CN108198025A - A kind of vehicle borrows management platform and vehicle borrows management method - Google Patents

A kind of vehicle borrows management platform and vehicle borrows management method Download PDF

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Publication number
CN108198025A
CN108198025A CN201711467820.1A CN201711467820A CN108198025A CN 108198025 A CN108198025 A CN 108198025A CN 201711467820 A CN201711467820 A CN 201711467820A CN 108198025 A CN108198025 A CN 108198025A
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China
Prior art keywords
vehicle
borrows
borrow
commodity
management
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Application number
CN201711467820.1A
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Chinese (zh)
Inventor
冯长久
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Individual
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Individual
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Priority to CN201711467820.1A priority Critical patent/CN108198025A/en
Publication of CN108198025A publication Critical patent/CN108198025A/en
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    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/06—Buying, selling or leasing transactions
    • G06Q30/0601—Electronic shopping [e-shopping]
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/12—Payment architectures specially adapted for electronic shopping systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/24—Credit schemes, i.e. "pay after"
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/018—Certifying business or products
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/02—Marketing; Price estimation or determination; Fundraising
    • G06Q30/0201—Market modelling; Market analysis; Collecting market data
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/06—Buying, selling or leasing transactions
    • G06Q30/0601—Electronic shopping [e-shopping]
    • G06Q30/0633—Lists, e.g. purchase orders, compilation or processing
    • G06Q30/0635—Processing of requisition or of purchase orders

Abstract

Management platform is borrowed the invention discloses a kind of vehicle and vehicle borrows management method, management platform and merchant client are borrowed including vehicle, operation personnel borrows electric business management platform by vehicle and vehicle is set to borrow information and basic information, and entire platform is managed and safeguarded, the restocking that businessman borrows commodity by merchant client into driving operates, and order is managed, operation personnel carries out the whole operation process of businessman management and control, and system is by all operation datas of statistical analysis.The present invention borrows the platform of service by establishing one specifically for Commercial Vehicle vehicle, borrowing company for user and Che establishes an effective docking channel, and specification vehicle borrows industry, and improve that vehicle borrows business handles efficiency.

