CN107993072A - A kind of payment program method for closing and device - Google Patents

A kind of payment program method for closing and device Download PDF

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Publication number
CN107993072A
CN107993072A CN201711321741.XA CN201711321741A CN107993072A CN 107993072 A CN107993072 A CN 107993072A CN 201711321741 A CN201711321741 A CN 201711321741A CN 107993072 A CN107993072 A CN 107993072A
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heart rate
pulse
mrow
short message
payment program
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何世容
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Individual
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    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/407—Cancellation of a transaction
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4014—Identity check for transactions
    • G06Q20/40145—Biometric identity checks
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04M—TELEPHONIC COMMUNICATION
    • H04M1/00—Substation equipment, e.g. for use by subscribers
    • H04M1/72—Mobile telephones; Cordless telephones, i.e. devices for establishing wireless links to base stations without route selection
    • H04M1/724—User interfaces specially adapted for cordless or mobile telephones
    • H04M1/72448—User interfaces specially adapted for cordless or mobile telephones with means for adapting the functionality of the device according to specific conditions
    • H04M1/72454—User interfaces specially adapted for cordless or mobile telephones with means for adapting the functionality of the device according to specific conditions according to context-related or environment-related conditions
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04W—WIRELESS COMMUNICATION NETWORKS
    • H04W12/00—Security arrangements; Authentication; Protecting privacy or anonymity
    • H04W12/12—Detection or prevention of fraud
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04W—WIRELESS COMMUNICATION NETWORKS
    • H04W4/00—Services specially adapted for wireless communication networks; Facilities therefor
    • H04W4/12—Messaging; Mailboxes; Announcements
    • H04W4/14—Short messaging services, e.g. short message services [SMS] or unstructured supplementary service data [USSD]

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  • Engineering & Computer Science (AREA)
  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Computer Security & Cryptography (AREA)
  • Signal Processing (AREA)
  • Finance (AREA)
  • Human Computer Interaction (AREA)
  • Environmental & Geological Engineering (AREA)
  • Telephone Function (AREA)

Abstract

The present invention is suitable for technical field of mobile terminals, there is provided a kind of payment program method for closing and device, method include：Motion bracelet is connected, obtains Current heart rate, history heart rate, current pulse and history pulse；History heart rate is sampled, obtains heart rate sample point；History pulse is sampled, obtains pulse sampled point；Detect whether to open payment program, if opening payment program, generate mood swing value；If mood swing value is more than predetermined threshold value, then detect in the short message from unknown phone number with the presence or absence of swindle keyword, if there is swindle keyword in the short message from unknown phone number, then identify that the short message from unknown phone number is fraud text message, while positive closing payment program；Alarming short message is forwarded to 12110 SMS alarm platforms.The present invention in mood swing value exception and short message record there are during fraud text message, can positive closing payment program, be conducive to improve the security of existing mobile payment.

Description

A kind of payment program method for closing and device
Technical field
The invention belongs to technical field of mobile terminals, more particularly to a kind of payment program method for closing and device.
Background technology
Since 2009, telephone fraud growed in intensity.Offender makes up deceptive information by phone, sets fraud, Long-range, contactless swindle is implemented to victim, lures that victim is closed by payment program into and transfers accounts, although relevant government department Warp-wise society sends prompting, and all kinds of news media also report again and again, still has a large number of users to be closed by payment program daily and turns Account is had dust thrown into the eyes, and economic loss is in ascendant trend year by year.
The method of the existing security for strengthening mobile payment is paid with fingerprint because fingerprint be both it is unique and Carry with, will not lose or stolen, without password is remembered, still, this method still has secret worry in terms of security.This It is because after mobile terminal is connected to fraud text message, being paid by fingerprint, still completing remittance of transferring accounts.
The content of the invention
In view of this, an embodiment of the present invention provides a kind of payment program method for closing and device, to improve existing movement The security of payment.
The first aspect of the embodiment of the present invention provides a kind of payment program method for closing, including：
Motion bracelet is connected, obtains Current heart rate, history heart rate, current pulse and history pulse that motion bracelet measures；
The history heart rate is sampled, obtains heart rate sample point；
The history pulse is sampled, obtains pulse sampled point；
Detect whether open payment program, if open payment program, according to default mood swing abnormality detection model, The Current heart rate, the current pulse, heart rate sample point and the pulse sampled point, generate mood swing value；
If the mood swing value is more than predetermined threshold value, then identify that the mood swing value is abnormal, obtain short message record, Detect in the short message record and whether there is unknown phone number, to be come from if there are unknown phone number, then detection in short message record With the presence or absence of swindle keyword in the short message of the unknown phone number, closed if there is swindle in the short message from the unknown phone number Key word, then identify that the short message from the unknown phone number is fraud text message, while uses broadcast mechanism, broadcasts the payment program Out code, close after thread receives the out code of the payment program, the thread pool of Ergodic Theory, closes the branch Program is paid, the swindle keyword is crime of laundering, makes and traffics poison, asks son, refund, underworld personnel with much money；
The unknown phone number is extracted, and the unknown phone number of extraction is edited to the content of the fraud text message automatically In, alarming short message is generated, the alarming short message is forwarded to 12110 SMS alarm platforms；
The mood swing abnormality detection model, is specially：
Wherein, C is mood swing value, and n is the number of heart rate sample point, and i is the sequence number of heart rate sample point, HRiRepresent i-th A heart rate sample point, HRtFor current heart rate, m is the number of pulse sampled point, and k is the sequence number of pulse sampled point, PRkRepresent the K pulse sampled point, PRtFor current pulse, w1It is weight, the mood swing value is used to describe Current heart rate and current arteries and veins The fluctuation situation fought.
