CN107835382A - A kind of long-range property damage evidence collecting method based on live video stream - Google Patents
A kind of long-range property damage evidence collecting method based on live video stream Download PDFInfo
- Publication number
- CN107835382A CN107835382A CN201711216756.XA CN201711216756A CN107835382A CN 107835382 A CN107835382 A CN 107835382A CN 201711216756 A CN201711216756 A CN 201711216756A CN 107835382 A CN107835382 A CN 107835382A
- Authority
- CN
- China
- Prior art keywords
- property damage
- photo
- insurance
- damage location
- shooting
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
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Classifications
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04N—PICTORIAL COMMUNICATION, e.g. TELEVISION
- H04N7/00—Television systems
- H04N7/14—Systems for two-way working
- H04N7/141—Systems for two-way working between two video terminals, e.g. videophone
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04N—PICTORIAL COMMUNICATION, e.g. TELEVISION
- H04N1/00—Scanning, transmission or reproduction of documents or the like, e.g. facsimile transmission; Details thereof
- H04N1/32—Circuits or arrangements for control or supervision between transmitter and receiver or between image input and image output device, e.g. between a still-image camera and its memory or between a still-image camera and a printer device
- H04N1/32101—Display, printing, storage or transmission of additional information, e.g. ID code, date and time or title
- H04N1/32144—Display, printing, storage or transmission of additional information, e.g. ID code, date and time or title embedded in the image data, i.e. enclosed or integrated in the image, e.g. watermark, super-imposed logo or stamp
- H04N1/32149—Methods relating to embedding, encoding, decoding, detection or retrieval operations
- H04N1/32267—Methods relating to embedding, encoding, decoding, detection or retrieval operations combined with processing of the image
- H04N1/32272—Encryption or ciphering
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04N—PICTORIAL COMMUNICATION, e.g. TELEVISION
- H04N21/00—Selective content distribution, e.g. interactive television or video on demand [VOD]
- H04N21/40—Client devices specifically adapted for the reception of or interaction with content, e.g. set-top-box [STB]; Operations thereof
- H04N21/43—Processing of content or additional data, e.g. demultiplexing additional data from a digital video stream; Elementary client operations, e.g. monitoring of home network or synchronising decoder's clock; Client middleware
- H04N21/44—Processing of video elementary streams, e.g. splicing a video clip retrieved from local storage with an incoming video stream, rendering scenes according to MPEG-4 scene graphs
- H04N21/4408—Processing of video elementary streams, e.g. splicing a video clip retrieved from local storage with an incoming video stream, rendering scenes according to MPEG-4 scene graphs involving video stream encryption, e.g. re-encrypting a decrypted video stream for redistribution in a home network
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04N—PICTORIAL COMMUNICATION, e.g. TELEVISION
- H04N21/00—Selective content distribution, e.g. interactive television or video on demand [VOD]
- H04N21/40—Client devices specifically adapted for the reception of or interaction with content, e.g. set-top-box [STB]; Operations thereof
- H04N21/47—End-user applications
- H04N21/478—Supplemental services, e.g. displaying phone caller identification, shopping application
- H04N21/4788—Supplemental services, e.g. displaying phone caller identification, shopping application communicating with other users, e.g. chatting
Abstract
The invention discloses a kind of long-range property damage evidence collecting method based on live video stream, including settlement of insurance claim server terminal, step method are as follows：C. from verification personnel by settlement of insurance claim server terminal to reporter or insurer designated person（Collect evidence personnel）Shooting angle is guided, and by reporter or insurer designated person（Collect evidence personnel）Property damage location video and photo are shot emphatically, and the video and photo for shooting property damage location are encrypted.The present invention collects evidence by using image recognition technology, real-time tranmission techniques and encryption technology for property damage location；Certificate is encrypted to target picture and video flowing, ensures that the same place time occurs, while is compared by the environment of video flowing and multi-angle objective photo, the reliability of photo is determined, is advantageous to the evidence obtaining of insurance industry, improve the degree of accuracy of insurance evidence obtaining.
Description
Technical field
The present invention relates to one kind insurance evidence obtaining field, more particularly to a kind of long-range property damage based on live video stream takes
Card method.
