CN106529955A - Payment method and device - Google Patents
Payment method and device Download PDFInfo
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- CN106529955A CN106529955A CN201610910880.5A CN201610910880A CN106529955A CN 106529955 A CN106529955 A CN 106529955A CN 201610910880 A CN201610910880 A CN 201610910880A CN 106529955 A CN106529955 A CN 106529955A
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- beneficiary
- server
- payment
- payer
- identification information
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4014—Identity check for transactions
- G06Q20/40145—Biometric identity checks
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/322—Aspects of commerce using mobile devices [M-devices]
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- Engineering & Computer Science (AREA)
- Accounting & Taxation (AREA)
- Strategic Management (AREA)
- Physics & Mathematics (AREA)
- General Business, Economics & Management (AREA)
- General Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
- Computer Security & Cryptography (AREA)
- Finance (AREA)
- Computer Networks & Wireless Communication (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
The invention discloses a payment method and device, and relates to the technical field of electronic payment. The method comprises the following steps: a server sends a fingerprint verification request to a receiving side after determining that a payment request sent by a payer passes, wherein the payment request comprises identification information of the receiving side; after receiving the identification information of the receiving side, the server searches standard fingerprint information corresponding to the identification information in a fingerprint database according to the identification information of the receiving side; and when the server determines that the fingerprint information of the receiving side matches the standard fingerprint information, the server caries out payment to the receiving side according to the payment request. According to the payment method and device, the server sends the fingerprint verification request to the receiving side after determining that the payment request sent by the payer passes, and carries out verification after receiving the fingerprint information of the receiving side; and after checking that the fingerprint information of the receiving side is correct, the server carries out payment, thereby ensuring payment safety.
Description
Technical field
The present invention relates to pay technical field by mails, more particularly to a kind of method of payment and device.
Background technology
With the gradually popularization of all kinds of intelligent terminals such as the fast development of Internet technology, smart mobile phone, smart home, net
Network shopping, network chauffeur, network vote buying etc. all day by day become the new custom of people.Incident online payment also just becomes
An indispensable part in people's daily life, gos out with a mobile phone and can meet substantially the payment behavior of whole day, mobile
Pay bright and clear as the trend of the pith of payment technical field.
Based on the mobile payment of radio communication and open transmission give people life bring convenience with it is quick while, also deposit
In higher potential risk, illegal invasion and malicious attack is subject to, fraud text message, harassing call cause certain shifting
Dynamic payment risk.Swindle molecule can carry out bank transfer by swindling harassing call induction mobile phone user, or swindle molecule is stolen
The social account of contact person in social software is taken, it is all mobile payment to gain users to trust induction user fraudulent act of transferring accounts etc. by cheating
Leave corresponding potential safety hazard.
In prior art, for the safety detection of mobile payment is primarily directed to payer, that is, validation of payment side is needed
Payment cipher etc. completes to pay, but for the checking of beneficiary is also in the starting stage.
In sum, prior art can not provide a kind of safe payment method for beneficiary.
The content of the invention
The present invention provides a kind of method of payment and device, for solving to provide a kind of for beneficiary in prior art
Safe payment method problem.
The embodiment of the present invention provides a kind of method of payment, and methods described includes：
Server sends fingerprint authentication request to beneficiary after it is determined that the payment request of payer transmission passes through, wherein,
It is described to pay the identification information for asking to include beneficiary；
The server after the finger print information for receiving the beneficiary, according to the identification information of the beneficiary in fingerprint
The standard fingerprint information corresponding with the identification information is searched in database；
When the server determines the finger print information of the beneficiary with the standard fingerprint information matches, according to described
Pay request to be paid to the beneficiary.
In the embodiment of the present invention, as server is after it is determined that payment request that payer sends passes through, i.e. server pair
After being verified of payer, in addition it is also necessary to which beneficiary is verified, i.e., server sends fingerprint authentication request to beneficiary, and
Verified after the finger print information for receiving beneficiary, after the finger print information of beneficiary is correct when server authentication, then entered
Row pays.Ensure that server can be verified to the correctness of beneficiary, the account for preventing beneficiary be stolen or
Person is utilized, it is ensured that the security of payment.
