CN108122113A - A kind of rate preparation method, device, server and storage medium - Google Patents
A kind of rate preparation method, device, server and storage medium Download PDFInfo
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- CN108122113A CN108122113A CN201711386252.2A CN201711386252A CN108122113A CN 108122113 A CN108122113 A CN 108122113A CN 201711386252 A CN201711386252 A CN 201711386252A CN 108122113 A CN108122113 A CN 108122113A
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- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/405—Establishing or using transaction specific rules
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- G06F—ELECTRIC DIGITAL DATA PROCESSING
- G06F16/00—Information retrieval; Database structures therefor; File system structures therefor
- G06F16/20—Information retrieval; Database structures therefor; File system structures therefor of structured data, e.g. relational data
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- G06Q20/22—Payment schemes or models
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Abstract
The invention discloses a kind of rate preparation method, device, server and storage medium, this method to include：The business scenario being passed in advance according to active user inquires about all target user's classifications corresponding with the business scenario；Extract the attribute information of the active user；According to the attribute information of the active user all target user's classifications corresponding with the business scenario, matching obtains affiliated crowd's classification of active user；Affiliated crowd's classification of the means of payment, the business scenario and the active user that are passed in advance according to the active user determine the payment rate of the active user.In the query process of payment rate, without repeating to judge user's relation corresponding with business scenario, the rate preparation program changed at many levels under different business scenarios for different user is realized, the flexibility of rate preparation is improved, convenient for the extension of later stage business and the update of rate.
Description
Technical field
The present invention relates to Internet technical fields more particularly to a kind of rate preparation method, device, server and storage to be situated between
Matter.
Background technology
With the fast development of Internet technology, for more and more young men in daily work and life, selection is mutual
The mode of networking is consumed or managed money matters.
A kind of self-service service is belonged to by the consumption or financing of internet type, user can be needed according to oneself in crowd
Selector shares the business of family self-demand in more business scenarios.Since the identity attribute of different user is different, different user
The factors such as residing region is different, different business can be realized by heterogeneous networks affiliate, the preparation of rate is also increasingly
It is complicated.It is at present, general in a manner that rate is set respectively for different users and different business scenarios, that is to say, that
Unique corresponding rate is set for specific business scenario and specific user property, for another business scenario and user
Attribute sets another corresponding rate.
However, although such rate manner of formulation can be realized sets phase to different users and different business scenarios
The rate answered, but the preparation underaction of rate, the process for preparation of rate need constantly to repeat to judge user and business scenario
Corresponding relation, until finding correct correspondence；And the extension of later stage business and the update of rate are not easy to, simultaneously
Add workload of the rear end to different rate relationship safeguards.
The content of the invention
An embodiment of the present invention provides a kind of rate preparation method, device, server and storage mediums, can realize multilayer
The rate of secondaryization is prepared, and improves the flexibility that rate is prepared.
In a first aspect, an embodiment of the present invention provides a kind of rate preparation method, including：
The business scenario being passed in advance according to active user inquires about all target user's classes corresponding with the business scenario
Not；
Extract the attribute information of the active user；
According to the attribute information of active user target user's classification corresponding with the business scenario, matching is worked as
Affiliated crowd's classification of preceding user；
The affiliated people of the means of payment, the business scenario and the active user that are passed in advance according to the active user
Realm is other, determines the payment rate of the active user.
Second aspect, an embodiment of the present invention provides a kind of rate device for formulating, including：
Target user's enquiry module, for business scenario inquiry and the business scenario being passed in advance according to active user
Corresponding all target user's classifications；
User information extraction module, for extracting the attribute information of the active user；
Crowd's categorical match module, for the institute corresponding with the business scenario of the attribute information according to the active user
There is target user's classification, matching obtains affiliated crowd's classification of active user；
Rate determining module, for the means of payment, the business scenario and the institute being passed in advance according to the active user
Affiliated crowd's classification of active user is stated, determines the payment rate of the active user.
