CN107908950A - The generation method and device of electronic insurance policy - Google Patents

The generation method and device of electronic insurance policy Download PDF

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Publication number
CN107908950A
CN107908950A CN201711290823.2A CN201711290823A CN107908950A CN 107908950 A CN107908950 A CN 107908950A CN 201711290823 A CN201711290823 A CN 201711290823A CN 107908950 A CN107908950 A CN 107908950A
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China
Prior art keywords
information
scheme
file
insurance policy
signature authentication
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CN201711290823.2A
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Chinese (zh)
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CN107908950B (en
Inventor
周旭
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Taikang Insurance Group Co Ltd
Taikang Online Property Insurance Co Ltd
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Taikang Insurance Group Co Ltd
Taikang Online Property Insurance Co Ltd
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Priority to CN201711290823.2A priority Critical patent/CN107908950B/en
Publication of CN107908950A publication Critical patent/CN107908950A/en
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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06FELECTRIC DIGITAL DATA PROCESSING
    • G06F21/00Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
    • G06F21/30Authentication, i.e. establishing the identity or authorisation of security principals
    • G06F21/45Structures or tools for the administration of authentication
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/08Insurance

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  • Engineering & Computer Science (AREA)
  • Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • Physics & Mathematics (AREA)
  • Accounting & Taxation (AREA)
  • Finance (AREA)
  • Computer Security & Cryptography (AREA)
  • General Physics & Mathematics (AREA)
  • Development Economics (AREA)
  • Technology Law (AREA)
  • General Business, Economics & Management (AREA)
  • Strategic Management (AREA)
  • Marketing (AREA)
  • Economics (AREA)
  • Computer Hardware Design (AREA)
  • Software Systems (AREA)
  • General Engineering & Computer Science (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

This application provides the generation method and device of a kind of electronic insurance policy, information of insuring is received first, the first information in information of insuring generates the first file, sealing system is called to do signature authentication for first file, the target protocol in preconfigured scheme base is determined further according to the second information in information of insuring, the target protocol includes having done signature authentication and being stored in local scheme clause, finally will merge generation electronic insurance policy with target protocol by the first file of signature authentication.The generation method and device of the electronic insurance policy, the more scheme provision content of length is pre-configured and finish signature authentication and be stored in local, the information that need to only be insured when generating electronic insurance policy according to user generation body part, and body part only few to length does signature authentication, so as to greatly improve the speed of signature authentication, and then the formation efficiency of electronic insurance policy is improved, save time cost and network bandwidth cost.

Description

The generation method and device of electronic insurance policy
Technical field
The present invention relates to technical field of data processing, more specifically, be related to a kind of electronic insurance policy generation method and Device.
Background technology
In recent years, with the continuous development of internet, online transaction is also subject to the receiving and accreditation of more and more users.Mutually Networking insurance also becomes one kind in online transaction type in recent years.
Internet is insured when transaction is reached, and the insurance side of selling needs to provide electronic insurance policy for client, and insurance server exists Need to call sealing system to do signature authentication when generating electronic insurance policy.At present, the method that electronic insurance policy does signature authentication is After insurance server insures the complete electronic insurance policy of information generation according to user, electronic insurance policy is sent to label using network transmission Chapter system does signature authentication, beams back insurance server after electronic insurance policy finishes signature authentication, then via network, and be ultimately delivered To client.
But a complete electronic insurance policy, generally include containing user insure the body part of information, insurance clause and Other guide, whole electronic insurance policy file can up to page tens, and file is very big, this results in go to call by whole electronic insurance policy and signs The document transmission process that chapter system does signature authentication is very slow, and sealing system does whole electronic insurance policy the time of signature authentication Can be very long, the formation speed of electronic insurance policy is thus greatly reduced, influences user experience.
The content of the invention
In view of this, the present invention provides the generation method and device of a kind of electronic insurance policy, solved electric in the prior art The problem of sub- declaration form generation duration, user experience is bad.
