CN108053578A - Remote financial authentication terminating machine - Google Patents

Remote financial authentication terminating machine Download PDF

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Publication number
CN108053578A
CN108053578A CN201711297949.2A CN201711297949A CN108053578A CN 108053578 A CN108053578 A CN 108053578A CN 201711297949 A CN201711297949 A CN 201711297949A CN 108053578 A CN108053578 A CN 108053578A
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CN
China
Prior art keywords
information
control circuit
module
terminating machine
touch
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Pending
Application number
CN201711297949.2A
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Chinese (zh)
Inventor
王勇
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Sichuan Ann Bright Technology Co Ltd
Original Assignee
Sichuan Ann Bright Technology Co Ltd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Sichuan Ann Bright Technology Co Ltd filed Critical Sichuan Ann Bright Technology Co Ltd
Priority to CN201711297949.2A priority Critical patent/CN108053578A/en
Publication of CN108053578A publication Critical patent/CN108053578A/en
Pending legal-status Critical Current

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Classifications

    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F19/00Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
    • G07F19/20Automatic teller machines [ATMs]
    • G07F19/206Software aspects at ATMs
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401Transaction verification
    • G06Q20/4014Identity check for transactions
    • G06Q20/40145Biometric identity checks
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02Banking, e.g. interest calculation or account maintenance
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04LTRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L67/00Network arrangements or protocols for supporting network services or applications
    • H04L67/01Protocols
    • H04L67/12Protocols specially adapted for proprietary or special-purpose networking environments, e.g. medical networks, sensor networks, networks in vehicles or remote metering networks

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  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Finance (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Economics (AREA)
  • Technology Law (AREA)
  • Marketing (AREA)
  • Development Economics (AREA)
  • Health & Medical Sciences (AREA)
  • Computing Systems (AREA)
  • General Health & Medical Sciences (AREA)
  • Medical Informatics (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Signal Processing (AREA)
  • Computer Security & Cryptography (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Collating Specific Patterns (AREA)

Abstract

The invention discloses remote financial authentication terminating machines, including identity card read module, memory module, fingerprint recording module, touch-screen, control circuit, network interface, NB IoT node apparatus, network is connected by network interface, carry out data bank comparison, memory module is used for the storage of data, can historical query be carried out by the data of storage, customer profile is searched by reading identity card information, then carry out fingerprint authentication and confirm client identity, by setting rechargeable battery to its terminating machine, it can carry out prolonged mobile remote service, financial industry worker is facilitated to go out in face of client, solve the problems, such as that portable finance device carries out safety certification;It is small by the way that the device of all information gatherings is combined on a terminating machine, it is conveniently operated, improves efficiency;Signature retention is carried out by configuring capacitance pen so that signature reminds guest operation by voice module, facilitate client's using terminal machine with more authenticity.