Further, it is described that the history heart rate is sampled, heart rate sample point is obtained, the history pulse is carried out Sampling, obtains pulse sampled point, is specially：
Using the value of each history heart rate as ordinate, using the generated time of each history heart rate as abscissa, generation Multiple heart rate coordinate points, according to heart rate waveform figure described in the multiple heart rate coordinate point-rendering, the heart rate waveform figure is carried out The processing of moving average filter method, to remove the heart rate coordinate points for belonging to noise in the heart rate waveform figure, belongs to removal and makes an uproar The heart rate waveform figure after the heart rate coordinate points of sound is sampled, and obtains heart rate sample point.
Further, it is described that the history pulse is sampled, pulse sampled point is obtained, is specially：
Using the value of each history pulse as ordinate, using the generated time of each history pulse as abscissa, generation Multiple pulse coordinate points, according to pulse waveform figure described in the multiple pulse coordinate point-rendering, the pulse waveform figure is carried out The processing of moving average filter method, to remove the pulse coordinate points for belonging to noise in the pulse waveform figure, belongs to removal and makes an uproar The pulse waveform figure after the pulse coordinate points of sound is sampled, and obtains pulse sampled point.
Further, it is described to detect whether to open payment program, if payment program is opened, according to default mood swing Abnormality detection model, the Current heart rate, the current pulse, heart rate sample point and the pulse sampled point, generation Mood swing value, is specially：
Using safety monitoring parameter, in background application process, whether detection has payment program process in 15 minutes Operation, after detection, testing result is exported to management of process parameter, and the management of process parameter receives the testing result, If the testing result is to have the operation of payment program process in 15 minutes, returns and call the safety monitoring parameter, the peace Full monitoring parameters are adopted according to default mood swing abnormality detection model, the Current heart rate, the current pulse, the heart rate Sampling point and the pulse sampled point, generate mood swing value.
Further, if the mood swing value is more than predetermined threshold value, then identify that the mood swing value is abnormal, Short message record is obtained, detects in the short message record and whether there is unknown phone number, if there are strange number in short message record Code, then detect with the presence or absence of swindle keyword in the short message from the unknown phone number, if from the short of the unknown phone number There is swindle keyword in letter, then identify that the short message from the unknown phone number is fraud text message, while use broadcast mechanism, extensively The out code of the payment program is broadcast, after closing thread receives the out code of the payment program, the line of Ergodic Theory Cheng Chi, closes the payment program, and the swindle keyword is crime of laundering, makes and traffics poison, asks son, refund, underworld people with much money Member.
Further, the unknown phone number is extracted, and editor is short to the swindle automatically by the unknown phone number of extraction In the content of letter, alarming short message is generated, the alarming short message is forwarded to 12110 SMS alarm platforms, be specially：
The unknown phone number is extracted, and the unknown phone number of extraction is edited to the content of the fraud text message automatically In, alarming short message is generated, using 5G networks, the alarming short message is forwarded to 12110 SMS alarm platforms.
The second aspect of the embodiment of the present invention provides a kind of payment program shutoff device, including：
Acquisition module, for connecting motion bracelet, obtains Current heart rate, history heart rate, current arteries and veins that motion bracelet measures Fight and history pulse；
Heart rate sample module, for being sampled to the history heart rate, obtains heart rate sample point；
Pulse sampling module, for being sampled to the history pulse, obtains pulse sampled point；
Generation module, for detecting whether payment program is opened, if payment program is opened, according to default mood swing Abnormality detection model, the Current heart rate, the current pulse, heart rate sample point and the pulse sampled point, generation Mood swing value；
Payment program closedown module, if being more than predetermined threshold value for the mood swing value, then identifies the mood ripple Dynamic value is abnormal, obtains short message record, detects in the short message record and whether there is unknown phone number, if being deposited in short message record In unknown phone number, then detect with the presence or absence of swindle keyword in the short message from the unknown phone number, if from described strange There is swindle keyword in the short message of number, then identify that the short message from the unknown phone number is fraud text message, while using wide Mechanism is broadcast, broadcasts the out code of the payment program, after closing thread receives the out code of the payment program, traversal The thread pool of system, closes the payment program, the swindle keyword is crime of laundering, make and traffic poison, ask with much money son, refund, Underworld personnel；
Sending module, is edited to the swindleness automatically for extracting the unknown phone number, and by the unknown phone number of extraction In the content for deceiving short message, alarming short message is generated, the alarming short message is forwarded to 12110 SMS alarm platforms；
The mood swing abnormality detection model, is specially：
Wherein, C is mood swing value, and n is the number of heart rate sample point, and i is the sequence number of heart rate sample point, HRiRepresent i-th A heart rate sample point, HRtFor current heart rate, m is the number of pulse sampled point, and k is the sequence number of pulse sampled point, PRkRepresent the K pulse sampled point, PRtFor current pulse, w1It is weight, the mood swing value is used to describe Current heart rate and current arteries and veins The fluctuation situation fought.