Background technology
Insurance, is intended that safe reliable guarantee；After extend into a kind of security mechanism, be for plan life finance one kind
Instrument, it is the basic means of risk management under condition of market economy, is the important pillar of financial system and social security system,
Refer to based on contract insurer arranges, to insurer's premium payment, accident of the insurer for the possibility generation of contract engagement
Property loss caused by its generation undertakes compensation insurance gold responsibility, either insurant's die, injured or disabled, suffer diseases or reaches
The business insurance behavior of payment insurance money responsibility is undertaken when age of contract engagement, time limit condition；Settlement of insurance claim, refer to insuring
Target occurs insurance risk and insurant's property is incurred loss or when personal life suffers damage, or declaration form agreement is other
When insurance risk is in danger and needs to pay insurance money, reparation or the behavior of payment responsibility according to the contract, are fulfiled by insurance company,
It is the direct work for embodying insurance function and fulfiling insurance responsibility, briefly, settlement of insurance claim is that the insurer sends out in insurance subject
After raw risk accidents, behavior that the claim requests that are proposed to insurant are handled, in Insurance Management, settlement of insurance claim is to protect
The concrete embodiment of danger compensation function, because the beneficiary of insurance can obtain more interests after property accident loss, therefore,
The evidence obtaining of insurance is just particularly important, and under current science and technology, is remotely held by the challenge for facing forgery of photo evidence obtaining, picture
Easily copied, simultaneously as environmental problem, the identification that picture easily occurs declines, so as to be made for demonstrate,proving, therefore insure
Evidence obtaining has higher requirement for photo, can be easy to false proof and clear convenient cognition.
The content of the invention
The technical problem to be solved in the present invention is the defects of overcoming prior art, there is provided a kind of based on the remote of live video stream
Journey property damages evidence collecting method, image recognition technology, real-time tranmission techniques and encryption technology is make use of, for property pars affecta
Position carries out true evidence obtaining；Certificate is encrypted to target picture and video flowing, ensures that same place time occurs, at the same by regarding
The environment of frequency stream and multi-angle objective photo compares, and determines the reliability of photo, is advantageous to the evidence obtaining of insurance industry, improves guarantor
The degree of accuracy nearly collected evidence.
In order to solve the above-mentioned technical problem, the invention provides following technical scheme：
A kind of long-range property damage evidence collecting method based on live video stream of the present invention, including settlement of insurance claim server terminal, step
Rapid method is as follows：
A. reporter or insurer designated person（Collect evidence personnel）With insurance of the mobile phone mobile terminal carried with to insurer
The original of list or insurance certificate, the voucher of paid insurance premium, the original text about can prove that insurance subject or Parties Identity
Sheet, the statement of claim, the testing identity that is in danger, other files for providing to provide according to insurance contract carry out evidence obtaining of taking pictures, and
Property damage scene alignment property damage location carries out shooting video；
B. reporter or insurer designated person（Collect evidence personnel）By the mobile phone mobile terminal of shooting video during shooting
Or real-time video session is established in an other mobile phone mobile terminal with settlement of insurance claim server terminal；
C. from the verification personnel of the insurer by settlement of insurance claim server terminal to reporter or insurer designated person（Collect evidence
Personnel）Shooting angle is guided, and by reporter or insurer designated person（Collect evidence personnel）Property damage location is shot emphatically
Video and photo, and to shoot property damage location video and photo by the APP or mobile phone of mobile phone mobile terminal from
Certificate is encrypted in tape program；
D. reporter or insurer designated person（Collect evidence personnel）The video that alignment property damage location is shot passes through hand
After machine mobile terminal remote transmission is to settlement of insurance claim server terminal, carried out as the storage hard disk built in settlement of insurance claim server terminal
Storage；
E. by reporter or insurer designated person after the completion of the photo of shooting property damage location（Collect evidence personnel）Pass through hand
Machine mobile terminal is remotely sent to settlement of insurance claim server terminal, is carried out checking shooting property pars affecta by the verification personnel of the insurer
The effect of position photo, the bad then repeat step c of photo effect of property damage location is shot, after effect inspection is intact, checks and clap
Take the photograph whether the shooting angle of property damage location photo complete, shoot property damage location photo angle it is incomplete, repeat into
Enter step c, carry out the photo of storage shooting property damage location after shooting angle is complete by settlement of insurance claim server terminal, enter
Next step；
F. the encrypted video of settlement of insurance claim server terminal memory storage and encryption photo are carried out by the verification personnel of the insurer
Decryption, while the environment by shooting the video flowing of property damage location and the photo of multi-angle property damage location compares, really
Surely the reliability of property damage location photo is shot, shooting property damage location photo reliably then receives and stores photo, can be complete
Into Claims Resolution, can not confirm to shoot the photo of the video flowing of property damage location and multi-angle property damage location environment whether phase
It is corresponding, then shoot the rejection of property damage location photo, it is impossible to complete Claims Resolution.
