CN107680025A - The premium of social security card declaration form is continuous to pay method, equipment and storage medium - Google Patents

The premium of social security card declaration form is continuous to pay method, equipment and storage medium Download PDF

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Publication number
CN107680025A
CN107680025A CN201710310155.9A CN201710310155A CN107680025A CN 107680025 A CN107680025 A CN 107680025A CN 201710310155 A CN201710310155 A CN 201710310155A CN 107680025 A CN107680025 A CN 107680025A
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social security
security card
declaration form
premium
insurance
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丘健
徐广�
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Ping An Technology Shenzhen Co Ltd
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Ping An Technology Shenzhen Co Ltd
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Priority to CN201710310155.9A priority Critical patent/CN107680025A/en
Priority to PCT/CN2017/111904 priority patent/WO2018201696A1/en
Publication of CN107680025A publication Critical patent/CN107680025A/en
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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06FELECTRIC DIGITAL DATA PROCESSING
    • G06F16/00Information retrieval; Database structures therefor; File system structures therefor
    • G06F16/20Information retrieval; Database structures therefor; File system structures therefor of structured data, e.g. relational data
    • G06F16/24Querying
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06FELECTRIC DIGITAL DATA PROCESSING
    • G06F16/00Information retrieval; Database structures therefor; File system structures therefor
    • G06F16/20Information retrieval; Database structures therefor; File system structures therefor of structured data, e.g. relational data
    • G06F16/25Integrating or interfacing systems involving database management systems
    • G06F16/252Integrating or interfacing systems involving database management systems between a Database Management System and a front-end application
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/08Insurance
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q50/00Information and communication technology [ICT] specially adapted for implementation of business processes of specific business sectors, e.g. utilities or tourism
    • G06Q50/10Services
    • G06Q50/26Government or public services

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  • Business, Economics & Management (AREA)
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  • General Physics & Mathematics (AREA)
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  • Databases & Information Systems (AREA)
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  • Tourism & Hospitality (AREA)
  • General Engineering & Computer Science (AREA)
  • Development Economics (AREA)
  • General Health & Medical Sciences (AREA)
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  • Human Resources & Organizations (AREA)
  • Health & Medical Sciences (AREA)
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  • Computational Linguistics (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

Continue the invention discloses a kind of premium of social security card declaration form and pay method, equipment and storage medium, the premium of the social security card declaration form continues the method for paying and comprised the following steps:The social security card declaration form within the continuation of insurance time limit is obtained from database every preset duration;The available balance inquired about in the social security card account that is associated with the social security card declaration form, and the size of the available balance and the renewal premium of the corresponding social security card declaration form;When the available balance is more than or equal to the renewal premium, the continuation of insurance authority of the social security card declaration form is verified;When the continuation of insurance authority of the social security card declaration form passes through checking, the renewal premium is deducted in the social security card account to complete the continuation of insurance of the social security card declaration form.The present invention can realize the automatic reinstatement of social security card declaration form, beneficial to the popularization and landing of business social security card declaration form, be easy to client is continuous to pay premium.

Description

The premium of social security card declaration form is continuous to pay method, equipment and storage medium
Technical field
The present invention relates to the communications field, more particularly to a kind of premium of social security card declaration form to continue method of paying, equipment and storage and be situated between Matter.
Background technology
The species of insurance is various, such as life insurance, property insurance, accident insurance and vehicle insurance, client can according to oneself need buy Different insurances.Most worker has paid social security, the social security expense paid, and individual can not draw, but can conduct Medical security uses.At present, a kind of social security card declaration form on the market be present, you can protect to be bought with the available balance in social security card Danger, but after buying the insurance, and when social security card declaration form needs continuation of insurance, client can only arrive the continuation of insurance of sales counter progress social security card declaration form Payment.However, because the quantity of sales counter is generally less, the client for payment of continuing insurance easily causes crowded when more, brought to user Inconvenience.
The content of the invention
A kind of premium of social security card declaration form is continuous to pay method, equipment and storage medium it is a primary object of the present invention to providing, Aim to solve the problem that and easily cause crowded, to be made troubles technical problem to user when the client of continuation of insurance payment is more.
To achieve the above object, a kind of premium of social security card declaration form of present invention offer is continuous pays method, the social security card declaration form Premium continue the method for paying comprise the following steps:
The social security card declaration form within the continuation of insurance time limit is obtained from database every preset duration;
The available balance inquired about in the social security card account that is associated with the social security card declaration form, and the available balance and The size of the renewal premium of the corresponding social security card declaration form;
When the available balance is more than or equal to the renewal premium, the continuation of insurance authority of the social security card declaration form is verified;
When the continuation of insurance authority of the social security card declaration form passes through checking, the continuation of insurance is deducted in the social security card account and is protected Take to complete the continuation of insurance of the social security card declaration form.
Alternatively, after the step of continuation of insurance authority of the checking social security card declaration form, the guarantor of the social security card declaration form Fei Xu, which pays method, also to be included:
When the continuation of insurance authority of the social security card declaration form is not verified, to the client with the social security card account relating Send the continuation of insurance request of the social security card declaration form;
Receive confirmation continuation of insurance information of the client based on the continuation of insurance request feedback;
The renewal premium is deducted in the social security card account to complete the continuation of insurance of the social security card declaration form, and updates institute State the continuation of insurance authority in social security card declaration form.
