CN108446971A - Housing loan information processing method and device - Google Patents
Housing loan information processing method and device Download PDFInfo
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- CN108446971A CN108446971A CN201810045114.6A CN201810045114A CN108446971A CN 108446971 A CN108446971 A CN 108446971A CN 201810045114 A CN201810045114 A CN 201810045114A CN 108446971 A CN108446971 A CN 108446971A
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Abstract
A kind of housing loan information processing method and device provided in an embodiment of the present invention, by the interface type for obtaining the first operation signal of user's triggering, corresponding input interface is called to be shown according to interface type, the repaying mode and gauge index that user inputs on the input interface are obtained again, and user is being received when triggering numerical computations on the input interface, corresponding computation model is called according to repaying mode, according to computation model, gauge index and preset information model generate information interface and show, realize user's freely choosing to repaying scheme, the information comparison of repaying scheme is intuitively shown, it is supplied to the purpose of user's decision-making foundation.
Description
Technical field
The present embodiments relate to technical field of information processing more particularly to a kind of housing loan information processing methods and device.
Background technology
Existing housing loan scheme calculator can only provide basic housing loan computing function mostly, but cannot be in a variety of loans
It is compared between scheme, can do nothing to help user and carry out decision；Secondly develop such product currently on the market is personal mostly
Developer, insufficient to the usage scenario consideration of user, interfacial structure is unreasonable.
Invention content
A kind of housing loan information processing method of offer of the embodiment of the present invention and device, for solving housing loan information in the prior art
The excessively single problem of displaying.
In a first aspect, the embodiment of the present invention provides a kind of housing loan information processing method, including：
The first operation signal for receiving user's triggering obtains interface type according to the first operation signal；
Corresponding input interface is called to be shown according to the interface type；
First input information of the user on the input interface is received, also credit side is obtained according to first input information
Formula and gauge index；
The second operation signal that user triggers on the input interface is received, is determined according to second operation signal dynamic
Make type, however, it is determined that type of action is numerical computations, then corresponding computation model is called according to the repaying mode, according to described
Computation model, gauge index and preset information model generate information interface and show.
Optionally, further include：
The third operation signal that user triggers on described information interface is received, then correspondence is called according to the repaying mode
Computation model, detailed interface is generated according to the computation model, gauge index and preset information model and is shown.
Optionally, further include：
The 4th operation signal that user triggers on the input interface is received, is determined according to the 4th operation signal dynamic
Make type, however, it is determined that type of action is information additional input, then pops up additional option frame；
The additional calculations index on the additional option frame is obtained, corresponding calculating mould is called according to the repaying mode
Type generates information interface according to the computation model, gauge index, additional calculations index and preset information model and shows.
Optionally, further include：
The 5th operation signal that user triggers on the input interface is received, is determined according to the 5th operation signal dynamic
Make type, however, it is determined that type of action is inquired for historical record, then show history interface.
Optionally, further include：
Sixth operation signal of the user on the historical record interface is received, then the historical record of selection is subjected to data
It compares and shows.
Second aspect, a kind of housing loan information processing unit of the embodiment of the present invention, including：
Receiving module, the first operation signal for receiving user's triggering obtain interface type according to the first operation signal；
Display module, for calling corresponding input interface to be shown according to the interface type；
Input module is inputted for receiving first input information of the user on the input interface according to described first
Information acquisition repaying mode and gauge index；
Execution module, the second operation signal triggered on the input interface for receiving user, according to described second
Operation signal determines type of action, however, it is determined that type of action is numerical computations, then calls corresponding meter according to the repaying mode
Model is calculated, information interface is generated according to the computation model, gauge index and preset information model and is shown.
Optionally, the execution module is additionally operable to：The third operation signal that user triggers on described information interface is received,
Corresponding computation model is then called according to the repaying mode, according to the computation model, gauge index and preset information mould
Plate generates detailed interface and shows.
Optionally, the execution module is additionally operable to：The 4th operation signal that user triggers on the input interface is received,
Type of action is determined according to the 4th operation signal, however, it is determined that type of action is information additional input, then pops up additional option
Frame；The additional calculations index on the additional option frame is obtained, corresponding computation model is called according to the repaying mode, according to
The computation model, gauge index, additional calculations index and preset information model generate information interface and show.