A kind of generation method of electronic insurance policy, including:
Reception is insured information;
The first information in the information of insuring generates the first file;
Sealing system is called to do signature authentication for first file;
The second information in the information of insuring determines the target protocol in preconfigured scheme base, the target Scheme includes having done signature authentication and is stored in local scheme clause;
The first file for doing signature authentication is merged into generation electronic insurance policy with the target protocol according to preset rules.
Optionally, further include:
It is pre-configured with scheme base, each scheme in the scheme base includes at least a clause, each described side Case is to have been subjected to the scheme of signature authentication.
Optionally, the calling sealing system does signature authentication for first file, including:
First file is sent to sealing system and does signature authentication;
Receive the first file for having completed signature authentication that the sealing system is sent.
Optionally, the first information includes insurer's information and by insurer's information, information of insuring described in the basis In the first information generate the first file, including:
According to insurer's information and the text file that the first form is generated by insurer's information;
The text file of first form is converted to the text file of the second form.
Optionally, the scheme clause in the preconfigured scheme base is the scheme clause of the second form.
Optionally, second information includes product type and scheme type, and in information of insuring described in the basis Two information determine to be pre-configured with the target protocol in scheme base, including:
Product type and scheme type in the information of insuring determine to be pre-configured with target protocol in scheme base.
Optionally, it is described that the first file for doing signature authentication is merged into generation with the target protocol according to preset rules Electronic insurance policy, further includes:
New departure clause information is obtained, new departure clause information is pre-configured with any in scheme base different from described in One scheme clause;
By new departure clause information configuration into the scheme base.
A kind of generating means of electronic insurance policy, including:
Information receiving module, for receiving information of insuring;
File generating module, the first file is generated for the first information in information of insuring according to;
Signature verification module, for calling sealing system to do signature authentication for first file;
Scheme determining module, determines in preconfigured scheme base for the second information in information of insuring according to Target protocol, the target protocol include having done signature authentication and are stored in local scheme clause;
Declaration form generation module, for the first file for doing signature authentication to be closed with the target protocol according to preset rules And generate electronic insurance policy.
A kind of computer-readable recording medium, is stored thereon with computer program, which realizes when being executed by processor The generation method of electronic insurance policy described in any of the above-described kind.
A kind of electronic equipment, including:
Processor;And
Memory, for storing the executable instruction of the processor;
Wherein, the processor is configured to perform the electronics described in any of the above-described via the executable instruction is performed The generation method of declaration form.
The embodiment of the invention discloses the generation method and device of a kind of electronic insurance policy, receives information of insuring first, according to The first information in information of insuring generates the first file, calls sealing system to do signature authentication for first file, further according to The second information in information of insuring determines the target protocol in preconfigured scheme base, which includes having done signature Certification is simultaneously stored in local scheme clause, finally will merge generation electronics with target protocol by the first file of signature authentication Declaration form.The generation method and device of the electronic insurance policy, the more scheme provision content of length is pre-configured and finish Signature authentication is stored in local, the information that need to only be insured when generating electronic insurance policy according to user generation body part, and only to length Few body part does signature authentication, so as to greatly improve the speed of signature authentication, and then improves the generation of electronic insurance policy Efficiency, saves time cost and network bandwidth cost.
Brief description of the drawings
In order to illustrate more clearly about the embodiment of the present invention or technical scheme of the prior art, below will be to embodiment or existing There is attached drawing needed in technology description to be briefly described, it should be apparent that, drawings in the following description are only this The embodiment of invention, for those of ordinary skill in the art, without creative efforts, can also basis The attached drawing of offer obtains other attached drawings.
Fig. 1 is the generation method flow chart of the first electronic insurance policy disclosed by the embodiments of the present invention;
Fig. 2 is the flow chart of first file of generation disclosed by the embodiments of the present invention;
Fig. 3 is the generation method flow chart of second of electronic insurance policy disclosed by the embodiments of the present invention;
Fig. 4 is the flow chart of the first file signature certification disclosed by the embodiments of the present invention;
Fig. 5 is the structure diagram of the generating means of the first electronic insurance policy disclosed by the embodiments of the present invention;
Fig. 6 is the structure diagram of file generating module disclosed by the embodiments of the present invention;
Fig. 7 is the structure diagram of the generating means of second of electronic insurance policy disclosed by the embodiments of the present invention;
Fig. 8 is the structure diagram of signature verification module disclosed by the embodiments of the present invention.