Alternatively, the available balance inquired about in the social security card account associated with the social security card declaration form, and compare institute After the step of stating the renewal premium and the size of the available balance of social security card declaration form, the premium of the social security card declaration form is continuous to pay Method also includes:
When the available balance is less than the renewal premium, inquire about remaining in the bank card of the social security card declaration form association Volume;
Remaining sum in the bank card is more than or equal to the renewal premium, and the continuation of insurance authority of the social security card declaration form When passing through checking, the renewal premium is deducted in the bank card to complete the continuation of insurance of the social security card declaration form.
Alternatively, after the step of remaining sum in the bank card of inquiry social security card declaration form association, the social security The premium of card declaration form is continuous, which to pay method, also includes:
When remaining sum in the bank card is less than the renewal premium, to the client with the social security card account relating Prompting message is sent, the prompting message includes renewal premium and payment time limit;
Prescribed a time limit when reaching the payment, obtain the state of the social security card declaration form;
When the state of the social security card declaration form is to have continued insurance state, continuation of insurance successful information is sent to the client.
Alternatively, the available balance inquired about in the social security card account associated with the social security card declaration form, and compare institute After the step of stating the renewal premium and the size of the available balance of social security card declaration form, the premium of the social security card declaration form is continuous to pay Method also includes:
When the available balance is less than the renewal premium, the available balance is deducted in the social security card account, And calculate and treat renewal premium;
The remaining sum inquired about in the bank card of the social security card declaration form association;
Remaining sum in the bank card treats renewal premium, and the continuation of insurance power of the social security card declaration form described in being more than or equal to When limit passes through checking, renewal premium is treated to complete the continuation of insurance of the social security card declaration form described in deduction in the bank card.
In order to solve the above problems, the present invention also provides that a kind of premium of social security card declaration form is continuous to pay equipment, the social security card The premium of declaration form is continuous, which to pay equipment, includes:Memory, processor and it is stored on the memory and can transports on the processor The premium of capable social security card declaration form is continuous to pay program, and the continuous program of paying of the premium of the social security card declaration form is by real during the computing device Existing following steps:
The social security card declaration form within the continuation of insurance time limit is obtained from database every preset duration;
The available balance inquired about in the social security card account that is associated with the social security card declaration form, and the available balance and The size of the renewal premium of the corresponding social security card declaration form;
When the available balance is more than or equal to the renewal premium, the continuation of insurance authority of the social security card declaration form is verified;
When the continuation of insurance authority of the social security card declaration form passes through checking, the continuation of insurance is deducted in the social security card account and is protected Take to complete the continuation of insurance of the social security card declaration form.
Alternatively, the premium of the social security card declaration form is continuous when paying program by the computing device, also realizes following steps:
When the continuation of insurance authority of the social security card declaration form is not verified, to the client with the social security card account relating Send the continuation of insurance request of the social security card declaration form;
Receive confirmation continuation of insurance information of the client based on the continuation of insurance request feedback;
The renewal premium is deducted in the social security card account to complete the continuation of insurance of the social security card declaration form, and updates institute State the continuation of insurance authority in social security card declaration form.
Alternatively, the premium of the social security card declaration form is continuous when paying program by the computing device, also realizes following steps:
When the available balance is less than the renewal premium, inquire about remaining in the bank card of the social security card declaration form association Volume;
Remaining sum in the bank card is more than or equal to the renewal premium, and the continuation of insurance authority of the social security card declaration form When passing through checking, the renewal premium is deducted in the bank card to complete the continuation of insurance of the social security card declaration form.
Alternatively, the premium of the social security card declaration form is continuous when paying program by the computing device, also realizes following steps:
When remaining sum in the bank card is less than the renewal premium, to the client with the social security card account relating Prompting message is sent, the prompting message includes renewal premium and payment time limit;
Prescribed a time limit when reaching the payment, obtain the state of the social security card declaration form;
When the state of the social security card declaration form is to have continued insurance state, continuation of insurance successful information is sent to the client.
In order to solve the above problems, the present invention also provides a kind of computer-readable recording medium, described computer-readable to deposit Be stored with storage media social security card declaration form premium it is continuous pay program, the premium of the social security card declaration form is continuous to pay program and is held by processor Realize that the premium of social security card declaration form as described above continues the step of paying method during row.
Server of the present invention obtains the social security card declaration form within the continuation of insurance time limit every preset duration from database, then The available balance inquired about in the social security card account that is associated with the social security card declaration form, and compare the social security card declaration form renewal premium and The size of the available balance, when the available balance is more than or equal to the renewal premium, verify the continuation of insurance power of the social security card declaration form Limit, when the continuation of insurance authority of the social security card declaration form passes through checking, deducts the renewal premium to complete the society in social security card account The continuation of insurance of card declaration form is protected, this programme possesses automatically by obtaining social security card declaration form to be continued insurance automatically, and in the social security card declaration form During authority of continuing insurance, continuation of insurance expense is deducted in the social security card account of association, to realize the automatic reinstatement of social security card declaration form, beneficial to industry The popularization and landing of business social security card declaration form, it is easy to client is continuous to pay premium, also allows for insurance company and collect premium.
