CN107784497A - NFC payment and wearable device based on wearable device - Google Patents
NFC payment and wearable device based on wearable device Download PDFInfo
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- CN107784497A CN107784497A CN201711171774.0A CN201711171774A CN107784497A CN 107784497 A CN107784497 A CN 107784497A CN 201711171774 A CN201711171774 A CN 201711171774A CN 107784497 A CN107784497 A CN 107784497A
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/327—Short range or proximity payments by means of M-devices
- G06Q20/3278—RFID or NFC payments by means of M-devices
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/341—Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
- G06Q20/3821—Electronic credentials
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Abstract
The invention discloses a kind of NFC payment and wearable device based on wearable device, it is related to technical field of near field communication, improves user and enter the payment efficiency paid under line.The method of the present invention includes：Wearable device is preserved the card image of the Payment Card when receiving the card image of Payment Card of intelligent mobile terminal transmission, wherein, the wearable device is the wearable device with near-field communication NFC function；The wearable device starts NFC payment functions when receiving default enabled instruction；The wearable device sends the card image of the Payment Card to the Cash collecting equipment after the payment request of Cash collecting equipment transmission is received, by the NFC payment functions, completes to pay.Enter present invention is suitably applied to user under line during paying.
Description
Technical field
The present invention relates to technical field of near field communication, more particularly to a kind of NFC payment based on wearable device
And wearable device.
Background technology
With the continuous development of scientific technology, using near-field communication (the Near Field of smart mobile phone
Communication, NFC) payment function complete line under pay have become a part essential in people's daily life.
With the development of NFC technique, NFC payment functions have become the standard configuration of smart mobile phone, when user in purchase and consumption or multiplies
Take transit bus, subway when, only need to be by the smart mobile phone with NFC function close to POS or public transport, the subway POS, can be short
Complete to pay in time.Due to, NFC payment functions have the characteristics that payment speed it is fast, without mobile network, therefore, use NFC
Payment function enters under line to pay gradually into the main flow means of payment.
For inventor during the present invention is realized, there is following technical problem in discovery in the prior art, when user uses
The NFC payment functions of smart mobile phone enter under line when paying, and in each payment process, are required for smart mobile phone from pocket
Draw out, then smart mobile phone is completed to pay close to the Cash collecting equipment such as POS or public transport, the subway POS, although, relative to tradition
Paid using the Payment Card such as credit card or mass transit card for, carrying out payment using smart mobile phone can give to a certain extent
It is convenient that user brings, and still, because the volume of smart mobile phone is excessive, covers repeatedly, dress smart mobile phone can cause user using intelligence
Can the process that is paid of mobile phone it is excessively cumbersome, so as to which the payment efficiency for causing user to enter to pay under line is relatively low.
The content of the invention
In view of this, NFC payment and wearable device provided by the invention based on wearable device, main purpose
It is that improving user enters the payment efficiency paid under line.
In order to solve the above problems, present invention generally provides following technical scheme：
In a first aspect, the invention provides a kind of NFC payment based on wearable device, this method includes：
Wearable device is when receiving the card image of Payment Card of intelligent mobile terminal transmission, by the Payment Card
Card image is preserved, wherein, the wearable device is the wearable device with near-field communication NFC function；
The wearable device starts NFC payment functions when receiving default enabled instruction；
The wearable device, will by the NFC payment functions after the payment request of Cash collecting equipment transmission is received
The card image of the Payment Card is sent to the Cash collecting equipment, completes to pay.
Optionally, when the wearable device is receiving the card image of Payment Card of intelligent mobile terminal transmission,
Before the card image of the Payment Card is preserved, methods described also includes：
Receive payment cipher setting instruction, and the payment cipher according to corresponding to the payment cipher sets instruction setting；
When detecting that the wearable device is in non-wearing state, the NFC payment functions are locked；
When receiving the payment cipher, the locking of the NFC payment functions is released.
Optionally, after the wearable device starts NFC payment functions, methods described also includes：
Receive Payment Card and choose instruction；
The wearable device, will by the NFC payment functions after the payment request of Cash collecting equipment transmission is received
The card image of the Payment Card is sent to the Cash collecting equipment, is completed payment and is specially：
The wearable device pays work(after the payment request that the Cash collecting equipment is sent is received by the NFC
Card image corresponding to the Payment Card being chosen into instruction is sent to the Cash collecting equipment, completes to pay.
Optionally, methods described also includes：
The shutdown electricity of the wearable device is arranged to pre-determined threshold electricity, to be in the wearable device
During off-mode, electricity is provided for the NFC payment functions using the pre-determined threshold electricity.
Second aspect, the present invention also provide a kind of wearable device, and the wearable device includes：
Storage unit, for wearable device when receiving the card image of Payment Card of intelligent mobile terminal transmission,
The card image of the Payment Card is preserved, wherein, the wearable device is wearing with near-field communication NFC function
Wear equipment；
Start unit, for the wearable device when receiving default enabled instruction, start NFC payment functions；
Transmitting element, for the wearable device after the payment request of Cash collecting equipment transmission is received, by described
NFC payment functions send the card image of the Payment Card to the Cash collecting equipment, complete to pay.
