CN108053208A - The method and apparatus that payment is realized based on Radio Frequency Identification Technology - Google Patents
The method and apparatus that payment is realized based on Radio Frequency Identification Technology Download PDFInfo
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- CN108053208A CN108053208A CN201810002133.0A CN201810002133A CN108053208A CN 108053208 A CN108053208 A CN 108053208A CN 201810002133 A CN201810002133 A CN 201810002133A CN 108053208 A CN108053208 A CN 108053208A
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- China
- Prior art keywords
- payment
- identification code
- radio frequency
- request
- paying party
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/327—Short range or proximity payments by means of M-devices
- G06Q20/3278—RFID or NFC payments by means of M-devices
Abstract
Specification discloses a kind of method and apparatus that payment is realized based on Radio Frequency Identification Technology.The described method includes：The payment request that gathering method, apparatus is sent is received, payment identification code is carried in the payment request, the payment identification code is read by the gathering method, apparatus based on the radio-frequency coil that Radio Frequency Identification Technology is set from paying party object；Search the paying party account of the payment identification code binding；Based on the paying party account processing payment request.
Description
Technical field
This specification is related to Internet technical field more particularly to a kind of method that payment is realized based on Radio Frequency Identification Technology
And device.
Background technology
With the fast development of Internet technology, e-payment gradually substitutes traditional bank note to pay, becomes mainstream branch
The mode of paying.E-payment can pole significantly reduce caused by money flow it is various distribution, recycling, loss and safety etc. into
This, can also effectively reduce the destruction that counterfeit money brings finance.Accordingly, it is desirable to provide convenient, reliable electronic payment schemes.
The content of the invention
In view of this, this specification provides a kind of method and apparatus that payment is realized based on Radio Frequency Identification Technology.
Specifically, this specification is achieved by the following technical solution：
A kind of method that payment is realized based on Radio Frequency Identification Technology, is applied in server-side, including：
The payment request that gathering method, apparatus is sent is received, payment identification code is carried in the payment request, the payment is known
Other code is read by the gathering method, apparatus based on the radio-frequency coil that Radio Frequency Identification Technology is set from paying party object；
Search the paying party account of the payment identification code binding；
Based on the paying party account processing payment request.
A kind of method that payment is realized based on Radio Frequency Identification Technology, is applied in client, including：
After identification code write instruction is received, generation payment identification code；
The radio-frequency coil that will be set based on Radio Frequency Identification Technology in the payment identification code write-in target piece；
The payment identification code is sent to server-side, so that server-side ties up payment accounts and the payment identification code
It is fixed, when receiving the payment request for carrying the payment identification code, the payment request is handled according to the payment accounts；
Wherein, the payment identification code carried in the payment request is based on Radio Frequency Identification Technology from described by gathering method, apparatus
The radio-frequency coil set in target piece is read.
A kind of device that payment is realized based on Radio Frequency Identification Technology, is applied in server-side, including：
Request reception unit receives the payment request that gathering method, apparatus is sent, payment identification is carried in the payment request
Code, the radio-frequency coil that the payment identification code is set by the gathering method, apparatus based on Radio Frequency Identification Technology from paying party object
It reads；
Account searching unit searches the paying party account of the payment identification code binding；
Requesting processing, based on the paying party account processing payment request.
A kind of device that payment is realized based on Radio Frequency Identification Technology, is applied in client, including：
Identification code generation unit, after identification code write instruction is received, generation payment identification code；
Identification code writing unit is penetrated based on Radio Frequency Identification Technology by what is set in the payment identification code write-in target piece
Frequency coil；
The payment identification code is sent to server-side, so that server-side is by payment accounts and institute by identification code transmitting element
State payment identification code binding, with receive carry it is described payment identification code payment request when, at the payment accounts
Manage the payment request；
Wherein, the payment identification code carried in the payment request is based on Radio Frequency Identification Technology from described by gathering method, apparatus
The radio-frequency coil set in target piece is read.
A kind of device that payment is realized based on Radio Frequency Identification Technology, including：
Processor；
For storing the memory of machine-executable instruction；
Wherein, by read and perform the memory storage with based on Radio Frequency Identification Technology realize payment logic pair
The machine-executable instruction answered, the processor are prompted to：
The payment request that gathering method, apparatus is sent is received, payment identification code is carried in the payment request, the payment is known
Other code is read by the gathering method, apparatus based on the radio-frequency coil that Radio Frequency Identification Technology is set from paying party object；
Search the paying party account of the payment identification code binding；
Based on the paying party account processing payment request.
A kind of device that payment is realized based on Radio Frequency Identification Technology, including：
Processor；
For storing the memory of machine-executable instruction；
Wherein, by read and perform the memory storage with based on Radio Frequency Identification Technology realize payment logic pair
The machine-executable instruction answered, the processor are prompted to：
After identification code write instruction is received, generation payment identification code；
The radio-frequency coil that will be set based on Radio Frequency Identification Technology in the payment identification code write-in target piece；
The payment identification code is sent to server-side, so that server-side ties up payment accounts and the payment identification code
It is fixed, when receiving the payment request for carrying the payment identification code, the payment request is handled according to the payment accounts；
Wherein, the payment identification code carried in the payment request is based on Radio Frequency Identification Technology from described by gathering method, apparatus
The radio-frequency coil set in target piece is read.
