CN108053215A - A kind of supervision payment system and method - Google Patents
A kind of supervision payment system and method Download PDFInfo
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- CN108053215A CN108053215A CN201711360928.0A CN201711360928A CN108053215A CN 108053215 A CN108053215 A CN 108053215A CN 201711360928 A CN201711360928 A CN 201711360928A CN 108053215 A CN108053215 A CN 108053215A
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/405—Establishing or using transaction specific rules
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
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Abstract
The invention discloses a kind of supervision payment system and methods, it is related to financial management and control technical field, it includes server end, supervision end and payment terminals, and server end docks in real time with the data system of external financial unit, server end includes Fund Supervision circle register table, general ledger summary table, detailed account summary table；Module, administration module, the detailed module of project funds expenditure, project funds expenditure general ledger module, the detailed module of Fund Supervision circle income, the detailed module of Fund Supervision circle expenditure are established in supervision end including Fund Supervision circle；Payment terminals include payment module, the detailed module of project payment, detailed module of paying in cash, cash income detail module；Disclosed by the invention is widely suitable to all-network payment platforms; the safety of user's fund can effectively be protected; supervisory systems integrates the data of revenue and expenditure by collecting, and the analysis result of science is provided for " by superintendent " " superintendent ", effectively Supervision of planning family, the rational consumption habit of group.
Description
Technical field
The present invention relates to financial management and control technical fields, are specifically a kind of supervision payment system and method.
Background technology
The payment system that existing market uses generally mainly only collects money, pays the bill, function of transferring accounts.
Current payment systems shortcoming is：First, the function of only collect money, pay the bill, transferring accounts, function is single, two, without using branch
System big data is paid, carries out relevant classification, concentration, customer consumption classification general ledger detail account is established in analysis and the regular period is domestic-investment
Gold supervision circle user's individual capital expenditure general ledger detail account and guides the reasonable consumption of client, and three, the fund of user cannot be received
Enter, branch artificial situation timely feedbacks and gives interested third party " superintendent ", allow fund " supervisor " can grasp in real time " by superintendent " money
Gold revenue and expenditure information, play third party monitoring, the revenue and expenditure activity of managed fund, four, to cash income expenditure excalation monitoring
Management, capital management is not complete, five, now almost each mobile phone be all bundled with bank card, once mobile phone lose or account profile
It divulges a secret the risk that can all have and cause user's monetary loss.
The content of the invention
For defect in the prior art, payment system and method are supervised it is an object of the invention to provide a kind of,
All-network payment platform is widely portable to, can effectively protect the safety of user's fund, supervisory systems is whole by collecting
The data of revenue and expenditure are closed, the analysis result of science is provided for " by superintendent " " superintendent ", effectively Supervision of planning family, group close
The consumption habit of reason.
To achieve the above objectives, the present invention adopts the technical scheme that：A kind of supervision payment system, including server end,
End and payment terminals are supervised, and server end docks in real time with the data system of external financial unit, the server end includes money
Gold supervision circle register table, general ledger summary table, detailed account summary table；Wherein, the Fund Supervision circle register table is used to record each supervision end
Supervision information；The general ledger summary table is used to record the fund increase and decrease of Fund Supervision circle；The detail account summary table is used to remember
Record the details of the Capital Flow of Fund Supervision circle；Module, administration module, item are established in the supervision end including Fund Supervision circle
The detailed module of mesh fund expenditure, project funds expenditure general ledger module, the detailed module of Fund Supervision circle income, Fund Supervision circle expenditure
Detailed module；Wherein, Fund Supervision circle establishes module for establishing Fund Supervision circle in server end, including establishing Fund Supervision
Circle register table establishes general ledger summary table and establishes detailed account summary table；Administration module is used to receive the payment request of payment terminals, and supervises
Each highest payment amount of payment terminals and daily payment times；After payment terminals are beyond payment amount or payment times, supervision
The payment request can be agreed to/be refused to module；The detailed module of project funds expenditure is used to transfer general ledger summary table, the detail of server end
Account summary table generates project funds appropriation analysis, which includes safeguarding processing unit, maintenance processing
Unit can judge project funds, if belonging to allowable expenditure, jump to payment interface, supervision end can be by reimbursed sum
Go to the account at counterpart expenditure end；If belong to voucher render an account expenditure or not allowable expenditure, supervise end and believe relevant treatment
Breath is sent to corresponding payment terminals；Project funds expenditure general ledger module is total for transferring the general ledger summary table of server end, detailed account
Table, generation project funds expenditure general ledger sheet；The detailed module of Fund Supervision circle income is used to transferring the general ledger summary table of server end, bright
Itemized account summary table, generation Fund Supervision circle income detail list；And it can decide whether to disclose each payment terminals；Fund Supervision circle expenditure is bright
Thin module is used to transfer the general ledger summary table of server end, detailed account summary table, generates Fund Supervision circle appropriation analysis；And it can determine
Whether each payment terminals are disclosed；The payment terminals include payment module, the detailed module of project payment, detailed module of paying in cash,
Cash income detail module；Wherein, payment module is used to send payment request to administration module；The detailed module of project payment is used for
Generation project pays detail list, including date, project, the amount of money, expenditure summary, account due, the people that renders an account, people's phone of rendering an account, payment
End can to expenditure summary, account due, render an account people and people's phone of rendering an account is modified, after the completion of modification, payment module is by project branch
It pays parts list information and is sent to server end, be incorporated to general ledger summary table and detailed account summary table；Detailed module of paying in cash is used to generate
It pays in cash detail list, for recording the daily payment activity paid in cash, will pay in cash parts list information after the completion of record
Server end is sent to, is incorporated to general ledger summary table and detailed account summary table；Cash income detail module is detailed for generating cash income
For recording the daily payment activity of cash income, server is sent to after the completion of record by table for cash income parts list information
End is incorporated to general ledger summary table and detailed account summary table.