Optionally, the execution module is additionally operable to：The 5th operation signal that user triggers on the input interface is received,
Type of action is determined according to the 5th operation signal, however, it is determined that type of action is inquired for historical record, then shows history
Interface.
Optionally, the execution module is additionally operable to：Sixth operation signal of the user on the historical record interface is received,
The historical record of selection is then subjected to comparing and is shown.
As shown from the above technical solution, a kind of housing loan information processing method and device provided in an embodiment of the present invention, pass through
The interface type for obtaining the first operation signal of user's triggering calls corresponding input interface to be shown according to interface type,
The repaying mode and gauge index that user inputs on the input interface are obtained again, and are receiving user in the input interface
When upper triggering numerical computations, corresponding computation model is called according to repaying mode, according to computation model, gauge index and preset
Information model generates information interface and shows, user's freely choosing to repaying scheme is realized, to the information comparison of repaying scheme
Intuitive display, is supplied to the purpose of user's decision-making foundation.
Description of the drawings
Fig. 1 is the flow diagram for the housing loan information processing method that one embodiment of the invention provides；
Fig. 2 is the interface schematic diagram that one embodiment of the invention provides；
Fig. 3 is the interface schematic diagram that one embodiment of the invention provides；
Fig. 4 is the flow diagram for the housing loan information processing method that one embodiment of the invention provides；
Fig. 5 is the interface schematic diagram that one embodiment of the invention provides；
Fig. 6 is the flow diagram for the housing loan information processing method that one embodiment of the invention provides；
Fig. 7 is the interface schematic diagram that one embodiment of the invention provides；
Fig. 8 is the structural schematic diagram for the housing loan information processing unit that one embodiment of the invention provides；
Fig. 9 is the structural schematic diagram for the housing loan information processing unit that one embodiment of the invention provides；
Figure 10 is the structural schematic diagram for the housing loan information processing unit that one embodiment of the invention provides.
Specific implementation mode
With reference to the accompanying drawings and examples, the specific implementation mode of the present invention is described in further detail.Implement below
Example is not limited to the scope of the present invention for illustrating the present invention.
Fig. 1 shows that one embodiment of the invention provides a kind of housing loan information processing method, including：
S11, the first operation signal for receiving user's triggering obtain interface type according to the first operation signal；
S12, corresponding input interface is called to be shown according to the interface type；
S13, first input information of the user on the input interface is received, is gone back according to first input information
Credit side's formula and gauge index；
S14, the second operation signal that user triggers on the input interface is received, it is true according to second operation signal
Determine type of action, however, it is determined that type of action is numerical computations, then calls corresponding computation model according to the repaying mode, according to
The computation model, gauge index and preset information model generate information interface and show.
For step S11- steps S14, it should be noted that in embodiments of the present invention, user is on device display screen
Touch operation is carried out, server can obtain the first operation signal of user's triggering, interface type is obtained from the operation signal.
In embodiments of the present invention, interface type can be housing loan calculating and payment beforehand.For both of these case, set respectively
Set different interfaces, i.e. input interface.
Therefore, server can call corresponding input interface to show on a display screen according to interface type.
At this point, user can input numerical value on input interface and choose repaying mode on corresponding text box.In the present invention
In embodiment, input numerical value is gauge index.Repaying mode is that business is repaid, common reserve fund is repaid and combination is borrowed.
After input, user carries out touch operation on input interface, and server can obtain the first behaviour of user's triggering
Make signal, interface type is obtained from the operation signal.
For example, touch " calculating " button at once, then server can call corresponding computation model according to the repaying mode,
Information interface is generated according to the computation model, gauge index and preset information model and is shown.Wherein, computation model is mesh
The preceding computation model for set by repaying mode.Wherein, the information model is for ease of checking the repaying amount of money and repay detailed
Template.
In addition, server receives the third operation signal that user triggers on described information interface, (operation is bright to check
Thin button), then corresponding computation model is called according to the repaying mode, according to the computation model, gauge index and preset
Information model generate detailed interface and show.