It can thus be seen that this specification can be by payment identification code write-in radio-frequency coil, user can put radio-frequency coil
It puts and payment function is realized in portable item, it is convenient, fast.Meanwhile without being powered to radio-frequency coil, compared to traditional skill
The scheme paid in art using wearable devices such as bracelets, availability higher, the scope of application are wider.
Description of the drawings
Fig. 1 is the networking of the method that payment is realized based on Radio Frequency Identification Technology shown in one exemplary embodiment of this specification
Figure.
Fig. 2 is a kind of method that payment is realized based on Radio Frequency Identification Technology shown in one exemplary embodiment of this specification
Flow diagram.
Fig. 3 is a kind of dress for being used to realize payment based on Radio Frequency Identification Technology shown in one exemplary embodiment of this specification
The structure diagram put.
Fig. 4 is a kind of device that payment is realized based on Radio Frequency Identification Technology shown in one exemplary embodiment of this specification
Block diagram.
Fig. 5 is that the another kind shown in one exemplary embodiment of this specification is used to realize payment based on Radio Frequency Identification Technology
One structure diagram of device.
Fig. 6 is another device that payment is realized based on Radio Frequency Identification Technology shown in one exemplary embodiment of this specification
Block diagram.
Specific embodiment
Here exemplary embodiment will be illustrated in detail, example is illustrated in the accompanying drawings.Following description is related to
During attached drawing, unless otherwise indicated, the same numbers in different attached drawings represent the same or similar element.Following exemplary embodiment
Described in embodiment do not represent all embodiments consistent with this specification.On the contrary, they are only and such as institute
The example of the consistent apparatus and method of some aspects be described in detail in attached claims, this specification.
It is only merely for the purpose of description specific embodiment in the term that this specification uses, and is not intended to be limiting this explanation
Book." one kind " of used singulative, " described " and "the" are also intended to bag in this specification and in the appended claims
Most forms are included, unless context clearly shows that other meanings.It is also understood that term "and/or" used herein is
Refer to and any or all may be combined comprising one or more associated list items purposes.
It will be appreciated that though various information may be described using term first, second, third, etc. in this specification, but
These information should not necessarily be limited by these terms.These terms are only used for same type of information being distinguished from each other out.For example, it is not taking off
In the case of this specification scope, the first information can also be referred to as the second information, and similarly, the second information can also be claimed
For the first information.Depending on linguistic context, word as used in this " if " can be construed to " ... when " or
" when ... " or " in response to determining ".
This specification provides a kind of scheme that payment is realized based on Radio Frequency Identification Technology, please refers to Fig.1, can be set by terminal
The standby write-in payment identification code into radio-frequency coil, and radio-frequency coil can be put into the portable items such as mobile phone shell, wrist-watch, ornaments.
, can be by portable item close to gathering method, apparatus when being paid, the branch that method, apparatus carry in radio-frequency coil is read of collecting money
After paying identification code, the payment request for carrying the payment identification code can be sent to server-side, by server side searches payment identification
The payment accounts of code binding, and complete to pay.Whole process is convenient, fast without equipment such as user's using terminals.
Realize separately below from write-in, the payment of payment identification code, payment accounts unbind three in terms of from the perspective of to describe this
The specific implementation process of bright book.
First, the write-in of identification code is paid
In the present embodiment, the user for having payment demand can log in clothes by the client software loaded in the terminals such as mobile phone
Business end, processing and the realization of this part are referred to correlation technique, and this is no longer going to repeat them for this specification.
In the present embodiment, user can input identification code write instruction by client, for example, can pass through specified button
The input of identification code write instruction is realized, it is of course also possible to realize the input of identification code write instruction by modes such as acoustic controls.
In the present embodiment, client can generate the knowledge for being subsequently used for payment after the identification code write instruction is received
The identification code can be known as paying identification code by other code.For example, a string of character strings can be generated at random as the payment identification code,
It is of course also possible to by predetermined algorithm generation payment identification code, this specification is not particularly limited this.
After the payment identification code is generated, can the payment identification code be written to by radio frequency by Radio Frequency Identification Technology
In coil.Wherein, the Radio Frequency Identification Technology can be NFC (Near Field Communication, close range wireless communication
Technology), correspondingly, the radio-frequency coil is NFC coils.
After the payment identification code is successfully written radio-frequency coil, on the one hand, can the radio-frequency coil be placed on mobile phone
In the portable items such as shell, wrist-watch, ornaments, Bao Bao, key chain.
On the other hand, the payment identification code of generation can be sent to server-side by client.
Server-side can carry out uniqueness verification after the payment identification code is received to the payment identification code, determine to be somebody's turn to do
When payment identification code is globally unique, the login account of the payment identification code and client can be bound, it will payment identification
The payment accounts of code and user are bound.
Certainly, in above process, paying the generation of identification code can also be realized by server-side.
Optionally, payment identification code life can be transmitted after the identification code write instruction of paying party user is received in client
Into request to server-side, globally unique payment identification code is generated by server-side, and returns to client.
Client and then the payment identification code can be written in radio-frequency coil by Radio Frequency Identification Technology, and can be to clothes
Business end, which returns, writes successful message.
