CN108335006A - Air control method, apparatus, equipment, system and storage medium based on products configuration - Google Patents
Air control method, apparatus, equipment, system and storage medium based on products configuration Download PDFInfo
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- CN108335006A CN108335006A CN201710934511.4A CN201710934511A CN108335006A CN 108335006 A CN108335006 A CN 108335006A CN 201710934511 A CN201710934511 A CN 201710934511A CN 108335006 A CN108335006 A CN 108335006A
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Abstract
The air control method based on products configuration that the invention discloses a kind of, the air control method based on products configuration are applied to products configuration platform, include the following steps：The air control mark of product, the risk class of the air control mark corresponding product configuration are set according to preset product information；When detecting products configuration request, the air control mark of product in the products configuration request is obtained, and judge whether the risk class of products configuration is more than threshold value according to air control mark；If the risk class of products configuration is more than threshold value, call request is sent to air control management platform, to call configuration information from air control management platform；Preset product information, which is corresponded to, according to name of product in the configuration information of calling and products configuration request carries out products configuration.The invention also discloses a kind of wind-controlling device, equipment, system and storage medium based on products configuration.Products configuration is combined by the present invention with air control management, to carry out effective risk control to products configuration.
Description
Technical field
The present invention relates to data processing fields, more particularly to air control method, apparatus, equipment, system based on products configuration
And storage medium.
Background technology
With the arrival in big data epoch, the growth of information explosion formula, more and more databases are abundant for carrying out
Products configuration；Products configuration refers to being combined to the component of pre-defined configurable product, and meet user demand, finally
The process of a customer satisfaction system product individual is obtained, while products configuration needs using certain product configuration method and passes through
Corresponding products configuration system is completed.
Product structure and products configuration are closely related, and are the forms that product information is organized and managed.Only rationally,
Effectively tissue products structure just can make products configuration smooth, be known to specification and property by products configuration
In the case of, the process for the result for meeting specification is found out according to certain strategy, products configuration system is then equivalent to an expert system
System, expert is stored in knowledge base the Configuration knowledge of product, certain product configuration method is used in combination, and user is required to input
System makes inferences the knowledge in knowledge base, to obtain corresponding configuration result, and feeds back to user.
Existing products configuration system is to be stored with the database of mass data information, cannot be directed to product and carry out accurately
Management, while when for the portioned product configuration larger products configuration of risk, existing products configuration be all independent system into
Row configuration, the risk of products configuration cannot effectively be evaded.
The above is only used to facilitate the understanding of the technical scheme, and is not represented and is recognized that the above is existing skill
Art.
Invention content
It the air control method, apparatus that the main purpose of the present invention is to provide a kind of based on products configuration, equipment, system and deposits
Storage media, it is intended to which effective risk control is carried out to products configuration.
To achieve the above object, the present invention provides a kind of air control method based on products configuration, described to be based on products configuration
Air control method be applied to products configuration platform, the air control method based on products configuration includes the following steps：
The air control mark of product, the risk etc. of the air control mark corresponding product configuration are set according to preset product information
Grade；
When detecting products configuration request, the air control mark of product in the products configuration request is obtained, and according to wind
Control mark judges whether the risk class of products configuration is more than threshold value；
If the risk class of products configuration is more than threshold value, call request is sent to air control management platform, with from air control pipe
Platform calls configuration information；
Preset product information progress product is corresponded to according to name of product in the configuration information of calling and products configuration request to match
It sets.
Optionally, the air control that product is arranged according to preset product information identifies, and the air control mark corresponding product is matched
Include after the step of risk class set：
When detecting the adjust request based on product information, according to the adjust request upgrading products information, with basis
Newer product information corresponds to the air control mark of adjustment product.
Optionally, described to judge wrapped after the step of whether risk class of products configuration is more than threshold value according to air control mark
It includes：
If the risk class of products configuration is not above threshold value, according to the preset configuration of the products configuration acquisition request
Information and product information；
Products configuration is carried out according to the configuration information of acquisition and product information, and preserves the configuring product of products configuration formation
Data.
Optionally, described when detecting products configuration request, obtain the air control mark of product in the products configuration request
Know, and judges that the step of whether risk class of products configuration is more than threshold value includes according to air control mark：
When detecting products configuration request, the air control mark of product in products configuration request is obtained；
The risk class that products configuration is determined according to air control mark and Research of product configuration technology, by risk class and threshold value ratio
Compared with, judge products configuration risk class whether be more than threshold value.
To achieve the above object, the present invention provides a kind of air control method based on products configuration, described to be based on products configuration
Air control method be applied to air control management platform, the air control method based on products configuration includes the following steps：
When detecting the call request that products configuration platform is sent, obtain that air control is relevant matches according to the call request
Confidence ceases；
The relevant configuration information of air control is sent to products configuration platform, so that products configuration platform matches confidence according to described
Breath carries out products configuration.
Optionally, described when detecting the call request that products configuration platform is sent, it is obtained according to the call request
Include before the step of air control relevant configuration information：
Air control related data is monitored in real time, the variation tendency of air control related data is determined, with according to air control variation tendency
Judge whether risk factor increases；
If risk factor increases, increase the interest rate in the relevant configuration information of air control, to update the relevant configuration of air control
Information；
When detecting the relevant configuration information update of air control, carried based on the relevant configuration information generation of updated air control
Show information, and will be prompted to information to products configuration platform, so that products configuration platform upgrading products configure.
To achieve the above object, the present invention provides a kind of wind-controlling device based on products configuration, described to be based on products configuration
Wind-controlling device include：
Identify and arrange module, the air control for product to be arranged according to preset product information identify, and the air control mark corresponds to
The risk class of products configuration；
Judgment module is detected, for when detecting products configuration request, obtaining product in the products configuration request
Air control identifies, and judges whether the risk class of products configuration is more than threshold value according to air control mark；
It is flat to air control management to send call request if the risk class for products configuration is more than threshold value for calling module
Platform, to call configuration information from air control management platform；
Products configuration module corresponds to preset production for name of product in being asked according to the configuration information and products configuration of calling
Product information carries out products configuration.
