CN108229967A - A kind of transfer account method, device, equipment and storage medium - Google Patents

A kind of transfer account method, device, equipment and storage medium Download PDF

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Publication number
CN108229967A
CN108229967A CN201810008998.8A CN201810008998A CN108229967A CN 108229967 A CN108229967 A CN 108229967A CN 201810008998 A CN201810008998 A CN 201810008998A CN 108229967 A CN108229967 A CN 108229967A
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China
Prior art keywords
user
card
bank card
information
giro
Prior art date
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Pending
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CN201810008998.8A
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Chinese (zh)
Inventor
王秋雨
王务利
王应建
张武松
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Shenzhen Yihua Computer Co Ltd
Shenzhen Yihua Time Technology Co Ltd
Shenzhen Yihua Financial Intelligent Research Institute
Original Assignee
Shenzhen Yihua Computer Co Ltd
Shenzhen Yihua Time Technology Co Ltd
Shenzhen Yihua Financial Intelligent Research Institute
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Application filed by Shenzhen Yihua Computer Co Ltd, Shenzhen Yihua Time Technology Co Ltd, Shenzhen Yihua Financial Intelligent Research Institute filed Critical Shenzhen Yihua Computer Co Ltd
Priority to CN201810008998.8A priority Critical patent/CN108229967A/en
Publication of CN108229967A publication Critical patent/CN108229967A/en
Pending legal-status Critical Current

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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/42Confirmation, e.g. check or permission by the legal debtor of payment
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02Banking, e.g. interest calculation or account maintenance

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  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Finance (AREA)
  • Engineering & Computer Science (AREA)
  • General Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • Theoretical Computer Science (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Marketing (AREA)
  • Technology Law (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

The embodiment of the invention discloses a kind of transfer account method, device, equipment and storage mediums.Including:The finance card number input by user for treating giro bank card is obtained, and the card number for treating giro bank card is sent to server;The card number for treating giro bank card obtains for the server and feeds back the identity identification information for the user that giro bank card is treated described in registration;The identity identification information of reception is supplied to the financial user;If obtaining the finance matching confirmation message input by user, transfer operation is carried out according to the matching confirmation message.The technical solution of the embodiment of the present invention solves existing mode of transferring accounts, and the problem of may result in the bank card that criminal is handled using other people identity cards, serious financial consequences are caused to remittance person and identity card, has achieved the effect that improve the safety transferred accounts.

Description

A kind of transfer account method, device, equipment and storage medium
Technical field
The present embodiments relate to financial business administrative skill more particularly to a kind of transfer account method, device, equipment and storages Medium.
Background technology
Client needs me to carry identity card and handles bank card to bank when handling bank card at present.Due to bank's work Make the carelessness of personnel, may result in other people and handle bank card using others' identity card.
With the increase of financial self-service equipment function, client is usually chosen in financial self-service equipment and transfers accounts.It is existing The transfer operation based on bank card during, client when the card number based on the side of transferring accounts in financial self-service equipment is transferred accounts, The part name that financial self-service equipment only exports the side of being transferred is verified.
Existing mode of transferring accounts may result in the bank card that criminal is handled using other people identity cards, to remittance person The problem of serious financial consequences being caused with identity card.
Invention content
In view of this, the present invention provides a kind of transfer account method, device, equipment and storage medium, improves what is transferred accounts to realize Safety.
In a first aspect, an embodiment of the present invention provides a kind of transfer account method, including:
The finance card number input by user for treating giro bank card is obtained, and the card number for treating giro bank card is sent to Server;The card number for treating giro bank card obtains for the server and feeds back the use that giro bank card is treated described in registration The identity identification information at family;
The identity identification information of reception is supplied to the financial user;
If obtaining the finance matching confirmation message input by user, transferred accounts according to the matching confirmation message Operation.
Further, it after the identity identification information received to be supplied to the financial user, further includes:
If obtaining the finance it fails to match information input by user, it fails to match that information cancels transfers accounts according to described Operation.
Further, it before the card number for treating giro bank card is sent to server, further includes:
Identity information is provided to the financial user and checks option, and confirms that the financial user selects the identity information Check option.
