CN108416682A - Electronic insurance policy sending method and terminal device - Google Patents
Electronic insurance policy sending method and terminal device Download PDFInfo
- Publication number
- CN108416682A CN108416682A CN201711396311.4A CN201711396311A CN108416682A CN 108416682 A CN108416682 A CN 108416682A CN 201711396311 A CN201711396311 A CN 201711396311A CN 108416682 A CN108416682 A CN 108416682A
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- China
- Prior art keywords
- declaration form
- insurance
- acquisition
- pending
- policy
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
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Classifications
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/08—Insurance
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06F—ELECTRIC DIGITAL DATA PROCESSING
- G06F21/00—Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
- G06F21/60—Protecting data
- G06F21/602—Providing cryptographic facilities or services
Abstract
The present invention is suitable for field of computer technology, provides a kind of electronic insurance policy sending method and terminal device.This method includes：Pending declaration form is obtained according to preset maximum electronic insurance policy production quantity；It determines delivery method, first time filtering is carried out to the pending declaration form of acquisition according to determining delivery method；Definite policy generates state, and generating state according to determining declaration form to pending declaration form filtered for the first time filter for the second time；Policy information is obtained, the policy information of acquisition is sent to print platform and is converted into electronics insurance application；Crypted password is determined according to the policy information of acquisition, and the electronics insurance application of generation is encrypted according to determining Crypted password；It is determined according to the policy information of acquisition and sends address, encrypted electronics insurance application is sent according to determining transmission address, existing insurance company can be solved and use papery declaration form, waste company cost, once client loses simultaneously, the problem of unnecessary trouble can be attracted when being in danger.
Description
Technical field
The invention belongs to field of computer technology more particularly to a kind of electronic insurance policy sending method and terminal devices.
Background technology
With the continuous improvement of people's living standards, people more fill oneself quality of the life and safe and healthy problem
Weight, more and more people start purchase insurance, and insurance has become a part indispensable in people's life.
Insurance policy (abbreviation declaration form) is the formal written document that insurance company concludes insurance contract with insurer.Current big portion
Point insurance company uses papery declaration form, not only wastes company cost, once while client lose, can be attracted when being in danger unnecessary
Trouble.
Invention content
A kind of electronic insurance policy sending method of offer of the embodiment of the present invention and terminal device are used with solving existing insurance company
Papery declaration form, waste company cost, once while client lose, the problem of unnecessary trouble can be attracted when being in danger.
The first aspect of the embodiment of the present invention provides a kind of electronic insurance policy sending method, including：
Pending declaration form is obtained according to preset maximum electronic insurance policy production quantity；
Determine the delivery method of the pending declaration form obtained；
First time filtering is carried out to the pending declaration form of acquisition according to determining delivery method；
Determine that the declaration form of filtered pending declaration form for the first time generates state；
State is generated according to determining declaration form, and second of filtering is carried out to pending declaration form filtered for the first time；
Obtain the policy information of second of filtered pending declaration form；
The policy information of acquisition is sent to print platform and is converted into electronics insurance application；
Determine Crypted password according to the policy information of acquisition, according to determining Crypted password to the electronics insurance application of generation into
Row encryption；
It is determined according to the policy information of acquisition and sends address, sending encrypted electronics according to determining transmission address insures
It is single.
Optionally, the delivery method of the determining pending declaration form obtained includes：
According to the correspondence of the declaration form and client that prestore, the corresponding target customer of pending declaration form obtained is determined；
Search whether the record of accepting insurance of storage target customer；
If searching the record of accepting insurance of storage target customer, the pending guarantor obtained is determined according to the record of accepting insurance found
Single delivery method；
If searching the record of accepting insurance without storage target customer, it is determined that the affiliated area of target customer obtains target visitor
The record of accepting insurance of the client of family affiliated area determines the delivery method of the pending declaration form obtained according to the record of accepting insurance of acquisition.
Optionally, the delivery method includes that electron delivery and papery are delivered；
Filtering includes for the first time for the pending declaration form progress according to determining delivery method to acquisition：
It is the declaration form that papery is delivered to delete delivery method in the pending declaration form obtained.
Optionally, the declaration form generates state including having generated declaration form and not generated declaration form；
It is described that state is generated to second of bag filter of pending declaration form progress filtered for the first time according to determining declaration form
It includes：
It is to have generated the declaration form of declaration form to delete declaration form generation state in filtered pending declaration form for the first time.
Optionally, the policy information includes insurance kind information, target information, personal information, payment information and contributing information；
After the policy information for obtaining second of filtered pending declaration form, further include：
The insurance kind information of acquisition, target information, personal information, payment information and contributing information are assembled into xml formats
File；
It is described the policy information of acquisition be sent to print platform be converted into electronics insurance application include：
The file of the extensible markup language being assembled into (extensible markup language, xml) format is sent out
It send to print platform, so that the file for the xml formats being assembled into is converted into byte stream files by the print platform, obtains electronics
Insurance application.
Optionally, Crypted password is determined according to the policy information of acquisition, according to determining Crypted password to the electronics of generation
Insurance application be encrypted including：
Whether the certificate for auditing policy information people from China National Investment ＆ Guaranty Corp. and warrantee that obtain is identity card；
If the certificate for auditing the policy information China National Investment ＆ Guaranty Corp. people or warrantee that obtain is identity card, the declaration form letter of acquisition is intercepted
The identification card number of the first predetermined position of the identity card of people from China National Investment ＆ Guaranty Corp. or warrantee is ceased as Crypted password, is added according to determining
The electronics insurance application of generation is encrypted in password；
If the certificate for auditing the policy information China National Investment ＆ Guaranty Corp. people and warrantee that obtain is identity card, the declaration form of acquisition is intercepted
The identification card number of second predetermined position of the identity card of information people from China National Investment ＆ Guaranty Corp. or warrantee is as Crypted password, according to determining
The electronics insurance application of generation is encrypted in Crypted password；
If the certificate for auditing the policy information China National Investment ＆ Guaranty Corp. people and warrantee that obtain is non-identity card certificate, by acquisition
The non-identity card certificate of policy information people from China National Investment ＆ Guaranty Corp. or warrantee are as Crypted password, according to determining Crypted password to generation
Electronics insurance application is encrypted.