Further, also include dealing money in the payment request；
The server sends fingerprint authentication request to beneficiary after it is determined that the payment request of payer transmission passes through
Before, also include：
The server sends amount of money checking message to the beneficiary, and the amount of money checking message package contains the trade gold
Volume；
The server is sent to the beneficiary after the amount of money for receiving the beneficiary transmission is verified message
The fingerprint authentication request.
In the embodiment of the present invention, after it is determined that the payment request of payer passes through, server is also needed to gathering server
The correctness of the amount of money message that square validation of payment direction beneficiary sends, it is ensured that pay both sides and just can determine this transaction
True property.
Further, methods described also includes：
After the server receives the amount of money authentication failed message that the beneficiary sends, the server is to the payment
Side sends and pays failed message.
In the embodiment of the present invention, if beneficiary determines that the amount of money of payer payment is incorrect, server determines this
Pay unsuccessful, it is ensured that the security of payment.
Further, methods described also includes：
If the server determines the finger print information of the beneficiary with institute's standard fingerprint information mismatch, the service
Device sends to the payer and pays failed message.
In the embodiment of the present invention, when server determines the finger print information of beneficiary is incorrect when, server then think gathering
There is risk in the account of side, then it is assumed that this transaction can not be normally carried out, it is ensured that the correctness of payment.
Further, it is described to send fingerprint authentication request to beneficiary, including：
The fingerprint authentication request that the server is sent according to the payer for receiving, sends described to the beneficiary
Fingerprint authentication is asked.
In the embodiment of the present invention, after server device can be to ask in the fingerprint authentication for receiving payer active transmission,
Verified to beneficiary again, it is ensured that the diversity of the means of payment.
The present invention also provides a kind of payment mechanism, including：
Transmitting element, for, after it is determined that the payment request of payer transmission passes through, sending fingerprint authentication to beneficiary please
Ask, it is wherein, described to pay the identification information for asking to include beneficiary；
Searching unit, for, after the finger print information for receiving the beneficiary, existing according to the identification information of the beneficiary
The standard fingerprint information corresponding with the identification information is searched in fingerprint database；
Payment unit, for when it is determined that the finger print information of the beneficiary is with the standard fingerprint information matches, according to
Described payment asks to be paid to the beneficiary.
In the embodiment of the present invention, as server is after it is determined that payment request that payer sends passes through, i.e. server pair
After being verified of payer, in addition it is also necessary to which beneficiary is verified, i.e., server sends fingerprint authentication request to beneficiary, and
Verified after the finger print information for receiving beneficiary, after the finger print information of beneficiary is correct when server authentication, then entered
Row pays.Ensure that server can be verified to the correctness of beneficiary, the account for preventing beneficiary be stolen or
Person is utilized, it is ensured that the security of payment.
Further, also include dealing money in the payment request；
The transmitting element, is additionally operable to：
Amount of money checking message is sent to the beneficiary, the amount of money checking message package contains the dealing money；
After the amount of money for receiving the beneficiary transmission is verified message, the fingerprint inspection is sent to the beneficiary
Card request.
Further, the transmitting element, is additionally operable to：
After receiving the amount of money authentication failed message that the beneficiary sends, the server sends to the payer and pays
Failed message.
Further, the payment unit, is additionally operable to：
If it is determined that when the finger print information of the beneficiary is mismatched with the standard fingerprint information, the server is to described
Payer sends and pays failed message.
Further, the transmitting element, is additionally operable to：
The fingerprint authentication request that the payer according to receiving sends, sending the fingerprint authentication to the beneficiary please
Ask.