Description

Remote financial authentication terminating machine
Technical field
The present invention relates to a kind of terminating machines, and in particular to remote financial authentication terminating machine.
Background technology
With current, the demand for handling in banking aspect with people is continuously increased, and bank service is also increasingly deeper Enter base, for ease of better service transacting user, be also provided with more portable finance device, as movable type is applied for card equipment And portable withdrawal equipment etc., the self-service of banking is preferably carried out for trade user and is handled.
However, above-mentioned movable type finance device while masses are facilitated also the thing followed there are some security risks, If some criminals have an opportunity to take advantage of, illegal portable finance device is set privately, to gain the identity of trade user letter by cheating Breath or directly defraudation etc., the property safety of serious threat trade user, so as to also reduce regular portable finance device Degree of belief in the minds of masses and affect using and popularizing for regular portable finance device.Therefore, masses how to be allowed to use Family simply and effectively carries out safety certification to portable finance device has become the current problem to be solved of technical staff.
The content of the invention
The technical problems to be solved by the invention are simply and effectively to carry out safety certification, purpose to portable finance device It is to provide remote financial authentication terminating machine, solves simply and effectively to ask portable finance device progress safety certification Topic.
The present invention is achieved through the following technical solutions:
Remote financial authentication terminating machine, including identity card read module, memory module, fingerprint recording module, touch Screen, control circuit, network interface, NB-IoT node apparatus, wherein, identity card read module, for reading identity card information, and Information is transmitted to control circuit;Memory module for receiving the information that control circuit transmits, and information is stored;Fingerprint Information for gathering finger print information, and is transmitted to control circuit by recording module;Touch-screen is transmitted for receiving control circuit Information is shown, and is used for typing signing messages, and the information of typing is transmitted to control circuit;Control circuit, for receiving The information that identity card read module, fingerprint recording module, touch-screen transmit, and information is transmitted to memory module, it is also used for believe Breath uploads host by network interface or NB-IoT node apparatus;NB-IoT node apparatus is transmitted for receiving control circuit Information is simultaneously uploaded to network by information, can receive message by connecting network from the background.To solve the above problems, it is connect by network Mouth connection network carries out data bank comparison, and memory module is used for the storage of data and the data storage of client authenticating information, Can historical query be carried out by the data of storage, customer profile is searched by reading identity card information, then carries out fingerprint Verification confirms client identity, by NB-IoT node apparatus, terminating machine can be made to carry out distance type service, NB-IoT is low-power consumption Wide covering (LPWA) Internet of Things (IoT), with covering is wide, connection is more, rate is low, at low cost, low in energy consumption, the excellent spy of framework Point, NB-IoT use License frequency ranges, can take in band, three kinds of deployment way of protection band or Independent Carrier Wave, realize and existing net The Internet of Things that network coexists, by setting rechargeable battery to its terminating machine, you can prolonged mobile remote service is carried out, it is convenient Financial industry worker goes out in face of client, solves the problems, such as that portable finance device carries out safety certification.
Further, terminating machine is cuboid, and the touch-screen is located at cuboid upper surface, is identity above touch-screen Read area is demonstrate,proved, is provided with below touch-screen at fingerprint collecting.By the way that the device of all information gatherings is combined in a terminating machine On, it is small, it is conveniently operated, improves efficiency.
Further, the side of terminating machine is provided with the cutting ferrule for placing capacitance pen, and capacitance pen is provided in cutting ferrule.By matching somebody with somebody It puts capacitance pen and carries out signature retention so that signature is with more authenticity.
Further, control circuit is also associated with voice module, and voice is carried out for receiving the information that control circuit transmits Prompting.Guest operation is reminded by voice module, facilitates client's using terminal machine.
Compared with prior art, the present invention it has the following advantages and advantages:
1st, remote financial authentication terminating machine of the present invention connects network by network interface, carries out data bank comparison, deposit Module is stored up for the storage of data and the data storage of client authenticating information, can history be carried out by the data of storage and looked into It askes, customer profile is searched by reading identity card information, then carry out fingerprint authentication and confirm client identity, saved by NB-IoT Point device, can make terminating machine carry out distance type service, and NB-IoT is that low-power consumption extensively covers (LPWA) Internet of Things (IoT), tool There are the features such as covering is wide, connection is more, rate is low, at low cost, low in energy consumption, framework is excellent, NB-IoT uses License frequency ranges, can adopt It takes in band, three kinds of deployment way of protection band or Independent Carrier Wave, the Internet of Things coexisted with existing network is realized, by its terminating machine Rechargeable battery is set, you can carries out prolonged mobile remote service, financial industry worker is facilitated to go out in face of client, solution The problem of certainly portable finance device carries out safety certification;
2nd, remote financial authentication terminating machine of the present invention, by the way that the device of all information gatherings is combined in a terminating machine On, it is small, it is conveniently operated, improves efficiency;
3rd, remote financial authentication terminating machine of the present invention carries out signature retention by configuring capacitance pen so that signature is more With authenticity, guest operation is reminded by voice module, facilitates client's using terminal machine.
Description of the drawings
Attached drawing described herein is used for providing further understanding the embodiment of the present invention, forms one of the application Point, do not form the restriction to the embodiment of the present invention.In the accompanying drawings:
Fig. 1 is modular structure schematic diagram of the present invention;
Fig. 2 is schematic structural view of the invention.
Mark and corresponding parts title in attached drawing:
1- identity card read areas, 2- touch-screens, at 3- fingerprint collectings, 4- cutting ferrules, 5- capacitance pens
Specific embodiment
Understand to make the object, technical solutions and advantages of the present invention clearer, with reference to embodiment and attached drawing, to this Invention is described in further detail, and exemplary embodiment of the invention and its explanation are only used for explaining the present invention, do not make For limitation of the invention.
Embodiment
As shown in Figure 1 and Figure 2, remote financial authentication terminating machine of the present invention, including identity card read module, storage mould Block, fingerprint recording module, touch-screen, control circuit, network interface, NB-IoT node apparatus, wherein, identity card read module, For reading identity card information, and information is transmitted to control circuit;Memory module, for receiving the information that control circuit transmits, And information is stored;Information for gathering finger print information, and is transmitted to control circuit by fingerprint recording module;Touch-screen is used It is shown in the information that reception control circuit transmits, and for typing information, and the information of typing is transmitted to control circuit;Control Information for receiving the information that identity card read module, fingerprint recording module, touch-screen transmit, and is transmitted to storage by circuit processed Module is also used for information uploading host by network interface or NB-IoT node apparatus;NB-IoT node apparatus, for receiving Information is simultaneously uploaded to network by information that control circuit transmits, can receive message by connecting network from the background;Terminating machine is length Cube, the touch-screen are located at cuboid upper surface, are identity card read areas above touch-screen, the human image collecting module Camera is provided with below touch-screen at fingerprint collecting between touch-screen and identity card read area;The side of terminating machine The cutting ferrule for placing capacitance pen is provided with, capacitance pen is provided in cutting ferrule;Control circuit is also associated with voice module, is controlled for receiving The information that circuit processed transmits carries out voice prompt.It in use, can be by carrying out using raw information in sales counter transacting business Typing carries out contrast verification when facilitating verification;During implementation, by setting rechargeable battery to its terminating machine, you can carry out for a long time Mobile remote service, financial industry worker is facilitated to go out in face of client.
Above-described specific embodiment has carried out the purpose of the present invention, technical solution and advantageous effect further It is described in detail, it should be understood that the foregoing is merely the specific embodiments of the present invention, is not intended to limit the present invention Protection domain, within the spirit and principles of the invention, any modification, equivalent substitution, improvement and etc. done should all include Within protection scope of the present invention.

