CN107945032A - One kind insurance, which is in danger, surveys platform - Google Patents

One kind insurance, which is in danger, surveys platform Download PDF

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Publication number
CN107945032A
CN107945032A CN201711453898.8A CN201711453898A CN107945032A CN 107945032 A CN107945032 A CN 107945032A CN 201711453898 A CN201711453898 A CN 201711453898A CN 107945032 A CN107945032 A CN 107945032A
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China
Prior art keywords
module
information
danger
case
reporting
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Pending
Application number
CN201711453898.8A
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Chinese (zh)
Inventor
刘劲松
陈雄基
陈柱辉
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Guangzhou Tao Ben Mdt Infotech Ltd
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Guangzhou Tao Ben Mdt Infotech Ltd
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Priority to CN201711453898.8A priority Critical patent/CN107945032A/en
Publication of CN107945032A publication Critical patent/CN107945032A/en
Pending legal-status Critical Current

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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/08Insurance

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  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Finance (AREA)
  • Engineering & Computer Science (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Marketing (AREA)
  • Strategic Management (AREA)
  • Technology Law (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

It is in danger the invention discloses one kind insurance and surveys platform, including account information module, module of reporting a case to the security authorities, cloud processing module, use help module and Claims Resolution module, the account information module and cloud processing module wireless connection, module and the cloud processing module wireless connection of reporting a case to the security authorities, described to be connected using help module with cloud processing module, the Claims Resolution module is connected with cloud processing module;The account information module includes indemnity logging modle, information of vehicles module, message notification module and replaces binding module, and the indemnity logging modle, information of vehicles module, message notification module and replacement binding module are connected with account information module respectively;The module of reporting a case to the security authorities includes survey report module, logging modle of reporting a case to the security authorities, locating module and evaluation module.It is in danger by using the insurance based on internet and surveys platform, easy to make car owner quickly report a case to the security authorities, and is improved the efficiency of being in danger of insurance company, improve out the experience that insurance is in danger.