Optionally, Crypted password is determined according to the policy information of acquisition described, according to determining Crypted password to generating
Electronics insurance application be encrypted after, further include：
Compression processing is carried out to encrypted electronics insurance application using ZIP4J compress modes；
Described determined according to the policy information of acquisition sends address, and encrypted electronics is sent according to determining transmission address
Insurance application includes：
It is determined according to the policy information of acquisition and sends address, the electronics after address sends compression processing is sent according to determining
Insurance application.
The second aspect of the embodiment of the present invention provides a kind of electronic insurance policy transmission terminal device, including memory, processing
Device and it is stored in the computer program that can be run in the memory and on the processor, described in the processor executes
Following steps are realized when computer program：
Pending declaration form is obtained according to preset maximum electronic insurance policy production quantity；
Determine the delivery method of the pending declaration form obtained；
First time filtering is carried out to the pending declaration form of acquisition according to determining delivery method；
Determine that the declaration form of filtered pending declaration form for the first time generates state；
State is generated according to determining declaration form, and second of filtering is carried out to pending declaration form filtered for the first time；
Obtain the policy information of second of filtered pending declaration form；
The policy information of acquisition is sent to print platform and is converted into electronics insurance application；
Determine Crypted password according to the policy information of acquisition, according to determining Crypted password to the electronics insurance application of generation into
Row encryption；
It is determined according to the policy information of acquisition and sends address, sending encrypted electronics according to determining transmission address insures
It is single.
Optionally, the delivery method of the determining pending declaration form obtained includes：
According to the correspondence of the declaration form and client that prestore, the corresponding target customer of pending declaration form obtained is determined；
Search whether the record of accepting insurance of storage target customer；
If searching the record of accepting insurance of storage target customer, the pending guarantor obtained is determined according to the record of accepting insurance found
Single delivery method；
If searching the record of accepting insurance without storage target customer, it is determined that the affiliated area of target customer obtains target visitor
The record of accepting insurance of the client of family affiliated area determines the delivery method of the pending declaration form obtained according to the record of accepting insurance of acquisition.
The third aspect of the embodiment of the present invention provides a kind of computer readable storage medium, the computer-readable storage
Media storage has computer program, is realized such as above-mentioned electronic insurance policy sending method when the computer program is executed by processor
Step.
Existing advantageous effect is the embodiment of the present invention compared with prior art：The embodiment of the present invention is according to preset maximum
Electronic insurance policy production quantity obtains pending declaration form, delivery method is determined, according to determining delivery method to the pending guarantor of acquisition
Single to carry out first time filtering, definite policy generates state, and generate state according to determining declaration form waits locating to filtered for the first time
Reason declaration form carries out second and filters, and obtains policy information, and the policy information of acquisition, which is sent to print platform, is converted into electronics throwing
Declaration form determines Crypted password according to the policy information of acquisition, is carried out to the electronics insurance application of generation according to determining Crypted password
Encryption finally determines according to the policy information of acquisition and sends address, and sending encrypted electronics according to determining transmission address throws
Declaration form.Since the present invention generates electronics insurance application, the electronics insurance application of generation is sent to client, solves existing insurance company
Using papery declaration form, waste company cost, once while client lose, the problem of unnecessary trouble can be attracted when being in danger, and
The present invention sends electronics insurance application in such a way that encryption is sent, and avoid the occurrence of that the declaration form in declaration form transmission process is stolen asks
Topic, while artificial participation is reduced, human cost is reduced, practical application is suitble to.
Description of the drawings
It to describe the technical solutions in the embodiments of the present invention more clearly, below will be to embodiment or description of the prior art
Needed in attached drawing be briefly described, it should be apparent that, the accompanying drawings in the following description be only the present invention some
Embodiment for those of ordinary skill in the art without having to pay creative labor, can also be according to these
Attached drawing obtains other attached drawings.
Fig. 1 is a kind of schematic flow diagram of electronic insurance policy sending method provided in an embodiment of the present invention；
Fig. 2 is a kind of schematic flow diagram for electronic insurance policy sending method that another embodiment of the present invention provides；
Fig. 3 is a kind of schematic flow diagram for electronic insurance policy sending method that yet another embodiment of the invention provides；
Fig. 4 is a kind of schematic flow diagram for electronic insurance policy sending method that further embodiment of this invention provides；
Fig. 5 is a kind of schematic flow diagram for electronic insurance policy sending method that further embodiment of this invention provides；
Fig. 6 is a kind of schematic flow diagram for electronic insurance policy sending method that further embodiment of this invention provides；
Fig. 7 is a kind of schematic flow diagram for electronic insurance policy sending method that further embodiment of this invention provides；
Fig. 8 is the schematic block diagram that a kind of electronic insurance policy provided in an embodiment of the present invention sends program；
Fig. 9 is the schematic block diagram that a kind of electronic insurance policy provided in an embodiment of the present invention sends terminal device.
Specific implementation mode
In being described below, for illustration and not for limitation, it is proposed that such as tool of particular system structure, technology etc
Body details, to understand thoroughly the embodiment of the present invention.However, it will be clear to one skilled in the art that there is no these specific
The present invention can also be realized in the other embodiments of details.In other situations, it omits to well-known system, device, electricity
The detailed description of road and method, in case unnecessary details interferes description of the invention.
In order to illustrate technical solutions according to the invention, illustrated below by specific embodiment.
It is a kind of schematic flow diagram of electronic insurance policy sending method provided in an embodiment of the present invention referring to Fig. 1, Fig. 1, at this
It in embodiment, is illustrated by taking the triggering of the angle of terminal as an example, here, terminal can be that smart mobile phone, tablet computer etc. are mobile
Terminal.As shown in Figure 1, in this embodiment, the processing procedure of terminal may comprise steps of：
S101：Pending declaration form is obtained according to preset maximum electronic insurance policy production quantity.
Here, maximum electronic insurance policy production quantity can be set according to actual needs, such as 100 declaration forms, 1000 declaration forms
Deng.Pending declaration form is that needs processing is provided to the declaration form of client.After being ensured by default maximum electronic insurance policy production quantity
Continuous processing is normally carried out, and is suitble to application.
