CN106570694A - Server, mobile terminal and mobile payment method - Google Patents
Server, mobile terminal and mobile payment method Download PDFInfo
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- CN106570694A CN106570694A CN201610981456.XA CN201610981456A CN106570694A CN 106570694 A CN106570694 A CN 106570694A CN 201610981456 A CN201610981456 A CN 201610981456A CN 106570694 A CN106570694 A CN 106570694A
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- mobile terminal
- positional information
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- server
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/322—Aspects of commerce using mobile devices [M-devices]
- G06Q20/3224—Transactions dependent on location of M-devices
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
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- Accounting & Taxation (AREA)
- Physics & Mathematics (AREA)
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- General Business, Economics & Management (AREA)
- General Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
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- Computer Security & Cryptography (AREA)
- Computer Networks & Wireless Communication (AREA)
- Mobile Radio Communication Systems (AREA)
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Abstract
The invention discloses a server. The server comprises an extraction module which is used for extracting position information of a payment place from a mobile payment request when the mobile payment request transmitted by a mobile terminal is received; an acquisition module which is used for acquiring authorization position information associated with the mobile terminal in a database; a first transmitting module which is used for transmitting input prompt information of the access authority to the mobile terminal based on the authorization position information so that the mobile terminal is enabled to feedback access authority information; a comparison module which is used for comparing the extracted position information and the authorization position information when the access authority information is matched with the preset access authority information of the authorization position information; and a fee deduction module which is used for performing fee deduction operation when the comparison result indicates matching. The invention also discloses the mobile terminal and a mobile payment method. The security of mobile payment can be enhanced by the server, the mobile terminal and the mobile payment method.
Description
Technical field
The present invention relates to mobile payment field, more particularly to a kind of server, mobile terminal and method of mobile payment.
Background technology
At present, mobile payment (such as Alipay, wechat) is developed rapidly, is brought great convenience to consumers in general,
People go out can be without wallet, as long as carrying mobile phone can be consumed arbitrarily.But, with the popularization of mobile payment, account
The situation of stolen brush happens occasionally, that is to say, that present mobile payment mode, safety is not high enough.
The content of the invention
Present invention is primarily targeted at proposing a kind of server, mobile terminal and method of mobile payment, it is intended to solve to pass
The mobile payment mode of system, the not high enough technical problem of safety.
For achieving the above object, a kind of server that the present invention is provided, the server includes：
Extraction module, during for asking in the mobile payment for receiving mobile terminal transmission, from mobile payment request
In extract the positional information in the place of payment；
Acquisition module, for obtaining the mandate positional information of the mobile terminal association in data base；
First sending module, for based on the mandate positional information, sending the input information of access rights to institute
Mobile terminal is stated, so that the mobile terminal feeds back access authority information；
Comparing module, in the access authority information and the default access authority information of the mandate positional information
Timing, the positional information for extracting is compared with the mandate positional information；
Deduct fees module, for when comparison result is matched, execution is deducted fees operation.
Alternatively, the server also includes：
Receiver module, for receiving the positional information that the mobile terminal is uploaded；
First sending module, the setting for being additionally operable to send access rights is indicated to the mobile terminal, for described
Mobile terminal arranges the access rights of the positional information；
Memory module, for the positional information for being provided with access rights to be believed as the mandate position of the mobile terminal
Breath, encryption storage is in data base.
Alternatively, the receiver module includes：
Receiving unit, for receiving the photo with positional information that the mobile terminal is uploaded；
Extraction unit, for carrying out dissection process to the photo for receiving, to extract positional information.
Additionally, for achieving the above object, a kind of mobile terminal that the present invention is provided, the mobile terminal includes：
Acquisition module, for when the mobile payment instruction based on default payment control triggering is received, gathering current
Positional information；
Second sending module, for the positional information for collecting is added in mobile payment instruction send to
Server, when the mandate positional information of the mobile terminal association is obtained in data base for the server, sends and accesses
The input information of authority；
Feedback module, it is described for the access authority information that the input information based on access rights is input into be fed back to
Server, so that the server is based on the access authority information, the positional information is entered with the mandate positional information
Row is compared, and when comparison result is matched, performs operation of deducting fees.
Alternatively, the mobile terminal also includes：
Display module, for receive the server feedback deduct fees failure information when, show locking screen interface；
Output module, if the unlocking information for detecting input is mismatched with the unlocking pin that prestores, exports warning message；
Second sending module, is additionally operable to the user's end sent current positional information to mobile terminal association
End.
Additionally, for achieving the above object, the present invention also proposes a kind of method of mobile payment, is applied to server, the shifting
Dynamic method of payment includes：
Server is extracted when the mobile payment for receiving mobile terminal transmission is asked from mobile payment request
The positional information in the place of payment；
The mandate positional information of the mobile terminal association is obtained in data base；
Based on the mandate positional information, the input information of access rights is sent to the mobile terminal, for institute
State mobile terminal feedback access authority information；
When the access authority information is matched with the default access authority information of the mandate positional information, by what is extracted
The positional information is compared with the mandate positional information；
When comparison result is matched, operation of deducting fees is performed.
Alternatively, the server receive mobile terminal transmission mobile payment ask when, from the mobile payment
Before the step of positional information in the place of payment is extracted in request, the method for mobile payment also includes：
The server receives the positional information that the mobile terminal is uploaded；
The setting for sending access rights is indicated to the mobile terminal, so that the mobile terminal arranges the positional information
Access rights；
The mandate positional information of the positional information of access rights as the mobile terminal will be provided with, encryption storage is to number
According in storehouse.
Alternatively, the step of server receives the positional information of the mobile terminal upload includes：
The server receives the photo with positional information that the mobile terminal is uploaded；
The photo to receiving carries out dissection process, to extract positional information.
Additionally, for achieving the above object, the present invention also proposes a kind of method of mobile payment, is applied to mobile terminal, described
Method of mobile payment includes：
Mobile terminal gathers current position letter when the mobile payment instruction based on default payment control triggering is received
Breath；
The positional information for collecting is added in the mobile payment instruction and is sent to server, for the clothes
When business device obtains the mandate positional information of the mobile terminal association in data base, the input prompting letter of access rights is sent
Breath；
The access authority information that input information based on access rights is input into is fed back to into the server, for institute
Server is stated based on the access authority information, the positional information is compared with the mandate positional information, compared
When as a result matching, operation of deducting fees is performed.
Alternatively, the access authority information that the input information by based on access rights is input into feeds back to the clothes
After the step of business device, the method for mobile payment also includes：
The mobile terminal receive the server feedback deduct fees failure information when, show locking screen interface；
If detecting the unlocking information and the unlocking pin mismatch that prestores of input, warning message is exported, and by current position
Confidence breath is sent to the user terminal of mobile terminal association.
Server proposed by the present invention, mobile terminal and method of mobile payment, server is receiving mobile terminal transmission
Mobile payment when asking, the positional information in the place of payment is first extracted from mobile payment request, then in data base
The middle mandate positional information for obtaining the mobile terminal association, based on the mandate positional information, sends the input of access rights
Information to the mobile terminal, so that the mobile terminal feeds back access authority information, the access authority information with
When the default access authority information of the mandate positional information is matched, the positional information for extracting is believed with the mandate position
Breath is compared, and when comparison result is matched, could perform operation of deducting fees, it is therefore prevented that when terminal is stolen, by other people any
Place is arbitrarily paid, and in this programme, mobile terminal is only paid in the prior position for authorizing, and could be paid successfully,
So as to improve the safety of mobile payment.