To achieve the above object, the present invention provides a kind of air control equipment based on products configuration, described to be based on products configuration
Air control equipment include：Memory, processor and be stored on the memory and can run on the processor based on
The air control program of products configuration, wherein：
It is realized as above-mentioned based on products configuration when the air control program based on products configuration is executed by the processor
Air control method the step of.
To achieve the above object, the present invention provides a kind of air control system based on products configuration, described to be based on products configuration
Air control system include：Products configuration platform and air control management platform, the products configuration platform and air control management platform are all pacified
Equipped with the wind-controlling device based on products configuration；Wherein,
The air control that product is arranged according to preset product information for products configuration platform identifies, and the air control mark corresponding product is matched
The risk class set；
When products configuration detection of platform to products configuration is asked, the air control mark of product in the products configuration request is obtained
Know, and judges whether the risk class of products configuration is more than threshold value according to air control mark；
If the risk class of products configuration is more than threshold value, it is flat to air control management that products configuration platform sends call request
Platform；
Air control management platform obtains the relevant configuration information of air control according to the call request, and by the relevant configuration of air control
Information is sent to products configuration platform；
Name of product corresponds to preset product and believes during products configuration platform is asked according to the configuration information and products configuration of calling
Breath carries out products configuration.
In addition, to achieve the above object, the present invention also provides a kind of computer storage media, the computer storage media
On be stored with the air control program based on products configuration, when the air control program based on products configuration is executed by processor realize such as
The step of above-mentioned air control method based on products configuration.
The present invention provides a kind of air control method based on products configuration, is applied to products configuration platform, described to be based on product
The air control method of configuration includes the following steps：The air control mark of product, the air control mark pair are set according to preset product information
Answer the risk class of products configuration；When detecting products configuration request, the air control of product in the products configuration request is obtained
Mark, and judge whether the risk class of products configuration is more than threshold value according to air control mark；If the risk class of products configuration is super
Threshold value is crossed, then sends call request to air control management platform, to call configuration information from air control management platform；According to matching for calling
Confidence is ceased corresponds to preset product information progress products configuration with name of product in products configuration request.The present invention is by being based on product
Corresponding air control mark is arranged in information, is identified using air control to identify the risk class of products configuration, when risk class is not super
When crossing threshold value, then products configuration directly is carried out using the configuration information of products configuration platform, the coupling between reduction system, if
When risk class is more than threshold value, then calls in air control management platform and carry out products configuration with the relevant configuration information of air control, specifically
Ground, risk class compared with high product configuration then call in air control management platform (information update in air control management platform is timely, letter
Breath safeguard it is timely, can be to avoid answering the information update risk caused by factors such as not in time) the relevant configuration information of air control, produced
Product configure, and data information management easily simultaneously effective realizes air control pipe to products configuration in realizing products configuration platform
Reason.
Description of the drawings
Fig. 1 is the terminal structure schematic diagram for the hardware running environment that the embodiment of the present invention is related to；
Fig. 2 is that the present invention is based on the flow diagrams of the air control method first embodiment of products configuration；
Fig. 3 is that the present invention is based on the air control method second embodiment flow diagrams of products configuration；
Fig. 4 is that the present invention is based on the flow diagrams of the air control method 3rd embodiment of products configuration；
Fig. 5 is that the present invention is based on the flow diagrams of the air control method fourth embodiment of products configuration；
Fig. 6 is that the present invention is based on the flow diagrams that each embodiment of the air control method of products configuration combines；
Fig. 7 is that the present invention is based on the concrete scene schematic diagrames of the air control system of products configuration；
Fig. 8 is that the present invention is based on the high-level schematic functional block diagrams of one embodiment of wind-controlling device of products configuration.
The embodiments will be further described with reference to the accompanying drawings for the realization, the function and the advantages of the object of the present invention.
Specific implementation mode
It should be appreciated that the specific embodiments described herein are merely illustrative of the present invention, it is not intended to limit the present invention.
Products configuration is similar to the design often said, products configuration is classified as third-order design according to the criteria for classification of design,
I.e. in the composed structure of object, specification and property it is known in the case of, the result for meeting specification is found out according to certain strategy
Process is a kind of controlled design, so products configuration is also known as daily design (routine design).And from artificial intelligence
From the perspective of energy (AI), products configuration system is then equivalent to an expert system, and expert stores the Configuration knowledge of product
In knowledge base, certain product configuration method is used in combination, user is required into input system, the knowledge in knowledge base is pushed away
Reason, to obtain corresponding configuration result, and feeds back to user.
Products configuration is understood from the angle of product characteristic, configuration process can be regarded as one group of component of a selection simultaneously
Its relationship is safeguarded to form the process of design solution.Since existing product configuration platform mainly preserves different product informations
With product related information, for products configuration (products configuration refers to being combined to the component of pre-defined configurable product,
And meet user demand, the process of a customer satisfaction system product individual is finally obtained, while products configuration is needed using certain
Product configuration method and completed by corresponding products configuration system) products configuration be it is relatively independent do not need to and its
His database carries out the interaction of data information, and the angle of ground system coupling is being unblamable by such mode, but
It is the special circumstances for different product, tends not to evade partial risks, effectively risk control is not carried out to products configuration
System.
The primary solutions of the embodiment of the present invention are：By the configuration information of preset different product on products configuration platform,
Products configuration platform is effectively combined with Risk Management Platform simultaneously, and different products configuration letters is preserved on products configuration platform
Breath, while when products configuration (or during product marketing) risk class is higher, using in air control management platform with wind
It controls relevant configuration information and carries out products configuration, to be effectively reduced the risk of products configuration.