Specifically, after obtaining pending declaration form according to preset maximum electronic insurance policy production quantity, one can also be generated
A prompt for whether adjusting declaration form, if receiving declaration form adjust instruction, according to the pending declaration form that instruction adjustment obtains, declaration form
Adjust instruction can carry the mark for needing the declaration form deleted, the mark etc. for needing the declaration form replaced.
S102：Determine the delivery method of the pending declaration form obtained.
Here it is possible to prestore declaration form and the correspondence of the means of payment, the pending of acquisition is determined according to the relationship
The corresponding means of payment of declaration form.
After the delivery method for determining the pending declaration form obtained, can also include：Show the delivery of pending declaration form
Mode classifies to the pending declaration form of acquisition according to the delivery method of pending declaration form, facilitates subsequent processing.
After the delivery method for determining the pending declaration form obtained, can also include：Means of payment modification instruction is received,
It is modified to the delivery method of determining pending declaration form according to the instruction, means of payment modification instruction can carry needs and repair
The mark of the declaration form changed and the modified means of payment.
S103：First time filtering is carried out to the pending declaration form of acquisition according to determining delivery method.
Specifically, the pending declaration form of acquisition is filtered according to determining delivery method, deletes the pending of acquisition
Undesirable declaration form in declaration form.After the completion of filtering first time, first time filter result can be preserved, and to first time mistake
Filter result is shown the prompt for whether adjusting declaration form generated, if receiving declaration form adjust instruction, according to the instruction to for the first time
Filtered pending declaration form is adjusted, and meets plurality of application scenes needs.
S104：Determine that the declaration form of filtered pending declaration form for the first time generates state.
Here it is possible to prestore the correspondence that declaration form generates state with declaration form, first time mistake is determined according to the relationship
The corresponding declaration form of pending declaration form after filter generates state.Shape is generated in the declaration form for determining filtered pending declaration form for the first time
After state, it can also show that the declaration form of filtered pending declaration form for the first time generates state, related personnel is facilitated to audit.
S105：State is generated according to determining declaration form, and second of filtering is carried out to pending declaration form filtered for the first time.
Specifically, state is generated according to the declaration form of above-mentioned determination to carry out filtered pending declaration form for the first time again
Filter, further deletes undesirable declaration form, ensures that subsequent processing is normally carried out, meet practical application needs.Carrying out the
After secondary filter, second of filter result can also be preserved, and show to second of filter result, whether generation adjusts
The prompt of declaration form is adjusted second of filtered pending declaration form according to the instruction if receiving declaration form adjust instruction.
S106：Obtain the policy information of second of filtered pending declaration form.
Here, pending declaration form can carry odd numbers of insuring, and according to insuring, odd numbers inquiry is filtered pending for the second time
(insurance kind information, target information, personal information, payment information, contributing information etc., insurance kind information can wrap the details of declaration form
Vehicle insurance, property insurance, life insurance etc. are included, target information may include the acceptance of the bid information of phase insurable, and personal information can wrap
Insurer's information, the warrantee's information etc. of phase insurable are included, when payment information may include the payment amount of phase insurable, payment
Between etc., contributing information may include the information with the special agreement of client.
Specifically, it after the policy information for obtaining second of filtered pending declaration form, can also show second
The policy information of filtered pending declaration form can be protected if related personnel has found information errors with the information of time update mistake
Demonstrate,prove the accuracy of subsequent processing.
S107：The policy information of acquisition is sent to print platform and is converted into electronics insurance application.
Here, if the policy information obtained includes multiple information, multiple information in policy information can be combined,
Information after combination is sent to print platform, the information of acquisition is converted into electronics insurance application by print platform.
It is converted into electronics insurance application the policy information of acquisition is sent to print platform, can also show the electricity being converted into
Sub- insurance application.But also information adjust instruction can be received, according to the policy information that instruction adjustment obtains, by the guarantor after adjustment
Single information is re-transmitted to print platform and is converted into new electronics insurance application.
S108：Crypted password is determined according to the policy information of acquisition, and the electronics of generation is thrown according to determining Crypted password
Declaration form is encrypted.
Specifically, before determining Crypted password according to the policy information of acquisition, can also include：Verify the declaration form obtained
Whether information people from China National Investment ＆ Guaranty Corp. be consistent with the information of warrantee (whether personnel's attribute, type of credential, passport NO. are identical), if phase
Together, insurer and warrantee are same persons, and otherwise, insurer and warrantee are not same persons.If insurer and protected
People is same person, and Crypted password is determined according to the information of insurer or warrantee.If insurer and warrantee are not same
Individual determines Crypted password according to the information of insurer and warrantee.
It can be set according to actual needs according to the mode that the electronics insurance application of generation is encrypted in determining Crypted password
It sets, after the completion of encryption, Crypted password and cipher mode can be preserved, facilitate subsequent query.
S109：It is determined according to the policy information of acquisition and sends address, encrypted electricity is sent according to determining transmission address
Sub- insurance application.
Here, it can be email address, QQ number, WeChat ID, telephone number etc. to send address, and encrypted electronics is insured
Single-shot is sent to the address of above-mentioned determination.A request can be increased when sending encrypted electronics insurance application to address above mentioned
Client returns to the instruction for determining information, if receiving the confirmation message of client's return by prefixed time interval, preserves encryption
Otherwise electronics insurance application afterwards states address and sends encrypted electronics insurance application again up, until receiving user's return
Confirmation message.
Specifically, the mode for encrypted electronics insurance application being sent according to determining transmission address includes：It will be encrypted
Electronics insurance application, the method for determination of Crypted password and cipher mode are sent to determining transmission address.
It is evidenced from the above discussion that the electronic insurance policy sending method of the embodiment of the present invention, insures since the present invention generates electronics
It is single, the electronics insurance application of generation is sent to client, existing insurance company is solved and uses papery declaration form, waste company cost,
Once client loses simultaneously, the problem of unnecessary trouble can be attracted when being in danger, and the present invention is sent out in such a way that encryption is sent
The sub- insurance application of power transmission avoids the occurrence of the problem of declaration form is stolen in declaration form transmission process, while reducing artificial participation, reduces people
Power cost is suitble to practical application.