Description of the drawings
For the technical scheme being illustrated more clearly that in the embodiment of the present invention, below will be to making needed for embodiment description
Accompanying drawing is briefly introduced, it should be apparent that, drawings in the following description are only some embodiments of the present invention, for this
For the those of ordinary skill in field, without having to pay creative labor, can be obtaining which according to these accompanying drawings
His accompanying drawing.
Fig. 1 is a kind of schematic flow sheet of method of payment provided in an embodiment of the present invention；
Fig. 2 is the payment requests verification schematic flow sheet of server provided in an embodiment of the present invention and payer；
Fig. 3 is a kind of schematic flow sheet of method of payment provided in an embodiment of the present invention；
Fig. 4 is a kind of structural representation of payment mechanism provided in an embodiment of the present invention.
Specific embodiment
In order that the object, technical solutions and advantages of the present invention are clearer, below in conjunction with accompanying drawing the present invention is made into
One step ground is described in detail, it is clear that described embodiment is only present invention some embodiments, rather than the enforcement of whole
Example.Based on the embodiment in the present invention, what those of ordinary skill in the art were obtained under the premise of creative work is not made
All other embodiment, belongs to the scope of protection of the invention.
The present invention provides a kind of method of payment, as shown in figure 1, including：
Step 101, after it is determined that the payment request of payer transmission passes through, sending fingerprint authentication to beneficiary please for server
Ask, it is wherein, described to pay the identification information for asking to include beneficiary；
Step 102, the server are believed according to the mark of the beneficiary after the finger print information for receiving the beneficiary
Breath searches the standard fingerprint information corresponding with the identification information in fingerprint database；
Step 103, when the server determines the finger print information of the beneficiary with the standard fingerprint information matches,
Ask to be paid to the beneficiary according to described payment.
In a step 101, server determines that the payment request that payer sends can determine this by referring to server
The payer of secondary transaction is correct payer, or server determine the identity of this payer be have the right to be paid
Fu Fang, i.e. server need to verify the identity of payer first, prevents payer from account occurring or terminal is stolen
In the case of, there is the problem of malice transaction.
In embodiments of the present invention, optionally, server receive payer transmission payment request after, server to
Payer sends password authentification request, and server determines the step of payment request that payer sends passes through as shown in Fig. 2 bag
Include：
Step 201, server receive the payment request that payer sends；
Step 202, server send password authentification request to payer；
Step 203, after server receives the encrypted message of payer, according to the identification information of payer in password database
Middle lookup compares password；
Step 204, server determine described payment asks whether to pass through, if passing through, execution step 205；Otherwise perform
Step 206；In embodiments of the present invention, if server determines the encrypted message matching for comparing password and payer transmission
When, then it is assumed that the payment request passes through；
Step 205, server send to payer and pay request by message；
Step 206, server send to payer and pay requests verification failed message.
Optionally, in embodiments of the present invention, server for payer authentication can also use password authentification,
The identification information of payer and the finger print information corresponding to identification information of payer are saved in server, server is received
After the payment request that payer sends, server sends fingerprint authentication message to payer, and server is receiving payer
After the finger print information for sending, searched in fingerprint database according to the identification information of payer and corresponding with identification information compare fingerprint
Information, if after server determines that comparison finger print information is consistent with the finger print information that payer sends, it is determined that what payer sent
Pay request to pass through.
In embodiments of the present invention, when server determine payer send payment request pass through after, server is also needed to
Obtain the dealing money that identification information, the identification information of beneficiary and the payment direction beneficiary of payer pay.
In embodiments of the present invention, the mark letter of the payment acquisition request payer that server can be sent according to payer
The dealing money that breath, the identification information of beneficiary and payment direction beneficiary pay, i.e., payer is to server transmission
When paying request, the identification information of payer, the identification information of beneficiary is just included in paying request and direction gathering is paid
The dealing money of Fang Zhifu, after the payment request that server determines payer passes through, server can be according to beneficiary
Identification information sends fingerprint authentication request to beneficiary.In embodiments of the present invention, as payer only needs to server send out
Send, you can complete payment process, considerably reduce the operating process of payer, improve the use of payer
Experience at family.