The third aspect of the embodiment of the present invention provide a kind of payment program shutoff device, including memory, processor with And the computer program that can be run in the memory and on the processor is stored in, the processor performs the calculating The step of above method being realized during machine program.
The fourth aspect of the embodiment of the present invention provides a kind of computer-readable recording medium, the computer-readable storage Media storage has the step of computer program, the computer program realizes the above method when being executed by processor.
Existing beneficial effect is the embodiment of the present invention compared with prior art：
There are during fraud text message in mood swing value exception and short message record, broadcast mechanism can be used, broadcasts the branch The out code of program is paid, after closing thread receives the out code of the payment program, the thread pool of Ergodic Theory, is closed The payment program, avoids and occurs after mobile terminal is connected to fraud text message, paying by fingerprint, still completing remittance of transferring accounts Situation, be conducive to improve the security of existing mobile payment.
Brief description of the drawings
To describe the technical solutions in the embodiments of the present invention more clearly, below will be to embodiment or description of the prior art Needed in attached drawing be briefly described, it should be apparent that, drawings in the following description be only the present invention some Embodiment, for those of ordinary skill in the art, without having to pay creative labor, can also be according to these Attached drawing obtains other attached drawings.
Fig. 1 is that a kind of payment program method for closing provided in an embodiment of the present invention realizes flow chart；
Fig. 2 is a kind of schematic diagram of payment program shutoff device provided in an embodiment of the present invention.
Embodiment
In being described below, in order to illustrate rather than in order to limit, it is proposed that such as tool of particular system structure, technology etc Body details, to understand thoroughly the embodiment of the present invention.However, it will be clear to one skilled in the art that these are specific The present invention can also be realized in the other embodiments of details.In other situations, omit to well-known system, device, electricity Road and the detailed description of method, in case unnecessary details hinders description of the invention.
In order to illustrate technical solutions according to the invention, illustrated below by specific embodiment.
It should be appreciated that ought be special described by the instruction of term " comprising " use in this specification and in the appended claims Sign, entirety, step, operation, the presence of element and/or component, but be not precluded from one or more of the other feature, entirety, step, Operation, element, component and/or its presence or addition for gathering.
It is also understood that the term used in this description of the invention is merely for the sake of the mesh for describing specific embodiment And be not intended to limit the present invention.As description of the invention and it is used in the attached claims, unless on Other situations are hereafter clearly indicated, otherwise " one " of singulative, "one" and "the" are intended to include plural form.
It will be further appreciated that the term "and/or" used in description of the invention and the appended claims is Refer to any combinations and all possible combinations of one or more of the associated item listed, and including these combinations.
As used in this specification and in the appended claims, term " if " can be according to context quilt Be construed to " when ... " or " once " or " in response to determining " or " in response to detecting ".Similarly, phrase " if it is determined that " or " if detecting [described condition or event] " can be interpreted to mean according to context " once it is determined that " or " in response to true It is fixed " or " once detecting [described condition or event] " or " in response to detecting [described condition or event] ".
In the specific implementation, the terminal device described in the embodiment of the present invention is including but not limited to such as with the sensitive table of touch Mobile phone, laptop computer or the tablet PC in face (for example, touch-screen display and/or touch pad) etc it is other Portable set.It is to be further understood that in certain embodiments, the equipment is not portable communication device, but is had The desktop computer of touch sensitive surface (for example, touch-screen display and/or touch pad).
In discussion below, the terminal device including display and touch sensitive surface is described.However, it should manage Solution, one or more of the other physical User that terminal device can include such as physical keyboard, mouse and/or control-rod connect Jaws equipment.
Terminal device supports various application programs, such as one or more of following：Drawing application program, demonstration application Program, word-processing application, website establishment application program, disk imprinting application program, spreadsheet applications, game are answered With program, telephony application, videoconference application, email application, instant messaging applications, forging Refining supports application program, photo management application program, digital camera application program, digital camera application program, web-browsing should With program, digital music player application and/or video frequency player application program.
The various application programs that can be performed on the terminal device can use at least one of such as touch sensitive surface Public physical user-interface device.It can be adjusted among applications and/or in corresponding application programs and/or change touch is quick Feel the corresponding information shown in the one or more functions and terminal on surface.In this way, terminal public physical structure (for example, Touch sensitive surface) it can support the various application programs with user interface directly perceived and transparent for a user.
In order to illustrate technical solutions according to the invention, illustrated below by specific embodiment.
Embodiment one
With reference to figure 1, Fig. 1 is that a kind of payment program method for closing provided in an embodiment of the present invention realizes flow chart, the party Method is applied to terminal device, and a kind of payment program method for closing as shown in Figure 1 may comprise steps of：
S101, connects motion bracelet, obtains Current heart rate, history heart rate, current pulse and history that motion bracelet measures Pulse；
Wherein, motion bracelet is worn on user on hand, and the heart rate of motion bracelet current entry user, forms going through for the user History heart rate, the pulse of motion bracelet current entry user, forms the history pulse of the user.