Embodiment
Below in conjunction with the attached drawing in the embodiment of the present invention, the technical solution in the embodiment of the present invention is carried out clear, complete Site preparation describes, it is clear that described embodiment is only part of the embodiment of the present invention, instead of all the embodiments.It is based on Embodiment in the present invention, those of ordinary skill in the art are obtained every other without making creative work Embodiment, belongs to the scope of protection of the invention.
Fig. 1 is the generation method flow chart of the first electronic insurance policy disclosed by the embodiments of the present invention, as shown in Figure 1, described Method can include:
Step 101:Reception is insured information.
The information of insuring is client by network inputs, the product information that includes but not limited to insure, insurer and by Insurer's information.Wherein, the product of insuring can include insurance type and products scheme.Under normal conditions, according to a production Product, is divided into several schemes, the clause that each scheme includes is also different by the difference of product protection amount premium.For example, the guarantor of scheme 1 Volume is 1,000,000, it can include tri- sub-clauses of A, B, C, and the protection amount of scheme 2 is 500,000, it can include two sub- bars of A, D Money.
Step 102:The first information in the information of insuring generates the first file.
Wherein, the first information can include insurer's information and by insurer's information.First file can be The non-provision content of electronic insurance policy, i.e. body matter.It is both by the terms section of electronic insurance policy and non-bar in the embodiment of the present invention Money part is separately handled, and the fixation terms section in some products scheme is anticipated, and is directly adjusted when generating electronic insurance policy With so as to reduce the generated time of electronic insurance policy.
In a schematical example, the detailed process of step 102 may refer to Fig. 2, and Fig. 2 is public for the embodiment of the present invention The flow chart for the first file of generation opened, as shown in Fig. 2, can include:
Step 201:According to insurer's information and the text file that the first form is generated by insurer's information.
Wherein, first form can be editable text form, convenient in generation text text such as word, txt file During part, according to the information of insuring of client, inputted according to the form of electronic insurance policy body matter into edlin.
Step 202:The text file of first form is converted to the text file of the second form.
Second form is not editable text formatting, can be, but not limited to include PDF format.To prevent other people Member changes declaration form content without authorization.
After step 102,103 are entered step.
Step 103:Sealing system is called to do signature authentication for first file.
After generating first file, insurance system calls corresponding sealing system, does signature for first file and recognizes Card.Since the first file only includes the non-terms section content of electronic insurance policy, file size is smaller, in this way, the first text Part is still done in the speed of signature authentication no matter in network transfer speeds, all can be very fast.
Step 104:The second information in the information of insuring determines the target protocol in preconfigured scheme base.
Wherein, the target protocol includes having done signature authentication and is stored in local scheme clause.
Second information can be products scheme information, and the products scheme information can include product type and scheme Type.The second information in information of then insuring described in the basis determines to be pre-configured with the target protocol in scheme base, including:Root Determine to be pre-configured with target protocol in scheme base according to the product type in the information of insuring and scheme type.In this way, system root Insure the product type and scheme type that user selects in information, found in the scheme base being locally stored and client according to client The corresponding target protocol of products scheme of selection, the target protocol can include at least one insurance clause.The scheme base In each scheme be the scheme of signature authentication done, in this way, when system needs, can directly invoke, without Need the terms section signature authentication for calling sealing system to be electronic insurance policy.
Step 105:The first file for doing signature authentication is merged into generation electricity with the target protocol according to preset rules Sub- declaration form.
Signature authentication is carried out in first file, and definite target protocol is found in the local scheme base Afterwards, first file for doing signature authentication and the target protocol are merged into a complete electronics according to preset rules to protect It is single.Wherein, the preset rules can with but be not limited to include the putting in order of the first file and the target protocol, layout side Formula etc..