Brief description of the drawings
Fig. 1 is the device structure schematic diagram for the hardware running environment that scheme of the embodiment of the present invention is related to;
Fig. 2 is the continuous schematic flow sheet for paying method first embodiment of premium of social security card declaration form of the present invention;
Fig. 3 is the continuous schematic flow sheet for paying method second embodiment of premium of social security card declaration form of the present invention;
Fig. 4 is the continuous schematic flow sheet for paying method 3rd embodiment of premium of social security card declaration form of the present invention;
Fig. 5 is the continuous schematic flow sheet for paying method fourth embodiment of premium of social security card declaration form of the present invention;
Fig. 6 is the continuous schematic flow sheet for paying the embodiment of method the 5th of premium of social security card declaration form of the present invention.
The realization, functional characteristics and advantage of the object of the invention will be described further referring to the drawings in conjunction with the embodiments.
Embodiment
It should be appreciated that the specific embodiments described herein are merely illustrative of the present invention, it is not intended to limit the present invention.
Paid dues because client in the prior art must arrive sales counter of paying dues and carry out renewing for social security card declaration form, but sales counter number of paying dues Measure limited, when continuation of insurance payment client is more, easily cause crowded, be not easy to the continuous premium for handing over social security card declaration form of user.
A kind of premium of social security card declaration form of present invention offer is continuous to pay method, is protected by obtaining social security card to be continued insurance automatically It is single, and when the social security card declaration form possesses automatic reinstatement authority, continuation of insurance expense is deducted in the social security card account of association, to realize The automatic reinstatement of social security card declaration form, beneficial to the popularization and landing of business social security card declaration form, it is easy to client is continuous to pay premium, also allows for protecting Dangerous company collects premium.
As shown in figure 1, Fig. 1 is the device structure schematic diagram for the hardware running environment that scheme of the embodiment of the present invention is related to.
The continuous equipment of paying of the premium of social security card declaration form of the embodiment of the present invention can be PC or smart mobile phone, flat board electricity Brain, E-book reader, pocket computer etc. have the packaged type terminal device of display function.
Pay equipment as shown in figure 1, the premium of the social security card declaration form is continuous and can include:Processor 1001, such as CPU, network Interface 1004, user interface 1003, memory 1005, communication bus 1002.Wherein, communication bus 1002 is used to realize these groups Connection communication between part.User interface 1003 can include display screen (Display), input block such as keyboard (Keyboard), optional user interface 1003 can also include wireline interface, the wave point of standard.Network interface 1004 is optional Wireline interface, the wave point (such as WI-FI interfaces) that can include standard.Memory 1005 can be high-speed RAM memory, Can also be stable memory (non-volatile memory), such as magnetic disk storage.Memory 1005 optionally may be used also To be independently of the storage device of aforementioned processor 1001.
Alternatively, the continuous equipment of paying of the premium of social security card declaration form can also include user interface, camera, RF (Radio Frequency, radio frequency) circuit, sensor, voicefrequency circuit, WiFi module etc..Wherein, user interface can include aobvious Display screen (Display), input block such as keyboard (Keyboard), optional user interface can also connect including the wired of standard Mouth, wave point.
It will be understood by those skilled in the art that the premium of the social security card declaration form shown in Fig. 1 is continuous to pay device structure not structure The continuous restriction for paying equipment of premium of paired social security card declaration form, can include parts more more or less than diagram, or combine certain A little parts, or different parts arrangement.
As shown in figure 1, it can lead to as in a kind of memory 1005 of computer-readable storage medium including operating system, network The premium of letter module, Subscriber Interface Module SIM and social security card declaration form is continuous to pay program.Wherein, operating system is management and control social security The continuous program for paying device hardware and software resource of the premium of card declaration form, supports network communication module, the premium of social security card declaration form to continue Pay the operation of program and other programs or software;Network communication module is used to managing and controlling network interface 1004.
Equipment is paid the premium of the social security card declaration form shown in Fig. 1 is continuous, network interface 1004 is mainly used in connection backstage and takes Business device, enters row data communication with background server;User interface 1003 is mainly used in connecting client (user terminal), with client Enter row data communication;And processor 1001 can be used for calling the premium of the social security card declaration form stored in memory 1005 is continuous to pay journey Sequence, and perform following operate:
The social security card declaration form within the continuation of insurance time limit is obtained from database every preset duration;
The available balance inquired about in the social security card account that is associated with the social security card declaration form, and the available balance and The size of the renewal premium of the corresponding social security card declaration form;
When the available balance is more than or equal to the renewal premium, the continuation of insurance authority of the social security card declaration form is verified;
When the continuation of insurance authority of the social security card declaration form passes through checking, the continuation of insurance is deducted in the social security card account and is protected Take to complete the continuation of insurance of the social security card declaration form.
Further, processor 1001 can call the premium of the social security card declaration form stored in memory 1005 is continuous to pay journey Sequence, also perform following operate:
When the continuation of insurance authority of the social security card declaration form is not verified, to the client with the social security card account relating Send the continuation of insurance request of the social security card declaration form;
Receive confirmation continuation of insurance information of the client based on the continuation of insurance request feedback;
The renewal premium is deducted in the social security card account to complete the continuation of insurance of the social security card declaration form, and updates institute State the continuation of insurance authority in social security card declaration form.
Further, processor 1001 can call the premium of the social security card declaration form stored in memory 1005 is continuous to pay journey Sequence, also perform following operate:
When the available balance is less than the renewal premium, inquire about remaining in the bank card of the social security card declaration form association Volume;
Remaining sum in the bank card is more than or equal to the renewal premium, and the continuation of insurance authority of the social security card declaration form When passing through checking, the renewal premium is deducted in the bank card to complete the continuation of insurance of the social security card declaration form.