Optionally, the wearable device also includes：
Setup unit, for receiving the card letter of the Payment Card of intelligent mobile terminal transmission in the wearable device
During breath, before the storage unit is preserved the card image of the Payment Card, payment cipher setting instruction, and root are received
Payment cipher corresponding to instruction setting is set according to the payment cipher；
Lock cell, for when detecting that the wearable device is in non-wearing state, by the NFC payment functions
Locked；
Lifting unit, for when receiving the payment cipher, releasing the locking of the NFC payment functions.
Optionally, the wearable device also includes：
Receiving unit, after starting NFC payment functions in the wearable device, receive Payment Card and choose instruction；
The transmitting element, it is additionally operable to the wearable device and is receiving the payment request of the Cash collecting equipment transmission
Afterwards, the Payment Card is chosen to card image corresponding to instructing by the NFC payment functions to send to the Cash collecting equipment, it is complete
Into payment.
Optionally, the wearable device also includes：
Setting unit, for the shutdown electricity of the wearable device to be arranged into pre-determined threshold electricity, so as to described
When wearable device is in off-mode, electricity is provided for the NFC payment functions using the pre-determined threshold electricity.
To achieve these goals, according to the third aspect of the invention we, there is provided a kind of storage medium, the storage medium
Program including storage, wherein, equipment where the storage medium is controlled when described program is run performs base described above
In the NFC payment of wearable device.
To achieve these goals, according to the fourth aspect of the invention, there is provided a kind of processor, the processor are used for
Operation program, wherein, described program performs the NFC payment described above based on wearable device when running.
By above-mentioned technical proposal, technical scheme provided by the invention at least has following advantages：
A kind of NFC payment and wearable device based on wearable device provided by the invention, and in the prior art
User enters to pay under line using the NFC payment functions of smart mobile phone to be compared, and the present invention can be with the wearable of NFC function
After equipment receives the bank card of intelligent mobile terminal transmission or the card image of mass transit card, the card image is stored in into this can
In wearable device, when being paid under needing into line, quickly start the NFC of the wearable device by triggering default enabled instruction
Payment function, the payment that the wearable device can be received to Cash collecting equipment transmission close to Cash collecting equipment are asked, and now, this can
Wearable device is sent the card image that itself is preserved to Cash collecting equipment by NFC payment functions, can complete this time to pay.With
Family is paid by wearing the wearable device in wrist so that whole payment process becomes more convenient, saved more
Time, enter the payment efficiency paid under line so as to improve user；Further, since when being paid using mass transit card, pay
The numerical value of the amount of money is all smaller, therefore is paid for convenience based on wearable device using mass transit card, and the present invention can incite somebody to action
The NFC payment functions paid using mass transit card are arranged to be permanently in starting state, without by triggering default open
The mode of dynamic instruction starts the NFC payment functions paid using mass transit card, you can wearable device is under breath screen state just
It can complete to be paid using mass transit card, and then improve and stick into using public transport based on wearable device by NFC payment functions
The payment efficiency that row is paid.
Described above is only the general introduction of technical solution of the present invention, in order to better understand the technological means of the present invention,
And can be practiced according to the content of specification, and in order to allow above and other objects of the present invention, feature and advantage can
Become apparent, below especially exemplified by the embodiment of the present invention.
Brief description of the drawings
By reading the detailed description of hereafter preferred embodiment, it is various other the advantages of and benefit it is common for this area
Technical staff will be clear understanding.Accompanying drawing is only used for showing the purpose of preferred embodiment, and is not considered as to the present invention
Limitation.And in whole accompanying drawing, identical part is denoted by the same reference numerals.In the accompanying drawings：
Fig. 1 shows a kind of NFC payment flow chart based on wearable device provided in an embodiment of the present invention；
Fig. 2 shows that a kind of wearable device provided in an embodiment of the present invention receives the schematic diagram of Payment Card card image；
Fig. 3 shows a kind of signal paid based on wearable device using bank card provided in an embodiment of the present invention
Figure；
Fig. 4 shows a kind of signal paid based on wearable device using mass transit card provided in an embodiment of the present invention
Figure；
Fig. 5 shows another NFC payer flow charts based on wearable device provided in an embodiment of the present invention；
Fig. 6 shows a kind of composition frame chart of wearable device provided in an embodiment of the present invention；
Fig. 7 shows the composition frame chart of another wearable device provided in an embodiment of the present invention.
Embodiment
The exemplary embodiment of the present invention is more fully described below with reference to accompanying drawings.Although the present invention is shown in accompanying drawing
Exemplary embodiment, it being understood, however, that may be realized in various forms the present invention without should be by embodiments set forth here
Limited.Conversely, there is provided these embodiments are to be able to be best understood from the present invention, and can be by the scope of the present invention
Completely it is communicated to those skilled in the art.
The embodiments of the invention provide a kind of NFC payment based on wearable device, as shown in figure 1, this method is worked as
When wearable device with NFC function receives the card image of the Payment Card of intelligent mobile terminal transmission, the card is believed
Breath is preserved, and when being paid under subsequently needing into line, wearable device is paid according to the card image of preservation by NFC
Function is paid, and is improved user and is entered the payment efficiency paid under line, this method includes：
101st, wearable device is when receiving the card image of Payment Card of intelligent mobile terminal transmission, by Payment Card
Card image is preserved.