Description

A kind of vehicle borrows management platform and vehicle borrows management method
Technical field
The present invention relates to the mortgage loan service management technical fields of commercial car, and management platform is borrowed more particularly to a kind of vehicle And vehicle borrows management method.
Background technology
Traditional vehicle is borrowed in business model, and there is lack of standardization, indefinite, inefficiency of charging of Che Dai company managements etc. to ask Topic, user generally require dealer and therefrom pull strings, can not directly be docked with Che Dai companies when selecting Che Dai companies, and vehicle is borrowed public Department when finding client, there is also information it is not reciprocity the problem of, the presence of these factors all causes user and borrows public affairs with vehicle Information butt joint is inconvenient between department, cumbersome when handling vehicle and borrowing business, can not also solve user and mutually be selected with vehicle loan intercompany Puzzlement.
Invention content
Based on this, in view of the above-mentioned problems, it is necessary to propose that a kind of vehicle borrows management platform and vehicle borrows management method,
The technical scheme is that：A kind of vehicle borrows management platform, borrows item management module including vehicle, essential information safeguards mould Block, businessman's item management module and commodity Reports module；
The vehicle borrows item management module and is used to be managed, and set merchandise control submodule vehicle loan information and goods orders Block, order management submodule and order report submodule, the merchandise control submodule, order management submodule and order report Module generates vehicle and borrows order detail list, businessman's order summary sheet and service order summary sheet respectively；
The essential information maintenance module is used to adding the essential informations of commodity, the essential information of commodity includes forcing being affiliated to, Vehicle brand, type of vehicle, class of vehicle, minimum down payment ratio, maximum loan, loan interest rate, service charge ratio, guarantee fund Ratio, continuation of insurance guarantee fund, investigation charge, GPS takes, archives take, risk expense ratio, administration fee, notarization fee, the estimated delivery time, goes back Money time limit and shops's selection, the essential information of the commodity are additionally provided with the examination ＆ approval submodule examined to the essential information of commodity；
Businessman's item management module is for being deactivated or being enabled to the merchandise news of violation, businessman's item management module Equipped with merchandise news status bar, merchandise news status bar is used to check the essential information, mandatory requirement and description information of the information；
The commodity Reports module is used to borrow information to vehicle and goods orders carry out statistics and analysis, and generate service order and summarize Table, businessman's order summary sheet, vehicle borrow order detail list and service order summary sheet；
In the present invention, the vehicle borrows management platform and is also connected with merchant client, merchant client include new product application module, Goods orders management module and statement analysis module；
The new product application module is used to add new vehicle loan merchandise news, and the vehicle of addition is borrowed merchandise news and borrows management to vehicle Platform application, and update to vehicle in the database for borrowing management platform；
The goods orders management module is used to edit and select to borrow commodity, and fill in commodity electric business valency from the vehicle of restocking in need With delivery number of days, the shops that setting confirms an order for user to shop, and it is set by automatic synchronization inventory's restocking；
The statement analysis module is used to generate the merchandise news in merchant client report, and borrow restocking order, vehicle Order and sales order correspond to generation, and restocking order summary sheet, vehicle borrow order detail list and service order summary sheet.
Preferably, which, which borrows electric business management system and further include vehicle and borrow, applies for module, which borrows application module and third party's gold Melt mechanism mutually to bind, and show the maximum loan degree of third party financial institution and refund interest rate.
Preferably, which borrows electric business management system and further includes credit block, which is used to record the information of user Survey information is borrowed with vehicle.
A kind of vehicle borrows management method, including following steps：
A1, initial setting up are added and edit new vehicle and borrow merchandise news, and set vehicle borrow commodity pressure be affiliated to, vehicle brand, Type of vehicle, class of vehicle, minimum down payment ratio, maximum loan, loan interest rate, service charge ratio, guarantee fund's ratio, continuation of insurance Guarantee fund, investigation charge, GPS takes, archives take, risk expense ratio, administration fee, notarization fee, is expected delivery time, payback period and door Shop selects；
A2, corresponding different vehicle borrow commodity addition vehicle and borrow basic information, borrow application module by vehicle and third party financial institution carries The information of confession shows maximum loan degree and refund interest rate；
A3, merchandise news is borrowed by merchant client editor's presell vehicle, and selects to need the merchandise news of restocking to borrow management to vehicle Platform initiates presell commodity restocking；
A4, user, which by vehicle borrow management platform and obtain the corresponding vehicle of different commodity, borrows details, and provides to the user and at present The port singly bought.
Preferably, setting user purchase vehicle borrow commodity, and apply vehicle borrow before, also need by credit block fill in credit provide Material and vehicle borrow survey information.
Preferably, the credit information and vehicle that setting credit block is filled in by user borrow the highest of survey information distributing user Vehicle borrows loan limit.
The beneficial effects of the invention are as follows：
（1）The present invention solves the problems, such as that existing electric business platform does not borrow service platform specifically for commercial car vehicle, passes through integration Vehicle borrows corporate resource, vehicle borrowed business transparence, standardization, and the entire vehicle of specification borrows flow, improves vehicle and borrows handling for business Efficiency；
（2）The present invention borrows intercompany and establishes a docking platform for user and Che, Che Dai companies is selected to provide just for user Profit also directly finds user for Che Dai companies and establishes channel, makes information interchange between the two more convenient rapid.
（3）The present invention solves Che Dai companies after lending, to borrowing caused by the problems such as source of goods is unstable, mismanagement The problem of promise breaking client can not effectively be managed afterwards.
Description of the drawings
Fig. 1 is the flow diagram of the present invention.
Specific embodiment
The embodiment of the present invention is described in detail below, the embodiment method described in following exemplary embodiment Do not represent all embodiments consistent with the disclosure.On the contrary, they be only with as being described in detail in the appended claims , the example of the consistent device and method of some aspects of the disclosure.
Embodiment：
The present embodiment discloses a kind of vehicle and borrows management platform, and vehicle borrows electric business management system and includes vehicle loan management platform and businessman client End；