Based on the above technical solutions, the payment terminals further include account due module, which is used to connect
The information of rendering an account of pipe end processing is taken into custody, and views account due remaining sum, follow up bill and account receivable in time.
Based on the above technical solutions, the Fund Supervision circle register table include by the name of superintendent, bank of deposit,
Bank of deposit's account, bank of deposit's binding phone, each highest payment amount of supervision, day branch outdegree.
Based on the above technical solutions, the project funds appropriation analysis includes date, project, the amount of money, expenditure
Summary, declarer and business processing, and business processing include render an account immediately, voucher is rendered an account, refuses to submit three options of reason.
Based on the above technical solutions, the supervision end and payment terminals are arranged on corresponding by superintendent and superintendent
On mobile terminal.
The present invention also provides a kind of supervision method of payment based on above system, including：Newly-increased Fund Supervision circle flow：It is logical
The Fund Supervision circle crossed on supervision end establishes module, Fund Supervision circle is established in server end, including establishing Fund Supervision circle name
Record table establishes general ledger summary table and establishes detailed account summary table；It supervises end and sends application supervision request, payment terminals to corresponding payment terminals
After agreement, which could be added to Fund Supervision circle register table by supervision end, and set each highest branch of the payment terminals
Pay amount and daily payment times；Pay supervision flow：Payment terminals select corresponding project by payment module and send payment
Request after supervising the administration module reception payment request on end, judges whether the payment terminals exceed payment amount or payment times,
If it is not, then directly ratify payment request；If so, whether prompting superintendent ratifies the payment request, and result is fed back into branch
Fu Duan；The detailed maintenance process of project payment：Detailed module is paid by project and pays detail list for generating project, including day
Phase, project, the amount of money, expenditure summary, account due, the people that renders an account, people's phone of rendering an account, payment terminals can be to paying summary, account due, rendering an account
People and people's phone of rendering an account are modified, specifically, paying summary for describing the commodity of payment, account due is used to determine this branch
Whether need look for superintendent submit an expense account, and fill in render an account people and people's phone information of rendering an account if paying；After the completion of modification, payment module is by project branch
It pays parts list information and is sent to server end, be incorporated to general ledger summary table and detailed account summary table；It pays in cash detailed maintenance process：Pass through
Detailed module of paying in cash generates detail list of paying in cash, can by superintendent for recording the daily payment activity paid in cash
To manually enter consumption data, the parts list information that will pay in cash after the completion of record is sent to server end, is incorporated to general ledger summary table
With detailed account summary table；Cash income detail maintenance process：Cash income detail list is generated by cash income detail module, is used for
The daily payment activity of cash income is recorded, consumption data can be manually entered by superintendent, by cash income after the completion of record
Parts list information is sent to server end, is incorporated to general ledger summary table and detailed account summary table；The detailed account maintenance process of project funds expenditure：
The general ledger summary table of detailed module calls server end, detailed account summary table are paid by project funds, generation project funds expenditure is bright
Thin table, the project funds appropriation analysis include safeguarding processing unit, which can judge project funds,
If belonging to allowable expenditure, payment interface is jumped to, reimbursed sum can be gone to the account at counterpart expenditure end by supervision end；If belong to
In voucher render an account expenditure or not allowable expenditure, then supervise end and associated processing intelligence be sent to corresponding payment terminals；Project
Fund pays general ledger flow：The general ledger summary table of general ledger module calls server end, detailed account summary table are paid by project funds, it is raw
General ledger sheet is paid into project funds, superintendent is facilitated to understand the overall state of project funds expenditure；Fund Supervision circle income is detailed
Account flow：The general ledger summary table of detailed module calls server end, detailed account summary table, generation fund prison are taken in by Fund Supervision circle
Pipeloop takes in detail list；And it can decide whether to disclose each payment terminals；The detailed account maintenance process of Fund Supervision circle expenditure：Pass through money
General ledger summary table, the detailed account summary table of the detailed module calls server end of gold supervision circle expenditure, generation Fund Supervision circle expenditure are detailed
Table；And it can decide whether to disclose each payment terminals.
Based on the above technical solutions, this method further includes account due flow, is received and supervised by the account due module
The information of rendering an account of pipe end processing, and account due remaining sum is viewed, follow up bill and account receivable in time.
Based on the above technical solutions, increase newly in Fund Supervision circle flow, superintendent is to accordingly by supervision human hair
Go out supervision application, the identifying code for applying for supervision will be sent to by the payment terminals of superintendent by server-side, and prison is received by superintendent
After informing that identifying code is inputted supervision end by superintendent, superintendent after pipe identifying code, system starts to supervise.