As a preferred technical solution of the present invention, the video flowing of mobile phone mobile terminal shooting property damage location and
The photo of multi-angle property damage location gives settlement of insurance claim server terminal by 3G or 4G or WIFI network remote transmission.
The present invention is by using image recognition technology, real-time tranmission techniques and encryption technology, for property pars affecta
Position carries out true evidence obtaining, and certificate is encrypted to target picture and video flowing, ensures that the same place time occurs, at the same by regarding
The environment of frequency stream and multi-angle objective photo compares, and determines the reliability of photo, is advantageous to the evidence obtaining of insurance industry, improves guarantor
The degree of accuracy nearly collected evidence.
Brief description of the drawings
Accompanying drawing is used for providing a further understanding of the present invention, and a part for constitution instruction, the reality with the present invention
Apply example to be used to explain the present invention together, be not construed as limiting the invention.In the accompanying drawings：
Fig. 1 is the flow circuit theory schematic diagram of the present invention.
Embodiment
The preferred embodiments of the present invention are illustrated below in conjunction with accompanying drawing, it will be appreciated that described herein preferred real
Apply example to be merely to illustrate and explain the present invention, be not intended to limit the present invention.
Embodiment 1
As shown in figure 1, the present invention provides a kind of long-range property damage evidence collecting method based on live video stream, including settlement of insurance claim
Server terminal, step method are as follows：
A. reporter or insurer designated person（Collect evidence personnel）With insurance of the mobile phone mobile terminal carried with to insurer
The original of list or insurance certificate, the voucher of paid insurance premium, the original text about can prove that insurance subject or Parties Identity
Sheet, the statement of claim, the testing identity that is in danger, other files for providing to provide according to insurance contract carry out evidence obtaining of taking pictures, and
Property damage scene alignment property damage location carries out shooting video；
B. reporter or insurer designated person（Collect evidence personnel）By the mobile phone mobile terminal of shooting video during shooting
Or real-time video session is established in an other mobile phone mobile terminal with settlement of insurance claim server terminal；
C. from the verification personnel of the insurer by settlement of insurance claim server terminal to reporter or insurer designated person（Collect evidence
Personnel）Shooting angle is guided, and by reporter or insurer designated person（Collect evidence personnel）Property damage location is shot emphatically
Video and photo, and to shoot property damage location video and photo by the APP or mobile phone of mobile phone mobile terminal from
Tape program is encrypted；
D. reporter or insurer designated person（Collect evidence personnel）The video that alignment property damage location is shot passes through hand
After machine mobile terminal remote transmission is to settlement of insurance claim server terminal, carried out as the storage hard disk built in settlement of insurance claim server terminal
Storage；
E. by reporter or insurer designated person after the completion of the photo of shooting property damage location（Collect evidence personnel）Pass through hand
Machine mobile terminal is remotely sent to settlement of insurance claim server terminal, is carried out checking shooting property pars affecta by the verification personnel of the insurer
The effect of position photo, the bad then repeat step c of photo effect of property damage location is shot, after effect inspection is intact, checks and clap
Take the photograph whether the shooting angle of property damage location photo complete, shoot property damage location photo angle it is incomplete, repeat into
Enter step c, carry out the photo of storage shooting property damage location after shooting angle is complete by settlement of insurance claim server terminal, enter
Next step；
F. the encrypted video of settlement of insurance claim server terminal memory storage and encryption photo are carried out by the verification personnel of the insurer
Decryption, while the environment by shooting the video flowing of property damage location and the photo of multi-angle property damage location compares, really
Surely the reliability of property damage location photo is shot, shooting property damage location photo reliably then receives and stores photo, can be complete
Into Claims Resolution, can not confirm to shoot the photo of the video flowing of property damage location and multi-angle property damage location environment whether phase
It is corresponding, then shoot the rejection of property damage location photo, it is impossible to complete Claims Resolution.