The third aspect, an embodiment of the present invention provides a kind of server, including：
One or more processors；
Memory, for storing one or more programs；
When one or more of programs are performed by one or more of processors so that one or more of processing
Device realizes the rate preparation method described in any embodiment of the present invention.
Fourth aspect, an embodiment of the present invention provides a kind of computer readable storage mediums, are stored thereon with computer journey
Sequence realizes the rate preparation method described in any embodiment of the present invention when the program is executed by processor.
The present invention, should by traversal after target user's classification corresponding to the business scenario that active user is passed to is inquired
Target user's classification corresponding to business scenario, matching obtains crowd's classification belonging to active user, and is adopted according to active user
The means of payment successively determines the rate information suitable for active user.Pair of user and business scenario is judged without repetition
The relation answered realizes the rate preparation program changed at many levels under different business scenarios for different user, improves expense
The flexibility that rate is prepared, convenient for the extension of later stage business and the update of rate.
Description of the drawings
Fig. 1 is a kind of flow chart for rate preparation method that the embodiment of the present invention one provides；
Fig. 2 is a kind of flow chart of rate preparation method provided by Embodiment 2 of the present invention；
Fig. 3 is a kind of structure diagram for rate device for formulating that the embodiment of the present invention three provides；
Fig. 4 is a kind of structure diagram for server that the embodiment of the present invention four provides.
Specific embodiment
The present invention is described in further detail with reference to the accompanying drawings and examples.It is understood that this place is retouched
The specific embodiment stated is used only for explaining the present invention rather than limitation of the invention.It also should be noted that in order to just
Part related to the present invention rather than entire infrastructure are illustrated only in description, attached drawing.
Embodiment one
Fig. 1 is a kind of flow chart for rate preparation method that the embodiment of the present invention one provides, and the present embodiment is applicable to lead to
The situation that rate is prepared when crossing the consumption or financing of internet type, this method can be performed by rate device for formulating.This method has
Body includes the following steps：
Step 110, the business scenario inquiry being passed in advance according to active user are corresponding with the business scenario all suitable
Employment realm is other.
In a specific embodiment of the present invention, business scenario refers to be related to branch internet is used to be consumed or managed money matters etc.
Pay information network operation when, the corresponding business scenario of trafficwise selected by user, for example, do shopping, rent a house, travelling and
The business scenarios such as debt-credit, wherein each business scenario have with its unique corresponding scene value, as each business scenario
Identification information, convenient for the later stage to consistency operations such as the inquiries, modification or update of business scenario or its relevant information.
Crowd's classification refers to user property classification of the user in such internet consumption platform, such as ordinary user, meeting
The users crowds such as member user, the user for participating in specific activities, the user being included on white list and the user with cooperative relationship
Classification, wherein other of each one realm do not include specifically or belonging relation.And during for different business scenarios, institute can be set
There is a crowd's classification that can be applicable in, and according to specific business scenario needs, including between each target user's classification or institute are set
Category relation.Illustratively, it is assumed that target user's classification of business scenario tourism setting can be divided into ordinary user and member user,
Correlated activation is further wherein set for member user, corresponding member user can be refined as participating in specific activities
User and the user for not participating in specific activities.
User, can be by user to being propped up under each business scenario or business scenario when operating such internet consumption platform
Pay mode corresponding button clicking operation or user to the search operation of specified services scene, identify the business of user's selection
To the clicking operation of means of payment corresponding button after scene, that is, receive the rate that user is passed to and prepare request；Matched somebody with somebody according to rate
The corresponding attribute information of business scenario that request analysis user processed is passed to obtains the scene value of the business scenario；According to the scene
Value inquires about all target user's classifications of the business scenario in preset database.Illustratively, in the examples described above,
The scene value traveled by business scenario, you can inquiring the crowd's classification being applicable under the scene includes ordinary user and member's use
Family, wherein member user include the user for participating in specific activities and the user for not participating in specific activities.
Step 120, the attribute information of the extraction active user.