Further, it before the finance card number input by user for treating giro bank card is obtained, further includes:
The card number of bank card and the identity identification information for the user for registering bank card, correspondence are stored in the server In.
Further, the identity identification information includes user's head image information.
Second aspect, the embodiment of the present invention additionally provide a kind of transfer device, including:
Card number acquisition module for obtaining the finance card number input by user for treating giro bank card, and is waited to transfer accounts by described The card number of bank card is sent to server;The card number for treating giro bank card obtains for the server and feeds back registration institute State the identity identification information for the user for treating giro bank card;
Information providing module, for the identity identification information received to be supplied to the financial user;
Matching confirms module, if for obtaining the finance matching confirmation message input by user, according to described Transfer operation is carried out with confirmation message.
Further, it further includes:
Module that it fails to match, if for obtaining the finance it fails to match information input by user, according to Cancel transfer operation with failure information.
Further, card number acquisition module further includes:
Information inspection unit checks option for providing identity information to the financial user, and confirms that the finance is used Family selects the identity information to check option.
The third aspect, the embodiment of the present invention additionally provide a kind of equipment, including:
One or more processors;
Storage device, for storing one or more programs,
When one or more of programs are performed by one or more of processors so that one or more of processing Device realizes transfer account method provided in an embodiment of the present invention.
Fourth aspect, the embodiment of the present invention additionally provide a kind of computer readable storage medium, are stored thereon with computer Program, the program realize transfer account method provided in an embodiment of the present invention when being executed by processor.
Transfer account method, device, equipment and the storage medium of above-mentioned offer, by obtaining finance silver to be transferred accounts input by user The card number of row card, and is sent to server, the identity identification information of reception is supplied to financial user so that financial user according to Identity identification information, confirmation treat that the card number of giro bank card treats whether the user of giro bank card matches with registration;If it obtains Finance matching confirmation message input by user, then carry out transfer operation, solve existing mode of transferring accounts, may result in illegal The bank card that molecule is handled using other people identity cards, reaches the problem of causing serious financial consequences to remittance person and identity card The effect of safety transferred accounts to raising.
Description of the drawings
Fig. 1 is the flow chart of a kind of transfer account method that the embodiment of the present invention one provides;
Fig. 2 is a kind of flow chart of transfer account method provided by Embodiment 2 of the present invention;
Fig. 3 is the structure diagram of a kind of transfer device that the embodiment of the present invention three provides;
Fig. 4 is the structure diagram of a kind of equipment that the embodiment of the present invention four provides.
Specific embodiment
The present invention is described in further detail with reference to the accompanying drawings and examples.It is understood that this place is retouched The specific embodiment stated is used only for explaining the present invention rather than limitation of the invention.It also should be noted that in order to just Part related to the present invention rather than entire infrastructure are illustrated only in description, attached drawing.
Embodiment one
Fig. 1 is the flow chart of a kind of transfer account method that the embodiment of the present invention one provides, and the present embodiment is applicable to be turned The situation of account, this method can be performed by transfer device, and described device is performed by software and/or hardware, and can generally be collected Into in transfer apparatus.Transfer apparatus includes but is not limited to computer etc..Specifically comprise the following steps:
Step 110 obtains the finance card number input by user for treating giro bank card, and by the card for treating giro bank card Number it is sent to server;The card number for treating giro bank card obtains for the server and feeds back silver to be transferred accounts described in registration The identity identification information of the user of row card.
Wherein, when financial user on self-service device when being transferred accounts, the card number of giro bank card is treated in financial user's input. Optionally, it obtains the finance card number input by user for treating giro bank card and includes following at least one:It is obtained based on touch display screen The touch operation taken obtains the finance card number input by user for treating giro bank card;The key information obtained based on setting button is obtained Take the finance card number input by user for treating giro bank card;Finance silver to be transferred accounts input by user is obtained based on voice-input device The card number of row card.
Optionally, touch display screen is provided on self-service device, handwriting input region, user are shown in touch display screen Can directly the card number of giro bank card be treated in the handwriting input region handwriting input of touch display screen.
Optionally, setting button includes at least multiple physical buttons.Different key and number can be shown in display screen The correspondence of information, user to be prompted to be conveniently inputted into according to business demand by setting key-press input key information, realization Treat the card number of giro bank card.