Wherein, wearable device is the wearable device with near-field communication NFC function, and intelligent mobile terminal can be
Smart mobile phone, the tablet personal computer of IOS systems, the smart mobile phone of android system, tablet personal computer etc..Wherein, Payment Card is silver
Row card or mass transit card, mass transit card can be the mass transit card of different geographical.
In embodiments of the present invention, on the basis of wearable device and intelligent mobile terminal establish connection, intelligent sliding is worked as
Dynamic terminal sends the card image of the bank card bound or the mass transit card opened to the wearable of NFC function
During equipment, the wearable device is preserved the card image after the bank card or the card image of mass transit card received；
When the card image of the bank card bound in intelligent mobile terminal or the mass transit card opened changes, for example, passing through intelligence
Mobile terminal is that the remaining sum of mass transit card changes, and the intelligent mobile terminal will can also change after the mass transit card is supplemented with money
Card image send into the wearable device, the wearable device is after the card image to change is received, by this
Card image is preserved.
Need to illustrate, can be established and connected by bluetooth between wearable device and intelligent mobile terminal,
It can be attached by other means, to this without limiting in the embodiment of the present invention.In addition, intelligent mobile terminal binding silver
Row card, open mass transit card and be that the mode supplemented with money of mass transit card can be for by the APP installed in intelligent mobile terminal
(Application, application program) binding bank card, open mass transit card and supplemented with money for the mass transit card opened, the present invention
Embodiment repeats no more to this.
102nd, wearable device starts NFC payment functions when receiving default enabled instruction.
Wherein, enabled instruction is preset for the instruction set in advance for being used to quickly start NFC payment functions, default startup to refer to
Order can be set as carrying out predetermined registration operation to the target button of wearable device, for example, wearable device is intelligent watch, when with
When the crown of intelligent watch is double-clicked at family, that is, mean that the intelligent watch receives default enabled instruction, just NFC branch capable of fast starting
Function is paid, without starting NFC payment functions by cumbersome operation.It should be noted that in actual applications will be pre-
If which kind of instruction enabled instruction is set as, limited in embodiments of the present invention without specific.
In embodiments of the present invention, when wearable device receives default enabled instruction, then quickly start NFC and pay work(
Can, it will be shown in using the Payment Card paid in wearable device screen, payment oneself be in ensure that user is known
In environment, so as to avoid the situation of the stolen brush of the Payment Card of user from occurring, and then it can ensure that user enters the peace paid under line
Quan Xing.
Need to illustrate, because when being paid using bank card, the numerical value of payment often all compares
Greatly, and when being paid using mass transit card, the numerical value of payment is all smaller, therefore, is set for convenience based on wearable
It is standby to be paid using mass transit card, for the NFC payment functions paid using mass transit card, startup can be constantly in
State, without starting the NFC payment functions paid using mass transit card by way of triggering default enabled instruction, i.e.,
Wearable device is under breath screen state and can completed to be paid using mass transit card by NFC payment functions.
103rd, wearable device will be paid after the payment request of Cash collecting equipment transmission is received by NFC payment functions
The card image of card is sent to Cash collecting equipment, completes to pay.
Wherein, Cash collecting equipment can be POS, bus card-reading machine or the subway POS.
In embodiments of the present invention, when wearable device startup NFC payment functions, and during close Cash collecting equipment, this can wear
The payment request of Cash collecting equipment transmission will be received by wearing equipment, and now, the wearable device passes through the NFC branch that has been started up
Pay function to send the card image for the Payment Card that itself is preserved to the Cash collecting equipment, complete this time to pay.For example, it ought open
When the wearable device of dynamic NFC payment functions is close to POS, the wearable device will receive the payment of POS transmission
Request, now, the wearable device can with by NFC payment functions by the card image for the bank card that itself is preserved send to
The POS, so as to complete to be paid using bank card based on wearable device；When having been started up wearing for NFC payment functions
When wearing equipment close to bus card-reading machine or the subway POS, the wearable device will receive the bus card-reading machine or subway brush
The payment request that card machine is sent, now, the wearable device can be with the mass transit card for being preserved itself by NFC payment functions
Card image is sent to the bus card-reading machine or the subway POS, so as to complete to be propped up using mass transit card based on wearable device
Pay.