It should be added that the risk class in the present invention is higher or risk class is more low, it can be according to production
The types of product, market situation, products configuration situation, the different information such as marketing of product are configured, and specific setting can have
Product manager is determined.
As shown in Figure 1, the terminal structure schematic diagram for the hardware running environment that Fig. 1, which is the embodiment of the present invention, to be related to.
Terminal of the embodiment of the present invention can be PC, can also be smart mobile phone, tablet computer, E-book reader, portable
There is computer etc. the packaged type terminal device of display function, the terminal in the present invention can be used as the hardware of products configuration platform
Carrier also can be used as the hardware carrier of air control management platform, can also the not only hardware carrier as products configuration platform but also conduct
The hardware carrier of air control management platform, wind-controlling device based on products configuration in the present invention and can be as the composition portion of terminal
Part can also be used as individual terminal.
As shown in Figure 1, the terminal may include：Processor 1001, such as CPU, network interface 1004, user interface
1003, memory 1005, communication bus 1002.Wherein, communication bus 1002 is for realizing the connection communication between these components.
User interface 1003 may include display screen (Display), input unit such as keyboard (Keyboard), optional user interface
1003 can also include standard wireline interface and wireless interface.Network interface 1004 may include optionally that the wired of standard connects
Mouth, wireless interface (such as WI-FI interfaces).Memory 1005 can be high-speed RAM memory, can also be stable memory
(non-volatile memory), such as magnetic disk storage.Memory 1005 optionally can also be independently of aforementioned processor
1001 storage device.
Optionally, terminal can also include camera, RF (Radio Frequency, radio frequency) circuit, sensor, audio
Circuit, WiFi module etc..Wherein, sensor such as optical sensor, motion sensor and other sensors.Specifically, light
Sensor may include ambient light sensor and proximity sensor, wherein ambient light sensor can according to the light and shade of ambient light come
The brightness of display screen is adjusted, proximity sensor can close display screen and/or backlight when mobile terminal is moved in one's ear.As
One kind of motion sensor, gravity accelerometer can detect in all directions the size of (generally three axis) acceleration, quiet
Size and the direction that can detect that gravity when only, the application that can be used to identify mobile terminal posture are (such as horizontal/vertical screen switching, related
Game, magnetometer pose calibrating), Vibration identification correlation function (such as pedometer, tap) etc.；Certainly, mobile terminal can also match
The other sensors such as gyroscope, barometer, hygrometer, thermometer, infrared sensor are set, details are not described herein.
It will be understood by those skilled in the art that the restriction of the not structure paired terminal of terminal structure shown in Fig. 1, can wrap
It includes than illustrating more or fewer components, either combines certain components or different components arrangement.
As shown in Figure 1, as may include that operating system, network are logical in a kind of memory 1005 of computer storage media
Believe module, Subscriber Interface Module SIM and the air control application program based on products configuration.
In terminal shown in Fig. 1, network interface 1004 is mainly used for connecting background server, is carried out with background server
Data communicate；User interface 1003 is mainly used for connecting client (user terminal), with client into row data communication；And processor
1001 can be used for calling the air control application program based on products configuration stored in memory 1005, described to be based on products configuration
Air control program be used for products configuration platform, the air control method based on products configuration executes following operation：
The air control mark of product, the risk etc. of the air control mark corresponding product configuration are set according to preset product information
Grade；
When detecting products configuration request, the air control mark of product in the products configuration request is obtained, and according to wind
Control mark judges whether the risk class of products configuration is more than threshold value；
If the risk class of products configuration is more than threshold value, call request is sent to air control management platform, with from air control pipe
Platform calls configuration information；
Preset product information progress product is corresponded to according to name of product in the configuration information of calling and products configuration request to match
It sets.
Further, processor 1001 can call the air control application journey based on products configuration stored in memory 1005
Sequence also executes following operation：
The air control that product is arranged according to preset product information identifies, the risk of the air control mark corresponding product configuration
Include after the step of grade：
When detecting the adjust request based on product information, according to the adjust request upgrading products information, with basis
Newer product information corresponds to the air control mark of adjustment product.
Further, processor 1001 can call the air control application journey based on products configuration stored in memory 1005
Sequence also executes following operation：
It is described to judge include after the step of whether risk class of products configuration is more than threshold value according to air control mark：
If the risk class of products configuration is not above threshold value, according to the preset configuration of the products configuration acquisition request
Information and product information；
Products configuration is carried out according to the configuration information of acquisition and product information, and preserves the configuring product of products configuration formation
Data.
Further, processor 1001 can call the air control application journey based on products configuration stored in memory 1005
Sequence also executes following operation：
It is described when detecting products configuration request, obtain the air control mark of product in products configuration request, and root
Judge that the step of whether risk class of products configuration is more than threshold value includes according to air control mark：
When detecting products configuration request, the air control mark of product in products configuration request is obtained；
The risk class that products configuration is determined according to air control mark and Research of product configuration technology, by risk class and threshold value ratio
Compared with, judge products configuration risk class whether be more than threshold value.
In terminal shown in Fig. 1, network interface 1004 is mainly used for connecting background server, is carried out with background server
Data communicate；User interface 1003 is mainly used for connecting client (user terminal), with client into row data communication；And processor
1001 can be used for calling the air control application program based on products configuration stored in memory 1005, described to be based on products configuration
Air control application program be used for air control management platform, processor 1001 can call what is stored in memory 1005 to match based on product
The air control application program set also executes following operation：
When detecting the call request that products configuration platform is sent, obtain that air control is relevant matches according to the call request
Confidence ceases；
The relevant configuration information of air control is sent to products configuration platform, so that products configuration platform matches confidence according to described
Breath carries out products configuration.
