CN107808290A - Pick machine service credit method and server - Google Patents
Pick machine service credit method and server Download PDFInfo
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- CN107808290A CN107808290A CN201711024518.9A CN201711024518A CN107808290A CN 107808290 A CN107808290 A CN 107808290A CN 201711024518 A CN201711024518 A CN 201711024518A CN 107808290 A CN107808290 A CN 107808290A
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- user
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- account
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4016—Transaction verification involving fraud or risk level assessment in transaction processing
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/06—Buying, selling or leasing transactions
- G06Q30/0601—Electronic shopping [e-shopping]
- G06Q30/0609—Buyer or seller confidence or verification
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Abstract
The invention provides one kind to pick machine service credit method and server.Wherein, this method includes：Obtain civil aviaton's trip data of user；According to civil aviaton's trip data and credit model, the accrediting amount of user is calculated.By the present invention, solve the problems, such as to pick machine service user experience difference or bad debt risk is high, Consumer's Experience is improved for the service mechanism serviced after post-pay paystation, bad debt risk is reduced for the service mechanism for first servicing post-paid.
Description
Technical field
The present invention relates to civil aviaton's Additional Services field, and machine service credit method and service are picked in particular to one kind
Device.
Background technology
With the development of China's economic, air passenger passenger traffic volume cumulative year after year, Civil Aviation Industry is got over towards the service type of passenger
Come abundanter, the machine service of picking then becomes growth rate in recent years and serviced faster.But pick machine industry in main flow on the market
In business, link is especially paid for, there is that either passenger experience is poor or the uncontrollable contradiction of bad debt risk.
Currently in the scene for picking machine service, two kinds of service mechanisms be present, it is a kind of be post-pay paystation, the server that services afterwards
System, i.e., service provider requires that user first pays the bill before service by supplementing with money in advance with modes such as fixed prices.One kind is first service, paid afterwards
The service mechanism taken, i.e., after service is completed, user's payment services fund again.
Inventor has found that existing machine service mechanism of picking has following point in research process：
Post-pay paystation, the service mechanism serviced afterwards, Typical Representative are that machine is picked in Divine Land and first vapour picks machine.Service provider is by filling
The mode returned encourages user to use pre- top-up machines system, as Divine Land special train " fills 100 strategies for returning 20 ".Stroke terminate after from supplementing with money
Directly deducted in the amount of money, but the expense for being only not less than this service when account balance can be completed to settle accounts, in certain journey
The risk of bad credit can be evaded on degree；But it is poor to the experience that user brings, certain customers' meeting since it is desired that pre-payment and leave,
It has impact on order volume indirectly；After travel fee payment, remaining situation occurs in account balance maximum probability, can not take out and not
It is enough the use car service fee for paying next time.
First service, the method for service charged afterwards, Typical Representative is that drop oozes row.Service provider is user after stroke terminates
Bill is sent, user is single services pay.This disposable method of service disclosure satisfy that the demand of most of users, necessarily
Consumer's Experience is improved in degree.But during actually runing, the management and control of cancellation of order rate before payment and service provider into
Originally increase, it is most likely that user occur and do not complete to pay and do not use service, larger bad debt risk be present.
In summary, in machine service is picked, how to meet superior users experience simultaneously and reduce the requirement of bad debt risk
It is our key issue.
The content of the invention
The invention provides one kind to pick machine service credit method and server, at least to solve to pick machine in correlation technique
The problem of service user experience difference or high bad debt risk.
According to an aspect of the invention, there is provided one kind picks machine service credit method, including：
Obtain civil aviaton's trip data of user；
According to civil aviaton's trip data and credit model, the accrediting amount of the user is calculated.
Alternatively, methods described also includes：The credit model is safeguarded, including：
Newly-increased, modification or the scoring weight for deleting scoring item and the scoring item；And/or
Newly-increased, modification or the scoring scope for deleting the accrediting amount and the accrediting amount.