For the embodiment of the present invention, wearable device receives and preserves the bank card or mass transit card of intelligent mobile terminal transmission
Card image and wearable device by NFC payment functions complete using bank card or mass transit card paid specifically should
Can be with as follows with scene, but not limited to this includes：As shown in Fig. 2 wearable device is intelligent watch, when intelligent mobile is whole
After end successfully binds bank card or successfully open mass transit card by the APP1 installed, based on the company established between intelligent watch
Connect, the card image of the bank card or the mass transit card is sent into intelligent watch, the intelligent watch receives and preserves the card
Information；As shown in figure 3, wearable device is intelligent watch, when user double-clicks the crown of intelligent watch, i.e. intelligent watch receives
It is quick to start NFC payment functions during default enabled instruction, intelligent watch screen will be shown in using the bank card paid
In, when intelligent watch is close to POS, the payment request of POS transmission will be received, now, the intelligent watch passes through
The NFC payment functions having been started up send the card image for the bank card that itself is preserved into the POS, so as to complete to be based on
Wearable device is paid using bank card；As shown in figure 4, wearable device is intelligent watch, when under breath screen state,
When having been started up the intelligent watch of NFC payment functions close to bus card-reading machine or the subway POS, the intelligent watch will receive
The payment request sent to the bus card-reading machine or the subway POS, now, the intelligent watch, which is under breath screen state, to be led to
NFC payment functions are crossed to send the card image for the mass transit card that itself is preserved into the bus card-reading machine or the subway POS, from
And complete to be paid using mass transit card based on wearable device.
A kind of NFC payment based on wearable device provided in an embodiment of the present invention, makes with user in the prior art
Entered to pay under line with the NFC payment functions of smart mobile phone and compared, the embodiment of the present invention can be with the wearable of NFC function
After equipment receives the bank card of intelligent mobile terminal transmission or the card image of mass transit card, the card image is stored in into this can
In wearable device, when being paid under needing into line, quickly start the NFC of the wearable device by triggering default enabled instruction
Payment function, the payment that the wearable device can be received to Cash collecting equipment transmission close to Cash collecting equipment are asked, and now, this can
Wearable device is sent the card image that itself is preserved to Cash collecting equipment by NFC payment functions, can complete this time to pay.With
Family is paid by wearing the wearable device in wrist so that whole payment process becomes more convenient, saved more
Time, enter the payment efficiency paid under line so as to improve user；Further, since when being paid using mass transit card, pay
The numerical value of the amount of money is all smaller, therefore is paid for convenience based on wearable device using mass transit card, the embodiment of the present invention
The NFC payment functions paid using mass transit card can be arranged to be permanently in starting state, without passing through triggering
The mode of default enabled instruction starts the NFC payment functions paid using mass transit card, you can wearable device is in breath screen shape
It can be completed to be paid using mass transit card by NFC payment functions under state, and then improve and public affairs are used based on wearable device
The payment efficiency for handing over card to be paid.
Below in order to be explained in more detail, the embodiments of the invention provide NFC branch of the another kind based on wearable device
The method of paying, particularly ensures the specific method of security paid based on wearable device, specifically as shown in figure 5, the party
Method includes：
201st, payment cipher is set, to ensure the security paid based on wearable device.
In embodiments of the present invention, when being paid under entering line based on wearable device, the security guaranteed payment is particularly
It is important, therefore, it is necessary to payment cipher is set for the NFC payment functions of wearable device, so as to avoid wearing as user
When wearing device losses, situation about being caused damage to the property of user occurs.Below will be to how to set payment cipher, to ensure
It is described in detail based on the security that wearable device is paid.
(1) payment cipher setting instruction, and the payment cipher according to corresponding to payment cipher sets instruction setting are received.
Wherein, payment cipher can be gesture pattern password, or the password of other forms, in the embodiment of the present invention
To this without limiting.
In embodiments of the present invention, wearable device receive intelligent mobile terminal send Payment Card card image it
It is preceding, it is necessary to for wearable device set payment cipher, when wearable device receive payment cipher setting instruction when, according to reception
Payment cipher corresponding to the payment cipher setting instruction setting arrived, i.e. user carry out setting payment by the screen of wearable device
During the operation of password, the operating process is considered as payment cipher setting instruction, now, wearable device is set according to the payment cipher
The payment cipher of fixed instruction setting is payment cipher of the user by wearable device setting screen.
(2) when detecting that wearable device is in non-wearing state, NFC payment functions are locked.
In embodiments of the present invention, when wearable device is in wearing state, paid by NFC payment functions
When, and the payment cipher set before this need not be inputted again in wearable device screen.But when wearable device detects
Non- wearing state is in itself, you can, will be by NFC payment functions when wearable device detects that itself departs from the wrist of user
Locked, thereby may be ensured that the wearable device loss as user, after being picked up by other people, other people can not use should
Wearable device is paid, and then ensure that the security paid based on wearable device.
Need to illustrate, in actual application, wearable device detects whether itself is in non-wearing shape
State can be detected by the sensor included in wearable device, for example, gravity sensor, acceleration transducer etc.,
It can be detected by other means, to this without limiting in the embodiment of the present invention.
(3) when receiving payment cipher, the locking of NFC payment functions is released.
In embodiments of the present invention, when wearable device receives payment cipher again, release to NFC payment functions
Locking, i.e., when user wears the wearable device again, and inputted by the screen of the wearable device and set before this again
Payment cipher when, the locking to NFC payment functions is just released, so as to recover the NFC payment functions of the wearable device.
202nd, wearable device is when receiving the card image of Payment Card of intelligent mobile terminal transmission, by Payment Card
Card image is preserved.