S102, samples the history heart rate, obtains heart rate sample point；
S103, samples the history pulse, obtains pulse sampled point；
S104, detects whether to open payment program, if payment program is opened, according to default mood swing abnormality detection Model, the Current heart rate, the current pulse, heart rate sample point and the pulse sampled point, generate mood swing Value；
Wherein, payment program is Alipay, wechat wallet, QQ wallets.
S105, if the mood swing value is more than predetermined threshold value, then identifies that the mood swing value is abnormal, obtains short message Record, detects in the short message record and whether there is unknown phone number, if then being detected there are unknown phone number in short message record With the presence or absence of swindle keyword in short message from the unknown phone number, if there is swindleness in the short message from the unknown phone number Keyword is deceived, then identifies that the short message from the unknown phone number is fraud text message, while uses broadcast mechanism, broadcasts the payment The out code of program, after closing thread receives the out code of the payment program, the thread pool of Ergodic Theory, closes institute Payment program is stated, the swindle keyword is crime of laundering, makes and traffics poison, asks son, refund, underworld personnel with much money；
If the mood swing value is more than predetermined threshold value, then identify that the mood swing value is abnormal, obtain short message record, Anti- swindle platform is connected, downloads swindle keyword, Text region is carried out to the short message of the unknown phone number, detection comes from the footpath between fields With the presence or absence of swindle keyword in the short message of raw number, if there is swindle keyword in the short message from the unknown phone number, Then identify that the short message from the unknown phone number is fraud text message, while use broadcast mechanism, broadcast the pass of the payment program Instruction is closed, after closing thread receives the out code of the payment program, the thread pool of Ergodic Theory, closes the payment journey Sequence, the swindle keyword are crime of laundering, make and traffic poison, ask son, refund, underworld personnel with much money.
Detect in short message record and whether there is fraud text message, if the short message record in there are fraud text message, then Using broadcast mechanism, the out code of the payment program is broadcasted, closes the out code that thread receives the payment program Afterwards, the thread pool of Ergodic Theory, closes the payment program.
Wherein, after identifying the mood swing value exception, in the case of illustrating that user is currently located in more anxiety, it is possible to Swindled, whether there is fraud text message by detecting in short message record, it can be determined that whether mobile terminal is connected to fraud text message, if If using broadcast mechanism, the out code of the payment program is broadcasted, closes thread there are fraud text message in the short message record After the out code for receiving the payment program, the thread pool of Ergodic Theory, closes the payment program, in this way, mobile whole After terminating to fraud text message, even if being paid by fingerprint, remittance of transferring accounts can not be completed.
S106, extracts the unknown phone number, and the unknown phone number of extraction is edited to the fraud text message automatically In content, alarming short message is generated, the alarming short message is forwarded to 12110 SMS alarm platforms；
The mood swing abnormality detection model, is specially：
Wherein, C is mood swing value, and n is the number of heart rate sample point, and i is the sequence number of heart rate sample point, HRiRepresent i-th A heart rate sample point, HRtFor current heart rate, m is the number of pulse sampled point, and k is the sequence number of pulse sampled point, PRkRepresent the K pulse sampled point, PRtFor current pulse, w1It is weight, the mood swing value is used to describe Current heart rate and current arteries and veins The fluctuation situation fought.
Preferably, w1 takes 0.6.
Predetermined threshold value can be system default, can also be configured with reference to actual conditions.Preferably, it is pre-configured with the age With the correspondence of threshold value, according to configuration the age and threshold value correspondence, with reference to age input by user, given threshold.
Wherein, in mood swing value is abnormal and short message records, using broadcast mechanism, institute is broadcasted there are during fraud text message The out code of payment program is stated, after closing thread receives the out code of the payment program, the thread pool of Ergodic Theory, The payment program is closed, judges due to being closed according to multi-faceted evidence to payment program, avoids judgement Subjectivity and blindness, after mobile terminal is connected to fraud text message, can close payment program in time, effectively improve existing mobile branch The security paid.
In the present embodiment, if there are fraud text message in short message record, then using broadcast mechanism, the payment journey is broadcasted The out code of sequence, is closed after thread receives the out code of the payment program, the thread pool of Ergodic Theory, described in closing Payment program so that after mobile terminal is connected to fraud text message, paid by fingerprint, it is impossible to complete remittance of transferring accounts, avoid property Loss, is conducive to improve the security of existing mobile payment.
Embodiment two
With reference to figure 2, Fig. 2 is a kind of schematic diagram of payment program shutoff device provided in an embodiment of the present invention, applied to end End equipment, terminal device include but not limited to mobile phone, pocket computer (Pocket Personal Computer, PPC). For purposes of illustration only, it illustrate only part related to the present embodiment.For convenience of description, illustrate only related to the present embodiment Part.
