CN108257051A - A kind of driving training system based on bank's regional characteristic business and electronic account - Google Patents
A kind of driving training system based on bank's regional characteristic business and electronic account Download PDFInfo
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- CN108257051A CN108257051A CN201810039202.5A CN201810039202A CN108257051A CN 108257051 A CN108257051 A CN 108257051A CN 201810039202 A CN201810039202 A CN 201810039202A CN 108257051 A CN108257051 A CN 108257051A
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- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
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Abstract
The present invention provides a kind of driving training system based on bank's regional characteristic business and electronic account, background server and headend equipment need to be provided, background server and headend equipment are connect by private network with banking system, banking system is equipped with student's personal electric account and driving school's platform settlement accounts, driving school's platform settlement accounts is arranged with a plurality of driving school's settlement accounts, and each driving school corresponds to driving school's settlement accounts；The headend equipment includes student's terminal, coach's terminal, staff's terminal, driving school's administrative staff's terminal and the terminal being set on learner-driven vehicle；One electronic license plate, terminal device and a card reader are installed on each learner-driven vehicle；The driving training system includes：System configuration module, student's registration management module, reservation management module, metered module, examination management module, financial management module, vehicle management module and business statistics module.Driving training system of the present invention can realize the unified supervision that the training time is driven to fund, driving school's specification and student.
Description
Technical field
The present invention relates to drive training technology and banking system field more particularly to one kind based on bank's regional characteristic business and electricity
The driving training system of sub- account.
Background technology
According to statistics from the Traffic Management Bureau of the Ministry of Public Security, by September, 2016, national vehicle guaranteeding organic quantity is up to 2.8 hundred million, wherein automobile
1.9 hundred million；By September, small-sized passenger car ownership up to 1.5 hundred million, wherein, the small-sized passenger car personally registered
(private car) is more than 1.4 hundred million.With vehicle guaranteeding organic quantity rapid growth, vehicle driver quantity also keeps sustainable growth to become
Gesture.By September, for national vehicle driver total amount up to 3.5 hundred million people, wherein motorist is more than 300,000,000 people.The third season is new
Neck card vehicle driver improves 46.5 ten thousand people, increases by 5.5% on a year-on-year basis compared with the same period of last year up to 8,960,000 people；Since 2016, newly
Neck card 28,310,000 people of vehicle driver, improves 530,000 people, increases by 1.9% on a year-on-year basis compared with the same period of last year.
China is every year because of number up to 100,000 people of traffic accident death；Driving school's training is not to hide to save tuition fee time ring
Section, but for security civilization drive.According to《It is notified about vehicle driver training examination system reform opinion is promoted》,
Need carry out time training, it is metered, first training post-paid drive training paid service pattern.
Existing many drive is primarily present problems in training management：1st, vehicle-mounted hardware device maintenance cost is higher, at present
The hardware devices such as the microcontroller of installation are calculated the actual motion of vehicle using GPS, and are calculated by brushing student's card and fingerprint
Student's drives training duration, and since the equipment vendors such as microcontroller ability differs, hardware device needs long term maintenance, and cost is higher, and
Function is more single on microcontroller, can not fully meet and drive needed for training analysis and Fare determined by travel time；2nd, the non-perfect market of driving school's system
To change, qualification is difficult to pass through, so with half nature of monopoly, student only could complete to learn by this channel of driving school, therefore,
Current training platform of driving still is serviced as unit of driving school, is lacked the comparison between driving school and is promoted support；3rd, it is current to drive training system
System, student can not independently select to arrange training time and expense, and different regions driving school fund mode of deducting fees is also different, lacks more
The mode of kind accounting processing.
Current bank business sustainable development develops from traditional service access toward sector application scene.For industry
In, due to the limitation of industry company and manufacturer's technical capability, access sector application can not be completed well, bank exists thus
While account service is provided, it is also desirable to provide support to the total solution of some sector application.In view of existing drive management
Many deficiencies of reason, can not fully meet the needs of the Driving Test training of the marketization, and present invention design is a kind of special based on bank area
The driving training system of color business and electronic account is designed for the Bank application scene of driving training, to be the row
Industry provides financial service, and expands customer acquisition channel.