In the case where first file is the text file of the second form, the side in the preconfigured scheme base Case clause can be the scheme clause of the second form.Second form can be the form class that can be directly presented to client Type, in this way, the text file of the second form can directly merge with the scheme clause of the second form, generates complete electronics and protects It is single, and it is sent to client.
It should be noted that in the present embodiment, the execution of step 104 necessarily after step 102 and 103, if After step 101 receives information of insuring, you can perform step 104.What i.e. step 104 can be between step 101 and step 105 appoints The meaning moment performs.
In the present embodiment, the declaration form generation method is pre-configured by the more scheme terms section content of length And finish signature authentication and be stored in local, during electronic insurance policy is generated, it is only necessary to according to the information generation of insuring of user The body part of non-provision content, and body part only few to length does signature authentication, directly invokes and had done signature authentication Scheme clause merge processing, generate complete electronic insurance policy.The process greatly improves the speed of signature authentication, indirectly The formation efficiency of electronic insurance policy is improved, saves time cost and network bandwidth cost.
Fig. 3 be second of electronic insurance policy disclosed by the embodiments of the present invention generation method flow chart, shown in Figure 3, institute The method of stating can include:
Step 301:Allocation plan storehouse.
Wherein, each scheme in the scheme base includes at least a clause, each described scheme is to have been subjected to The scheme of signature authentication.
Pre-configured scheme base, subsequently when there is client to insure by internet, you can directly invoke, satisfaction uses need Ask.Each scheme in the scheme base, is all that system configuration is good, and calls label when every a insurance design is reached the standard grade Chapter system carries out signature authentication, these schemes only need to do once signed certification when reaching the standard grade, and are then stored in scheme base, after Continuous not do any processing again, when use, can directly invoke.
Step 302:Reception is insured information.
Step 303:The first information in the information of insuring generates the first file.
First file can be the non-terms section content of electronic insurance policy, such as body matter.
Step 304:Sealing system is called to do signature authentication for first file.
Step 305:The second information in the information of insuring determines the target protocol in preconfigured scheme base.
Wherein, the target protocol includes having done signature authentication and is stored in local scheme clause.
Step 306:The first file for doing signature authentication is merged into generation electricity with the target protocol according to preset rules Sub- declaration form.
In the present embodiment, the generation method of the electronic insurance policy, pre-configured scheme base, the scheme base includes often The scheme clause of a insurance products, and these scheme clauses have been subjected to signature authentication and are stored in local, subsequently have client to pass through When internet is insured, it can directly invoke, without doing signature authentication again, so that the formation speed of whole electronic insurance policy obtains significantly Lifting.
Fig. 4 is the flow chart of the first file signature certification disclosed by the embodiments of the present invention, as shown in figure 4, calling stamped signature system Unite and the process of signature authentication is done for first file can include:
Step 401:First file is sent to sealing system and does signature authentication.
Since first file is only the body part of electronic insurance policy, file is smaller, therefore first file is sent to Sealing system, it is not necessary to which very big bandwidth, is sent to the sealing system compared to whole electronic insurance policy before and does signature authentication, passes Defeated speed substantially accelerates.
Step 402:Receive the first file for having completed signature authentication that the sealing system is sent.
Since first file is smaller, the sealing system for its signature authentication time also quickly.The stamped signature system Unite as after the first file signature certification, then insurance system is sent back to by network transmission.
In other examples, the generation method of the electronic insurance policy can also include:New departure clause information is obtained, By new departure clause information configuration to the step in the scheme base.Wherein, new departure clause information is different from institute State any one the scheme clause being pre-configured with scheme base.In this way, ensure client in any product and scheme of selection, side There is corresponding scheme clause to be called for system in case storehouse, and complete electronic insurance policy is generated with the first Piece file mergence.
Fig. 5 is the structure diagram of the generating means of the first electronic insurance policy disclosed by the embodiments of the present invention, referring to Fig. 5 institutes Show, the generating means 50 of the electronic insurance policy can include:
Information receiving module 501, for receiving information of insuring.