Optionally, the mark of the identification information of the payment acquisition request payer that server is sent according to payer, beneficiary
Knowledge information and pay direction beneficiary pay dealing money, and it is determined that payer payment request pass through after, receive by
The fingerprint authentication for beneficiary that payer sends is asked, and then sends fingerprint according to the identification information of beneficiary to beneficiary
Checking request.In embodiments of the present invention, server after the fingerprint authentication request for receiving payer transmission just to beneficiary
Fingerprint authentication request, i.e. promoter of the payer as fingerprint authentication is sent, the user for payer provides various payment choosings
Select.
In embodiments of the present invention, the identification information of payer and beneficiary is any in following message：
Bank account, social software account, internet payment account.
In embodiments of the present invention, bank account refers to the card number or check of the bank card of payer and beneficiary
Number, for example, the identification information of payer is bank card number 622245XXX5201, and the identification information of beneficiary is bank's card number
403211XXX3056；Or, the identification information of payer and beneficiary is the social software account of payer or beneficiary
Family, for example, wechat account, QQ accounts, microblogging account etc.；Or the identification information of payer and beneficiary be payer or
The internet payment account of person's beneficiary, easily such as Alipay account, pair precious account, wing payment account etc..
In a step 101, server is obtained in payment request after it is determined that the payment request of payer transmission passes through
The identification information of beneficiary, server send fingerprint authentication request according to the identification information of beneficiary to beneficiary.
Optionally, in embodiments of the present invention, server to beneficiary send fingerprint authentication request before, first to gathering
Side send the amount of money checking message, it is ensured that beneficiary determine payer send dealing money be it is correct, for example, if payer with
The correct dealing money of beneficiary is 5000 yuan, but dealing money is in the payment request of the payer that receives of server
1000 yuan, if the fingerprint identifier of beneficiary passes through, payer has also simply paid the bill 1000 yuan.In order to avoid above-mentioned feelings
The generation of condition, in embodiments of the present invention, server sends amount of money checking message to beneficiary first, if beneficiary determines the amount of money
Correctly, then the amount of money being sent to server and being verified message, now server determines the beneficiary of this time transaction to determine this time and hands over
The easy amount of money is correct.
Optionally, in embodiments of the present invention, when server receive be beneficiary amount of money authentication failed message,
I.e. beneficiary is not approved to this dealing money, then server thinks this Fail Transaction.
Optionally, in embodiments of the present invention, if server has deducted trade gold from the corresponding account of payer
Volume, then return to dealing money in the corresponding account of payer, and sends the information of Fail Transaction to payer.
In a step 102, server receives the finger print information that beneficiary sends, and server is in default fingerprint database
The standard fingerprint information corresponding with the identification information of beneficiary is searched, in embodiments of the present invention, optionally, in fingerprint database
All corresponding finger print informations of the account and account of bank account or other financial transactions that transaction occurs have been prestored,
Using this finger print information as standard fingerprint information.It is right that server is searched in fingerprint database according to the identification information of beneficiary
The standard fingerprint information answered.
In step 103, if server determines that the finger print information of beneficiary is matched with finger print information, server determines
The fingerprint authentication message of beneficiary passes through；In embodiments of the present invention, optionally, comparison information matches what is referred to finger print information
It is to set predetermined threshold value, when similar between comparison information and finger print information is more than predetermined threshold value, then it is assumed that compare letter
Breath is matched with finger print information.Certainly, also other methods for determining that comparison information is matched with finger print information are also real in the present invention
Apply in the protection domain of example, will not be described here.
In step 103, when server determines the finger print information of beneficiary with standard fingerprint information matches, according to payment
Ask to beneficiary to be paid.Optionally, in embodiments of the present invention, when server from the account of payer deduct
During dealing money, then server directly goes to dealing money in the corresponding account of beneficiary；If server is without from payment
When deducting dealing money in the account of side, server sends fingerprint authentication by message to payer, so that payer carries out propping up
Pay.