With reference to Fig. 2, which includes：
Acquisition module 21, for connecting motion bracelet, obtains Current heart rate, history heart rate that motion bracelet measures, current Pulse and history pulse；
Heart rate sample module 22, for being sampled to the history heart rate, obtains heart rate sample point；
Pulse sampling module 23, for being sampled to the history pulse, obtains pulse sampled point；
Generation module 24, for detecting whether payment program is opened, if payment program is opened, according to default mood ripple Dynamic abnormality detection model, the Current heart rate, the current pulse, heart rate sample point and the pulse sampled point, it is raw Into mood swing value；
Payment program closedown module 25, if being more than predetermined threshold value for the mood swing value, then identifies the mood Undulating value is abnormal, obtains short message record, detects in the short message record and whether there is unknown phone number, if in short message record There are unknown phone number, then detects with the presence or absence of swindle keyword in the short message from the unknown phone number, if coming from the footpath between fields There is swindle keyword in the short message of raw number, then identify that the short message from the unknown phone number is fraud text message, use at the same time Broadcast mechanism, broadcasts the out code of the payment program, after closing thread receives the out code of the payment program, time The thread pool of system is gone through, closes the payment program, the swindle keyword is crime of laundering, makes and traffics poison, seek son with much money, move back Tax, underworld personnel；
Sending module 26, is edited to described automatically for extracting the unknown phone number, and by the unknown phone number of extraction In the content of fraud text message, alarming short message is generated, the alarming short message is forwarded to 12110 SMS alarm platforms；
The mood swing abnormality detection model, is specially：
Wherein, C is mood swing value, and n is the number of heart rate sample point, and i is the sequence number of heart rate sample point, HRiRepresent i-th A heart rate sample point, HRtFor current heart rate, m is the number of pulse sampled point, and k is the sequence number of pulse sampled point, PRkRepresent the K pulse sampled point, PRtFor current pulse, w1It is weight, the mood swing value is used to describe Current heart rate and current arteries and veins The fluctuation situation fought.
As a kind of implementation of the present embodiment, in the apparatus, the heart rate sample module, specifically for each The value of history heart rate is ordinate, using the generated time of each history heart rate as abscissa, generates multiple heart rate coordinate points, According to heart rate waveform figure described in the multiple heart rate coordinate point-rendering, the heart rate waveform figure is carried out at moving average filter method Reason, to remove the heart rate coordinate points for belonging to noise in the heart rate waveform figure, after belonging to the heart rate coordinate points of noise to removal The heart rate waveform figure sampled, obtain heart rate sample point；
The pulse sampling module, specifically for the value using each history pulse as ordinate, with each history arteries and veins The generated time fought is abscissa, generates multiple pulse coordinate points, according to pulse wave described in the multiple pulse coordinate point-rendering Shape figure, moving average filter method processing is carried out by the pulse waveform figure, belongs to noise to be removed in the pulse waveform figure Pulse coordinate points, the pulse waveform figure belonged to removal after the pulse coordinate points of noise samples, obtains pulse and adopt Sampling point.
As a kind of implementation of the present embodiment, in the apparatus, the generation module, specifically for utilizing safety prison Parameter is surveyed, in background application process, whether detection has the operation of payment program process in 15 minutes, after detection, to Management of process parameter exports testing result, and the management of process parameter receives the testing result, if the testing result is 15 There is the operation of payment program process in minute, then return and call the safety monitoring parameter, the safety monitoring parameter is according to default Mood swing abnormality detection model, the Current heart rate, the current pulse, heart rate sample point and the pulse adopt Sampling point, generates mood swing value；
The sending module, specifically for extracting the unknown phone number, and the unknown phone number of extraction is edited automatically Into the content of the fraud text message, alarming short message is generated, using 5G networks, the alarming short message is forwarded to 12110 short messages Alarm platform.
In the present embodiment, when mood swing value is more than predetermined threshold value, short message record is obtained, is detected in the short message record With the presence or absence of fraud text message, if, then using broadcast mechanism, broadcasting the payment program there are fraud text message in short message record Out code, after closing thread receives the out code of the payment program, the thread pool of Ergodic Theory, closes the payment Program, avoids and occurs after mobile terminal is connected to fraud text message, paying by fingerprint, the situation for the remittance that can still complete to transfer accounts, Be conducive to improve the security of existing mobile payment.
It is apparent to those skilled in the art that for convenience of description and succinctly, only with above-mentioned each work( Can unit, module division progress for example, in practical application, can be as needed and by above-mentioned function distribution by different Functional unit, module are completed, i.e., the internal structure of described device are divided into different functional units or module, more than completion The all or part of function of description.Each functional unit, module in embodiment can be integrated in a processing unit, also may be used To be that unit is individually physically present, can also two or more units integrate in a unit, it is above-mentioned integrated Unit can both be realized in the form of hardware, can also be realized in the form of SFU software functional unit.In addition, each function list Member, the specific name of module are not limited to the protection domain of the application also only to facilitate mutually distinguish.Said system The specific work process of middle unit, module, may be referred to the corresponding process in preceding method embodiment, details are not described herein.
In the above-described embodiments, the description to each embodiment all emphasizes particularly on different fields, and is not described in detail or remembers in some embodiment The part of load, may refer to the associated description of other embodiments.
Those of ordinary skill in the art may realize that each exemplary list described with reference to the embodiments described herein Member and algorithm steps, can be realized with the combination of electronic hardware or computer software and electronic hardware.These functions are actually Performed with hardware or software mode, application-specific and design constraint depending on technical solution.Professional technician Described function can be realized using distinct methods to each specific application, but this realization is it is not considered that exceed The scope of the present invention.
In embodiment provided by the present invention, it should be understood that disclosed apparatus and method, can pass through others Mode is realized.For example, device embodiment described above is only schematical, for example, the division of the module or unit, Only a kind of division of logic function, can there is an other dividing mode when actually realizing, such as multiple units or component can be with With reference to or be desirably integrated into another system, or some features can be ignored, or not perform.It is another, it is shown or discussed Mutual coupling or direct-coupling or communication connection can be by some interfaces, the INDIRECT COUPLING of device or unit or Communication connection, can be electrical, machinery or other forms.