Referring to Fig. 2, Fig. 2 is a kind of exemplary flow for electronic insurance policy sending method that another embodiment of the present invention provides
Figure.Embodiment corresponding with Fig. 1 difference lies in：The delivery method of the determining pending declaration form obtained may include
S202.Wherein S201 is identical as the S101 in a upper embodiment, S203~S209 and S103~S109 phases in a upper embodiment
Together, it referring specifically to the associated description of S101, S103 in above-described embodiment~S109, does not repeat herein.Specifically, S202 can be with
Including S2021~S2024：
S2021：According to the correspondence of the declaration form and client that prestore, the corresponding target visitor of the pending declaration form obtained is determined
Family.
S2022：Search whether the record of accepting insurance of storage target customer.
S2023：If searching the record of accepting insurance of storage target customer, determine that is obtained waits for according to the record of accepting insurance found
Handle the delivery method of declaration form.
S2024：If searching the record of accepting insurance without storage target customer, it is determined that the affiliated area of target customer obtains
The record of accepting insurance of the client of target customer's affiliated area determines the delivery of the pending declaration form obtained according to the record of accepting insurance of acquisition
Mode.
Here, prestore declaration form and the correspondence of client, and the corresponding mesh of pending declaration form obtained is determined according to the relationship
Client is marked, it is previous according to the delivery method of the determining pending declaration form obtained of record of accepting insurance of target customer, such as target customer
All it is that papery is delivered, it is that papery is delivered or target customer had been previously electron delivery to determine this delivery method also, determines this
Secondary delivery method, which is also electron delivery or target customer, had previously had papery delivery also to have electron delivery, it can be determined which kind of is handed over
The mode of paying use is more, sets this delivery method to use more delivery methods in the past.If target customer does not accept insurance
Record determines the affiliated area of target user, obtains the record of accepting insurance of the client of target customer's affiliated area, such as target user
Affiliated area is Beijing, and having electron delivery also in the record of accepting insurance of Beijing client has papery delivery, but electron delivery is more than paper
Matter is delivered, and it is electron delivery that this delivery method, which can be arranged,.
Specifically, in the delivery method for determining the pending declaration form obtained according to the record of accepting insurance of the target customer found
Later, can also include：Means of payment modification request is received, according to the delivery side for the pending declaration form that request modification obtains
Formula.Similarly, the friendship for determining the pending declaration form obtained is recorded in the accepting insurance for client of target customer's affiliated area according to acquisition
After the mode of paying, can also include：Means of payment modification request is received, according to the friendship for the pending declaration form that request modification obtains
The mode of paying.
Here according to the record of accepting insurance of other clients of the accept insurance record or client's affiliated area of client, acquisition is determined
The delivery method of pending declaration form meets client and pays custom, is suitble to application.
Referring to Fig. 3, Fig. 3 is a kind of exemplary flow for electronic insurance policy sending method that yet another embodiment of the invention provides
Figure.The delivery method includes that electron delivery and papery are delivered.Embodiment corresponding with Fig. 1 difference lies in：The basis is true
It may include S303 that fixed delivery method carries out filtering for the first time to the pending declaration form of acquisition.Wherein S301~S302 and upper one
S101~S102 in embodiment is identical, and S304~S309 is identical as S104~S109 in a upper embodiment, referring specifically to
The associated description of S101~S102, S104~S109, do not repeat herein in above-described embodiment.Specifically, S303 may include
S3031：
S3031：It is the declaration form that papery is delivered to delete delivery method in the pending declaration form obtained.
Here, papery, which is delivered, indicates to carry out subsequent processing using papery declaration form, Subsequent electronic payment flow is not walked, by deleting
Except delivery method is the declaration form of papery delivery in the pending declaration form of acquisition, avoid subsequently carrying out e-payment to papery declaration form,
Ensure that subsequent processing correctly carries out, improves treatment effeciency.Delivery method is delivered for papery in deleting the pending declaration form obtained
Declaration form after, can also show the declaration form of deletion, related personnel is facilitated to audit, can also generate whether to delete papery deliver
The pending declaration form obtained after declaration form is further adjusted, if receiving further adjust instruction, according to the instruction to deleting
Except the pending declaration form obtained after papery surrender the policy is further adjusted, until meeting actual needs.
Referring to Fig. 4, Fig. 4 is a kind of exemplary flow for electronic insurance policy sending method that yet another embodiment of the invention provides
Figure.The declaration form generates state including having generated declaration form and not generated declaration form.Embodiment corresponding with Fig. 1 difference lies in：Institute
It may include S405 to pending second of filtering of declaration form progress filtered for the first time to state and generate state according to determining declaration form.
Wherein S401~S404 is identical as S101~S104 in a upper embodiment, and the S406~S409 and S106 in a upper embodiment~
S109 is identical, referring specifically to the associated description of S101~S104, S106~S109 in above-described embodiment, does not repeat herein.Tool
Body, S405 may include S4051：
S4051：It is to have generated the declaration form of declaration form to delete declaration form generation state in filtered pending declaration form for the first time.
Here, it has generated declaration form expression and has generated electronic insurance policy, do not generated declaration form and indicate to generate electronic insurance policy not yet,
The declaration form for having generated electronic insurance policy is deleted, avoids subsequently repeatedly generating electronic insurance policy, waste of resource, is only protected to not generating electronics
Single declaration form carries out subsequent processing, shortens process cycle, improves processing speed.
It is after having generated the declaration form of declaration form, also that declaration form, which generates state, in deleting filtered pending declaration form for the first time
It can show the declaration form of deletion, and can also generate and whether filtered pending guarantor for the first time generated after declaration form to deletion
It is single to be further adjusted, if receiving further adjust instruction, deletion has been generated after declaration form for the first time according to the instruction
Filtered pending declaration form is further adjusted, until meeting actual needs.
Referring to Fig. 5, Fig. 5 is a kind of exemplary flow for electronic insurance policy sending method that further embodiment of this invention provides
Figure.The policy information includes insurance kind information, target information, personal information, payment information and contributing information.The present embodiment is above-mentioned
Difference lies in S507~S508 for embodiment, and wherein S501~S506 is identical as S101~S106 in a upper embodiment, S509
~S510 is identical as S108~S109 in a upper embodiment, referring specifically to S101~S106, S108 in above-described embodiment~
The associated description of S109, does not repeat herein.Electronic insurance policy sending method in the present embodiment can also include：
S507：The insurance kind information of acquisition, target information, personal information, payment information and contributing information are assembled into xml lattice
The file of formula.
