CN107784490A - A kind of polymerization payment platform based on data processing technique - Google Patents
A kind of polymerization payment platform based on data processing technique Download PDFInfo
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- CN107784490A CN107784490A CN201711060367.2A CN201711060367A CN107784490A CN 107784490 A CN107784490 A CN 107784490A CN 201711060367 A CN201711060367 A CN 201711060367A CN 107784490 A CN107784490 A CN 107784490A
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/02—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
- G06Q20/023—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP] the neutral party being a clearing house
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/085—Payment architectures involving remote charge determination or related payment systems
- G06Q20/0855—Payment architectures involving remote charge determination or related payment systems involving a third party
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- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L67/00—Network arrangements or protocols for supporting network services or applications
- H04L67/01—Protocols
- H04L67/02—Protocols based on web technology, e.g. hypertext transfer protocol [HTTP]
- H04L67/025—Protocols based on web technology, e.g. hypertext transfer protocol [HTTP] for remote control or remote monitoring of applications
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- General Physics & Mathematics (AREA)
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- Computer Security & Cryptography (AREA)
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Abstract
The invention discloses one kind to polymerize payment platform, including the remote data server based on cloud processing platform, communication terminal, Third-party payment platform, internet wireless communication network, Internet of Things wireless communication networks, the network switch and internet of things net controller, one working group of each network switch and internet of things net controller composition parallel with one another, the network switch and internet of things net controller in working group pass through internet wireless communication network respectively, Internet of Things wireless communication networks and the remote data server based on cloud processing platform, communication terminal, Third-party payment platform is connected with each other, its method of payment includes constructing system platform, customer information gathers, payment transaction, five steps such as data update and system platform extends.One aspect of the present invention can effectively improve the safety and reliability of on-line payment transaction data exchange, on the other hand can effectively improve the operating efficiency of transaction operation, reduce the construction, operation and maintenance cost of transaction system.
Description
Technical field
The present invention relates to one kind to polymerize payment platform, belongs to e-payment technical field.
Background technology
Now with popularizing for ecommerce, currently had become by payment platform progress on-line payment and worked as
Important means of payment in preceding transaction, it is often profit at present when carrying out payment operation by Third-party payment platform
With traditional platform of internet of things technology, by participation payment transaction activity both sides by the network platform directly with third party transaction platform
Payment transaction is carried out, although this mode can meet the needs of current payment transaction activity, is currently lived in the payment of reality
Found in dynamic, current this mode of doing business is in operation, on the one hand relative to the identification capability of tableware transaction both sides
It is weaker, data communication, monitoring and protective capacities deficiency during transaction, the reasons such as factor data is stolen easily occur and cause Fail Transaction and
Situations such as personal information leaks, the serious threat security of transaction, in addition, current this mode of doing business are also led
Cause third party transaction platform data treating capacity big, add the equipment investment and maintenance cost of third party transaction platform, simultaneously
The data-handling efficiency of third party transaction platform is also reduced, therefore is directed to this problem, it is a kind of brand-new there is an urgent need to develop
Method of commerce, to meet the needs of actual use.
The content of the invention
The object of the invention, which is that, overcomes above-mentioned deficiency, there is provided one kind polymerization payment platform.
To achieve the above object, the present invention is to be achieved through the following technical solutions：
One kind polymerization payment platform, including the remote data server based on cloud processing platform, communication terminal, third party's branch
Pay platform, internet wireless communication network, Internet of Things wireless communication networks, the network switch and internet of things net controller, wherein net
Network interchanger and internet of things net controller are at least one, and each network switch and an internet of things net controller are parallel with one another
A working group is formed, and mutually in parallel between each working group, the network switch and internet of things net controller in same working group
Pass through internet wireless communication network, Internet of Things wireless communication networks and the remote date transmission based on cloud processing platform respectively
Device, communication terminal, Third-party payment platform are connected with each other, and wherein Third-party payment platform passes through internet wireless communication network
Network is connected with each other with the remote data server based on cloud processing platform, and communication terminal is at least one, and each mobile communication
Terminal room is parallel with one another.
In the present embodiment, the remote data server based on cloud processing platform includes data operation processing sub-services
Device, data storage child servers, customer information certification child servers, encryption server and data retrieval child servers.
