CN107516217A - Quick payment method and related product - Google Patents
Quick payment method and related product Download PDFInfo
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- CN107516217A CN107516217A CN201710631591.6A CN201710631591A CN107516217A CN 107516217 A CN107516217 A CN 107516217A CN 201710631591 A CN201710631591 A CN 201710631591A CN 107516217 A CN107516217 A CN 107516217A
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- biometric information
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4014—Identity check for transactions
- G06Q20/40145—Biometric identity checks
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/04—Payment circuits
- G06Q20/06—Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme
- G06Q20/065—Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme using e-cash
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Abstract
The invention provides a kind of quick payment method and Related product, methods described to comprise the following steps：When the payment page for entering quick payment carries out amount of money payment, the first biometric information that any one bio-identification module gathers in multiple bio-identification modules is obtained；First biometric information is verified, after being proved to be successful, determines whether the amount of money exceedes given threshold；The amount of money as described in exceedes given threshold, and terminal, which is opened, hides screening-mode shooting picture, and biometric information template corresponding to the picture and first biometric information is stored in the transaction record of the quick payment.Technical scheme provided by the invention has the advantages of user experience is high.
Description
Technical field
The present invention relates to terminal device technical field, and in particular to a kind of quick payment method and Related product.
Background technology
In the prior art, mobile terminal (such as mobile phone, tablet personal computer) is more and more equipped with multiple bio-identification species,
For example, fingerprint recognition, iris recognition, recognition of face etc. mode.The appearance of quick payment causes mobile terminal in payment technical field
What especially quick payment field used is more and more, can not realize that specific transaction is used for the transaction record of quick payment
Family so that the payment personnel of the payment of the amount of money, especially wholesale fund can not be related, influence user experience.
The content of the invention
The embodiments of the invention provide a kind of quick payment method and Related product, it is possible to achieve to wholesale resource payer
Member is recorded, and improves user experience.
In a first aspect, the embodiment of the present invention provides a kind of quick payment method, methods described comprises the following steps：Entering
When the payment page of quick payment carries out amount of money payment, obtain any one bio-identification module in multiple bio-identification modules and adopt
First biometric information of collection；First biometric information is verified, after being proved to be successful, determines the amount of money
Whether given threshold is exceeded；As the amount of money exceedes given threshold, the hiding screening-mode shooting picture of terminal unlatching, by the figure
Biometric information template corresponding to piece and first biometric information is stored in the transaction record of the quick payment.
Optionally, it is described to protect biometric information template corresponding to the picture and first biometric information
The transaction record of the quick payment be present, including：
Biometric information template corresponding to the picture and first biometric information is passed through explicit or hidden
Formula mode is stored in the transaction record of the quick payment.
Optionally, the biometric information template as corresponding to the picture and first biometric information passes through hidden
Formula mode is stored in the transaction record of the quick payment, and methods described also includes：
The picture is stored in storage medium, by allocation index of the picture in the storage medium and described
The mark of biometric information template is stored in the transaction record corresponding to first biometric information.
Optionally, the biometric information template as corresponding to the picture and first biometric information passes through hidden
Formula mode is stored in the nth bar transaction record of the transaction record of the quick payment, and methods described also includes：
When it is determined that the nth bar transaction record in the transaction record is chosen, prompt to perform multiple bio-identification operations,
The first order that the multiple bio-identification operation performs is obtained, determines that first order is looked into the nth bar transaction record
See whether required order is consistent, such as consistent, the picture that the implicit is stored and first biometric information
Corresponding biometric information template shows the m seconds in touching display screen；Described m, n can be the integer more than or equal to 1.
Optionally, the biometric information template as corresponding to the picture and first biometric information passes through hidden
Formula mode is stored in the transaction record of the quick payment, and methods described also includes：
The request of transaction record as described in receiving and check, obtain any one bio-identification in multiple bio-identification modules
Second biometric information of module collection, is verified to second biometric information, after being proved to be successful, shows institute
State transaction record.