Description

One kind insurance, which is in danger, surveys platform
Technical field
It is in danger platform technology field the present invention relates to insurance, is specially that a kind of insurance is in danger and surveys platform.
Background technology
With expanding economy, the living standard of people steps up, and the owning amount of domestic automobile rises year by year.With The increase of car ownership, automobile services product also develops in healthy and stable situation, such as Motor Maintenance service, car detailing Service, car insurance service etc..Unstability factor in vehicle traveling process on road is more, and traffic accident inevitably occurs. To mitigate the loss that car owner is brought by traffic accident, car owner can buy insurance when buying automobile, and accident is occurring to ensure When settled a claim by third-party insurance company.Insurance, which also divides, forces insurance kind and business insurance kind, wherein forcing insurance kind strong for country Property processed requires the insurance kind that motor vehicle must be bought, and business insurance kind is then by car owner's unrestricted choice.After car owner have purchased business insurance kind, When traffic accident occurs, when automobile storage is in damage either maintenance cost or casualty of the personnel there are automobile during injures and deaths Medical expense, will by third-party insurance company intervene be compensated.In general, the expense that third-party insurance company compensates is remote Expense during car insurance is bought higher than car owner, therefore is compensated by third-party insurance company, will greatly mitigate car Main loss.
At present, the process time that is in danger of the insurance in market is longer, and it is not convenient enough to report a case to the security authorities, and insurance is in danger less efficient, goes out Danger record is inconvenient to inquire about, and the experience that is in danger of the insurer is poor.
The content of the invention
It is in danger it is an object of the invention to provide one kind insurance and surveys platform, is in danger by using the insurance based on internet Platform is surveyed, easy to make car owner quickly report a case to the security authorities, and the efficiency of being in danger of insurance company is improved, improves out the experience that insurance is in danger.
To achieve the above object, the present invention provides following technical solution:One kind insurance, which is in danger, surveys platform, including account letter Cease module, module of reporting a case to the security authorities, cloud processing module, using help module and Claims Resolution module, at the account information module and high in the clouds Module wireless connection is managed, report a case to the security authorities module and the cloud processing module wireless connection are described to be handled using help module and high in the clouds Module connects, and the Claims Resolution module is connected with cloud processing module;The account information module includes indemnity logging modle, vehicle Information module, message notification module and replacement binding module, the indemnity logging modle, information of vehicles module, message informing mould Block and replacement binding module are connected with account information module respectively;The module of reporting a case to the security authorities includes survey report module, record of reporting a case to the security authorities Module, locating module and evaluation module, the survey report module, logging modle of reporting a case to the security authorities, locating module and evaluation module difference Module is fixedly connected with reporting a case to the security authorities;The Claims Resolution module includes generation module, judgment module and computing module, the generation module, Judgment module and computing module are connected with Claims Resolution module respectively.
Further, the personal information of user and the essential information of binding vehicle are stored in the account information module.
Further, indemnity logging modle, information of vehicles module and the message notification module are bi-directionally connected.
Further, the information of vehicles module memory contains license plate number, car owner's name and Business Name information of insuring.
Further, the module of surveying unidirectionally is connected with evaluation module.
Further, the positional information equipped with car owner's location information with the personnel that survey in the locating module.
Further, it is described to be connected using help module with cloud processing module double-direction radio.
Compared with prior art, beneficial effects of the present invention are:
By the present invention in that being in danger with the insurance based on internet surveys platform, easy to make car owner quickly report a case to the security authorities, and improve The efficiency of being in danger of insurance company, by be in danger check in platform be equipped with indemnity logging modle, quickly check vehicle easy to car owner The record of indemnity, is conveniently checked, by equipped with using help module, quickly learning to survey the use of platform easy to car owner, reducing The cost of study, improves out the experience that insurance is in danger.
Brief description of the drawings
Fig. 1 is in danger for present invention insurance surveys platform structure schematic diagram;
Fig. 2 is present invention Claims Resolution modular structure schematic diagram.
In figure:Account information module 1, module of reporting a case to the security authorities 2, cloud processing module 3, using help module 4, module 5 of settling a claim, pays for Money logging modle 6, information of vehicles module 7, message notification module 8, replaces binding module 9, survey report module 10, record of reporting a case to the security authorities Module 11, locating module 12, evaluation module 13, generation module 14, judgment module 15, computing module 16.
Embodiment
Below in conjunction with the attached drawing in the embodiment of the present invention, the technical solution in the embodiment of the present invention is carried out clear, complete Site preparation describes.