Further, processor 1001 can call the air control application journey based on products configuration stored in memory 1005
Sequence also executes following operation：
It is described when detecting the call request that products configuration platform is sent, it is related that air control is obtained according to the call request
Configuration information the step of before include：
Air control related data is monitored in real time, the variation tendency of air control related data is determined, with according to air control variation tendency
Judge whether risk factor increases；
If risk factor increases, increase the interest rate in the relevant configuration information of air control, to update the relevant configuration of air control
Information；
When detecting the relevant configuration information update of air control, carried based on the relevant configuration information generation of updated air control
Show information, and will be prompted to information to products configuration platform, so that products configuration platform upgrading products configure.
It is described based on products configuration the present invention is based in the first embodiment of the air control method of products configuration with reference to Fig. 2
Air control method includes：
Step S10, the air control that product is arranged according to preset product information identify, the air control mark corresponding product configuration
Risk class.
Approach application in the present invention is provided with the catalogue of configuring product on products configuration platform on products configuration platform
Information searches the ProductName for determining and needing to configure when user carries out products configuration first from the directory information of products configuration
Claim, and corresponding product is configured, considers the different factors such as type of product, caused products configuration in the present invention
(or during product marketing of configuration completion) corresponding risk is also not quite similar, thus, mistake of the present invention in products configuration
Risk control management is carried out in journey, specifically, air control is set for different products and identifies (air control mark：It include products configuration
Corresponding risk class), that is, can mark only be arranged in the high product of products configuration risk class, quickly to check；Also can lead to
The air control mark that the features such as different colors, shape are set is crossed, the risk class of different products configurations is shown, requires supplementation with
Bright, product information may be adjusted with the variation in market, and air control mark is effectively adjusted also according to product information.
By taking loan product as an example, product information includes product：The type of loan product, amount of money of loan product etc., then, and loan product
Configuration information refers to：The payback period of product, identical product can have different products to match by stages etc. for the interest rate of product, product
It sets, the air control mark of product refers to：Mark for identifying product risks grade, that is, by taking loan product as an example, produced according to loan
The amount of money, the product of product whether have mortgage, creditor credit etc., the wind of loan product is finally waited until according to corresponding weight calculation
Dangerous grade, risk class is higher, then the mark of high-risk grade is arranged, and risk class is relatively low, then the mark of low risk level is arranged
Know.
Such as：This method is used for the configuration of credit product, existing credit product type to be various, different credit product faces
The risk class faced is different, and the configuration of credit product is mainly configured around the type of credit, when credit product configures,
From the configuration of credit product with obtaining configuration information on platform, different information refund information in configuration, Credit Cycles and other
Relevant information is audited after credit product configuration is completed, and such mode can not be to effectively managing credit product
Risk is configured, with this simultaneously by can also result in the complication in flow, duty with the audit repeatedly postponed to credit product
Sharing for appointing is indefinite, and the present invention identifies different credit product setting air controls：Specific existing credit product has:Have to
Loan, unsecured loan, housing loan, vehicle loan, salary loan etc. are given as security, the configuration risk of credit product is assessed in conjunction with the amount of money of loan, and
According to the risk class of assessment, it is arranged in correspondence with air control mark, is produced with identifying corresponding risk class according to setting air control
Product configure.
Step S20 obtains the air control mark of product in the products configuration request when detecting products configuration request,
And judge whether the risk class of products configuration is more than threshold value according to air control mark.
In the configuring request for detecting product, the corresponding air control mark of name of product in products configuration request is obtained,
All products that needs to configure are designed with air control mark in the present embodiment, and correspondence can be accurately obtained according to the air control of setting mark
The risk class of product, by determining risk class and threshold value, (threshold value is arranged according to specific circumstances, for example, products configuration
Risk class is provided with 12 grades in total, then threshold value could be provided as 6 grades；If the risk class of products configuration is provided in total
3 grades, then threshold value could be provided as 2 grades) compare, judge products configuration risk class whether be more than threshold value.
Step S30 sends call request to air control management platform if the risk class of products configuration is more than threshold value, with
Configuration information is called from air control management platform.
If the risk class of products configuration is more than threshold value, that is, the risk class of products configuration is higher, is needed in products configuration
Effectively risk control management is carried out, the risk management method used in the present invention is by the higher configuration information of risk class
Not only be stored in products configuration platform but be stored in air control management platform (since the data information that products configuration platform preserves is more,
Situations such as being likely to occur information update not in time)；The air control information that air control management platform preserves, needs to be managed dimension in real time
Shield, air control information can be managed, be updated, therefore, if the risk that products configuration faces in products configuration is higher, call in time
The relevant configuration information of air control of the air control management with platform carries out products configuration, and products configuration platform sends call request to air control
Management platform carries out relevant products configuration to call the relevant configuration information of air control from air control management platform.
Such as：Credit product needs select different configuring products according to different clients, therefore, just in products configuration
It needs effectively to be divided, same type of product may be because amount of the loan difference, and different air control marks is arranged, utilizes
Different products configuration modes are configured, by taking 1,000,000 housing loan as an example, it is assumed that 1,000,000 housing loan risk class
More than threshold value, then products configuration directly is not carried out using the configuration information on credit product configuration platform, and it is flat with air control management
Being configured with the relevant configuration information of air control on platform, for example, the relevant configuration information of air control is the interest rate (profit of credit product
Rate, refer to borrow money, it is each in deposit or the borrowing amount of money (be known as capital sum) during overdue interest amount and face value
Ratio.The gross interest of lending or the borrowing amount of money depend on capital sum, interest rate, multiple sharp frequency, lending, deposit or borrowing time
Length.Interest rate is the cost that borrower need to be paid to its borrowed money, is also that lender postpones its consumption, lends borrower institute
The return of acquisition.Interest rate is usually with the percentage calculation of a term interest and capital), interest rate is stored in air control management platform,
Degree update in real time is carried out according to different market situations, the interest rate of air control management platform is obtained, carries out 1,000,000 housing loan
Configuration.