Further, processor 1001 can call the premium of the social security card declaration form stored in memory 1005 is continuous to pay journey Sequence, also perform following operate:
When remaining sum in the bank card is less than the renewal premium, to the client with the social security card account relating Prompting message is sent, the prompting message includes renewal premium and payment time limit;
Prescribed a time limit when reaching the payment, obtain the state of the social security card declaration form;
When the state of the social security card declaration form is to have continued insurance state, continuation of insurance successful information is sent to the client.
Based on above-mentioned hardware configuration, propose that the premium of base social security card declaration form of the present invention is continuous and pay embodiment of the method.
Reference picture 2, Fig. 2 are the continuous schematic flow sheet for paying method first embodiment of premium of social security card declaration form of the present invention, should The premium of social security card declaration form continues the method for paying and included:
Step S10, the social security card declaration form within the continuation of insurance time limit is obtained from database every preset duration;
In embodiments of the present invention, the continuous method of paying of the premium of the social security card declaration form continuous is paid applied to the premium of social security card declaration form System, the system obtain the social security card declaration form within the continuation of insurance time limit every preset duration from database, in the continuation of insurance time limit Interior social security card declaration form is to treat renewal policy, and the social security card declaration form that each Sales Channel is sold away is stored with the database, The Sales Channel includes telemarketing, APP sale and official website sale etc., and the preset duration can be 1 hour, 3 hours or 6 Individual hour etc., it can be configured according to being actually needed.The state of the social security card declaration form include state to be insured, state of having insured, Continuation of insurance state and treat continuation of insurance state etc..The continuation of insurance time limit can be that the premium of social security card declaration form should hand over the last week to the premium of day should Hand over day, or the premium of social security card declaration form should hand over day to premium to hand over the latter week of day, and the continuation of insurance time limit can be as needed It is configured, for example, it is on June 20th, 1 that the premium of social security card declaration form, which should hand over day, then the time limit of continuing insurance can be 6 month 14-June 20 days or can be 6 months 21-June 27.
In specific implementation, after obtaining wait the social security card declaration form continued insurance, client can be notified by reserved customer information, So that client knows the time limit of continuing insurance, client can go to sales counter to be paid the fees, the mode of payment include social security card payment (system it is continuous Phase payment the page in added with social security card payment entrance, this renew payment the page show insurer policy information, renew the time, The available balance in premium, social security card account need to be paid), cash payment, bank card payment, wechat or Alipay payment, work as visitor During family selection social security card payment, system reads the account information of social security card by card reader, the available balance inquired about in social security card, And the continuation of insurance expense for needing to pay is deducted, when available balance deficiency, client may be selected other pay charge way and carry out renewing payment.
Step S20, the available balance inquired about in the social security card account associated with the social security card declaration form, and can described in comparison Size with remaining sum with the renewal premium of the corresponding social security card declaration form;
System obtains the society associated with the social security card declaration form after screening obtains the social security card declaration form within the continuation of insurance time limit Card account, and the available balance inquired about in the social security card account are protected, while obtains the renewal premium of the social security card declaration form, is then compared Size compared with available balance with the renewal premium of corresponding social security card declaration form, available balance is filtered out respectively and is more than or equal to continuation of insurance guarantor The social security card declaration form and available balance taken is less than the social security card declaration form of renewal premium, and preserves respectively.
Step S30, when the available balance is more than or equal to the renewal premium, verify the continuous of the social security card declaration form Protect authority;
Step S40, when the continuation of insurance authority of the social security card declaration form passes through checking, institute is deducted in the social security card account Renewal premium is stated to complete the continuation of insurance of the social security card declaration form.
Client when insuring social security card declaration form, weigh by the continuation of insurance for the social security card declaration form that insurance company can arrange to insure with client Limit, i.e., client can authorize insurance company's automatic reinstatement, and certain client can not also authorize insurance company's automatic reinstatement, when unauthorized from During dynamic continuation of insurance, client, which needs voluntarily to continue by other pay charge way, hands over renewal premium.It is more than by comparing to obtain the available balance Or equal to corresponding social security card declaration form renewal premium when, verify the continuation of insurance authority of the social security card declaration form, i.e. whether system possesses Bales catch is except the authority of deducting fees of the renewal premium of social security card declaration form.When the continuation of insurance authority of social security card declaration form passes through checking, system Automatically renewal premium corresponding to being deducted from corresponding social security card account, to complete the continuation of insurance of social security card declaration form, and by after continuation of insurance The state of social security card declaration form be updated to the state of having continued insurance, at the same time it can also which the information for completion of deducting fees is informed into client, such as pass through Reserved contact method (mailbox or phone number) informs that client continues insurance successfully.
In specific implementation, it can be kept separately not screened by the social security card declaration form for Authority Verification of continuing insurance And corresponding client is notified by default mode, the content of notice includes social security card policy information, continuation of insurance time limit and continuation of insurance and protected Take and associate available balance in social security card account etc., in order to which client knows the state of current social security card declaration form, be easy to visitor Pay the fees at family.