Based on the above technical solutions, in payment supervision flow, when supervision end is beyond payment amount, server-side can be certainly
The dynamic identifying code by this payment is dealt into supervision end, and superintendent receives identifying code and informs to by superintendent, defeated again by superintendent
After entering identifying code, server-side could allow the operation that next step is carried out by superintendent, until the completion of the payment of this fund.
The beneficial effects of the present invention are：
By setting " Fund Supervision circle " function module, it addition will enter " by superintendent " in " Fund Supervision circle ", set
" superintendent " of " Fund Supervision circle " wholesale payment funding, need to be true by third party " superintendent " when " by superintendent " wholesale is paid
Recognizing payment or receiving the payment verification code of " superintendent " can just complete to pay, and reach supervision minor, old man, amentia personnel
Unnecessary loss caused by improperly operation payment, even if mobile phone is lost, because there is provided " each highest amount paids
Loss, can be preferably minimized limit by degree " " superintendent " and " day branch outdegree ", if the mobile phone owner of lost property in first time by mobile phone
It loses information and tells " superintendent ", " superintendent " can exercise supervision permission in time, change the overall quota for all expenditures " by superintendent " and day
Branch outdegree, completely can be to avoid pecuniary any loss, and it is daily that " superintendent " can preset " by superintendent " small amount payment
Highest number of operations, interim increased payment request, " superintendent " can change day expenditure for several times, support " by superintendent " temporarily
Normal payment demand, all gatherings of " by superintendent " generation, payment, transfer information data are synchronously sent to third party's " supervision
People " and " Fund Supervision circle " general ledger and detailed account, " by superintendent " can choose purchased product classification when buying product, side
Just data system is classified, collects, is analyzed, and all data " superintendent " may be selected, in " Fund Supervision circle " interior data sharing, to reach
Mutually supervision, reasonable consumption.
Disclosed by the invention is widely suitable to all-network payment platforms, can effectively protect the safety of user's fund, supervise
System integrates the data of revenue and expenditure by collecting, and the analysis result of science is provided for " by superintendent " " superintendent ", is effectively planned
Supervise family, the rational consumption habit of group.
Description of the drawings
Fig. 1 is the functional block diagram that payment system is supervised in the embodiment of the present invention；
Fig. 2 is the functional block diagram that end is supervised in the embodiment of the present invention；
Fig. 3 is the functional block diagram of payment terminals in the embodiment of the present invention；
Fig. 4 is the Establishing process figure of Fund Supervision circle in the embodiment of the present invention；
Fig. 5 is the flow chart that supervision is paid in the embodiment of the present invention；
Fig. 6 is that project pays detail flowchart one in the embodiment of the present invention；
Fig. 7 is that project pays detail flowchart two in the embodiment of the present invention；
Fig. 8 is detail flowchart of paying in cash in the embodiment of the present invention；
Fig. 9 is cash income detail flowchart in the embodiment of the present invention；
Figure 10 is that superintendent's project funds pays detail flowchart in the embodiment of the present invention；
Figure 11 is that superintendent's project funds pays general ledger flow chart in the embodiment of the present invention；
Figure 12 is that Fund Supervision circle takes in detail flowchart in the embodiment of the present invention；
Figure 13 is that Fund Supervision circle pays detail flowchart in the embodiment of the present invention；
Figure 14 is account due detail flowchart in the embodiment of the present invention.
Reference numeral：
1 ﹣ server ends；
2 ﹣ supervise end；21 ﹣ Fund Supervision circles establish module；22 ﹣ administration modules；The detailed module of 23 ﹣ project fundses expenditure；
24 ﹣ project fundses pay general ledger module；The detailed module of 25 ﹣ Fund Supervisions circles income；The detailed module of 26 ﹣ Fund Supervisions circles expenditure；
3 ﹣ payment terminals；31 ﹣ payment modules；The detailed module of 32 ﹣ projects payment；33 ﹣ pay in cash detailed module；34 ﹣ cashes
The detailed module of income；35 ﹣ account due modules.
Specific embodiment
The embodiment of the present invention is described below in detail, the embodiment described example is shown in the drawings, wherein from beginning to end
Same or similar label represents same or similar element or has the function of same or like element.
In the description of the present invention, it is necessary to which explanation, for the noun of locality, if any term, " " center ", " laterally (X) " " indulge
To (Y) ", " vertical (Z) ", " length ", " width ", " thickness ", " on ", " under ", "front", "rear", "left", "right", " vertical ",
The indicating positions such as " level ", " top ", " bottom ", " interior ", " outer ", " clockwise ", " counterclockwise " and position relationship is based on attached drawing institutes
The orientation or position relationship shown is for only for ease of the narration present invention and simplifies description rather than instruction or imply signified dress
It puts or element must have specific orientation, be constructed and operated with particular orientation, it is impossible to be interpreted as the specific guarantor of the limitation present invention
Protect scope.
In addition, description purpose is only used for if any term " first ", " second ", and it is not intended that indicating or implying relatively heavy
The property wanted or the implicit quantity for indicating technical characteristic." first " is defined as a result, " second " feature can be expressed or implicit include
One or more this feature, in the present description, " several ", " several " are meant that two or more, unless separately
There is clearly specific limit.
With reference to the attached drawing of specification, it is further described by the specific embodiment to the present invention, makes this hair
Bright technical solution and its advantage is clearer, clear and definite.Embodiment is described below with reference to attached drawing to be exemplary, purport
It is explaining the present invention, and is being not considered as limiting the invention.