Description of the drawings
Fig. 1 is the hardware architecture diagram for realizing each embodiment one of the invention alternatively server；
Fig. 2 is the hardware architecture diagram for realizing each embodiment one of the invention alternatively mobile terminal；
Fig. 3 is the radio communication device schematic diagram of mobile terminal as shown in Figure 2；
Fig. 4 is the module diagram of server first embodiment of the present invention；
Fig. 5 is the module diagram of server second embodiment of the present invention；
Fig. 6 is the refinement module schematic diagram of receiver module of the present invention；
Fig. 7 is the module diagram of mobile terminal first embodiment of the present invention；
Fig. 8 is the module diagram of mobile terminal second embodiment of the present invention；
Fig. 9 is the present invention preferably implement scene schematic diagram；
Figure 10 is the schematic flow sheet of the method for mobile payment first embodiment that the present invention is applied to server；
Figure 11 is the schematic flow sheet of the method for mobile payment second embodiment that the present invention is applied to server；
Figure 12 is the refinement schematic flow sheet that server of the present invention receives the positional information that the mobile terminal is uploaded；
Figure 13 is the schematic flow sheet of the method for mobile payment first embodiment that the present invention is applied to mobile terminal；
Figure 14 is the schematic flow sheet of the method for mobile payment second embodiment that the present invention is applied to mobile terminal.
The realization of the object of the invention, functional characteristics and advantage will be explained referring to the drawings in conjunction with the embodiments.
Specific embodiment
It should be appreciated that specific embodiment described herein is not intended to limit the present invention only to explain the present invention.
The mobile terminal of each embodiment of the invention is realized referring now to Description of Drawings.In follow-up description, use
For represent element such as " module ", " part " or " unit " suffix only for be conducive to the present invention explanation, itself
Not specific meaning.Therefore, " module " can be used mixedly with " part ".
Mobile terminal can be implemented in a variety of manners.For example, the terminal described in the present invention can include such as moving
Phone, smart phone, notebook computer, digit broadcasting receiver, PDA (personal digital assistant), PAD (panel computer), PMP
The mobile terminal of (portable media player), guider etc. and such as numeral TV, desk computer etc. are consolidated
Determine terminal.Hereinafter it is assumed that terminal is mobile terminal.However, it will be understood by those skilled in the art that, except being used in particular for movement
Outside the element of purpose, construction according to the embodiment of the present invention can also apply to the terminal of fixed type.
Fig. 1 is that the hardware configuration for realizing the optional server of the embodiment of the present invention one is illustrated.
As shown in figure 1, the server includes processor 1001, memorizer 1002 and extraneous interface 1003；
When the processor 1001 receives the mobile payment request of mobile terminal transmission in the extraneous interface 1003, from
The positional information in the place of payment is extracted in the mobile payment request, the mobile terminal is then obtained in memorizer 1002
The mandate positional information of association, the processor 1001 is based on the mandate positional information, by 1003, the extraneous interface
The input information of access rights is sent to the mobile terminal, so that the mobile terminal feeds back access authority information, in institute
When stating access authority information and matching with the mandate default access authority information of positional information, the processor 1001 will be carried again
The positional information for taking is compared with the mandate positional information, when comparison result is matched, performs operation of deducting fees.
Further, before comparison is performed, the memorizer 1002 will first store the mandate position of the mobile terminal
Information, specifically, the processor 1001 receives the positional information that the mobile terminal is uploaded in the extraneous interface 1003, so
The setting for sending access rights afterwards is indicated to the mobile terminal, so that the mobile terminal arranges the access of the positional information
Authority, then the mandate positional information of the positional information of access rights as the mobile terminal will be provided with, encryption storage is to institute
In stating memorizer 1002.Wherein, the processor 1001 receives the positional information that the mobile terminal uploads and includes：The process
Device 1001 receives the photo with positional information that the mobile terminal is uploaded in the extraneous interface 1003, then to receiving
The photo carry out dissection process, to extract positional information.
Fig. 2 is the hardware architecture diagram for realizing one of each embodiment of the invention alternatively mobile terminal.
Mobile terminal 1 00 can include wireless communication unit 110, A/V (audio/video) input block 120, user input
Unit 130, sensing unit 140, output unit 150, memorizer 160, interface unit 170, controller 180 and power subsystem 190
Etc..Fig. 2 shows the mobile terminal with various assemblies, it should be understood that being not required for implementing all groups for illustrating
Part.More or less of component can alternatively be implemented.Will be discussed in more detail below the element of mobile terminal.
Wireless communication unit 110 generally includes one or more assemblies, and it allows mobile terminal 1 00 and radio communication device
Or the radio communication between network.For example, wireless communication unit can include mobile communication module 111, wireless Internet mould
At least one of block 112 and location information module 113.
Mobile communication module 111 sends radio signals to base station (for example, access point, node B etc.), exterior terminal
And at least one of server and/or receive from it radio signal.Such radio signal can be logical including voice
Words signal, video calling signal or the various types of data for sending and/or receiving according to text and/or Multimedia Message.
Wireless Internet module 112 supports the Wi-Fi (Wireless Internet Access) of mobile terminal.The module can be internally or externally
It is couple to terminal.Wi-Fi (Wireless Internet Access) technology involved by the module can include WLAN (WLAN) (Wi-Fi), Wibro
(WiMAX), Wimax (worldwide interoperability for microwave accesses), HSDPA (high-speed downlink packet access) etc..
Location information module 113 is the module for checking or obtaining the positional information of mobile terminal.Location information module
Typical case be GPS (global pick device).According to current technology, GPS module 113 is calculated from three or more satellites
Range information and correct time information and for calculate Information application triangulation, so as to according to longitude, latitude
Highly accurately calculate three-dimensional current location information.Currently, the method for calculating position and temporal information is defended using three
The error of star and the position that calculated by using other satellite correction and temporal information.Additionally, GPS module 113
Can be by Continuous plus current location information in real time come calculating speed information.
A/V input blocks 120 are used to receive audio or video signal.A/V input blocks 120 can include camera 121, phase
Static images or the image of video that 121 pairs, machine is obtained in Video Capture pattern or image capture mode by image capture apparatus
Data are processed.Picture frame after process may be displayed on display unit 151.Picture frame Jing after the process of camera 121 can
It is transmitted in be stored in memorizer 160 (or other storage mediums) or via wireless communication unit 110, can be according to shifting
The construction of dynamic terminal provides two or more cameras 121.
User input unit 130 can generate key input data to control each of mobile terminal according to the order of user input
Plant operation.User input unit 130 allows the various types of information of user input, and can include keyboard, metal dome, touch
Plate (for example, detection is due to the sensitive component of the change of touched and caused resistance, pressure, electric capacity etc.), roller, rocking bar etc.
Deng.Especially, when touch pad is superimposed upon in the form of layer on display unit 151, touch screen can be formed.
Sensing unit 140 detects the current state of mobile terminal 1 00, and (for example, mobile terminal 1 00 opens or closes shape
State), the presence or absence of contact (that is, touch input), the mobile terminal of the position of mobile terminal 1 00, user for mobile terminal 1 00
100 orientation, the acceleration of mobile terminal 1 00 or by speed is mobile and direction etc., and generate for controlling mobile terminal 1 00
The order of operation or signal.For example, when mobile terminal 1 00 is embodied as sliding-type mobile phone, sensing unit 140 can be sensed
The sliding-type phone is opened or closed.In addition, sensing unit 140 can detect power subsystem 190 whether provide electric power or
Whether person's interface unit 170 couples with external device (ED).