In the present embodiment, described communication terminal is included in POS, mobile braking communication device and PC
Any one.
In the present embodiment, described internet wireless communication network, Internet of Things wireless communication networks include at least two
Communication line, and it is mutually in parallel between each communication line.
A kind of method of payment for polymerizeing payment platform, comprises the following steps：
The first step, constructing system platform, form at least one work by the network switch and internet of things net controller are parallel with one another first
Make group, then by the network switch in working group by internet wireless communication network respectively with based on the remote of cloud processing platform
Journey data server, communication terminal, Third-party payment platform are connected with each other, the internet of things net controller in working group respectively with
Remote data server, communication terminal based on cloud processing platform, Third-party payment platform are connected with each other, and then will be based on
Pass through internet wireless communication network phase between the remote data server of cloud processing platform and at least one Third-party payment platform
Connect.
Second step, customer information collection, taken by communication terminal, while to the teledata based on cloud processing platform
Business device, Third-party payment platform are operated, and the authentication to consumer and trade company is new respectively is identified certification, and builds
Vertical corresponding access recognition code and the processing of relatively independent access information and memory cell；
3rd step, payment transaction, after completing second step operation, you can be traded operation by communication terminal, carrying out
During transactional operation, communication terminal is operated simultaneously by consumer and trade company respectively, and is passed through by communication terminal
Internet wireless communication network and the network switch are put down with the remote data server based on cloud processing platform and Third-party payment
Platform connects, and is put down so as to obtain in its each comfortable second step in the remote data server based on cloud processing platform and Third-party payment
The identity identification information certification preserved in platform, and after certification is completed, Third-party payment platform is entered by communication terminal
Row delivery operation, when carrying out identity identification information certification and delivery operation, the remote data server based on cloud processing platform,
Third-party payment platform is operated by Internet of Things wireless communication networks and internet of things net controller to communication terminal respectively,
Client identification information collection and right is carried out by the button on communication terminal, microphone and the first-class information collecting device of shooting
Process of exchange monitors；
4th step, data renewal, after payment transaction is completed, on the one hand by the remote data server based on cloud processing platform with
Third-party payment platform preserves to the relatively independent access information of second step structure respectively to caused data in transaction
In processing and memory cell, and raw information is updated, communication terminal is on the other hand passed through by consumer and trade company
To access information processing relatively independent in the remote data server based on cloud processing platform and Third-party payment platform and deposit
Information carries out active renewal in storage unit.
5th step, system platform extension, the Third-party payment platform on the one hand increased newly pass through internet wireless communication network
Directly it is connected with each other between the remote data server based on cloud processing platform, and in the teledata clothes based on cloud processing platform
The data retrieval of the newly-increased Third-party payment platform of structure sensing in device of being engaged in connects, and on the other hand newly-increased communication terminal is distinguished
By internet wireless communication network, Internet of Things wireless communication networks with the remote data server based on cloud processing platform and respectively
Third-party payment platform establishes connection, and is newly-increased communication terminal by the remote data server based on cloud processing platform
Distribution communication IP address, complete after Third-party payment platform and communication terminal set up, newly-increased equipment can return to the
Three steps are traded；
6th step, client extensions, newly-increased consumer and trade company are directly by each communication terminal based on cloud processing platform
Remote data server and third party transaction platform in establish relatively independent access information processing region, then identity is known
Other information is saved in each self-corresponding relatively independent access information processing region, and newly-increased consumer and trade company can return to
It is traded to the 3rd step.
Further, the Third-party payment platform in the described first step is at least one, and between each Third-party payment platform
It is parallel with one another.
Further, in described second step, described access recognition code is character password, picture and text password, biology spy
Any one or a few in sign password is used in conjunction with.
Present system is simple in construction, versatility and favorable expandability, and transaction system structure can be adjusted flexibly as needed, from
And the safety and reliability of on-line payment transaction data exchange on the one hand can be effectively improved, improve transaction and obtain confidentiality,
On the other hand the operating efficiency of transaction operation can be effectively improved, reduces the construction, operation and maintenance cost of transaction system.
Brief description of the drawings
Fig. 1 is schematic structural view of the invention；
Fig. 2 is the inventive method flow chart.