Server-side, can be by the payment identification code of generation and the branch of user after the successful message of the write-in is received
The number of paying a bill is bound.
It can thus be seen that the present embodiment can be by payment identification code write-in radio-frequency coil, user can put radio-frequency coil
It puts and payment function is realized in portable item, it is convenient, fast.Meanwhile without being powered to radio-frequency coil, compared to traditional skill
The scheme paid in art using wearable devices such as bracelets, availability higher, the scope of application are wider.
Optionally, for other is avoided to be interfered with the radio-frequency unit of data to gathering method, apparatus, client is writing
When paying identification code, radio frequency line can be write to first the payment identification code is encrypted, and by encrypted payment identification code
Circle.Subsequently, method, apparatus is collected money after encrypted payment identification code is read, and can checking treatment first be decrypted to it.
If verification passes through, payment request can be sent to server-side.
If verification is not by that need not send payment request to server-side.
In the present embodiment, user can also set the payment limit of radio-frequency coil by client.
Specifically, to ensure payment accounts safety, for the means of payment that radio-frequency coil is used to be paid, Yong Huke
Smaller payment limit is set, for example, 200 yuan.
In one example, user can set payment limit, for example, in success when carrying out payment identification code write-in
After write-in payment identification code, client can prompt the setting that user carries out payment limit.
In another example, user can also subsequently set payment limit in use, for example, passing through client
Specified entrance carry out payment limit setting.
Certainly, in practical applications, if user is not provided with payment limit, server-side can also use default payment to limit
Volume.Subsequently, user can modify etc. to payment limit by client operations.
It can thus be seen that the present embodiment can effectively ensure the money of user's payment accounts by the setting to paying limit
Golden safety.
2nd, payment is realized
Fig. 2 is a kind of method that payment is realized based on Radio Frequency Identification Technology shown in one exemplary embodiment of this specification
Flow diagram.
In the present embodiment, it is described so that Radio Frequency Identification Technology is NFC technique as an example, is realized and paid based on NFC technique
Method can by being provided with the beneficiary object (referred to as follow-up NFC objects) of NFC coils, the NFC gatherings of beneficiary deployment be set
Standby (subsequently referred to as NFC Cash collecting equipments), server-side cooperation are realized.
It please refers to Fig.2, which may comprise steps of：
Step 202, NFC objects are close to NFC Cash collecting equipments.
In the present embodiment, write in the NFC coils set in NFC objects with payment identification code, the payment identification code
Enter mode and can refer to previous embodiment, this is no longer going to repeat them for this specification.
In the present embodiment, hold the user of NFC objects when being paid, which can be set close to NFC gatherings
It is standby.
Step 204, NFC Cash collecting equipments read payment identification code from the NFC coils that the NFC objects are set.
Step 206, NFC Cash collecting equipments, which are sent, carries the payment request for paying identification code to server-side.
In the present embodiment, after detecting that NFC objects are close, what NFC Cash collecting equipments can be set from the NFC objects
Payment identification code is read in NFC coils.
In one example, if the payment identification code is not encrypted, NFC Cash collecting equipments can be by the payment identification code
It is added in payment request and is sent to server-side.Usually beneficiary mark, time, serial number etc. are also carried in the payment request
Information, processing and the realization of this part are referred to correlation technique, and this is no longer going to repeat them for this specification.
In another example, if the payment identification code is encrypted, NFC Cash collecting equipments can first be decrypted it
Verification.
If verification passes through, payment identification code can be added in payment request and be sent to server-side.
If verification is by the way that it is illegal object or interference object that can assert NFC objects, without sending payment request to clothes
Business end.NFC Cash collecting equipments can be with outputting alarm sound to be prompted.
Step 208, the payment accounts of server side searches payment identification code binding.
Based on abovementioned steps 206, server-side can search this after the payment request for carrying payment identification code is received
Pay the payment accounts of identification code binding.
Step 210, server-side determines the payment limit of payment identification code binding.
Based on abovementioned steps 206, server-side can also judge after the payment request for carrying payment identification code is received
Whether the payment identification code is corresponding with payment limit.
If being corresponding with payment limit, the payment limit can be obtained.
It is worth noting that, this specification is not intended to limit the execution sequence of step 208 and step 210, in other examples,
Step 210 or parallel execution of steps 208 and step 210 can also be first carried out.
Step 212, server-side determines payment amount without departing from the payment limit.
In the present embodiment, whether server-side judges the corresponding payment amount of payment request beyond above-mentioned payment limit.
Wherein, the payment amount can be obtained from payment request, the payment amount can also by server-side according to
The beneficiary identifier lookup carried in payment request, this specification are not particularly limited this.
If the payment amount can perform step 214 without departing from above-mentioned payment limit.
If the payment amount exceeds above-mentioned payment limit, payment failure can be returned to NFC Cash collecting equipments,
NFC Cash collecting equipments and then user can be prompted by modes such as voice, words.
Step 214, server-side handles the payment request based on the payment accounts found.
Based on the judging result of abovementioned steps 212, when payment amount is without departing from payment limit, server-side can be based on branch
The payment accounts for paying identification code binding handle above-mentioned payment request.For example, the payment amount is deducted from the payment accounts,
Described payment amount etc. is stored in the shroff account number of NFC Cash collecting equipments binding.
