CN107622392A - A kind of Portable movable cCredit card payment terminal and its method of payment - Google Patents
A kind of Portable movable cCredit card payment terminal and its method of payment Download PDFInfo
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- CN107622392A CN107622392A CN201710918379.8A CN201710918379A CN107622392A CN 107622392 A CN107622392 A CN 107622392A CN 201710918379 A CN201710918379 A CN 201710918379A CN 107622392 A CN107622392 A CN 107622392A
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- payment
- intelligent terminal
- bluetooth communication
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- card
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Abstract
A kind of Portable movable cCredit card payment terminal and its method of payment, are provided with central processing unit, and the input of the central processing unit is connected with card reading module, for obtaining user's bank card information of paying the bill；First communication ends of the central processing unit are connected with the first bluetooth communication, second communication ends are connected with the second bluetooth communication, and first bluetooth communication and the second bluetooth communication are also wirelessly connected with gathering intelligent terminal and payment intelligent terminal respectively；First storage end of the central processing unit is connected with Receiving information storage module, and the second storage end is connected with payment information storage module；Of the invention and existing POS compares, the present invention is because beneficiary is operated, paying party operation and the function such as data interaction is carried out with settlement center and use existing intelligent terminal, as mobile phone is replaced, the volume of reduction cCredit card payment terminal, cost is reduced, is adaptive to mobile payment scene.
Description
Technical field
The present invention relates to financial payment field, and in particular to a kind of Portable movable cCredit card payment terminal and its payer
Method.
Background technology
With expanding economy, various payment and settlements become more and more frequently, and bankcard consumption and clearing are because its convenient, peace
Entirely, be welcomed by the general public, but existing conventional POS has complicated, volume is larger, it is with high costs the problems such as,
And each POS needs one shroff account number of binding in advance, and shroff account number is dumb, management gathering fund is inconvenient, simultaneously
In shroff account number binding procedure, it is also desirable to which various account informations are provided, it was demonstrated that file, program are complicated, and it is more to handle personnel, nothing
The risk of information leakage is increased in shape, unsafe factor be present.And with the needs of mobile clearing, existing POS
Volume is larger, and it is inconvenient to carry.
The content of the invention
The present invention in view of the shortcomings of the prior art, proposes a kind of simple in construction, small volume, easy to carry and existing
Intelligent terminal is combined into one, and the Portable movable cCredit card payment terminal that shroff account number can adjust as needed, specific skill
Art scheme is as follows：
A kind of Portable movable cCredit card payment terminal, is provided with central processing unit, the input connection of the central processing unit
There is card reading module, for obtaining user's bank card information of paying the bill；
First communication ends of the central processing unit are connected with the first bluetooth communication, and the second communication ends are connected with second
Bluetooth communication, first bluetooth communication and the second bluetooth communication are also wirelessly connected with gathering intelligence eventually respectively
End and payment intelligent terminal；
First storage end of the central processing unit is connected with Receiving information storage module, and the second storage end is connected with payment
Information storage module；
High capacity cell module is additionally provided with, the high capacity cell module is the central processing unit, card reading module, first
Bluetooth communication, the second bluetooth communication, Receiving information storage module and the power supply of payment information storage module.
To better implement the present invention, may further be：
The display end of the central processing unit is connected with display module, can show or determine Transaction Information by display,
Printing end is connected with print module, and third communication end is connected with usb communication module, the occasion such as can not use in Bluetooth communication, can
It is attached by wired mode.
The gathering intelligent terminal and payment intelligent terminal are smart mobile phone, or are tablet personal computer.
The central processing unit, card reading module, the first bluetooth communication, the second bluetooth communication, gathering letter
Breath storage module and payment information storage module are integrated on one piece of circuit board, the high capacity cell modular battery core group and square
Shape battery container, the circuit board are located in the battery container, be respectively arranged with four side walls of the battery container to
The claw of a few L-shaped, and the claw is provided with close to the upper surface of the battery container on one side of the battery container
Swipe the card socket.By intelligent terminal house in claw, intelligent terminal and card swiping terminal are combined into one by the cooperation of claw
Structure, and can be intelligent terminal charging, extend the endurance of intelligent terminal, it is vdiverse in function.