Wherein, the card image for the Payment Card that intelligent mobile terminal is sent is being received on step 202, wearable device
When, the card image of Payment Card is preserved, may be referred to the description of Fig. 1 corresponding parts, the embodiment of the present invention herein will not
Repeat again.
203rd, wearable device starts NFC payment functions when receiving default enabled instruction.
Wherein, on step 203, wearable device when receiving default enabled instruction, NFC payment functions are started, can
With the description with reference to the corresponding part of figure 1, the embodiment of the present invention will not be described in great detail herein.
204th, receive Payment Card and choose instruction.
Wherein, Payment Card chooses instruction and is used payment by being paid for selection of being determined according to user's actual need
The instruction of card, when preserving the card image of multiple Payment Cards in wearable device, choosing instruction according to Payment Card can select
Taking family, actually desired use of Payment Card is paid；When the card letter that a Payment Card is only preserved in wearable device
During breath, this Payment Card can be chosen according to Payment Card selection instruction and paid.
In embodiments of the present invention, when by step 203 start NFC payment functions after, wearable device receive according to
The Payment Card that family actual demand determines chooses instruction, and choosing instruction selection according to the Payment Card so as to follow-up wearable device is used for
The Payment Card paid, so as to realize wearable device selection user, actually desired use of Payment Card is propped up
Pay.
205th, wearable device will be paid after the payment request of Cash collecting equipment transmission is received by NFC payment functions
Card image corresponding to card selection instruction is sent to Cash collecting equipment, completes to pay.
In embodiments of the present invention, when wearable device startup NFC payment functions, and receive Payment Card and choose instruction
Afterwards, when wearable device is close to Cash collecting equipment, the wearable device will receive the payment request of Cash collecting equipment transmission,
Now, the wearable device will choose the card for instructing corresponding Payment Card with Payment Card by the NFC payment functions having been started up
Piece information is sent to the Cash collecting equipment, completes this time to pay.For example, preserved in wearable device bank card A, bank card B and
Bank card C card image, when user is chosen by the screen of the wearable device to the Payment Card that the wearable device issues
Instruct for choose bank card B paid when, in the wearable device close to some POS, and receive the POS transmission
After paying request, the wearable device is sent bank card B card image to this by the NFC payment functions having been started up
In POS, complete this time to pay.
Enter the endurance paid under line based on wearable device to improve, it is real in the another kind of the embodiment of the present invention
In existing mode, the shutdown electricity of wearable device can also be arranged to pre-determined threshold electricity, to be in wearable device
During off-mode, electricity is provided for NFC payment functions using pre-determined threshold electricity, is in so as to realize in wearable device
During off-mode, it still can be entered by NFC payment functions under line and paid, for example, the capacity of wearable device power supply is
300mAh, the numerical value of pre-determined threshold electricity is 30mAh, and the shutdown electricity of the wearable device is arranged into 30mAh, wearable to set
Remaining electricity in stand-by power source is used for the normal use for ensureing wearable device, when remaining electricity use finishes or user actively pass
Machine, when the wearable device is in off-mode, electricity is provided for NFC payment functions using pre-determined threshold electricity, now, is in
The wearable device of off-mode, still can be by having been started up after the payment request of Cash collecting equipment transmission is received
NFC payment functions send the card image for the Payment Card that itself is preserved to Cash collecting equipment, complete to pay.Need what is illustrated
It is that the numerical values recited of the amount of capacity for the wearable device power supply that above-described embodiment refers to and the pre-determined threshold electricity of setting is only
For ease of expression, in actual application, the amount of capacity of wearable device power supply and the pre-determined threshold electricity of setting
Numerical values recited can be any number.
To achieve these goals, according to another aspect of the present invention, the embodiment of the present invention additionally provides a kind of storage and is situated between
Matter, the storage medium include the program of storage, wherein, control equipment where the storage medium to hold when described program is run
The row NFC payment described above based on wearable device.
To achieve these goals, according to another aspect of the present invention, the embodiment of the present invention additionally provides a kind of processor,
The processor is used for operation program, wherein, described program performs the NFC branch described above based on wearable device when running
The method of paying.
Further, one is additionally provided as the realization to method shown in above-mentioned Fig. 1 and Fig. 5, another embodiment of the present invention
Kind wearable device.The device embodiment is corresponding with preceding method embodiment, and for ease of reading, present apparatus embodiment is no longer to preceding
The detail content stated in embodiment of the method is repeated one by one, is realized it should be understood that the device in the present embodiment can correspond to
Full content in preceding method embodiment.The wearable device is applied to raising user and enters the payment efficiency paid under line,
Specifically as shown in fig. 6, the wearable device includes：
Storage unit 31, the card image for the Payment Card that intelligent mobile terminal is sent is being received for wearable device
When, the card image of the Payment Card is preserved, wherein, the wearable device is with near-field communication NFC function
Wearable device；
Start unit 32, for the wearable device when receiving default enabled instruction, start NFC payment functions；
Transmitting element 33, for the wearable device after the payment request of Cash collecting equipment transmission is received, pass through institute
State NFC payment functions to send the card image of the Payment Card to the Cash collecting equipment, complete to pay.
