CN110288332A - System, method, apparatus, equipment and the storage medium of bank card binding - Google Patents

System, method, apparatus, equipment and the storage medium of bank card binding Download PDF

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Publication number
CN110288332A
CN110288332A CN201910580119.3A CN201910580119A CN110288332A CN 110288332 A CN110288332 A CN 110288332A CN 201910580119 A CN201910580119 A CN 201910580119A CN 110288332 A CN110288332 A CN 110288332A
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China
Prior art keywords
bank
bank card
target
information
target object
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CN201910580119.3A
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Chinese (zh)
Inventor
冯湧
杨进京
杨勇
陆斌
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Beijing Sankuai Online Technology Co Ltd
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Beijing Sankuai Online Technology Co Ltd
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Priority to CN201910580119.3A priority Critical patent/CN110288332A/en
Publication of CN110288332A publication Critical patent/CN110288332A/en
Priority to PCT/CN2019/124789 priority patent/WO2020258748A1/en
Pending legal-status Critical Current

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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/306Payment architectures, schemes or protocols characterised by the use of specific devices or networks using TV related infrastructures
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/10Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G06Q20/105Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems involving programming of a portable memory device, e.g. IC cards, "electronic purses"
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/308Payment architectures, schemes or protocols characterised by the use of specific devices or networks using the Internet of Things
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/321Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wearable devices
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/341Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/382Payment protocols; Details thereof insuring higher security of transaction
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401Transaction verification
    • G06Q20/4014Identity check for transactions

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  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Theoretical Computer Science (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Finance (AREA)
  • Computer Security & Cryptography (AREA)
  • Computing Systems (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

This application discloses a kind of system of bank card binding, method, apparatus, equipment and storage mediums, belong to Internet technical field.Method includes: that destination client obtains bank card binding request, based on bank card binding request display bank's selection interface;The operation for being directed to bank's selection interface is received, determines target bank;The first interface of the server of invocation target bank, the identity information for the target object that will acquire are sent to the server of target bank, and the server of target bank is for returning and the matched bank card information of the identity information of target object;In response to receiving and the matched bank card information of the identity information of target object, the matched bank card information interface of identity information of displaying and target object;Target bank card is determined based on the operation for bank card information interface, and the account of destination client and target bank card are bound.The process of entire bank card binding can be completed in a destination client, the efficiency of bank card binding is higher.

Description

System, method, apparatus, equipment and the storage medium of bank card binding
Technical field
The invention relates to Internet technical field, in particular to a kind of system of bank card binding, method, dress It sets, equipment and storage medium.
Background technique
Currently, due to the quick and convenience of network payment, more and more people's selection by way of network payment into Row consumption.In network payment scene, user usually requires to stick into the bank of the account of the relevant application of network payment and user Row binding, and then fund is extracted from the corresponding account of bank card when needing to carry out delivery operation.Therefore, how bank is carried out Card binding is the key that influence network payment experience.
Summary of the invention
The embodiment of the present application provides system, method, apparatus, equipment and the storage medium of a kind of bank card binding, can use In the problems in solution the relevant technologies.The technical solution is as follows:
On the one hand, the embodiment of the present application provides a kind of system of bank card binding, the system comprises: destination client And the server of target bank;
The destination client, for obtaining bank card binding request, based on bank card binding request display bank Selection interface shows the information of multiple banks in bank's selection interface;Receive the behaviour for being directed to bank's selection interface Make, determines target bank;Call the first interface of the server of the target bank, the identity letter for the target object that will acquire Breath is sent to the server of the target bank;
The server of the target bank, for obtaining the target object that the destination client is sent based on first interface Identity information;Based on the identity information of the target object, the matched bank of identity information with the target object is obtained Card information;The destination client is sent to the target object matched bank card information of identity information by described;
The destination client, be also used in response to receive the target bank server send with the target The matched bank card information of the identity information of object shows matched bank card information circle of identity information with the target object Face;Target bank card is determined based on the operation for the bank card information interface, by the account of the destination client and institute Target bank card is stated to be bound.
On the one hand, the embodiment of the present application provides a kind of method of bank card binding, and the method is used in target customer Bank card binding is carried out on end, which comprises
The destination client obtains bank card binding request, and based on bank card binding request display, bank selects boundary Face shows the information of multiple banks in bank's selection interface;
The destination client receives the operation for being directed to bank's selection interface, determines target bank;
The first interface of the server of the target bank is called in the destination client, the target object that will acquire Identity information is sent to the server of the target bank, and the server of the target bank is for returning and the target object The matched bank card information of identity information;
Believe in response to the matched bank card of identity information for receiving described and the target object destination client Breath shows the matched bank card information interface of identity information with the target object;
The destination client determines target bank card based on the operation for the bank card information interface, by the mesh The account of mark client is bound with the target bank card.
Optionally, the destination client is in response to receiving the matched silver of identity information with the target object Before the matched bank card information interface of identity information of row card information, displaying and the target object, further includes:
After the destination client receives the matched bank card information of identity information with the target object, exhibition Show identifying code input frame;The destination client obtains the target object and first tests what the identifying code input frame was inputted Demonstrate,prove code;The second interface of the server of the target bank is called in the destination client, and first identifying code is sent to The server of the target bank, the server of the target bank are used to examine first identifying code and the second identifying code After consistent, the response being proved to be successful is returned to, second identifying code is the server of the target bank to the target object Terminal send identifying code;
Believe in response to the matched bank card of identity information for receiving described and the target object destination client Breath shows the matched bank card information interface of identity information with the target object, comprising:
Believe in response to the matched bank card of identity information for receiving described and the target object destination client The response being proved to be successful is ceased and received, shows the matched bank card information interface of identity information with the target object.
Optionally, the account by the destination client is bound with the target bank card, comprising:
Call the third interface of the server of the target bank, the service of Xiang Suoshu target bank in the destination client Device sends subscription request, and the subscription request includes the account and target bank card information of the destination client;The target Client end response ties up the account of the destination client and the target bank card in getting signing successfully instruction It is fixed.
Optionally, the matched bank card information interface of identity information of the displaying and the target object, comprising:
The reference position with the target object matched bank card information of identity information is scrambled;Exhibition The matched bank card information interface of identity information with the target object after showing scrambling.
Optionally, the described and target object matched bank card information of identity information, comprising:
It is encrypted with the target object matched bank card information of identity information;
Before the matched bank card information interface of identity information of the displaying and the target object, further includes:
It encrypted is decrypted described with the target object matched bank card information of identity information.
The embodiment of the present application also provides a kind of method of bank card binding, the method is used for enterprising in destination client Row bank card binding, which comprises
The server of target bank obtains the identity information of target object based on first interface;
The server of the target bank obtains the body with the target object based on the identity information of the target object The bank card information of part information matches;
The server of the target bank is sent out described with the matched bank card information of target object identity information It send to the destination client, the destination client is used in response to receiving the identity information with the target object Matched bank card information shows the matched bank card information interface of identity information with the target object, based on for institute The operation for stating bank card information interface determines target bank card, and the account of the destination client and the target bank are sticked into Row binding.
Optionally, the server of the target bank is by described with the target object matched bank card of identity information Information is sent to after the destination client, further includes:
The server of the target bank sends the first identifying code to the terminal of the target object;
The server of the target bank obtains the second identifying code that the destination client returns based on second interface;
The server of the target bank is consistent with second identifying code in response to first identifying code, Xiang Suoshu mesh Mark client sends the response being proved to be successful, and the destination client is used for described and the target object in response to receiving The matched bank card information of identity information and the response being proved to be successful is received, shows the identity information with the target object Matched bank card information interface.
Optionally, the server of the target bank is by described with the target object matched bank card of identity information Information is sent to after the destination client, further includes:
The server of the target bank is based on third interface and obtains subscription request, and the subscription request includes the target The account and target bank card information of client;
The server of the target bank is based on the subscription request, by the account of the destination client and the target Bank card is contracted;
In response to contracting successfully, the destination client Xiang Suoshu sends signing and successfully refers to the server of the target bank It enables.