In the present embodiment, after the payment request is successfully processed, on the one hand, server-side can collect money to NFC and set
The standby prompting for returning to successful payment.NFC Cash collecting equipments so can be prompted by modes such as voice, words user-pay success.
On the other hand, server-side can also to payment identification code binding payment accounts Sending Payments information, with prompt user-pay into
Work(.
User can realize payment by being provided with the object of NFC coils it can be seen from above description, and whole process need not
User is convenient, fast using terminal devices such as mobile phones.
3rd, payment accounts unbind
Still by taking NFC technique as an example, for the NFC coils for being written with payment identification code is avoided to lose, economic damage is brought to user
It loses.The present embodiment provides the implementations for having payment accounts to unbind.
In the present embodiment, when the object for being provided with NFC coils is lost or user is no longer want to realize using NFC coils
During payment, user can be inputted by client and unbind instruction, client and then can be sent and unbinded request to server-side, be serviced
End can search the payment identification code of user's payment accounts binding, and the binding for releasing the payment identification code and the payment accounts is closed
System.
Subsequently, even if other users pick up the object for being provided with the NFC coils, and paid using the NFC objects, by
The payment accounts of payment identification code binding can not be found in server-side, and then can not realize payment, ensure that the fund of user
Safety.
It should be noted that in practical applications, same payment accounts can bind multiple payment identification codes, i.e. user
Can possess it is multiple with payment identification code NFC objects, wherein each NFC objects set NFC coils in payment
Identification code is different.When some NFC object is lost, user can release loss NFC objects according to information such as item identifications
In NFC coils with payment identification code and its payment accounts binding relationship, so as to while fund security is ensured, not shadow
Ring the use of other NFC objects.
Corresponding with the embodiment of the foregoing method that payment is realized based on Radio Frequency Identification Technology, this specification additionally provides base
The embodiment of the device of payment is realized in Radio Frequency Identification Technology.
This specification realizes that the embodiment of the device of payment can be applied on the server based on Radio Frequency Identification Technology.Device
Embodiment can be realized by software, can also be realized by way of hardware or software and hardware combining.Exemplified by implemented in software,
It is by corresponding meter in nonvolatile memory by the processor of server where it as the device on a logical meaning
Calculation machine program instruction reads what operation in memory was formed.For hardware view, as shown in figure 3, being based on penetrating for this specification
Frequency identification technology realize payment device where server a kind of hardware structure diagram, except processor shown in Fig. 3, memory,
Outside network interface and nonvolatile memory, where the device for realizing payment in embodiment based on Radio Frequency Identification Technology
Server can also include other hardware, this is repeated no more generally according to the actual functional capability of the server.
Fig. 4 is a kind of device that payment is realized based on Radio Frequency Identification Technology shown in one exemplary embodiment of this specification
Block diagram.
It please refers to Fig.4, it is described to realize that the device 300 of payment is applied shown in earlier figures 3 based on Radio Frequency Identification Technology
Server in, include：Request reception unit 301, account searching unit 302, the binding of requesting processing 303, first are single
304 and second binding unit 305 of member.
Wherein, request reception unit 301 receive the payment request that gathering method, apparatus is sent, are carried in the payment request
Identification code is paid, the payment identification code is set by the gathering method, apparatus based on Radio Frequency Identification Technology from paying party object
Radio-frequency coil is read；
Account searching unit 302 searches the paying party account of the payment identification code binding；
Requesting processing 303, based on the paying party account processing payment request.
Optionally, the payment identification code, which is generated by paying party client and is based on Radio Frequency Identification Technology, writes the radio frequency
Coil；
Described device further includes：
First binding unit 304 receives the payment identification code of paying party client generation；By the payment identification code
It is bound with paying party account.
Optionally, first binding unit 304 also receives the payment limit that paying party client is sent；By the branch
Pay identification code and the payment limit binding；
The requesting processing 303, when the corresponding payment amount of the payment request is without departing from the payment identification code
During the payment limit of binding, based on the paying party account processing payment request.
Optionally, first binding unit 304, also receive the transmission of paying party client unbinds request；Release payment
The binding of square account and the payment identification code.
Second binding unit 305, after the payment identification code generation request of paying party client transmission is received, generation branch
Pay identification code；By the payment identification code and the binding of paying party account；The payment identification code is sent to paying party client,
The payment identification code is write into the radio-frequency coil so that paying party client is based on Radio Frequency Identification Technology.
Optionally, the radio-frequency coil is NFC coils, and the gathering method, apparatus is NFC read-write equipments, the radio frequency identification
Technology is NFC technique.
Corresponding with the embodiment of the foregoing method that payment is realized based on Radio Frequency Identification Technology, this specification additionally provides base
The embodiment of the device of payment is realized in Radio Frequency Identification Technology.