As shown in Fig. 2, user selects " housing loan calculating " button on a display screen, side can correspond to display input circle under the button
Face.To selecting " business " repaying mode in input interface, corresponding numerical value is then inputted.Then " calculating at once " button is clicked,
Information interface can be shown above input interface at this time.Such as the interface with " pattern of lending comparison " in Fig. 2.The interface is shown
Show that template is preset information model.Needed in template include " equal principal " and " single-candidate capital " repaying information.
When user wants to understand the details of repaying information in information interface shown in Fig. 2, " checking also in Fig. 2 is triggered
Money details " button can then show the details monthly refunded, i.e., detailed interface.
In the realistic case, it may appear that user is during repaying, and user thinks to pay off loan in advance at this time.Such as Fig. 3
Shown, user can select " payment beforehand " button on a display screen, and side can correspond to display input interface under the button.To inputting boundary
" business " repaying mode is selected in face, then inputs corresponding numerical value.Then clicking " calculating at once " button can input at this time
Information interface is shown above interface.
A kind of housing loan information processing method provided in an embodiment of the present invention, by the first operation signal for obtaining user's triggering
Interface type, call corresponding input interface to be shown according to interface type, then obtain user on the input interface
The repaying mode and gauge index of input, and user is being received when triggering numerical computations on the input interface, according to repaying
Mode calls corresponding computation model, generates information interface according to computation model, gauge index and preset information model and shows
Show, realize user's freely choosing to repaying scheme, the information comparison of repaying scheme is intuitively shown, be supplied to user's decision according to
According to purpose.
Fig. 4 shows a kind of housing loan information processing method that one embodiment of the invention provides, including：.
S21, the first operation signal for receiving user's triggering obtain interface type according to the first operation signal；
S22, corresponding input interface is called to be shown according to the interface type；
S23, first input information of the user on the input interface is received, is gone back according to first input information
Credit side's formula and gauge index；
S24, the 4th operation signal that user triggers on the input interface is received, it is true according to the 4th operation signal
Determine type of action, however, it is determined that type of action is information additional input, then pops up additional option frame；
Additional calculations index on S25, the acquisition additional option frame, corresponding calculating is called according to the repaying mode
Model generates information interface according to the computation model, gauge index, additional calculations index and preset information model and shows
Show.
For step S21- steps S23, it should be noted that the step S11- steps of these steps and above-described embodiment
S13 principles are identical, and details are not described herein.
For step S24 and step S25, it should be noted that in embodiments of the present invention, user can also additionally increase by one
A little others refund scene conditions, such as in the refund information of above-mentioned calculating, 100 phases that shift to an earlier date pay off.At this point, user can be defeated
Enter trigger action on interface, then pops up additional option frame.Additional calculations index is inputted in Option Box, is then gone back further according to described
Credit side's formula calls corresponding computation model, according to the computation model, gauge index, additional calculations index and preset information mould
Plate generates information interface and shows.In addition, in the present embodiment for detailed interface, being also intended to " looking on click information interface
See refund details " button, then detailed interface display.
As shown in figure 5, user can click " advanced setting " button, an Option Box can be popped up (if the Option Box is in advance
Dry spell pays off loan), numerical value is inputted in text box in frame, after the completion of input, calculation stages can be entered, can show information interface
With detailed interface.The displaying at the information interface and detailed interface is and does not pay off the comparing result carried out on the basis of loan in advance
Displaying.More rational lending decision can be provided for client.
A kind of housing loan information processing method provided in an embodiment of the present invention, by the first operation signal for obtaining user's triggering
Interface type, call corresponding input interface to be shown according to interface type, then obtain user on the input interface
The repaying mode and gauge index of input and the additional calculations index of input, and it is tactile on the input interface receiving user
When sending out numerical computations, corresponding computation model is called according to repaying mode, is referred to according to computation model, gauge index, additional calculations
Number and preset information model generate information interface and show, user's freely choosing to repaying scheme are realized, to repaying scheme
Information comparison intuitively show, be supplied to the purpose of user's decision-making foundation.