Optionally, voice-input device can be microphone, and user can treat giro bank card by being said against microphone Card number.At this point, user can carry out phonetic entry according to demand so that service is more intelligent.
Wherein, acquisition finance is input by user after the card number of giro bank card, will treat that the card number of giro bank card is sent To server.Repository is provided in server, repository is used to store the card number of bank card and corresponding registration bank card The identity identification information of user.Identity identification information treats that the card number of giro bank card and the user of registration bank card are for confirmation No matching.Server is being received after the card number of giro bank card, and the card number of giro bank card is searched for and treated in repository Matched identity identification information is searching and after the matched identity identification information of the card number of giro bank card, registration is being treated The identity identification information of the user of giro bank card is fed back.In repository, the use of the card number and registration bank card of bank card The identity identification information at family is corresponding, is scanned for according to the card number for treating giro bank card, you can finds corresponding registration silver The identity identification information of the user of row card.
Optionally, identity identification information includes user's head image information.The user of bank card is registered when handling bank card, is taken Band personal identification papers, while take pictures and retain user's head image information.Bank clerk is by the card number of bank card and corresponding registration User's head image information of the user of bank card is stored in the repository in server.
Server is being received after the card number of giro bank card, and the card number of giro bank card is searched for and treated in repository Matched user's head image information is searching and after the matched user's head image information of the card number of giro bank card, registration is being treated User's head image information of the user of giro bank card is fed back.
The identity identification information of reception is supplied to the financial user by step 120.
Wherein, receive server feedback registration treat giro bank card user identity identification information, and identity is known Other information is supplied to financial user.Optionally, identity identification information is included in touch display screen, for example, being shown touching Screen display and the matched user's head image information of card number for treating giro bank card.
If step 130 obtains the finance matching confirmation message input by user, according to the matching confirmation message Carry out transfer operation.
Wherein, for financial user according to identity identification information, confirmation treats that the card number of giro bank card treats giro bank with registration Whether the user of card matches.Optionally, user's head image information that financial user shows according to touch display screen, confirms silver to be transferred accounts The card number of row card treats whether the user of giro bank card matches with registration.If financial user confirms the card number for treating giro bank card It treats that the user of giro bank card matches with registration, then inputs matching confirmation message.Obtain finance matching confirmation letter input by user Breath, and transfer operation is carried out according to matching confirmation message.
Optionally, it obtains finance matching confirmation message input by user and includes following at least one:Based on touch display screen The touch operation of acquisition obtains finance matching confirmation message input by user;The key information obtained based on setting button obtains gold Melt matching confirmation message input by user;Finance matching confirmation message input by user is obtained based on voice-input device.
Optionally, shown in touch display screen matching confirmation message option, financial user can by clicking directly on, It is conveniently inputted into matching confirmation message.
Optionally, handwriting input region is shown in touch display screen, user can be directly in the hand-written of touch display screen Input area handwriting input matches confirmation message, such as:Handwriting input " matching confirms ".
Optionally, setting button includes at least one physical button.Different key can be shown with matching in display screen The correspondence of confirmation message, user to be prompted, by setting key-press input key information, to be realized easily according to business demand Input matching confirmation message.
Optionally, voice-input device can be microphone, and user can be by saying input matching confirmation letter against microphone Breath.At this point, user can carry out phonetic entry according to demand so that service is more intelligent.
Wherein, if obtaining finance matching confirmation message input by user, the behaviour that transfers accounts is carried out according to matching confirmation message Make.Optionally, transfer operation includes obtaining transfer transaction data, and complete money transfer transactions according to transfer transaction data.
Optionally, if obtaining the finance it fails to match information, information that it fails to match according to input by user Cancel transfer operation.
Wherein, if financial user, which confirms, treats that the card number of giro bank card and registration do not treat the user of giro bank card not Match, then input it fails to match information.Obtain finance it fails to match information input by user, and information cancels turns according to it fails to match Account operates.
Optionally, it obtains finance it fails to match information input by user and includes following at least one:Based on touch display screen The touch operation of acquisition obtains finance it fails to match information input by user;The key information obtained based on setting button obtains gold Melt it fails to match information input by user;Finance it fails to match information input by user is obtained based on voice-input device.
