CN107993065A - Two-dimension code safe barcode scanning method of payment based on positional parameter verification - Google Patents
Two-dimension code safe barcode scanning method of payment based on positional parameter verification Download PDFInfo
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- CN107993065A CN107993065A CN201711239068.5A CN201711239068A CN107993065A CN 107993065 A CN107993065 A CN 107993065A CN 201711239068 A CN201711239068 A CN 201711239068A CN 107993065 A CN107993065 A CN 107993065A
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- Prior art keywords
- payment
- labeling
- quick response
- positional parameter
- barcode scanning
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/327—Short range or proximity payments by means of M-devices
- G06Q20/3276—Short range or proximity payments by means of M-devices using a pictured code, e.g. barcode or QR-code, being read by the M-device
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4016—Transaction verification involving fraud or risk level assessment in transaction processing
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/407—Cancellation of a transaction
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- Business, Economics & Management (AREA)
- Engineering & Computer Science (AREA)
- Accounting & Taxation (AREA)
- Strategic Management (AREA)
- Physics & Mathematics (AREA)
- General Business, Economics & Management (AREA)
- General Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
- Computer Security & Cryptography (AREA)
- Finance (AREA)
- Computer Networks & Wireless Communication (AREA)
- Cash Registers Or Receiving Machines (AREA)
Abstract
The two-dimension code safe barcode scanning method of payment based on positional parameter verification of the present invention, it is based on a solution for paying safety problem proposition existing for barcode scanning, the technical solution is the Quick Response Code payment labeling positional parameter by formerly writing or extracting, whether the positional parameter for comparing barcode scanning terminal whether there is or whether exceedes setting comparison rate, after judging whether the Quick Response Code payment labeling palms off or be that other people mandate Quick Response Code payment labeling replaces covering, payment early warning or system prompt refusal to pay are sent in barcode scanning terminal, so as to fulfill the safety guarantee paid to Quick Response Code under line.
Description
Technical field
The two-dimension code safe barcode scanning method of payment based on positional parameter verification of the present invention, belongs to Quick Response Code under line and transfers accounts branch
Pay security fields.Mainly realized by location technology and the existing one kind safety prison for stealing patch code fraudulent act is paid to Quick Response Code
Control and early warning, ensure the fund security of trade company.
Background technology
Barcode scanning is paid under existing line, since the technology for making Quick Response Code payment labeling is easily very simple, is just had illegal
Molecule is attached on the regular labeling of businessman or replaces the regular two dimension of businessman by making false Quick Response Code payment labeling
Code payment labeling, inveigles user's barcode scanning to pay or by barcode scanning poisoning intrusion user terminal, causes monetary losses to businessman, also give
Pay user terminal and cause barcode scanning risk, it is necessary to be subject to technical solution to such case.
The content of the invention
The two-dimension code safe barcode scanning method of payment based on positional parameter verification of the present invention, is based on existing for payment barcode scanning
A solution that safety problem proposes, the technical solution are determined by the Quick Response Code payment labeling for formerly writing or extracting
Position parameter, whether the positional parameter for comparing barcode scanning terminal whether there is or whether exceedes setting comparison rate, to judge the Quick Response Code
After whether payment labeling palms off or be that other people mandate Quick Response Code payment labeling replaces covering, payment is sent in barcode scanning terminal
Early warning or system prompt refusal to pay, so as to fulfill the safety guarantee paid to Quick Response Code under line.
Also occur through retrieving without such technical solution and practical application.
The two-dimension code safe barcode scanning method of payment based on positional parameter verification of the present invention, is to read Quick Response Code payment by sweeping
After labeling, positional parameter described in Quick Response Code payment labeling is compared, it is as unsuccessful in compared, send barcode scanning safety of payment
Remind or refusal to pay, the technology realize that flow is as follows：
When S-1-1, trade company's application Quick Response Code are paid, Quick Response Code payment labeling is submitted to draft the positional parameter of labeling position, and will
The positional parameter is formerly write in Quick Response Code payment labeling.
S-1-2, barcode scanning client sweep read Quick Response Code payment labeling, parse Quick Response Code payment labeling in formerly write determine
Position parameter.
The positional parameter of S-1-3, barcode scanning client extraction payment terminal.
Two groups of positional parameters are compared in S-1-4, barcode scanning client.