The information of insuring is client by network inputs, the product information that includes but not limited to insure, insurer and by Insurer's information.Wherein, the product of insuring can include insurance type and products scheme.Under normal conditions, according to a production Product, is divided into several schemes, the clause that each scheme includes is also different by the difference of product protection amount premium.For example, the guarantor of scheme 1 Volume is 1,000,000, it can include tri- sub-clauses of A, B, C, and the protection amount of scheme 2 is 500,000, it can include two sub- bars of A, D Money.
File generating module 502, the first file is generated for the first information in information of insuring according to.
Wherein, the first information can include insurer's information and by insurer's information.First file can be The non-provision content of electronic insurance policy, i.e. body matter.It is both by the terms section of electronic insurance policy and non-bar in the embodiment of the present invention Money part is separately handled, and the fixation terms section in some products scheme is anticipated, and is directly adjusted when generating electronic insurance policy With so as to reduce the generated time of electronic insurance policy.
In a schematical example, the concrete structure of the file generating module 502 may refer to Fig. 6, and Fig. 6 is this The structure diagram of file generating module disclosed in inventive embodiments, as shown in fig. 6, the file generating module 502 can wrap Include:
File generated submodule 601, for according to insurer's information and it is described by insurer's information generate the first lattice The text file of formula.
Wherein, first form can be editable text form, convenient in generation text text such as word, txt file During part, according to the information of insuring of client, inputted according to the form of electronic insurance policy body matter into edlin.
Format converting module 602, for the text file of first form to be converted to the text file of the second form.
Second form is not editable text formatting, can be, but not limited to include PDF format.To prevent other people Member changes declaration form content without authorization.
Signature verification module 503, for calling sealing system to do signature authentication for first file.
After generating first file, insurance system calls corresponding sealing system, does signature for first file and recognizes Card.Since the first file only includes the non-terms section content of electronic insurance policy, file size is smaller, in this way, the first text Part is still done in the speed of signature authentication no matter in network transfer speeds, all can be very fast.
Scheme determining module 504, preconfigured scheme base is determined for the second information in information of insuring according to In target protocol.
Wherein, the target protocol includes having done signature authentication and is stored in local scheme clause.
Second information can be products scheme information, and the products scheme information can include product type and scheme Type.The second information in information of then insuring described in the basis determines to be pre-configured with the target protocol in scheme base, including:Root Determine to be pre-configured with target protocol in scheme base according to the product type in the information of insuring and scheme type.In this way, system root Insure the product type and products scheme that user selects in information, found in the scheme base being locally stored and client according to client The corresponding target protocol of products scheme of selection.The target protocol can include at least one insurance clause.The scheme base In each scheme be the scheme of signature authentication done, in this way, when system needs, can directly invoke, without Need the terms section signature authentication for calling sealing system to be electronic insurance policy.
Declaration form generation module 505, for the first file of signature authentication will to be made with the target protocol according to default rule Then merge generation electronic insurance policy.
Signature authentication is carried out in first file, and definite target protocol is found in the local scheme base Afterwards, first file for doing signature authentication and the target protocol are merged into a complete electronics according to preset rules to protect It is single.Wherein, the preset rules can with but be not limited to include the putting in order of the first file and the target protocol, layout side Formula etc..
In the case where first file is the text file of the second form, the side in the preconfigured scheme base Case clause can be the scheme clause of the second form.Second form can be the form class that can be directly presented to client Type, in this way, the text file of the second form can directly merge with the scheme clause of the second form, generates complete electronics and protects It is single, and it is sent to client.
In the present embodiment, the declaration form generating means are pre-configured by the more scheme terms section content of length And finish signature authentication and be stored in local, during electronic insurance policy is generated, it is only necessary to according to the information generation of insuring of user The body part of non-provision content, and body part only few to length does signature authentication, directly invokes and had done signature authentication Scheme clause merge processing, generate complete electronic insurance policy.The process greatly improves the speed of signature authentication, indirectly The formation efficiency of electronic insurance policy is improved, saves time cost and network bandwidth cost.