Interface unit 170 is connected the interface that can pass through with mobile terminal 1 00 as at least one external device (ED).For example,
External device (ED) can include wired or wireless head-band earphone port, external power source (or battery charger) port, wired or nothing
Line FPDP, memory card port, the port for device of the connection with identification module, audio input/output (I/O) end
Mouth, video i/o port, ear port etc..Identification module can be that storage uses each of mobile terminal 1 00 for verifying user
Kind of information and subscriber identification module (UIM), client identification module (SIM), Universal Subscriber identification module (USIM) can be included
Etc..In addition, the device (hereinafter referred to as " identifying device ") with identification module can take the form of smart card, therefore, know
Other device can be connected via port or other attachment means with mobile terminal 1 00.Interface unit 170 can be used for receive from
The input (for example, data message, electric power etc.) of external device (ED) and the input for receiving is transferred in mobile terminal 1 00
One or more elements can be used for the transmission data between mobile terminal and external device (ED).
In addition, when mobile terminal 1 00 is connected with external base, interface unit 170 can serve as allowing to pass through it by electricity
Power from base provide to mobile terminal 1 00 path or can serve as allow from base be input into various command signals pass through its
It is transferred to the path of mobile terminal.Can serve as recognizing that mobile terminal is from the various command signals or electric power of base input
The no signal being accurately fitted within base.Output unit 150 is configured to provide defeated with vision, audio frequency and/or tactile manner
Go out signal (for example, audio signal, video signal, alarm signal, vibration signal etc.).Output unit 150 can include showing
Unit 151, dio Output Modules 152, alarm unit 153 etc..
Display unit 151 may be displayed on the information processed in mobile terminal 1 00.For example, when mobile terminal 1 00 is in electricity
During words call mode, display unit 151 can show and converse or other communicate (for example, text messaging, multimedia files
Download etc.) related user interface (UI) or graphic user interface (GUI).When mobile terminal 1 00 is in video calling pattern
Or during image capture mode, display unit 151 can show the image of capture and/or the image of reception, illustrate video or figure
UI or GUI of picture and correlation function etc..
Meanwhile, when the display unit 151 and touch pad touch screen with formation superposed on one another in the form of layer, display unit
151 can serve as input equipment and output device.Display unit 151 can include liquid crystal display (LCD), thin film transistor (TFT)
In LCD (TFT-LCD), Organic Light Emitting Diode (OLED) display, flexible display, three-dimensional (3D) display etc. at least
It is a kind of.Some in these display may be constructed such that transparence to allow user from outside viewing, and this is properly termed as transparent
Display, typical transparent display can be, for example, TOLED (transparent organic light emitting diode) display etc..According to specific
The embodiment wanted, mobile terminal 1 00 can include two or more display units (or other display devices), for example, move
Dynamic terminal can include outernal display unit (not shown) and inner display unit (not shown).Touch screen can be used for detection and touch
Input pressure and touch input position and touch input area.
Dio Output Modules 152 can mobile terminal in call signal reception pattern, call mode, logging mode,
It is that wireless communication unit 110 is received or in memorizer 160 when under the isotypes such as speech recognition mode, broadcast reception mode
The voice data transducing audio signal of middle storage and it is output as sound.And, dio Output Modules 152 can be provided and movement
The audio output (for example, call signal receives sound, message sink sound etc.) of the specific function correlation that terminal 100 is performed.
Dio Output Modules 152 can include pick up, buzzer etc..
Alarm unit 153 can provide output so that event is notified to mobile terminal 1 00.Typical event can be with
Including calling reception, message sink, key signals input, touch input etc..In addition to audio or video is exported, alarm unit
153 can in a different manner provide output with the generation of notification event.For example, alarm unit 153 can be in the form of vibrating
Output is provided, when calling, message or some other entrance communication (incoming communication) are received, alarm list
Unit 153 can provide tactile output (that is, vibrating) to notify to user.By providing such tactile output, even if
When the mobile phone of user is in the pocket of user, user also can recognize that the generation of various events.Alarm unit 153
The output of the generation of notification event can be provided via display unit 151 or dio Output Modules 152.
Memorizer 160 can store software program for the process and control operation performed by controller 180 etc., Huo Zheke
With the data (for example, telephone directory, message, still image, video etc.) for temporarily storing own Jing outputs or will export.And
And, memorizer 160 can be storing the vibration of various modes with regard to exporting when touching and being applied to touch screen and audio signal
Data.
Memorizer 160 can include the storage medium of at least one type, and the storage medium includes flash memory, hard disk, many
Media card, card-type memorizer (for example, SD or DX memorizeies etc.), random access storage device (RAM), static random-access storage
Device (SRAM), read only memory (ROM), Electrically Erasable Read Only Memory (EEPROM), programmable read only memory
(PROM), magnetic storage, disk, CD etc..And, mobile terminal 1 00 can perform memorizer with by network connection
The network storage device cooperation of 160 store function.
The overall operation of the generally control mobile terminal of controller 180.For example, controller 180 is performed and voice call, data
The related control of communication, video calling etc. and process.In addition, controller 180 can be included for reproducing (or playback) many matchmakers
The multi-media module 181 of volume data, multi-media module 181 can be constructed in controller 180, or is so structured that and control
Device 180 is separated.Controller 180 can be with execution pattern identifying processing, by the handwriting input for performing on the touchscreen or picture
Draw input and be identified as character or image.
Power subsystem 190 receives external power or internal power under the control of controller 180 and provides operation each unit
Appropriate electric power needed for part and component.
Various embodiments described herein can be with using such as computer software, hardware or its any combination of calculating
Machine computer-readable recording medium is implementing.For hardware is implemented, embodiment described herein can be by using application-specific IC
(ASIC), digital signal processor (DSP), digital signal processing device (DSPD), programmable logic device (PLD), scene can
Programming gate array (FPGA), processor, controller, microcontroller, microprocessor, it is designed to perform function described herein
Implementing, in some cases, such embodiment can be implemented at least one in electronic unit in controller 180.
For software is implemented, the embodiment of such as process or function can with allow to perform the single of at least one function or operation
Software module is implementing.Software code can be come by the software application (or program) write with any appropriate programming language
Implement, software code can be stored in memorizer 160 and be performed by controller 180.
So far, own Jing describes mobile terminal according to its function.Below, for the sake of brevity, will description such as folded form,
Slide type mobile terminal in various types of mobile terminals of board-type, oscillating-type, slide type mobile terminal etc. is used as showing
Example.Therefore, the present invention can be applied to any kind of mobile terminal, and be not limited to slide type mobile terminal.
As shown in Figure 2 mobile terminal 1 00 may be constructed such that using via frame or packet transmission data it is all if any
Line and radio communication device and satellite-based communicator are operating.
The communicator that mobile terminal wherein of the invention is operable to is described referring now to Fig. 3.
Such communicator can use different air interface and/or physical layer.For example, used by communicator
Air interface includes such as frequency division multiple access (FDMA), time division multiple acess (TDMA), CDMA (CDMA) and universal mobile communications dress
Put (UMTS) (especially, Long Term Evolution (LTE)), global mobile communication device (GSM) etc..As non-limiting example, under
The description in face is related to cdma communication device, but such teaching is equally applicable to other types of device.
With reference to Fig. 3, cdma wireless communication device can include multiple mobile terminal 1s 00, multiple base stations (BS) 270, base station
Controller (BSC) 275 and mobile switching centre (MSC) 280.MSC280 is configured to and Public Switched Telephony Network (PSTN)
290 form interface.MSC280 is also structured to form interface with the BSC275 that can be couple to base station 270 via back haul link.