S-1-5, such as comparison exceed setting rate or comparison is unsuccessful, then send the prompting of barcode scanning safety of payment risk or system
Refusal to pay.
The two-dimension code safe barcode scanning method of payment based on positional parameter verification of the present invention, the method further include following skill
Art realizes flow：
When S-2-1, trade company's application Quick Response Code are paid, Quick Response Code payment labeling is submitted to draft the positional parameter of labeling position, and will
The positional parameter is formerly write in Quick Response Code payment labeling.
When S-2-2, barcode scanning client sweep reading Quick Response Code payment labeling, the synchronous positional parameter for reading payment terminal.
S-2-3, carry the positional parameter in first write-in Quick Response Code payment labeling and the payment terminal positional parameter of reading
It is sent to payment background system.
Two groups of positional parameters are compared in S-2-4, background system.
S-2-5, such as comparison exceed setting rate or comparison is unsuccessful, then send barcode scanning safety of payment risk and remind or refuse
Pay.
The two-dimension code safe barcode scanning method of payment based on positional parameter verification of the present invention, the method further include following skill
Art realizes flow：
When S-3-1, trade company's application Quick Response Code are paid, Quick Response Code payment labeling is submitted to draft the positional parameter of labeling position, and will
The positional parameter is stored in background system.
S-3-2, barcode scanning client, which are swept, reads Quick Response Code payment labeling, submits payment flow request to background system.
S-3-3, background system send the positional parameter instruction of inquiry payment terminal.
S-3-4, the positional parameter information for reading payment terminal, submit background system.
S-3-5, with formerly gather the Quick Response Code payment labeling positional parameter be compared.
S-3-6, such as comparison exceed setting rate or comparison is unsuccessful, then send the prompting of barcode scanning safety of payment risk or system
Refusal to pay.
The two-dimension code safe barcode scanning method of payment based on positional parameter verification of the present invention, the positional parameter verification, is
By writing positional parameter in paying the bill labeling in Quick Response Code, check whether the Quick Response Code payment labeling is mandate two by comparing
Tie up code payment labeling.
The two-dimension code safe barcode scanning method of payment based on positional parameter verification of the present invention, the positional parameter verification, is
Positional parameter to submitting Quick Response Code payment labeling, is encrypted as encrypted code, by comparing encrypted code, examination
Whether the Quick Response Code payment labeling is to authorize Quick Response Code payment labeling.
The two-dimension code safe barcode scanning method of payment based on positional parameter verification of the present invention, described be encrypted become
Encrypted code, is obtained after being decrypted by barcode scanning client, then is completed positional parameter and carried out contrast locating pair.
The two-dimension code safe barcode scanning method of payment based on positional parameter verification of the present invention, described be encrypted become
Encrypted code, is obtained after submitting background system decryption by barcode scanning client, then is completed positional parameter and carried out contrast locating pair.
The two-dimension code safe barcode scanning method of payment based on positional parameter verification of the present invention, it is poor that the comparison exceedes setting
Rate, is when judging that Quick Response Code payment labeling is to authorize Quick Response Code payment labeling, but institute's labeling position exceeds what is formerly set
Position, background system send the prompting for needing the safety prompt function or refusal to pay confirmed again in barcode scanning client.
The two-dimension code safe barcode scanning method of payment based on positional parameter verification of the present invention, the comparison comparison is unsuccessful,
It is when the positional parameter coded format difference of the positional parameter for reading labeling of paying the bill less than Quick Response Code, or reading, or positioning ginseng
The inconsistent personation situation of several encryption modes, background system send the prompting for needing to confirm again or refusal branch in barcode scanning client
The prompting paid.
Brief description of the drawings
Legend is the platform composition figure of the present invention.
Embodiment
Below by way of attached drawing, and further illustrate in conjunction with the embodiments, the two dimension of the invention based on positional parameter verification
The safe barcode scanning method of payment of code.
The method of embodiment 1 includes following technology implementing procedure：
The technology realizes that flow is as follows：
When S-1-1, trade company's application Quick Response Code are paid, measure submission Quick Response Code payment labeling 104 intends the positional parameter of labeling position,
And the positional parameter is formerly write in Quick Response Code payment labeling 104.
S-1-2, barcode scanning client 103, which are swept, reads Quick Response Code payment labeling 104, parse in payment Quick Response Code labeling 104
The positional parameter first write.