In embodiments of the present invention, the present invention obtains the social security within the continuation of insurance time limit every preset duration from database Card declaration form, the available balance then inquired about in the social security card account associated with the social security card declaration form, and compare the social security card declaration form Renewal premium and the available balance size, when the available balance is more than or equal to the renewal premium, verify the social security card The continuation of insurance authority of declaration form, when the continuation of insurance authority of the social security card declaration form passes through checking, continuation of insurance guarantor is deducted in social security card account Expense is to complete the continuation of insurance of the social security card declaration form, and this programme by obtaining social security card declaration form to be continued insurance automatically, and in the social security card When declaration form possesses automatic reinstatement authority, in the social security card account of association deduct continuation of insurance expense, with realize social security card declaration form from Dynamic continuation of insurance, beneficial to the popularization and landing of business social security card declaration form, it is easy to client is continuous to pay premium, also allows for insurance company and collect guarantor Take.
Further, reference picture 3, based on above-mentioned first embodiment, propose that the premium of social security card declaration form of the present invention continues the side of paying Method second embodiment, the difference with previous embodiment be, in the present embodiment, after step S30, the social security card declaration form Premium is continuous, which to pay method, also includes:
Step S50, when the continuation of insurance authority of the social security card declaration form is not verified, to the social security card account relating Client send the continuation of insurance request of the social security card declaration form;
Step S60, receive confirmation continuation of insurance information of the client based on the continuation of insurance request feedback;
Step S70, the renewal premium is deducted in the social security card account to complete the continuation of insurance of the social security card declaration form, And update the continuation of insurance authority in the social security card declaration form.
System is by verifying that the continuation of insurance authority of social security card declaration form finds that the continuation of insurance authority of the social security card declaration form is not by testing Card, the then continuation of insurance that the social security card declaration form is sent to the client with corresponding social security card account relating are asked, and continuation of insurance request is taken Insurer, warrantee, the time of policy purchase, renewal premium with social security card declaration form, continuation of insurance the time limit and continuation of insurance request it is effective when Long etc., i.e., client is not when effective time internal feedback confirms to continue insurance, continuation of insurance request failure.Client is receiving the continuation of insurance During request, insurer, warrantee, the time of policy purchase, renewal premium, continuation of insurance time limit and request of continuing insurance in display continuation of insurance request Effective time etc., when client is in effective time, confirms to continue insurance by client, password authentification interface is shown, when client is defeated When the password entered passes through checking, confirm continuation of insurance information to system feedback, i.e. client authorization system automatic reinstatement, then system from Renewal premium corresponding to being deducted in the social security card account of social security card declaration form association, so as to complete the continuation of insurance of social security card declaration form, together Shi Gengxin corresponds to the continuation of insurance authority in social security card declaration form, when being continued insurance so as to next time, system automatic reinstatement.
In specific implementation, system can send the continuation of insurance request of social security card declaration form by way of mail, and client logs in postal During case, continuation of insurance request can be checked, when client is needed to system authorization automatic reinstatement, can be sent to system and confirm continuation of insurance information, So that system possesses the continuation of insurance authority of corresponding social security card declaration form, and then it is automatically performed the continuation of insurance of corresponding social security card declaration form.
In the present embodiment, the present invention is closed when the continuation of insurance authority of social security card declaration form is not verified to social security card account The client of connection sends the continuation of insurance request of corresponding social security card declaration form so that client can correspond to society by the client remote system of authorizing The continuation of insurance authority of card declaration form is protected, so as to complete the continuation of insurance of corresponding social security card declaration form, is easy to client's continuation of insurance social security card declaration form.
Further, reference picture 4, based on above-mentioned first or second embodiments, the premium of social security card declaration form of the present invention is proposed Continuous to pay method 3rd embodiment, the difference with previous embodiment is, in the present embodiment, after step S20, the social security card The premium of declaration form is continuous, which to pay method, also includes:
Step S80, when the available balance is less than the renewal premium, inquire about the bank of the social security card declaration form association Remaining sum in card;
Step S90, the remaining sum in the bank card are more than or equal to the renewal premium, and the social security card declaration form When continuation of insurance authority passes through checking, the renewal premium is deducted in the bank card to complete the continuation of insurance of the social security card declaration form.
It is less than continuation of insurance filtering out social security card declaration form and available balance of the available balance more than or equal to renewal premium respectively After the social security card declaration form of premium, the social security card declaration form that available balance is less than the renewal premium of corresponding social security card declaration form is obtained, then Obtain the bank card that is associated with social security card declaration form, and the remaining sum inquired about in correspondent bank card, and compare the remaining sum in bank card and The size of corresponding renewal premium, if the continuation of insurance that the remaining sum in correspondent bank card is more than or equal to corresponding social security card declaration form is protected Take, then when the continuation of insurance authority of social security card declaration form passes through checking, system deducted from correspondent bank card corresponding to renewal premium with The continuation of insurance of corresponding social security card declaration form is completed, and updates the state of social security card declaration form.
In the present embodiment, during available balance deficiency of the present invention in social security card account, inquire about in correspondent bank card Remaining sum, when the remaining sum in correspondent bank card is continued insurance enough, the renewal premium corresponding to deduction from correspondent bank card, realize corresponding The continuation of insurance of social security card declaration form, so that client can be when Sorry, your ticket has not enough value to continue insurance in social security card, using in bank card Remaining sum is continued insurance, and reduces the number that client continues insurance to cabinet face.