The long side of the claw is Collapsible structure, and the long side is located in the battery container.Collapsible structure, make it can
The intelligent terminal of different model is adapted to, makes the adaptability of the present invention and application field wider.
A kind of method of payment of Portable movable cCredit card payment terminal is as follows using step：
Step 1：Receiving information is inputted on gathering intelligent terminal；
Step 2：Receiving information is passed in Receiving information memory by the first bluetooth communication；
Step 3：Receiving information is sent on payment intelligent terminal by the second bluetooth communication；
Step 4：Payment user determines whether Receiving information is correct, is then to enter in next step；
Step 5：User card punching is operated, and card using information is obtained by card reading module；
Step 6：User is produced according to card using information and determines information alert, and is sent to by the second bluetooth communication
Pay the bill on intelligent terminal；
Step 7：Obtain user determine data, by payment information and Receiving information packing after by collect money intelligent terminal or
Person's payment intelligent terminal is sent to settlement center；
Step 8：Receipt is sent after settlement center's data authenticity validating；
Step 9：Receipt is printed, completes payment.
Preferably to realize this method, may further be：
Then the step 1 selects shroff account number letter specifically, first in typing collection amount on intelligent terminal of collecting money
Breath, or directly add shroff account number information.
The step 8 is specially that receipt is sent to gathering intelligent terminal by settlement center by the first bluetooth communication
On, either receipt is sent on payment intelligent terminal by the second bluetooth communication or led to respectively by the first bluetooth
Letter module and the second bluetooth communication are paid the bill on intelligent terminal and payment intelligent terminal corresponding to uploading to.
Beneficial effects of the present invention are：1 and existing POS compare, the present invention because beneficiary is operated, paying party behaviour
Make and carry out the function such as data interaction with settlement center to use existing intelligent terminal, as mobile phone is replaced, reduction is swiped the card
The volume of payment terminal, reduces cost, is adaptive to mobile payment scene；2nd, Receiving information and payment information separate storage,
Then pack and upload settlement center's progress data interaction, data safety together, and realize the replacing arbitrariness of collecting account,
Solve the drawbacks of existing POS needs to bind specific collecting account, be not easy its information compromised, it is safer, simultaneously
It is easy to the management of gathering fund；3rd, terminal of the present invention and different intelligent terminals can be subjected to integrated cooperation, are convenient for carrying, and
And the large power supply that terminal of the present invention is set, it can be intelligent terminal charging continuation of the journey, the present invention is more adapted to mobile payment
Demand.
Brief description of the drawings
Fig. 1 is the structural representation of the present invention；
Fig. 2 is the structural representation of battery container in invention；
Fig. 3 is Fig. 2 side view；
Fig. 4 is the schematic flow sheet of the present invention.
Embodiment
Presently preferred embodiments of the present invention is described in detail below in conjunction with the accompanying drawings, so that advantages and features of the invention energy
It is easier to be readily appreciated by one skilled in the art, apparent is clearly defined so as to be made to protection scope of the present invention.
As shown in Figure 1：A kind of Portable movable cCredit card payment terminal, is provided with central processing unit, the central processing unit
Input is connected with card reading module, for obtaining user's bank card information of paying the bill；First communication ends of the central processing unit connect
Be connected to the first bluetooth communication, the second communication ends are connected with the second bluetooth communication, first bluetooth communication and
Second bluetooth communication be also wirelessly connected with respectively gathering intelligent terminal and payment intelligent terminal, it is described gathering intelligent terminal and
Payment intelligent terminal is smart mobile phone, or is tablet personal computer；
First storage end of the central processing unit is connected with Receiving information storage module, and the second storage end is connected with payment
Information storage module；
The display end of the central processing unit is connected with display module, and printing end is connected with print module, third communication end
It is connected with usb communication module；
High capacity cell module is additionally provided with, the high capacity cell module is the central processing unit, card reading module, first
Bluetooth communication, the second bluetooth communication, Receiving information storage module, payment information storage module, display module and USB
Communication module is powered.