This specification realizes that the embodiment of the device of payment can be applied in terminal based on Radio Frequency Identification Technology.Device is real
Applying example can be realized by software, can also be realized by way of hardware or software and hardware combining.Exemplified by implemented in software, make
It is by corresponding computer in nonvolatile memory by the processor of terminal where it for the device on a logical meaning
Program instruction reads what operation in memory was formed.For hardware view, as shown in figure 5, being known for this specification based on radio frequency
A kind of hardware structure diagram of terminal where other technology realizes the device of payment, except processor, memory, the network shown in Fig. 5 connect
Outside mouth and nonvolatile memory, the terminal where being realized the device of payment in embodiment based on Radio Frequency Identification Technology is led to
Often according to the actual functional capability of the terminal, other hardware can also be included, this is repeated no more.
Fig. 6 is another device that payment is realized based on Radio Frequency Identification Technology shown in one exemplary embodiment of this specification
Block diagram.
Fig. 6 is refer to, it is described to realize that the device 500 of payment is applied shown in earlier figures 5 based on Radio Frequency Identification Technology
Terminal in, include：Identification code generation unit 501, identification code writing unit 502, identification code transmitting element 503, limit are set
It puts unit 504 and identification code unbinds unit 505.
Wherein, identification code generation unit 501, after identification code write instruction is received, generation payment identification code；
Identification code writing unit 502 will be set based on Radio Frequency Identification Technology in the payment identification code write-in target piece
Radio-frequency coil；
The payment identification code is sent to server-side by identification code transmitting element 503, for server-side by payment accounts and
It is described payment identification code binding, with receive carry it is described payment identification code payment request when, according to the payment accounts
Handle the payment request；
Wherein, the payment identification code carried in the payment request is based on Radio Frequency Identification Technology from described by gathering method, apparatus
The radio-frequency coil set in target piece is read.
Limit setting unit 504 obtains payment limit, and the payment limit is sent to server-side, for server-side
The payment limit and the payment identification code are bound, so that server-side does not surpass in the corresponding payment amount of the payment request
When going out the payment limit of the payment identification code binding, based on the payment accounts processing payment request.
Identification code unbinds unit 505, and after receiving and unbinding instruction, transmission unbinds request to server-side, for server-side
Release the binding of the payment accounts and the payment identification code.
Optionally, the radio-frequency coil is NFC coils, and the Radio Frequency Identification Technology is NFC technique.
The function of unit and the realization process of effect specifically refer to and step are corresponded in the above method in above device
Realization process, details are not described herein.
For device embodiment, since it corresponds essentially to embodiment of the method, so related part is real referring to method
Apply the part explanation of example.The apparatus embodiments described above are merely exemplary, wherein described be used as separating component
The unit of explanation may or may not be physically separate, and the component shown as unit can be or can also
It is not physical location, you can be located at a place or can also be distributed in multiple network element.It can be according to reality
It needs that some or all of module therein is selected to realize the purpose of this specification scheme.Those of ordinary skill in the art are not
In the case of making the creative labor, you can to understand and implement.
System, device, module or the unit that above-described embodiment illustrates can specifically realize by computer chip or entity,
Or it is realized by having the function of certain product.A kind of typical realization equipment is computer, and the concrete form of computer can
To be personal computer, laptop computer, cellular phone, camera phone, smart phone, personal digital assistant, media play
In device, navigation equipment, E-mail receiver/send equipment, game console, tablet computer, wearable device or these equipment
The combination of arbitrary several equipment.
Corresponding with the embodiment of the foregoing method that payment is realized based on Radio Frequency Identification Technology, this specification also provides one kind
The device of payment is realized based on Radio Frequency Identification Technology, should realize that the device of payment included based on Radio Frequency Identification Technology：Processor with
And the memory for storing machine-executable instruction.Wherein, processor and memory are usually connected with each other by internal bus.
In other possible realization methods, the equipment is also possible that external interface, so as to other equipment or component into
Row communication.
In the present embodiment, by reading and performing being paid with being realized based on Radio Frequency Identification Technology for the memory storage
The corresponding machine-executable instruction of logic, the processor is prompted to：
The payment request that gathering method, apparatus is sent is received, payment identification code is carried in the payment request, the payment is known
Other code is read by the gathering method, apparatus based on the radio-frequency coil that Radio Frequency Identification Technology is set from paying party object；
Search the paying party account of the payment identification code binding；
Based on the paying party account processing payment request.
Optionally, the payment identification code, which is generated by paying party client and is based on Radio Frequency Identification Technology, writes the radio frequency
Coil；
It is corresponding by the logic with realizing payment based on Radio Frequency Identification Technology for reading and performing the memory storage
Machine-executable instruction, the processor are also prompted to：
Receive the payment identification code of paying party client generation；
By the payment identification code and the binding of paying party account.
Optionally, by read and perform the memory storage with based on Radio Frequency Identification Technology realize payment logic
Corresponding machine-executable instruction, the processor are also prompted to：
Receive the payment limit that paying party client is sent；
By the payment identification code and the payment limit binding；
It is described that the payment request is handled based on the paying party account, including：
When payment limit of the corresponding payment amount of the payment request without departing from the payment identification code binding, it is based on
The paying party account handles the payment request.
Optionally, by read and perform the memory storage with based on Radio Frequency Identification Technology realize payment logic
Corresponding machine-executable instruction, the processor are also prompted to：
Receive the transmission of paying party client unbinds request；
Release the binding of paying party account and the payment identification code.