Optionally, the option for the information that shows that it fails to match in touch display screen, financial user can by clicking directly on, The information that is conveniently inputted into that it fails to match.
Optionally, handwriting input region is shown in touch display screen, user can be directly in the hand-written of touch display screen Input area handwriting input it fails to match information, such as:Handwriting input " it fails to match ".
Optionally, setting button includes at least one physical button.Different key can be shown with matching in display screen The correspondence of failure information, user to be prompted, by setting key-press input key information, to be realized easily according to business demand Input it fails to match information.
Optionally, voice-input device can be microphone, user can by against microphone say input it fails to match letter Breath.At this point, user can carry out phonetic entry according to demand so that service is more intelligent.
Wherein, if obtaining finance it fails to match information input by user, according to it fails to match information cancellation transfers accounts behaviour Make.If financial user, which confirms, treats that the card number of giro bank card treats that the user of giro bank card mismatches with registration, showing can Can be there are the bank card that criminal is handled using other people identity cards, according to it fails to match, information cancels transfer operation, can keep away Exempt from customs examination finance user and identity card cause serious financial consequences, improve the safety transferred accounts.
A kind of transfer account method provided in this embodiment, by obtaining the finance card number input by user for treating giro bank card, And server is sent to, the identity identification information of reception is supplied to financial user, so that financial user believes according to identification Breath, confirmation treat that the card number of giro bank card treats whether the user of giro bank card matches with registration;If it is defeated to obtain financial user The matching confirmation message entered, then carry out transfer operation, solves existing mode of transferring accounts, and may result in criminal and utilizes him The bank card that people's identity card is handled, the problem of causing serious financial consequences to remittance person and identity card, have reached raising and have turned The effect of the safety of account.
Embodiment two
Fig. 2 is a kind of flow chart of transfer account method provided by Embodiment 2 of the present invention, and the present embodiment is in the various embodiments described above On the basis of optimize.As shown in Fig. 2, this method includes:
Step 210, the identity identification information by the card number of bank card and the user for registering bank card, correspondence are stored in institute It states in server.
Wherein, repository is provided in server, repository is used to store the card number of bank card and corresponding registration bank The identity identification information of the user of card.The user of bank card is registered when handling bank card, personal identification papers is carried, retains simultaneously Identity identification information.Bank clerk by the card number of bank card and it is corresponding registration bank card user identity identification information It is stored in the repository in server.
Optionally, identity identification information includes user's head image information.The user of bank card is registered when handling bank card, is taken Band personal identification papers, while take pictures and retain user's head image information.Bank clerk is by the card number of bank card and corresponding registration User's head image information of the user of bank card is stored in the repository in server.The user of registration bank card is handling bank During card, personal identification papers are carried, while takes pictures and retains user's head image information.Bank clerk by the card number of bank card with it is corresponding User's head image information of user of registration bank card be stored in the repository in server.
Step 220 obtains the finance card number input by user for treating giro bank card.
Step 230 is checked option to financial user's offer identity information, and is confirmed described in financial user's selection Identity information checks option.
Wherein, it provides identity information to financial user and checks option, financial user checks option by identity information, selection Check the identity identification information for the user for treating giro bank card.If confirming, financial user selects identity information to check option, into The identity identification information for the user for treating giro bank card is supplied to financial user by traveling single stepping.Optionally, financial user Option is checked by identity information, the user's head image information for the user for treating giro bank card is checked in selection.
Optionally, confirm that financial user selects identity information to check that option includes following at least one:It is shown based on touching The touch operation that screen obtains confirms that financial user selects identity information to check option;The key information obtained based on setting button is true Recognizing financial user selects identity information to check option;Confirm that financial user selects identity information to check choosing based on voice-input device .
Optionally, identity information is shown in touch display screen and checks option, financial user can be by clicking directly on, just Identity information is selected to check option promptly.
Optionally, handwriting input region is shown in touch display screen, user can be directly in the hand-written of touch display screen Input area handwriting input selects identity information to check option, such as:Handwriting input " identity information is checked ".
Optionally, setting button includes at least one physical button.Different key and identity can be shown in display screen The correspondence of information inspection option, user to be prompted, by setting key-press input key information, to be realized just according to business demand Identity information is selected to check option promptly.