In a specific embodiment of the present invention, it is generally the case that be related to user delivery operation using what internet carried out
Internet platform is required for user to be registered in advance to personal information, therefore when user logs in the account of oneself according to log-on message
During family, the personal information of user is not only saved in account, but also the relevant attribute information of user and operation can be preserved
The attribute information of behavior, wherein user can be including integration situation of the user in the internet platform, the identity mark of the user
The information such as knowledge.And then after personal account is logged on in current user, the attribute information of active user can be extracted, is follow-up
The matching of various information provides foundation.
Step 130, attribute information target user's classification corresponding with the business scenario according to the active user,
With obtaining affiliated crowd's classification of active user.
In a specific embodiment of the present invention, can different crowd's classifications be set according to the integration score value of user, also may be used
Think that specific crowd's classification is set and its unique corresponding crowd's class label.Therefore, the attribute information of active user is being obtained
Afterwards, matched according to the attribute information of user all target user's classifications corresponding with the business scenario that active user selects,
Matching obtains crowd classification of the active user belonging in current business scene.
Illustratively, it is assumed that corresponding crowd's classification is set according to the integration situation of user, 0 to 1000 point is used to be common
Family, 1001 to 2000 points are member's level-one, and so on；Target user's classification of current business scene includes ordinary user, meeting
Member's level-one is to member's Pyatyi；The integration score value of active user is 1020.Therefore, match to obtain according to the integration score value of user current
User is member's level-one, belongs to target user's classification under current business scene.
Step 140, the means of payment, the business scenario and the active user being passed in advance according to the active user
Affiliated crowd's classification, determine the payment rate of the active user.
In a specific embodiment of the present invention, the means of payment when means of payment is including customer consumption, such as disposable pair
Mode of repayment of the clear or monthly payment plan when modes and user's financing or debt-credit, such as payment or equal principal etc. in advance is also
Money mode.It can be by user to the clicking operation of means of payment corresponding button, to receive the means of payment of user's selection.According to
The attribute information of business scenario and affiliated crowd's classification of active user, inquiry is suitable for the payment of active user in the database
Rate types；According to the means of payment that payment rate types and active user are passed in advance, inquiry is suitable for the branch of active user
Pay scale of rate；Finally according to the inquiry of payment scale of rate suitable for the payment rate of active user.
The technical solution of the present embodiment is inquiring target user's classification corresponding to the business scenario that active user is passed to
Afterwards, by traveling through target user's classification corresponding to the business scenario, matching obtains crowd's classification belonging to active user, and root
According to the means of payment that active user uses, the rate information suitable for active user is successively determined.Without repeat judge user and
The corresponding relation of business scenario realizes the rate preparation side changed at many levels under different business scenarios for different user
Case improves the flexibility of rate preparation, convenient for the extension of later stage business and the update of rate.
Embodiment two
The present embodiment provides a kind of side of being preferably implemented of rate preparation method on the basis of above-described embodiment one
Formula can determine rate according to the matched rule and weight of different crowd classification.Fig. 2 is one kind provided by Embodiment 2 of the present invention
The flow chart of rate preparation method, as shown in Fig. 2, this method includes step in detail below：
Step 210 receives the rate preparation request that the active user is passed to.
In a specific embodiment of the present invention, user can pass through user couple when operating such internet consumption platform
The clicking operation of means of payment corresponding button or user grasp the search of specified services scene under each business scenario or business scenario
Make, identify after the business scenario of user's selection to the clicking operation of means of payment corresponding button, that is, receive what user was passed to
Rate prepares request.Rate preparation request, which is used to indicate system, can start the flows such as matching and the inquiry of rate.
Step 220, according to the rate prepare request analysis described in business scenario attribute information.
In a specific embodiment of the present invention, business scenario refers to be related to branch internet is used to be consumed or managed money matters etc.
When paying the network operation of information, the corresponding scene of trafficwise selected by user, such as do shopping, rent a house, travel and borrow or lend money
Business scenarios are waited, wherein each business scenario has with its unique corresponding scene value, the mark as each business scenario
Information, convenient for the later stage to consistency operations such as the inquiries, modification or update of business scenario or its relevant information.Being prepared according to rate please
The corresponding attribute information of business scenario that analysis user is passed to is solved, the business scenario uniquely marks such as corresponding scene value can be obtained
Know information.
