information and the bank identifier code be not corresponding.
Further, after the gate for opening card reader, the control module 330 is additionally operable to:
When being inserted into the card in detecting the card reader, the gate of the card reader is closed.
Further, the control mould 330, is additionally operable to:
It receives after exiting the instruction of card, opens the gate of the card reader;
The control module 330, is additionally operable to:
After detecting that the card has dropped out the card reader, the gate of the card reader is closed.
What the executable any embodiment of the present invention of the above-mentioned gate controller for card reader was provided is used for card reader Gate control method, have execute for card reader the corresponding function module of gate control method and advantageous effect.
Example IV
Fig. 4 is a kind of hardware architecture diagram for finance device that the embodiment of the present invention four provides.As shown in figure 4, this hair The finance device that bright example IV provides, including:Input unit 410, processor 420 and storage device 430.
Wherein, input unit 410, for after detecting that card is inserted into identifier, obtaining the number mark on the card Know code;It is additionally operable to obtain the magnetic information of the Digital ID code;Wherein, Digital ID code includes classification logotype code;
One or more processors 420;
Storage device 430, for storing one or more programs.
In Fig. 4 by taking a processor 420 as an example, input unit 410 in the finance device can by bus or other Mode is connected with processor 420 and storage device 430, and processor 420 and storage device 430 are also by bus or its other party Formula connects, in Fig. 4 for being connected by bus.
In the present embodiment, the processor 420 in finance device can search whether to store according to the classification logotype code There is corresponding bank identifier code;The gate of card reader can also be opened after finding corresponding bank identifier code.
Storage device 430 in the finance device is used as a kind of computer readable storage medium, can be used for storing one or Multiple programs, described program can be software program, computer executable program and module, as being used in the embodiment of the present invention Corresponding program instruction/the module of gate control method of card reader is (for example, attached first acquisition module 310 shown in Fig. 3, lookup Module 320 and control module 330).Processor 420 by operation be stored in software program in storage device 430, instruction with And module is realized and is used in above method embodiment to execute various function application and the data processing of finance device The gate control method of card reader.
Storage device 430 may include storing program area and storage data field, wherein storing program area can store operation system Application program needed for system, at least one function;Storage data field can store (the Digital ID in such as above-described embodiment such as data Code, classification logotype code and bank identifier code etc.).In addition, storage device 430 may include high-speed random access memory, also May include nonvolatile memory, for example, at least a disk memory, flush memory device or other nonvolatile solid states are deposited Memory device.In some instances, storage device 430 can further comprise the memory remotely located relative to processor 420, this A little remote memories can pass through network connection to equipment.The example of above-mentioned network includes but not limited to internet, enterprises Net, LAN, mobile radio communication and combinations thereof.
The embodiment of the present invention also provides a kind of computer readable storage medium, is stored thereon with computer program, the program It is used to realize that the present invention implements the gate control method for card reader provided when the gate controller execution of card reader, This method includes:After detecting that card is inserted into identifier, the Digital ID code on the card is obtained, in the Digital ID code Including classification logotype code;It is searched whether to be stored with corresponding bank identifier code according to the classification logotype code;If found pair The bank identifier code answered, then open the gate of card reader.
By the description above with respect to embodiment, it is apparent to those skilled in the art that, the present invention It can be realized by software and required common hardware, naturally it is also possible to which by hardware realization, but the former is more in many cases Good embodiment.Based on this understanding, technical scheme of the present invention substantially in other words contributes to the prior art Part can be expressed in the form of software products, which can be stored in computer readable storage medium In, such as the floppy disk of computer, read-only memory (Read-Only Memory, ROM), random access memory (Random Access Memory, RAM), flash memory (FLASH), hard disk or CD etc., including some instructions are with so that a computer is set Standby (can be personal computer, finance device or the network equipment etc.) executes the method described in each embodiment of the present invention.
Note that above are only presently preferred embodiments of the present invention and institute's application technology principle.It will be appreciated by those skilled in the art that The present invention is not limited to specific embodiments described here, can carry out for a person skilled in the art it is various it is apparent variation, It readjusts and substitutes without departing from protection scope of the present invention.Therefore, although being carried out to the present invention by above example It is described in further detail, but the present invention is not limited only to above example, without departing from the inventive concept, also May include other more equivalent embodiments, and the scope of the present invention is determined by scope of the appended claims.

Claims (10)

1. the gate control method for card reader, which is characterized in that including:
After detecting that card is inserted into identifier, the Digital ID code on the card is obtained, the Digital ID code includes class Other identification code;
It is searched whether to be stored with corresponding bank identifier code according to the classification logotype code;
If finding corresponding bank identifier code, the gate of card reader is opened.
2. according to the method described in claim 1, it is characterized in that, it is described detect card be inserted into identifier after, further include:
Obtain the magnetic information of the digital code;
Correspondingly, it is described search whether to be stored with corresponding bank identifier code according to the classification logotype code after, further include:
If finding corresponding bank identifier code, parses the magnetic information and obtain corresponding card identity information;
If the card identity information is corresponding with the bank identifier code, the gate of the card reader is opened.
3. according to the method described in claim 2, it is characterized in that, further including:
Closedown condition is preset if meeting, keeps the card reader closing gate;
Wherein, the default closedown condition includes at least one of following:Card is not detected to be inserted into card reader, obtain the number Identification code failure does not find corresponding bank identifier code, the magnetic information, the parsing magnetic information failure has not been obtained And the card identity information and the bank identifier code it is not corresponding.
4. according to claim 1-3 any one of them methods, which is characterized in that after the gate for opening card reader, Further include:
It has been inserted into the card in the card reader if detecting, has closed the gate of the card reader.
5. according to the method described in claim 4, it is characterized in that, further including:
It receives after exiting the instruction of card, opens the gate of the card reader;
After detecting that the card has dropped out the card reader, the gate of the card reader is closed.
6. the gate controller for card reader, which is characterized in that including:
First acquisition module, it is described for after detecting that card is inserted into identifier, obtaining the Digital ID code on the card Digital ID code includes classification logotype code;
Searching module is stored with corresponding bank identifier code for being searched whether according to the classification logotype code;
Control module, for when the searching module finds corresponding bank identifier code, opening the gate of card reader.
7. device according to claim 6, which is characterized in that further include:
Second acquisition module, the magnetic information for obtaining the digital code;
Parsing module parses the magnetic information and obtains phase for finding corresponding bank identifier code in the searching module The card identity information answered;
Control module is additionally operable to, when the card identity information is corresponding with the bank identifier code, open the card reader Gate.
8. device according to claim 7, which is characterized in that the control module is additionally operable to:
When meeting default closedown condition, the card reader closing gate is kept;
Wherein, the default closedown condition includes at least one of following:Card is not detected to be inserted into card reader, obtain the number Identification code failure does not find corresponding bank identifier code, the magnetic information, the parsing magnetic information failure has not been obtained And the card identity information and the bank identifier code it is not corresponding.
9. a kind of finance device, including input unit, which is characterized in that further include:
One or more processors;
Storage device, for storing one or more programs;
One or more of programs are executed by one or more of processors, are realized using one or more of processors Gate control method as described in any one in claim 1-5 for card reader.
10. a kind of computer readable storage medium, is stored thereon with computer program, which is characterized in that the program is by processor The gate control method as described in any one in claim 1-5 for card reader is realized when execution.
CN201810179277.3A 2018-03-05 2018-03-05 Gate control method and device for card reader, financial equipment and storage medium Active CN108470404B (en)

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