Optionally, the server of the target bank is by described with the target object matched bank card of identity information Information is sent to before the destination client, further includes:
It is encrypted described with the target object matched bank card information of identity information;
The server of the target bank is sent out described with the matched bank card information of target object identity information It send to the destination client, comprising:
The matched bank card letter of identity information with the target object that the server of the target bank will be encrypted Breath is sent to the destination client.
On the other hand, a kind of device of bank card binding is provided, described device is used to carry out silver on destination client Row card binding, described device include:
Module is obtained, for obtaining bank card binding request;
Display module, for based on bank card binding request display bank's selection interface, bank's selection interface On show the information of multiple banks;
Receiving module, for receiving the operation for being directed to bank's selection interface;
Determining module, for determining target bank;
Calling module, the first interface of the server for calling the target bank;
Sending module, the identity information of the target object for will acquire are sent to the server of the target bank, The server of the target bank is for returning and the matched bank card information of the identity information of the target object;
Display module is believed for the matched bank card of identity information in response to receiving described and the target object Breath shows the matched bank card information interface of identity information with the target object;
The determining module is also used to determine target bank card based on the operation for the bank card information interface;
Binding module, for binding the account of the destination client and the target bank card.
Optionally, the display module is also used to receive the matched silver of identity information with the target object After row card information, identifying code input frame is shown;
The acquisition module is also used to obtain the first verifying that the target object is inputted in the identifying code input frame Code;
The calling module is also used to call the second interface of the server of the target bank;
The sending module is also used to for first identifying code being sent to the server of the target bank, the mesh The server of standard silver row is used for after examining first identifying code consistent with the second identifying code, returns to the response being proved to be successful, Second identifying code is the identifying code that the server of the target bank is sent to the terminal of the target object.
The display module, in response to receiving the matched bank card of identity information with the target object Information and the response being proved to be successful is received, shows matched bank card information circle of identity information with the target object Face.
Optionally, the calling module is also used to call the third interface of the server of the target bank;
The sending module is also used to send subscription request, the subscription request packet to the server of the target bank Include the account and target bank card information of the destination client;
The binding module, in response to get signing successfully instruction, by the account of the destination client with The target bank card is bound.
Optionally, described device further include:
Scrambling module, for the reference bit with the target object matched bank card information of identity information It sets and is scrambled;
The display module, for showing the matched bank card information of identity information with the target object after scrambling Interface.
Optionally, the described and target object matched bank card information of identity information, comprising:
It is encrypted with the target object matched bank card information of identity information;
Described device further include:
Deciphering module, for by it is described it is encrypted with the target object matched bank card information of identity information into Row decryption.
The embodiment of the present application also provides a kind of device of bank card binding, described device is used for enterprising in destination client Row bank card binding, described device include:
Module is obtained, for obtaining the identity information of target object based on first interface;Body based on the target object Part information, obtains the matched bank card information of identity information with the target object;
Sending module, it is described for the described and target object matched bank card information of identity information to be sent to Destination client, the destination client are used in response to receiving the matched silver of identity information with the target object Row card information shows the matched bank card information interface of identity information with the target object, based on for the bank card The operation of information interface determines target bank card, and the account of the destination client and the target bank card are bound.
Optionally, the sending module is also used to send the first identifying code to the terminal of the target object;
The acquisition module is also used to obtain the second identifying code that the destination client returns based on second interface;
The sending module, for, the Xiang Suoshu target consistent with second identifying code in response to first identifying code Client sends the response being proved to be successful, and the destination client is used in response to receiving the body with the target object The bank card information of part information matches and the response being proved to be successful is received, shows the identity information with the target object The bank card information interface matched.
Optionally, the acquisition module is also used to obtain subscription request based on third interface, and the subscription request includes institute State the account and target bank card information of destination client;
Described device further include:
Signing module, for being based on the subscription request, by the account of the destination client and the target bank card It contracts;
The sending module is also used in response to contracting successfully, and the destination client Xiang Suoshu sends signing successfully instruction.
Optionally, described device further include:
Encrypting module, for being encrypted described with the target object matched bank card information of identity information;
The sending module, the matched bank card information hair of identity information with the target object for that will be encrypted It send to the destination client.
On the other hand, a kind of computer equipment is provided, the computer equipment includes processor and memory, described to deposit At least one instruction is stored in reservoir, at least one instruction is realized any of the above-described described when being executed by the processor Bank card binding method.
On the other hand, a kind of computer readable storage medium is additionally provided, is stored in the computer readable storage medium There are at least one instruction, the method that any of the above-described bank card binding is realized at least one instruction when executed.
Technical solution provided by the embodiments of the present application is at least brought the following benefits:
The identity information of target object is sent to target silver by the interface of the server of destination client invocation target bank Capable server, the bank card information returned based on the server of target bank determines target bank card, then by target customer The account at end is bound with target bank card.Interface and the target silver that destination client passes through the server of invocation target bank It is interacted between capable server, so as to complete entire bank card binding in this client of destination client Process, without installing other clients, the process of bank card binding is fairly simple, and the efficiency of bank card binding is higher.In addition, The safety of bank card information is higher during destination client is interacted with the server of target bank.
Detailed description of the invention
In order to more clearly explain the technical solutions in the embodiments of the present application, make required in being described below to embodiment Attached drawing is briefly described, it should be apparent that, the drawings in the following description are only some examples of the present application, for For those of ordinary skill in the art, without creative efforts, it can also be obtained according to these attached drawings other Attached drawing.
Fig. 1 is a kind of schematic diagram of implementation environment provided by the embodiments of the present application;
Fig. 2 is a kind of method flow diagram of bank card binding provided by the embodiments of the present application;
Fig. 3 is a kind of interface schematic diagram for obtaining bank card binding request provided by the embodiments of the present application;
Fig. 4 is a kind of schematic diagram of bank's selection interface provided by the embodiments of the present application;
Fig. 5 is a kind of interface schematic diagram of identity information for obtaining target object provided by the embodiments of the present application;
Fig. 6 is a kind of schematic diagram at bank card information interface provided by the embodiments of the present application;
Fig. 7 is a kind of schematic device of bank card binding provided by the embodiments of the present application;
Fig. 8 is a kind of schematic device of bank card binding provided by the embodiments of the present application;
Fig. 9 is a kind of schematic device of bank card binding provided by the embodiments of the present application;
Figure 10 is a kind of schematic device of bank card binding provided by the embodiments of the present application;
Figure 11 is a kind of device structure schematic diagram of bank card binding provided by the embodiments of the present application;
Figure 12 is a kind of device structure schematic diagram of bank card binding provided by the embodiments of the present application.
Specific embodiment
To keep the purposes, technical schemes and advantages of the application clearer, below in conjunction with attached drawing to the application embodiment party Formula is described in further detail.
Currently, due to the quick and convenience of network payment, more and more people's selection by way of network payment into Row consumption.In network payment scene, user usually requires to stick into the bank of the account of the relevant application of network payment and user Row binding, and then fund is extracted from the corresponding account of bank card when needing to carry out delivery operation.Therefore, how bank is carried out Card binding is the key that influence network payment experience.
In this regard, the embodiment of the present application provides system, method, apparatus, equipment and the storage medium of a kind of bank card binding, Referring to FIG. 1, it illustrates the schematic diagrames of method implementation environment provided by the embodiments of the present application.The implementation environment may include: Terminal 11 and server 12.
Wherein, terminal 11 is equipped with the client for being able to carry out network payment, before the client carries out network payment, The account of the client can be bound with bank card using method provided by the embodiments of the present application.The available mesh of terminal 11 The identity information of object and the account information of client are marked, then by the account information of the identity information of target object and client It is sent on server 12 and is stored.The information of the bank card of the available target object of server 12, then by bank card Information be sent in terminal 11 and stored.It certainly, can also identity information and client to target object in terminal 11 Account information stored, the information of the bank card of target object can also be stored on server 12.To need When carrying out bank card binding, the account of client and tying up for bank card can be realized using method provided by the embodiments of the present application It is fixed.