Step 230 inquires about all applicable people corresponding with the business scenario according to the attribute information of the business scenario
Realm is other.
In a specific embodiment of the present invention, the crowd's classification that can be applicable in for different business scenario settings, and root
It is needed according to specific business scenario, including between each target user's classification or belonging relation is set.Under same business scenario, no
Same crowd's classification affects the rate of user's payment.It is understood that crowd's classification grade belonging to user is higher, then should
The payment rate of user is lower.It, in the database can be according to the business scenario after the attribute information of business scenario is obtained
Scene value inquires about to obtain target user's classification under the business scenario, affiliated crowd's classification of the user of the selective business scenario
Matching.
Step 240, the attribute information of the extraction active user.
In a specific embodiment of the present invention, it is generally the case that be related to user delivery operation using what internet carried out
Internet platform is required for user to be registered in advance to personal information, therefore when user logs in the account of oneself according to log-on message
During family, the personal information of user is not only saved in account, but also the relevant attribute information of user and operation can be preserved
The attribute information of behavior, wherein user can be including integration situation of the user in the internet platform, the identity mark of the user
The information such as knowledge.And then after personal account is logged on in current user, the attribute information of active user can be extracted, is follow-up
The matching of various information provides foundation.
Step 250, according to the corresponding each target user's classification of the business scenario, obtain each target user's classification
Crowd's categorical match rule.
In a specific embodiment of the present invention, the crowd's classification that can be applicable in due to being directed to different business scenario settings,
And according to specific business scenario needs, including between each target user's classification or belonging relation are set, wherein for same industry
Be engaged in scene under have comprising or belonging relation crowd's classification, crowd's classification can be divided into level-one crowd classification, two level crowd
Classification, and so on.Therefore, when using successively matched mode, for level-one crowd's classification pair different under business scenario
The matching way for the crowd's classification chain answered is different.And then matching obtain active user affiliated crowd's classification when, for work as
Different level-one crowd's classification under preceding business scenario, there is provided different crowd's categorical match rules.
Illustratively, it is assumed that target user's classification of business scenario tourism setting can be divided into ordinary user and member uses
Family, wherein correlated activation is further set for member user, therefore member user can be refined as participating in specific activities
User and do not participate in the users of specific activities.Wherein, ordinary user and member user are level-one crowd's classification, for commonly using
Only one people's realm of ordinary user is other in the corresponding crowd's classification chain in family, therefore for the match party of ordinary user crowd's classification
Formula only can be matched once；And it is other therefore right to include three people's realms for the corresponding crowd's classification chain of member user
Two layers of crowd's categorical match three times can be at most carried out in the matching way of member user crowd's classification.
Wherein, matched rule can be more complicated, and the present embodiment is carried out just for the difference between Different matching rule
Illustrate, and there is no excessive restriction for specific matching way in matched rule.
Step 260, according to each crowd's categorical match rule, by the attribute information of the active user respectively with the industry
The corresponding each target user's classification of business scene is matched, and obtains the crowd's class to match with the attribute information of active user
Not.
In a specific embodiment of the present invention, specific matching way has been formulated in crowd's categorical match rule, such as
The modes such as hierarchical relationship, matched grade and the matched number matched somebody with somebody.It, will be described current according to each crowd's categorical match rule
Each target user's classification corresponding with the business scenario is matched the attribute information of user respectively, acquisition and active user
Crowd's classification for matching of attribute information.
It should be noted that active user may match to obtain in secondary crowd's classification under level-one crowd's classification at least
Two people's realms are other, that is to say, that active user can match to obtain multiple affiliated crowd's classifications.Illustratively, it is assumed that business
Target user's classification of scene tourism setting can be divided into ordinary user and member user, wherein for member user not only into one
Step sets correlated activation, the white list also to the user setting currently all registered, wherein the user for being included in white list can
With preferentially by some certifications in platform, make the user's operation in white list get up it is simpler and more direct with it is safe.Therefore member uses
Family can be refined as the user of activity, the user of non-activity and the user that is included in white list.To currently using
When the affiliated crowd's classification in family is matched, active user may meet the activity under level-one crowd classification member user simultaneously
User and the user that is included in white list, therefore active user matches to obtain secondary crowd's class under level-one crowd's classification at this time
Two people's realms in not are other.