If any one that back haul link can be in the interface that Ganji knows is constructing, the interface includes such as E1/T1, ATM, IP,
PPP, frame relay, HDSL, ADSL or xDSL.It will be appreciated that as shown in Figure 3 device can include multiple BSC2750.
Each BS270 can service one or more subregions (or region), by multidirectional antenna or the day of sensing specific direction
Each subregion that line is covered is radially away from BS270.Or, each subregion can by for diversity reception two or more
Antenna is covered.Each BS270 may be constructed such that the multiple frequency distribution of support, and each frequency distribution has specific frequency spectrum
(for example, 1.25MHz, 5MHz etc.).
What subregion and frequency were distributed intersects can be referred to as CDMA Channel.BS270 can also be referred to as base station transceiver
Device (BTS) or other equivalent terms.In this case, term " base station " can be used for broadly representing single
BSC275 and at least one BS270.Base station can also be referred to as " cellular station ".Or, each subregion of specific BS270 can be claimed
For multiple cellular stations.
As shown in Figure 3, broadcast singal is sent to broadcsting transmitter (BT) 295 mobile terminal operated in device
100.As shown in Figure 2 broadcasting reception module 111 is arranged at mobile terminal 1 00 to receive the broadcast sent by BT295
Signal.In fig. 3 it is shown that several global pick device (GPS) satellites 300.Satellite 300 helps position multiple mobile terminals
At least one of 100.
In figure 3, multiple satellites 300 are depicted, but it is understood that, it is possible to use any number of satellite is obtained
Useful location information.As shown in Figure 2 GPS module 115 is generally configured to coordinate with determining that acquisition is wanted with satellite 300
Position information.Substitute GPS tracking techniques or outside GPS tracking techniques, it is possible to use the position of mobile terminal can be tracked
Other technologies.In addition, at least one gps satellite 300 can optionally or additionally process satellite dmb transmission.
Used as a typical operation of radio communication device, BS270 receives the reverse link from various mobile terminal 1s 00
Signal.Mobile terminal 1 00 generally participates in call, information receiving and transmitting and other types of communication.Each of the reception of certain base station 270 is anti-
Processed in specific BS270 to link signal.The data of acquisition are forwarded to the BSC275 of correlation.BSC provides call
Resource allocation and the mobile management function of the coordination including the soft switching process between BS270.BSC275 is also by the number for receiving
According to MSC280 is routed to, it provides the extra route service for forming interface with PSTN290.Similarly, PSTN290 with
MSC280 forms interface, and MSC and BSC275 form interface, and BSC275 correspondingly controls BS270 with by forward link signals
It is sent to mobile terminal 1 00.
Based on above-mentioned server hardware structure, mobile terminal hardware configuration, communicator structure, propose the present invention it is each
Individual embodiment.
With reference to Fig. 4, Fig. 4 is the module diagram of server first embodiment of the present invention.
It is emphasized that it will be apparent to those skilled in the art that module map shown in Fig. 4 is only a preferred embodiment
Exemplary plot, the module of server of the those skilled in the art shown in Fig. 4 can easily carry out the supplement of new module；
The title of each module is self-defined title, is only used for aiding in each program function block for understanding the server, is not used in restriction originally
The technical scheme of invention, the core of technical solution of the present invention is, the function to be reached of module of each self-defined title.
In the present embodiment, the server includes：
Extraction module 10, during for asking in the mobile payment for receiving mobile terminal transmission, please from the mobile payment
The positional information in the place of payment is extracted in asking；
In the present embodiment, when the mobile payment for receiving mobile terminal transmission is asked, extraction module 10 is first from described
The positional information in the place of payment is extracted in mobile payment request.That is, mobile terminal is when mobile payment request is sent,
First based on default GPS (Global Positioning System, the global positioning system) orient controls paid in application or
Orient control with data service function is positioned, to obtain the positional information in the current place of payment, then by acquisition
Positional information is added in mobile payment request and is sent to the server.
Acquisition module 20, for obtaining the mandate positional information of the mobile terminal association in data base；
First sending module 30, for based on the mandate positional information, sending the input information of access rights extremely
The mobile terminal, so that the mobile terminal feeds back access authority information；
Comparing module 40, in the access authority information and the default access authority information of the mandate positional information
During matching, the positional information for extracting is compared with the mandate positional information；
Extraction module 10 determines the mark letter of the mobile terminal after the positional information for extracting the mobile terminal
Cease, then acquisition module 20 searches awarding for the mobile terminal association according to the identification information of the mobile terminal in data base
Power positional information, if the mandate positional information of the mobile terminal association can be found, the first sending module 30 is based on described
Positional information is authorized, the input information of access rights is sent to the mobile terminal, so that mobile terminal feedback is visited
Authority information is asked, when the access authority information of mobile terminal feedback is received, comparing module 40 is by the access for receiving
Authority information is matched with the mandate default access authority information of positional information, the access authority information with it is described
When authorizing the default access authority information of positional information to match, the comparing module 40 is again by the positional information for extracting and institute
State mandate positional information to compare；If the mandate positional information of the mobile terminal association can not be found, the clothes are illustrated
Business device does not also store the mandate positional information of mobile terminal association, now, exportable information to the mobile terminal,
So that the mobile terminal stores the corresponding mandate positional information in authority to pay place in data base.It should be appreciated that moving
Dynamic terminal is stored in the server first when authorizing positional information, needs to arrange access authority information, the access authority information
Including encrypted message or finger print information, subsequent modification or additions and deletions mandate positional information are required for being input into the access authority information
Verified.
Module of deducting fees 50, for when comparison result is matched, performing operation of deducting fees.
In the present embodiment, comparing module 40 is compared the positional information for extracting with the mandate positional information
It is right, if detecting comparison result matching, illustrate that the current place of payment is the authority to pay place of user's in advance setting, mould of deducting fees
Block 50 can perform operation of deducting fees.In the present embodiment, the determination mode whether comparison result matches includes：A, when the position letter
Breath authorizes the distance between positional information to be less than predetermined threshold value with described, such as 10 meters, determines that comparing result is matched；B, awarded with described
Power positional information is the center of circle, with preset length as radius, forms a region, if the positional information is in the intra-zone,
Determine that comparing result is matched.
The server that the present embodiment is proposed, when the mobile payment for receiving mobile terminal transmission is asked, first from the shifting
It is dynamic to pay the positional information that the place of payment is extracted in request, the mandate of the mobile terminal association is then obtained in data base
Positional information, based on the mandate positional information, sends the input information of access rights to the mobile terminal, for institute
Mobile terminal feedback access authority information is stated, in the access authority information and the default access rights of the mandate positional information
During matching, the positional information for extracting is compared with the mandate positional information, when comparison result is matched, just can be held
Capable operation of deducting fees, it is therefore prevented that when terminal is stolen, anywhere arbitrarily paid by other people, in this programme, mobile terminal
Only paid in the prior position for authorizing, could be paid successfully, so as to improve the safety of mobile payment.
Further, the second embodiment of server of the present invention is proposed.
The second embodiment of server is that, with reference to Fig. 5, the server is also with the difference of the first embodiment of server
Including：
Receiver module 60, for receiving the positional information that the mobile terminal is uploaded；
First sending module 30, the setting for being additionally operable to send access rights is indicated to the mobile terminal, for institute
State the access rights that mobile terminal arranges the positional information；
Memory module 70, for the positional information for being provided with access rights to be believed as the mandate position of the mobile terminal
Breath, encryption storage is in data base.