Fig. 6 shows that one embodiment of the invention provides a kind of housing loan information processing method, including：
S31, the first operation signal for receiving user's triggering obtain interface type according to the first operation signal；
S32, corresponding input interface is called to be shown according to the interface type；
S33, first input information of the user on the input interface is received, is gone back according to first input information
Credit side's formula and gauge index；
S34, the second operation signal that user triggers on the input interface is received, it is true according to second operation signal
Determine type of action, however, it is determined that type of action is numerical computations, then calls corresponding computation model according to the repaying mode, according to
The computation model, gauge index and preset information model generate information interface and show；
S35, the 5th operation signal that user triggers on the input interface is received, it is true according to the 5th operation signal
Determine type of action, however, it is determined that type of action is inquired for historical record, then show history interface.
For step S31- steps S34, it should be noted that the step S11- steps of these steps and above-described embodiment
S14 principles are identical, and details are not described herein.
For step S35, it should be noted that in embodiments of the present invention, as shown in fig. 7, due in practical operation
Cheng Zhong, user can input multiple schemes according to the idea of oneself, such as pay off within 25 years, pay off within 20 years or 15 years pay off, at this point, can produce
Raw many records.These records can be saved, so that user reviews in time.
When user reviews, " historical record button " can be triggered on input interface, every can be recorded at this time
Refund information carry out arrangement and show.
In addition, when needing that reference is compared to each scheme of record, user can choose on historical record interface
The several schemes compared are needed, " being compared " button is then clicked, can the historical record of selection be subjected to comparing at this time
After show.
A kind of housing loan information processing method provided in an embodiment of the present invention, by the first operation signal for obtaining user's triggering
Interface type, call corresponding input interface to be shown according to interface type, then obtain user on the input interface
The repaying mode and gauge index of input, and user is being received when triggering numerical computations on the input interface, according to repaying
Mode calls corresponding computation model, generates information interface according to computation model, gauge index and preset information model and shows
Show, realize user's freely choosing to repaying scheme, the information comparison of repaying scheme is intuitively shown, be supplied to user's decision according to
According to purpose.
Fig. 8 shows a kind of housing loan information processing unit that one embodiment of the invention provides, including receiving module 41, display
Module 42, input module 43 and the first execution module 44, wherein：
Receiving module 41, the first operation signal for receiving user's triggering obtain interface class according to the first operation signal
Type；
Display module 42, for calling corresponding input interface to be shown according to the interface type；
Input module 43, it is defeated according to described first for receiving first input information of the user on the input interface
Enter information acquisition repaying mode and gauge index；
First execution module 44, the second operation signal triggered on the input interface for receiving user, according to institute
It states the second operation signal and determines type of action, however, it is determined that type of action is numerical computations, then is called pair according to the repaying mode
The computation model answered generates information interface according to the computation model, gauge index and preset information model and shows.
First execution module is additionally operable to：The third operation signal that user triggers on described information interface is received, then
Corresponding computation model is called according to the repaying mode, according to the computation model, gauge index and preset information model
It generates detailed interface and shows.
Since described device of the embodiment of the present invention is identical as the principle of above-described embodiment the method, for more detailed
Explain that details are not described herein for content.
It should be noted that can be by hardware processor (hardwareprocessor) come real in the embodiment of the present invention
Existing related function module.
A kind of housing loan information processing unit provided in an embodiment of the present invention, by the first operation signal for obtaining user's triggering
Interface type, call corresponding input interface to be shown according to interface type, then obtain user on the input interface
The repaying mode and gauge index of input, and user is being received when triggering numerical computations on the input interface, according to repaying
Mode calls corresponding computation model, generates information interface according to computation model, gauge index and preset information model and shows
Show, realize user's freely choosing to repaying scheme, the information comparison of repaying scheme is intuitively shown, be supplied to user's decision according to
According to purpose.
Fig. 9 shows a kind of housing loan information processing unit that one embodiment of the invention provides, including receiving module 51, display
Module 52, input module 53 and the first execution module 54, wherein：
Receiving module 51, the first operation signal for receiving user's triggering obtain interface class according to the first operation signal
Type；
Display module 52, for calling corresponding input interface to be shown according to the interface type；
Input module 53, it is defeated according to described first for receiving first input information of the user on the input interface
Enter information acquisition repaying mode and gauge index；
Second execution module 54, the 4th operation signal triggered on the input interface for receiving user, according to institute
It states the 4th operation signal and determines type of action, however, it is determined that type of action is information additional input, then pops up additional option frame；It obtains
Additional calculations index on the additional option frame calls corresponding computation model, according to the meter according to the repaying mode
Model, gauge index, additional calculations index and preset information model is calculated to generate information interface and show.