It is shown in Figure 1, the embodiment of the invention discloses a kind of supervision payment system, including server end 1, supervision end 2
With payment terminals 3, and server end 1 docks in real time with the data system of external financial unit,
Server end 1 includes Fund Supervision circle register table, general ledger summary table, detailed account summary table；
Wherein, Fund Supervision circle register table is used to record the supervision information at each supervision end 2；
General ledger summary table is used to record the fund increase and decrease of Fund Supervision circle；
Detailed account summary table is used to record the details of the Capital Flow of Fund Supervision circle；
It is shown in Figure 2, supervision end 2 include Fund Supervision circle establish module 21, administration module 22, project funds pay it is bright
Thin module 23, project funds expenditure general ledger module 24, the detailed module 25 of Fund Supervision circle income, the detailed mould of Fund Supervision circle expenditure
Block 26；
Wherein, Fund Supervision circle establishes module 21 for establishing Fund Supervision circle in server end 1, including establishing fund prison
Pipeloop register table establishes general ledger summary table and establishes detailed account summary table；
Administration module 22 is used to receive the payment requests of payment terminals 3, and supervise payment terminals 3 each highest payment amount and
Daily payment times；After payment terminals 3 are beyond payment amount or payment times, administration module 22 can agree to/refuse that the payment please
It asks；
The detailed module 23 of project funds expenditure is used to transfer the general ledger summary table of server end 1, detailed account summary table, generates project
Fund appropriation analysis, the project funds appropriation analysis include safeguarding processing unit, which can provide project
Gold is judged, if belonging to allowable expenditure, jumps to payment interface, reimbursed sum can be gone to counterpart expenditure by supervision end 2
The account at end 3；If belonging to voucher to render an account expenditure or not allowable expenditure, supervise end 2 and be sent to associated processing intelligence pair
The payment terminals 3 answered；
Project funds expenditure general ledger module 24 generates project for transferring the general ledger summary table of server end 1, detailed account summary table
Fund pays general ledger sheet；
The detailed module 25 of Fund Supervision circle income is used to transfer the general ledger summary table of server end 1, detailed account summary table, generation money
Gold supervision circle income detail list；And it can decide whether to each 3 disclosure of payment terminals；
The detailed module 26 of Fund Supervision circle expenditure is used to transfer the general ledger summary table of server end 1, detailed account summary table, generation money
Gold supervision circle appropriation analysis；And it can decide whether to each 3 disclosure of payment terminals；
Shown in Figure 3, payment terminals 3 include payment module 31, the detailed module 32 of project payment, detailed module of paying in cash
33rd, cash income detail module 34, account due module 35；
Wherein, payment module 31 is used to send payment request to administration module 22；
The detailed module 32 of project payment for generating project payment detail list, including the date, project, the amount of money, expenditure summary,
Account due, the people that renders an account, people's phone of rendering an account, payment terminals 3 can to expenditure summary, account due, render an account people and people's phone of rendering an account is repaiied
Change, after the completion of modification, project payment parts list information is sent to server end 1 by payment module 31, is incorporated to general ledger summary table and bright
Itemized account summary table；
Detailed module 33 of paying in cash is lived for generating detail list of paying in cash for recording the daily payment paid in cash
Dynamic, the parts list information that will pay in cash after the completion of record is sent to server end 1, is incorporated to general ledger summary table and detailed account summary table；
Cash income detail module 34 is lived for generating cash income detail list for recording the daily payment of cash income
It is dynamic, cash income parts list information is sent to server end 1 after the completion of record, is incorporated to general ledger summary table and detailed account summary table.
Specifically, payment terminals 3 further include account due module 35, what which was handled for receiving supervision end 2
It renders an account information, and views account due remaining sum, follow up bill and account receivable in time.
Specifically, Fund Supervision circle register table includes being tied up by the name of superintendent, bank of deposit, bank of deposit's account, bank of deposit
Determine phone, each highest payment amount, day branch outdegree.
Specifically, project funds appropriation analysis is included at date, project, the amount of money, expenditure summary, declarer and business
Reason, and business processing include render an account immediately, voucher is rendered an account, refuses to submit three options of reason.
It is corresponded to specifically, supervision end 2 and payment terminals 3 are arranged on by the mobile terminal of superintendent and superintendent.