The video flowing of mobile phone mobile terminal shooting property damage location and the photo of multi-angle property damage location by 3G or
4G or WIFI network remote transmission give settlement of insurance claim server terminal, can transmit photo by a variety of remote transmission modes and regard
Frequently.
Specifically, reporter or insurer designated person（Collect evidence personnel）With the mobile phone mobile terminal carried with to insuring
The insurance policy of people or the original of insurance certificate, paid insurance premium voucher, relevant can prove that insurance subject or Parties Identity
Urtext, the statement of claim, the testing identity that is in danger, other files for providing to provide according to insurance contract take pictures taking
Card, and damage scene alignment property damage location in property and carry out shooting video；Reporter or insurer designated person（Collect evidence
Personnel）By the mobile phone mobile terminal of shooting video or an other mobile phone mobile terminal and settlement of insurance claim service during shooting
Device terminal establishes real-time video session；From the verification personnel of the insurer by settlement of insurance claim server terminal to reporter or insurance
People designated person（Collect evidence personnel）Shooting angle is guided, and by reporter or insurer designated person（Collect evidence personnel）Emphatically
Property damage location video and photo are shot, and video and photo to shooting property damage location pass through mobile phone mobile terminal
APP or mobile phone program be encrypted；Reporter or insurer designated person（Collect evidence personnel）It is directed at property damage
The video that position is shot by mobile phone mobile terminal remote transmission to settlement of insurance claim server terminal after, by settlement of insurance claim service
The storage hard disk of device terminal built-in is stored；Specified after the completion of the photo of shooting property damage location by reporter or the insurer
Personnel（Collect evidence personnel）Settlement of insurance claim server terminal is remotely sent to by mobile phone mobile terminal, by the verification personnel of the insurer
Check the effect of shooting property damage location photo, shoot the bad then repeat step c of photo effect of property damage location,
After effect inspection is intact, check whether the shooting angle of shooting property damage location photo is complete, shooting property damage location shines
The angle of piece is incomplete then to be repeated to enter step c, and storage shooting is carried out by settlement of insurance claim server terminal after shooting angle is complete
The photo of property damage location, into next step；By the verification personnel of the insurer by settlement of insurance claim server terminal memory storage
Encrypted video and encryption photo be decrypted, while by shoot property damage location video flowing and multi-angle property damage
The environment of the photo of traumatic part position compares, it is determined that the reliability of shooting property damage location photo, shoots property damage location photo
It is reliable then receive and store photo, it can complete to settle a claim, can not confirm to shoot the video flowing and multi-angle property of property damage location
Whether the environment of the photo of damage location is corresponding, then shoots the rejection of property damage location photo, it is impossible to complete Claims Resolution.
The present invention is by using image recognition technology, real-time tranmission techniques and encryption technology, for property pars affecta
Position carries out true evidence obtaining, and certificate is encrypted to target picture and video flowing, ensures that the same place time occurs, at the same by regarding
The environment of frequency stream and multi-angle objective photo compares, and determines the reliability of photo, is advantageous to the evidence obtaining of insurance industry, improves guarantor
The degree of accuracy nearly collected evidence.
Finally it should be noted that：The preferred embodiments of the present invention are the foregoing is only, are not intended to limit the invention,
Although the present invention is described in detail with reference to the foregoing embodiments, for those skilled in the art, it still may be used
To be modified to the technical scheme described in foregoing embodiments, or equivalent substitution is carried out to which part technical characteristic.
Within the spirit and principles of the invention, any modification, equivalent substitution and improvements made etc., it should be included in the present invention's
Within protection domain.