Step 270, according to the attribute information of the business scenario and affiliated crowd's classification of the active user, inquiry is suitable
For the payment rate types of the active user.
In a specific embodiment of the present invention, payment rate types do not have specific meaning, are intended only as rate and inquire about
A bridge in journey.Therefore, the incidence relation between different crowd classification that can be according to different business scene and under it is set
Put different payment rate types.For example, the ordinary user under business scenario tourism is arranged to A classes, the participation in member user
Active user is arranged to B classes, and non-activity user setting is C classes, and the user setting being included in white list is D classes；And for
Ordinary user under business scenario is rented a house is arranged to E classes, and so on.
Preferably, if affiliated crowd's classification of the active user includes at least two crowd's classifications, according to the industry
The attribute information for scene of being engaged in and at least two crowds classification, inquiry is suitable at least two payments of the active user
Rate type；According to paying the pre-set weight of rate types, power maximum in rate types is paid by described at least two
The corresponding payment rate types of weight are determined as the payment rate types of the active user.
In a specific embodiment of the present invention, rate types are paid as a bridge in rate query process, although
There is no specific meaning, but there is defined the weight of each payment rate types, represent to determine the preferential of each payment rate types
Grade.The priority for paying the bigger expression payment rate types of weight of rate types is higher, it is determined that during payment rate types
The payment rate types should more be selected.Meanwhile it is indirectly solved to a certain extent when user has at least two crowds
During classification, the definite of rate is caused to there are problems that collision risk.
Illustratively, in the examples described above, active user may meet the ginseng under level-one crowd classification member user simultaneously
The user for adding the user of activity and being included in white list, therefore inquiry obtains the payment rate types of active user including two,
That is B classes and D classes.Assuming that the weight that the weight of B classes payment rate types is 0.83, D classes payment rate types is 0.32, therefore can
Indirectly to judge the priority of the user of activity higher than the priority for being included in white list user.And then B classes are determined to work as
The payment rate types of preceding user.
Step 280, the means of payment being passed in advance according to the payment rate types and the active user, inquiry are applicable in
In the payment scale of rate of the active user.
In a specific embodiment of the present invention, the means of payment when means of payment is including customer consumption, such as disposable pair
Mode of repayment of the clear or monthly payment plan when modes and user's financing or debt-credit, such as payment or equal principal etc. in advance is also
Money mode.It can be by user to the clicking operation of means of payment corresponding button, to receive the means of payment of user's selection.It can be with
Different payment scale of rates, such as A are set according to the incidence relation between different payment rate types and the different means of payment
The means of payment of the corresponding one-off of class payment rate types could be provided as A grades, and the refund of corresponding equal principal
Mode could be provided as B grades.
Step 290, the payment rate for being suitable for the active user according to the payment scale of rate inquiry.
In a specific embodiment of the present invention, each payment scale of rate corresponds to unique payment rate, therefore is obtaining
It can inquire about to obtain corresponding payment rate after scale of rate must be paid.Scale of rate is paid with paying the correspondence of rate,
It is not only convenient for the inquiry of rate, while in the case where the change of later stage business scenario or the rear ends such as update of rate are safeguarded, repaiies
Change mode flexibly and modification cost is relatively low, be conducive to the maintenance and exploitation of business rate.