As shown in Figures 2 and 3：Wherein central processing unit, card reading module, the first bluetooth communication, the second Bluetooth communication
Module, Receiving information storage module and payment information storage module are integrated on one piece of circuit board 1, the high capacity cell module
Including battery core pack 2 and rectangular battery housing 3, the circuit board 1 is located in the battery container 1, the four of the battery container 3
It is respectively arranged with the claw 4 of at least one L-shaped in individual side wall, and the claw 4 is close to the upper surface of the battery container 3, at this
Socket 5 of swiping the card is provided with 3 one sides of battery container, the long side of the claw 4 is Collapsible structure, and the long side is positioned at described
In battery container 3.
As shown in Figure 4：A kind of method of payment of Portable movable cCredit card payment terminal is as follows using step：
Step 1：Receiving information is inputted on gathering intelligent terminal, the typing collection amount first on gathering intelligent terminal,
Then shroff account number information is selected, or directly adds shroff account number information；
Step 2：Receiving information is passed in Receiving information memory by the first bluetooth communication；
Step 3：Receiving information is sent on payment intelligent terminal by the second bluetooth communication；
Step 4：Payment user determines whether Receiving information is correct, is then to enter in next step, otherwise cancels paying；
Step 5：User card punching is operated, and card using information is obtained by card reading module；
Step 6：User is produced according to card using information and determines information alert, such as inputs password, and pass through the second Bluetooth communication
Module is sent on payment intelligent terminal；
Step 7：Obtain user determine data, by payment information and Receiving information packing after by collect money intelligent terminal or
Person's payment intelligent terminal is sent to settlement center；
Step 8：Receipt is sent after settlement center's data authenticity validating, specially settlement center is led to by the first bluetooth
Receipt is sent on gathering intelligent terminal by letter module, or receipt is sent into payment intelligence by the second bluetooth communication
In terminal, or corresponding payment intelligent terminal is uploaded to by the first bluetooth communication and the second bluetooth communication respectively
On payment intelligent terminal.
Step 9：Receipt is printed, completes payment.
Claims (8)
- A kind of 1. Portable movable cCredit card payment terminal, it is characterised in that：Be provided with central processing unit, the central processing unit it is defeated Enter end and be connected with card reading module, for obtaining user's bank card information of paying the bill；First communication ends of the central processing unit are connected with the first bluetooth communication, and the second communication ends are connected with the second bluetooth Communication module, first bluetooth communication and the second bluetooth communication be also wirelessly connected with respectively gathering intelligent terminal and Payment intelligent terminal；First storage end of the central processing unit is connected with Receiving information storage module, and the second storage end is connected with payment information Storage module；High capacity cell module is additionally provided with, the high capacity cell module is the central processing unit, card reading module, the first bluetooth Communication module, the second bluetooth communication, Receiving information storage module and the power supply of payment information storage module.
- A kind of 2. Portable movable cCredit card payment terminal according to claim 1, it is characterised in that：The central processing unit Display end is connected with display module, and printing end is connected with print module, and third communication end is connected with usb communication module.
- A kind of 3. Portable movable cCredit card payment terminal according to claim 1, it is characterised in that：The gathering intelligent terminal It is smart mobile phone with payment intelligent terminal, or is tablet personal computer.
- A kind of 4. Portable movable cCredit card payment terminal according to claim 1, it is characterised in that：The central processing Device, card reading module, the first bluetooth communication, the second bluetooth communication, Receiving information storage module and payment information storage Module is integrated on one piece of circuit board, the high capacity cell modular battery core group and rectangular battery housing, the circuit board position In the battery container, the claw of at least one L-shaped, and the claw are respectively arranged with four side walls of the battery container Close to the upper surface of the battery container, socket of swiping the card is provided with one side of the battery container.
- A kind of 5. Portable movable cCredit card payment terminal according to claim 4, it is characterised in that：The long side of the claw is Collapsible structure, the long side are located in the battery container.