Optionally, terminal 11, which can be any one, to pass through keyboard, touch tablet, touch screen, remote controler, voice with user One or more modes such as interactive or handwriting equipment carry out the electronic product of human-computer interaction, such as PC (Personal Computer, personal computer), mobile phone, smart phone, (Personal Digital Assistant, individual digital help PDA Hand), wearable device, palm PC PPC (Pocket PC), tablet computer, intelligent vehicle device, smart television, intelligent sound box etc.. Server 12 can be a server, be also possible to the server cluster being made of multiple servers or a cloud meter Calculate service centre.Terminal 11 and server 12 are established by wired or wireless network to be communicated to connect.
Those skilled in the art will be understood that above-mentioned terminal 11 and server 12 are only for example, other are existing or from now on may be used The terminal or server that can occur such as are applicable to the application, should also be included within the application protection scope, and herein to draw It is incorporated herein with mode.
The embodiment of the present application provides a kind of system of bank card binding, which can be used for carrying out silver on destination client Row card binding, which includes: the server of destination client and target bank;
Wherein, destination client, for obtaining bank card binding request, based on the selection of bank card binding request display bank Interface shows the information of multiple banks in bank's selection interface;The operation for being directed to bank's selection interface is received, determines target silver Row;The first interface of the server of invocation target bank, the identity information for the target object that will acquire are sent to target bank Server;
The server of target bank, for obtaining the identity letter for the target object that destination client is sent based on first interface Breath;Identity information based on target object obtains the matched bank card information of identity information with target object;It will be with target pair The matched bank card information of the identity information of elephant is sent to destination client;
Destination client is being also used to send in response to the server for receiving target bank to believe with target object identity Matched bank card information is ceased, shows the matched bank card information interface of identity information with target object;Based on for bank The operation at card information interface determines target bank card, and the account of destination client and target bank card are bound.
In the embodiment of the present application, destination client passes through the server of invocation target bank in bank card binding system It is interacted between interface and the server of target bank, it is entire so as to be completed in this client of destination client The process of bank card binding, without installing other clients, the process of bank card binding is fairly simple, the efficiency of bank card binding It is higher.In addition, the safety of bank card information is higher during destination client is interacted with the server of target bank.
The embodiment of the present application also provides a kind of method of bank card binding, and this method is used to carry out silver on destination client Row card binding.As shown in Fig. 2, method provided by the embodiments of the present application may include the following steps:
In step 201, destination client obtains bank card binding request, based on the choosing of bank card binding request display bank Interface is selected, the information of multiple banks is shown in bank's selection interface.
Due to the quick and convenience of network payment, more and more terminals are equipped with the client for being able to carry out network payment End, for example, taking out client, online ticketing client, shopping online client etc..Target object by these clients into Before row network payment, need to bind the account of these clients and the bank card of target object, thus into When row network payment, fund can be extracted from the corresponding account of bank card of binding.It in this embodiment, will bank be bound The client of card is as destination client.On the interface of destination client, the entrance of binding bank card is provided, target object is worked as When triggering the entrance of the binding bank card, destination client obtains bank card binding request.For example, such as the target customer of Fig. 3 Entrance of the option that " card will be tied up immediately " shown in interface as binding bank card is held, when " tying up card immediately " is somebody's turn to do in target object triggering Option when, destination client i.e. get bank card binding request.
After destination client obtains bank card binding request, bank's selection interface is shown based on bank card binding request, The information of multiple banks is shown in bank's selection interface.Target object can select my silver from the information of multiple banks The corresponding information of the bank of deposit of row card.The information of bank is the information for referring to accurately determine which bank the bank is, For example, the title of bank, the code of bank, bank one of icon or much information.For example, being silver with the information of bank For capable title, as shown in figure 4, showing the title of eight banks in bank's selection interface of destination client for target Object Selection, the respectively Agricultural Bank of China, the Industrial and Commercial Bank of China, Bank of China, China Construction Bank, Bank of Communications, China Bank, China Minsheng Banking Corporation and China Merchants Bank, target object can select my bank card from the title of this eight banks The bank of deposit title.
In step 202, destination client receives the operation for being directed to bank's selection interface, determines target bank.
Target object can choose in the information for multiple banks that bank's selection interface of browsing objective client is shown The corresponding information of the bank of deposit of my bank card, the information that target object is chosen in the information of multiple banks of display Information as target bank.When bank selection interface of the target object in destination client carries out the information of selection target bank Operation when, destination client be receive be directed to bank's selection interface operation.
Optionally, according to the difference of the terminal where destination client, the operation for bank's selection interface can not also Together.For example, when the terminal where destination client is the mobile terminals such as mobile phone, tablet computer, for bank's selection interface Operation can carry out pressure touch to the information of target bank in bank's selection interface of destination client for target object;When When terminal where destination client is desktop computer, portable lap-top laptop, for the operation of bank's selection interface It can be input of the target object by external equipment, in the letter of the selection interface selection target bank, bank of destination client Breath.For example, target object can be clicked by information of the mouse to target bank to complete to for bank's selection interface Operation, can also the information of keyboard selection target object in a manner of inputting shortcut key with complete for bank select boundary The operation in face.
Destination client can determine the information of target bank based on the operation for being directed to bank's selection interface.Due to bank Information can accurately determine the bank be which bank, so information of the destination client according to the target bank got It can determine target bank corresponding to the information of target bank.For example, as shown in figure 4, the bank in destination client selects Interface display have the Agricultural Bank of China, the Industrial and Commercial Bank of China, Bank of China, China Construction Bank, Bank of Communications, Huaxia Bank, The title of this eight banks of China Minsheng Banking Corporation and China Merchants Bank.When target object clicks in the title of this eight banks " in Bank, state " and after triggering " determination " option, destination client can determine that target bank is " Bank of China ".
In step 203, the first interface of the server of destination client invocation target bank, the target pair that will acquire The identity information of elephant is sent to the server of target bank.
There is the server of the bank in each bank, and all silver that the bank issues are stored in the server of the bank The relevant information of row card, for example, holder's identity card piece number of the holder name of the card number of bank card, bank card, bank card Code etc..Destination client can determine the server of the target bank after determining target bank.Client can pass through tune Information is sent to the server of bank with the interface of the server of bank.Destination client is after determining target bank, Ji Ketong The identity information for crossing the target object that the first interface of the server of invocation target bank will acquire is sent to the target bank Server, for target bank server search whether exist and the matched bank card information of the identity information.In the application In embodiment, it will be used to receive the identity information of the target object of destination client transmission in the interface of the server of target bank Interface as the target bank server first interface.
The identity information of target object refers to the information that can show that target object identity, for example, the name of target object, One of the communicating number or much information of the identification card number of target object, target object.
In the embodiment of the present application, the acquisition modes of the identity information of target object include but is not limited to following two:
Mode one: the identity information of target object is extracted in destination client directly from the information of storage, thus obtains mesh Mark the identity information of object.There is a situation where the identity information of target object has been stored in destination client for such mode Under.That is, destination client has got the identity information of target object before obtaining bank card binding request And it is stored.
Optionally, after the identity information that target object is obtained in the information from storage, the target got can be shown Whether correct the identity information of object checks the identity information for target object.It is alternatively possible in display bank's selection interface The identity information for showing target object before can also show the identity letter of target object after showing bank's selection interface Breath, the embodiment of the present application are not limited this.Optionally, destination client shows the identity of target object in a manner of desensitizing Information, to improve the safety of the identity information of target object.Desensitization, which refers to, carries out certain sensitive informations by desensitization rule The deformation of data, to realize the process of the reliably protecting of privacy-sensitive data.For example, desensitization rule is in displaying target object When name, only show that the last character in name, other words are replaced with " * ";In the identification card number for showing target object When, only show first 3 and rear 4 bit digital of identification card number, other numbers are replaced with " * ";Showing the logical of target object When signal code, rear 4 bit digital of communicating number is only shown, other numbers are replaced with " * ".For example, as shown in Fig. 5 (1), in mesh It marks desensitization on the interface of client and shows the name of target object, the identification card number of target object and the target pair got The identity informations such as the communicating number of elephant are checked for target object.
When target object check these identity informations it is correct when, can trigger " determination " option in the interface, illustrate at this time The identity information for the target object that destination client is got from the information of storage is correct, can be according to the identity information got Execute subsequent step.When target object check these identity informations it is incorrect when, can trigger " return " option in the interface, this When illustrate that the identity information of target object that destination client is got is wrong, need to reacquire the identity information of target object Subsequent step could be executed.It optionally, can be according to side when the identity information of the target object obtained according to mode one is wrong The identity information of the reacquisition target object of formula two.