Further, reference picture 5, based on above-mentioned 3rd embodiment, propose that the premium of social security card declaration form of the present invention continues the side of paying Method fourth embodiment, the difference with previous embodiment be, in the present embodiment, after step S80, the social security card declaration form Premium is continuous, which to pay method, also includes:
Step S101, when the remaining sum in the bank card is less than the renewal premium, closed to the social security card account The client of connection sends prompting message, and the prompting message includes renewal premium and payment time limit;
Step S102, prescribed a time limit when reaching the payment, obtain the state of the social security card declaration form;
Step S103, when the social security card declaration form state for continued insurance state when, to the client send continuation of insurance into Work(information.
When remaining sum of the system in correspondent bank card is less than association renewal premium, sent out to the client of social security card account relating Prompting message is sent, the prompting message includes renewal premium and payment time limit so that client can be transferred to pair in correspondent bank card The renewal premium answered, client can realize being transferred to for renewal premium by wechat, Alipay or bank transfer, and system is every default Remaining sum in time inquiring correspondent bank card, when paying renewal premium enough, system is continued insurance automatically, and updates social security card The state of declaration form.
Prescribed a time limit when reaching and paying the fees, system obtains the state of corresponding social security card declaration form, if the state of social security card declaration form is Continue insurance state, then sent continuation of insurance successful information to client, if the state of social security card declaration form records to treat continuation of insurance state The social security card declaration form, and after a preset time lapses, attendant notifies visitor according to the information telephone of the social security card declaration form of record Family.
In the present embodiment, remaining sum of the present invention in association social security card and correspondent bank card is all not enough to continuous friendship premium When, system sends prompting message to client so that client understand that, and continuous corresponding to can be stored in correspondent bank card Premium is protected to complete to continue insurance.
Further, reference picture 6, based on above-mentioned first, second, third or fourth embodiment, social security card of the present invention is proposed The premium of declaration form is continuous to pay the embodiment of method the 5th, and the difference with previous embodiment is, in the present embodiment, step S20 it Afterwards, the premium of the social security card declaration form is continuous pays method and also includes:
Step S104, when the available balance is less than the renewal premium, in the social security card account described in deduction Available balance, and calculate and treat renewal premium;
Step S105, the remaining sum inquired about in the bank card of the social security card declaration form association;
Step S106, the remaining sum in the bank card treats renewal premium more than or equal to described, and the social security card is protected When single continuation of insurance authority passes through checking, renewal premium is treated to complete the social security card declaration form described in deduction in the bank card Continuation of insurance.
System deducts available when the available balance in associating social security card is less than renewal premium from association social security card account Remaining sum, that is, part renewal premium is deducted, and calculate and treat renewal premium (renewal premium of remainder), then inquiry and social security card Declaration form association bank card in remaining sum, and the remaining sum in correspondent bank card be more than or equal to treat renewal premium, and social security card When the continuation of insurance authority of declaration form passes through checking, deducted from correspondent bank card and treat renewal premium to complete the continuation of insurance of social security card declaration form.
In the present embodiment, the present invention first deducts available when the available balance in associating social security card is less than renewal premium Remaining sum, the renewal premium of remainder is then deducted in bank card again, so as to complete the continuation of insurance of social security card declaration form.
The present invention also provides that a kind of premium of social security card declaration form is continuous to pay equipment.
The premium of social security card declaration form of the present invention is continuous, which to pay equipment, includes:Memory, processor and it is stored on the memory And the social security card declaration form that can be run on the processor premium it is continuous pay program, the premium of the social security card declaration form is continuous to pay program Following steps are realized during by the computing device:
The social security card declaration form within the continuation of insurance time limit is obtained from database every preset duration;
The available balance inquired about in the social security card account that is associated with the social security card declaration form, and the available balance and The size of the renewal premium of the corresponding social security card declaration form;
When the available balance is more than or equal to the renewal premium, the continuation of insurance authority of the social security card declaration form is verified;
When the continuation of insurance authority of the social security card declaration form passes through checking, the continuation of insurance is deducted in the social security card account and is protected Take to complete the continuation of insurance of the social security card declaration form.
Further, the premium of the social security card declaration form is continuous when paying program by the computing device, also realizes following walk Suddenly:
When the continuation of insurance authority of the social security card declaration form is not verified, to the client with the social security card account relating Send the continuation of insurance request of the social security card declaration form;
Receive confirmation continuation of insurance information of the client based on the continuation of insurance request feedback;
The renewal premium is deducted in the social security card account to complete the continuation of insurance of the social security card declaration form, and updates institute State the continuation of insurance authority in social security card declaration form.
Further, the premium of the social security card declaration form is continuous when paying program by the computing device, also realizes following walk Suddenly:
When the available balance is less than the renewal premium, inquire about remaining in the bank card of the social security card declaration form association Volume;
Remaining sum in the bank card is more than or equal to the renewal premium, and the continuation of insurance authority of the social security card declaration form When passing through checking, the renewal premium is deducted in the bank card to complete the continuation of insurance of the social security card declaration form.
Further, the premium of the social security card declaration form is continuous when paying program by the computing device, also realizes following walk Suddenly:
When remaining sum in the bank card is less than the renewal premium, to the client with the social security card account relating Prompting message is sent, the prompting message includes renewal premium and payment time limit;
Prescribed a time limit when reaching the payment, obtain the state of the social security card declaration form;
When the state of the social security card declaration form is to have continued insurance state, continuation of insurance successful information is sent to the client.