The unit illustrated as separating component may or may not be physically separate, be shown as unit The component shown may or may not be physical location, you can with positioned at a place, or can also be distributed to multiple In network unit.Some or all of unit therein can be selected to realize the mesh of this embodiment scheme according to the actual needs 's.
In addition, each functional unit in each embodiment of the present invention can be integrated in a processing unit, can also That unit is individually physically present, can also two or more units integrate in a unit.Above-mentioned integrated list Member can both be realized in the form of hardware, can also be realized in the form of SFU software functional unit.
If the integrated module/unit realized in the form of SFU software functional unit and as independent production marketing or In use, it can be stored in a computer read/write memory medium.Based on such understanding, the present invention realizes above-mentioned implementation All or part of flow in example method, can also instruct relevant hardware to complete, the meter by computer program Calculation machine program can be stored in a computer-readable recording medium, the computer program when being executed by processor, it can be achieved that on The step of stating each embodiment of the method..Wherein, the computer program includes computer program code, the computer program Code can be source code form, object identification code form, executable file or some intermediate forms etc..Computer-readable Jie Matter can include：Can carry any entity or device of the computer program code, recording medium, USB flash disk, mobile hard disk, Magnetic disc, CD, computer storage, read-only storage (ROM, Read-Only Memory), random access memory (RAM, Random Access Memory), electric carrier signal, telecommunication signal and software distribution medium etc..It is it should be noted that described The content that computer-readable medium includes can carry out appropriate increasing according to legislation in jurisdiction and the requirement of patent practice Subtract, such as in some jurisdictions, according to legislation and patent practice, computer-readable medium do not include be electric carrier signal and Telecommunication signal.
Described device can be the computing devices such as desktop PC, notebook, palm PC and cloud server.It is described Device may include, but be not limited only to, processor, memory.It will be understood by those skilled in the art that the schematic diagram is only to fill The restriction of the example put, not structure twin installation, can be included than illustrating more or fewer components, or some portions of combination Part, or different components, such as described device can also include input-output equipment, network access equipment, bus etc..
Alleged processor can be central processing unit (Central Processing Unit, CPU), can also be it His general processor, digital signal processor (Digital Signal Processor, DSP), application-specific integrated circuit (Application Specific Integrated Circuit, ASIC), ready-made programmable gate array (Field- Programmable Gate Array, FPGA) either other programmable logic device, discrete gate or transistor logic, Discrete hardware components etc..General processor can be microprocessor or the processor can also be any conventional processor Deng the processor is the control centre of described device, utilizes various interfaces and the various pieces of connection whole device.
The memory can be used for storing the computer program and/or module, and the processor is by running or performing The computer program and/or module being stored in the memory, and the data being stored in memory are called, described in realization The various functions of device.The memory can mainly include storing program area and storage data field, wherein, storing program area can deposit Application program (such as sound-playing function, image player function etc.) needed for storage operating system, at least one function etc.；Storage Data field can be stored uses created data (such as voice data, phone directory etc.) etc. according to mobile phone.In addition, memory can Including high-speed random access memory, nonvolatile memory, such as hard disk, memory, plug-in type hard disk, intelligence can also be included Energy storage card (Smart Media Card, SMC), secure digital (Secure Digital, SD) card, flash card (Flash Card), at least one disk memory, flush memory device or other volatile solid-state parts.
Embodiment described above is merely illustrative of the technical solution of the present invention, rather than its limitations；Although with reference to foregoing reality Example is applied the present invention is described in detail, it will be understood by those of ordinary skill in the art that：It still can be to foregoing each Technical solution described in embodiment is modified, or carries out equivalent substitution to which part technical characteristic；And these are changed Or replace, the essence of appropriate technical solution is departed from the spirit and scope of various embodiments of the present invention technical solution, should all Within protection scope of the present invention.