- 2 are please referred to Fig.1, the present invention provides a kind of technical solution:One kind insurance, which is in danger, surveys platform, including account information Module 1, module of reporting a case to the security authorities 2, cloud processing module 3, use help module 4 and Claims Resolution module 5, the account information module 1 and cloud Hold 3 wireless connection of processing module, report a case to the security authorities module 2 and 3 wireless connection of cloud processing module, it is described using help module 4 with Cloud processing module 3 connects, and the Claims Resolution module 5 is connected with cloud processing module 3;The account information module 1 includes indemnity Logging modle 6, information of vehicles module 7, message notification module 8 and replacement binding module 9, the indemnity logging modle 6, vehicle letter Breath module 7, message notification module 8 and replacement binding module 9 are connected with account information module 1 respectively;The module 2 of reporting a case to the security authorities includes Survey report module 10, logging modle of reporting a case to the security authorities 11, locating module 12 and evaluation module 13, the survey report module 10, report a case to the security authorities Logging modle 11, locating module 12 and evaluation module 13 are fixedly connected with module 2 of reporting a case to the security authorities respectively;The Claims Resolution module 5 includes life Into module 14, judgment module 15 and computing module 16, the generation module 14, judgment module 15 and computing module 16 respectively with reason Module 5 is paid for connect.
The personal information of user and the essential information of binding vehicle are stored in the account information module 1, by account The personal information of user and the essential information of binding vehicle are stored in number information module 1, easy to check and manage car owner and Che Information.
Indemnity logging modle 6, information of vehicles module 7 and the message notification module 8 are bi-directionally connected, by recording indemnity Module 6, information of vehicles module 7 and message notification module 8 are bi-directionally connected, easy to logging modle 6 of paying an indemnity, 7 and of information of vehicles module Mutually redirect between message notification module 8, conveniently check.
7 memory of information of vehicles module contains license plate number, car owner's name and Business Name information of insuring, by believing in vehicle Breath 7 memory of module contains license plate number, car owner's name and Business Name information of insuring, easy to check and manage the information of vehicle.
The survey report module 10 is unidirectionally connected with evaluation module 13, by making survey report module 10 and evaluation module 13 unidirectional connections, easy to quickly evaluate survey report.
Positional information equipped with car owner's location information with the personnel that survey in the locating module 12, by using locating module 12 record car owner's location informations and the positional information for surveying personnel, the position for the personnel of surveying that are in danger are checked easy to car owner, using more Add conveniently.
It is described to be connected using help module 4 with 3 double-direction radio of cloud processing module, by making cloud processing module 3 with making Connected with 4 double-direction radio of help module, different using skills are checked easy to car owner.
The account information module 1 of the present invention, module of reporting a case to the security authorities 2, cloud processing module 3, using help module 4, module of settling a claim 5, logging modle 6 of paying an indemnity, information of vehicles module 7, message notification module 8, replaces binding module 9, survey report module 10, reports a case to the security authorities Logging modle 11, locating module 12, evaluation module 13, generation module 14, judgment module 15, computing module 16, component are logical Component, its structure and the principle known with standard component or those skilled in the art all can pass through technical manual for this technology personnel Learn or known by normal experiment method, by the present invention in that being in danger with the insurance based on internet surveys platform, easy to make Car owner quickly reports a case to the security authorities, and improves the efficiency of being in danger of insurance company, by be in danger check in platform be equipped with indemnity logging modle 6, The record of vehicle indemnity is quickly checked easy to car owner, is conveniently checked, by equipped with help module 4 is used, quickly being learned easy to car owner The use of platform can be surveyed, reduces the cost of study.
In the use of the present invention, car owner is registered and bound using after mobile phone, by information of vehicles module 7 by vehicle Relevant information input, which is in danger, surveys in platform, when car owner needs to report a case to the security authorities, clicks on module 2 of reporting a case to the security authorities, the information reported a case to the security authorities is inputted and is reported In case module 2, sent by internet to cloud processing module 3, the neighbouring personnel of surveying that are in danger are subject to after information to car owner Point sets out, and car owner is by locating module 12 it can be seen that the movement track for the personnel of surveying that are in danger, the personnel that survey that are in danger reach scene After being surveyed, survey report is sent to cloud processing module 3 by survey report module 10, car owner receives look at the same time Report is surveyed, after car owner confirms survey report, service is evaluated, after Claims Resolution module 5 receives survey report, generation reason Compensation scheme, judges Claims Resolution, the amount of Claims Resolution is calculated finally by computing module 16, and send to message notification module 8 It is interior, facilitate car owner to check.
The basic principles, main features and the advantages of the invention have been shown and described above, for this area skill For art personnel, it is clear that the invention is not restricted to the details of above-mentioned one exemplary embodiment, and without departing substantially from the present invention spirit or In the case of essential characteristic, the present invention can be realized in other specific forms.Therefore, in all respects, should all incite somebody to action Embodiment regards exemplary as, and is non-limiting, the scope of the present invention by appended claims rather than on state Bright restriction, it is intended that including all changes fallen in the implication and scope of the equivalency of claim in the present invention It is interior.Any reference numeral in claim should not be considered as to the involved claim of limitation.
Moreover, it will be appreciated that although the present specification is described in terms of embodiments, not each embodiment is only wrapped Containing an independent technical solution, this narrating mode of specification is only that those skilled in the art should for clarity Using specification as an entirety, the technical solutions in the various embodiments may also be suitably combined, forms those skilled in the art It is appreciated that other embodiment.