Alternatively, scoring item includes at least one of：Go on a journey number, trip region, two cabin ratios, trip property,
Pick machine historical record, bad credit record, pick machine business datum.
Alternatively, according to civil aviaton's trip data and credit model, after the accrediting amount for calculating the user, institute
Stating method also includes：
Machine service of picking is provided in the range of the accrediting amount for the user, and records and is supplied to the user's to pick machine
Account caused by service；
In the case where the user does not clear off the account in billing cycle, account mechanism is urged in execution.
Alternatively, performing urges account mechanism to include：
Sent to the user and urge account short message；
In the case of not receiving the user feedback within the scheduled time after account short message is urged described in transmission, stop the use
Family is serviced using related civil aviaton and the qualification of related Additional Services.
According to another aspect of the present invention, a kind of server is additionally provided, including：Storage medium, for storage program；
Described program operationally controls the server to perform following operation：
Obtain civil aviaton's trip data of user；
According to civil aviaton's trip data and credit model, the accrediting amount of the user is calculated.
Alternatively, described program operationally also controls the server to perform following operation：
The credit model is safeguarded, including：
Newly-increased, modification or the scoring weight for deleting scoring item and the scoring item；And/or
Newly-increased, modification or the scoring scope for deleting the accrediting amount and the accrediting amount.
Alternatively, scoring item includes at least one of：Go on a journey number, trip region, two cabin ratios, trip property,
Pick machine historical record, bad credit record, pick machine business datum.
Alternatively, the server is operationally controlled according to civil aviaton's trip data and credit mould in described program
Type, after the accrediting amount for calculating the user, described program operationally also controls the server to perform following operation：
Machine service of picking is provided in the range of the accrediting amount for the user, and records and is supplied to the user's to pick machine
Account caused by service；
In the case where the user does not clear off the account in billing cycle, account mechanism is urged in execution.
Alternatively, described program operationally controls the server to perform and urges account mechanism including operating as follows：
Sent to the user and urge account short message；
In the case of not receiving the user feedback within the scheduled time after account short message is urged described in transmission, stop the use
Family is serviced using related civil aviaton and the qualification of related Additional Services.
By the present invention, using the civil aviaton's trip data for obtaining user；According to civil aviaton's trip data and credit model, calculate
The mode of the accrediting amount of user, solve the problems, such as to pick machine service user experience difference or bad debt risk is high, relative to elder generation
Consumer's Experience is improved for the service mechanism serviced after payment, is reduced for the service mechanism for first servicing post-paid
Bad debt risk.
Brief description of the drawings
Accompanying drawing described herein is used for providing a further understanding of the present invention, forms the part of the application, this hair
Bright schematic description and description is used to explain the present invention, does not form inappropriate limitation of the present invention.In the accompanying drawings：
Fig. 1 is the flow chart for picking machine service credit method according to embodiments of the present invention；
Fig. 2 is the structured flowchart of server according to embodiments of the present invention.
Embodiment
Describe the present invention in detail below with reference to accompanying drawing and in conjunction with the embodiments.It should be noted that do not conflicting
In the case of, the feature in embodiment and embodiment in the application can be mutually combined.
One kind is provided in the present embodiment and picks machine service credit method, and Fig. 1 is according to embodiments of the present invention picks
Machine services the flow chart of credit method, as shown in figure 1, the flow comprises the following steps：
Step S101, obtain civil aviaton's trip data of user；
Step S102, according to civil aviaton's trip data and credit model, calculate the accrediting amount of user.
By above-mentioned steps, with reference to civil aviaton's trip data of user (passenger), (such as the identity of user, Additional Services use
The information such as situation, civil aviaton's trip property), the accrediting amount of user is calculated using default credit model.Gone on a journey for civil aviaton
The excellent user of data, as the preferable user of creditworthiness, certain accrediting amount is suitably given, user is in accrediting amount model
Enclose it is interior can first receive service and paid bills within the cycle of paying bills of the accrediting amount, improve the Consumer's Experience of these users；For
The bad user of civil aviaton's trip data, then the user poor as creditworthiness, gives the relatively low accrediting amount or does not give
Its accrediting amount, so as to control bad debt risk.