Further, as shown in fig. 7, the wearable device also includes：
Setup unit 34, for receiving the card for the Payment Card that intelligent mobile terminal is sent in the wearable device
During information, before storage unit 31 is preserved the card image of the Payment Card, payment cipher setting instruction, and root are received
Payment cipher corresponding to instruction setting is set according to the payment cipher；
Lock cell 35, for when detecting that the wearable device is in non-wearing state, the NFC to be paid into work(
It can be locked；
Lifting unit 36, for when receiving the payment cipher, releasing the locking of the NFC payment functions.
Further, as shown in fig. 7, the wearable device also includes：
Receiving unit 37, after starting NFC payment functions in the wearable device, receive Payment Card selection and refer to
Order；
Transmitting element 33, the wearable device is additionally operable to after the payment request that the Cash collecting equipment is sent is received,
Card image corresponding to Payment Card selection instruction is sent to the Cash collecting equipment by the NFC payment functions, completed
Pay.
Further, as shown in fig. 7, the wearable device also includes：
Setting unit 38, for the shutdown electricity of the wearable device to be arranged into pre-determined threshold electricity, so as in institute
When stating wearable device and being in off-mode, electricity is provided for the NFC payment functions using the pre-determined threshold electricity.
A kind of NFC payment and wearable device based on wearable device provided in an embodiment of the present invention, it is and existing
User is entered to pay under line using the NFC payment functions of smart mobile phone and compared in technology, and the embodiment of the present invention can be with NFC
After the wearable device of function receives the bank card of intelligent mobile terminal transmission or the card image of mass transit card, the card is believed
Breath is stored in the wearable device, and when being paid under needing into line, quickly starting this by the default enabled instruction of triggering can
The NFC payment functions of wearable device, the wearable device can be received to the payment of Cash collecting equipment transmission close to Cash collecting equipment
Request, now, the wearable device is sent the card image that itself is preserved to Cash collecting equipment by NFC payment functions,
Complete this time to pay.User is paid by wearing the wearable device in wrist so that whole payment process becomes more
Add convenient, the saving more time, enter the payment efficiency paid under line so as to improve user；Further, since using mass transit card
When being paid, the numerical value of payment is all smaller, therefore is propped up for convenience based on wearable device using mass transit card
To pay, the NFC payment functions paid using mass transit card can be arranged to be permanently in starting state by the embodiment of the present invention, from
Without starting the NFC payment functions paid using mass transit card by way of triggering default enabled instruction, you can wearing
Equipment is under breath screen state and can completed to be paid using mass transit card by NFC payment functions, and then is improved based on can
The payment efficiency that wearable device is paid using mass transit card；Meanwhile the embodiment of the present invention can also be in when wearable device
During non-wearing state, the NFC payment functions of wearable device are locked, when receiving the payment cipher set before this,
The locking to NFC payment functions is released, so as to avoid the loss because of wearable device, and the property to user causes damage
Situation occur, and then the security paid based on wearable device can be ensured；And the embodiment of the present invention can be with
The shutdown electricity of wearable device is arranged to pre-determined threshold electricity, off-mode is in wearable device so as to realize
When, electricity is provided for NFC payment functions using pre-determined threshold electricity, is entered by NFC payment functions under line and paid, and then is improved
Enter the endurance paid under line based on wearable device.
It is equal that the wearable device includes processor and memory, above-mentioned storage unit, start unit and transmitting element etc.
As program unit storage in memory, the said procedure unit by computing device storage in memory is corresponding to realize
Function.
Kernel is included in processor, is gone in memory to transfer corresponding program unit by kernel.Kernel can set one
Or more, enter the payment efficiency paid under line by adjusting kernel parameter to improve user.
Memory may include computer-readable medium in volatile memory, random access memory (RAM) and/
Or the form such as Nonvolatile memory, such as read-only storage (ROM) or flash memory (flash RAM), memory includes at least one deposit
Store up chip.
The embodiments of the invention provide a kind of storage medium, program is stored thereon with, it is real when the program is executed by processor
The NFC payment based on wearable device any one of existing above example.
The embodiments of the invention provide a kind of processor, the processor is used for operation program, wherein, described program operation
The NFC payment based on wearable device any one of Shi Zhihang above example.
The embodiments of the invention provide a kind of equipment, equipment includes processor, memory and storage on a memory and can
The program run on a processor, following steps are realized during computing device program：
Wearable device is when receiving the card image of Payment Card of intelligent mobile terminal transmission, by the Payment Card
Card image is preserved, wherein, the wearable device is the wearable device with near-field communication NFC function；
The wearable device starts NFC payment functions when receiving default enabled instruction；
The wearable device, will by the NFC payment functions after the payment request of Cash collecting equipment transmission is received
The card image of the Payment Card is sent to the Cash collecting equipment, completes to pay.
Further, the card image for the Payment Card that intelligent mobile terminal is sent is being received in the wearable device
When, before the card image of the Payment Card is preserved, methods described also includes：
Receive payment cipher setting instruction, and the payment cipher according to corresponding to the payment cipher sets instruction setting；
When detecting that the wearable device is in non-wearing state, the NFC payment functions are locked；
When receiving the payment cipher, the locking of the NFC payment functions is released.