Mode two: destination client shows identity information input frame, inputs identity information for target object.Destination client According to the identity information that target object inputs, the identity information of target object is obtained.Such mode occurs in destination client In the case where the not stored identity information for having target object, or occur to believe in the identity of the target object obtained according to mode one Cease it is wrong in the case where.It is alternatively possible to identity information input frame is shown before showing bank's selection interface, it can also be aobvious Show that bank's selection interface shows identity information input frame later, the embodiment of the present application is not limited this.For example, such as Fig. 5 (2) It is shown, identity information input frame is shown on the interface of destination client, when target object inputs in identity information input frame Identity informations such as name, identification card number, communicating number and when triggering " determination " option, destination client gets target pair The identity information of elephant.
It should be noted that can use when being only stored with the part identity information of target object in destination client Mode one obtains the part identity information of stored target object, and then Land use systems two obtain other identity of target object Information.For example, it is assumed that the identity information that the process of binding bank card needs is name, identification card number and communicating number, mesh It is only stored with the name and identification card number of target object in mark client, target object can be obtained according to mode one at this time Name and identification card number, then according to mode two obtain target object input communicating number.
In step 204, the server of target bank obtains the identity information of target object based on first interface.
The server of target bank has multiple interfaces, and different interfaces is used to receive the different letters of destination client transmission Breath.In the embodiment of the present application, it will be used to receive the target pair of destination client transmission in the interface of the server of target bank First interface of the interface of the identity information of elephant as the server of the target bank.
The server of target bank obtains the identity information for the target object that destination client is sent, example based on first interface Such as, the name of target object, the identification card number of target object, communicating number of target object etc..Optionally, mesh is being obtained After the identity information for marking object, the server of target bank can be searched whether according to the identity information of the target object got In the presence of with the matched bank card information of the identity information.For example, when the identity information of target object is identification card number, mesh The server of standard silver row is searched whether to exist in the relevant information of all bank cards of storage and be matched with the identification card number Bank card information.Bank card information refers to information relevant to each bank card itself, for example, the card number of bank card, bank The type of card, the validity period of bank card, safety code of bank card etc..Optionally, the identity for having with target object is searched whether The lookup result of the bank card information of information matches includes following two:
Lookup result one: there is no with the matched bank card information of the identity information of target object.There is such lookup knot The reason of fruit, may are as follows: determining target bank is wrong, and/or the identity information of the target object obtained is wrong.That is, There is no the identity information input errors of the bank card and/or target object of target object in target bank.For example, mesh Mark object does not have the bank card of Bank of China, but has but selected Bank of China, in this case, look into bank's selection interface Look for result be there is no with the matched bank card information of the identity information of target object;For another example the identity information of target object For identification card number, but the identification card number inputted is wrong, in this case, lookup result be similarly there is no with The matched bank card information of the identity information of target object.
Under this kind of lookup result, the server of target bank can send the response that it fails to match to destination client. Destination client can show bank's selection interface after receiving the response that it fails to match again, select again for target object Target bank is selected, the identity information of target object can also be reacquired.
Lookup result two: exist and the matched bank card information of the identity information of target object.Under this kind of lookup result, Execute step 205.
In step 205, identity information of the server of target bank based on target object obtains the body with target object The bank card information of part information matches.
When there is bank card information matched with the identity information of target object, the identity information based on target object is obtained It takes and the matched all bank card informations of the identity information of target object.For same target object, which may There are one or multiple bank cards issued by target bank, so what is obtained is matched all with the identity information of target object Bank card information may be the corresponding bank card information of one or more bank card.The corresponding bank card information of every bank card It may include one or more letters such as the safety code of the card number of bank card, the type of bank card, the validity period of bank card, bank card Breath.
In step 206, the server of target bank will be sent out with the matched bank card information of the identity information of target object It send to destination client.
With the information comprising one or more bank cards in the matched bank card information of identity information of target object, each It include one or more information in the information of bank card.It, may be both comprising can uniquely indicate in the information of any bank card The information of the bank card, for example, the safety code etc. of the card number of the bank card, the bank card, and include that cannot uniquely indicate the silver The information of row card, for example, the validity period etc. of the Card Type of the bank card, the bank card.The server of target bank will be with mesh During the matched bank card information of identity information of mark object is sent to destination client, can will acquire and target The matched all bank card informations of the identity information of object are sent to destination client, can also only believe all bank cards It can uniquely indicate that a kind of bank card information of a certain bank card is sent to destination client in breath.For example, only by all silver The card number of all bank cards in row card information is sent to destination client, and the card number of each bank card uniquely indicates a silver Row card.
Optionally, the server of target bank will be sent to the matched bank card information of the identity information of target object Before destination client, bank card information can be encrypted.Then by the encrypted identity information with target object The bank card information matched is sent to destination client.The embodiment of the present application is not limited cipher mode, for example, symmetric cryptography Deng.This process can increase safety of the bank card information in transmission process.
Optionally, the server of target bank will be sent to mesh with the matched bank card information of the identity information of target object After mark client, further includes: the server of target bank sends the first identifying code to the terminal of target object;Destination client It receives with after the matched bank card information of the identity information of target object, shows identifying code input frame;Destination client obtains The second identifying code that target object is inputted in identifying code input frame;The second of the server of destination client invocation target bank Second identifying code is sent to the server of target bank by interface;The server of target bank is based on second interface and obtains target The second identifying code that client returns.Wherein, the terminal of target object refers to the terminal for being able to verify that target object identity, example Such as, the terminal etc. where the communicating number of target object.Herein, it will be used to receive target in the interface of the server of target bank Second interface of the interface for the identifying code that client is sent as the server of the target bank.
The server of target bank after getting the second identifying code, examine the first identifying code and the second identifying code whether one It causes.Consistent with the second identifying code in response to the first identifying code, the server of target bank is sent to destination client to be proved to be successful Response.Inconsistent in response to the first identifying code and the second identifying code, the server of target bank can be sent out to destination client Send the response of authentication failed.Response of the destination client based on authentication failed can show identifying code input frame again, can also be with The first interface of the destination client is directly returned to, the embodiment of the present application is not limited this.
In step 207, destination client is believed in response to receiving with the matched bank card of the identity information of target object Breath shows the matched bank card information interface of identity information with target object.
The matched silver of identity information with target object that destination client is returned in the server for receiving target bank After row card information, the matched bank card information interface of identity information with target object is shown.In the bank card information of displaying In interface, the matched bank card information of identity information with target object is shown.It will acquire when the server of target bank When all bank card informations are sent to destination client, all bank card informations are shown on bank card information interface;When The server of target bank only can will uniquely indicate a kind of bank card information of a certain bank card in all bank card informations When being sent to destination client, such bank card information is only shown on bank card information interface.In the identity with target object On the bank card information interface of information matches, the interrelated displaying of bank card information that same bank card will be belonged to.Optionally, when When destination client shows bank card information matched with the identity information of target object in a manner of list, in the same of list The bank card information of same bank card is shown in row.For example, as shown in fig. 6, the bank of the first row displaying bank card 1 in list Card information, shows the bank card information of bank card 2 in the second row of list, shows the bank of bank card 3 in the third line of list Card information shows the bank card information of bank card 4 in the fourth line of list.
Optionally, destination client, can be with after the response being proved to be successful that the server for receiving target bank is sent In response to receiving and the matched bank card information of the identity information of target object and receiving the response being proved to be successful, show With the matched bank card information interface of identity information of target object.
Optionally, what is received when destination client is to be added with the matched bank card information of identity information of target object When close bank card information, first encrypted bank card information is decrypted for destination client, then shows and target object The matched bank card information interface of identity information.
Optionally, destination client shows the mode with the matched bank card information interface of identity information of target object Are as follows: destination client scrambles the reference position in the matched bank card information of the identity information of target object, then opens up The matched bank card information interface of identity information with target object after showing scrambling, to improve the safety of bank card information. Different according to the type of bank card information, the case where scrambling to the reference position in bank card information, is also different.For example, right In the card number of bank card, reference position can refer to the corresponding position of number of the 4th to the tenth of the card number;For silver Capable safety code, reference position can refer to corresponding position of deputy number of safety code etc..The embodiment of the present application is to adding The mode of disturbing is not limited, for example, the number of reference position is replaced with " * ".