Claims (7)

1. one kind insurance is in danger and surveys platform, including account information module (1), module of reporting a case to the security authorities (2), cloud processing module (3), make With help module (4) and Claims Resolution module (5), it is characterised in that:The account information module (1) and cloud processing module (3) nothing Line connects, the module of reporting a case to the security authorities (2) and cloud processing module (3) wireless connection, described to be handled using help module (4) and high in the clouds Module (3) connects, and the Claims Resolution module (5) is connected with cloud processing module (3);
The account information module (1) include indemnity logging modle (6), information of vehicles module (7), message notification module (8) and Replace binding module (9), the indemnity logging modle (6), information of vehicles module (7), message notification module (8) and replacement binding Module (9) is connected with account information module (1) respectively;
The module of reporting a case to the security authorities (2) includes survey report module (10), logging modle of reporting a case to the security authorities (11), locating module (12) and evaluation mould Block (13), the survey report module (10), logging modle of reporting a case to the security authorities (11), locating module (12) and evaluation module (13) respectively with Module of reporting a case to the security authorities (2) is fixedly connected;
The Claims Resolution module (5) includes generation module (14), judgment module (15) and computing module (16), the generation module (14), judgment module (15) and computing module (16) are connected with Claims Resolution module (5) respectively.
2. a kind of insurance according to claim 1, which is in danger, surveys platform, it is characterised in that:The account information module (1) Inside store the personal information of user and the essential information of binding vehicle.
3. a kind of insurance according to claim 1, which is in danger, surveys platform, it is characterised in that:The indemnity logging modle (6), Information of vehicles module (7) and message notification module (8) are bi-directionally connected.
4. a kind of insurance according to claim 1, which is in danger, surveys platform, it is characterised in that:The information of vehicles module (7) Memory contains license plate number, car owner's name and Business Name information of insuring.
5. a kind of insurance according to claim 1, which is in danger, surveys platform, it is characterised in that:The survey report module (10) Unidirectionally it is connected with evaluation module (13).
6. a kind of insurance according to claim 1, which is in danger, surveys platform, it is characterised in that:Set in the locating module (12) There is car owner's location information and survey the positional information of personnel.
7. a kind of insurance according to claim 1, which is in danger, surveys platform, it is characterised in that:It is described to use help module (4) It is connected with cloud processing module (3) double-direction radio.
CN201711453898.8A 2017-12-28 2017-12-28 One kind insurance, which is in danger, surveys platform Pending CN107945032A (en)

Priority Applications (1)

Application Number Priority Date Filing Date Title
CN201711453898.8A CN107945032A (en) 2017-12-28 2017-12-28 One kind insurance, which is in danger, surveys platform

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
CN201711453898.8A CN107945032A (en) 2017-12-28 2017-12-28 One kind insurance, which is in danger, surveys platform

Publications (1)

Publication Number Publication Date
CN107945032A true CN107945032A (en) 2018-04-20

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Cited By (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN108734593A (en) * 2018-05-15 2018-11-02 中国平安人寿保险股份有限公司 Life insurance is reported a case to the security authorities method, apparatus, computer equipment and readable storage medium storing program for executing
CN108876304A (en) * 2018-06-22 2018-11-23 武汉欣网创业科技开发有限公司 A kind of insurance flow management and control system
CN109242700A (en) * 2018-07-13 2019-01-18 平安科技(深圳)有限公司 Intelligent vehicle insurance is reported a case to the security authorities method, system, computer equipment and storage medium

Citations (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN105005853A (en) * 2015-07-07 2015-10-28 广州市三信汽车信息咨询有限公司 Automotive aftermarket service management system
CN106600425A (en) * 2016-12-22 2017-04-26 安徽保腾网络科技有限公司 Survey scheduling method for vehicle insurance
CN106627440A (en) * 2016-12-22 2017-05-10 安徽保腾网络科技有限公司 Simple vehicle insurance system
CN107067171A (en) * 2017-04-12 2017-08-18 卢松青 Vehicle insurance business intelligence dispatches system
CN107103549A (en) * 2017-04-11 2017-08-29 武汉华创欣网科技有限公司 A kind of settlement of insurance claim system and method

Patent Citations (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN105005853A (en) * 2015-07-07 2015-10-28 广州市三信汽车信息咨询有限公司 Automotive aftermarket service management system
CN106600425A (en) * 2016-12-22 2017-04-26 安徽保腾网络科技有限公司 Survey scheduling method for vehicle insurance
CN106627440A (en) * 2016-12-22 2017-05-10 安徽保腾网络科技有限公司 Simple vehicle insurance system
CN107103549A (en) * 2017-04-11 2017-08-29 武汉华创欣网科技有限公司 A kind of settlement of insurance claim system and method
CN107067171A (en) * 2017-04-12 2017-08-18 卢松青 Vehicle insurance business intelligence dispatches system

Cited By (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN108734593A (en) * 2018-05-15 2018-11-02 中国平安人寿保险股份有限公司 Life insurance is reported a case to the security authorities method, apparatus, computer equipment and readable storage medium storing program for executing
CN108876304A (en) * 2018-06-22 2018-11-23 武汉欣网创业科技开发有限公司 A kind of insurance flow management and control system
CN109242700A (en) * 2018-07-13 2019-01-18 平安科技(深圳)有限公司 Intelligent vehicle insurance is reported a case to the security authorities method, system, computer equipment and storage medium

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Application publication date: 20180420

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