Claims (10)

  1. A kind of 1. payment program method for closing, it is characterised in that including：
    Motion bracelet is connected, obtains Current heart rate, history heart rate, current pulse and history pulse that motion bracelet measures；
    The history heart rate is sampled, obtains heart rate sample point；
    The history pulse is sampled, obtains pulse sampled point；
    Detect whether to open payment program, if opening payment program, according to default mood swing abnormality detection model, described Current heart rate, the current pulse, heart rate sample point and the pulse sampled point, generate mood swing value；
    If the mood swing value is more than predetermined threshold value, then identify that the mood swing value is abnormal, obtain short message record, detection It whether there is unknown phone number in the short message record, if there are unknown phone number in short message record, then detection is from described With the presence or absence of swindle keyword in the short message of unknown phone number, if it is crucial to there is swindle in the short message from the unknown phone number Word, then identify that the short message from the unknown phone number is fraud text message, while uses broadcast mechanism, broadcasts the payment program Out code, after closing thread receives the out code of the payment program, the thread pool of Ergodic Theory, closes the payment Program, the swindle keyword are crime of laundering, make and traffic poison, ask son, refund, underworld personnel with much money；
    The unknown phone number is extracted, and the unknown phone number of extraction is edited into the content of the fraud text message automatically, it is raw Into alarming short message, the alarming short message is forwarded to 12110 SMS alarm platforms；
    The mood swing abnormality detection model, is specially：
    <mrow> <mi>C</mi> <mo>=</mo> <msub> <mi>w</mi> <mn>1</mn> </msub> <mfrac> <mrow> <msub> <mi>HR</mi> <mi>t</mi> </msub> </mrow> <mrow> <mfrac> <mn>1</mn> <mi>n</mi> </mfrac> <munderover> <mo>&amp;Sigma;</mo> <mrow> <mi>i</mi> <mo>=</mo> <mn>1</mn> </mrow> <mi>n</mi> </munderover> <msub> <mi>HR</mi> <mi>i</mi> </msub> </mrow> </mfrac> <mo>+</mo> <mrow> <mo>(</mo> <mn>1</mn> <mo>-</mo> <msub> <mi>w</mi> <mn>1</mn> </msub> <mo>)</mo> </mrow> <mo>*</mo> <mfrac> <mrow> <msub> <mi>PR</mi> <mi>t</mi> </msub> </mrow> <mrow> <mfrac> <mn>1</mn> <mi>m</mi> </mfrac> <munderover> <mo>&amp;Sigma;</mo> <mrow> <mi>k</mi> <mo>=</mo> <mn>1</mn> </mrow> <mi>m</mi> </munderover> <msub> <mi>PR</mi> <mi>k</mi> </msub> </mrow> </mfrac> <mo>;</mo> </mrow>
    Wherein, C is mood swing value, and n is the number of heart rate sample point, and i is the sequence number of heart rate sample point, HRiRepresent i-th of heart Rate sampled point, HRtFor current heart rate, m is the number of pulse sampled point, and k is the sequence number of pulse sampled point, PRkRepresent k-th Pulse sampled point, PRtFor current pulse, w1It is weight, the mood swing value is used to describe Current heart rate and current pulse Fluctuation situation.
  2. 2. the method as described in claim 1, it is characterised in that it is described that the history heart rate is sampled, obtain heart rate and adopt Sampling point, is specially：
    Using the value of each history heart rate as ordinate, using the generated time of each history heart rate as abscissa, generation is multiple Heart rate coordinate points, according to heart rate waveform figure described in the multiple heart rate coordinate point-rendering, the heart rate waveform figure is slided The processing of average filter method, to remove the heart rate coordinate points for belonging to noise in the heart rate waveform figure, belongs to noise to removal The heart rate waveform figure after heart rate coordinate points is sampled, and obtains heart rate sample point.
  3. 3. the method as described in claim 1, it is characterised in that it is described that the history pulse is sampled, obtain pulse and adopt Sampling point, is specially：
    Using the value of each history pulse as ordinate, using the generated time of each history pulse as abscissa, generation is multiple Pulse coordinate points, according to pulse waveform figure described in the multiple pulse coordinate point-rendering, the pulse waveform figure is slided The processing of average filter method, to remove the pulse coordinate points for belonging to noise in the pulse waveform figure, belongs to noise to removal The pulse waveform figure after pulse coordinate points is sampled, and obtains pulse sampled point.
  4. 4. the method as described in claim 1, it is characterised in that it is described to detect whether to open payment program, paid if opening Program, according to default mood swing abnormality detection model, the Current heart rate, the current pulse, heart rate sample point And the pulse sampled point, mood swing value is generated, is specially：
    Using safety monitoring parameter, in background application process, whether detection has the operation of payment program process in 15 minutes, After detection, testing result is exported to management of process parameter, the management of process parameter receives the testing result, if described Testing result is to have the operation of payment program process in 15 minutes, then returns and call the safety monitoring parameter, the safety monitoring Parameter according to default mood swing abnormality detection model, the Current heart rate, the current pulse, heart rate sample point with And the pulse sampled point, generate mood swing value.
  5. 5. the method as described in claim 1, it is characterised in that the extraction unknown phone number, and by the footpath between fields of extraction Raw number is edited into the content of the fraud text message automatically, generates alarming short message, it is short that the alarming short message is forwarded to 12110 Believe alarm platform, be specially：
    The unknown phone number is extracted, and the unknown phone number of extraction is edited into the content of the fraud text message automatically, it is raw Into alarming short message, using 5G networks, the alarming short message is forwarded to 12110 SMS alarm platforms.