- A kind of 6. payment of Portable movable cCredit card payment terminal according to claim 1 to 5 any one claim Method, it is characterised in that as follows using step：Step 1：Receiving information is inputted on gathering intelligent terminal；Step 2：Receiving information is passed in Receiving information memory by the first bluetooth communication；Step 3：Receiving information is sent on payment intelligent terminal by the second bluetooth communication；Step 4：Payment user determines whether Receiving information is correct, is then to enter in next step；Step 5：User card punching is operated, and card using information is obtained by card reading module；Step 6：User is produced according to card using information and determines information alert, and payment is sent to by the second bluetooth communication On intelligent terminal；Step 7：Obtain user determine data, by payment information and Receiving information packing after by collect money intelligent terminal or pay Money intelligent terminal is sent to settlement center；Step 8：Receipt is sent after settlement center's data authenticity validating；Step 9：Receipt is printed, completes payment.
- A kind of 7. method of payment of Portable movable cCredit card payment terminal according to claim 6, it is characterised in that：The step Rapid one, specifically, first in typing collection amount on intelligent terminal of collecting money, then selects shroff account number information, or directly add Shroff account number information.
- A kind of 8. method of payment of Portable movable cCredit card payment terminal according to claim 6, it is characterised in that：The step Rapid 8 be specially that receipt is sent on gathering intelligent terminal by settlement center by the first bluetooth communication, or passes through second Receipt is sent on payment intelligent terminal by bluetooth communication, or passes through the first bluetooth communication and the second bluetooth respectively Communication module is paid the bill on intelligent terminal and payment intelligent terminal corresponding to uploading to.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201710918379.8A CN107622392A (en) | 2017-09-30 | 2017-09-30 | A kind of Portable movable cCredit card payment terminal and its method of payment |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201710918379.8A CN107622392A (en) | 2017-09-30 | 2017-09-30 | A kind of Portable movable cCredit card payment terminal and its method of payment |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN107622392A true CN107622392A (en) | 2018-01-23 |
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ID=61090609
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| Application Number | Title | Priority Date | Filing Date |
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| CN201710918379.8A Pending CN107622392A (en) | 2017-09-30 | 2017-09-30 | A kind of Portable movable cCredit card payment terminal and its method of payment |
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Citations (5)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| SI23227A (en) * | 2010-03-10 | 2011-05-31 | Margento R&D D.O.O. | Wireless mobile transaction system and procedure of carrying out transaction with mobile telephone |
| CN102855562A (en) * | 2012-09-11 | 2013-01-02 | 守望者科技（北京）有限公司 | NFC (near field communication) mobile terminal and payment method |
| CN104268744A (en) * | 2014-09-19 | 2015-01-07 | 上海鹏逸电子商务有限公司 | Mobile payment achieving method and system |
| CN105005892A (en) * | 2015-07-20 | 2015-10-28 | 深圳国微技术有限公司 | Payment system and mobile POS terminal |
| CN106558157A (en) * | 2015-09-30 | 2017-04-05 | 深圳市泰金田科技有限公司 | A kind of POS card-punching system information processing method and intelligent terminal's application program |
-
2017
- 2017-09-30 CN CN201710918379.8A patent/CN107622392A/en active Pending
Patent Citations (5)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| SI23227A (en) * | 2010-03-10 | 2011-05-31 | Margento R&D D.O.O. | Wireless mobile transaction system and procedure of carrying out transaction with mobile telephone |
| CN102855562A (en) * | 2012-09-11 | 2013-01-02 | 守望者科技（北京）有限公司 | NFC (near field communication) mobile terminal and payment method |
| CN104268744A (en) * | 2014-09-19 | 2015-01-07 | 上海鹏逸电子商务有限公司 | Mobile payment achieving method and system |
| CN105005892A (en) * | 2015-07-20 | 2015-10-28 | 深圳国微技术有限公司 | Payment system and mobile POS terminal |
| CN106558157A (en) * | 2015-09-30 | 2017-04-05 | 深圳市泰金田科技有限公司 | A kind of POS card-punching system information processing method and intelligent terminal's application program |
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Application publication date: 20180123 |