Optionally, by read and perform the memory storage with based on Radio Frequency Identification Technology realize payment logic
Corresponding machine-executable instruction, the processor are also prompted to：
After the payment identification code generation request of paying party client transmission is received, generation payment identification code；
By the payment identification code and the binding of paying party account；
The payment identification code is sent to paying party client, so that paying party client will based on Radio Frequency Identification Technology
The payment identification code writes the radio-frequency coil.
Optionally, the radio-frequency coil is NFC coils, and the gathering method, apparatus is NFC read-write equipments, the radio frequency identification
Technology is NFC technique.
Corresponding with the embodiment of the foregoing method that payment is realized based on Radio Frequency Identification Technology, this specification also provides one kind
The device of payment is realized based on Radio Frequency Identification Technology, should realize that the device of payment included based on Radio Frequency Identification Technology：Processor with
And the memory for storing machine-executable instruction.Wherein, processor and memory are usually connected with each other by internal bus.
In other possible realization methods, the equipment is also possible that external interface, so as to other equipment or component into
Row communication.
In the present embodiment, by reading and performing being paid with being realized based on Radio Frequency Identification Technology for the memory storage
The corresponding machine-executable instruction of logic, the processor is prompted to：
After identification code write instruction is received, generation payment identification code；
The radio-frequency coil that will be set based on Radio Frequency Identification Technology in the payment identification code write-in target piece；
The payment identification code is sent to server-side, so that server-side ties up payment accounts and the payment identification code
It is fixed, when receiving the payment request for carrying the payment identification code, the payment request is handled according to the payment accounts；
Wherein, the payment identification code carried in the payment request is based on Radio Frequency Identification Technology from described by gathering method, apparatus
The radio-frequency coil set in target piece is read.
Optionally, by read and perform the memory storage with based on Radio Frequency Identification Technology realize payment logic
Corresponding machine-executable instruction, the processor are prompted to：
Obtain payment limit, and by it is described payment limit be sent to server-side, for server-side by it is described payment limit and
The payment identification code binding, for server-side in the corresponding payment amount of the payment request without departing from the payment identification code
During the payment limit of binding, based on the payment accounts processing payment request.
Optionally, by read and perform the memory storage with based on Radio Frequency Identification Technology realize payment logic
Corresponding machine-executable instruction, the processor are prompted to：
After receiving and unbinding instruction, transmission unbinds request to server-side, for server-side release the payment accounts and
The binding of the payment identification code.
Optionally, the radio-frequency coil is NFC coils, and the Radio Frequency Identification Technology is NFC technique.
Corresponding with the embodiment of the foregoing method that payment is realized based on Radio Frequency Identification Technology, this specification also provides one kind
Computer readable storage medium is stored with computer program on the computer readable storage medium, which is held by processor
Following steps are realized during row：
The payment request that gathering method, apparatus is sent is received, payment identification code is carried in the payment request, the payment is known
Other code is read by the gathering method, apparatus based on the radio-frequency coil that Radio Frequency Identification Technology is set from paying party object；
Search the paying party account of the payment identification code binding；
Based on the paying party account processing payment request.
Optionally, the payment identification code, which is generated by paying party client and is based on Radio Frequency Identification Technology, writes the radio frequency
Coil；
The method further includes：
Receive the payment identification code of paying party client generation；
By the payment identification code and the binding of paying party account.
Optionally, further include：
Receive the payment limit that paying party client is sent；
By the payment identification code and the payment limit binding；
It is described that the payment request is handled based on the paying party account, including：
When payment limit of the corresponding payment amount of the payment request without departing from the payment identification code binding, it is based on
The paying party account handles the payment request.
Optionally, further include：
Receive the transmission of paying party client unbinds request；
Release the binding of paying party account and the payment identification code.
Optionally, further include：
After the payment identification code generation request of paying party client transmission is received, generation payment identification code；
By the payment identification code and the binding of paying party account；
The payment identification code is sent to paying party client, so that paying party client will based on Radio Frequency Identification Technology
The payment identification code writes the radio-frequency coil.
Optionally, the radio-frequency coil is NFC coils, and the gathering method, apparatus is NFC read-write equipments, the radio frequency identification
Technology is NFC technique.
Corresponding with the embodiment of the foregoing method that payment is realized based on Radio Frequency Identification Technology, this specification also provides one kind
Computer readable storage medium is stored with computer program on the computer readable storage medium, which is held by processor
Following steps are realized during row：
After identification code write instruction is received, generation payment identification code；
The radio-frequency coil that will be set based on Radio Frequency Identification Technology in the payment identification code write-in target piece；
The payment identification code is sent to server-side, so that server-side ties up payment accounts and the payment identification code
It is fixed, when receiving the payment request for carrying the payment identification code, the payment request is handled according to the payment accounts；
Wherein, the payment identification code carried in the payment request is based on Radio Frequency Identification Technology from described by gathering method, apparatus
The radio-frequency coil set in target piece is read.
Optionally, further include：
Obtain payment limit, and by it is described payment limit be sent to server-side, for server-side by it is described payment limit and
The payment identification code binding, for server-side in the corresponding payment amount of the payment request without departing from the payment identification code
During the payment limit of binding, based on the payment accounts processing payment request.