  6. A kind of 6. payment program shutoff device, it is characterised in that including：
    Acquisition module, for connecting motion bracelet, obtain Current heart rate, history heart rate, current pulse that motion bracelet measures and History pulse；
    Heart rate sample module, for being sampled to the history heart rate, obtains heart rate sample point；
    Pulse sampling module, for being sampled to the history pulse, obtains pulse sampled point；
    Generation module, for detecting whether payment program is opened, it is abnormal according to default mood swing if opening payment program Detection model, the Current heart rate, the current pulse, heart rate sample point and the pulse sampled point, generate mood Undulating value；
    Payment program closedown module, if being more than predetermined threshold value for the mood swing value, then identifies the mood swing value It is abnormal, short message record is obtained, detects in the short message record and whether there is unknown phone number, if there are footpath between fields in short message record Raw number, then detect with the presence or absence of swindle keyword in the short message from the unknown phone number, if coming from the unknown phone number Short message in there is swindle keyword, then identify that the short message from the unknown phone number is fraud text message, while use speech amplifier System, broadcasts the out code of the payment program, after closing thread receives the out code of the payment program, Ergodic Theory Thread pool, close the payment program, the swindle keyword is crime of laundering, makes and traffics poison, asks son, refund, black society with much money Can personnel；
    Sending module, for extracting the unknown phone number, and editor is short to the swindle automatically by the unknown phone number of extraction In the content of letter, alarming short message is generated, the alarming short message is forwarded to 12110 SMS alarm platforms；
    The mood swing abnormality detection model, is specially：
    <mrow> <mi>C</mi> <mo>=</mo> <msub> <mi>w</mi> <mn>1</mn> </msub> <mfrac> <mrow> <msub> <mi>HR</mi> <mi>t</mi> </msub> </mrow> <mrow> <mfrac> <mn>1</mn> <mi>n</mi> </mfrac> <munderover> <mo>&amp;Sigma;</mo> <mrow> <mi>i</mi> <mo>=</mo> <mn>1</mn> </mrow> <mi>n</mi> </munderover> <msub> <mi>HR</mi> <mi>i</mi> </msub> </mrow> </mfrac> <mo>+</mo> <mrow> <mo>(</mo> <mn>1</mn> <mo>-</mo> <msub> <mi>w</mi> <mn>1</mn> </msub> <mo>)</mo> </mrow> <mo>*</mo> <mfrac> <mrow> <msub> <mi>PR</mi> <mi>t</mi> </msub> </mrow> <mrow> <mfrac> <mn>1</mn> <mi>m</mi> </mfrac> <munderover> <mo>&amp;Sigma;</mo> <mrow> <mi>k</mi> <mo>=</mo> <mn>1</mn> </mrow> <mi>m</mi> </munderover> <msub> <mi>PR</mi> <mi>k</mi> </msub> </mrow> </mfrac> <mo>;</mo> </mrow>
    Wherein, C is mood swing value, and n is the number of heart rate sample point, and i is the sequence number of heart rate sample point, HRiRepresent i-th of heart Rate sampled point, HRtFor current heart rate, m is the number of pulse sampled point, and k is the sequence number of pulse sampled point, PRkRepresent k-th Pulse sampled point, PRtFor current pulse, w1It is weight, the mood swing value is used to describe Current heart rate and current pulse Fluctuation situation.
  7. 7. device as claimed in claim 6, it is characterised in that
    The heart rate sample module, specifically for the value using each history heart rate as ordinate, with each history heart rate Generated time is abscissa, generates multiple heart rate coordinate points, according to heart rate waveform figure described in the multiple heart rate coordinate point-rendering, The heart rate waveform figure is subjected to moving average filter method processing, to remove the heart rate for belonging to noise in the heart rate waveform figure Coordinate points, the heart rate waveform figure belonged to removal after the heart rate coordinate points of noise sample, and obtain heart rate sample point；
    The pulse sampling module, specifically for the value using each history pulse as ordinate, with each history pulse Generated time is abscissa, generates multiple pulse coordinate points, according to pulse waveform figure described in the multiple pulse coordinate point-rendering, The pulse waveform figure is subjected to moving average filter method processing, to remove the pulse for belonging to noise in the pulse waveform figure Coordinate points, the pulse waveform figure belonged to removal after the pulse coordinate points of noise sample, and obtain pulse sampled point.
  8. 8. device as claimed in claim 6, it is characterised in that
    The generation module, specifically for utilizing safety monitoring parameter, in background application process, detection is in 15 minutes It is no to have the operation of payment program process, after detection, testing result is exported to management of process parameter, the management of process parameter connects The testing result is received, if the testing result is to have the operation of payment program process in 15 minutes, returns and calls the safety Monitoring parameters, the safety monitoring parameter is according to the default mood swing abnormality detection model, Current heart rate, described current Pulse, heart rate sample point and the pulse sampled point, generate mood swing value；
    The sending module, is edited to institute automatically specifically for extracting the unknown phone number, and by the unknown phone number of extraction In the content for stating fraud text message, alarming short message is generated, using 5G networks, the alarming short message is forwarded to 12110 SMS alarms Platform.
  9. 9. a kind of payment program shutoff device, including memory, processor and it is stored in the memory and can be described The computer program run on processor, it is characterised in that the processor realizes such as right when performing the computer program It is required that the step of any one of 1 to 5 the method.
  10. 10. a kind of computer-readable recording medium, the computer-readable recording medium storage has computer program, its feature exists In when the computer program is executed by processor the step of realization such as any one of claim 1 to 5 the method.
CN201711321741.XA 2017-12-12 2017-12-12 A kind of payment program method for closing and device Withdrawn CN107993072A (en)

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Cited By (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN109345258A (en) * 2018-09-26 2019-02-15 广东小天才科技有限公司 A kind of safe payment method, device and intelligent wearable device

Cited By (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN109345258A (en) * 2018-09-26 2019-02-15 广东小天才科技有限公司 A kind of safe payment method, device and intelligent wearable device
CN109345258B (en) * 2018-09-26 2021-03-23 广东小天才科技有限公司 Safe payment method and device and intelligent wearable device

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