Step S40, according to the configuration information of calling and products configuration request in name of product correspond to preset product information into
Row products configuration.
Name of product is matched from product in being asked from the configuration information called in air control management platform and based on products configuration
The product information obtained on horizontalization platform carries out products configuration.
The air control method based on products configuration a kind of in the present embodiment, is applied to products configuration platform, and the present invention passes through
Corresponding air control mark is set based on product information, is identified to identify the risk class of products configuration, when risk etc. using air control
Grade is when being not above threshold value, then directly using the configuration information of products configuration platform progress products configuration, between reduction system
Coupling calls in air control management platform if risk class is more than threshold value and carries out product with the relevant configuration information of air control
Configuration, specifically, risk class compared with high product configuration then call in air control management platform (information in air control management platform is more
New maintenance of information is timely in time, can be to avoid answering the information update risk caused by factors such as not in time) air control is relevant matches confidence
Breath carries out products configuration, and data information management is easily simultaneously effective to products configuration reality in realizing products configuration platform
Air control management is showed.
Further, described to be based on the present invention is based in the second embodiment of the air control method of products configuration with reference to Fig. 3
The air control method of products configuration includes：
Step S50, it is pre- according to the products configuration acquisition request if the risk class of products configuration is not above threshold value
The configuration information and product information set.
It is identified according to the air control being arranged on products configuration platform when products configuration, if the risk class of products configuration
It is not above threshold value, then name of product in being asked according to the products configuration obtains preset configuration from products configuration platform
Information and product information carry out products configuration according to normal products configuration approach in the present embodiment on products configuration platform.
Step S60 carries out products configuration according to the configuration information of acquisition and product information, and preserves products configuration formation
Configuring product data.
Product information is configured according to the configuration information of acquisition, when products configuration is completed, product is preserved and matches
The configuring product data to be formed are set, and the configuring product data for the formation that configuration is completed are reported into relevant auditor and are carried out
Audit, and the product relevant configuration information that audit passes through is announced.
It is the flow of normal products configuration in the present embodiment, when product carries out air control management, for risk class
Lower product can carry out normal products configuration, ensure that normal product is matched while the air control management for carrying out products configuration
The flow set, without increasing extra products configuration input.
Further, described to be based on the present invention is based in the 3rd embodiment of the air control method of products configuration with reference to Fig. 4
The air control method of products configuration further includes：
Step S70 establishes configuration management permission and role of manager according to the flow setting configuration management permission of products configuration
Between incidence relation.
According to specific products configuration flow, (products configuration flow may include：The risk assessment of products configuration, products configuration
The management of air control mark, the acquisition of products configuration relevant information, the audit of products configuration, products configuration) corresponding product be set match
Set administration authority, and different roles of manager be set, corresponding different administration authority, by configuration management permission and role of manager it
Between establish incidence relation；That is, different permissions corresponds to different products configuration flows, obtains different permissions and correspond to different productions
Product.
For example, the data information needed during due to products configuration is more, different types of products configuration information is not
With the safety for considering information, permission is arranged for different products configurations can be by power when there is information security issue
Limit is traced.Specifically：The product information in products configuration system and corresponding products configuration information are determined, according to different productions
Products configuration flow is divided configuration node by the configuration needs of product, and different configuration nodes are arranged to different roles；Work as detection
It is configured to consumer products when applying, determines that consumer products configure corresponding flow, and according to consumer products configuration flow by user
Products configuration demand, be sent on corresponding role so that corresponding angles color base in consumer products configuration application and corresponding permission
It carries out products configuration operation and gives different products configuration functions to Role Management, different roles, Yong Huke are assigned to user
Can only see the relevant interface of oneself working range, the division of labor is clear, ensure that information security, the realization of the publication flow of product
Products configuration it is efficient, easily manage.Add flow action journal function, quick problem analysis, orientation problem,
It solves the problems, such as.
Step S80 prompts role of manager to correspond to administrator when detecting products configuration update according to the incidence relation
Member is audited.
Administration authority that can be according to products configuration when detecting that products configuration is adjusted or updates and management angle
Products configuration relevant information is carried out submission audit, the mistake occurred when preventing upgrading products from configuring by the incidence relation between color
Difference.
Such as：For product manager's type ascribed role of certain product, which can only check the specifying information of corresponding product, and right
The information of itself has the permission of management, and can be operated in the permission, is likely to occur during products configuration
The publication flow of multiple Role Management complete sets can just come into force, and ensure that safety and the consistency of products configuration, produce simultaneously
Product, can be to the corresponding permission of each role when there is safety issue by the direct configuration management of user role of business department
It is traced.Occur wrong (when other products configuration mistakes) in the flow of products configuration, intelligent engine is from products configuration mistake
Start to trace forward at node, determines the mistake place of products configuration, prevent the unknown phenomenon of products configuration mistake responsibility.
In the present embodiment, permission is set in products configuration, it is more next to the security requirement of information in existing products configuration
It is higher, but there is no the system administrations formed for data information.Traditional data management mode is not suitable in production configuration
Data information management, the product category involved in existing products configuration is more, and different products may need same role
The data to be opened are different, carry out authority configuration only with role, reduce the safety of data；Combination product in the present embodiment
Setting procedure node is configured, while relevant products configuration permission is arranged in combination product self information, is passing through products configuration
The setting of associated rights reduces the safety for ensureing information while products configuration risk control, effectively realizes power and responsibility and corresponds in fact
Following purpose is showed：1, user can only see the product configuration data of oneself department；2, it is needed after some products configuration is complete more
A role goes the publication flow of processing complete set that can just come into force, and ensure that safety and the consistency of products configuration；3, product
By the direct configuration management of the user role of business department.