Invention content
The technical problem to be solved in the present invention is to provide a kind of driving based on bank's regional characteristic business and electronic account
Training system realizes the unified supervision that the training time is driven to fund, driving school's specification and student.
The invention is realized in this way：A kind of driving training system based on bank's regional characteristic business and electronic account, need to carry
For background server and headend equipment, background server and headend equipment are connect by private network with banking system, the department of banking
Student's personal electric account and driving school's platform settlement accounts are provided on system, and passes through the regional characteristic business system in banking system
System and core billing and accounting system carry out student's correlative charges clearing, and driving school's platform settlement accounts is arranged with a plurality of driving school's knots
It does accounts family, each driving school corresponds to driving school's settlement accounts；
The headend equipment include student's terminal, coach's terminal, staff's terminal, driving school's administrative staff's terminal and
The terminal being set on learner-driven vehicle；One electronic license plate, terminal device and a card reader are installed on each learner-driven vehicle；
The driving training system includes：
System configuration module carries out Basic Information Management, department of driving school classification pipe for passing through driving school's administrative staff's terminal
Reason, employee information management and rights management；
Student's registration management module for collecting student's registration information and being saved in background server, distributes student
Train and collect registration expense；After student registers successfully, can personal be outputed in bank by regional characteristic operation system
Electronic account.
Reservation management module trains terminal publication subscription services product for passing through, and carry out the binding of unit vehicle project,
Reservation plan setting and generation reservation plan, student carries out reservation operation by student's terminal, and freezes student's personal electric account
Training cost fund is preengage at family, and the subscription services product presses different driving schools, place, vehicle, coach, subject and period setting area
Other charging item is selected for student；
Metered module, the dynamic two-dimension code for passing through terminal on student's terminal scanning learner-driven vehicle register tying up
It is fixed, binding result is fed back into corresponding coach's terminal, during student's learning, by the Card Reader in student's terminal and learner-driven vehicle
Device connects, and reads the electronic license plate information of reservation and starts learning timing, after learning, is trained by student's terminal scanning
The dynamic two-dimension code of terminal carries out sign-out on vehicle, terminates timing, and after student's terminal and coach's terminal complete mutually evaluation
Banking system is docked, expense needed for deducting that student's personal electric account fund is thawed to corresponding driving school's platform settlement accounts；
Examination management module is investigated for student and is managed, including each Course Examination arrangement and generation total marks of the examination；
Financial management module, for carrying out financial process management, including passing through staff's terminal-pair vehicle maintenance expense
It is appraised and decided with, student's learning correlative charges, student reimbursement, student's learning reimbursement, coach's training and employee expense of recruiting student of leaving school；
Vehicle management module, for being managed collectively to all vehicles, including group refueling, repair, the detailed registration of insurance with
And vehicle correlative charges checks and writes off application, audit, payment flow management；And
Business statistics module, for pass through collect each driving school student preengage learning data, student's examination data, examination into
Achievement, examination reservation and financial data, and the formation report for statistical analysis to the data being collected into.
Further, the metered module further includes：For in the case that student get off leakage it is sign-out, on next
Student's time that vehicle reads electronic license plate information is deadline, the last one daily leakage is sign-out, at the end of preengaging the period
Between subject to；During student's learning, the terminal device on learner-driven vehicle is shown in current information of trainee and current subscription time section
Time through study.
Further, the driving training system further includes yard management module, for being associated, in place to driving school place
Management and campus management.
Further, the driving training system further includes card certificate management module, and project of paying when being preengage for student is of use.
Further, the driving training system further includes enquiry module, for train and student inquiry drive training process it is related believe
Breath.
Further, the driving training system further includes VR modules, for according to the collected GPS rails of terminal on learner-driven vehicle
Mark data, daily VR learnings information and sensing data reappear for subsequent calls with checking using VR location technologies.