Claims (4)

1. remote financial authentication terminating machine, which is characterized in that including identity card read module, memory module, fingerprint typing Module, touch-screen, control circuit, network interface, NB-IoT node apparatus, wherein,
Information for reading identity card information, and is transmitted to control circuit by identity card read module;
Memory module for receiving the information that control circuit transmits, and information is stored;
Information for gathering finger print information, and is transmitted to control circuit by fingerprint recording module;
Touch-screen shown for receiving the information that control circuit transmits, and for typing signing messages, and by the letter of typing Breath is transmitted to control circuit;
Control circuit for receiving the information that identity card read module, fingerprint recording module, touch-screen transmit, and information is passed To memory module, it is also used for information uploading host by network interface or NB-IoT node apparatus;
NB-IoT node apparatus for receiving information that control circuit transmits and information being uploaded to network, passes through connection from the background Network can receive message.
2. remote financial authentication terminating machine according to claim 1, which is characterized in that the terminating machine is rectangular Body, the touch-screen (2) are located at cuboid upper surface, are identity card read area (1) above touch-screen (2), touch-screen (2) Lower section is provided at fingerprint collecting (4).
3. remote financial authentication terminating machine according to claim 1, which is characterized in that the side of the terminating machine is set The cutting ferrule (4) for placing capacitance pen is equipped with, capacitance pen (5) is provided in cutting ferrule (4).
4. remote financial authentication terminating machine according to claim 1, which is characterized in that the control circuit is also connected with There is voice module, voice prompt is carried out for receiving the information that control circuit transmits.
CN201711297949.2A 2017-12-08 2017-12-08 Remote financial authentication terminating machine Pending CN108053578A (en)

Priority Applications (1)

Application Number Priority Date Filing Date Title
CN201711297949.2A CN108053578A (en) 2017-12-08 2017-12-08 Remote financial authentication terminating machine

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
CN201711297949.2A CN108053578A (en) 2017-12-08 2017-12-08 Remote financial authentication terminating machine

Publications (1)

Publication Number Publication Date
CN108053578A true CN108053578A (en) 2018-05-18

Family

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Family Applications (1)

Application Number Title Priority Date Filing Date
CN201711297949.2A Pending CN108053578A (en) 2017-12-08 2017-12-08 Remote financial authentication terminating machine

Country Status (1)

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CN (1) CN108053578A (en)

Citations (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN103544509A (en) * 2013-09-19 2014-01-29 无锡指网生物识别科技有限公司 Fingerprint identification system
CN105631292A (en) * 2015-12-24 2016-06-01 南京通弘联电子科技有限公司 Identity authentication and financial payment all-in-one machine terminal
CN205983684U (en) * 2016-06-17 2017-02-22 深圳市雁联计算系统有限公司 How self -service financial service system of bank outlets
CN106447941A (en) * 2016-11-03 2017-02-22 深圳市亚略特生物识别科技有限公司 Self-service certificate handling equipment
CN107390569A (en) * 2017-06-13 2017-11-24 金卡智能集团股份有限公司 A kind of Internet of Things gas meter, flow meter communication system and method based on the NB IoT communication technologys

Patent Citations (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN103544509A (en) * 2013-09-19 2014-01-29 无锡指网生物识别科技有限公司 Fingerprint identification system
CN105631292A (en) * 2015-12-24 2016-06-01 南京通弘联电子科技有限公司 Identity authentication and financial payment all-in-one machine terminal
CN205983684U (en) * 2016-06-17 2017-02-22 深圳市雁联计算系统有限公司 How self -service financial service system of bank outlets
CN106447941A (en) * 2016-11-03 2017-02-22 深圳市亚略特生物识别科技有限公司 Self-service certificate handling equipment
CN107390569A (en) * 2017-06-13 2017-11-24 金卡智能集团股份有限公司 A kind of Internet of Things gas meter, flow meter communication system and method based on the NB IoT communication technologys

Non-Patent Citations (1)

* Cited by examiner, † Cited by third party
Title
张旭等: "NB-IoT的技术背景及面临的挑战", 《电脑知识与技术》, no. 6, pages 89 - 90 *

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Application publication date: 20180518