Optionally, voice-input device can be microphone, and user can be looked by saying selection identity information against microphone See option.At this point, user can carry out phonetic entry according to demand so that service is more intelligent.
The card number for treating giro bank card is sent to server by step 240.The card number for treating giro bank card is used It is obtained in the server and feeds back the identity identification information for the user that giro bank card is treated described in registration.
The identity identification information of reception is supplied to the financial user by step 250.
If step 260 obtains the finance matching confirmation message input by user, according to the matching confirmation message Carry out transfer operation.
A kind of transfer account method provided in this embodiment, by by the card number of bank card and register bank card user body Part identification information, correspondence are stored in the server, and are provided identity information to financial user and checked option, are confirming finance After user selects identity information to check option, the identity identification information of reception is supplied to financial user, so that financial user's root According to identity identification information, confirmation treats that the card number of giro bank card treats whether the user of giro bank card matches with registration;If it obtains Finance matching confirmation message input by user is taken, then carries out transfer operation, solves existing mode of transferring accounts, may result in not The bank card that method molecule is handled using other people identity cards, the problem of causing serious financial consequences to remittance person and identity card, Achieve the effect that improve the safety transferred accounts.
Embodiment three
Fig. 3 is the structure diagram of a kind of transfer device that the embodiment of the present invention three provides.As shown in figure 3, described device packet It includes:
Card number acquisition module 310, information providing module 320 and matching confirm module 330.
Wherein, card number acquisition module 310, for obtaining the finance card number input by user for treating giro bank card, and by institute It states and treats that the card number of giro bank card is sent to server;The card number for treating giro bank card for the server obtain and it is anti- The identity identification information of the user of giro bank card is treated described in feedback registration;Information providing module 320, for by the body received Part identification information is supplied to the financial user;Matching confirms module 330, if for obtaining input by user of the finance With confirmation message, then transfer operation is carried out according to the matching confirmation message.
A kind of transfer device provided in this embodiment, by obtaining the finance card number input by user for treating giro bank card, And server is sent to, the identity identification information of reception is supplied to financial user, so that financial user believes according to identification Breath, confirmation treat that the card number of giro bank card treats whether the user of giro bank card matches with registration;If it is defeated to obtain financial user The matching confirmation message entered, then carry out transfer operation, solves existing mode of transferring accounts, and may result in criminal and utilizes him The bank card that people's identity card is handled, the problem of causing serious financial consequences to remittance person and identity card, have reached raising and have turned The effect of the safety of account.
On the basis of the various embodiments described above, transfer device provided in an embodiment of the present invention can further include:
Module that it fails to match, if for obtaining the finance it fails to match information input by user, according to Cancel transfer operation with failure information.
On the basis of the various embodiments described above, card number acquisition module 310 can further include:
Information inspection unit checks option for providing identity information to the financial user, and confirms that the finance is used Family selects the identity information to check option.
On the basis of the various embodiments described above, transfer device provided in an embodiment of the present invention can further include:
Identity information acquisition module, for the identification of the card number of bank card and the user for registering bank card to be believed Breath, correspondence are stored in the server.
On the basis of the various embodiments described above, the identity identification information includes user's head image information.
The transfer device that the embodiment of the present invention is provided can perform the transfer account method that any embodiment of the present invention is provided, tool For the corresponding function module of execution method and advantageous effect.
Example IV
Fig. 4 is the structure diagram of a kind of equipment that the embodiment of the present invention four provides.Fig. 4 shows to be used for realizing this The block diagram of the example devices 412 of invention embodiment.The equipment 412 that Fig. 4 is shown is only an example, should not be to the present invention The function and use scope of embodiment bring any restrictions.
As shown in figure 4, equipment 412 is showed in the form of universal computing device.The component of equipment 412 can include but unlimited In:One or more processor or processing unit 416, system storage 428, connection different system component is (including system Memory 428 and processing unit 416) bus 418.
Bus 418 represents one or more in a few class bus structures, including memory bus or Memory Controller, Peripheral bus, graphics acceleration port, processor or the local bus using the arbitrary bus structures in a variety of bus structures.It lifts For example, these architectures include but not limited to industry standard architecture (ISA) bus, microchannel architecture (MAC) Bus, enhanced isa bus, Video Electronics Standards Association (VESA) local bus and peripheral component interconnection (PCI) bus.