Alternatively, credit model selects scoring item and credit algorithm as needed.In the present embodiment, can also safeguard
Credit model, including：Newly-increased, modification or the scoring weight for deleting scoring item and scoring item；And/or newly-increased, modification or
Person deletes the scoring scope of the accrediting amount and the accrediting amount.Scoring item refers to that reference data can be used as in civil aviaton's trip data
To carry out the type of the specific data of accrediting amount calculating；Scoring weight refers to the weight calculated according to scoring item in the accrediting amount
The weighted value for wanting degree to set, the weight and value of general whole scoring items are 1；The accrediting amount refers to that user can use in advance
Pick the amount of machine service；The scoring scope of the accrediting amount is used for the appraisal result according to user (according to scoring item and scoring
The appraisal result that weight calculation obtains) accrediting amount grade of user is divided, to determine the accrediting amount belonging to user.
In addition, before the accrediting amount is calculated using civil aviaton's trip data, nothing first can also be carried out to civil aviaton's trip data
Dimension standardizes, to avoid influence of the different dimensions to appraisal result.
Alternatively, in the present embodiment, scoring item includes at least one of：Trip number, trip region, two cabin ratios
Example, property of going on a journey, pick machine historical record, bad credit record, pick machine business datum.Certainly, according to the actual needs and data
Availability, scoring item can also increase the statistics of third-party platform.Wherein, passenger goes on a journey number to a certain extent
Characterize the population characteristic of user；Passenger's trip region is classified according to the city rank of passenger's permanent residence；The cabin ratio of passenger two
The consuming capacity of passenger can be characterized；Passenger's trip property can characterize the interest preference of passenger's trip；Passenger picks machine history
Record is the historical behavior data of passenger；Passenger's bad credit records the contractual capacity that can characterize user；Pick machine business datum root
It can be slightly changed according to service provider's difference.
Alternatively, according to civil aviaton's trip data and credit model, after the accrediting amount for calculating user, then can award
Machine service of picking is provided the user in the range of letter amount, and records and is supplied to user's to pick account caused by machine service；With
In the case that account (producing bad credit) is not cleared off at family in billing cycle, account mechanism is urged in execution.
Alternatively, performing urges account mechanism to include：Sent to user and urge account short message；After account short message is urged in transmission the scheduled time it
In the case of inside not receiving user feedback, termination user is serviced using related civil aviaton and the qualification of related Additional Services.
Through the above description of the embodiments, those skilled in the art can be understood that according to above-mentioned implementation
The method of example can add the mode of required general hardware platform to realize by software, naturally it is also possible to by hardware, but a lot
In the case of the former be more preferably embodiment.Based on such understanding, technical scheme is substantially in other words to existing
The part that technology contributes can be embodied in the form of software product, and the computer software product is stored in a storage
In medium (such as ROM/RAM, magnetic disc, CD), including some instructions to cause a station terminal equipment (can be mobile phone, calculate
Machine, server, or network equipment etc.) perform method described in each embodiment of the present invention.
A kind of server is additionally provided in the present embodiment, and the server services credit side for performing above-mentioned machine of picking
Method.Fig. 2 is the structured flowchart of server according to embodiments of the present invention, as shown in Fig. 2 the server includes：Storage medium 21,
For storage program 211；Program 211 operationally controls server to perform following operation：
Obtain civil aviaton's trip data of user；
According to civil aviaton's trip data and credit model, the accrediting amount of user is calculated.