Further, after the wearable device starts NFC payment functions, methods described also includes：
Receive Payment Card and choose instruction；
The wearable device, will by the NFC payment functions after the payment request of Cash collecting equipment transmission is received
The card image of the Payment Card is sent to the Cash collecting equipment, is completed payment and is specially：
The wearable device pays work(after the payment request that the Cash collecting equipment is sent is received by the NFC
Card image corresponding to the Payment Card being chosen into instruction is sent to the Cash collecting equipment, completes to pay.
Further, methods described also includes：
The shutdown electricity of the wearable device is arranged to pre-determined threshold electricity, to be in the wearable device
During off-mode, electricity is provided for the NFC payment functions using the pre-determined threshold electricity.
Equipment herein can be server, PC, PAD, mobile phone etc..
Present invention also provides a kind of computer program product, when being performed on data processing equipment, is adapted for carrying out just
The program code of beginningization there are as below methods step：Card of the wearable device in the Payment Card for receiving intelligent mobile terminal transmission
During information, the card image of the Payment Card is preserved, wherein, the wearable device is with near-field communication NFC work(
The wearable device of energy；The wearable device starts NFC payment functions when receiving default enabled instruction；It is described to wear
Equipment is worn after the payment request of Cash collecting equipment transmission is received, by the NFC payment functions by the card of the Payment Card
Information is sent to the Cash collecting equipment, completes to pay.
It should be understood by those skilled in the art that, embodiments herein can be provided as method, system or computer program
Product.Therefore, the application can use the reality in terms of complete hardware embodiment, complete software embodiment or combination software and hardware
Apply the form of example.Moreover, the application can use the computer for wherein including computer usable program code in one or more
The computer program production that usable storage medium is implemented on (including but is not limited to magnetic disk storage, CD-ROM, optical memory etc.)
The form of product.
The application is with reference to the flow according to the method for the embodiment of the present application, equipment (system) and computer program product
Figure and/or block diagram describe.It should be understood that can be by every first-class in computer program instructions implementation process figure and/or block diagram
Journey and/or the flow in square frame and flow chart and/or block diagram and/or the combination of square frame.These computer programs can be provided
The processors of all-purpose computer, special-purpose computer, Embedded Processor or other programmable data processing devices is instructed to produce
A raw machine so that produced by the instruction of computer or the computing device of other programmable data processing devices for real
The device for the function of being specified in present one flow of flow chart or one square frame of multiple flows and/or block diagram or multiple square frames.
These computer program instructions, which may be alternatively stored in, can guide computer or other programmable data processing devices with spy
Determine in the computer-readable memory that mode works so that the instruction being stored in the computer-readable memory, which produces, to be included referring to
Make the manufacture of device, the command device realize in one flow of flow chart or multiple flows and/or one square frame of block diagram or
The function of being specified in multiple square frames.
These computer program instructions can be also loaded into computer or other programmable data processing devices so that counted
Series of operation steps is performed on calculation machine or other programmable devices to produce computer implemented processing, so as in computer or
The instruction performed on other programmable devices is provided for realizing in one flow of flow chart or multiple flows and/or block diagram one
The step of function of being specified in individual square frame or multiple square frames.
In a typical configuration, computing device includes one or more processors (CPU), input/output interface, net
Network interface and internal memory.
Memory may include computer-readable medium in volatile memory, random access memory (RAM) and/
Or the form such as Nonvolatile memory, such as read-only storage (ROM) or flash memory (flash RAM).Memory is computer-readable Jie
The example of matter.
Computer-readable medium includes permanent and non-permanent, removable and non-removable media can be by any method
Or technology come realize information store.Information can be computer-readable instruction, data structure, the module of program or other data.
The example of the storage medium of computer includes, but are not limited to phase transition internal memory (PRAM), static RAM (SRAM), moved
State random access memory (DRAM), other kinds of random access memory (RAM), read-only storage (ROM), electric erasable
Programmable read only memory (EEPROM), fast flash memory bank or other memory techniques, read-only optical disc read-only storage (CD-ROM),
Digital versatile disc (DVD) or other optical storages, magnetic cassette tape, the storage of tape magnetic rigid disk or other magnetic storage apparatus
Or any other non-transmission medium, the information that can be accessed by a computing device available for storage.Define, calculate according to herein
Machine computer-readable recording medium does not include temporary computer readable media (transitory media), such as data-signal and carrier wave of modulation.
It should also be noted that, term " comprising ", "comprising" or its any other variant are intended to nonexcludability
Comprising so that process, method, commodity or equipment including a series of elements not only include those key elements, but also wrapping
Include the other element being not expressly set out, or also include for this process, method, commodity or equipment intrinsic want
Element.In the absence of more restrictions, the key element limited by sentence "including a ...", it is not excluded that including key element
Other identical element in process, method, commodity or equipment also be present.
It will be understood by those skilled in the art that embodiments herein can be provided as method, system or computer program product.
Therefore, the application can be using the embodiment in terms of complete hardware embodiment, complete software embodiment or combination software and hardware
Form.Deposited moreover, the application can use to can use in one or more computers for wherein including computer usable program code
The shape for the computer program product that storage media is implemented on (including but is not limited to magnetic disk storage, CD-ROM, optical memory etc.)