Since described device of the embodiment of the present invention is identical as the principle of above-described embodiment the method, for more detailed
Explain that details are not described herein for content.
It should be noted that can be by hardware processor (hardwareprocessor) come real in the embodiment of the present invention
Existing related function module.
A kind of housing loan information processing unit provided in an embodiment of the present invention, by the first operation signal for obtaining user's triggering
Interface type, call corresponding input interface to be shown according to interface type, then obtain user on the input interface
The repaying mode and gauge index of input and the additional calculations index of input, and it is tactile on the input interface receiving user
When sending out numerical computations, corresponding computation model is called according to repaying mode, is referred to according to computation model, gauge index, additional calculations
Number and preset information model generate information interface and show, user's freely choosing to repaying scheme are realized, to repaying scheme
Information comparison intuitively show, be supplied to the purpose of user's decision-making foundation.
Figure 10 shows a kind of housing loan information processing unit that one embodiment of the invention provides, including receiving module 61, aobvious
Show module 62, input module 63 and third execution module 64, wherein：
Receiving module 61, the first operation signal for receiving user's triggering obtain interface class according to the first operation signal
Type；
Display module 62, for calling corresponding input interface to be shown according to the interface type；
Input module 63, it is defeated according to described first for receiving first input information of the user on the input interface
Enter information acquisition repaying mode and gauge index
Third execution module 64 receives the second operation signal for being triggered on the input interface of user, according to described the
Two operation signals determine type of action, however, it is determined that type of action is numerical computations, then is called according to the repaying mode corresponding
Computation model generates information interface according to the computation model, gauge index and preset information model and shows；
It is additionally operable to receive the 5th operation signal that user triggers on the input interface, according to the 5th operation signal
Determine type of action, however, it is determined that type of action is inquired for historical record, then show history interface.
Be additionally operable to receive sixth operation signal of the user on the historical record interface, then by the historical record of selection into
Row comparing is simultaneously shown.
Since described device of the embodiment of the present invention is identical as the principle of above-described embodiment the method, for more detailed
Explain that details are not described herein for content.
It should be noted that can be by hardware processor (hardwareprocessor) come real in the embodiment of the present invention
Existing related function module.
A kind of housing loan information processing unit provided in an embodiment of the present invention, by the first operation signal for obtaining user's triggering
Interface type, call corresponding input interface to be shown according to interface type, then obtain user on the input interface
The repaying mode and gauge index of input, and user is being received when triggering numerical computations on the input interface, according to repaying
Mode calls corresponding computation model, generates information interface according to computation model, gauge index and preset information model and shows
Show, realize user's freely choosing to repaying scheme, the information comparison of repaying scheme is intuitively shown, be supplied to user's decision according to
According to purpose.
In addition, it will be appreciated by those of skill in the art that although some embodiments described herein include other embodiments
In included certain features rather than other feature, but the combination of the feature of different embodiments means in of the invention
Within the scope of and form different embodiments.For example, in the following claims, embodiment claimed is appointed
One of meaning mode can use in any combination.
It should be noted that the present invention will be described rather than limits the invention for above-described embodiment, and ability
Field technique personnel can design alternative embodiment without departing from the scope of the appended claims.In the claims,
Any reference mark between bracket should not be configured to limitations on claims.Word "comprising" does not exclude the presence of not
Element or step listed in the claims.Word "a" or "an" before element does not exclude the presence of multiple such
Element.The present invention can be by means of including the hardware of several different elements and being come by means of properly programmed computer real
It is existing.In the unit claims listing several devices, several in these devices can be by the same hardware branch
To embody.The use of word first, second, and third does not indicate that any sequence.These words can be explained and be run after fame
Claim.