Equipment 412 typically comprises a variety of computer system readable media.These media can be it is any can be by equipment 412 usable mediums accessed, including volatile and non-volatile medium, moveable and immovable medium.
System storage 428 can include the computer system readable media of form of volatile memory, such as deposit at random Access to memory (RAM) 430 and/or cache memory 432.Equipment 412 may further include other removable/not removable Dynamic, volatile/non-volatile computer system storage medium.Only as an example, storage system 434 can be used for read-write can not Mobile, non-volatile magnetic media (Fig. 4 do not show, commonly referred to as " hard disk drive ").Although not shown in fig 4, Ke Yiti For for moving the disc driver of non-volatile magnetic disk (such as " floppy disk ") read-write and to moving non-volatile light The CD drive of disk (such as CD-ROM, DVD-ROM or other optical mediums) read-write.In these cases, each driver It can be connected by one or more data media interfaces with bus 418.Memory 428 can include at least one program and produce Product, the program product have one group of (for example, at least one) program module, these program modules are configured to perform of the invention each The function of embodiment.
Program/utility 440 with one group of (at least one) program module 442, can be stored in such as memory In 428, such program module 442 includes but not limited to operating system, one or more application program, other program modules And program data, the realization of network environment may be included in each or certain combination in these examples.Program module 442 Usually perform the function and/or method in embodiment described in the invention.
Equipment 412 can also be logical with one or more external equipments 414 (such as keyboard, sensing equipment, display 424 etc.) Letter can also enable a user to the equipment interacted with the equipment 412 communication and/or with causing the equipment 412 with one or more Any equipment (such as network interface card, the modem etc.) communication that can be communicated with one or more of the other computing device.This Kind communication can be carried out by input/output (I/O) interface 422.Also, equipment 412 can also by network adapter 420 with One or more network (such as LAN (LAN), wide area network (WAN) and/or public network, such as internet) communication.Such as Shown in figure, network adapter 420 is communicated by bus 418 with other modules of equipment 412.It should be understood that although do not show in figure Go out, can other hardware and/or software module be used with bonding apparatus 412, including but not limited to:It is microcode, device driver, superfluous Remaining processing unit, external disk drive array, RAID system, tape drive and data backup storage system etc..
Processing unit 416 is stored in program in system storage 428 by operation, so as to perform various functions using with And data processing, such as realize the transfer account method that the embodiment of the present invention is provided.
That is, the processing unit is realized when performing described program:Obtain the finance giro bank card input by user treated Card number, and the card number for treating giro bank card is sent to server;The card number for treating giro bank card is used for the clothes Business device obtains and feeds back the identity identification information for the user that giro bank card is treated described in registration;The identification of reception is believed Breath is supplied to the financial user;It is true according to the matching if obtaining the finance matching confirmation message input by user Recognize information and carry out transfer operation.
Embodiment five
The embodiment of the present invention five additionally provides a kind of computer readable storage medium.Computer program is stored thereon with, it should Transfer account method provided in an embodiment of the present invention is realized when program is executed by processor.
The arbitrary of one or more computer-readable media may be used in the computer storage media of the embodiment of the present invention Combination.Computer-readable medium can be computer-readable signal media or computer readable storage medium.It is computer-readable Storage medium for example may be-but not limited to-the system of electricity, magnetic, optical, electromagnetic, infrared ray or semiconductor, device or Device or arbitrary above combination.The more specific example (non exhaustive list) of computer readable storage medium includes:Tool There are one or the electrical connections of multiple conducting wires, portable computer diskette, hard disk, random access memory (RAM), read-only memory (ROM), erasable programmable read only memory (EPROM or flash memory), optical fiber, portable compact disc read-only memory (CD- ROM), light storage device, magnetic memory device or above-mentioned any appropriate combination.In this document, computer-readable storage Medium can be any tangible medium for including or storing program, which can be commanded execution system, device or device Using or it is in connection.