Formula.
Embodiments herein is these are only, is not limited to the application.To those skilled in the art,
The application can have various modifications and variations.All any modifications made within spirit herein and principle, equivalent substitution,
Improve etc., it should be included within the scope of claims hereof.
Claims (10)
- A kind of 1. NFC payment based on wearable device, it is characterised in that including：Wearable device is when receiving the card image of Payment Card of intelligent mobile terminal transmission, by the card of the Payment Card Information is preserved, wherein, the wearable device is the wearable device with near-field communication NFC function；The wearable device starts NFC payment functions when receiving default enabled instruction；The wearable device is after the payment request of Cash collecting equipment transmission is received, by the NFC payment functions by described in The card image of Payment Card is sent to the Cash collecting equipment, completes to pay.
- 2. according to the method for claim 1, it is characterised in that receiving intelligent mobile terminal in the wearable device During the card image of the Payment Card of transmission, before the card image of the Payment Card is preserved, methods described also includes：Receive payment cipher setting instruction, and the payment cipher according to corresponding to the payment cipher sets instruction setting；When detecting that the wearable device is in non-wearing state, the NFC payment functions are locked；When receiving the payment cipher, the locking of the NFC payment functions is released.
- 3. according to the method for claim 1, it is characterised in that after the wearable device starts NFC payment functions, Methods described also includes：Receive Payment Card and choose instruction；The wearable device is after the payment request of Cash collecting equipment transmission is received, by the NFC payment functions by described in The card image of Payment Card is sent to the Cash collecting equipment, is completed payment and is specially：The wearable device, will by the NFC payment functions after the payment request that the Cash collecting equipment is sent is received Card image corresponding to the Payment Card selection instruction is sent to the Cash collecting equipment, completes to pay.
- 4. according to the method any one of claim 1-3, it is characterised in that methods described also includes：The shutdown electricity of the wearable device is arranged to pre-determined threshold electricity, to be in shutdown in the wearable device During state, electricity is provided for the NFC payment functions using the pre-determined threshold electricity.
- A kind of 5. wearable device, it is characterised in that including：Storage unit, for wearable device when receiving the card image of Payment Card of intelligent mobile terminal transmission, by institute The card image for stating Payment Card is preserved, wherein, the wearable device is to be set with the wearable of near-field communication NFC function It is standby；Start unit, for the wearable device when receiving default enabled instruction, start NFC payment functions；Transmitting element, for the wearable device after the payment request of Cash collecting equipment transmission is received, pass through the NFC branch Pay function to send the card image of the Payment Card to the Cash collecting equipment, complete to pay.
- 6. wearable device according to claim 5, it is characterised in that the wearable device also includes：Setup unit, for receiving the card image for the Payment Card that intelligent mobile terminal is sent in the wearable device When, before the storage unit is preserved the card image of the Payment Card, receive payment cipher setting and instruct, and according to Payment cipher corresponding to the payment cipher setting instruction setting；Lock cell, for when detecting that the wearable device is in non-wearing state, the NFC payment functions to be carried out Locking；Lifting unit, for when receiving the payment cipher, releasing the locking of the NFC payment functions.
- 7. wearable device according to claim 5, it is characterised in that the wearable device also includes：Receiving unit, after starting NFC payment functions in the wearable device, receive Payment Card and choose instruction；The transmitting element, the wearable device is additionally operable to after the payment request that the Cash collecting equipment is sent is received, is led to Cross the NFC payment functions to send card image corresponding to Payment Card selection instruction to the Cash collecting equipment, complete branch Pay.
- 8. according to the wearable device any one of claim 5-7, it is characterised in that the wearable device also wraps Include：Setting unit, for the shutdown electricity of the wearable device to be arranged into pre-determined threshold electricity, to be worn described When wearing equipment and being in off-mode, electricity is provided for the NFC payment functions using the pre-determined threshold electricity.
- A kind of 9. storage medium, it is characterised in that the storage medium includes the program of storage, wherein, run in described program When control the storage medium where equipment perform claim requirement 1 into claim 4 described in any one based on wearable The NFC payment of equipment.
- A kind of 10. processor, it is characterised in that the processor is used for operation program, wherein, right of execution when described program is run Profit requires 1 NFC payment based on wearable device into claim 4 described in any one.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201711171774.0A CN107784497A (en) | 2017-11-22 | 2017-11-22 | NFC payment and wearable device based on wearable device |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201711171774.0A CN107784497A (en) | 2017-11-22 | 2017-11-22 | NFC payment and wearable device based on wearable device |
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| Publication Number | Publication Date |
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| CN107784497A true CN107784497A (en) | 2018-03-09 |
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| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201711171774.0A Pending CN107784497A (en) | 2017-11-22 | 2017-11-22 | NFC payment and wearable device based on wearable device |
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| US11138486B1 (en) | 2019-09-20 | 2021-10-05 | Wells Fargo Bank N.A. | Cardholder sleeve with selectable wireless communication capabilities |
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Application publication date: 20180309 |