S508：The file for the xml formats being assembled into is sent to print platform, so that the print platform will be assembled into
The file of xml formats is converted into byte stream files, obtains electronics insurance application.
Specifically, by the details of the declaration form of acquisition (insurance kind information, target information, personal information, payment information, spy
About information etc.) it is assembled into the file of xml formats, the file that print platform receives xml formats is changed into byte stream files, should
Byte stream is exactly electronics insurance application pdf file streams.Here the details of the declaration form of above-mentioned acquisition can also be assembled into other
The file of format, specific format are arranged according to actual needs, can show the file after assembling, can receive file adjustment and refer to
It enables, according to the file after instruction adjustment assembling, the file after assembling is sent to print platform and is converted into electronics insurance application.
Here it is sent to print platform by the way that the policy information of acquisition is carried out assembling and is converted into electronics insurance application, solve
Existing insurance company use papery declaration form, waste company cost, once while client lose, unnecessary trouble can be attracted when being in danger
The problem of, it is suitble to application.
Referring to Fig. 6, Fig. 6 is a kind of exemplary flow for electronic insurance policy sending method that further embodiment of this invention provides
Figure.Embodiment corresponding with Fig. 1 difference lies in：It is described that Crypted password is determined according to the policy information of acquisition, according to determining
It may include S608 that the electronics insurance application of generation, which is encrypted, in Crypted password.In wherein S601~S607 and a upper embodiment
S101~S107 is identical, and S609 is identical as the S109 in a upper embodiment, referring specifically to S101~S107 in above-described embodiment,
The associated description of S109, does not repeat herein.Specifically, S608 may include S6081：
S6081：Whether the certificate for auditing policy information people from China National Investment ＆ Guaranty Corp. and warrantee that obtain is identity card.
S6082：If the certificate for auditing the policy information China National Investment ＆ Guaranty Corp. people or warrantee that obtain is identity card, acquisition is intercepted
The identification card number of first predetermined position of the identity card of policy information people from China National Investment ＆ Guaranty Corp. or warrantee is as Crypted password, according to true
The electronics insurance application of generation is encrypted in fixed Crypted password.
Here, if the certificate for the policy information China National Investment ＆ Guaranty Corp. people that audit obtains is identity card, the policy information of acquisition is intercepted
The identification card number of first predetermined position of the identity card of people from China National Investment ＆ Guaranty Corp. is as Crypted password, according to determining Crypted password to life
At electronics insurance application be encrypted.
If the certificate for auditing warrantee in the policy information obtained is identity card, intercepts and protected in the policy information of acquisition
The identification card number of first predetermined position of the identity card of people is as Crypted password, according to determining Crypted password to the electricity of generation
Sub- insurance application is encrypted.
S6083：If the certificate for auditing the policy information China National Investment ＆ Guaranty Corp. people and warrantee that obtain is identity card, acquisition is intercepted
Policy information people from China National Investment ＆ Guaranty Corp. or warrantee identity card the second predetermined position identification card number as Crypted password, according to
The electronics insurance application of generation is encrypted in determining Crypted password.
Specifically, it if the certificate of policy information China National Investment ＆ Guaranty Corp. people and warrantee that audit obtains are identity card, can cut
The identification card number of the second predetermined position of policy information people from China National Investment ＆ Guaranty Corp. of acquisition and the identity card of any one people of warrantee is taken to make
For Crypted password, the electronics insurance application of generation is encrypted according to determining Crypted password.
S6084：It, will if the certificate for auditing the policy information China National Investment ＆ Guaranty Corp. people and warrantee that obtain is non-identity card certificate
Policy information people from China National Investment ＆ Guaranty Corp. of acquisition or the non-identity card certificate of warrantee are as Crypted password, according to determining Crypted password pair
The electronics insurance application of generation is encrypted.
It here, can if the certificate of policy information China National Investment ＆ Guaranty Corp. people and warrantee that audit obtains are non-identity card certificate
The non-identity card certificate of policy information people from China National Investment ＆ Guaranty Corp. and any one people of warrantee that are obtained using interception are as Crypted password, according to true
The electronics insurance application of generation is encrypted in fixed Crypted password.
Above-mentioned determining Crypted password is that the electronics insurance application generated in order to prevent is stolen during being sent to client,
It is sent using encrypted mode.The selection of Crypted password：If insurer and/or warrantee's type of credential are identity card, interception
The identification card number of predetermined position is used as Crypted password as 6 after Crypted password, such as interception；If insurer and warrantee
The non-identity card of type of credential, Crypted password are directly just using insurer/warrantee's certificate, such as insurer/warrantee's certificate
Coding 0011, then Crypted password be set to 0011, behind the electronic insurance policy of transmission is encrypted using above-mentioned Crypted password,
And the selection mode of password is issued into user together simultaneously.
Referring to Fig. 7, Fig. 7 is a kind of exemplary flow for electronic insurance policy sending method that further embodiment of this invention provides
Figure.Difference lies in S709~S710, wherein S701~S708 and the S101 in a upper embodiment for the present embodiment above-described embodiment
~S108 is identical, referring specifically to the associated description of S101~S108 in above-described embodiment, does not repeat herein.In the present embodiment
Electronic insurance policy sending method can also include：
S709：Compression processing is carried out to encrypted electronics insurance application using ZIP4J compress modes.
S710：It is determined according to the policy information of acquisition and sends address, after sending compression processing according to determining transmission address
Electronics insurance application.
Here, follow-up declaration form transmission speed is improved by carrying out compression processing to encrypted electronics insurance application, met real
Border application needs.
It should be understood that the size of the serial number of each step is not meant that the order of the execution order in above-described embodiment, each process
Execution sequence should be determined by its function and internal logic, the implementation process without coping with the embodiment of the present invention constitutes any limit
It is fixed.
Corresponding to the electronic insurance policy sending method described in foregoing embodiments, Fig. 8 shows electricity provided in an embodiment of the present invention
Sub- declaration form sends the running environment schematic diagram of program.For convenience of description, only the parts related to this embodiment are shown.