Further, the driving training system further includes driving school's operation indicator ranking module, is trained to for acquiring each driving school
This index, student's service indication, student's operation indicator and financial index carry out ranking to driving school.
Further, the headend equipment further includes driving school's work computer and self-help charging reservation machine, driving school's work
Computer and self-help charging preengage machine by driving school's network connection, and driving school's network is connect with private network, and student passes through described self-service
Reservation machine of paying the fees carries out live reservation.
Further, it student's terminal, coach's terminal, staff's terminal, driving school's administrative staff's terminal and sets
The terminal being placed on learner-driven vehicle uses mobile phone or tablet.
Further, the banking system further includes product marketing module, and student is acquired for passing through terminal on learner-driven vehicle
After driving training process footprint progress data analysis, the matched vehicle insurance of push student and personal insurance product.
The invention has the advantages that：
1st, by installing mobile phone on learner-driven vehicle, overcome many restrictions that microcontroller is originally installed on learner-driven vehicle, be convenient for
When network is poor, student's mobile phone app can be data cached, is sent to background server until network is normal, prevents data from losing
It loses；
2nd, using public security distribute sole electron car plate, ensure reservation information of vehicles uniqueness, it is ensured that will not falseness register,
Ensure student training duration, reduce traffic accident；
3rd, bank's end safety management is used on Fare determined by travel time, it is ensured that fund security, and pass through the money of platform construction bank
Jin Liu gives tax audit benchmark, prevents tax evasion, be also bank's end sink money, provide the source of customers；
4th, by being managed collectively to each driving school, ability to supervise is promoted, by historical data analysis, is formed more accurately minimum
The data such as class hour, and by the way that each information of driving school from different places is acquired and openly, student's independently selectivity is provided, simultaneously
It may advantageously facilitate driving school and coach improve service ability, form good market competition；
5th, realize and drive the reservation commercialization of training, by designing the different prices of different periods, cover the period, coach,
The dimensions such as driving school improve coach's utilization rate and turnover rate；
6th, by accesses such as VR, it can be checked and be learnt on mobile phone app, realized bad learning information analysis, carry
It is promoted and suggested for intelligent learning.
Description of the drawings
The present invention is further illustrated in conjunction with the embodiments with reference to the accompanying drawings.
Fig. 1 is present system block schematic illustration.
Fig. 2 is banking system financial process schematic diagram.
Specific embodiment
It please refers to Fig.1 and Fig. 2, a kind of driving training system based on bank's regional characteristic business and electronic account of the present invention needs
Background server (background server includes VR servers) is provided and headend equipment, background server and headend equipment pass through
Private network is connect with banking system, and student's personal electric account and driving school's platform settlement accounts are provided in the banking system, and
Student's correlative charges clearing are carried out by the regional characteristic operation system in banking system and core billing and accounting system, the driving school puts down
Platform settlement accounts is arranged with a plurality of driving school's settlement accounts, and each driving school corresponds to driving school's settlement accounts, realizes same flat
Platform management, convenient for supervision；
The headend equipment include student's terminal, coach's terminal, staff's terminal, driving school's administrative staff's terminal and
The terminal being set on learner-driven vehicle；One electronic license plate, terminal device and a card reader are installed on each learner-driven vehicle；
The driving training system includes：
System configuration module carries out Basic Information Management, department of driving school classification pipe for passing through driving school's administrative staff's terminal
Reason, employee information management and rights management；
Student's registration management module for collecting student's registration information and being saved in background server, distributes student
Train and collect registration expense；After student registers successfully, can personal be outputed in bank by regional characteristic operation system
Electronic account；
Reservation management module trains terminal publication subscription services product for passing through, and carry out the binding of unit vehicle project,
Reservation plan setting and generation reservation plan, student carries out reservation operation by student's terminal, and freezes student's personal electric account
Family preengage training cost fund, the subscription services product by different driving schools, place, vehicle (group), coach (group), subject and when
Section setting difference charging item is selected for student, i.e., coach preengages choosing by setting the different training period informations of publication for student
Training is selected, convenient for the reasonable arrangement training time, improves coach, vehicle, utilization of area rate；
Metered module, the dynamic two-dimension code for passing through terminal on student's terminal scanning learner-driven vehicle register tying up
It is fixed, binding result is fed back into corresponding coach's terminal, during student's learning, by the Card Reader in student's terminal and learner-driven vehicle
Device connects, and reads the electronic license plate information of reservation and starts learning timing, after learning, is trained by student's terminal scanning
The dynamic two-dimension code of terminal carries out sign-out on vehicle, terminates timing, and after student's terminal and coach's terminal complete mutually evaluation
Banking system is docked, expense needed for deducting that student's personal electric account fund is thawed to corresponding driving school's platform settlement accounts；
The metered module further includes：For in the case that student get off leakage it is sign-out, by it is next get on the bus read electronic license plate information
Student's time for deadline, the last one daily leakage is sign-out, is subject to and preengages end time period；In student's learning phase
Between, the terminal device on learner-driven vehicle shows the time learnt in current information of trainee and current subscription time section；If student
It is not preengage, reservation free vehicle in scene in student's terminal (mobile phone app) or self-help charging reservation machine can also be passed through.