Optionally, in embodiments of the present invention, if server determines that fingerprint authentication fails, server determines this friendship
Easily failure, and transaction-declined message is sent to payer.
For the ease of the understanding of those skilled in the art, here is illustrated, and the present invention provides a kind of method of payment, such as schemes
Shown in 3, in embodiments of the present invention, payer A is first to the beneficiary B C that transfer accounts, payer A identification information for A bank card
Information, the identification information of beneficiary B are the bank card information of B, then the method for payment includes：
Step 301, payer A send to server and pay request；
Step 302, server send fingerprint authentication message to payer A；
The finger print information a of A is sent to server by step 303, payer A；
Step 304, server are searched standard corresponding with A in fingerprint database according to the identification information A of payer A and are referred to
Line a '；
Step 305, server determine whether a is matched with a ', if matching, otherwise execution step 306, execution step 307；
Step 306, server send amount of money checking message to beneficiary B, and wherein amount of money checking message includes trade gold
Volume C, execution step 308；
Step 307, server send to payer A and pay failed message；
Step 308, beneficiary B determine whether amount of money checking message is correct, if correctly, execution step 309 is otherwise performed
Step 310；
Step 309, beneficiary B send the amount of money to server and are verified message, execution step 311；
Step 310, beneficiary B send amount of money authentication failed message, execution step 307 to server；
Step 311, server send fingerprint authentication message to beneficiary B；
The finger print information b of B is sent to server by step 312, beneficiary B；
Step 313, server search standard fingerprint corresponding with B in fingerprint database according to the identification information B of gathering B
b′；
Step 314, server determine whether b is matched with b ', if matching, otherwise execution step 315, execution step 307；
Step 315, server send to payer A and pay success message.
Based on same design, the embodiment of the present invention also provides a kind of payment mechanism, as shown in figure 4, including：
Transmitting element 401, for, after it is determined that the payment request of payer transmission passes through, sending fingerprint authentication to beneficiary
Request, it is wherein, described to pay the identification information for asking to include beneficiary；
Searching unit 402, for after the finger print information for receiving the beneficiary, according to the identification information of the beneficiary
The standard fingerprint information corresponding with the identification information is searched in fingerprint database；
Payment unit 403, for, when it is determined that the finger print information of the beneficiary is with the standard fingerprint information matches, pressing
Ask to be paid to the beneficiary according to described payment.
Further, also include dealing money in the payment request；
The transmitting element 401, is additionally operable to：
Amount of money checking message is sent to the beneficiary, the amount of money checking message package contains the dealing money；
After the amount of money for receiving the beneficiary transmission is verified message, the fingerprint inspection is sent to the beneficiary
Card request.
Further, the transmitting element 401, is additionally operable to：
After receiving the amount of money authentication failed message that the beneficiary sends, the server sends to the payer and pays
Failed message.
Further, the payment unit 403, is additionally operable to：
If it is determined that when the finger print information of the beneficiary is mismatched with the standard fingerprint information, the server is to described
Payer sends and pays failed message.
Further, the transmitting element 401, is additionally operable to：
The fingerprint authentication request that the payer according to receiving sends, sending the fingerprint authentication to the beneficiary please
Ask.
The present invention be with reference to method according to embodiments of the present invention, equipment (system), and computer program flow process
Figure and/or block diagram are describing.It should be understood that can be by computer program instructions flowchart and/or each stream in block diagram
The combination of journey and/or square frame and flow chart and/or the flow process in block diagram and/or square frame.These computer programs can be provided
The processor of all-purpose computer, special-purpose computer, Embedded Processor or other programmable data processing devices is instructed to produce
A raw machine so that produced for reality by the instruction of computer or the computing device of other programmable data processing devices
The device of the function of specifying in present one flow process of flow chart or one square frame of multiple flow processs and/or block diagram or multiple square frames.