Optionally, further include：
After receiving and unbinding instruction, transmission unbinds request to server-side, for server-side release the payment accounts and
The binding of the payment identification code.
Optionally, the radio-frequency coil is NFC coils, and the Radio Frequency Identification Technology is NFC technique.
It is above-mentioned that this specification specific embodiment is described.Other embodiments are in the scope of the appended claims
It is interior.In some cases, the action recorded in detail in the claims or step can be come according to different from the order in embodiment
It performs and still can realize desired result.In addition, the process described in the accompanying drawings not necessarily require show it is specific suitable
Sequence or consecutive order could realize desired result.In some embodiments, multitasking and parallel processing be also can
With or it may be advantageous.
It is all in this explanation not to limit this specification the foregoing is merely the preferred embodiment of this specification
The spirit of book and any modification, equivalent substitution, improvement and etc. within principle, done, should be included in the model of this specification protection
Within enclosing.
Claims (22)
1. a kind of method that payment is realized based on Radio Frequency Identification Technology, is applied in server-side, including：
The payment request that gathering method, apparatus is sent is received, payment identification code, the payment identification code are carried in the payment request
It is read by the gathering method, apparatus based on the radio-frequency coil that Radio Frequency Identification Technology is set from paying party object；
Search the paying party account of the payment identification code binding；
Based on the paying party account processing payment request.
2. according to the method described in claim 1,
The payment identification code, which is generated by paying party client and is based on Radio Frequency Identification Technology, writes the radio-frequency coil；
The method further includes：
Receive the payment identification code of paying party client generation；
By the payment identification code and the binding of paying party account.
3. it according to the method described in claim 2, further includes：
Receive the payment limit that paying party client is sent；
By the payment identification code and the payment limit binding；
It is described that the payment request is handled based on the paying party account, including：
When payment limit of the corresponding payment amount of the payment request without departing from the payment identification code binding, based on described
The paying party account processing payment request.
4. it according to the method described in claim 2, further includes：
Receive the transmission of paying party client unbinds request；
Release the binding of paying party account and the payment identification code.
5. it according to the method described in claim 1, further includes：
After the payment identification code generation request of paying party client transmission is received, generation payment identification code；
By the payment identification code and the binding of paying party account；
The payment identification code is sent to paying party client, so that paying party client is based on Radio Frequency Identification Technology by described in
It pays identification code and writes the radio-frequency coil.
6. according to the method described in claim 1,
The radio-frequency coil is NFC coils, and the gathering method, apparatus is NFC read-write equipments, and the Radio Frequency Identification Technology is NFC skills
Art.
7. a kind of method that payment is realized based on Radio Frequency Identification Technology, is applied in client, including：
After identification code write instruction is received, generation payment identification code；
The radio-frequency coil that will be set based on Radio Frequency Identification Technology in the payment identification code write-in target piece；
The payment identification code is sent to server-side, so that server-side binds payment accounts and the payment identification code, with
When receiving the payment request for carrying the payment identification code, the payment request is handled according to the payment accounts；
Wherein, the payment identification code carried in the payment request is based on Radio Frequency Identification Technology from the target by gathering method, apparatus
The radio-frequency coil set in object is read.
8. it according to the method described in claim 7, further includes：
Payment limit is obtained, and the payment limit is sent to server-side, so that server-side is by the payment limit and described
Identification code binding is paid, for server-side in the corresponding payment amount of the payment request without departing from the payment identification code binding
Payment limit when, based on the payment accounts processing payment request.
9. it according to the method described in claim 7, further includes：
After receiving and unbinding instruction, transmission unbinds request to server-side, so that server-side releases payment accounts and described
Pay the binding of identification code.
10. according to the method described in claim 7,
The radio-frequency coil is NFC coils, and the Radio Frequency Identification Technology is NFC technique.
11. a kind of device that payment is realized based on Radio Frequency Identification Technology, is applied in server-side, including：
Request reception unit receives the payment request that gathering method, apparatus is sent, payment identification code, institute is carried in the payment request
Payment identification code is stated to be read based on the radio-frequency coil that Radio Frequency Identification Technology is set from paying party object by the gathering method, apparatus；
Account searching unit searches the paying party account of the payment identification code binding；
Requesting processing, based on the paying party account processing payment request.
12. according to the devices described in claim 11,
The payment identification code, which is generated by paying party client and is based on Radio Frequency Identification Technology, writes the radio-frequency coil；
Described device further includes：
First binding unit receives the payment identification code of paying party client generation；By the payment identification code and payment
Square account binding.
13. device according to claim 12,
First binding unit also receives the payment limit that paying party client is sent；By the payment identification code and described
Pay limit binding；
The requesting processing, when branch of the corresponding payment amount of the payment request without departing from the payment identification code binding
When paying limit, based on the paying party account processing payment request.
14. device according to claim 12,
First binding unit, also receive the transmission of paying party client unbinds request；Release paying party account and the branch
Pay the binding of identification code.
15. it according to the devices described in claim 11, further includes：
Second binding unit, after the payment identification code generation request of paying party client transmission is received, generation payment identification
Code；By the payment identification code and the binding of paying party account；The payment identification code is sent to paying party client, for paying
Money side's client is based on Radio Frequency Identification Technology and the payment identification code is write the radio-frequency coil.