Claims (2)
1. a kind of long-range property damage evidence collecting method based on live video stream, including settlement of insurance claim server terminal, its feature
It is, step method is as follows：
A. reporter or insurer designated person（Collect evidence personnel）With insurance of the mobile phone mobile terminal carried with to insurer
The original of list or insurance certificate, the voucher of paid insurance premium, the original text about can prove that insurance subject or Parties Identity
Sheet, the statement of claim, the testing identity that is in danger, other files for providing to provide according to insurance contract carry out evidence obtaining of taking pictures, and
Property damage scene alignment property damage location carries out shooting video；
B. reporter or insurer designated person（Collect evidence personnel）By the mobile phone mobile terminal of shooting video during shooting
Or real-time video session is established in an other mobile phone mobile terminal with settlement of insurance claim server terminal；
C. from the verification personnel of the insurer by settlement of insurance claim server terminal to reporter or insurer designated person（Collect evidence
Personnel）Shooting angle is guided, and by reporter or insurer designated person（Collect evidence personnel）Property damage location is shot emphatically
Video and photo, and to shoot property damage location video and photo by the APP or mobile phone of mobile phone mobile terminal from
Tape program is encrypted；
D. reporter or insurer designated person（Collect evidence personnel）The video that alignment property damage location is shot passes through hand
After machine mobile terminal remote transmission is to settlement of insurance claim server terminal, carried out as the storage hard disk built in settlement of insurance claim server terminal
Storage；
E. by reporter or insurer designated person after the completion of the photo of shooting property damage location（Collect evidence personnel）Pass through hand
Machine mobile terminal is remotely sent to settlement of insurance claim server terminal, is carried out checking shooting property pars affecta by the verification personnel of the insurer
The effect of position photo, the bad then repeat step c of photo effect of property damage location is shot, after effect inspection is intact, checks and clap
Take the photograph whether the shooting angle of property damage location photo complete, shoot property damage location photo angle it is incomplete, repeat into
Enter step c, carry out the photo of storage shooting property damage location after shooting angle is complete by settlement of insurance claim server terminal, enter
Next step；
F. the encrypted video of settlement of insurance claim server terminal memory storage and encryption photo are carried out by the verification personnel of the insurer
Decryption, while the environment by shooting the video flowing of property damage location and the photo of multi-angle property damage location compares, really
Surely the reliability of property damage location photo is shot, shooting property damage location photo reliably then receives and stores photo, can be complete
Into Claims Resolution, can not confirm to shoot the photo of the video flowing of property damage location and multi-angle property damage location environment whether phase
It is corresponding, then shoot the rejection of property damage location photo, it is impossible to complete Claims Resolution.
A kind of 2. long-range property damage evidence collecting method based on live video stream according to claim 1, it is characterised in that
The video flowing of mobile phone mobile terminal shooting property damage location and the photo of multi-angle property damage location by 3G or 4G or
WIFI network remote transmission gives settlement of insurance claim server terminal.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201711216756.XA CN107835382A (en) | 2017-11-28 | 2017-11-28 | A kind of long-range property damage evidence collecting method based on live video stream |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201711216756.XA CN107835382A (en) | 2017-11-28 | 2017-11-28 | A kind of long-range property damage evidence collecting method based on live video stream |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN107835382A true CN107835382A (en) | 2018-03-23 |
Family
ID=61646119
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201711216756.XA Pending CN107835382A (en) | 2017-11-28 | 2017-11-28 | A kind of long-range property damage evidence collecting method based on live video stream |
Country Status (1)
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Cited By (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN108875648A (en) * | 2018-06-22 | 2018-11-23 | 深源恒际科技有限公司 | A method of real-time vehicle damage and component detection based on mobile video stream |
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| CN102572677A (en) * | 2010-12-17 | 2012-07-11 | 沈阳晨讯希姆通科技有限公司 | System and method for remote evidence obtaining for third generation (3G) network |
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| SE01 | Entry into force of request for substantive examination | ||
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| RJ01 | Rejection of invention patent application after publication |
Application publication date: 20180323 |
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| RJ01 | Rejection of invention patent application after publication |