The technical solution of the present embodiment by the setting of the matched rule to the affiliated crowd's classification of user, specifies user people
The other matching way of realm；To paying the setting of rate types weight, the priority of rate is clearly paid；By paying tariff class
Type, payment scale of rate and the setting for paying rate correspondence, are not only convenient for the inquiry of rate, while in later stage business field
In the case that the rear ends such as the change of scape or the update of rate are safeguarded, modification mode is flexibly and modification cost is relatively low, is conducive to business
The maintenance and exploitation of rate.And in rate query process is paid, without repeating to judge user pass corresponding with business scenario
System, realizes the rate preparation program changed at many levels under different business scenarios for different user, improves rate preparation
Flexibility, convenient for the extension of later stage business and the update of rate.
Embodiment three
Fig. 3 is a kind of structure diagram for rate device for formulating that the embodiment of the present invention three provides, and the present embodiment is applicable
The situation that rate is prepared when by the consumption or financing of internet type, the device can be realized described in any embodiment of the present invention
Rate preparation method.The device specifically includes：
Target user's enquiry module 310, for business scenario inquiry and the business being passed in advance according to active user
The corresponding all target user's classifications of scene；
User information extraction module 320, for extracting the attribute information of the active user；
Crowd's categorical match module 330, it is corresponding with the business scenario for the attribute information according to the active user
All target user's classifications, matching obtain affiliated crowd's classification of active user；
Rate determining module 340, for be passed in advance according to the active user the means of payment, the business scenario and
Affiliated crowd's classification of the active user determines the payment rate of the active user.
Further, target user's enquiry module 310, including：
User's request reception unit prepares request for receiving the rate that the active user is passed to；
Scene information resolution unit, for the attribute information of the business scenario according to rate preparation request analysis；
Target user's query unit, it is corresponding with the business scenario for being inquired about according to the attribute information of the business scenario
All target user's classifications.
Preferably, crowd's categorical match module 330, including：
Matched rule acquiring unit, for according to the corresponding each target user's classification of the business scenario, obtaining each
Crowd's categorical match rule of target user's classification；
Crowd's categorical match unit, for according to each crowd's categorical match rule, the attribute of the active user to be believed
Each target user's classification corresponding with the business scenario is matched breath respectively, obtains the attribute information phase with active user
Matched crowd's classification.
Further, the rate determining module 340, including：
Rate types query unit, for the attribute information according to the business scenario and the affiliated people of the active user
Realm is other, and inquiry is suitable for the payment rate types of the active user；
Scale of rate query unit, for the payment being passed in advance according to the payment rate types and the active user
Mode, inquiry is suitable for the payment scale of rate of the active user；
Rate determination unit, for being paid according to the payment scale of rate inquiry suitable for the branch of the active user
Rate.
Preferably, the rate types query unit is specifically additionally operable to：If affiliated crowd's classification bag of the active user
At least two crowd's classifications are included, then according to the attribute information of the business scenario and at least two crowds classification, inquiry is fitted
At least two for the active user pay rate types；According to pay the pre-set weight of rate types, by institute
State the payment that the corresponding payment rate types of weight maximum at least two payment rate types are determined as the active user
Rate types.
By the mutual cooperation between each function module, it is corresponding to realize business scenario for the technical solution of the present embodiment
The matching of crowd's classification belonging to the inquiry of target user's classification, active user, pay rate types priority judge and
Pay rate determine etc. functions.In rate query process, without repeating to judge user's relation corresponding with business scenario,
The rate preparation program changed at many levels under different business scenarios for different user is realized, improves the spirit of rate preparation
Activity, convenient for the extension of later stage business and the update of rate.
Example IV
Fig. 4 is a kind of structure diagram for server that the embodiment of the present invention four provides.As shown in figure 4, the service utensil
Body includes：One or more processors 410, in Fig. 4 by taking a processor 410 as an example；Memory 420, for store one or
Multiple programs, when one or more programs are performed by one or more processors 410 so that one or more processors 410 are real
Rate preparation method described in existing any embodiment of the present invention.Processor 410 can pass through bus or its other party with memory 420
Formula connects, in Fig. 4 exemplified by being connected by bus.