Computer-readable signal media can include in a base band or as a carrier wave part propagation data-signal, Wherein carry computer-readable program code.Diversified forms may be used in the data-signal of this propagation, including but it is unlimited In electromagnetic signal, optical signal or above-mentioned any appropriate combination.Computer-readable signal media can also be that computer can Any computer-readable medium other than storage medium is read, which can send, propagates or transmit and be used for By instruction execution system, device either device use or program in connection.
The program code included on computer-readable medium can be transmitted with any appropriate medium, including --- but it is unlimited In wireless, electric wire, optical cable, RF etc. or above-mentioned any appropriate combination.
It can write to perform the computer that operates of the present invention with one or more programming language or combinations Program code, described program design language include object oriented program language-such as Java, Smalltalk, C++, Further include conventional procedural programming language-such as " C " language or similar programming language.Program code can be with It fully performs, partly perform on the user computer on the user computer, the software package independent as one performs, portion Divide and partly perform or perform on a remote computer or server completely on the remote computer on the user computer. Be related in the situation of remote computer, remote computer can pass through the network of any kind --- including LAN (LAN) or Wide area network (WAN)-be connected to subscriber computer or, it may be connected to outer computer (such as is carried using Internet service Pass through Internet connection for quotient).
Note that it above are only presently preferred embodiments of the present invention and institute's application technology principle.It will be appreciated by those skilled in the art that The present invention is not limited to specific embodiment described here, can carry out for a person skilled in the art various apparent variations, It readjusts and substitutes without departing from protection scope of the present invention.Therefore, although being carried out by above example to the present invention It is described in further detail, but the present invention is not limited only to above example, without departing from the inventive concept, also It can include other more equivalent embodiments, and the scope of the present invention is determined by scope of the appended claims.

Claims (10)

1. a kind of transfer account method, which is characterized in that including:
The finance card number input by user for treating giro bank card is obtained, and the card number for treating giro bank card is sent to service Device;The card number for treating giro bank card for the server obtains and feed back register described in treat the user of giro bank card Identity identification information;
The identity identification information of reception is supplied to the financial user;
If obtaining the finance matching confirmation message input by user, the behaviour that transfers accounts is carried out according to the matching confirmation message Make.
It is 2. according to the method described in claim 1, it is characterized in that, described the identity identification information received is supplied to After financial user, further include:
If obtaining the finance it fails to match information input by user, it fails to match that information cancels the behaviour that transfers accounts according to described Make.
3. according to the method described in claim 1, it is characterized in that, the card number for treating giro bank card is sent to service Before device, further include:
Identity information is provided to the financial user and checks option, and confirms that the financial user selects the identity information to check Option.
4. according to the method described in claim 1, it is characterized in that, obtaining the finance card input by user for treating giro bank card Before number, further include:
The card number of bank card and the identity identification information for the user for registering bank card, correspondence are stored in the server.
5. according to claim 1-4 any one of them methods, which is characterized in that the identity identification information includes user's head portrait Information.
6. a kind of transfer device, which is characterized in that including:
Card number acquisition module for obtaining the finance card number input by user for treating giro bank card, and treats giro bank by described The card number of card is sent to server;The card number for treating giro bank card is obtained and is fed back for the server and treated described in registration The identity identification information of the user of giro bank card;
Information providing module, for the identity identification information received to be supplied to the financial user;
Matching confirms module, if for obtaining the finance matching confirmation message input by user, it is true according to the matching Recognize information and carry out transfer operation.
7. device according to claim 6, which is characterized in that further include:
Module that it fails to match, if for obtaining the finance it fails to match information input by user, according to the matching mistake It loses information and cancels transfer operation.
8. device according to claim 6, which is characterized in that card number acquisition module further includes:
Information inspection unit checks option for providing identity information to the financial user, and confirms financial user's choosing It selects the identity information and checks option.
9. a kind of equipment, which is characterized in that the equipment includes:
One or more processors;
Storage device, for storing one or more programs,
When one or more of programs are performed by one or more of processors so that one or more of processors are real The now transfer account method as described in any in claim 1-5.
10. a kind of computer readable storage medium, is stored thereon with computer program, which is characterized in that the program is by processor The transfer account method as described in any in claim 1-5 is realized during execution.
CN201810008998.8A 2018-01-04 2018-01-04 A kind of transfer account method, device, equipment and storage medium Pending CN108229967A (en)

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