Embodiment
As shown in figure 1, a kind of polymerization payment platform, including the remote data server 1 based on cloud processing platform, movement lead to
Interrogate terminal 2, Third-party payment platform 3, internet wireless communication network 4, Internet of Things wireless communication networks 5, the network switch 6 and
Internet of things net controller 7, the wherein network switch 6 and internet of things net controller 7 are at least one, and each He of the network switch 6
One internet of things net controller 7 is parallel with one another to form a working group, and mutually in parallel between each working group, in same working group
The network switch 6 and internet of things net controller 7 pass through internet wireless communication network 4, Internet of Things wireless communication networks 5 and base respectively
It is connected with each other in the remote data server 1, communication terminal 2, Third-party payment platform 3 of cloud processing platform, wherein the 3rd
Square payment platform 3 is connected with each other by internet wireless communication network 4 and the remote data server 1 based on cloud processing platform,
The terminal of mobile communication 2 is at least one, and parallel with one another between each communication terminal 2.
In the present embodiment, the remote data server 1 based on cloud processing platform includes data operation processing son clothes
Business device, data storage child servers, customer information certification child servers, encryption server and data retrieval child servers.
In the present embodiment, described communication terminal 2 is included in POS, mobile braking communication device and PC
Any one.
In the present embodiment, described internet wireless communication network 4, Internet of Things wireless communication networks 5 include at least two
Bar communication line, and it is mutually in parallel between each communication line.
As shown in Fig. 2 a kind of method of payment for polymerizeing payment platform, comprises the following steps：
The first step, constructing system platform, form at least one work by the network switch and internet of things net controller are parallel with one another first
Make group, then by the network switch in working group by internet wireless communication network respectively with based on the remote of cloud processing platform
Journey data server, communication terminal, Third-party payment platform are connected with each other, the internet of things net controller in working group respectively with
Remote data server, communication terminal based on cloud processing platform, Third-party payment platform are connected with each other, and then will be based on
Pass through internet wireless communication network phase between the remote data server of cloud processing platform and at least one Third-party payment platform
Connect.
Second step, customer information collection, taken by communication terminal, while to the teledata based on cloud processing platform
Business device, Third-party payment platform are operated, and the authentication to consumer and trade company is new respectively is identified certification, and builds
Vertical corresponding access recognition code and the processing of relatively independent access information and memory cell；
3rd step, payment transaction, after completing second step operation, you can be traded operation by communication terminal, carrying out
During transactional operation, communication terminal is operated simultaneously by consumer and trade company respectively, and is passed through by communication terminal
Internet wireless communication network and the network switch are put down with the remote data server based on cloud processing platform and Third-party payment
Platform connects, and is put down so as to obtain in its each comfortable second step in the remote data server based on cloud processing platform and Third-party payment
The identity identification information certification preserved in platform, and after certification is completed, Third-party payment platform is entered by communication terminal
Row delivery operation, when carrying out identity identification information certification and delivery operation, the remote data server based on cloud processing platform,
Third-party payment platform is operated by Internet of Things wireless communication networks and internet of things net controller to communication terminal respectively,
Client identification information collection and right is carried out by the button on communication terminal, microphone and the first-class information collecting device of shooting
Process of exchange monitors；
4th step, data renewal, after payment transaction is completed, on the one hand by the remote data server based on cloud processing platform with
Third-party payment platform preserves to the relatively independent access information of second step structure respectively to caused data in transaction
In processing and memory cell, and raw information is updated, communication terminal is on the other hand passed through by consumer and trade company
To access information processing relatively independent in the remote data server based on cloud processing platform and Third-party payment platform and deposit
Information carries out active renewal in storage unit.