The embodiment of the invention also discloses a kind of supervision method of payment based on above system, including：
Newly-increased Fund Supervision circle flow：Module 21 is established by the Fund Supervision circle supervised on end 2, is built in server end 1
Vertical Fund Supervision circle, including establishing Fund Supervision circle register table, establishing general ledger summary table and establishing detailed account summary table；Supervise end 2 to
Corresponding payment terminals 3 send application supervision request, and after payment terminals 3 are agreed to, which could be added to fund by supervision end 2
Supervision circle register table, and each payment highest amount of the payment terminals 3 or daily payment times are set；
Pay supervision flow：Payment terminals 3 select corresponding project by payment module 31 and send payment request, supervise end
After administration module 22 on 2 receives payment request, whether the payment terminals 3 are judged beyond payment amount or payment times, if it is not, then
Directly ratify payment request；If so, whether prompting superintendent ratifies the payment request, and result is fed back into payment terminals 3；
The detailed maintenance process of project payment：Detailed module 32 is paid by project and pays detail list, bag for generating project
Date, project, the amount of money, expenditure summary, account due, the people that renders an account, people's phone of rendering an account are included, payment terminals 3 can make a summary to expenditure, is receivable
Money renders an account people and people's phone of rendering an account is modified, specifically, expenditure summary, for describing the commodity of payment, account due is for true
Whether this fixed payment needs that superintendent is looked for submit an expense account, and fills in render an account people and people's phone information of rendering an account；After the completion of modification, payment module
Project payment parts list information is sent to server end 1 by 31, is incorporated to general ledger summary table and detailed account summary table；
It pays in cash detailed maintenance process：By paying in cash, detailed module 33 generates detail list of paying in cash, for remembering
The daily payment activity paid in cash is recorded, consumption data can be manually entered by superintendent, will be paid in cash after the completion of record bright
Thin table information is sent to server end 1, is incorporated to general ledger summary table and detailed account summary table；
Cash income detail maintenance process：Cash income detail list is generated by cash income detail module 34, for remembering
The daily payment activity of cash income is recorded, consumption data can be manually entered by superintendent, it is after the completion of record that cash income is bright
Thin table information is sent to server end 1, is incorporated to general ledger summary table and detailed account summary table；
The detailed account maintenance process of project funds expenditure：Detailed module 23 is paid by project funds and transfers server end 1
General ledger summary table, detailed account summary table, generate project funds appropriation analysis, which includes safeguarding that processing is single
Member, which can judge project funds, if belonging to allowable expenditure, jump to payment interface, supervision
Reimbursed sum can be gone to the account at counterpart expenditure end 3 by end 2；If belong to voucher render an account expenditure or not allowable expenditure, supervise
Associated processing intelligence is sent to corresponding payment terminals 3 by pipe end 2；
Project funds pays general ledger flow：The general ledger that server end 1 is transferred by project funds expenditure general ledger module 24 is total
Table, detailed account summary table, generation project funds expenditure general ledger sheet, facilitate superintendent to understand the overall state of project funds expenditure；
The detailed account flow of Fund Supervision circle income：Detailed module 25 is taken in by Fund Supervision circle and transfers server end 1
General ledger summary table, detailed account summary table, generation Fund Supervision circle income detail list；And it can decide whether to each 3 disclosure of payment terminals；
The detailed account maintenance process of Fund Supervision circle expenditure：Detailed module 26 is paid by Fund Supervision circle and transfers server end
1 general ledger summary table, detailed account summary table, generate Fund Supervision circle appropriation analysis；And it can decide whether to each 3 disclosure of payment terminals.
Specifically, this method further includes account due flow, rendering an account for the supervision processing of end 2 is received by the account due module 35
Information, and account due remaining sum is viewed, follow up bill and account receivable in time.
Specifically, in newly-increased Fund Supervision circle flow, superintendent by superintendent to sending supervision application, server-side accordingly
The identifying code for applying for supervision will be sent to by the payment terminals 3 of superintendent, prison is informed after receiving supervision identifying code by superintendent
Pipe people, after identifying code is inputted supervision end 2 by superintendent, system starts to supervise.
Specifically, in payment supervision flow, when supervision end 2 is beyond payment amount, server-side can automatically pay this
Identifying code is dealt into supervision end 2, and superintendent receives identifying code and informs to by superintendent, after superintendent again input validation code, clothes
Business end could allow the operation that next step is carried out by superintendent, until the completion of the payment of this fund.
Shown in Figure 4, supervision payment system is set：First, increase " Fund Supervision circle " function setting newly, built by " superintendent "
Vertical " Fund Supervision circle " Zhang San family circle, " superintendent ", the people that supervision payment system acquiescence establishes " Fund Supervision circle " are
Wife Zhang San is " superintendent ", and " superintendent " can add " by superintendent " entrance " Fund Supervision circle ", perfect " by superintendent "
Member's data, generates list, and the governing content that list is set mainly has " by superintendent "：" name ", " bank of deposit ", " bank of deposit
Account ", " phone " of bank of deposit's binding, " supervision amount ", " day branch outdegree ", " application supervision " etc., " superintendent " puts percussion
Go out application, " application supervision " identifying code will be sent on the mobile phone of " by superintendent " Zhang San by system, and " by superintendent " receives
" superintendent " is informed after supervision identifying code, and " superintendent " will verify that code input system is completed to agree to start to supervise；Such as it " is supervised
" superintendent " of people " " Zhang San " is wife Zhang San, and phone is " 135****** ", and supervision amount is first for " 200 ", day payment highest
Number is secondary for " 3 "；If the amount of money of Zhang San's payment is more than 200 yuan, the identifying code that system can be automatically by this payment is dealt into " prison