Memory 420 as a kind of computer readable storage medium, can perform available for storage software program, computer
Program and module, if the corresponding program instruction of rate preparation method in the embodiment of the present invention is (for example, business scenario is corresponding
The matching of crowd's classification belonging to the inquiry of target user's classification, active user and successively determining for payment rate).Processor
410 are stored in software program, instruction and module in memory 420 by operation, so as to the various functions of execute server
Using and data processing, that is, realize above-mentioned rate preparation method.
Memory 420 can mainly include storing program area and storage data field, wherein, storing program area can store operation system
Application program needed for system, at least one function；Storage data field can be stored uses created data etc. according to server.
In addition, memory 420 can include high-speed random access memory, can also include nonvolatile memory, for example, at least one
A disk memory, flush memory device or other non-volatile solid state memory parts.In some instances, memory 420 can be into
One step is included compared with the remotely located memory of processor 410, these remote memories can pass through network connection to service
Device.The example of above-mentioned network includes but not limited to internet, intranet, LAN, mobile radio communication and combinations thereof.
Embodiment five
The embodiment of the present invention five also provides a kind of computer readable storage medium, be stored thereon with computer program (or
For computer executable instructions), for performing a kind of rate preparation method when which is executed by processor, this method includes：
The business scenario being passed in advance according to active user inquires about all target user's classes corresponding with the business scenario
Not；
Extract the attribute information of the active user；
According to the attribute information of the active user all target user's classifications corresponding with the business scenario, match
To affiliated crowd's classification of active user；
The affiliated people of the means of payment, the business scenario and the active user that are passed in advance according to the active user
Realm is other, determines the payment rate of the active user.
Certainly, a kind of computer readable storage medium that the embodiment of the present invention is provided, computer executable instructions are not
It is limited to method operation as described above, can also carry out the correlation in the rate preparation method that any embodiment of the present invention is provided
Operation.
By the description above with respect to embodiment, it is apparent to those skilled in the art that, the present invention
It can be realized by software and required common hardware, naturally it is also possible to which by hardware realization, but the former is more in many cases
Good embodiment.Based on such understanding, what technical scheme substantially in other words contributed to the prior art
Part can be embodied in the form of software product, which can be stored in computer readable storage medium
In, floppy disk, read-only memory (Read-Only Memory, ROM), random access memory (Random such as computer
Access Memory, RAM), flash memory (FLASH), hard disk or CD etc., including some instructions with so that a computer is set
Standby (can be personal computer, server or the network equipment etc.) performs the method described in each embodiment of the present invention.It is worth
It is noted that in the embodiment of above-mentioned searcher, included unit and module are simply drawn according to function logic
Point, but above-mentioned division is not limited to, as long as corresponding function can be realized；In addition, each functional unit is specific
Title is also only to facilitate mutually distinguish, the protection domain being not intended to limit the invention.
Note that it above are only presently preferred embodiments of the present invention and institute's application technology principle.It will be appreciated by those skilled in the art that
The invention is not restricted to specific embodiment described here, can carry out for a person skilled in the art various apparent variations,
It readjusts and substitutes without departing from protection scope of the present invention.Therefore, although being carried out by above example to the present invention
It is described in further detail, but the present invention is not limited only to above example, without departing from the inventive concept, also
It can include other more equivalent embodiments, and the scope of the present invention is determined by scope of the appended claims.
Claims (10)
1. a kind of rate preparation method, which is characterized in that including：
The business scenario being passed in advance according to active user inquires about all target user's classifications corresponding with the business scenario；
Extract the attribute information of the active user；
According to the attribute information of active user target user's classification corresponding with the business scenario, matching is currently used
Affiliated crowd's classification at family；
Affiliated crowd's class of the means of payment, the business scenario and the active user that are passed in advance according to the active user
Not, the payment rate of the active user is determined.
2. it according to the method described in claim 1, it is characterized in that, is looked into according to the business scenario that the active user is passed in advance
All target user's classifications corresponding with the business scenario are ask, including：
It receives the rate that the active user is passed to and prepares request；
The attribute information of business scenario according to the rate prepares request analysis；
All target user's classifications corresponding with the business scenario are inquired about according to the attribute information of the business scenario.