Examination management module is investigated for student and is managed, including each Course Examination arrangement and generation total marks of the examination；
Financial management module, for carrying out financial process management, including passing through staff's terminal-pair vehicle maintenance expense
It is appraised and decided with, student's learning correlative charges, student reimbursement, student's learning reimbursement, coach's training and employee expense of recruiting student of leaving school；
Vehicle management module, for being managed collectively to all vehicles, including group refueling, repair, the detailed registration of insurance with
And vehicle correlative charges checks and writes off application, audit, payment flow management；
Business statistics module, for pass through collect each driving school student preengage learning data, student's examination data, examination into
Achievement, examination reservation and financial data, and the formation report for statistical analysis to the data being collected into；
Yard management module, for being associated to driving school place, in place management and campus management；
Card certificate management module, project of paying when being preengage for student are of use；
Enquiry module, for training, student, staff etc. training process-related information is driven by headend equipment inquiry, wrap
Include electronic license plate, student's reservation information and practical training time of the currently used vehicle of student etc.；
VR modules, for according to the collected GPS track data of terminal, daily VR learnings information and the sensing on learner-driven vehicle
Device data reappear for subsequent calls with checking so that student puts on VR glasses and can carry out driving using VR location technologies
Cheng Chongxian and third person viewing are checked, the daily VR without driving school's installation camera head monitor shooting video to feed back
Vehicle information include VR vehicles emulation data, VR examination halls emulation data, driving procedure generate three-dimensional coordinate and steering wheel for vehicle and
The vehicle datas such as brake；And
Driving school's operation indicator ranking module, for acquiring each driving school's training indicator of costs (including training oil consumption and wage
Deng), student's service indication (including the stand-by period after registering), student's operation indicator (including student inventory) and financial index (packet
Include resources flow etc.) ranking is carried out to driving school, it inquires and selects convenient for student, such as student can be by inquiring a certain driving school student
Information such as traffic offence rate in 3 years and traffic accident rate after driver's license are obtained in library come select quality it is high serviced drive
It trains in school.
Preferably, the headend equipment further includes driving school's work computer and self-help charging reservation machine, driving school's work electricity
Brain and self-help charging preengage machine by driving school's network connection, and driving school's network is connect with private network, and student self-service is paid by described
Take reservation machine and carry out live reservation, driving school staff is managed operation by driving school's work computer or staff's terminal.
Preferably, student's terminal, coach's terminal, staff's terminal, driving school's administrative staff's terminal and setting
Mobile phone or tablet are used in the terminal on learner-driven vehicle.
Preferably, the banking system further includes product marketing module, driven for passing through terminal acquisition student on learner-driven vehicle
Train after process footprint carries out data analysis, the matched vehicle insurance of push student and personal insurance product, facilitate bank client handle into
The corresponding product marketing of row.