In the present embodiment, the electronic insurance policy sends program 800 and installs and run in terminal device 80.The terminal
Equipment 80 can be mobile terminal, palm PC, server etc..The terminal device 80 may include, but be not limited only to, memory
801, processor 802 and display 803.Fig. 8 illustrates only the terminal device 80 with component 801-803, it should be understood that
It is, it is not required that implement all components shown, the implementation that can be substituted is more or less component.
The memory 801 can be the internal storage unit of the terminal device 80 in some embodiments, such as should
The hard disk or memory of terminal device 80.The memory 801 can also be the terminal device 80 in further embodiments
The plug-in type hard disk being equipped on External memory equipment, such as the terminal device 80, intelligent memory card (Smart Media
Card, SMC), secure digital (Secure Digital, SD) card, flash card (Flash Card) etc..Further, described to deposit
Reservoir 801 can also both include the terminal device 80 internal storage unit and also including External memory equipment.The memory
801 for storing the application software and Various types of data for being installed on the terminal device 80, such as electronic insurance policy transmission program
800 program code etc..The memory 801 can be also used for temporarily storing the data that has exported or will export.
The processor 802 can be a central processing unit (Central Processing in some embodiments
Unit, CPU), microprocessor or other data processing chips, for run the program code stored in the memory 801 or
Data are handled, such as executes the electronic insurance policy and sends program 800 etc..
The display 803 can be that light-emitting diode display, liquid crystal display, touch control type LCD are shown in some embodiments
Device and Organic Light Emitting Diode (Organic Light-Emitting Diode, OLED) touch device etc..The display 803
For being shown in the information handled in the terminal device 80 and for showing visual user interface, such as application menu
Interface, application icon interface etc..The component 801-803 of the terminal device 80 is in communication with each other by system bus.
Referring to Fig. 9, being the functional block diagram that electronic insurance policy provided in an embodiment of the present invention sends program 800.In this reality
It applies in example, the electronic insurance policy, which sends program 800, can be divided into one or more modules, one or more of moulds
Block is stored in the memory 801, and is held by one or more processors (the present embodiment is by the processor 802)
Row, to complete the present invention.For example, in fig.9, the electronic insurance policy, which sends program 800, can be divided into declaration form acquisition list
Member 901, delivery method determination unit 902, first time filter element 903, declaration form generate status determining unit 904, second of mistake
Unit 905, policy information acquiring unit 906, electronics insurance application converting unit 907, declaration form encryption unit 908 and declaration form is filtered to send
Unit 909.The so-called unit of the present invention is the series of computation machine program instruction section for referring to complete specific function, more than program
It is suitable for describing implementation procedure of the electronic insurance policy transmission program 800 in the terminal device 80.Being described below will be specific
Introduce the function of the module 901-909.
Wherein, declaration form acquiring unit 901, for obtaining pending declaration form according to preset maximum electronic insurance policy production quantity.
Delivery method determination unit 902, the delivery method for determining the pending declaration form obtained.First time filter element 903, is used for
First time filtering is carried out to the pending declaration form of acquisition according to determining delivery method.Declaration form generates status determining unit 904, uses
In the declaration form generation state for determining filtered pending declaration form for the first time.Second of filter element 905, for according to determining
Declaration form generates state and carries out second of filtering to pending declaration form filtered for the first time.Policy information acquiring unit 906, is used for
Obtain the policy information of second of filtered pending declaration form.Electronics insurance application converting unit 907, the declaration form for that will obtain
Information is sent to print platform and is converted into electronics insurance application.Declaration form encryption unit 908, for being determined according to the policy information of acquisition
Crypted password is encrypted the electronics insurance application of generation according to determining Crypted password.Declaration form transmission unit 909 is used for root
It is determined according to the policy information of acquisition and sends address, encrypted electronics insurance application is sent according to determining transmission address.
Optionally, the delivery method determination unit 902 can be divided into the friendship of record search unit 9021, first of accepting insurance
Pay mode determination unit 9022 and the second delivery method determination unit 9023.
Wherein, it accepts insurance record search unit 9021, the record of accepting insurance for searching whether storage target customer.
First delivery method determination unit 9022, if the record of accepting insurance for searching storage target customer, according to lookup
To accept insurance record determine obtain pending declaration form delivery method.
Second delivery method determination unit 9023, if for searching the record of accepting insurance without storage target customer, it is determined that
The affiliated area of target customer obtains the record of accepting insurance of the client of target customer's affiliated area, true according to the record of accepting insurance of acquisition
Surely the delivery method of the pending declaration form obtained.
Optionally, the delivery method includes that electron delivery and papery are delivered.
The first time filter element 903 can be divided into the first deleting unit 9031.
Wherein, the first deleting unit 9031 is what papery was delivered for deleting delivery method in the pending declaration form obtained
Declaration form.
Optionally, the declaration form generates state including having generated declaration form and not generated declaration form.
Second of filter element 905 can be divided into the second deleting unit 9051.
Wherein, the second deleting unit 9051, it is to delete declaration form in filtered pending declaration form for the first time and generate state
Generate the declaration form of declaration form.
Optionally, the policy information includes insurance kind information, target information, personal information, payment information and contributing information.
The electronic insurance policy, which sends program 800, can also be divided into information module units 910.
Wherein, information module units 910, insurance kind information, target information for that will obtain, personal information, payment information
The file of xml formats is assembled into contributing information.
The electronics insurance application converting unit 907, the file of the xml formats for will be assembled into are sent to print platform,
So that the file for the xml formats being assembled into is converted into byte stream files by the print platform, electronics insurance application is obtained.
Optionally, declaration form encryption unit 908 can be divided into certificate audit unit 9081, the first declaration form encryption unit
9082, the second declaration form encryption unit 9083 and third declaration form encryption unit 9084.
Wherein, certificate audits unit 9081, and the certificate for auditing the policy information China National Investment ＆ Guaranty Corp. people and warrantee that obtain is
No is identity card.
First declaration form encryption unit 9082, if the certificate for auditing the policy information China National Investment ＆ Guaranty Corp. people or warrantee that obtain is
Identity card then intercepts the identification card number of the first predetermined position of policy information people from China National Investment ＆ Guaranty Corp. of acquisition or the identity card of warrantee
As Crypted password, the electronics insurance application of generation is encrypted according to determining Crypted password.