Further, the air control method based on products configuration is applied to air control management platform, it is described to be based on products configuration
Air control method further include：
When detecting the call request that products configuration platform is sent, obtain that air control is relevant matches according to the call request
Confidence ceases；
The relevant configuration information of air control is sent to products configuration platform, so that products configuration platform matches confidence according to described
Breath carries out products configuration.
Air control management platform also needs to monitor air control related data in real time before the present embodiment, determines air control dependency number
According to variation tendency, to judge whether risk factor increases according to air control variation tendency；If risk factor increases, increase air control
Interest rate in relevant configuration information, to update the relevant configuration information of air control；When detecting the relevant configuration information of air control more
When new, prompt message is generated based on the relevant configuration information of updated air control, and will be prompted to information to products configuration platform, with
Products configuration platform upgrading products are made to configure.
The relevant configuration information of products configuration is proposed from products configuration platform in the present embodiment, in air control management platform
It is managed, is called when needs, prevent the data volume due to products configuration platform larger, lead to data update management
Caused risk not in time；Detection update in real time is carried out to air control data by air control management platform, product can be reduced
Risk factor, the loss for preventing data update from bringing not in time.
Specifically, further include following the present invention is based in the fourth embodiment of the air control method of products configuration with reference to Fig. 5
Step：
Step S90 obtains air control when detecting the call request that products configuration platform is sent according to the call request
Relevant configuration information.
When detection receives the call request of the products configuration information sent on products configuration platform in air control management platform
When, according in call request the relevant configuration information of acquisition products configuration air control (it should be added that：Air control management is flat
Configuration information in platform is not merely the information for products configuration, but be acquired according to different market situations,
Can be used in different occasions, air control management platform with the relevant information of products configuration such as personal credit information or city
Field feedback information changes, for example, setting loan product corresponding configuration information when loan product configures, due to loan product
Configuration information include user credit information it is related to the real-time exchange rate, the configuration risk factor of loan product is higher, then will loan
The configuration information of money product preserves more convenient to air control management system administration).
The relevant configuration information of air control is sent to products configuration platform by step S100 so that products configuration platform according to
The configuration information carries out products configuration.
The relevant configuration information of products configuration air control is sent to products configuration platform, products configuration platform receives air control pipe
The relevant configuration information of air control sent in platform, and timely and effectively products configuration, air control management platform monitor in real time
Air control relevant information, according to the variation tendency of air control relevant information, adjusts air control phase when detecting the variation of air control relevant information
The configuration information of adjustment is submitted audit, and the configuration information that audit passes through is announced by the configuration information of pass, and prompts to produce
Product configuration platform, so that products configuration platform is effectively spare.It should be added that air control management platform from it is different
Information platform between communicate to connect, air control management platform can adjust the exchange rate in time in conjunction with the situation of change in market, can root
According to each one idea situation, situation is taken in, products configuration platform is sent to, so that products configuration platform is based on air control management platform
Relevant information specify corresponding configuring product to client.
It is communicated to connect between products configuration platform in air control management platform in the present embodiment, in air control management platform
When receiving the feelings that the configuration information sent based on products configuration on products configuration platform is called and asking, obtains relevant information and send
To products configuration platform, so that products configuration platform carries out the configuration of Related product, simultaneously with this, in client's option and installment product
When, air control management platform can be acquired the relevant information of client, to give lead referral suitable configuration information, the present invention
It is middle to be combined air control management with products configuration, air control management effectively is carried out to products configuration.
The embodiment of the present invention also proposes a kind of air control equipment based on products configuration.
The air control equipment based on products configuration includes：It memory, processor and is stored on the memory and can
The air control program based on products configuration run on the processor, wherein：
The air control side based on products configuration is realized when the air control program based on products configuration is executed by the processor
The step of method.
Wherein, the air control program based on products configuration is performed realized method and can refer to that the present invention is based on products to match
The each embodiment for the air control method set, details are not described herein again.
The embodiment of the present invention also proposes the air control system based on products configuration with a kind of.
In conjunction with Fig. 7, the air control system based on products configuration includes：Products configuration platform and air control management platform, institute
It states products configuration platform and air control management platform is fitted with the wind-controlling device based on products configuration；Wherein,
The air control that product is arranged according to preset product information for products configuration platform identifies, and the air control mark corresponding product is matched
The risk class set；
The directory information of configuring product is provided on products configuration platform, when user carries out products configuration, first from production
The name of product for determining and needing to configure is searched in the directory information of product configuration, and corresponding product is configured, in the present invention
In in view of the different factors of type etc. of product, caused products configuration (or during product marketing for completing of configuration) is corresponding
Risk be also not quite similar, in conjunction with Fig. 6, the present invention carries out risk control management during products configuration, specifically, for not
Same product setting air control identifies (air control mark：Include the corresponding risk class of products configuration), that is, it can be only by products configuration
The high product setting mark of risk class, quickly to check；Also it can pass through the air control mark of setting different color, shape etc.
Know, shows the risk class of different products configurations, it should be added that, product information may be carried out with the variation in market
Adjustment, air control mark are effectively adjusted also according to product information.
Such as：This method is used for the configuration of credit product, existing credit product type to be various, different credit product faces
The risk class faced is different, and the configuration of credit product is mainly configured around the type of credit, when credit product configures,
From the configuration of credit product with obtaining configuration information on platform, different information refund information in configuration, Credit Cycles and other
Relevant information is audited after credit product configuration is completed, and such mode can not be to effectively managing credit product
Risk is configured, with this simultaneously by can also result in the complication in flow, duty with the audit repeatedly postponed to credit product
Sharing for appointing is indefinite, and the present invention identifies different credit product setting air controls：Specific existing credit product has:Have to
Loan, unsecured loan, housing loan, vehicle loan, salary loan etc. are given as security, the configuration risk of credit product is assessed in conjunction with the amount of money of loan, and
According to the risk class of assessment, it is arranged in correspondence with air control mark, is produced with identifying corresponding risk class according to setting air control
Product configure.