Computer architecture known to the server use provided in the present embodiment is formed, and is included but is not limited to：Distribution clothes
Business device, cluster type server, small-sized or microcomputer can also be used as above-mentioned server.Also, server except
Outside method for realizing the embodiment of the present invention, other business or task can also carry out.In addition, the server has public affairs
The data-interface or data/address bus known, for connecting each data server of Civil Aviation System, the data of third-party platform take
Be engaged in device, SMS platform etc., with civil aviaton's trip data needed for obtaining or perform related other operations (such as send remind it is short
Letter, perform service log-on flow, perform payment settlement etc.).
Alternatively, program operationally also controls server to perform following operation：Credit model is safeguarded, including：Increase newly, repair
Change or delete scoring item and the scoring weight of scoring item；And/or newly-increased, modification or the deletion accrediting amount and credit volume
The scoring scope of degree.
Alternatively, scoring item includes at least one of：Go on a journey number, trip region, two cabin ratios, trip property,
Pick machine historical record, bad credit record, pick machine business datum.
Alternatively, server is operationally controlled to calculate user's according to civil aviaton's trip data and credit model in program
After the accrediting amount, program operationally also controls server to perform following operation：Provided the user in the range of the accrediting amount
Machine service is picked, and records and is supplied to user's to pick account caused by machine service；Do not cleared off in user in billing cycle
In the case of account, account mechanism is urged in execution.
Alternatively, program operationally controls server to perform and urges account mechanism including operating as follows：Sent to user and urge account
Short message；In the case of not receiving user feedback within the scheduled time after account short message is urged in transmission, stop user and use related civil aviaton
Service and the qualification of related Additional Services.
Alternatively, in the present embodiment, above-mentioned storage medium can include but is not limited to：USB flash disk, read-only storage (Read-
Only Memory, referred to as ROM), it is random access memory (Random Access Memory, referred to as RAM), mobile hard
Disk, magnetic disc or CD etc. are various can be with the medium of store program codes.
In order that the description of the embodiment of the present invention is clearer, it is described and illustrates with reference to preferred embodiment.
In order to solve the problems, such as that poor user experience or bad debt risk are high existing for the service mechanism in correlation technique, at this
A kind of machine of picking based on passenger civil aviaton trip data is proposed in preferred embodiment and services credit line plan.In this preferred embodiment
In, by analyzing each dimension civil aviaton trip information of passenger, comprehensive descision goes out the ability of payment of passenger, willingness to pay and can credit journey
The grading of degree, passenger can the unified clearing after service several times.Based on this, for part passenger provide first service, after
The car experience of payment, while bad debt risk can meet controllable, adjustable requirement, solve low bad credit wind in being serviced with car
The dangerous and contradiction of excellent Consumer's Experience.
A kind of machine service credit method of picking based on passenger civil aviaton trip data that this preferred embodiment provides includes：
Step 1, according to passenger identity, passenger's binding information and passenger's trip data are obtained；Obtain the mode of passenger data
It is varied：The information of corresponding passenger is including but not limited to retrieved by reptile；Data, profit are bought via third party's data platform
Made an excuse with API and import data etc.；The dimension for obtaining passenger data includes but is not limited to the identity data of passenger, and passenger is in third party
Credit data, the behavioral data, the transaction data of passenger etc. of platform；
Step 2, according to passenger's related data, calculated into passenger's score-system；
Step 3, calculate and complete, obtain passenger's score data；
Step 4, according to passenger's score data, calculated into passenger's credit model；
Step 5, calculate and complete, obtain passenger's accrediting amount.
Step 6, if passenger has bad credit situation, enable and urge account mechanism.
Wherein,
The data content that passenger's score-system may be referred to includes but is not limited at least one of：Passenger's trip number,
Trip region, two cabin ratios, trip property, passenger pick machine situation, bad credit situation, pick machine business datum.
With reference to above-mentioned data, per item data with corresponding weight coefficient fac-tor, the one of passenger's appraisal result can be formed
Individual subitem, then it can draw passenger's appraisal result.