In a step 208, destination client determines target bank card based on the operation for bank card information interface, by mesh The account of mark client is bound with target bank card.
Operation for bank card information interface can be finger target object at bank card information interface to target bank card The selection operation of information can determine target bank card based on the selection operation for target bank card information.Specifically, mesh Mark object selects any bank card information in the bank card information of bank card information showing interface, due in bank card information circle In face, the interrelated displaying of bank card information that same bank card will be belonged to, so being believed according to the bank card that target object is chosen Breath can determine bank card to be bound corresponding to the bank card information, that is, target bank card.For example, as shown in fig. 6, working as Target object can determine that target bank card is bank card when the bank card information that bank card information interface is chosen is card number 2 2.After determining target bank card, the account of destination client and target bank card are bound in destination client.This mistake Cheng Wuxu target object remembers the complex informations such as the card number of target bank card, promotes the bank card binding experience of target object, silver The efficiency of row card binding is higher.
Optionally, the account of destination client and target bank card are bound in destination client, comprising: target customer The third interface for holding the server of invocation target bank sends subscription request to the server of target bank, and subscription request includes The account and target bank card information of destination client;The server of target bank is based on third interface and obtains subscription request, so It is based on subscription request afterwards, the account of destination client and target bank card are contracted;In response to contracting successfully, target bank Server to destination client send signing successfully instruction;Destination client is successfully instructed in response to getting signing, The account of destination client and target bank card are bound.Wherein, the third interface of the server of target bank refers to use In the interface for receiving the subscription request that destination client is sent.
Specifically, the binding procedure of the account of destination client and target bank card includes contracting and binding two steps Suddenly.Wherein, signing is carried out in the server of target bank;Binding is carried out in destination client.Signing refers to Contract is signed between the account and target bank card of destination client, which carries out net using account based on this for about settled When network is paid, fund can be extracted from the account of target bank card.Optionally, after contracting successfully, the service of target bank Device to the signing that destination client is sent successfully instruct in include signing protocol number, the signing protocol number for show signing at Function.After getting signing and successfully instructing, the account of destination client and target bank card are again tied up in destination client It is fixed.It, can be from the destination client when carrying out network payment based on destination client after contracting and binding two steps Account binding bank card account in extract fund.
The relevant technologies are during bank card binding, the entrance of the multiple banks of showing interface in destination client, base In the triggering command of the entrance of target bank, the client of target bank or the webpage of target bank are jumped to.In target silver The interface of capable client or webpage shows the bank card list of target object.Then according to the target in bank card list Bank card chooses instruction, jumps to destination client, and the account and target silver of destination client are carried out in destination client The binding of row card.In the process, it is related to jumping between destination client and the client of target bank or target customer Jumping between end and the webpage of target bank, the process of bank card binding unfriendly for the user of unregistered Bank Account Number More complicated, the efficiency of bank card binding is lower, in addition, in the jump procedure of client and client or client and webpage The safety of middle bank card information is lower.In the embodiment of the present application, the target silver in bank's selection interface of destination client After capable information is triggered, the identity information of target object is sent to target silver by the interface of the server of invocation target bank Then it is matched with identity information to show that the server of target bank is returned in the interface of destination client for capable server Then bank card information determines target bank in bank card information, the account of destination client and target bank card are carried out Binding.This process pertains only to this client of destination client, without registering Bank Account Number, without between different clients Jump, without jumping between client and webpage, the process of bank card binding is fairly simple, the efficiency of bank card binding compared with Height, in addition, during destination client between the interface of calling bank server and the server of bank by interacting, silver The safety of row card information is higher.
In the embodiment of the present application, the interface of the server of destination client invocation target bank, by the body of target object Part information is sent to the server of target bank, and the bank card information returned based on the server of target bank determines target bank Card, then binds the account of destination client and target bank card.Destination client passes through the clothes of invocation target bank It is engaged in interacting between the interface of device and the server of target bank, thus can be complete in this client of destination client At the process of entire bank card binding, without installing other clients, the process of bank card binding is fairly simple, bank card binding Efficiency it is higher.In addition, during destination client is interacted with the server of target bank bank card information safety It is higher.
Conceived based on same technique, referring to Fig. 7, the embodiment of the present application provides a kind of device of bank card binding, the dress It sets for carrying out bank card binding on destination client, which includes:
Module 701 is obtained, for obtaining bank card binding request;
Display module 702 is shown in bank's selection interface for showing bank's selection interface based on bank card binding request There is the information of multiple banks;
Receiving module 703, for receiving the operation for being directed to bank's selection interface;
Determining module 704, for determining target bank;
Calling module 705, the first interface of the server for invocation target bank;
Sending module 706, the identity information of the target object for will acquire are sent to the server of target bank, mesh The server of standard silver row is for returning and the matched bank card information of the identity information of target object;
Display module 707, in response to receiving and the matched bank card information of the identity information of target object, displaying With the matched bank card information interface of identity information of target object;
Determining module 704 is also used to determine target bank card based on the operation for bank card information interface;
Binding module 708, for binding the account of destination client and target bank card.
Optionally, display module 707 are also used to receive and the matched bank card information of the identity information of target object Afterwards, identifying code input frame is shown;
Module 701 is obtained, is also used to obtain the first identifying code that target object is inputted in identifying code input frame;
Calling module 705 is also used to the second interface of the server of invocation target bank;
Sending module 706 is also used to for the first identifying code being sent to the server of target bank, the server of target bank For after examining the first identifying code consistent with the second identifying code, returning to the response being proved to be successful, the second identifying code is target silver The identifying code that capable server is sent to the terminal of target object.
Display module 707, in response to receive with the matched bank card information of the identity information of target object and The response being proved to be successful is received, shows the matched bank card information interface of identity information with target object.
Optionally, calling module 705 are also used to the third interface of the server of invocation target bank;
Sending module 706 is also used to send subscription request to the server of target bank, and subscription request includes target customer The account and target bank card information at end;
Binding module 708, for successfully being instructed in response to getting signing, by the account of destination client and target silver Row card is bound.
Optionally, referring to Fig. 8, the device further include:
Scrambling module 709, for the reference position in the matched bank card information of the identity information of target object into Row scrambling;
Display module 707, for showing the matched bank card information interface of identity information with target object after scrambling.
Optionally, with the matched bank card information of the identity information of target object, comprising: it is encrypted with target object The matched bank card information of identity information;
Referring to Fig. 8, the device further include:
Deciphering module 710 is solved for will be encrypted with the identity information matched bank card information of target object It is close.
In the embodiment of the present application, the interface of the server of destination client invocation target bank, by the body of target object Part information is sent to the server of target bank, and the bank card information returned based on the server of target bank determines target bank Card, then binds the account of destination client and target bank card.Destination client passes through the clothes of invocation target bank It is engaged in interacting between the interface of device and the server of target bank, so as to complete in this client of destination client At the process of entire bank card binding, without installing other clients, the process of bank card binding is fairly simple, bank card binding Efficiency it is higher.In addition, during destination client is interacted with the server of target bank bank card information safety It is higher.
The embodiment of the present application also provides a kind of device of bank card binding, the device on destination client for carrying out Bank card binding, referring to Fig. 9, which includes:
Module 901 is obtained, for obtaining the identity information of target object based on first interface;Identity based on target object Information obtains the matched bank card information of identity information with target object;
Sending module 902, for target customer will to be sent to the matched bank card information of the identity information of target object End, destination client are used in response to receiving and the matched bank card information of the identity information of target object, displaying and target The matched bank card information interface of the identity information of object determines target bank based on the operation for bank card information interface Card, the account of destination client and target bank card are bound.
Optionally, sending module 902 are also used to send the first identifying code to the terminal of target object;
Module 901 is obtained, is also used to obtain the second identifying code that destination client returns based on second interface;
Sending module 902 sends to destination client and verifies for consistent with the second identifying code in response to the first identifying code Successfully response, destination client be used in response to receive with the matched bank card information of the identity information of target object and The response being proved to be successful is received, shows the matched bank card information interface of identity information with target object.