Mobile terminal current location information with before authorizing positional information to compare, is needed first to prestore by comparing module 40
There is the mandate positional information of the mobile terminal, specifically, receiver module 60 first receives the position letter that the mobile terminal is uploaded
Breath；Wherein, the mode of the mobile terminal upload location information includes：1) mobile terminal is paid in application by default
GPS location control positions current positional information, and the positional information of positioning is uploaded onto the server, i.e., described mobile terminal exists
GPS location application is called to gather current positional information, the positional information for most gathering at last in the default payment application
Upload onto the server；2) mobile terminal is selected or input position information in the default input frame for paying application, and will choosing
The positional information selected or be input into uploads onto the server；3) terminal selects shooting push button in default payment application, to shoot
Photo, now, the mobile terminal must carry GPS location function, when photo is shot, add in the photo automatically
Position information tag, and by the photo upload of point of addition information labels to the server.It is preferred first with 1) in the present embodiment
As a example by 2) kind mode, 3) kind mode be described below.
After receiver module 60 receives the positional information that the mobile terminal is uploaded, first sending module 30 sends
The setting of access rights is indicated to the mobile terminal, so that the mobile terminal arranges the access rights of the positional information,
After the access authority information that the mobile terminal is arranged is received, memory module 70 is by access authority information and the movement
Terminal upload positional information associated storage, and using the positional information as the mobile terminal mandate positional information, and
The mandate positional information of the positional information of access rights as the mobile terminal will be provided with.Further, award to improve
The safety of power positional information storage, memory module 70 passes through default Crypted password, by the mandate position of the mobile terminal
Information encryption storage in data base, subsequently need into row information compares when, just decrypt authorize positional information contrasted,
After comparison terminates, continue to encrypt storage.
In the present embodiment, for convenience subsequent server is quickly found out the mandate position letter of the mobile terminal association
Breath, when receiver module 60 receives the positional information that the mobile terminal is uploaded, first sets up the account of the mobile terminal, preferably uses
The mobile terminal identification information is used as account name, the positional information storage that then memory module 70 uploads the mobile terminal
To in the account set up, subsequently when the mobile payment for receiving mobile terminal transmission is instructed, acquisition module 20 is directly in data
The account of the mobile terminal, the mandate positional information in the account that comparing module 40 will be obtained and the movement are obtained in storehouse
The positional information for paying instruction is compared, and all mandate positions in the positional information and data base without mobile payment is instructed
Confidence breath is compared, so as to improve the efficiency of mobile payment.It is noted that the positional information stored in the account
Can include multiple, that is to say, that the mandate positional information of a mobile terminal association can include multiple.
In the present embodiment, the server first receives the positional information that the mobile terminal is uploaded, and then will receive
The positional information as the mobile terminal mandate positional information, encryption storage is easy to follow-up to moving in data base
Positional information in dynamic payment request is judged, only when judged result is both matchings, just execution delivery operation, so as to carry
The high safety of mobile payment, further, the server will authorize positional information to be encrypted storage, it is therefore prevented that mandate
Positional information is revealed, and enhances the safety of positional information storage.
Further, the 3rd embodiment of server of the present invention is proposed.
The 3rd embodiment of server is with the difference of the second embodiment of server, with reference to Fig. 6, the receiver module
60 include：
Receiving unit 61, for receiving the photo with positional information that the mobile terminal is uploaded；
Extraction unit 62, for carrying out dissection process to the photo for receiving, to extract positional information.
In the present embodiment, receiver module 60 receives the positional information that the mobile terminal is uploaded, can be by mobile whole
End uploads the photo with positional information and realizes, i.e., receiving unit 61 receives the photograph with positional information that mobile terminal is uploaded
Piece, when photo is received, extraction unit 62 is to EXIF (Exchangeable Image File, the image file lattice in photo
Formula) information retrieval process, to parse positional information therein, information format is as follows：
Latitude (degree every minute and second)：xx；xx’；xxxx”N/S
Longitude (degree every minute and second)：xx；xx’；xxxx”E/W
In the present embodiment, photo is shot by the mobile terminal with GPS functions, and is added in the EXIF information of photo
GPS IFD label segments, upload onto the server, and receiving unit 61 is read automatically when the photo that the mobile terminal is uploaded is received
EXIF information is taken, extraction unit 62 parses GPS IFD label segments from the EXIF information for reading, you can believe Auto-matching position
Breath so that the mode that server obtains positional information is more convenient.
If it should be appreciated that when the mobile terminal is uploaded onto the server by GPS location application collection positional information, needing
The positional information is converted into into specific data stream format, then in uploading onto the server, server is received after data,
Needing special software carries out parsing conversion, can just extract positional information, it is clear that when this mode needs to spend longer
Between can just extract positional information, and in the present embodiment, the server when the photo of mobile terminal upload is received, directly
Carry out photo analytic method, you can extract positional information so that the extraction efficiency of positional information is higher, and extracting mode is more convenient.
The present embodiment is it is further proposed that a kind of mobile terminal.
With reference to Fig. 7, Fig. 7 is the module diagram of mobile terminal first embodiment of the present invention.
In the present embodiment, the mobile terminal includes：
Acquisition module 80, for when the mobile payment instruction based on default payment control triggering is received, collection to be current
Positional information；
Second sending module 90, sends for the positional information for collecting to be added in the mobile payment instruction
To server, when the mandate positional information of the mobile terminal association is obtained in data base for the server, send and visit
Ask the input information of authority；
Feedback module 100, for the access authority information that the input information based on access rights is input into be fed back to
The server, so that the server is based on the access authority information, the positional information is believed with the mandate position
Breath is compared, and when comparison result is matched, performs operation of deducting fees.
In the present embodiment, first open default payment to apply, then show in the default predeterminable area for paying application
Show payment control, so that user is based on the payment control input mobile payment instruction, receive user based on described default
When the mobile payment for paying control triggering is instructed, first start preset GPS location application, so that acquisition module 80 gathers current
Positional information.
After acquisition module 80 collects the positional information, the second sending module 90 adds the positional information for gathering
In being added to the mobile payment instruction, then the mobile payment for being added with positional information is instructed and is sent to the server, with
When the mandate positional information of the mobile terminal association is obtained in data base for the server, the input of access rights is sent
Information is to the mobile terminal.The mobile terminal shows the input prompting letter of the access rights in current display interface
Breath, for user input access authority information, input information of the final feedback module 100 by user based on access rights is defeated
The access authority information for entering feeds back to the server, and so that the server is based on the access authority information, checking is described
Authorize positional information, it is described mandate positional information access authority information be verified when, by the positional information with it is described
Authorize positional information to compare, when comparison result is matched, perform operation of deducting fees.It is appreciated that mismatching in comparison result
When, the server can be with feedback prompts information, with the positional information unauthorized for pointing out user current.
In the present embodiment, before adopting mobile payment mode in the default payment application, need first in data base
Storage authorizes positional information.Specifically：Acquisition module 80 gathers positional information, or photo of the collection with positional information,
Then the second sending module 90 by the positional information for gathering or by the photo upload with positional information to server, using as awarding
Power positional information, further, the mobile terminal points out user input access authority information, the access authority information to include
Encrypted message or finger print information, using as the access rights for authorizing positional information.Certainly, to upload new positional information again
During as authorizing positional information, or original mandate positional information is deleted, being required for access rights letter described in user input
Breath is verified.