On the mobile phone of pipe people " wife Zhang San, " superintendent ", which receives identifying code and inform, gives " by superintendent " Zhang San, " by superintendent " Zhang San
Again after input validation code, system could allow the operation of " by superintendent " progress next step, until the payment of this fund is complete
Into, if " by superintendent " Zhang San payment the amount of money be less than 200, payment activity can be done directly, but one day can only at most have 3
Secondary such payment activity, if " by superintendent " Zhang San payment activity more than 3 times in one day, but when still needing to payment transaction,
" by superintendent " can apply for temporary payments number to " superintendent ", and " superintendent " can change " day branch outdegree " temporarily, convenient
Three normal payment can also set " project funds supervision circle " such as figure company A capital construction circle for some companies, group, set
Mode is as enclosing Zhang San family；
It is shown in Figure 5, it increases payment monitoring function newly and sets, if there is " payment application " " by superintendent " and without " payment
During the demand of supervision " management, it can directly operation acknowledgement pay, payment activity be completed, if needing precision management " by superintendent "
The payment activity of oneself, operable " next step " into " my payment " and " project payment ", operate " my payment ", will
Generate level-one tick boxes：Such as " food ", " dress ornament ", " electric appliance ", " machinery ", " technical ability ", " amusement dinner party ", " communication and traffic ",
Tick boxes such as " other ", two level tick boxes will be generated by clicking on level-one tick boxes, such as click on level-one tick boxes " food ", can be given birth to
Into the two level tick boxes of " food "：" dinner ", " non-staple foodstuff ", " fruit " etc., " by superintendent " is after his commodities purchased classification
Tick boxes in stamp hook after, you can further operating, can be with direct payment, if super if in supervision amount
Supervision amount has been crossed, system can issue this payment verification code " superintendent ", after " superintendent " is needed to inform identifying code, " quilt
Superintendent " can complete to pay；" project payment " sets function and " my payment " equally；
Shown in Figure 6, " my payment " detail maintenance function is set, and to save the time of payment, is rapidly completed payment, is propped up
It pays tick boxes and there was only two level, description this payment activity that can't be fully careful, therefore the detailed account of payment need to carried out afterwards
Partial maintenance illustrates " date " in Figure List, " project ", " amount of money " that cannot change, and " by superintendent " can only be in " payment
It is subject to word description in summary ", safeguards after completing to preserve, latest data information system can collects " fund prison automatically after maintenance
The general ledger of pipeloop " and detailed account, " by superintendent " and " superintendent " can grasp consumption in real time by " my payment " detail list
Situation；
Shown in Figure 7, " project payment " detail maintenance function is set, and is set and purpose and above-mentioned " my payment " one
Sample；Functionally there is certain difference, illustrating " date " in Figure List, " project ", " amount of money " can not be changed, it is necessary to safeguard
Be " expenditure summary ", " account due ", " render an account people ", " people's phone of rendering an account " etc., " expenditure summary " column for describing payment for merchandise,
" account due " has two comboboxs of "No" and "Yes", determines whether this payment needs that " superintendent " is looked for submit an expense account, if selecting "Yes", needs
Further perfect " render an account people " and " people's phone of rendering an account ", after data is improved, when clicking on preservation, system can send out related payment information
It gives " superintendent ", while the relevant informations such as payment amount is collected into the general ledger of " Fund Supervision circle " and detailed account；
Shown in Figure 8, " paying in cash " detail maintenance function is set, for the daily payment activity paid in cash, prison
Pipe payment system can not obtain related data from network, and " by superintendent " can manually enter consumption data, further improve money
The supervision data of gold reach comprehensive supervision, and when " preservation " is confirmed after " superintendent " input data, system will be related data
Information passes to the general ledger of " superintendent " and " Fund Supervision circle " and detailed account；
It is shown in Figure 9, it increases " cash income " detailed maintenance function newly and sets, function setting and above-mentioned " paying in cash " are bright
Thin maintenance function sets the supervision data for equally, further improving cash income；
It is shown in Figure 10, it increases superintendent's " project funds " newly and pays detailed account maintenance function setting, " superintendent " receives
After the expenditure data that " by superintendent " sends, " superintendent " need to make related service processing, and " superintendent " can select a project
Or whole projects carry out business processings, system can generate list, main column have " date ", " project ", " amount of money ", " expenditure is plucked
Will ", " declarer ", " business processing " etc., " superintendent " can only safeguard " business processing " sample other columns can not be changed,
" business processing " is respectively " rendering an account immediately ", " voucher is rendered an account ", " refusing to submit reason ", if allowable there are three drop-down column
Expenditure, selected " rendering an account immediately " system jump to " payment interface " with regard to Zhi Zidong, and reimbursed sum can be gone to and " rendered an account by " superintendent "
Related account of the people " i.e. " by superintendent ", if " voucher is rendered an account " and " refusing to submit reason ", the associated processing intelligence of " superintendent "
It can issue automatically by " superintendent "；
It is shown in Figure 11, it increases superintendent's " project funds " newly and pays general ledger function setting, for convenience " superintendent "
The overall state of project funds expenditure is solved, this general ledger is set, " superintendent " need to pay " project funds " bright before general ledger is checked
It is carefully safeguarded, the data only safeguarded can just pass to general ledger；
It is shown in Figure 12, increase newly " Fund Supervision circle " the detailed account of income, main convenient " superintendent " and " Fund Supervision
Circle " all personnel checks that main column has " date ", " name ", " amount of money ", " source summary ", " business processing ", only " supervision
People " can safeguard " source summary " and " business processing "；" superintendent " can according to circumstances determine that this detail account whether may be used
It is shared in " Fund Supervision circle ".