Optionally, module 901 is obtained, is also used to obtain subscription request based on third interface, subscription request includes target visitor The account and target bank card information at family end;
Referring to Figure 10, the device further include:
Module 903 of contracting contracts the account of destination client and target bank card for being based on subscription request;
Sending module 902 is also used to send signing successfully instruction to destination client in response to contracting successfully.
Optionally, referring to Figure 10, the device further include:
Encrypting module 904, for will be encrypted with the matched bank card information of the identity information of target object;
Sending module 902 is sent to for will be encrypted with the identity information matched bank card information of target object Destination client.
In the embodiment of the present application, the interface of the server of destination client invocation target bank, by the body of target object Part information is sent to the server of target bank, and the bank card information returned based on the server of target bank determines target bank Card, then binds the account of destination client and target bank card.Destination client passes through the clothes of invocation target bank It is engaged in interacting between the interface of device and the server of target bank, so as to complete in this client of destination client At the process of entire bank card binding, without installing other clients, the process of bank card binding is fairly simple, bank card binding Efficiency it is higher.In addition, during destination client is interacted with the server of target bank bank card information safety It is higher.
It should be noted that device provided by the above embodiment is when realizing its function, only with above-mentioned each functional module It divides and carries out for example, can according to need in practical application and be completed by different functional modules above-mentioned function distribution, The internal structure of equipment is divided into different functional modules, to complete all or part of the functions described above.In addition, Apparatus and method embodiment provided by the above embodiment belongs to same design, and specific implementation process is detailed in embodiment of the method, this In repeat no more.
Figure 11 is a kind of device structure schematic diagram of bank card binding provided by the embodiments of the present application, which can be clothes Business device, server can be individual server or cluster server.Specifically:
Server includes central processing unit (CPU) 1101, random access memory (RAM) 1102 and read-only memory (ROM) 1103 system storage 1104, and the system bus of connection system storage 1104 and central processing unit 1101 1105.Server further includes basic input/output (the I/O system that information is transmitted between each device helped in computer System) 1106, and for the mass-memory unit of storage program area 1113, application program 1114 and other program modules 1115 1107。
Basic input/output 1106 includes display 1108 for showing information and inputs information for user Such as mouse, keyboard etc input equipment 1109.Wherein display 1108 and input equipment 1109 are all by being connected to The i/o controller 1110 of system bus 1105 is connected to central processing unit 1101.Basic input/output 1106 is also May include i/o controller 1110 with for receive and handle from keyboard, mouse or electronic touch pen etc. it is multiple its The input of his equipment.Similarly, i/o controller 1110 also provides output to display screen, printer or other kinds of Output equipment.
Mass-memory unit 1107 is connected by being connected to the bulk memory controller (not shown) of system bus 1105 It is connected to central processing unit 1101.Mass-memory unit 1107 and its associated computer-readable medium provide for server Non-volatile memories.That is, mass-memory unit 1107 may include such as hard disk or CD-ROM drive etc Computer-readable medium (not shown).
Without loss of generality, computer-readable medium may include computer storage media and communication media.Computer storage Medium includes any of the information such as computer readable instructions, data structure, program module or other data for storage The volatile and non-volatile of method or technique realization, removable and irremovable medium.Computer storage medium include RAM, ROM, EPROM, EEPROM, flash memory or other solid-state storages its technologies, CD-ROM, DVD or other optical storages, cassette, magnetic Band, disk storage or other magnetic storage devices.Certainly, skilled person will appreciate that computer storage medium is not limited to It states several.Above-mentioned system storage 1104 and mass-memory unit 1107 may be collectively referred to as memory.
According to the various embodiments of the application, server can also be connected to the network by internet etc. onto network Remote computer operation.Namely server can be connected to by the Network Interface Unit 1111 being connected on system bus 1105 In other words Network Interface Unit 1111 can be used also to be connected to other kinds of network or remote computer in network 1112 System (not shown).
Above-mentioned memory further includes one, and perhaps more than one program one or more than one program are stored in storage In device, it is configured to be executed by CPU.The one or more programs include for carrying out silver provided by the embodiments of the present application The instruction of the method for row card binding.
Figure 12 is a kind of structural schematic diagram of the equipment of bank card binding provided by the embodiments of the present application.The equipment can be Terminal, such as may is that smart phone, tablet computer, MP3 player (Moving Picture Experts Group Audio Layer III, dynamic image expert's compression standard audio level 3), MP4 (Moving Picture Experts Group Audio Layer IV, dynamic image expert's compression standard audio level 4) player, laptop or desktop Brain.Terminal is also possible to referred to as other titles such as user equipment, portable terminal, laptop terminal, terminal console.
In general, terminal includes: processor 1201 and memory 1202.
Processor 1201 may include one or more processing cores, such as 4 core processors, 8 core processors etc..Place Reason device 1201 can use DSP (Digital Signal Processing, Digital Signal Processing), FPGA (Field- Programmable Gate Array, field programmable gate array), PLA (Programmable Logic Array, may be programmed Logic array) at least one of example, in hardware realize.Processor 1201 also may include primary processor and coprocessor, master Processor is the processor for being handled data in the awake state, also referred to as CPU (Central Processing Unit, central processing unit);Coprocessor is the low power processor for being handled data in the standby state.? In some embodiments, processor 1201 can integrate GPU (Graphics Processing Unit, image processor), GPU For being responsible for the rendering and drafting of content to be shown needed for display screen.In some embodiments, processor 1201 can also include AI (Artificial Intelligence, artificial intelligence) processor, the AI processor is by handling based on related machine learning Calculate operation.
Memory 1202 may include one or more computer readable storage mediums, which can To be non-transient.Memory 1202 may also include high-speed random access memory and nonvolatile memory, such as one Or multiple disk storage equipments, flash memory device.In some embodiments, the non-transient computer in memory 1202 can Storage medium is read for storing at least one instruction, at least one instruction performed by processor 1201 for realizing this Shen Please in embodiment of the method provide bank card binding method.
In some embodiments, terminal is also optional includes: peripheral device interface 1203 and at least one peripheral equipment.Place Managing can be connected between device 1201, memory 1202 and peripheral device interface 1203 by bus or signal wire.Each periphery is set It is standby to be connected by bus, signal wire or circuit board with peripheral device interface 1203.Specifically, peripheral equipment includes: radio frequency In circuit 1204, touch display screen 1205, CCD camera assembly 1206, voicefrequency circuit 1207, positioning component 1208 and power supply 1209 At least one.
Peripheral device interface 1203 can be used for I/O (Input/Output, input/output) is relevant outside at least one Peripheral equipment is connected to processor 1201 and memory 1202.In some embodiments, processor 1201, memory 1202 and periphery Equipment interface 1203 is integrated on same chip or circuit board;In some other embodiments, processor 1201, memory 1202 and peripheral device interface 1203 in any one or two can be realized on individual chip or circuit board, this implementation Example is not limited this.
Radio circuit 1204 is for receiving and emitting RF (Radio Frequency, radio frequency) signal, also referred to as electromagnetic signal. Radio circuit 1204 is communicated by electromagnetic signal with communication network and other communication equipments.Radio circuit 1204 is by telecommunications Number being converted to electromagnetic signal is sent, alternatively, the electromagnetic signal received is converted to electric signal.Optionally, radio circuit 1204 include: antenna system, RF transceiver, one or more amplifiers, tuner, oscillator, digital signal processor, volume solution Code chipset, user identity module card etc..Radio circuit 1204 can by least one wireless communication protocol come with it is other Terminal is communicated.The wireless communication protocol includes but is not limited to: Metropolitan Area Network (MAN), each third generation mobile communication network (2G, 3G, 4G and 5G), WLAN and/or WiFi (Wireless Fidelity, Wireless Fidelity) network.In some embodiments, radio frequency electrical Road 1204 can also include NFC (Near Field Communication, wireless near field communication) related circuit, the application This is not limited.