3. method according to claim 1 or 2, which is characterized in that according to the attribute information of the active user with it is described
The corresponding all target user's classifications of business scenario, matching obtain affiliated crowd's classification of active user, including：
According to the corresponding each target user's classification of the business scenario, crowd's categorical match of each target user's classification is obtained
Rule；
It is according to each crowd's categorical match rule, the attribute information of the active user is corresponding with the business scenario respectively
Each target user's classification is matched, and obtains the crowd's classification to match with the attribute information of active user.
4. according to the method described in claim 1, it is characterized in that, the means of payment being passed in advance according to the active user,
The business scenario and affiliated crowd's classification of the active user determine the payment rate of the active user, including：
According to the attribute information of the business scenario and affiliated crowd's classification of the active user, inquiry is suitable for described current
The payment rate types of user；
According to the means of payment that the payment rate types and the active user are passed in advance, inquiry is suitable for the current use
The payment scale of rate at family；
According to the payment scale of rate inquiry suitable for the payment rate of the active user.
5. according to the method described in claim 4, it is characterized in that, according to the attribute information of the business scenario and described current
Affiliated crowd's classification of user, inquiry are suitable for the payment rate types of the active user, including：
If affiliated crowd's classification of the active user includes at least two crowd's classifications, according to the attribute of the business scenario
Information and at least two crowds classification, inquiry is suitable for at least two payment rate types of the active user；
According to paying the pre-set weight of rate types, weight pair maximum in rate types is paid by described at least two
The payment rate types answered are determined as the payment rate types of the active user.
6. a kind of rate device for formulating, which is characterized in that including：
Target user's enquiry module, the business scenario for being passed in advance according to active user are inquired about corresponding with the business scenario
All target user's classifications；
User information extraction module, for extracting the attribute information of the active user；
Crowd's categorical match module, it is corresponding with the business scenario all suitable for the attribute information according to the active user
Employment realm is other, and matching obtains affiliated crowd's classification of active user；
Rate determining module, for be passed in advance according to the active user the means of payment, the business scenario and it is described work as
Affiliated crowd's classification of preceding user determines the payment rate of the active user.
7. device according to claim 6, which is characterized in that target user's enquiry module, including：
User's request reception unit prepares request for receiving the rate that the active user is passed to；
Scene information resolution unit, for the attribute information of the business scenario according to rate preparation request analysis；
Target user's query unit, for inquiring about institute corresponding with the business scenario according to the attribute information of the business scenario
There is target user's classification.
8. device according to claim 6, which is characterized in that the rate determining module, including：
Rate types query unit, for the attribute information according to the business scenario and affiliated crowd's class of the active user
Not, inquiry is suitable for the payment rate types of the active user；
Scale of rate query unit, for the payer being passed in advance according to the payment rate types and the active user
Formula, inquiry is suitable for the payment scale of rate of the active user；
Rate determination unit, for the payment rate according to the payment scale of rate inquiry suitable for the active user.
9. a kind of server, which is characterized in that including：
One or more processors；
Memory, for storing one or more programs；
When one or more of programs are performed by one or more of processors so that one or more of processors are real
The now rate preparation method as any one of claim 1 to 5.
10. a kind of computer readable storage medium, is stored thereon with computer program, which is characterized in that the program is by processor
The rate preparation method as any one of claim 1 to 5 is realized during execution.
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| CN101159566A (en) * | 2003-06-25 | 2008-04-09 | 华为技术有限公司 | Content charging method and system of data traffic |
| CN101430779A (en) * | 2008-12-24 | 2009-05-13 | 金蝶软件（中国）有限公司 | Method and apparatus for matching commodity price in ERP system |
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Denomination of invention: A method, device, server, and storage medium for rate allocation Effective date of registration: 20230925 Granted publication date: 20201110 Pledgee: Luohu sub branch of Shenzhen Rural Commercial Bank Co.,Ltd. Pledgor: SHENZHEN LEXIN SOFTWARE TECHNOLOGY Co.,Ltd. Registration number: Y2023980058548 |