The premium of the continuous specific embodiment for paying equipment of the premium of social security card declaration form of the present invention and above-mentioned social security card declaration form, which continues, pays Each embodiment of method is essentially identical, and here is omitted.
In addition, the embodiment of the present invention also proposes a kind of computer-readable recording medium, the computer-readable recording medium On be stored with social security card declaration form premium it is continuous pay program, the premium of the social security card declaration form is continuous pays it is real when program is executed by processor The now premium of social security card declaration form as described above continuous the step of paying method.
The premium of the specific embodiment of computer-readable recording medium of the present invention and above-mentioned social security card declaration form is continuous, and to pay method each Embodiment is essentially identical, does not repeat herein.
It should be noted that herein, term " comprising ", "comprising" or its any other variant are intended to non-row His property includes, so that process, method, article or system including a series of elements not only include those key elements, and And also include the other element being not expressly set out, or also include for this process, method, article or system institute inherently Key element.In the absence of more restrictions, the key element limited by sentence "including a ...", it is not excluded that including this Other identical element also be present in the process of key element, method, article or system.
The embodiments of the present invention are for illustration only, do not represent the quality of embodiment.
Through the above description of the embodiments, those skilled in the art can be understood that above-described embodiment side Method can add the mode of required general hardware platform to realize by software, naturally it is also possible to by hardware, but in many cases The former is more preferably embodiment.Based on such understanding, technical scheme is substantially done to prior art in other words Going out the part of contribution can be embodied in the form of software product, and the computer software product is stored in one as described above In storage medium (such as ROM/RAM, magnetic disc, CD), including some instructions to cause a station terminal equipment (can be mobile phone, Computer, server, air conditioner, or network equipment etc.) perform method described in each embodiment of the present invention.
The preferred embodiments of the present invention are these are only, are not intended to limit the scope of the invention, it is every to utilize this hair The equivalent structure or equivalent flow conversion that bright specification and accompanying drawing content are made, or directly or indirectly it is used in other related skills Art field, is included within the scope of the present invention.

Claims (10)

1. a kind of premium of social security card declaration form is continuous to pay method, it is characterised in that the premium of the social security card declaration form is continuous to pay method bag Include following steps:
The social security card declaration form within the continuation of insurance time limit is obtained from database every preset duration;
The available balance inquired about in the social security card account that is associated with the social security card declaration form, and the available balance with it is corresponding The social security card declaration form renewal premium size;
When the available balance is more than or equal to the renewal premium, the continuation of insurance authority of the social security card declaration form is verified;
When the continuation of insurance authority of the social security card declaration form passes through checking, deducted in the social security card account renewal premium with Complete the continuation of insurance of the social security card declaration form.
2. the premium of social security card declaration form as claimed in claim 1 is continuous to pay method, it is characterised in that the checking social security card After the step of continuation of insurance authority of declaration form, the premium of the social security card declaration form is continuous, which to pay method, also includes:
When the continuation of insurance authority of the social security card declaration form is not verified, sent to the client of the social security card account relating The continuation of insurance request of the social security card declaration form;
Receive confirmation continuation of insurance information of the client based on the continuation of insurance request feedback;
The renewal premium is deducted in the social security card account to complete the continuation of insurance of the social security card declaration form, and updates the society The continuation of insurance authority protected in card declaration form.
3. the premium of social security card declaration form as claimed in claim 1 is continuous to pay method, it is characterised in that the inquiry and the social security Available balance in the social security card account of card declaration form association, and the renewal premium of the social security card declaration form with described with remaining After the step of size of volume, the premium of the social security card declaration form is continuous, which to pay method, also includes:
When the available balance is less than the renewal premium, the remaining sum inquired about in the bank card of social security card declaration form association;
Remaining sum in the bank card is more than or equal to the renewal premium, and the continuation of insurance authority of the social security card declaration form passes through During checking, the renewal premium is deducted in the bank card to complete the continuation of insurance of the social security card declaration form.
4. the premium of social security card declaration form as claimed in claim 3 is continuous to pay method, it is characterised in that the inquiry social security card After the step of remaining sum in the bank card of declaration form association, the premium of the social security card declaration form is continuous, which to pay method, also includes:
When remaining sum in the bank card is less than the renewal premium, sent to the client of the social security card account relating Prompting message, the prompting message include renewal premium and payment time limit;
Prescribed a time limit when reaching the payment, obtain the state of the social security card declaration form;
When the state of the social security card declaration form is to have continued insurance state, continuation of insurance successful information is sent to the client.
5. the premium of the social security card declaration form as any one of claim 1-4 is continuous to pay method, it is characterised in that the inquiry Available balance in the social security card account associated with the social security card declaration form, and the renewal premium of the social security card declaration form with After the step of size of the available balance, the premium of the social security card declaration form is continuous, which to pay method, also includes:
When the available balance is less than the renewal premium, the available balance is deducted in the social security card account, and count Renewal premium is treated in calculation;
The remaining sum inquired about in the bank card of the social security card declaration form association;
Remaining sum in the bank card treats renewal premium described in being more than or equal to, and the continuation of insurance authority of the social security card declaration form is led to When crossing checking, renewal premium is treated to complete the continuation of insurance of the social security card declaration form described in deduction in the bank card.