Display screen 1205 is for showing UI (User Interface, user interface).The UI may include figure, text, Icon, video and its their any combination.When display screen 1205 is touch display screen, display screen 1205 also there is acquisition to exist The ability of the touch signal on the surface or surface of display screen 1205.The touch signal can be used as control signal and be input to place Reason device 1201 is handled.At this point, display screen 1205 can be also used for providing virtual push button and/or dummy keyboard, it is also referred to as soft to press Button and/or soft keyboard.In some embodiments, display screen 1205 can be one, and the front panel of terminal is arranged in;At other In embodiment, display screen 1205 can be at least two, be separately positioned on the different surfaces of terminal or in foldover design;Another In a little embodiments, display screen 1205 can be flexible display screen, be arranged on the curved surface of terminal or on fold plane.Even, Display screen 1205 can also be arranged to non-rectangle irregular figure, namely abnormity screen.Display screen 1205 can use LCD (Liquid Crystal Display, liquid crystal display), OLED (Organic Light-Emitting Diode, You Jifa Optical diode) etc. materials preparation.
CCD camera assembly 1206 is for acquiring image or video.Optionally, CCD camera assembly 1206 includes front camera And rear camera.In general, the front panel of terminal is arranged in front camera, the back side of terminal is arranged in rear camera.? In some embodiments, rear camera at least two is that main camera, depth of field camera, wide-angle camera, focal length are taken the photograph respectively As any one in head, to realize that main camera and the fusion of depth of field camera realize background blurring function, main camera and wide Pan-shot and VR (Virtual Reality, virtual reality) shooting function or other fusions are realized in camera fusion in angle Shooting function.In some embodiments, CCD camera assembly 1206 can also include flash lamp.Flash lamp can be monochromatic temperature flash of light Lamp is also possible to double-colored temperature flash lamp.Double-colored temperature flash lamp refers to the combination of warm light flash lamp and cold light flash lamp, can be used for Light compensation under different-colour.
Voicefrequency circuit 1207 may include microphone and loudspeaker.Microphone is used to acquire the sound wave of user and environment, and It converts sound waves into electric signal and is input to processor 1201 and handled, or be input to radio circuit 1204 to realize that voice is logical Letter.For stereo acquisition or the purpose of noise reduction, microphone can be separately positioned on the different parts of terminal to be multiple.Mike Wind can also be array microphone or omnidirectional's acquisition type microphone.Loudspeaker is then used to that processor 1201 or radio circuit will to be come from 1204 electric signal is converted to sound wave.Loudspeaker can be traditional wafer speaker, be also possible to piezoelectric ceramic loudspeaker.When When loudspeaker is piezoelectric ceramic loudspeaker, the audible sound wave of the mankind can be not only converted electrical signals to, it can also be by telecommunications Number the sound wave that the mankind do not hear is converted to carry out the purposes such as ranging.In some embodiments, voicefrequency circuit 1207 can also wrap Include earphone jack.
Positioning component 1208 is used for the current geographic position of positioning terminal, to realize navigation or LBS (Location Based Service, location based service).Positioning component 1208 can be GPS (the Global Positioning based on the U.S. System, global positioning system), the dipper system of China, Russia Gray receive the Galileo system of this system or European Union Positioning component.
Power supply 1209 is used to be powered for the various components in terminal.Power supply 1209 can be alternating current, direct current, one Secondary property battery or rechargeable battery.When power supply 1209 includes rechargeable battery, which can support wired charging Or wireless charging.The rechargeable battery can be also used for supporting fast charge technology.
In some embodiments, terminal further includes having one or more sensors 1210.The one or more sensors 1210 include but is not limited to: acceleration transducer 1211, gyro sensor 1212, pressure sensor 1213, fingerprint sensor 1214, optical sensor 1215 and proximity sensor 1216.
Acceleration transducer 1211 can detecte the acceleration magnitude in three reference axis of the coordinate system established with terminal. For example, acceleration transducer 1211 can be used for detecting component of the acceleration of gravity in three reference axis.Processor 1201 can With the acceleration of gravity signal acquired according to acceleration transducer 1211, touch display screen 1205 is controlled with transverse views or longitudinal direction The display of view progress user interface.Acceleration transducer 1211 can be also used for adopting for game or the exercise data of user Collection.
Gyro sensor 1212 can detecte body direction and the rotational angle of terminal, and gyro sensor 1212 can be with Acquisition user is cooperateed with to act the 3D of terminal with acceleration transducer 1211.Processor 1201 is adopted according to gyro sensor 1212 Following function: figure when action induction (for example changing UI according to the tilt operation of user), shooting may be implemented in the data of collection As stable, game control and inertial navigation.
The lower layer of side frame and/or touch display screen 1205 in terminal can be set in pressure sensor 1213.Work as pressure When the side frame of terminal is arranged in sensor 1213, user can detecte to the gripping signal of terminal, by 1201 basis of processor The gripping signal that pressure sensor 1213 acquires carries out right-hand man's identification or prompt operation.When the setting of pressure sensor 1213 is being touched When touching the lower layer of display screen 1205, the pressure operation of touch display screen 1205 is realized to UI according to user by processor 1201 Operability control on interface is controlled.Operability control includes button control, scroll bar control, icon control, dish At least one of single control part.
Fingerprint sensor 1214 is used to acquire the fingerprint of user, is collected by processor 1201 according to fingerprint sensor 1214 Fingerprint recognition user identity, alternatively, by fingerprint sensor 1214 according to the identity of collected fingerprint recognition user.Knowing Not Chu the identity of user when being trusted identity, authorize the user to execute relevant sensitive operation by processor 1201, which grasps Make to include solving lock screen, checking encryption information, downloading software, payment and change setting etc..Fingerprint sensor 1214 can be set It sets in the front, the back side or side of terminal.When being provided with physical button or manufacturer Logo in terminal, fingerprint sensor 1214 can To be integrated with physical button or manufacturer Logo.
Optical sensor 1215 is for acquiring ambient light intensity.In one embodiment, processor 1201 can be according to light The ambient light intensity that sensor 1215 acquires is learned, the display brightness of touch display screen 1205 is controlled.Specifically, work as ambient light intensity When higher, the display brightness of touch display screen 1205 is turned up;When ambient light intensity is lower, the aobvious of touch display screen 1205 is turned down Show brightness.In another embodiment, the ambient light intensity that processor 1201 can also be acquired according to optical sensor 1215, is moved The acquisition parameters of state adjustment CCD camera assembly 1206.
Proximity sensor 1216, also referred to as range sensor are generally arranged at the front panel of terminal.Proximity sensor 1216 is used In acquisition the distance between user and the front of terminal.In one embodiment, when proximity sensor 1216 detect user with When the distance between front of terminal gradually becomes smaller, touch display screen 1205 is controlled by processor 1201 and is switched to from bright screen state Cease screen state;When proximity sensor 1216 detects that the distance between the front of user and terminal becomes larger, by processor 1201 control touch display screens 1205 are switched to bright screen state from breath screen state.
It will be understood by those skilled in the art that the restriction of the not structure paired terminal of structure shown in Figure 12, may include Than illustrating more or fewer components, perhaps combines certain components or arranged using different components.
In the exemplary embodiment, a kind of computer equipment is additionally provided, the computer equipment includes processor and deposits Reservoir is stored at least one instruction, at least a Duan Chengxu, code set or instruction set in the memory.Described at least one Instruction, at least a Duan Chengxu, code set or instruction set are configured to be executed by one or more than one processor, on realizing The method for stating any bank card binding.
In the exemplary embodiment, a kind of computer readable storage medium is additionally provided, is stored in the storage medium At least one instruction, at least a Duan Chengxu, code set or instruction set, at least one instruction, an at least Duan Chengxu, institute State the side that code set or described instruction collection realize any of the above-described kind of bank card binding when being executed by the processor of computer equipment Method.
Optionally, above-mentioned computer readable storage medium can be ROM, random access memory (RAM), CD-ROM, magnetic Band, floppy disk and optical data storage devices etc..
It should be understood that referenced herein " multiple " refer to two or more."and/or", description association The incidence relation of object indicates may exist three kinds of relationships, for example, A and/or B, can indicate: individualism A exists simultaneously A And B, individualism B these three situations.Character "/" typicallys represent the relationship that forward-backward correlation object is a kind of "or".