Fig. 7 is the structure diagram of the generating means of second of electronic insurance policy disclosed by the embodiments of the present invention, such as Fig. 7 institutes Show, the generating means 70 of the electronic insurance policy can include:
Configuration module 701, for being pre-configured with scheme base.
Each scheme in the scheme base includes at least a clause, each described scheme is recognized to have been subjected to signature The scheme of card.
Pre-configured scheme base, subsequently when there is client to insure by internet, you can directly invoke, satisfaction uses need Ask.Each scheme in the scheme base, is all that system configuration is good, and calls label when every a insurance design is reached the standard grade Chapter system carries out signature authentication, these schemes only need to do once signed certification when reaching the standard grade, and are then stored in scheme base, after Continuous not do any processing again, when use, can directly invoke.
Information receiving module 501, for receiving information of insuring.
File generating module 502, the first file is generated for the first information in information of insuring according to.
First file can be the non-terms section content of electronic insurance policy, such as body matter.
Signature verification module 503, for calling sealing system to do signature authentication for first file.
Scheme determining module 504, preconfigured scheme base is determined for the second information in information of insuring according to In target protocol.
The target protocol includes having done signature authentication and is stored in local scheme clause.
Declaration form generation module 505, for the first file of signature authentication will to be made with the target protocol according to default rule Then merge generation electronic insurance policy.
In the present embodiment, the generating means of the electronic insurance policy, pre-configured scheme base, the scheme base includes often The scheme clause of a insurance products, and these scheme clauses have been subjected to signature authentication and are stored in local, subsequently have client to pass through When internet is insured, it can directly invoke, without doing signature authentication again, so that the formation speed of whole electronic insurance policy obtains significantly Lifting.
In above-described embodiment, a schematic structure of the signature verification module 503 may refer to Fig. 8, and Fig. 8 is this hair The structure diagram of signature verification module disclosed in bright embodiment, such as schemes, shown in 8, the signature verification module 503 can wrap Include:
File sending module 801, signature authentication is done for first file to be sent to sealing system.
Since first file is only the body part of electronic insurance policy, file is smaller, therefore first file is sent to Sealing system, it is not necessary to which very big bandwidth, is sent to the sealing system compared to whole electronic insurance policy before and does signature authentication, passes Defeated speed substantially accelerates.
File reception module 802, the first file for having completed signature authentication sent for receiving the sealing system.
Since first file is smaller, the sealing system for its signature authentication time also quickly.The stamped signature system Unite as after the first file signature certification, then insurance system is sent back to by network transmission.
In other examples, the generating means of the electronic insurance policy can also include:Scheme base update module, is used for New departure clause information is obtained, by new departure clause information configuration into the scheme base.Wherein, new departure clause Information is different from described any one scheme clause being pre-configured with scheme base.In this way, ensure any production of the client in selection When product and scheme, there is corresponding scheme clause to be called for system in scheme base, and it is complete with the generation of the first Piece file mergence Electronic insurance policy.
Any one described electronic insurance policy generating means in above-described embodiment include processor and memory, above-mentioned reality Apply information receiving module in example, file generating module, signature verification module, scheme determining module, declaration form generation module etc. As program module storage in memory, the above procedure module being stored in the memory is performed to realize by processor Corresponding function.
Kernel is included in processor, is gone in memory to transfer corresponding program module by kernel.Kernel can set one Or it is multiple, by adjusting kernel parameter come realize electronic insurance policy generate.
Memory may include computer-readable medium in volatile memory, random access memory (RAM) and/ Or the form such as Nonvolatile memory, such as read-only storage (ROM) or flash memory (flash RAM), memory includes at least one deposit Store up chip.
An embodiment of the present invention provides a kind of storage medium, program is stored thereon with, it is real when which is executed by processor Electronic insurance policy generation method described in existing above-described embodiment.