The mobile terminal of the present embodiment proposition, when the mobile payment instruction based on default payment control triggering is received,
First gather current positional information, then the positional information for collecting is added in mobile payment instruction send to
Server, when the mandate positional information of the mobile terminal association is obtained in data base for the server, sends and accesses
The input information of authority, then the access authority information that the input information based on access rights is input into is fed back to described
Server, so that the server is based on the access authority information, the positional information is entered with the mandate positional information
Row is compared, and when comparison result is matched, performs operation of deducting fees, it is therefore prevented that when terminal is stolen, by other people anywhere random
Paid, in this programme, mobile terminal is only paid in the prior position for authorizing, and could be paid successfully, so as to improve
The safety of mobile payment.
Further, the second embodiment of mobile terminal of the present invention is proposed.
The second embodiment of mobile terminal is with the difference of the first embodiment of mobile terminal, with reference to Fig. 8, the movement
Terminal also includes：
Display module 110, for receive the server feedback deduct fees failure information when, show locking screen interface；
Output module 120, if the unlocking information for detecting input is mismatched with the unlocking pin that prestores, exports alarm signal
Breath；
Second sending module 90, is additionally operable to the user sent current positional information to mobile terminal association
Terminal.
In the present embodiment, when the server because positional information is detained caused by mismatching with the mandate positional information
When taking failure, feedback deducts fees failure information to the mobile terminal, receive it is described deduct fees failure information when, display module
110 show locking screen interfaces, and for user input unlocking information, the unlocking information can be password, or finger print information,
In the present embodiment, if the unlocking information and the unlocking pin that prestores that detect input are mismatched, and continuously unmatched number of times reaches
During preset times, the output warning message of output module 120, such as blow a whistle sound or flashing light, and second sending module 90 ought
Front positional information is sent to the user terminal of mobile terminal association, to inform the position of mobile terminal described in user terminal
Information, even if owner lost mobile terminal, the user terminal of the mobile terminal association can also learn the mobile terminal
Positional information, so as to improve the safety that mobile terminal is used.
To be best understood from the present invention, citing application scenarios are as follows：
With reference to Fig. 9, first, mobile terminal is first passed through and pays application photo of the upload with geographical location information to the shifting
It is dynamic to pay in application service end, when the mobile payment application service termination receives photo, EXIF is parsed, to extract geography
Positional information, then arrives data according to access authority information using the geographical location information as mandate geographical location information storage
In storehouse.
Subsequently, it is fixed by GPS when mobile terminal receives the mobile payment request of user input in the payment application
The position application current geographical location information of collection, and the geographical location information of collection is added in mobile payment request send to
The mobile payment application service end, by the mobile payment application service end is by the geographical location information and authorizes geographical position
Confidence breath is compared, and when comparison result is matched, performs operation of deducting fees, when comparison result is mismatched, refusal to pay request.
The present invention also provides a kind of method of mobile payment, is applied to server.
With reference to Figure 10, Figure 10 is that the flow process of the method for mobile payment first embodiment that the present invention is applied to server is illustrated
Figure.
In the present embodiment, the method for mobile payment includes：
Step S10, server is asked when the mobile payment for receiving mobile terminal transmission is asked from the mobile payment
In extract the positional information in the place of payment；
In the present embodiment, the server is when the mobile payment for receiving mobile terminal transmission is asked, first from described
The positional information in the place of payment is extracted in mobile payment request.That is, mobile terminal is when mobile payment request is sent,
First based on default GPS (Global Positioning System, the global positioning system) orient controls paid in application or
Orient control with data service function is positioned, to obtain the positional information in the current place of payment, then by acquisition
Positional information is added in mobile payment request and is sent to the server.
Step S20, obtains the mandate positional information of the mobile terminal association in data base；
Step S30, based on the mandate positional information, the input information for sending access rights is whole to the movement
End, so that the mobile terminal feeds back access authority information；
Step S40, when the access authority information is matched with the default access authority information of the mandate positional information,
The positional information for extracting is compared with the mandate positional information；
The server determines the mark letter of the mobile terminal after the positional information for extracting the mobile terminal
Breath, then searches the mandate position letter of the mobile terminal association according to the identification information of the mobile terminal in data base
Breath, if the mandate positional information of the mobile terminal association can be found, based on the mandate positional information, sends access right
The input information of limit is described receiving so that the mobile terminal feeds back access authority information to the mobile terminal
During the access authority information of mobile terminal feedback, by the access authority information for receiving and the default visit of the mandate positional information
Ask that authority information is matched, match with the default access authority information of the mandate positional information in the access authority information
When, the positional information for extracting is compared with the mandate positional information；If the mobile terminal can not be found to close
The mandate positional information of connection, illustrates that the server does not also store the mandate positional information of the mobile terminal association, now, can
To the mobile terminal, so that the mobile terminal is stored in data base, authority to pay place is corresponding to award output information
Power positional information.It should be appreciated that mobile terminal is stored in the server first when authorizing positional information, need to arrange access
Authority information, the access authority information includes encrypted message or finger print information, subsequent modification or additions and deletions mandate positional information, all
Need to be input into the access authority information and verified.
Step S50, when comparison result is matched, performs operation of deducting fees.
In the present embodiment, the positional information for extracting is compared with the mandate positional information, if detecting
Comparison result is matched, and illustrates that the current place of payment is the authority to pay place that user is arranged in advance, and the server can be held
Capable operation of deducting fees.In the present embodiment, the determination mode whether comparison result matches includes：A, award with described when the positional information
The distance between power positional information is less than predetermined threshold value, such as 10 meters, determines that comparing result is matched；B, with the mandate positional information
For the center of circle, with preset length as radius, a region is formed, if the positional information is in the intra-zone, it is determined that contrast knot
Fruit matches.
The method of mobile payment that the present embodiment is proposed, when the mobile payment for receiving mobile terminal transmission is asked, first from
The positional information in the place of payment is extracted in the mobile payment request, the mobile terminal association is then obtained in data base
Mandate positional information, based on the mandate positional information, send the input information of access rights to the mobile terminal,
So that the mobile terminal feeds back access authority information, in the access authority information and the default visit of the mandate positional information
When asking permission match, the positional information for extracting is compared with the mandate positional information, when comparison result is matched,
Operation of deducting fees could be performed, it is therefore prevented that when terminal is stolen, anywhere arbitrarily paid by other people, in this programme, be moved
Dynamic terminal is only paid in the prior position for authorizing, and could be paid successfully, so as to improve the safety of mobile payment.
Further, propose that the present invention is applied to the second embodiment of the method for mobile payment of server.
It is applied to the second embodiment and the method for mobile payment for being applied to server of the method for mobile payment of server
The difference of first embodiment is that, with reference to Figure 11, before step S10, the method for mobile payment also includes：
Step S60, the server receives the positional information that the mobile terminal is uploaded；
Step S70, the setting for sending access rights is indicated to the mobile terminal, so that the mobile terminal arranges described
The access rights of positional information；
Step S80, will be provided with the mandate positional information of the positional information of access rights as the mobile terminal, encryption
In storing data base.
Mobile terminal current location information with before authorizing positional information to compare, is needed first to prestore by server
The mandate positional information of mobile terminal is stated, specifically, the server first receives the positional information that the mobile terminal is uploaded；Its
In, the mode of the mobile terminal upload location information includes：1) mobile terminal is determined by the default GPS paid in application
Position control positions current positional information, and the positional information of positioning is uploaded onto the server, i.e., described mobile terminal is described
Default to pay the positional information for calling GPS location application collection current in application, the positional information for most gathering at last is uploaded
To server；2) mobile terminal is selected or input position information in the default input frame for paying application, and will select or
The positional information of input uploads onto the server；3) terminal selects shooting push button in default payment application, to shoot photo,
Now, the mobile terminal must carry GPS location function, when photo is shot, the point of addition in the photo automatically
Information labels, and by the photo upload of point of addition information labels to the server.It is preferred first with 1) and 2) in the present embodiment
As a example by kind of mode, the 3) kind mode be described below.