Second declaration form encryption unit 9083, if the certificate for auditing the policy information China National Investment ＆ Guaranty Corp. people and warrantee that obtain is equal
For identity card, then the identity card of the second predetermined position of policy information people from China National Investment ＆ Guaranty Corp. of acquisition or the identity card of warrantee is intercepted
Number be used as Crypted password, the electronics insurance application of generation is encrypted according to determining Crypted password.
Third declaration form encryption unit 9084, if the certificate for auditing the policy information China National Investment ＆ Guaranty Corp. people and warrantee that obtain is equal
For non-identity card certificate, then using the non-identity card certificate of the policy information China National Investment ＆ Guaranty Corp. people of acquisition or warrantee as Crypted password,
The electronics insurance application of generation is encrypted according to determining Crypted password.
Optionally, the electronic insurance policy, which sends program 800, can also be divided into compression processing unit 911.
Wherein, compression processing unit 911, for being pressed encrypted electronics insurance application using ZIP4J compress modes
Contracting is handled.
The declaration form transmission unit 909 sends address, according to determining transmission for being determined according to the policy information of acquisition
Address sends the electronics insurance application after compression processing.
It is apparent to those skilled in the art that for convenience of description and succinctly, only with above-mentioned each work(
Can unit, module division progress for example, in practical application, can be as needed and by above-mentioned function distribution by different
Functional unit, module are completed, i.e., the internal structure of described device are divided into different functional units or module, more than completion
The all or part of function of description.Each functional unit, module in embodiment can be integrated in a processing unit, also may be used
It, can also be above-mentioned integrated during two or more units are integrated in one unit to be that each unit physically exists alone
The form that hardware had both may be used in unit is realized, can also be realized in the form of SFU software functional unit.In addition, each function list
Member, the specific name of module are also only to facilitate mutually distinguish, the protection domain being not intended to limit this application.Above system
The specific work process of middle unit, module, can refer to corresponding processes in the foregoing method embodiment, and details are not described herein.
In the above-described embodiments, it all emphasizes particularly on different fields to the description of each embodiment, is not described in detail or remembers in some embodiment
The part of load may refer to the associated description of other embodiments.
Those of ordinary skill in the art may realize that lists described in conjunction with the examples disclosed in the embodiments of the present disclosure
Member and algorithm steps can be realized with the combination of electronic hardware or computer software and electronic hardware.These functions are actually
It is implemented in hardware or software, depends on the specific application and design constraint of technical solution.Professional technician
Each specific application can be used different methods to achieve the described function, but this realization is it is not considered that exceed
The scope of the present invention.
In embodiment provided by the present invention, it should be understood that disclosed device/terminal device and method, it can be with
It realizes by another way.For example, device described above/terminal device embodiment is only schematical, for example, institute
The division of module or unit is stated, only a kind of division of logic function, formula that in actual implementation, there may be another division manner, such as
Multiple units or component can be combined or can be integrated into another system, or some features can be ignored or not executed.Separately
A bit, shown or discussed mutual coupling or direct-coupling or communication connection can be by some interfaces, device
Or INDIRECT COUPLING or the communication connection of unit, can be electrical, machinery or other forms.
The unit illustrated as separating component may or may not be physically separated, aobvious as unit
The component shown may or may not be physical unit, you can be located at a place, or may be distributed over multiple
In network element.Some or all of unit therein can be selected according to the actual needs to realize the mesh of this embodiment scheme
's.
In addition, each functional unit in each embodiment of the present invention can be integrated in a processing unit, it can also
It is that each unit physically exists alone, it can also be during two or more units be integrated in one unit.Above-mentioned integrated list
The form that hardware had both may be used in member is realized, can also be realized in the form of SFU software functional unit.
If the integrated module/unit be realized in the form of SFU software functional unit and as independent product sale or
In use, can be stored in a computer read/write memory medium.Based on this understanding, the present invention realizes above-mentioned implementation
All or part of flow in example method, can also instruct relevant hardware to complete, the meter by computer program
Calculation machine program can be stored in a computer readable storage medium, the computer program when being executed by processor, it can be achieved that on
The step of stating each embodiment of the method.Wherein, the computer program includes computer program code, the computer program generation
Code can be source code form, object identification code form, executable file or certain intermediate forms etc..The computer-readable medium
May include：Any entity or device, recording medium, USB flash disk, mobile hard disk, magnetic of the computer program code can be carried
Dish, CD, computer storage, read-only memory (Read-Only Memory, ROM), random access memory (Random
Access Memory, RAM), electric carrier signal, telecommunication signal and software distribution medium etc..It should be noted that the meter
The content that calculation machine readable medium includes can carry out increase and decrease appropriate according to legislation in jurisdiction and the requirement of patent practice,
Such as in certain jurisdictions, according to legislation and patent practice, computer-readable medium does not include electric carrier signal and telecommunications
Signal.
Embodiment described above is merely illustrative of the technical solution of the present invention, rather than its limitations；Although with reference to aforementioned reality
Applying example, invention is explained in detail, it will be understood by those of ordinary skill in the art that：It still can be to aforementioned each
Technical solution recorded in embodiment is modified or equivalent replacement of some of the technical features；And these are changed
Or replace, the spirit and scope for various embodiments of the present invention technical solution that it does not separate the essence of the corresponding technical solution should all
It is included within protection scope of the present invention.
Claims (10)
1. a kind of electronic insurance policy sending method, which is characterized in that including：
Pending declaration form is obtained according to preset maximum electronic insurance policy production quantity；
Determine the delivery method of the pending declaration form obtained；
First time filtering is carried out to the pending declaration form of acquisition according to determining delivery method；
Determine that the declaration form of filtered pending declaration form for the first time generates state；
State is generated according to determining declaration form, and second of filtering is carried out to pending declaration form filtered for the first time；
Obtain the policy information of second of filtered pending declaration form；
The policy information of acquisition is sent to print platform and is converted into electronics insurance application；
Crypted password is determined according to the policy information of acquisition, and the electronics insurance application of generation is added according to determining Crypted password
It is close；
It is determined according to the policy information of acquisition and sends address, encrypted electronics insurance application is sent according to determining transmission address.