When products configuration detection of platform to products configuration is asked, the air control mark of product in the products configuration request is obtained
Know, and judges whether the risk class of products configuration is more than threshold value according to air control mark；
In the configuring request for detecting product, the corresponding air control mark of name of product in products configuration request is obtained,
All products that needs to configure are designed with air control mark in the present embodiment, and correspondence can be accurately obtained according to the air control of setting mark
The risk class of product, by determining risk class and threshold value, (threshold value is arranged according to specific circumstances, for example, products configuration
Risk class is provided with 12 grades in total, then threshold value could be provided as 6 grades；If the risk class of products configuration is provided in total
3 grades, then threshold value could be provided as 2 grades) compare, judge products configuration risk class whether be more than threshold value；It requires supplementation with
Illustrate, products configuration relatively permission is provided on products configuration platform, to ensure the safety of products configuration information.
If the risk class of products configuration is more than threshold value, it is flat to air control management that products configuration platform sends call request
Platform；
If the risk class of products configuration is more than threshold value, that is, the risk class of products configuration is higher, is needed in products configuration
Effectively risk control management is carried out, the risk management method used in the present invention is by the higher configuration information of risk class
Not only it had been stored in products configuration platform but also had been stored in air control management platform, when risk class is higher, products configuration platform, which is sent, to be adjusted
The relevant configuration information of air control is obtained with request to air control management platform, in air control management platform and carries out products configuration, in conjunction with figure
7, air control management platform is led to credit investigation system database, fund platform database, consumption mobile comm message database
Letter connection can call the data information in disparate databases to generate and the relevant configuration information of risk control.
Air control management platform obtains the relevant configuration information of air control according to the call request, and by the relevant configuration of air control
Information is sent to products configuration platform；
When detection receives the calling of the products configuration relevant information sent on products configuration platform in air control management platform
When request, according in call request the relevant configuration information of acquisition products configuration air control (it should be added that：Air control pipe
Configuration information in platform is not merely the information for products configuration, but is acquired according to different market situations
, can be used in different occasions, air control management platform with the relevant information of products configuration such as personal credit information or
Person's market feedback information changes, for example, setting loan product corresponding configuration information when loan product configures, due to loan
The configuration information of product includes that user credit information is related to the real-time exchange rate, and the configuration risk factor of loan product is higher, then
It is more convenient to air control management system administration that the configuration information of loan product is preserved), and the relevant configuration information of air control is sent out
It send to products configuration platform.
It should be added that：Air control management platform can monitor air control related data in real time, when detecting air control phase
When closing data variation, according to the variation tendency of air control related data, the relevant configuration information of air control is updated；When detecting air control phase
When the configuration information update of pass, prompt message is generated based on the relevant configuration information of updated air control, and will be prompted to information extremely
Products configuration platform, so that products configuration platform upgrading products configure.
Name of product corresponds to preset product and believes during products configuration platform is asked according to the configuration information and products configuration of calling
Breath carries out products configuration.
Products configuration platform is according to the configuration information sent in air control management platform and based on product in products configuration request
The product information that title is obtained from products configuration platform carries out products configuration.
Existing products configuration platform mainly preserves different product informations and product related information in the present embodiment, this
Products configuration in embodiment is mainly around products configuration and related air control management and permission, the wind that will be arrived involved in products configuration
The high configuration information of dangerous grade is stored in air control management platform, while effectively carrying out air control management to products configuration, no
Need the input of increase manpower and materials, so that it may which data information management is easily simultaneously effective right in products configuration platform to realize
Products configuration realizes air control management.
With reference to Fig. 8, the embodiment of the present invention also proposes a kind of wind-controlling device based on products configuration, described to be based on products configuration
Wind-controlling device include：
Identify and arrange module 10, the air control for product to be arranged according to preset product information identify, the air control mark pair
Answer the risk class of products configuration；
Judgment module 20 is detected, for when detecting products configuration request, obtaining product in the products configuration request
Air control mark, and judge the risk class of products configuration whether more than threshold value according to air control mark；
Calling module 30 sends call request to air control management if the risk class for products configuration is more than threshold value
Platform, to call configuration information from air control management platform；
Products configuration module 40 corresponds to preset for name of product in being asked according to the configuration information and products configuration of calling
Product information carries out products configuration.
Wherein, the realized effect of wind-controlling device based on products configuration is identical as the air control method based on products configuration, can
With reference to the present invention is based on each embodiment of the air control method of products configuration, details are not described herein again.
In addition, the embodiment of the present invention also proposes a kind of computer storage media.
The air control program based on products configuration, the wind based on products configuration are stored on the computer storage media
The step of control program realizes the air control method based on products configuration when being executed by processor.
Wherein, the air control program based on products configuration is performed realized method and can refer to that the present invention is based on products to match
The each embodiment for the air control method set, details are not described herein again.
It should be noted that herein, the terms "include", "comprise" or its any other variant are intended to non-row
His property includes, so that process, method, article or system including a series of elements include not only those elements, and
And further include other elements that are not explicitly listed, or further include for this process, method, article or system institute it is intrinsic
Element.In the absence of more restrictions, the element limited by sentence "including a ...", it is not excluded that including this
There is also other identical elements in the process of element, method, article or system.
The embodiments of the present invention are for illustration only, can not represent the quality of embodiment.