5th step, system platform extension, the Third-party payment platform on the one hand increased newly pass through internet wireless communication network
Directly it is connected with each other between the remote data server based on cloud processing platform, and in the teledata clothes based on cloud processing platform
The data retrieval of the newly-increased Third-party payment platform of structure sensing in device of being engaged in connects, and on the other hand newly-increased communication terminal is distinguished
By internet wireless communication network, Internet of Things wireless communication networks with the remote data server based on cloud processing platform and respectively
Third-party payment platform establishes connection, and is newly-increased communication terminal by the remote data server based on cloud processing platform
Distribution communication IP address, complete after Third-party payment platform and communication terminal set up, newly-increased equipment can return to the
Three steps are traded；
6th step, client extensions, newly-increased consumer and trade company are directly by each communication terminal based on cloud processing platform
Remote data server and third party transaction platform in establish relatively independent access information processing region, then identity is known
Other information is saved in each self-corresponding relatively independent access information processing region, and newly-increased consumer and trade company can return to
It is traded to the 3rd step.
In the present embodiment, the Third-party payment platform in the described first step is at least one, and each Third-party payment platform
Between it is parallel with one another.
In the present embodiment, in described second step, described access recognition code is character password, picture and text password, biology
Any one or a few in feature password is used in conjunction with.
Present system is simple in construction, versatility and favorable expandability, and transaction system structure can be adjusted flexibly as needed, from
And the safety and reliability of on-line payment transaction data exchange on the one hand can be effectively improved, improve transaction and obtain confidentiality,
On the other hand the operating efficiency of transaction operation can be effectively improved, reduces the construction, operation and maintenance cost of transaction system.
The general principle and principal character and advantages of the present invention of the present invention has been shown and described above.The technology of the industry
Personnel are it should be appreciated that the present invention is not limited to the above embodiments, and the simply explanation described in above-described embodiment and specification is originally
The principle of invention, without departing from the spirit and scope of the present invention, various changes and modifications of the present invention are possible, these changes
Change and improvement all fall within the protetion scope of the claimed invention.The claimed scope of the invention by appended claims and its
Equivalent thereof.
Claims (7)
1. one kind polymerization payment platform, it is characterised in that：The polymerization payment platform includes the long-range number based on cloud processing platform
According to server, communication terminal, Third-party payment platform, internet wireless communication network, Internet of Things wireless communication networks, net
Network interchanger and internet of things net controller, wherein the described network switch and internet of things net controller is at least one, and each
One working group of the network switch and internet of things net controller composition parallel with one another, and it is mutually in parallel between each working group, together
The network switch and internet of things net controller in one working group pass through internet wireless communication network, Internet of Things wireless telecommunications respectively
Network is connected with each other with the remote data server based on cloud processing platform, communication terminal, Third-party payment platform, wherein
Described Third-party payment platform passes through internet wireless communication network and the remote data server phase based on cloud processing platform
Connect, described communication terminal is at least one, and parallel with one another between each communication terminal.
A kind of 2. polymerization payment platform according to claim 1, it is characterised in that：It is described based on the remote of cloud processing platform
Journey data server include data operation processing child servers, data storage child servers, customer information certification child servers, plus
Close server and data retrieval child servers.
A kind of 3. polymerization payment platform according to claim 1, it is characterised in that：Described communication terminal includes
Any one in POS, mobile braking communication device and PC.
A kind of 4. polymerization payment platform according to claim 1, it is characterised in that：Described internet wireless communication network
Network, Internet of Things wireless communication networks include at least two communication lines, and mutually in parallel between each communication line.