S-1-3, barcode scanning client 103 extract the positional parameter of payment terminal 102.
Two groups of positional parameters are compared in S-1-4, barcode scanning client 103.
S-1-5, such as comparison exceed setting rate or comparison is unsuccessful, then send barcode scanning in barcode scanning client 103 and pay and pacify
Remind or sent by background system 101 prompting of refusal to pay in full blast danger.
The method of embodiment 2 further includes following technology and realizes flow：
When S-2-1, trade company's application Quick Response Code are paid, Quick Response Code payment labeling 104 is submitted to draft the positional parameter of labeling position, and
The positional parameter is formerly write in Quick Response Code payment labeling 104.
When S-2-2, barcode scanning client 103 sweep reading Quick Response Code payment labeling 104, the synchronous positioning for reading payment terminal 102
Parameter.
S-2-3, barcode scanning client 103 will formerly write the positional parameter in Quick Response Code payment labeling 104 and the branch of reading
Pay 102 positional parameter of terminal and be submitted to payment background system 101.
Two groups of positional parameters are compared in S-2-4, background system 101.
S-2-5, such as comparison exceed setting rate or comparison is unsuccessful, then send barcode scanning safety of payment risk and remind or refuse
Pay.
The foregoing is merely the embodiment of the present invention, is not intended to limit the invention.It is all the present invention spirit and
Within principle, the modification made.Equivalent substitution, improvement etc., should all be included in the protection scope of the present invention.The above is only
For the embodiment of the present invention, it is not intended to limit the invention.Within the spirit and principles of the invention, that is done repaiies
Change.Equivalent substitution, improvement etc., should all be included in the protection scope of the present invention.
In conclusion the two-dimension code safe barcode scanning method of payment based on positional parameter verification of the present invention, is based on payment
A solution that safety problem existing for barcode scanning proposes, the technical solution is the Quick Response Code by formerly writing or extracting
Payment labeling positional parameter, whether the positional parameter for comparing barcode scanning terminal whether there is or whether exceedes setting comparison rate, to judge
It is whole in barcode scanning after whether the Quick Response Code payment labeling palms off or be that other people mandate Quick Response Code payment labeling replaces covering
End sends payment early warning or system prompt refusal to pay, so as to fulfill the safety guarantee paid to Quick Response Code under line.
Claims (9)
1. based on the two-dimension code safe barcode scanning method of payment of positional parameter verification, it is characterized in that after sweeping reading Quick Response Code payment labeling,
Positional parameter described in Quick Response Code payment labeling is compared, it is as unsuccessful in compared, send barcode scanning safety of payment and remind or refuse
Pay absolutely, the technology realizes that flow is as follows：
When S-1-1, trade company's application Quick Response Code are paid, Quick Response Code payment labeling is submitted to draft the positional parameter of labeling position, and will
The positional parameter is formerly write in Quick Response Code payment labeling；
S-1-2, barcode scanning client, which are swept, reads Quick Response Code payment labeling, parses the positioning ginseng formerly write in Quick Response Code payment labeling
Number；
The positional parameter of S-1-3, barcode scanning client extraction payment terminal；
Two groups of positional parameters are compared in S-1-4, barcode scanning client；
S-1-5, such as comparison exceed setting rate or comparison is unsuccessful, then send the prompting of barcode scanning safety of payment risk or system is refused
Pay.
2. the two-dimension code safe barcode scanning method of payment as claimed in claim 1 based on positional parameter verification, is characterized in that the method
Further include following technology and realize flow：
When S-2-1, trade company's application Quick Response Code are paid, Quick Response Code payment labeling is submitted to draft the positional parameter of labeling position, and will
The positional parameter is formerly write in Quick Response Code payment labeling；
When S-2-2, barcode scanning client sweep reading Quick Response Code payment labeling, the synchronous positional parameter for reading payment terminal；
Positional parameter in first write-in Quick Response Code payment labeling and the payment terminal positional parameter of reading, be submitted to by S-2-3
Pay background system；
Two groups of positional parameters are compared in S-2-4, background system；
S-2-5, such as comparison exceed setting rate or comparison is unsuccessful, then send barcode scanning safety of payment risk and remind or refuse branch
Pay.