Above-mentioned the embodiment of the present application serial number is for illustration only, does not represent the advantages or disadvantages of the embodiments.
The foregoing is merely the exemplary embodiments of the application, all in spirit herein not to limit the application Within principle, any modification, equivalent replacement, improvement and so on be should be included within the scope of protection of this application.

Claims (14)

1. a kind of system of bank card binding, which is characterized in that the system comprises: the service of destination client and target bank Device;
The destination client, for obtaining bank card binding request, based on the selection of bank card binding request display bank Interface shows the information of multiple banks in bank's selection interface;The operation for being directed to bank's selection interface is received, really Set the goal bank;Call the first interface of the server of the target bank, the identity information hair for the target object that will acquire It send to the server of the target bank;
The server of the target bank, for obtaining the body for the target object that the destination client is sent based on first interface Part information;Based on the identity information of the target object, obtains and believe with the matched bank card of the identity information of the target object Breath;The destination client is sent to the target object matched bank card information of identity information by described;
The destination client, be also used in response to receive the target bank server send with the target object The matched bank card information of identity information, show and the matched bank card information interface of identity information of the target object; Target bank card is determined based on the operation for the bank card information interface, by the account of the destination client and the mesh Standard silver row card is bound.
2. a kind of method of bank card binding, which is characterized in that the method is used to carry out bank card on destination client to tie up It is fixed, which comprises
The destination client obtains bank card binding request, shows bank's selection interface based on bank card binding request, The information of multiple banks is shown in bank's selection interface;
The destination client receives the operation for being directed to bank's selection interface, determines target bank;
Call the first interface of the server of the target bank, the identity for the target object that will acquire in the destination client Information is sent to the server of the target bank, and the server of the target bank is for returning and the body of the target object The bank card information of part information matches;
The destination client is in response to receiving the matched bank card information of identity information with the target object, exhibition Show and the matched bank card information interface of the identity information of the target object;
The destination client determines target bank card based on the operation for the bank card information interface, by the target visitor The account at family end is bound with the target bank card.
3. according to the method described in claim 2, it is characterized in that, the destination client in response to receive it is described with it is described The matched bank card information of the identity information of target object shows and believes with the matched bank card of the identity information of the target object Before breath interface, further includes:
After the destination client receives the matched bank card information of identity information with the target object, displaying is tested Demonstrate,prove code input frame;
The destination client obtains the first identifying code that the target object is inputted in the identifying code input frame;
The second interface of the server of the target bank is called in the destination client, and first identifying code is sent to institute The server of target bank is stated, the server of the target bank is used to examine first identifying code and the second identifying code one After cause, the response being proved to be successful is returned to, second identifying code is the server of the target bank to the target object The identifying code that terminal is sent;
The destination client is in response to receiving the matched bank card information of identity information with the target object, exhibition Show and the matched bank card information interface of the identity information of the target object, comprising:
The destination client in response to receive the matched bank card information of identity information with the target object with And the response being proved to be successful is received, show the matched bank card information interface of identity information with the target object.
4. according to the method described in claim 2, it is characterized in that, the account by the destination client and the target Bank card is bound, comprising:
Call the third interface of the server of the target bank, the server hair of Xiang Suoshu target bank in the destination client Subscription request is sent, the subscription request includes the account and target bank card information of the destination client;
The destination client is in response to getting signing successfully instruction, by the account of the destination client and the target Bank card is bound.
5. according to the method described in claim 2, it is characterized in that, the displaying is matched with the identity information of the target object Bank card information interface, comprising:
The reference position with the target object matched bank card information of identity information is scrambled;
The matched bank card information interface of identity information with the target object after showing scrambling.
6. according to any method of claim 2-5, which is characterized in that the identity information with the target object The bank card information matched, comprising:
It is encrypted with the target object matched bank card information of identity information;
Before the matched bank card information interface of identity information of the displaying and the target object, further includes:
It encrypted is decrypted described with the target object matched bank card information of identity information.
7. a kind of method of bank card binding, which is characterized in that the method is used to carry out bank card on destination client to tie up It is fixed, which comprises
The server of target bank obtains the identity information of target object based on first interface;
The server of the target bank is obtained and is believed with the identity of the target object based on the identity information of the target object Cease matched bank card information;
The server of the target bank is sent to described with the target object matched bank card information of identity information The destination client, the destination client are used to match in response to receiving described with the identity information of the target object Bank card information, show with the matched bank card information interface of identity information of the target object, based on being directed to the silver The operation at row card information interface determines target bank card, and the account of the destination client and the target bank card are tied up It is fixed.
8. the method according to the description of claim 7 is characterized in that the server of the target bank will the described and target The matched bank card information of the identity information of object is sent to after the destination client, further includes:
The server of the target bank sends the first identifying code to the terminal of the target object;
The server of the target bank obtains the second identifying code that the destination client returns based on second interface;
The server of the target bank is consistent with second identifying code in response to first identifying code, Xiang Suoshu target visitor Family end sends the response being proved to be successful, and the destination client is used in response to receiving the identity with the target object The bank card information of information matches and the response being proved to be successful is received, displaying is matched with the identity information of the target object Bank card information interface.
9. the method according to the description of claim 7 is characterized in that the server of the target bank will the described and target The matched bank card information of the identity information of object is sent to after the destination client, further includes:
The server of the target bank is based on third interface and obtains subscription request, and the subscription request includes the target customer The account and target bank card information at end;
The server of the target bank is based on the subscription request, by the account of the destination client and the target bank Card is contracted;
For the server of the target bank in response to contracting successfully, the destination client Xiang Suoshu sends signing successfully instruction.
10. according to any method of claim 7-9, which is characterized in that the server of the target bank will it is described with The matched bank card information of the identity information of the target object is sent to before the destination client, further includes:
It is encrypted described with the target object matched bank card information of identity information;
The server of the target bank is sent to described with the target object matched bank card information of identity information The destination client, comprising:
The matched bank card information hair of identity information with the target object that the server of the target bank will be encrypted It send to the destination client.
11. a kind of device of bank card binding, which is characterized in that described device is used to carry out bank card on destination client to tie up Fixed, described device includes:
Module is obtained, for obtaining bank card binding request;
Display module is shown in bank's selection interface for showing bank's selection interface based on bank card binding request It is shown with the information of multiple banks;
Receiving module, for receiving the operation for being directed to bank's selection interface;
Determining module, for determining target bank;
Calling module, the first interface of the server for calling the target bank;
Sending module, the identity information of the target object for will acquire is sent to the server of the target bank, described The server of target bank is for returning and the matched bank card information of the identity information of the target object;
Display module, in response to receiving the matched bank card information of identity information with the target object, exhibition Show and the matched bank card information interface of the identity information of the target object;
The determining module is also used to determine target bank card based on the operation for the bank card information interface;
Binding module, for binding the account of the destination client and the target bank card.
12. a kind of device of bank card binding, which is characterized in that described device is used to carry out bank card on destination client to tie up Fixed, described device includes:
Module is obtained, for obtaining the identity information of target object based on first interface;Identity letter based on the target object Breath obtains the matched bank card information of identity information with the target object;
Sending module, for being sent to the target with the target object matched bank card information of identity information for described Client, the destination client are used in response to receiving the matched bank card of identity information with the target object Information shows the matched bank card information interface of identity information with the target object, based on for the bank card information The operation at interface determines target bank card, and the account of the destination client and the target bank card are bound.
13. a kind of computer equipment, which is characterized in that the computer equipment includes processor and memory, the memory In be stored at least one instruction, such as claim 2 to 6 times is realized at least one instruction when being executed by the processor The method of any bank card binding of the method or claim 7 to 10 of bank card binding described in one.
14. a kind of computer readable storage medium, which is characterized in that be stored at least one in the computer readable storage medium The side of the bank card binding as described in claim 2 to 6 is any is realized in item instruction, at least one instruction when executed The method of method or any bank card binding of claim 7 to 10.
CN201910580119.3A 2019-06-28 2019-06-28 System, method, apparatus, equipment and the storage medium of bank card binding Pending CN110288332A (en)

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PCT/CN2019/124789 WO2020258748A1 (en) 2019-06-28 2019-12-12 Bank card binding system, method and apparatus, and device and storage medium

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