The weight coefficient factor in the preferred embodiment uses following scheme：Passenger's trip number, accounting 15%；Passenger
Trip region, accounting 10%；The cabin ratio of passenger two, accounting 15%；Passenger's trip property, accounting 5%；Passenger picks machine history note
Record, accounting 20%；Passenger's bad credit records, accounting 20%；Pick machine business datum, accounting 15%.Data above can with when
Between change, in different time sections, corresponding coefficient factor is also flexibly adjustable.
The strategy that passenger's credit model is formulated is adjusted flexibly.First, for service provider, from different service providers
Cooperation, we can provide the different accrediting amount and billing cycle, and can adjust at any time；Second, for passenger, institute
The accrediting amount of acquisition is adjusted flexibly with appraisal result and time.
For example, in the preferred embodiment, for some service provider, billing cycle is 1 month, if there is bad credit feelings
Condition, it can trigger and urge account mechanism.Urging the mode of account includes：Short message is sent, urge passengers complete bill clearance, and then have influence on passenger
Score data；(such as 24 hours) without the passenger of feedback, will be unable to continue to make in the scheduled time after being reminded for short message
With company of civil aviaton and related service business (such as company of civil aviaton cooperate pick machine service provider, cooperate with company of civil aviaton its
The provider of his Additional Services) product；
Based on above-mentioned data and data model, we can set up the credit system in civil aviaton's trip, and passenger is picking
Bad credit situation in machine service, it will the civil aviaton plan of travel follow-up to passenger has an impact.
The process that passenger picks machine service by the enjoyment of credit mechanism for the first time comprises the following steps：
Step 1, passenger accesses terminal, successfully makes a reservation for pick machine service；Passenger subscribes and picks a variety of inputs of machine service support
Equipment：Including mobile phone, tablet personal computer and various mobile terminals；
Step 2, passenger is authorized, and confirms to open scoring-credit mechanism；
Step 3, score credit mechanism, obtains the score data and credit data of passenger；
Step 4, pick machine service to terminate, passenger is settled accounts using the accrediting amount；
Step 5, clearing are completed, and update the accrediting amount and credit score data of passenger.
In summary, by above-described embodiment provided by the invention or preferred embodiment, in the ridership of airline
According to concentration, calculating analysis is carried out by credit model, judge the ability of payment of passenger, willingness to pay and can the accrediting amount, with
Based on this, for part passenger provide first service, post-paid body of picking test, solve pick machine service in low bad debt risk
Contradiction between excellent passenger experience.
Using the embodiment of the present invention or preferred embodiment, have the advantages that：
1st, passenger's relevant information is enriched, and the appraisal result degree of accuracy is high；
2nd, passenger data is easily followed the trail of, credit data updating decision；
3rd, the high quality passenger of payment demand and ability can be filtered out；
4th, ensure effectively to control risk on the premise of passenger experience；
5th, the supportability of bad credit is strong；
6th, can match somebody with somebody parameter, the accrediting amount, billing cycle can be adjusted flexibly.
The preferred embodiments of the present invention are the foregoing is only, are not intended to limit the invention, for the skill of this area
For art personnel, the present invention can have various modifications and variations.Within the spirit and principles of the invention, that is made any repaiies
Change, equivalent substitution, improvement etc., should be included in the scope of the protection.
Claims (10)
1. one kind picks machine service credit method, it is characterised in that including：
Obtain civil aviaton's trip data of user；
According to civil aviaton's trip data and credit model, the accrediting amount of the user is calculated.
2. according to the method for claim 1, it is characterised in that methods described also includes：The credit model is safeguarded, is wrapped
Include：
Newly-increased, modification or the scoring weight for deleting scoring item and the scoring item；And/or
Newly-increased, modification or the scoring scope for deleting the accrediting amount and the accrediting amount.
3. according to the method for claim 2, it is characterised in that scoring item includes at least one of：Trip number, go out
Row region, two cabin ratios, property of going on a journey, pick machine historical record, bad credit record, pick machine business datum.