These computer program instructions may be alternatively stored in and can guide computer or other programmable data processing devices with spy
Determine in the computer-readable memory that mode works so that the instruction being stored in the computer-readable memory is produced to be included referring to
Make the manufacture of device, the command device realize in one flow process of flow chart or one square frame of multiple flow processs and/or block diagram or
The function of specifying in multiple square frames.
These computer program instructions can be also loaded in computer or other programmable data processing devices so that in meter
Series of operation steps is performed on calculation machine or other programmable devices to produce computer implemented process, so as in computer or
The instruction performed on other programmable devices is provided for realizing in one flow process of flow chart or multiple flow processs and/or block diagram one
The step of function of specifying in individual square frame or multiple square frames.
, but those skilled in the art once know basic creation although preferred embodiments of the present invention have been described
Property concept, then can make other change and modification to these embodiments.So, claims are intended to be construed to include excellent
Select embodiment and fall into the had altered of the scope of the invention and change.
Obviously, those skilled in the art can carry out the essence of various changes and modification without deviating from the present invention to the present invention
God and scope.So, if these modifications of the present invention and modification belong to the scope of the claims in the present invention and its equivalent technologies
Within, then the present invention is also intended to comprising these changes and modification.
Claims (12)
1. a kind of method of payment, it is characterised in that methods described includes：
Server sends fingerprint authentication request to beneficiary after it is determined that the payment request of payer transmission passes through, wherein, described
Paying request includes the identification information of beneficiary；
The server after the finger print information for receiving the beneficiary, according to the identification information of the beneficiary in finger print data
The standard fingerprint information corresponding with the identification information of the beneficiary is searched in storehouse；
When the server determines the finger print information of the beneficiary with the standard fingerprint information matches, according to the payment
Ask to the beneficiary to be paid.
2. method according to claim 1, it is characterised in that also include dealing money in the payment request；
The server is sent before fingerprint authentication request, also to beneficiary after it is determined that the payment request of payer transmission passes through
Including：
The server sends amount of money checking message to the beneficiary, and the amount of money checking message package contains the dealing money；
The server sends described to the beneficiary after the amount of money for receiving the beneficiary transmission is verified message
Fingerprint authentication is asked.
3. method according to claim 2, it is characterised in that methods described also includes：
After the server receives the amount of money authentication failed message that the beneficiary sends, the server is sent out to the payer
Send payment failed message.
4. the method according to any one of claims 1 to 3, it is characterised in that methods described also includes：
If the server determines that the finger print information of the beneficiary is mismatched with the standard fingerprint information, the server
Send to the payer and pay failed message.
5. method according to claim 4, it is characterised in that described to send fingerprint authentication request to beneficiary, including：
The server is asked according to the fingerprint authentication for the beneficiary that the payer for receiving sends, to the receipts
Money side sends the fingerprint authentication request.
6. method according to claim 1, it is characterised in that during the identification information of the beneficiary is following identification information
Any one：
Bank account, social software account, internet payment account.
7. a kind of payment mechanism, it is characterised in that include：
Transmitting element, for, after it is determined that the payment request of payer transmission passes through, sending fingerprint authentication request to beneficiary, its
In, it is described to pay the identification information for asking to include beneficiary；
Searching unit, for after the finger print information for receiving the beneficiary, according to the identification information of the beneficiary in fingerprint
The standard fingerprint information corresponding with the identification information is searched in database；
Payment unit, for when it is determined that the finger print information of the beneficiary is with the standard fingerprint information matches, according to described
Pay request to be paid to the beneficiary.
8. device according to claim 7, it is characterised in that also include dealing money in the payment request；
The transmitting element, is additionally operable to：
Amount of money checking message is sent to the beneficiary, the amount of money checking message package contains the dealing money；
After the amount of money for receiving the beneficiary transmission is verified message, sending the fingerprint authentication to the beneficiary please
Ask.