Regional characteristic operation system in above-mentioned bank is to provide service access to outer application system as bank to be
System can set different access service permissions and individual business, such as payment, inquiry etc. according to different areas, channel；
The safety management of bank's end safety management simultaneously, also comes from regional characteristic operation system to ensure.
The invention has the advantages that：By installing mobile phone or tablet on each learner-driven vehicle, and run driving training system
(driving training app) overcomes many restrictions that microcontroller is originally installed on learner-driven vehicle, also allows for when network is poor, student's mobile phone
App is data cached, is sent to background server until network is normal, prevents loss of data；The unique electricity distributed using public security
Sub- car plate, ensure reservation information of vehicles uniqueness, it is ensured that will not falseness register, it is ensured that class hour is authentic and valid, reduce traffic thing
Therefore；Bank's end safety management is used on Fare determined by travel time, it is ensured that fund security, and by the cash flow of platform construction bank, give
The tax is given to audit benchmark, tax evasion is prevented, is also bank's end sink money, the source of customers is provided；By unified to each driving school
Management promotes ability to supervise, by historical data analysis, forms the more accurately data such as minimum class hour, and by by each
Difference driving school of area information is acquired and openly, provides student's independently selectivity, while may advantageously facilitate driving school and coach's raising
Service ability forms good market competition；It realizes the reservation commercialization for driving training, by designing the different prices of different periods, contains
It covers to dimensions such as period, coach, driving schools, improves coach's utilization rate and turnover rate；It, can be in mobile phone app by accesses such as VR
On checked and learnt, realize bad learning information analysis, intelligent learning be provided and is promoted and is suggested
Although specific embodiments of the present invention have been described above, those familiar with the art should manage
Solution, our described specific embodiments are merely exemplary rather than for the restriction to the scope of the present invention, are familiar with this
The equivalent modification and variation that the technical staff in field is made in the spirit according to the present invention, should all cover the present invention's
In scope of the claimed protection.
Claims (10)
1. a kind of driving training system based on bank's regional characteristic business and electronic account, it is characterised in that：Background service need to be provided
Device and headend equipment, background server and headend equipment are connect by private network with banking system, are provided in the banking system
Student's personal electric account and driving school's platform settlement accounts, and pass through the regional characteristic operation system in banking system and core account
Business system carries out student's correlative charges clearing, and driving school's platform settlement accounts is arranged with a plurality of driving school's settlement accounts, often
A driving school corresponds to driving school's settlement accounts；
The headend equipment includes student's terminal, coach's terminal, staff's terminal, driving school's administrative staff's terminal and setting
In the terminal on learner-driven vehicle；One electronic license plate, terminal device and a card reader are installed on each learner-driven vehicle；
The driving training system includes：
System configuration module carries out Basic Information Management, the differentiated control of department of driving school, member for passing through driving school's administrative staff's terminal
Work information management and rights management；
Student's registration management module for collecting student's registration information and being saved in background server, is distributed student and is trained
And collect registration expense；After student registers successfully, can personal electronics be outputed in bank by regional characteristic operation system
Account；
Reservation management module trains terminal publication subscription services product for passing through, and carries out unit's vehicle project binding, reservation
Plan setting and generation reservation plan, student carries out reservation operation by student's terminal, and it is pre- to freeze student's personal electric account
About training cost fund, the subscription services product are received by different driving schools, place, vehicle, coach, subject and period setting difference
Take project to select for student；
Metered module, the dynamic two-dimension code for passing through terminal on student's terminal scanning learner-driven vehicle carry out binding of registering, will
Binding result feeds back to corresponding coach's terminal, and during student's learning, the card reader in student's terminal and learner-driven vehicle is connected
It connects, read the electronic license plate information of reservation and starts learning timing, after learning, by student's terminal scanning learner-driven vehicle
The dynamic two-dimension code of terminal carries out sign-out, termination timing, and is docked after student's terminal and coach's terminal complete mutually evaluation
Banking system, expense needed for deducting that student's personal electric account fund is thawed to corresponding driving school's platform settlement accounts；
Examination management module is investigated for student and is managed, including each Course Examination arrangement and generation total marks of the examination；
Financial management module, for carrying out financial process management, including passing through staff's terminal-pair vehicle maintenance expense,
Member's learning correlative charges, student reimbursement, student's learning reimbursement, coach's training and employee expense of recruiting student of leaving school are appraised and decided and are passed through
Student's terminal supplements electronic account with money, carries out general transaction, driving school's special project trading processing, and driving school's special project transaction refers to driving school's offer
Personalized service collected the charges；
Vehicle management module, for being managed collectively to all vehicles, including group refueling, repair, the detailed registration of insurance and vehicle
Correlative charges checks and writes off application, audit, payment flow management；And
Business statistics module collects each driving school student and preengages learning data, student's examination data, total marks of the examination, examines for passing through
Examination reservation and financial data, and the formation report for statistical analysis to the data being collected into.