After the positional information that the mobile terminal is uploaded is received, the server sends the setting of access rights and indicates
It is described mobile whole receiving so that the mobile terminal arranges the access rights of the positional information to the mobile terminal
After the access authority information that end is arranged, the positional information associated storage that access authority information is uploaded with the mobile terminal,
And will be provided with the mandate positional information of the positional information of access rights as the mobile terminal.Further, in order to improve
The safety of positional information storage is authorized, the server passes through default Crypted password, by the mandate position of the mobile terminal
Confidence encryption for information store in data base, subsequently need into row information compares when, just decrypt authorize positional information contrasted,
After comparison terminates, continue to encrypt storage.
In the present embodiment, for convenience subsequent server is quickly found out the mandate position letter of the mobile terminal association
Breath, when the server receives the positional information that the mobile terminal is uploaded, first sets up the account of the mobile terminal, preferably uses
, used as account name, the positional information storage for then uploading the mobile terminal is to the account set up for the mobile terminal identification information
In family, subsequently when the mobile payment for receiving mobile terminal transmission is instructed, the mobile terminal is directly obtained in data base
Account, and the positional information that instructs with the mobile payment of positional information that authorizes in the account of acquisition is compared, and
Compare without the positional information and all mandate positional informationes in data base that instruct mobile payment, so as to improve shifting
The dynamic efficiency for paying.It is noted that in the account store positional information can include it is multiple, that is to say, that one
The mandate positional information of mobile terminal association can include multiple.
In the present embodiment, the server first receives the positional information that the mobile terminal is uploaded, and then will receive
The positional information as the mobile terminal mandate positional information, encryption storage is easy to follow-up to moving in data base
Positional information in dynamic payment request is judged, only when judged result is both matchings, just execution delivery operation, so as to carry
The high safety of mobile payment, further, the server will authorize positional information to be encrypted storage, it is therefore prevented that mandate
Positional information is revealed, and enhances the safety of positional information storage.
Further, propose that the present invention is applied to the 3rd embodiment of the method for mobile payment of server.
It is applied to the 3rd embodiment and the method for mobile payment for being applied to server of the method for mobile payment of server
The difference of second embodiment is that, with reference to Figure 12, step S60 includes：
Step S61, the server receives the photo with positional information that the mobile terminal is uploaded；
Step S62, the photo to receiving carries out dissection process, to extract positional information.
In the present embodiment, the server receives the positional information that the mobile terminal is uploaded, can be by mobile whole
End uploads the photo with positional information and realizes, i.e., described server receives the photograph with positional information that mobile terminal is uploaded
Piece, when photo is received, carries to EXIF (Exchangeable Image File, the types of image file formats) information in photo
Process is taken, to parse positional information therein, information format is as follows：
Latitude (degree every minute and second)：xx；xx’；xxxx”N/S
Longitude (degree every minute and second)：xx；xx’；xxxx”E/W
In the present embodiment, photo is shot by the mobile terminal with GPS functions, and is added in the EXIF information of photo
GPS IFD label segments, upload onto the server, and server reads automatically when the photo that the mobile terminal is uploaded is received
EXIF information, parses GPS IFD label segments, you can Auto-matching positional information from the EXIF information for reading so that service
The mode that device obtains positional information is more convenient.
If it should be appreciated that when the mobile terminal is uploaded onto the server by GPS location application collection positional information, needing
The positional information is converted into into specific data stream format, then in uploading onto the server, server is received after data,
Needing special software carries out parsing conversion, can just extract positional information, it is clear that when this mode needs to spend longer
Between can just extract positional information, and in the present embodiment, the server when the photo of mobile terminal upload is received, directly
Carry out photo analytic method, you can extract positional information so that the extraction efficiency of positional information is higher, and extracting mode is more convenient.
The present invention also provides a kind of method of mobile payment, is applied to mobile terminal.
With reference to Figure 13, Figure 13 is that the flow process of the method for mobile payment first embodiment that the present invention is applied to mobile terminal is illustrated
Figure.
In the present embodiment, the method for mobile payment includes：
Step S90, mobile terminal is when the mobile payment instruction based on default payment control triggering is received, and collection is current
Positional information；
Step S100, the positional information for collecting is added in the mobile payment instruction and is sent to server,
When the mandate positional information of the mobile terminal association is obtained in data base for the server, the defeated of access rights is sent
Enter information；
Step S110, by the access authority information that the input information based on access rights is input into the service is fed back to
Device, so that the server is based on the access authority information, the positional information is compared with the mandate positional information
It is right, when comparison result is matched, perform operation of deducting fees.
In the present embodiment, mobile terminal is opened default payment and is applied, then in the default preset areas for paying application
Payment control is shown in domain, so that user is based on the payment control input mobile payment instruction, user is being received based on institute
When the mobile payment for stating default payment control triggering is instructed, first start preset GPS location application, to gather current position letter
Breath.
After the positional information is collected, the positional information of collection is added in the mobile payment instruction,
Then the mobile payment for being added with positional information is instructed and is sent to the server, so that the server is obtained in data base
When taking the mandate positional information of the mobile terminal association, the input information of access rights is sent to the mobile terminal.
The mobile terminal shows the input information of the access rights in current display interface, for user input access rights
Information, the access authority information that most at last input information of the user based on access rights is input into feeds back to the server,
So that the server is based on the access authority information, the mandate positional information is verified, in the mandate positional information
When access authority information is verified, the positional information is compared with the mandate positional information, in comparison result
Timing, performs operation of deducting fees.It is appreciated that when comparison result is mismatched, the server can be with feedback prompts information, to carry
Show the current positional information unauthorized of user.
In the present embodiment, before adopting mobile payment mode in the default payment application, need first in data base
Storage authorizes positional information.Specifically：The mobile terminal gathers positional information, or photograph of the collection with positional information
Piece, then by the positional information of collection or by the photo upload with positional information to server, using as authorizing positional information,
Further, the mobile terminal points out user input access authority information, the access authority information include encrypted message or
Finger print information, using as the access rights for authorizing positional information.Certainly, to upload new positional information again as mandate position
When confidence ceases, or original mandate positional information is deleted, be required for access authority information described in user input to be verified.
The method of mobile payment that the present embodiment is proposed, is receiving based on the default mobile payment instruction for paying control triggering
When, current positional information is first gathered, then the positional information for collecting is added in the mobile payment instruction and is sent out
Server is delivered to, when the mandate positional information of the mobile terminal association is obtained in data base for the server, is sent
The input information of access rights, then the access authority information that the input information based on access rights is input into is fed back to
The server, so that the server is based on the access authority information, the positional information is believed with the mandate position
Breath is compared, and when comparison result is matched, performs operation of deducting fees, it is therefore prevented that when terminal is stolen, by other people anywhere
Arbitrarily paid, in this programme, mobile terminal is only paid in the prior position for authorizing, could pay successfully, so as to
Improve the safety of mobile payment.
Further, propose that the present invention is applied to the second embodiment of the method for mobile payment of mobile terminal.