16. according to the devices described in claim 11,
The radio-frequency coil is NFC coils, and the gathering method, apparatus is NFC read-write equipments, and the Radio Frequency Identification Technology is NFC skills
Art.
17. a kind of device that payment is realized based on Radio Frequency Identification Technology, is applied in client, including：
Identification code generation unit, after identification code write instruction is received, generation payment identification code；
Identification code writing unit, the radio frequency line that will be set based on Radio Frequency Identification Technology in the payment identification code write-in target piece
Circle；
The payment identification code is sent to server-side, so that server-side is by payment accounts and the branch by identification code transmitting element
Identification code binding is paid, when receiving the payment request for carrying the payment identification code, institute is handled according to the payment accounts
State payment request；
Wherein, the payment identification code carried in the payment request is based on Radio Frequency Identification Technology from the target by gathering method, apparatus
The radio-frequency coil set in object is read.
18. device according to claim 17, further includes：
Limit setting unit obtains payment limit, and the payment limit is sent to server-side, so that server-side is by the branch
Limit and the payment identification code binding are paid, for server-side in the corresponding payment amount of the payment request without departing from the branch
When paying the payment limit of identification code binding, based on the payment accounts processing payment request.
19. device according to claim 17, further includes：
Identification code unbinds unit, and after receiving and unbinding instruction, transmission unbinds request to server-side, release for server-side described in
The binding of payment accounts and the payment identification code.
20. device according to claim 17,
The radio-frequency coil is NFC coils, and the Radio Frequency Identification Technology is NFC technique.
21. a kind of device that payment is realized based on Radio Frequency Identification Technology, including：
Processor；
For storing the memory of machine-executable instruction；
Wherein, it is corresponding by reading and performing the logic with realizing payment based on Radio Frequency Identification Technology of the memory storage
Machine-executable instruction, the processor are prompted to：
The payment request that gathering method, apparatus is sent is received, payment identification code, the payment identification code are carried in the payment request
It is read by the gathering method, apparatus based on the radio-frequency coil that Radio Frequency Identification Technology is set from paying party object；
Search the paying party account of the payment identification code binding；
Based on the paying party account processing payment request.
22. a kind of device that payment is realized based on Radio Frequency Identification Technology, including：
Processor；
For storing the memory of machine-executable instruction；
Wherein, it is corresponding by reading and performing the logic with realizing payment based on Radio Frequency Identification Technology of the memory storage
Machine-executable instruction, the processor are prompted to：
After identification code write instruction is received, generation payment identification code；
The radio-frequency coil that will be set based on Radio Frequency Identification Technology in the payment identification code write-in target piece；
The payment identification code is sent to server-side, so that server-side binds payment accounts and the payment identification code, with
When receiving the payment request for carrying the payment identification code, the payment request is handled according to the payment accounts；
Wherein, the payment identification code carried in the payment request is based on Radio Frequency Identification Technology from the target by gathering method, apparatus
The radio-frequency coil set in object is read.
Priority Applications (4)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201810002133.0A CN108053208A (en) | 2018-01-02 | 2018-01-02 | The method and apparatus that payment is realized based on Radio Frequency Identification Technology |
| TW107143204A TWI694391B (en) | 2018-01-02 | 2018-12-03 | Method and device for realizing payment based on radio frequency identification technology |
| TW109114009A TWI729790B (en) | 2018-01-02 | 2018-12-03 | Method and device for realizing payment based on radio frequency identification technology |
| PCT/CN2018/123021 WO2019134540A1 (en) | 2018-01-02 | 2018-12-24 | Radio frequency identification technology-based payment implementation method and apparatus |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201810002133.0A CN108053208A (en) | 2018-01-02 | 2018-01-02 | The method and apparatus that payment is realized based on Radio Frequency Identification Technology |
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| Publication Number | Publication Date |
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| CN108053208A true CN108053208A (en) | 2018-05-18 |
Family
ID=62126312
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| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201810002133.0A Pending CN108053208A (en) | 2018-01-02 | 2018-01-02 | The method and apparatus that payment is realized based on Radio Frequency Identification Technology |
Country Status (3)
| Country | Link |
|---|---|
| CN (1) | CN108053208A (en) |
| TW (2) | TWI694391B (en) |
| WO (1) | WO2019134540A1 (en) |
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| CN109035636A (en) * | 2018-06-04 | 2018-12-18 | 阿里巴巴集团控股有限公司 | A kind of Cash collecting equipment, a kind of cashing method and device |
| WO2019134540A1 (en) * | 2018-01-02 | 2019-07-11 | 阿里巴巴集团控股有限公司 | Radio frequency identification technology-based payment implementation method and apparatus |
| CN113592482A (en) * | 2021-07-19 | 2021-11-02 | 湖南汉拓物联科技有限公司 | Payment binding method applied to Internet of things non-inductive consumption and Internet of things non-inductive consumption system |
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Also Published As
| Publication number | Publication date |
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| TWI694391B (en) | 2020-05-21 |
| WO2019134540A1 (en) | 2019-07-11 |
| TW202030663A (en) | 2020-08-16 |
| TW201931243A (en) | 2019-08-01 |
| TWI729790B (en) | 2021-06-01 |
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