2. a kind of driving training system based on bank's regional characteristic business and electronic account according to claim 1, feature
It is：The metered module further includes：For in the case that student get off leakage it is sign-out, by it is next get on the bus read electronics vehicle
Student's time of board information is deadline, the last one daily leakage is sign-out, is subject to and preengages end time period；In student
During learning, the terminal device on learner-driven vehicle shows the time learnt in current information of trainee and current subscription time section.
3. a kind of driving training system based on bank's regional characteristic business and electronic account according to claim 1, feature
It is：The driving training system further includes yard management module, and for being associated to driving school place, in place, management and school district are managed
Reason.
4. a kind of driving training system based on bank's regional characteristic business and electronic account according to claim 1, feature
It is：The driving training system further includes card certificate management module, and project of paying when being preengage for student is of use.
5. a kind of driving training system based on bank's regional characteristic business and electronic account according to claim 1, feature
It is：The driving training system further includes enquiry module, and training process-related information is driven with student's inquiry, and inquire data for training
It is synchronized with wechat end, is inquired for user.
6. a kind of driving training system based on bank's regional characteristic business and electronic account according to claim 1, feature
It is：The driving training system further includes VR modules, for according to the collected GPS track data of terminal, daily on learner-driven vehicle
VR learnings information and sensing data reappear for subsequent calls with checking using VR location technologies.
7. a kind of driving training system based on bank's regional characteristic business and electronic account according to claim 1, feature
It is：The driving training system further includes driving school's operation indicator ranking module, for acquiring each driving school's training indicator of costs, student's clothes
Index, student's operation indicator and financial index be engaged in driving school's progress ranking.
8. a kind of driving training system based on bank's regional characteristic business and electronic account according to claim 1, feature
It is：The headend equipment further includes driving school's work computer and self-help charging reservation machine, driving school's work computer and self-service pays
Take reservation machine by driving school's network connection, driving school's network is connect with private network, student by the self-help charging preengage machine into
The reservation of row scene.
9. a kind of driving training system based on bank's regional characteristic business and electronic account according to claim 1, feature
It is：It student's terminal, coach's terminal, staff's terminal, driving school's administrative staff's terminal and is set on learner-driven vehicle
Terminal use mobile phone or tablet.
10. a kind of driving training system based on bank's regional characteristic business and electronic account according to claim 1, feature
It is：The banking system further includes product marketing module, and training process footprint is driven for passing through terminal acquisition student on learner-driven vehicle
After carrying out data analysis, the matched vehicle insurance of push student and personal insurance product.
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| CN110751305A (en) * | 2019-09-03 | 2020-02-04 | 福建百信信息技术有限公司 | VR vehicle learning realization method and system |
| CN111177273A (en) * | 2019-12-31 | 2020-05-19 | 杭州趣链科技有限公司 | Training academic expense trusteeship system based on block chain |
| CN111177273B (en) * | 2019-12-31 | 2023-09-08 | 杭州趣链科技有限公司 | Training fee hosting system based on blockchain |
| CN113516465A (en) * | 2021-03-25 | 2021-10-19 | 浙江维尔科技有限公司 | Method and system for paying and supervising driving training time and school fee |
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