Vehicle borrows management platform and includes vehicle loan item management module, essential information maintenance module, businessman's item management module and commodity Reports module；
The vehicle borrows item management module and is used to be managed, and set merchandise control submodule vehicle loan information and goods orders Block, order management submodule and order report submodule, the merchandise control submodule, order management submodule and order report Module generates vehicle and borrows order detail list, businessman's order summary sheet and service order summary sheet respectively；
The essential information maintenance module is used to adding the essential informations of commodity, the essential information of commodity includes forcing being affiliated to, Vehicle brand, type of vehicle, class of vehicle, minimum down payment ratio, maximum loan, loan interest rate, service charge ratio, guarantee fund Ratio, continuation of insurance guarantee fund, investigation charge, GPS takes, archives take, risk expense ratio, administration fee, notarization fee, the estimated delivery time, goes back Money time limit and shops's selection, the essential information of the commodity are additionally provided with the examination ＆ approval submodule examined to the essential information of commodity；
Businessman's item management module is for being deactivated or being enabled to the merchandise news of violation, businessman's item management module Equipped with merchandise news status bar, merchandise news status bar is used to check the essential information, mandatory requirement and description information of the information；
The commodity Reports module is used to borrow information to vehicle and goods orders carry out statistics and analysis, and generate service order and summarize Table, businessman's order summary sheet, vehicle borrow order detail list and service order summary sheet；
Merchant client includes new product application module, goods orders management module and statement analysis module；
The new product application module is used to add new vehicle loan merchandise news, and the vehicle of addition is borrowed merchandise news and borrows management to vehicle Platform application, and update to vehicle in the database for borrowing management platform；
The goods orders management module is used to edit and select to borrow commodity, and fill in commodity electric business valency from the vehicle of restocking in need With delivery number of days, the shops that setting confirms an order for user to shop, and it is set by automatic synchronization inventory's restocking；
The statement analysis module is used to generate the merchandise news in merchant client report, and borrow restocking order, vehicle Order and sales order correspond to generation, and restocking order summary sheet, vehicle borrow order detail list and service order summary sheet.
Existing electric business platform does not have special commercial car vehicle to borrow service platform, and client is led to mostly when finding Che Dai companies It crosses dealer to pull strings, whether necessary understanding is reliably lacked to Che Dai companies, traditional vehicle borrows business also not up to standardization, transparence, Handle cumbersome, Che Dai companies lack effective channel when finding customer resources, can not realize that user and Che borrow company Between two-way choice, Che Dai companies after lending, to promise breaking client can not also manage.
The present invention integrates the resource of Che Dai companies by establishing a service platform borrowed specifically for commercial car vehicle, to User recommends secure Che Dai companies, and vehicle is borrowed business norms, transparence, and vehicle loan business is efficiently handled for user and is provided It is convenient, also user being found for Che Dai companies and providing effective channel, the subsequent user management after making loans to Che Dai companies provides just Profit.
It should be noted that the vehicle borrows electric business management system and further includes vehicle and borrows application module, which borrows application module and the Tripartite financial institution mutually binds, and shows the maximum loan degree of third party financial institution and refund interest rate.
It should be noted that the vehicle, which borrows electric business management system, further includes credit block, which is used to record user Information and vehicle borrow survey information.
A kind of vehicle borrows management method, as shown in Figure 1, including following steps：
Step 1: initial setting up, adds and edit new vehicle and borrow merchandise news, and the pressure of vehicle loan commodity is set to be affiliated to, vehicle Brand, type of vehicle, class of vehicle, minimum down payment ratio, maximum loan, loan interest rate, service charge ratio, guarantee fund's ratio Example, continuation of insurance guarantee fund, investigation charge, GPS takes, archives take, risk expense ratio, administration fee, notarization fee, the estimated delivery time, refunds Time limit and shops's selection；
Step 2: corresponding different vehicle, which borrows commodity addition vehicle, borrows basic information, application module and third party's finance machine are borrowed by vehicle The information that structure provides shows maximum loan degree and refund interest rate；
Step 3: borrowing merchandise news by merchant client editor's presell vehicle, and select to need the merchandise news of restocking to be borrowed to vehicle Management platform initiates presell commodity restocking；
Obtain the corresponding vehicle of different commodity Step 4: user by vehicle borrows management platform and borrow details, and provide to the user and When place an order the port of purchase.
It should be noted that setting user purchase vehicle borrow commodity, and apply vehicle borrow before, also need to fill in by credit block Credit information and vehicle borrow survey information.
It should be noted that credit information and vehicle that setting credit block is filled in by user borrow survey information distributing user Highest vehicle borrow loan limit.
Further, operation personnel is runed and is safeguarded to entire electric business platform, and merchandise news, dimension are borrowed including setting vehicle It protects essential information and businessman's commodity is managed.
Businessman borrows the restocking application of commodity by merchant client into driving, and approving person examines simultaneously restocking application Suggestions made after examination are filled in, examination ＆ approval can carry out restocking operation after passing through, if examination ＆ approval do not pass through, businessman need to be updated by suggestions made after examination Application is submitted afterwards.Businessman by goods orders management module setting need restocking vehicle borrow commodity, and fill in commodity electric business valency and Number of days, the shops that setting confirms an order for user to shop are delivered, and is set by automatic synchronization inventory's restocking.
When violation situation occurs in the merchandise news of businessman, operation personnel has the right to carry out disabling operation to businessman, treats businessman It can be reactivated after rectification.
Embodiment described above only expresses the specific embodiment of the present invention, and description is more specific and detailed, but simultaneously Cannot the limitation to the scope of the claims of the present invention therefore be interpreted as.It should be pointed out that for those of ordinary skill in the art For, without departing from the inventive concept of the premise, various modifications and improvements can be made, these belong to the guarantor of the present invention Protect range.