3. the two-dimension code safe barcode scanning method of payment as claimed in claim 1 based on positional parameter verification, is characterized in that the method
Further include following technology and realize flow：
When S-3-1, trade company's application Quick Response Code are paid, Quick Response Code payment labeling is submitted to draft the positional parameter of labeling position, and will
The positional parameter is stored in background system；
S-3-2, barcode scanning client, which are swept, reads Quick Response Code payment labeling, submits payment flow request to background system；
S-3-3, background system send the positional parameter instruction of inquiry payment terminal；
S-3-4, the positional parameter information for reading payment terminal, submit background system；
S-3-5, with formerly gather the Quick Response Code payment labeling positional parameter be compared；
S-3-6, such as comparison exceed setting rate or comparison is unsuccessful, then send the prompting of barcode scanning safety of payment risk or system is refused
Pay.
4. such as the two-dimension code safe barcode scanning method of payment based on positional parameter verification of claim 1 or 2, it is characterized in that described fixed
Position Verification, is by writing positional parameter in paying the bill labeling in Quick Response Code, the Quick Response Code payment mark is checked by comparing
Whether patch is to authorize Quick Response Code payment labeling.
5. such as the two-dimension code safe barcode scanning method of payment based on positional parameter verification of claim 1 or 2, it is characterized in that described fixed
Position Verification, is the positional parameter to submitting Quick Response Code payment labeling, is encrypted as encrypted code, passes through comparison
Encrypted code, checks whether the Quick Response Code payment labeling is to authorize Quick Response Code payment labeling.
6. the two-dimension code safe barcode scanning method of payment as claimed in claim 5 based on positional parameter verification, is characterized in that the progress
Encryption becomes encrypted code, is to be obtained after being decrypted by barcode scanning client, then complete positional parameter and carry out contrast locating pair.
7. the two-dimension code safe barcode scanning method of payment as claimed in claim 5 based on positional parameter verification, is characterized in that the progress
Encryption becomes encrypted code, be by barcode scanning client submit background system decryption after obtain, then complete positional parameter into
Row contrast locating pair.
8. such as the two-dimension code safe barcode scanning method of payment based on positional parameter verification of claim 1 or 2 or 3, institute is characterized in that
State comparison and exceed setting rate, be but institute's labeling position when judging that Quick Response Code payment labeling is to authorize Quick Response Code payment labeling
Put beyond the position that formerly sets, background system sends the safety prompt function for needing to confirm again or refusal to pay in barcode scanning client
Prompting.
9. such as the two-dimension code safe barcode scanning method of payment based on positional parameter verification of claim 1 or 2, the ratio is characterized in that
It is unsuccessful to comparing, it is to work as the positional parameter read less than Quick Response Code payment labeling, or the positional parameter coded format read is not
Together, or positional parameter the inconsistent personation situation of encryption mode, background system is sent in barcode scanning client to be needed to confirm again
Prompting or refusal to pay prompting.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
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| CN201711239068.5A CN107993065A (en) | 2017-11-30 | 2017-11-30 | Two-dimension code safe barcode scanning method of payment based on positional parameter verification |
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| CN201711239068.5A CN107993065A (en) | 2017-11-30 | 2017-11-30 | Two-dimension code safe barcode scanning method of payment based on positional parameter verification |
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Cited By (6)
| Publication number | Priority date | Publication date | Assignee | Title |
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| CN108734462A (en) * | 2018-05-15 | 2018-11-02 | 惠龙易通国际物流股份有限公司 | A kind of method of mobile payment, device, system and storage medium |
| CN108805555A (en) * | 2018-05-07 | 2018-11-13 | 珠海格力电器股份有限公司 | A kind of barcode scanning method of payment and electronic equipment |
| CN109255906A (en) * | 2018-08-01 | 2019-01-22 | 福州市晋安区绿奇鑫环保科技有限公司 | A kind of barcode scanning method of payment and mobile terminal |
| CN110633979A (en) * | 2019-08-30 | 2019-12-31 | 维沃移动通信有限公司 | Payment method and terminal equipment |
| CN111080284A (en) * | 2019-12-17 | 2020-04-28 | 北京东方国信科技股份有限公司 | Mobile payment code scanning payment method based on bidirectional verification and customer payment terminal |
| CN113570362A (en) * | 2021-07-30 | 2021-10-29 | 北京达佳互联信息技术有限公司 | Two-dimensional code checking method and device |
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Application publication date: 20180504 |