An embodiment of the present invention provides a kind of processor, the processor is used for operation program, wherein, described program operation Electronic insurance policy generation method described in Shi Zhihang above-described embodiments.
Further, a kind of electronic equipment, including processor and memory are present embodiments provided.Wherein memory is used for The executable instruction of the processor is stored, the processor is configured to perform above-mentioned reality via the executable instruction is performed Apply the electronic insurance policy generation method described in example.
It should be noted that each embodiment in this specification is described by the way of progressive, each embodiment weight Point explanation is all difference with other embodiment, between each embodiment identical similar part mutually referring to.
The foregoing description of the disclosed embodiments, enables professional and technical personnel in the field to realize or use the present invention. A variety of modifications to these embodiments will be apparent for those skilled in the art, as defined herein General Principle can be realized in other embodiments without departing from the spirit or scope of the present invention.Therefore, it is of the invention The embodiments shown herein is not intended to be limited to, and is to fit to and the principles and novel features disclosed herein phase one The most wide scope caused.

Claims (10)

  1. A kind of 1. generation method of electronic insurance policy, it is characterised in that including:
    Reception is insured information;
    The first information in the information of insuring generates the first file;
    Sealing system is called to do signature authentication for first file;
    The second information in the information of insuring determines the target protocol in preconfigured scheme base, the target protocol Including having done signature authentication and being stored in local scheme clause;
    The first file for doing signature authentication is merged into generation electronic insurance policy with the target protocol according to preset rules.
  2. 2. declaration form generation method according to claim 1, it is characterised in that further include:
    It is pre-configured with scheme base, each scheme in the scheme base includes at least a clause, each described scheme is Have been subjected to the scheme of signature authentication.
  3. 3. the generation method of electronic insurance policy according to claim 1, it is characterised in that the calling sealing system is described First file does signature authentication, including:
    First file is sent to sealing system and does signature authentication;
    Receive the first file for having completed signature authentication that the sealing system is sent.
  4. 4. declaration form generation method according to claim 1, it is characterised in that the first information include insurer's information and By insurer's information, the first information in information of insuring described in the basis generates the first file, including:
    According to insurer's information and the text file that the first form is generated by insurer's information;
    The text file of first form is converted to the text file of the second form.
  5. 5. declaration form generation method according to claim 4, it is characterised in that the scheme in the preconfigured scheme base Clause is the scheme clause of the second form.
  6. 6. declaration form generation method according to claim 1, it is characterised in that second information includes product type and side Case type, the second information in information of insuring described in the basis determine to be pre-configured with the target protocol in scheme base, including:
    Product type and scheme type in the information of insuring determine to be pre-configured with target protocol in scheme base.
  7. 7. declaration form generation method according to claim 1, it is characterised in that first file that signature authentication will be done Merge generation electronic insurance policy according to preset rules with the target protocol, further include:
    New departure clause information is obtained, new departure clause information is different from any one being pre-configured with scheme base Scheme clause;
    By new departure clause information configuration into the scheme base.
  8. A kind of 8. generating means of electronic insurance policy, it is characterised in that including:
    Information receiving module, for receiving information of insuring;
    File generating module, the first file is generated for the first information in information of insuring according to;
    Signature verification module, for calling sealing system to do signature authentication for first file;
    Scheme determining module, the target in preconfigured scheme base is determined for the second information in information of insuring according to Scheme, the target protocol include having done signature authentication and are stored in local scheme clause;
    Declaration form generation module, for the first file for doing signature authentication to be merged life according to preset rules with the target protocol Into electronic insurance policy.
  9. 9. a kind of computer-readable recording medium, is stored thereon with computer program, it is characterised in that the program is held by processor The generation method of claim 1~7 any one of them electronic insurance policy is realized during row.
  10. 10. a kind of electronic equipment, it is characterised in that including:
    Processor;And
    Memory, for storing the executable instruction of the processor;
    Wherein, the processor is configured to carry out perform claim 1~7 any one of them of requirement via the execution executable instruction The generation method of electronic insurance policy.
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