It is shown in Figure 13, it increases the detailed account maintenance function of " Fund Supervision circle " expenditure newly and sets, main column offer has " day
Phase ", " name ", " project ", " amount of money ", " expenditure summary ", " business processing ", only " superintendent " can carry out " business processing "
It safeguards, safeguards that associated processing intelligence system can be automatically sent to by " superintendent " when preserving, " superintendent " can determine bright
Whether itemized account is shared in " Fund Supervision circle "；
It is shown in Figure 14, it increases newly " my account due ", by superintendent after the information of rendering an account of " superintendent " processing is received,
Account due remaining sum can be viewed here, and follow up bill and account receivable in time.
In the description of specification, reference term " one embodiment ", " preferably ", " example ", " specific example " or " one
The description of a little examples " etc. means to combine the embodiment or example particular features, structures, materials, or characteristics described, be contained in
In at least one embodiment of the present invention or example, not necessarily referred in the present specification for the schematic representation of above-mentioned term
It is identical embodiment or example.Moreover, particular features, structures, materials, or characteristics described can in any one or
It is combined in a suitable manner in multiple embodiments or example.
The present invention is not limited to the above-described embodiments, for those skilled in the art, is not departing from
On the premise of the principle of the invention, several improvements and modifications can also be made, these improvements and modifications are also considered as the protection of the present invention
Within the scope of.The content not being described in detail in this specification belongs to the prior art well known to professional and technical personnel in the field.
Claims (9)
1. a kind of supervision payment system, including server end (1), supervision end (2) and payment terminals (3), and server end (1) with outside
The data system of portion's finance unit docks in real time, it is characterised in that：
The server end (1) includes Fund Supervision circle register table, general ledger summary table, detailed account summary table；
Wherein, the Fund Supervision circle register table is used to record the supervision information of each supervision end (2)；
The general ledger summary table is used to record the fund increase and decrease of Fund Supervision circle；
The detail account summary table is used to record the details of the Capital Flow of Fund Supervision circle；
Supervision end (2) establishes module (21), administration module (22), the detailed module of project funds expenditure including Fund Supervision circle
(23), project funds expenditure general ledger module (24), the detailed module (25) of Fund Supervision circle income, the detailed mould of Fund Supervision circle expenditure
Block (26)；
Wherein, Fund Supervision circle establishes module (21) for establishing Fund Supervision circle in server end (1), including establishing fund prison
Pipeloop register table establishes general ledger summary table and establishes detailed account summary table；
Administration module (22) is used to receive the payment request of payment terminals (3), and supervises each highest payment amount of payment terminals (3)
With daily payment times；When payment terminals (3) are beyond payment amount or after payment times, administration module (22) can agree to/refuse this
Payment request；
The detailed module (23) of project funds expenditure is used to transfer the general ledger summary table of server end (1), detailed account summary table, generates project
Fund appropriation analysis, the project funds appropriation analysis include safeguarding processing unit, which can provide project
Gold is judged, if belonging to allowable expenditure, jumps to payment interface, reimbursed sum can be gone to corresponding branch by supervision end (2)
Pay the account at end (3)；If belong to voucher render an account expenditure or not allowable expenditure, supervise end (2) and send out associated processing intelligence
It send to corresponding payment terminals (3)；
Project funds expenditure general ledger module (24) is used to transfer the general ledger summary table of server end (1), detailed account summary table, generates project
Fund pays general ledger sheet；
The detailed module (25) of Fund Supervision circle income is used to transfer the general ledger summary table of server end (1), detailed account summary table, generation money
Gold supervision circle income detail list；And it can decide whether open to each payment terminals (3)；
The detailed module (26) of Fund Supervision circle expenditure is used to transfer the general ledger summary table of server end (1), detailed account summary table, generation money
Gold supervision circle appropriation analysis；And it can decide whether open to each payment terminals (3)；
The payment terminals (3) include payment module (31), the detailed module (32) of project payment, detailed module of paying in cash (33),
Cash income detail module (34), account due module (35)；
Wherein, payment module (31) is used to send payment request to administration module (22)；
The detailed module (32) of project payment for generating project payment detail list, including the date, project, the amount of money, expenditure summary, should
Collect money, the people that renders an account, people's phone of rendering an account, payment terminals (3) can to expenditure summary, account due, render an account people and people's phone of rendering an account is repaiied
Change, after the completion of modification, project payment parts list information is sent to server end (1) by payment module (31), is incorporated to general ledger summary table
With detailed account summary table；
Detailed module of paying in cash (33) is lived for generating detail list of paying in cash for recording the daily payment paid in cash
Dynamic, the parts list information that will pay in cash after the completion of record is sent to server end (1), is incorporated to general ledger summary table and detailed account summary table；
Cash income detail module (34) is lived for generating cash income detail list for recording the daily payment of cash income
It is dynamic, cash income parts list information is sent to server end (1) after the completion of record, is incorporated to general ledger summary table and detailed account summary table.
2. supervision payment system as described in claim 1, it is characterised in that：The payment terminals (3) further include account due module
(35), the account due module (35) is for receiving the information of rendering an account of supervision end (2) processing, and views account due remaining sum, in time
Follow up bill and account receivable.
3. supervision payment system as described in claim 1, it is characterised in that：The Fund Supervision circle register table includes being supervised
Name, bank of deposit, bank of deposit's account, bank of deposit's binding phone, each highest payment amount of supervision, the daily branch outdegree of people.
4. supervision payment system as described in claim 1, it is characterised in that：The project funds appropriation analysis includes day
Phase, project, the amount of money, expenditure summary, declarer and business processing, and business processing include render an account immediately, voucher is rendered an account, refuses to submit reason
By three options.