2. electronic insurance policy sending method as described in claim 1, which is characterized in that the determining pending declaration form obtained
Delivery method includes：
According to the correspondence of the declaration form and client that prestore, the corresponding target customer of pending declaration form obtained is determined；
Search whether the record of accepting insurance of storage target customer；
If searching the record of accepting insurance of storage target customer, the pending declaration form obtained is determined according to the record of accepting insurance found
Delivery method；
If searching the record of accepting insurance without storage target customer, it is determined that the affiliated area of target customer obtains target customer institute
The record of accepting insurance for belonging to the client in region determines the delivery method of the pending declaration form obtained according to the record of accepting insurance of acquisition.
3. electronic insurance policy sending method as described in claim 1, which is characterized in that the delivery method include electron delivery and
Papery is delivered；
Filtering includes for the first time for the pending declaration form progress according to determining delivery method to acquisition：
It is the declaration form that papery is delivered to delete delivery method in the pending declaration form obtained.
4. electronic insurance policy sending method as described in claim 1, which is characterized in that it includes having generated that the declaration form, which generates state,
Declaration form and declaration form is not generated；
It is described to include to pending second of filtering of declaration form progress filtered for the first time according to determining declaration form generation state：
It is to have generated the declaration form of declaration form to delete declaration form generation state in filtered pending declaration form for the first time.
5. electronic insurance policy sending method as described in claim 1, which is characterized in that the policy information include insurance kind information,
Target information, personal information, payment information and contributing information；
After the policy information for obtaining second of filtered pending declaration form, further include：
The insurance kind information of acquisition, target information, personal information, payment information and contributing information are assembled into the file of xml formats；
It is described the policy information of acquisition be sent to print platform be converted into electronics insurance application include：
The file for the extensible markup language xml formats being assembled into is sent to print platform, so that the print platform is by group
The file for the xml formats dressed up is converted into byte stream files, obtains electronics insurance application.
6. electronic insurance policy sending method as described in claim 1, which is characterized in that described to be determined according to the policy information of acquisition
Crypted password, according to determining Crypted password to the electronics insurance application of generation be encrypted including：
Whether the certificate for auditing policy information people from China National Investment ＆ Guaranty Corp. and warrantee that obtain is identity card；
If the certificate for auditing the policy information China National Investment ＆ Guaranty Corp. people or warrantee that obtain is identity card, in the policy information for intercepting acquisition
The identification card number of first predetermined position of the identity card of insurer or warrantee is close according to determining encryption as Crypted password
The electronics insurance application of generation is encrypted in code；
If the certificate for auditing the policy information China National Investment ＆ Guaranty Corp. people and warrantee that obtain is identity card, the policy information of acquisition is intercepted
The identification card number of second predetermined position of the identity card of people from China National Investment ＆ Guaranty Corp. or warrantee is as Crypted password, according to determining encryption
The electronics insurance application of generation is encrypted in password；
If the certificate for auditing the policy information China National Investment ＆ Guaranty Corp. people and warrantee that obtain is non-identity card certificate, by the declaration form of acquisition
The non-identity card certificate of information people from China National Investment ＆ Guaranty Corp. or warrantee are as Crypted password, according to determining Crypted password to the electronics of generation
Insurance application is encrypted.
7. electronic insurance policy sending method as described in claim 1, which is characterized in that described true according to the policy information of acquisition
Determine Crypted password, after the electronics insurance application of generation is encrypted according to determining Crypted password, further includes：
Compression processing is carried out to encrypted electronics insurance application using ZIP4J compress modes；
Described determined according to the policy information of acquisition sends address, and sending encrypted electronics according to determining transmission address insures
Include singly：
It is determined according to the policy information of acquisition and sends address, the electronics after compression processing is sent according to determining transmission address and is insured
It is single.
8. a kind of electronic insurance policy sends terminal device, which is characterized in that including memory, processor and be stored in the storage
In device and the computer program that can run on the processor, the processor are realized as follows when executing the computer program
Step：
Pending declaration form is obtained according to preset maximum electronic insurance policy production quantity；
Determine the delivery method of the pending declaration form obtained；
First time filtering is carried out to the pending declaration form of acquisition according to determining delivery method；
Determine that the declaration form of filtered pending declaration form for the first time generates state；
State is generated according to determining declaration form, and second of filtering is carried out to pending declaration form filtered for the first time；
Obtain the policy information of second of filtered pending declaration form；
The policy information of acquisition is sent to print platform and is converted into electronics insurance application；
Crypted password is determined according to the policy information of acquisition, and the electronics insurance application of generation is added according to determining Crypted password
It is close；
It is determined according to the policy information of acquisition and sends address, encrypted electronics insurance application is sent according to determining transmission address.
9. electronic insurance policy as claimed in claim 8 sends terminal device, which is characterized in that the determining pending guarantor obtained
Single delivery method includes：
According to the correspondence of the declaration form and client that prestore, the corresponding target customer of pending declaration form obtained is determined；
Search whether the record of accepting insurance of storage target customer；
If searching the record of accepting insurance of storage target customer, the pending declaration form obtained is determined according to the record of accepting insurance found
Delivery method；
If searching the record of accepting insurance without storage target customer, it is determined that the affiliated area of target customer obtains target customer institute
The record of accepting insurance for belonging to the client in region determines the delivery method of the pending declaration form obtained according to the record of accepting insurance of acquisition.
10. a kind of computer readable storage medium, the computer-readable recording medium storage has computer program, feature to exist
In realizing the electronic insurance policy sending method as described in any one of claim 1 to 7 when the computer program is executed by processor
Step.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201711396311.4A CN108416682A (en) | 2017-12-21 | 2017-12-21 | Electronic insurance policy sending method and terminal device |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201711396311.4A CN108416682A (en) | 2017-12-21 | 2017-12-21 | Electronic insurance policy sending method and terminal device |
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| Publication Number | Publication Date |
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| CN108416682A true CN108416682A (en) | 2018-08-17 |
Family
ID=63125613
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| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201711396311.4A Pending CN108416682A (en) | 2017-12-21 | 2017-12-21 | Electronic insurance policy sending method and terminal device |
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