6. a kind of premium of social security card declaration form is continuous to pay equipment, it is characterised in that the premium of the social security card declaration form is continuous to pay equipment bag Include:Memory, processor and the premium for being stored in the social security card declaration form that can be run on the memory and on the processor Continuous to pay program, the premium of the social security card declaration form continues realizes following steps when paying program by the computing device:
The social security card declaration form within the continuation of insurance time limit is obtained from database every preset duration;
The available balance inquired about in the social security card account that is associated with the social security card declaration form, and the available balance with it is corresponding The social security card declaration form renewal premium size;
When the available balance is more than or equal to the renewal premium, the continuation of insurance authority of the social security card declaration form is verified;
When the continuation of insurance authority of the social security card declaration form passes through checking, deducted in the social security card account renewal premium with Complete the continuation of insurance of the social security card declaration form.
7. the premium of social security card declaration form as claimed in claim 6 is continuous to pay equipment, it is characterised in that the guarantor of the social security card declaration form When Fei Xu pays program by the computing device, following steps are also realized:
When the continuation of insurance authority of the social security card declaration form is not verified, sent to the client of the social security card account relating The continuation of insurance request of the social security card declaration form;
Receive confirmation continuation of insurance information of the client based on the continuation of insurance request feedback;
The renewal premium is deducted in the social security card account to complete the continuation of insurance of the social security card declaration form, and updates the society The continuation of insurance authority protected in card declaration form.
8. the premium of social security card declaration form as claimed in claim 6 is continuous to pay equipment, it is characterised in that the guarantor of the social security card declaration form When Fei Xu pays program by the computing device, following steps are also realized:
When the available balance is less than the renewal premium, the remaining sum inquired about in the bank card of social security card declaration form association;
Remaining sum in the bank card is more than or equal to the renewal premium, and the continuation of insurance authority of the social security card declaration form passes through During checking, the renewal premium is deducted in the bank card to complete the continuation of insurance of the social security card declaration form.
9. the premium of social security card declaration form as claimed in claim 8 is continuous to pay equipment, it is characterised in that the guarantor of the social security card declaration form When Fei Xu pays program by the computing device, following steps are also realized:
When remaining sum in the bank card is less than the renewal premium, sent to the client of the social security card account relating Prompting message, the prompting message include renewal premium and payment time limit;
Prescribed a time limit when reaching the payment, obtain the state of the social security card declaration form;
When the state of the social security card declaration form is to have continued insurance state, continuation of insurance successful information is sent to the client.
10. a kind of computer-readable recording medium, it is characterised in that be stored with social security card on the computer-readable recording medium The premium of declaration form is continuous to pay program, and the premium of the social security card declaration form continuous pay realizes such as claim 1 when program is executed by processor Premium to the social security card declaration form any one of 5 continues the step of paying method.
CN201710310155.9A 2017-05-04 2017-05-04 The premium of social security card declaration form is continuous to pay method, equipment and storage medium Pending CN107680025A (en)

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CN201710310155.9A CN107680025A (en) 2017-05-04 2017-05-04 The premium of social security card declaration form is continuous to pay method, equipment and storage medium
PCT/CN2017/111904 WO2018201696A1 (en) 2017-05-04 2017-11-20 Method, apparatus and device for paying renewal premium of social security card policy, and storage medium

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Cited By (6)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN108550082A (en) * 2018-06-13 2018-09-18 中国平安人寿保险股份有限公司 A kind of method, storage medium and the server of declaration form continuation of insurance
CN108876635A (en) * 2018-06-14 2018-11-23 中国平安人寿保险股份有限公司 A kind of declaration form processing method and server
CN109658264A (en) * 2018-12-13 2019-04-19 泰康保险集团股份有限公司 Receipt and payment method, device and equipment
CN109670967A (en) * 2018-09-26 2019-04-23 深圳壹账通智能科技有限公司 Insurance business processing method, device, terminal device and storage medium
CN109727021A (en) * 2018-12-14 2019-05-07 中国平安人寿保险股份有限公司 A kind of social security method of payment and device
CN109727011A (en) * 2018-05-22 2019-05-07 中国平安人寿保险股份有限公司 Premium paying method, device, equipment and computer readable storage medium

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JP2002298048A (en) * 2001-03-29 2002-10-11 Matsushita Electric Ind Co Ltd Method, system, and program for providing communication line connection service followed by settlement
CN104951977A (en) * 2015-06-04 2015-09-30 中国银行股份有限公司 Cumulative balance based bank card utilization method and cumulative balance based bank card utilization device

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* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN109727011A (en) * 2018-05-22 2019-05-07 中国平安人寿保险股份有限公司 Premium paying method, device, equipment and computer readable storage medium
CN108550082A (en) * 2018-06-13 2018-09-18 中国平安人寿保险股份有限公司 A kind of method, storage medium and the server of declaration form continuation of insurance
CN108550082B (en) * 2018-06-13 2023-06-23 中国平安人寿保险股份有限公司 Policy renewal method, storage medium and server
CN108876635A (en) * 2018-06-14 2018-11-23 中国平安人寿保险股份有限公司 A kind of declaration form processing method and server
CN109670967A (en) * 2018-09-26 2019-04-23 深圳壹账通智能科技有限公司 Insurance business processing method, device, terminal device and storage medium
CN109658264A (en) * 2018-12-13 2019-04-19 泰康保险集团股份有限公司 Receipt and payment method, device and equipment
CN109727021A (en) * 2018-12-14 2019-05-07 中国平安人寿保险股份有限公司 A kind of social security method of payment and device

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Application publication date: 20180209