Claims (6)

1. a kind of vehicle borrows management platform, which is characterized in that borrows item management module, essential information maintenance module, businessman including vehicle Item management module and commodity Reports module；
The vehicle borrows item management module and is used to be managed, and set merchandise control submodule vehicle loan information and goods orders Block, order management submodule and order report submodule, the merchandise control submodule, order management submodule and order report Module generates vehicle and borrows order detail list, businessman's order summary sheet and service order summary sheet respectively；
The essential information maintenance module is used to adding the essential informations of commodity, the essential information of commodity includes forcing being affiliated to, Vehicle brand, type of vehicle, class of vehicle, minimum down payment ratio, maximum loan, loan interest rate, service charge ratio, guarantee fund Ratio, continuation of insurance guarantee fund, investigation charge, GPS takes, archives take, risk expense ratio, administration fee, notarization fee, the estimated delivery time, goes back Money time limit and shops's selection, the essential information of the commodity are additionally provided with the examination ＆ approval submodule examined to the essential information of commodity；
Businessman's item management module is for being deactivated or being enabled to the merchandise news of violation, businessman's item management module Equipped with merchandise news status bar, merchandise news status bar is used to check the essential information, mandatory requirement and description information of the information；
The commodity Reports module is used to borrow information to vehicle and goods orders carry out statistics and analysis, and generate service order and summarize Table, businessman's order summary sheet, vehicle borrow order detail list and service order summary sheet.
2. a kind of vehicle borrows management platform according to claim 1, which is characterized in that it is also objective with businessman that the vehicle borrows management platform Family end is connected, and merchant client includes new product application module, goods orders management module and statement analysis module；
The new product application module is used to add new vehicle loan merchandise news, and the vehicle of addition is borrowed merchandise news and borrows management to vehicle Platform application, and update to vehicle in the database for borrowing management platform；
The goods orders management module is used to edit and select to borrow commodity, and fill in commodity electric business valency from the vehicle of restocking in need With delivery number of days, the shops that setting confirms an order for user to shop, and it is set by automatic synchronization inventory's restocking；
The statement analysis module is used to generate the merchandise news in merchant client report, and borrow restocking order, vehicle Order and sales order correspond to generation, and restocking order summary sheet, vehicle borrow order detail list and service order summary sheet.
3. a kind of vehicle borrows management platform according to claim 1, which is characterized in that the vehicle borrows electric business management system and further includes vehicle Application module is borrowed, which borrows application module and mutually bound with third party financial institution, and shows that the highest of third party financial institution is borrowed Amount of money degree and refund interest rate.
4. a kind of vehicle borrows management method, which is characterized in that including following steps：
A1, initial setting up are added and edit new vehicle and borrow merchandise news, and set vehicle borrow commodity pressure be affiliated to, vehicle brand, Type of vehicle, class of vehicle, minimum down payment ratio, maximum loan, loan interest rate, service charge ratio, guarantee fund's ratio, continuation of insurance Guarantee fund, investigation charge, GPS takes, archives take, risk expense ratio, administration fee, notarization fee, is expected delivery time, payback period and door Shop selects；
A2, corresponding different vehicle borrow commodity addition vehicle and borrow basic information, borrow application module by vehicle and third party financial institution carries The information of confession shows maximum loan degree and refund interest rate；
A3, merchandise news is borrowed by merchant client editor's presell vehicle, and selects to need the merchandise news of restocking to borrow management to vehicle Platform initiates presell commodity restocking；
A4, user, which by vehicle borrow management platform and obtain the corresponding vehicle of different commodity, borrows details, and provides to the user and at present The port singly bought.
5. a kind of vehicle borrows management method according to claim 4, which is characterized in that setting user borrows commodity in purchase vehicle, and Before applying for that vehicle is borrowed, also need to fill in credit information by credit block and vehicle borrows survey information.
6. a kind of vehicle borrows management method according to claim 4, which is characterized in that setting credit block is filled in by user The highest vehicle that credit information and vehicle borrow survey information distributing user borrows loan limit.
CN201711467820.1A 2017-12-29 2017-12-29 A kind of vehicle borrows management platform and vehicle borrows management method Withdrawn CN108198025A (en)

Priority Applications (1)

Application Number Priority Date Filing Date Title
CN201711467820.1A CN108198025A (en) 2017-12-29 2017-12-29 A kind of vehicle borrows management platform and vehicle borrows management method

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
CN201711467820.1A CN108198025A (en) 2017-12-29 2017-12-29 A kind of vehicle borrows management platform and vehicle borrows management method

Publications (1)

Publication Number Publication Date
CN108198025A true CN108198025A (en) 2018-06-22

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CN201711467820.1A Withdrawn CN108198025A (en) 2017-12-29 2017-12-29 A kind of vehicle borrows management platform and vehicle borrows management method

Country Status (1)

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Citations (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN105809532A (en) * 2016-03-01 2016-07-27 成都市泰象网络科技有限公司 E-commerce trade managing system and method for car loan products

Patent Citations (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN105809532A (en) * 2016-03-01 2016-07-27 成都市泰象网络科技有限公司 E-commerce trade managing system and method for car loan products

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Application publication date: 20180622

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