4. according to the method in any one of claims 1 to 3, it is characterised in that according to civil aviaton's trip data and
Credit model, after the accrediting amount for calculating the user, methods described also includes：
Machine service of picking is provided in the range of the accrediting amount for the user, and records and is supplied to the user's to pick machine service
Caused account；
In the case where the user does not clear off the account in billing cycle, account mechanism is urged in execution.
5. according to the method for claim 4, it is characterised in that execution urges account mechanism to include：
Sent to the user and urge account short message；
In the case of not receiving the user feedback within the scheduled time after account short message is urged described in transmission, stopping the user makes
With the service of related civil aviaton and the qualification of related Additional Services.
A kind of 6. server, it is characterised in that including：Storage medium, for storage program；Described program operationally controls institute
State server and perform following operation：
Obtain civil aviaton's trip data of user；
According to civil aviaton's trip data and credit model, the accrediting amount of the user is calculated.
7. server according to claim 6, it is characterised in that described program operationally also controls the server to hold
The following operation of row：
The credit model is safeguarded, including：
Newly-increased, modification or the scoring weight for deleting scoring item and the scoring item；And/or
Newly-increased, modification or the scoring scope for deleting the accrediting amount and the accrediting amount.
8. server according to claim 7, it is characterised in that scoring item includes at least one of：Trip number,
Trip region, two cabin ratios, property of going on a journey, pick machine historical record, bad credit record, pick machine business datum.
9. the server according to any one of claim 6 to 8, it is characterised in that operationally controlled in described program
The server is according to civil aviaton's trip data and credit model, after the accrediting amount for calculating the user, described program
The server is operationally also controlled to perform following operation：
Machine service of picking is provided in the range of the accrediting amount for the user, and records and is supplied to the user's to pick machine service
Caused account；
In the case where the user does not clear off the account in billing cycle, account mechanism is urged in execution.
10. server according to claim 9, it is characterised in that described program operationally controls the server to hold
Row urges account mechanism to include following operation：
Sent to the user and urge account short message；
In the case of not receiving the user feedback within the scheduled time after account short message is urged described in transmission, stopping the user makes
With the service of related civil aviaton and the qualification of related Additional Services.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201711024518.9A CN107808290A (en) | 2017-10-27 | 2017-10-27 | Pick machine service credit method and server |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201711024518.9A CN107808290A (en) | 2017-10-27 | 2017-10-27 | Pick machine service credit method and server |
Publications (1)
| Publication Number | Publication Date |
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| CN107808290A true CN107808290A (en) | 2018-03-16 |
Family
ID=61582887
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201711024518.9A Pending CN107808290A (en) | 2017-10-27 | 2017-10-27 | Pick machine service credit method and server |
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| CN (1) | CN107808290A (en) |
Cited By (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN109242669A (en) * | 2018-08-20 | 2019-01-18 | 新疆玖富万卡信息技术有限公司 | A kind of credit method, user terminal and server based on trip track |
| CN109711588A (en) * | 2018-12-29 | 2019-05-03 | 上海携程商务有限公司 | Pick booking method, system, storage medium and the electronic equipment of machine service |
| CN110223079A (en) * | 2019-06-18 | 2019-09-10 | 黄伟 | One kind being based on third-party credit payment method |
-
2017
- 2017-10-27 CN CN201711024518.9A patent/CN107808290A/en active Pending
Cited By (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN109242669A (en) * | 2018-08-20 | 2019-01-18 | 新疆玖富万卡信息技术有限公司 | A kind of credit method, user terminal and server based on trip track |
| CN109711588A (en) * | 2018-12-29 | 2019-05-03 | 上海携程商务有限公司 | Pick booking method, system, storage medium and the electronic equipment of machine service |
| CN110223079A (en) * | 2019-06-18 | 2019-09-10 | 黄伟 | One kind being based on third-party credit payment method |
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Application publication date: 20180316 |