It is applied to the second embodiment of the method for mobile payment of mobile terminal and the mobile payment side for being applied to mobile terminal
The difference of the first embodiment of method is that, with reference to Figure 14, after step S110, the method for mobile payment also includes：
Step S120, the mobile terminal receive the server feedback deduct fees failure information when, show screen locking
Interface；
Step S130, if the unlocking information and the unlocking pin that prestores that detect input are mismatched, output warning message, and will
Current positional information is sent to the user terminal of mobile terminal association.
In the present embodiment, when the server because positional information is detained caused by mismatching with the mandate positional information
When taking failure, feedback deducts fees failure information to the mobile terminal, and the mobile terminal is receiving the failure information of deducting fees
When, locking screen interface is first shown, for user input unlocking information, the unlocking information can be password, or fingerprint letter
Breath, in the present embodiment, if the unlocking information and the unlocking pin that prestores that detect input are mismatched, and continuously unmatched number of times reaches
During to preset times, warning message, such as blow a whistle sound or flashing light are exported, and current positional information is sent to the mobile terminal
The user terminal of association, to inform the positional information of mobile terminal described in user terminal, even if owner lost mobile terminal, institute
Stating the user terminal of mobile terminal association can also learn the positional information of the mobile terminal, use so as to improve mobile terminal
Safety.
It should be noted that herein, term " including ", "comprising" or its any other variant are intended to non-row
His property is included, so that a series of process, method, article or system including key elements not only include those key elements, and
And also include other key elements being not expressly set out, or also include for this process, method, article or system institute inherently
Key element.In the absence of more restrictions, the key element for being limited by sentence "including a ...", it is not excluded that including being somebody's turn to do
Also there is other identical element in the process of key element, method, article or system.
The embodiments of the present invention are for illustration only, do not represent the quality of embodiment.
The preferred embodiments of the present invention are these are only, the scope of the claims of the present invention is not thereby limited, it is every using this
Equivalent structure or equivalent flow conversion that bright description and accompanying drawing content are made, or directly or indirectly it is used in other related skills
Art field, is included within the scope of the present invention.
Claims (10)
1. a kind of server, it is characterised in that the server includes：
Extraction module, during for asking in the mobile payment for receiving mobile terminal transmission, carries from mobile payment request
Take out the positional information in the place of payment；
Acquisition module, for obtaining the mandate positional information of the mobile terminal association in data base；
First sending module, for based on the mandate positional information, sending the input information of access rights to the shifting
Dynamic terminal, so that the mobile terminal feeds back access authority information；
Comparing module, for matching with the default access authority information of the mandate positional information in the access authority information
When, the positional information for extracting is compared with the mandate positional information；
Deduct fees module, for when comparison result is matched, execution is deducted fees operation.
2. server as claimed in claim 1, it is characterised in that the server also includes：
Receiver module, for receiving the positional information that the mobile terminal is uploaded；
First sending module, the setting for being additionally operable to send access rights is indicated to the mobile terminal, for the movement
Terminal arranges the access rights of the positional information；
Memory module, for the mandate positional information of the positional information of access rights as the mobile terminal will to be provided with, plus
Close storage is in data base.
3. server as claimed in claim 2, it is characterised in that the receiver module includes：
Receiving unit, for receiving the photo with positional information that the mobile terminal is uploaded；
Extraction unit, for carrying out dissection process to the photo for receiving, to extract positional information.
4. a kind of mobile terminal, it is characterised in that the mobile terminal includes：
Acquisition module, for when the mobile payment instruction based on default payment control triggering is received, gathering current position
Information；
Second sending module, sends to service for the positional information for collecting to be added in the mobile payment instruction
Device, when the mandate positional information of the mobile terminal association is obtained in data base for the server, sends access rights
Input information；
Feedback module, for the access authority information that the input information based on access rights is input into be fed back to into the service
Device, so that the server is based on the access authority information, the positional information is compared with the mandate positional information
It is right, when comparison result is matched, perform operation of deducting fees.
5. mobile terminal as claimed in claim 4, it is characterised in that the mobile terminal also includes：
Display module, for receive the server feedback deduct fees failure information when, show locking screen interface；
Output module, if the unlocking information for detecting input is mismatched with the unlocking pin that prestores, exports warning message；
Second sending module, is additionally operable to the user terminal sent current positional information to mobile terminal association.
6. a kind of method of mobile payment, is applied to server, it is characterised in that the method for mobile payment includes：
Server extracts payment when the mobile payment for receiving mobile terminal transmission is asked from mobile payment request
The positional information in place；
The mandate positional information of the mobile terminal association is obtained in data base；
Based on the mandate positional information, the input information of access rights is sent to the mobile terminal, for the shifting
Dynamic terminal feedback access authority information；
When the access authority information is matched with the default access authority information of the mandate positional information, described in extracting
Positional information is compared with the mandate positional information；
When comparison result is matched, operation of deducting fees is performed.
7. method of mobile payment as claimed in claim 6, it is characterised in that the server is sent receiving mobile terminal
Mobile payment ask when, from the mobile payment request in extract the positional information in the place of payment the step of before, it is described
Method of mobile payment also includes：
The server receives the positional information that the mobile terminal is uploaded；
The setting for sending access rights is indicated to the mobile terminal, so that the mobile terminal arranges the visit of the positional information
Ask authority；
The mandate positional information of the positional information of access rights as the mobile terminal will be provided with, encryption storage is to data base
In.
8. method of mobile payment as claimed in claim 7, it is characterised in that the server receives the mobile terminal and uploads
Positional information the step of include：
The server receives the photo with positional information that the mobile terminal is uploaded；
The photo to receiving carries out dissection process, to extract positional information.
9. a kind of method of mobile payment, is applied to mobile terminal, it is characterised in that the method for mobile payment includes：
Mobile terminal gathers current positional information when the mobile payment instruction based on default payment control triggering is received；
The positional information for collecting is added in the mobile payment instruction and is sent to server, for the server
When the mandate positional information of the mobile terminal association is obtained in data base, the input information of access rights is sent；
The access authority information that input information based on access rights is input into is fed back to into the server, for the clothes
Business device is based on the access authority information, the positional information is compared with the mandate positional information, in comparison result
During matching, operation of deducting fees is performed.
10. method of mobile payment as claimed in claim 9, it is characterised in that the input that will be based on access rights is pointed out
After the step of access authority information of information input feeds back to the server, the method for mobile payment also includes：
The mobile terminal receive the server feedback deduct fees failure information when, show locking screen interface；
If the unlocking information for detecting input and the unlocking pin that prestores are mismatched, warning message is exported, and current position is believed
Breath is sent to the user terminal of mobile terminal association.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201610981456.XA CN106570694A (en) | 2016-10-28 | 2016-10-28 | Server, mobile terminal and mobile payment method |
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| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201610981456.XA CN106570694A (en) | 2016-10-28 | 2016-10-28 | Server, mobile terminal and mobile payment method |
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| CN106570694A true CN106570694A (en) | 2017-04-19 |
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| CN111510862A (en) * | 2020-04-24 | 2020-08-07 | 支付宝(杭州)信息技术有限公司 | Terminal area positioning method and device and electronic equipment |
| TWI833519B (en) * | 2022-12-23 | 2024-02-21 | 華南商業銀行股份有限公司 | Electronic payment system and method |
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| CN111510862A (en) * | 2020-04-24 | 2020-08-07 | 支付宝(杭州)信息技术有限公司 | Terminal area positioning method and device and electronic equipment |
| TWI833519B (en) * | 2022-12-23 | 2024-02-21 | 華南商業銀行股份有限公司 | Electronic payment system and method |
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Application publication date: 20170419 |