5. a kind of method of payment for polymerizeing payment platform, it is characterised in that the method for payment of described polymerization payment platform includes
Following steps：
The first step, constructing system platform, form at least one work by the network switch and internet of things net controller are parallel with one another first
Make group, then by the network switch in working group by internet wireless communication network respectively with based on the remote of cloud processing platform
Journey data server, communication terminal, Third-party payment platform are connected with each other, the internet of things net controller in working group respectively with
Remote data server, communication terminal based on cloud processing platform, Third-party payment platform are connected with each other, and then will be based on
Pass through internet wireless communication network phase between the remote data server of cloud processing platform and at least one Third-party payment platform
Connect；
Second step, customer information collection, by communication terminal, while to the remote date transmission based on cloud processing platform
Device, Third-party payment platform are operated, and the authentication to consumer and trade company is new respectively is identified certification, and establishes
Corresponding accesses recognition code and the processing of relatively independent access information and memory cell；
3rd step, payment transaction, after completing second step operation, you can be traded operation by communication terminal, carrying out
During transactional operation, communication terminal is operated simultaneously by consumer and trade company respectively, and is passed through by communication terminal
Internet wireless communication network and the network switch are put down with the remote data server based on cloud processing platform and Third-party payment
Platform connects, and is put down so as to obtain in its each comfortable second step in the remote data server based on cloud processing platform and Third-party payment
The identity identification information certification preserved in platform, and after certification is completed, Third-party payment platform is entered by communication terminal
Row delivery operation, when carrying out identity identification information certification and delivery operation, the remote data server based on cloud processing platform,
Third-party payment platform is operated by Internet of Things wireless communication networks and internet of things net controller to communication terminal respectively,
Client identification information collection and right is carried out by the button on communication terminal, microphone and the first-class information collecting device of shooting
Process of exchange monitors；
4th step, data renewal, after payment transaction is completed, on the one hand by the remote data server based on cloud processing platform with
Third-party payment platform preserves to the relatively independent access information of second step structure respectively to caused data in transaction
In processing and memory cell, and raw information is updated, communication terminal is on the other hand passed through by consumer and trade company
To access information processing relatively independent in the remote data server based on cloud processing platform and Third-party payment platform and deposit
Information carries out active renewal in storage unit；
5th step, system platform extension, on the one hand newly-increased Third-party payment platform is direct by internet wireless communication network
It is connected with each other between the remote data server based on cloud processing platform, and in the remote data server based on cloud processing platform
Middle structure points to the data retrieval connection of newly-increased Third-party payment platform, and on the other hand newly-increased communication terminal passes through respectively
Internet wireless communication network, Internet of Things wireless communication networks and remote data server and Ge tri- based on cloud processing platform
Square payment platform establishes connection, and is distributed by the remote data server based on cloud processing platform for newly-increased communication terminal
IP address is communicated, after completion Third-party payment platform and communication terminal are set up, newly-increased equipment can return to the 3rd step
It is traded；
6th step, client extensions, newly-increased consumer and trade company are directly by each communication terminal based on cloud processing platform
Remote data server and third party transaction platform in establish relatively independent access information processing region, then identity is known
Other information is saved in each self-corresponding relatively independent access information processing region, and newly-increased consumer and trade company can return to
It is traded to the 3rd step.
A kind of 6. method of payment for polymerizeing payment platform according to claim 5, it is characterised in that：In the described first step
Third-party payment platform it is at least one and parallel with one another between each Third-party payment platform.
A kind of 7. method of payment for polymerizeing payment platform according to claim 5, it is characterised in that：Described second step
In, described access recognition code is that character password, picture and text password, any one or a few in biological characteristic password make jointly
With.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201711060367.2A CN107784490A (en) | 2017-11-02 | 2017-11-02 | A kind of polymerization payment platform based on data processing technique |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201711060367.2A CN107784490A (en) | 2017-11-02 | 2017-11-02 | A kind of polymerization payment platform based on data processing technique |
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| Publication Number | Publication Date |
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| CN107784490A true CN107784490A (en) | 2018-03-09 |
Family
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| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201711060367.2A Withdrawn CN107784490A (en) | 2017-11-02 | 2017-11-02 | A kind of polymerization payment platform based on data processing technique |
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| Country | Link |
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| CN (1) | CN107784490A (en) |
Cited By (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN109558537A (en) * | 2018-11-20 | 2019-04-02 | 深圳智链物联科技有限公司 | A kind of data processing method and device of aggregation platform |
| CN117010987A (en) * | 2023-07-14 | 2023-11-07 | 南京苏维博欣信息技术有限公司 | Foreign trade customer automatic recommendation system and method thereof |
-
2017
- 2017-11-02 CN CN201711060367.2A patent/CN107784490A/en not_active Withdrawn
Cited By (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN109558537A (en) * | 2018-11-20 | 2019-04-02 | 深圳智链物联科技有限公司 | A kind of data processing method and device of aggregation platform |
| CN117010987A (en) * | 2023-07-14 | 2023-11-07 | 南京苏维博欣信息技术有限公司 | Foreign trade customer automatic recommendation system and method thereof |
| CN117010987B (en) * | 2023-07-14 | 2024-04-16 | 南京苏维博欣信息技术有限公司 | Foreign trade customer automatic recommendation system and method thereof |
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