Through the above description of the embodiments, those skilled in the art can be understood that above-described embodiment side
Method can add the mode of required general hardware platform to realize by software, naturally it is also possible to by hardware, but in many cases
The former is more preferably embodiment.Based on this understanding, technical scheme of the present invention substantially in other words does the prior art
Going out the part of contribution can be expressed in the form of software products, which is stored in one as described above
In storage medium (such as ROM/RAM, magnetic disc, CD), including some instructions use so that a station terminal equipment (can be mobile phone,
Computer, server, air conditioner or network equipment etc.) execute method described in each embodiment of the present invention.
It these are only the preferred embodiment of the present invention, be not intended to limit the scope of the invention, it is every to utilize this hair
Equivalent structure or equivalent flow shift made by bright specification and accompanying drawing content is applied directly or indirectly in other relevant skills
Art field, is included within the scope of the present invention.
Claims (10)
1. a kind of air control method based on products configuration, which is characterized in that the air control method based on products configuration is applied to
Products configuration platform, the air control method based on products configuration include the following steps：
The air control mark of product, the risk class of the air control mark corresponding product configuration are set according to preset product information；
When detecting products configuration request, the air control mark of product in the products configuration request is obtained, and according to air control mark
Know and judges whether the risk class of products configuration is more than threshold value；
If the risk class of products configuration is more than threshold value, call request is sent to air control management platform, with flat from air control management
Platform calls configuration information；
Preset product information is corresponded to according to name of product in the configuration information of calling and products configuration request, carries out products configuration.
2. the air control method based on products configuration as described in claim 1, which is characterized in that described according to preset product information
Include after the step of air control that product is arranged identifies, the risk class of the air control mark corresponding product configuration：
When detecting the adjust request based on product information, according to the adjust request upgrading products information, with according to update
Product information correspond to adjustment product air control mark.
3. the air control method based on products configuration as described in claim 1, which is characterized in that described identified according to air control judges
Include after the step of whether risk class of products configuration is more than threshold value：
If the risk class of products configuration is not above threshold value, according to the preset configuration information of the products configuration acquisition request
And product information；
Products configuration is carried out according to the configuration information of acquisition and product information, and preserves the configuring product number of products configuration formation
According to.
4. the air control method based on products configuration as described in claims 1 to 3 any one, which is characterized in that described when inspection
When measuring products configuration request, the air control mark of product in the products configuration request is obtained, and is identified according to air control and judges production
Product configuration risk class whether be more than threshold value the step of include：
When detecting products configuration request, the air control mark of product in products configuration request is obtained；
The risk class that products configuration is determined according to air control mark and Research of product configuration technology sentences risk class and threshold value comparison
Whether the risk class of disconnected products configuration is more than threshold value.
5. a kind of air control method based on products configuration, which is characterized in that the air control method based on products configuration is applied to
Air control management platform, the air control method based on products configuration include the following steps：
When detecting the call request that products configuration platform is sent, it is relevant with confidence that air control is obtained according to the call request
Breath；
The relevant configuration information of air control is sent to products configuration platform so that products configuration platform according to the configuration information into
Row products configuration.
6. the air control method based on products configuration as claimed in claim 5, which is characterized in that described to detect products configuration
When the call request that platform is sent, include before the step of obtaining air control relevant configuration information according to the call request：
Air control related data is monitored in real time, determines the variation tendency of air control related data, to be judged according to air control variation tendency
Whether risk factor increases；
If risk factor increases, increase the interest rate in the relevant configuration information of air control, to update the relevant configuration information of air control；
When detecting the relevant configuration information update of air control, prompt letter is generated based on the relevant configuration information of updated air control
Breath, and information is will be prompted to products configuration platform, so that products configuration platform upgrading products configure.
7. a kind of wind-controlling device based on products configuration, which is characterized in that the wind-controlling device based on products configuration includes：
Identify and arrange module, the air control for product to be arranged according to preset product information identify, and the air control identifies corresponding product
The risk class of configuration；
Judgment module is detected, the air control for when detecting products configuration request, obtaining product in the products configuration request
Mark, and judge whether the risk class of products configuration is more than threshold value according to air control mark；
Calling module sends call request to air control management platform if the risk class for products configuration is more than threshold value, with
Configuration information is called from air control management platform；
Products configuration module corresponds to preset product for name of product in being asked according to the configuration information and products configuration of calling and believes
Breath carries out products configuration.
8. a kind of air control equipment based on products configuration, which is characterized in that the air control equipment based on products configuration includes：It deposits
Reservoir, processor and the air control journey based on products configuration that is stored on the memory and can run on the processor
Sequence, wherein：
It is realized such as Claims 1-4 and/or such as right when the air control program based on products configuration is executed by the processor
It is required that the step of air control method based on products configuration described in any one of 5 to 6.
9. a kind of air control system based on products configuration, which is characterized in that the air control system based on products configuration includes：Production
Product configuration platform and air control management platform, the products configuration platform and air control management platform are fitted with based on products configuration
Device is levied in air control；Wherein,
The air control that product is arranged according to preset product information for products configuration platform identifies, the air control mark corresponding product configuration
Risk class；
When products configuration detection of platform to products configuration is asked, the air control mark of product in the products configuration request is obtained,
And judge whether the risk class of products configuration is more than threshold value according to air control mark；
If the risk class of products configuration is more than threshold value, products configuration platform sends call request to air control management platform；
Air control management platform obtains the relevant configuration information of air control according to the call request, and by the relevant configuration information of air control
It is sent to products configuration platform；
Products configuration platform according to the configuration information and products configuration of calling ask in name of product correspond to preset product information into
Row products configuration.
10. a kind of computer storage media, which is characterized in that be stored with based on products configuration on the computer storage media
Air control program is realized when the air control program based on products configuration is executed by processor such as Claims 1-4 and/or as weighed
Profit requires the step of air control method based on products configuration described in any one of 5 to 6.
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Application publication date: 20180727 |