One of ordinary skill in the art will appreciate that：The above embodiments are only used to illustrate the technical solution of the present invention., and
It is non-that it is limited；Although present invention has been described in detail with reference to the aforementioned embodiments, those skilled in the art
It should be understood that：Its still can with technical scheme described in the above embodiments is modified, either to which part or
All technical features carries out equivalent replacement；And these modifications or replacements, it does not separate the essence of the corresponding technical solution this hair
Bright claim limited range.
Claims (10)
1. a kind of housing loan information processing method, which is characterized in that including：
The first operation signal for receiving user's triggering obtains interface type according to the first operation signal；
Corresponding input interface is called to be shown according to the interface type；
Receive first input information of the user on the input interface, according to first input information obtain repaying mode and
Gauge index；
The second operation signal that user triggers on the input interface is received, class is acted according to the second operation signal determination
Type, however, it is determined that type of action is numerical computations, then corresponding computation model is called according to the repaying mode, according to the calculating
Model, gauge index and preset information model generate information interface and show.
2. according to the method described in claim 1, it is characterized in that, further including：
The third operation signal that user triggers on described information interface is received, then corresponding meter is called according to the repaying mode
Model is calculated, detailed interface is generated according to the computation model, gauge index and preset information model and is shown.
3. according to the method described in claim 1, it is characterized in that, further including：
The 4th operation signal that user triggers on the input interface is received, class is acted according to the 4th operation signal determination
Type, however, it is determined that type of action is information additional input, then pops up additional option frame；
The additional calculations index on the additional option frame is obtained, corresponding computation model, root are called according to the repaying mode
Information interface is generated according to the computation model, gauge index, additional calculations index and preset information model and is shown.
4. according to the method described in claim 1, it is characterized in that, further including：
The 5th operation signal that user triggers on the input interface is received, class is acted according to the 5th operation signal determination
Type, however, it is determined that type of action is inquired for historical record, then show history interface.
5. according to the method described in claim 4, it is characterized in that, further including：
Sixth operation signal of the user on the historical record interface is received, then the historical record of selection is subjected to comparing
And it shows.
6. a kind of housing loan information processing unit, which is characterized in that including：
Receiving module, the first operation signal for receiving user's triggering obtain interface type according to the first operation signal；
Display module, for calling corresponding input interface to be shown according to the interface type；
Input module, for receiving first input information of the user on the input interface, according to first input information
Obtain repaying mode and gauge index；
Execution module, the second operation signal triggered on the input interface for receiving user are operated according to described second
Signal determines type of action, however, it is determined that type of action is numerical computations, then calls corresponding calculating mould according to the repaying mode
Type generates information interface according to the computation model, gauge index and preset information model and shows.
7. device according to claim 6, which is characterized in that the execution module is additionally operable to：User is received in the letter
The third operation signal triggered on breath interface, then call corresponding computation model, according to the calculating according to the repaying mode
Model, gauge index and preset information model generate detailed interface and show.
8. device according to claim 6, which is characterized in that the execution module is additionally operable to：User is received described defeated
Enter the 4th operation signal triggered on interface, type of action is determined according to the 4th operation signal, however, it is determined that type of action is
Information additional input then pops up additional option frame；The additional calculations index on the additional option frame is obtained, according to the repaying
Mode calls corresponding computation model, according to the computation model, gauge index, additional calculations index and preset information model
It generates information interface and shows.
9. device according to claim 6, which is characterized in that the execution module is additionally operable to：User is received described defeated
Enter the 5th operation signal triggered on interface, type of action is determined according to the 5th operation signal, however, it is determined that type of action is
Historical record is inquired, then show history interface.
10. device according to claim 9, which is characterized in that the execution module is additionally operable to：User is received to go through described
The Records of the Historian records the 6th operation signal on interface, then the historical record of selection is carried out comparing and shown.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201810045114.6A CN108446971A (en) | 2018-01-17 | 2018-01-17 | Housing loan information processing method and device |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201810045114.6A CN108446971A (en) | 2018-01-17 | 2018-01-17 | Housing loan information processing method and device |
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| CN108446971A true CN108446971A (en) | 2018-08-24 |
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ID=63191114
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| CN201810045114.6A Withdrawn CN108446971A (en) | 2018-01-17 | 2018-01-17 | Housing loan information processing method and device |
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Application publication date: 20180824 |