5. supervision payment system as described in claim 1, it is characterised in that：Supervision end (2) and payment terminals (3) are arranged on
It corresponds to by the mobile terminal of superintendent and superintendent.
6. the supervision method of payment based on system described in claim 1, which is characterized in that including：
Newly-increased Fund Supervision circle flow：Module (21) is established by supervising the Fund Supervision circle on end (2), in server end (1)
Fund Supervision circle is established, including establishing Fund Supervision circle register table, establishing general ledger summary table and establishing detailed account summary table；Supervise end
(2) application supervision request is sent to corresponding payment terminals (3), after payment terminals (3) are agreed to, supervision end (2) could be by the payment terminals
(3) Fund Supervision circle register table is added to, and each highest of the payment terminals (3) is set to pay amount or daily payment times；
Pay supervision flow：Payment terminals (3) select corresponding project by payment module (31) and send payment request, supervise end
(2) after the administration module (22) on receives payment request, judge whether the payment terminals (3) exceed payment amount or payment times,
If it is not, then directly ratify payment request；If so, whether prompting superintendent ratifies the payment request, and result is fed back into branch
Pay end (3)；
The detailed maintenance process of project payment：Detailed module (32) is paid by project and pays detail list for generating project, including
Date, project, the amount of money, expenditure summary, account due, the people that renders an account, people's phone of rendering an account, payment terminals (3) can make a summary to expenditure, are receivable
Money renders an account people and people's phone of rendering an account is modified, specifically, expenditure summary, for describing the commodity of payment, account due is for true
Whether this fixed payment needs that superintendent is looked for submit an expense account, and fills in render an account people and people's phone information of rendering an account；After the completion of modification, payment module
(31) project payment parts list information is sent to server end (1), is incorporated to general ledger summary table and detailed account summary table；
It pays in cash detailed maintenance process：By paying in cash, detailed module (33) generates detail list of paying in cash, for recording
The daily payment activity paid in cash can manually enter consumption data by superintendent, and will pay in cash detail after the completion of record
Table information is sent to server end (1), is incorporated to general ledger summary table and detailed account summary table；
Cash income detail maintenance process：Cash income detail list is generated by cash income detail module (34), for recording
The daily payment activity of cash income can manually enter consumption data by superintendent, after the completion of record that cash income is detailed
Table information is sent to server end (1), is incorporated to general ledger summary table and detailed account summary table；
The detailed account maintenance process of project funds expenditure：Detailed module (23) is paid by project funds and transfers server end (1)
General ledger summary table, detailed account summary table, generate project funds appropriation analysis, which includes safeguarding that processing is single
Member, which can judge project funds, if belonging to allowable expenditure, jump to payment interface, supervision
Reimbursed sum can be gone to the account of counterpart expenditure end (3) by end (2)；If belong to voucher render an account expenditure or not allowable expenditure,
It then supervises end (2) and associated processing intelligence is sent to corresponding payment terminals (3)；
Project funds pays general ledger flow：The general ledger that server end (1) is transferred by project funds expenditure general ledger module (24) is total
Table, detailed account summary table, generation project funds expenditure general ledger sheet, facilitate superintendent to understand the overall state of project funds expenditure；
The detailed account flow of Fund Supervision circle income：Detailed module (25) is taken in by Fund Supervision circle and transfers server end (1)
General ledger summary table, detailed account summary table, generation Fund Supervision circle income detail list；And it can decide whether open to each payment terminals (3)；
The detailed account maintenance process of Fund Supervision circle expenditure：Detailed module (26) is paid by Fund Supervision circle and transfers server end
(1) general ledger summary table, detailed account summary table, generate Fund Supervision circle appropriation analysis；And it can decide whether public to each payment terminals (3)
It opens.
7. supervision method of payment as described in claim 1, which includes account due module (35), it is characterised in that：The party
Method further includes account due flow, and the information of rendering an account of supervision end (2) processing is received by the account due module (35), and views and answer
Gathering remaining sum, follow up bill and account receivable in time.
8. supervision method of payment as described in claim 1, it is characterised in that：In newly-increased Fund Supervision circle flow, superintendent to
Supervision application is sent by superintendent accordingly, the identifying code for applying for supervision will be sent to by the payment terminals of superintendent by server-side
(3), superintendent is informed after receiving supervision identifying code by superintendent, by after identifying code input supervision end (2), system starts superintendent
Supervision.
9. method of payment is supervised as described in claim 1, it is characterised in that：It pays in supervision flow, supervision end (2) is beyond branch
Pay amount when, server-side can automatically by this payment identifying code be dealt into supervision end (2), superintendent receive identifying code and inform to
By superintendent, after superintendent again input validation code, server-side could allow the operation that next step is carried out by superintendent, until this
The completion of the payment of secondary fund.
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| CN201711360928.0A CN108053215A (en) | 2017-12-18 | 2017-12-18 | A kind of supervision payment system and method |
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| Application Number | Priority Date | Filing Date | Title |
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| CN201711360928.0A CN108053215A (en) | 2017-12-18 | 2017-12-18 | A kind of supervision payment system and method |
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| CN110428122A (en) * | 2019-05-27 | 2019-11-08 | 平安银行股份有限公司 | Data processing method, device, electronic equipment and storage medium |
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Application publication date: 20180518 |