9. device according to claim 8, it is characterised in that the transmitting element, is additionally operable to：
After receiving the amount of money authentication failed message that the beneficiary sends, the server sends to the payer and pays failure
Message.
10., according to the arbitrary described device of claim 7～9, it is characterised in that the payment unit, it is additionally operable to：
If it is determined that when the finger print information of the beneficiary is mismatched with the standard fingerprint information, the server is to the payment
Side sends and pays failed message.
11. devices according to claim 10, it is characterised in that the transmitting element, are additionally operable to：
The fingerprint authentication for the beneficiary that the payer according to receiving sends is asked, and sends institute to the beneficiary
State fingerprint authentication request.
12. devices according to claim 7, it is characterised in that the identification information of the beneficiary is following identification information
In any one：
Bank account, social software account, internet payment account.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201610910880.5A CN106529955A (en) | 2016-10-19 | 2016-10-19 | Payment method and device |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201610910880.5A CN106529955A (en) | 2016-10-19 | 2016-10-19 | Payment method and device |
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| Publication Number | Publication Date |
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| CN106529955A true CN106529955A (en) | 2017-03-22 |
Family
ID=58332540
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| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201610910880.5A Pending CN106529955A (en) | 2016-10-19 | 2016-10-19 | Payment method and device |
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Cited By (8)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN107369021A (en) * | 2017-06-28 | 2017-11-21 | 北京小米移动软件有限公司 | Information processing method, apparatus and system |
| CN108229967A (en) * | 2018-01-04 | 2018-06-29 | 深圳怡化电脑股份有限公司 | A kind of transfer account method, device, equipment and storage medium |
| CN109087109A (en) * | 2018-08-17 | 2018-12-25 | 惠龙易通国际物流股份有限公司 | A kind of mobile payment confirmation method, device, system and storage medium |
| CN109214801A (en) * | 2018-08-17 | 2019-01-15 | 惠龙易通国际物流股份有限公司 | A kind of e-payment confirmation method, device and storage medium |
| CN109559104A (en) * | 2018-10-12 | 2019-04-02 | 厦门旭研科技有限责任公司 | The method and device of payer identity is associated under a kind of payment environment |
| CN110264209A (en) * | 2019-04-28 | 2019-09-20 | 福建酷享网络科技有限公司 | A kind of information processing method and device of intelligent scanning payment |
| CN111626723A (en) * | 2020-06-04 | 2020-09-04 | 中国银行股份有限公司 | Method and system for judging account identification |
| CN113421087A (en) * | 2018-06-12 | 2021-09-21 | 创新先进技术有限公司 | Payment processing method and device and server |
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| CN113421087A (en) * | 2018-06-12 | 2021-09-21 | 创新先进技术有限公司 | Payment processing method and device and server |
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| CN109214801A (en) * | 2018-08-17 | 2019-01-15 | 惠龙易通国际物流股份有限公司 | A kind of e-payment confirmation method, device and storage medium |
| CN109087109B (en) * | 2018-08-17 | 2021-09-21 | 惠龙易通国际物流股份有限公司 | Mobile payment confirmation method, device, system and storage medium |
| CN109214801B (en) * | 2018-08-17 | 2022-01-11 | 惠龙易通国际物流股份有限公司 | Electronic payment confirmation method, device and storage medium |
| CN109559104A (en) * | 2018-10-12 | 2019-04-02 | 厦门旭研科技有限责任公司 | The method and device of payer identity is associated under a kind of payment environment |
| CN109559104B (en) * | 2018-10-12 | 2022-09-06 | 厦门旭研科技有限责任公司 | Method and device for associating identity of payer in payment environment |
| CN110264209A (en) * | 2019-04-28 | 2019-09-20 | 福建酷享网络科技有限公司 | A kind of information processing method and device of intelligent scanning payment |
| CN111626723A (en) * | 2020-06-04 | 2020-09-04 | 中国银行股份有限公司 | Method and system for judging account identification |
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