Second aspect, there is provided a kind of mobile terminal, including：Application processor AP, and the connection AP the first biology
Identification module, the second bio-identification module and memory；
The first bio-identification module, for obtaining a kind of biometric information；
The second bio-identification module, for obtaining another biometric information；
The memory, for storing biometric information template；
The AP, for when entering the payment page progress amount of money payment of quick payment, obtaining multiple bio-identification moulds
The first biometric information that any one bio-identification module gathers in block；First biometric information is tested
Card, after being proved to be successful, determines whether the amount of money exceedes given threshold；As the amount of money exceedes given threshold, terminal unlatching
Screening-mode shooting picture is hidden, by biometric information template corresponding to the picture and first biometric information
It is stored in the transaction record of the quick payment.
Optionally, the AP, specifically for biology corresponding to the picture and first biometric information is known
Other information model is stored in the transaction record of the quick payment by explicitly or implicitly mode.
Optionally, the biometric information template as corresponding to the picture and first biometric information passes through hidden
Formula mode is stored in the transaction record of the quick payment；The AP, for the picture to be stored in into storage medium, by described in
Biometric information template corresponding to allocation index and first biometric information of the picture in the storage medium
Mark be stored in the transaction record.
Optionally, the biometric information template as corresponding to the picture and first biometric information passes through hidden
Formula mode is stored in the nth bar transaction record of the transaction record of the quick payment；
The AP, it is additionally operable to when it is determined that the nth bar transaction record in the transaction record is chosen, prompt to perform multiple lifes
Thing identification operation, the first order of the multiple bio-identification operation execution is being obtained, is determining first order and described n-th
Bar transaction record checks whether required order is consistent, such as consistent, the picture that the implicit is stored and described first
Biometric information template corresponding to biometric information shows the m seconds in touching display screen；Described m, n can be more than or equal to 1
Integer.
Optionally, the biometric information template as corresponding to the picture and first biometric information passes through hidden
Formula mode is stored in the transaction record of the quick payment；
The AP, for the request of the transaction record as described in receiving and check, obtain any in multiple bio-identification modules
Second biometric information of one bio-identification module collection, verifies to second biometric information, is verifying
After success, the transaction record is shown.
The third aspect, there is provided a kind of quick payment device, described device include：Multiple bio-identification modules,
The bio-identification module, for gathering biometric information；
Acquiring unit, for when entering the payment page progress amount of money payment of quick payment, obtaining multiple bio-identifications
The first biometric information that any one bio-identification module gathers in module；
Authentication unit, for being verified to first biometric information；
Processing unit, for after being proved to be successful, determining whether the amount of money exceedes given threshold；As the amount of money exceedes
Given threshold, terminal, which is opened, hides screening-mode shooting picture, and the picture and first biometric information is corresponding
Biometric information template be stored in the transaction record of the quick payment.
Optionally, the processing unit, specifically for by corresponding to the picture and first biometric information
Biometric information template is stored in the transaction record of the quick payment by explicitly or implicitly mode.
Optionally, the biometric information template as corresponding to the picture and first biometric information passes through hidden
Formula mode is stored in the transaction record of the quick payment；The processing unit, for the picture to be stored in into storage medium,
By bio-identification letter corresponding to allocation index of the picture in the storage medium and first biometric information
The mark of breath template is stored in the transaction record.
Optionally, the biometric information template as corresponding to the picture and first biometric information passes through hidden
Formula mode is stored in the nth bar transaction record of the transaction record of the quick payment；
The processing unit, it is additionally operable to when it is determined that the nth bar transaction record in the transaction record is chosen, prompt to perform
The operation of multiple bio-identifications, in the first order for obtaining the multiple bio-identification operation and performing, determine first order with
The nth bar transaction record checks whether required order is consistent, such as consistent, the picture that the implicit is stored and institute
State biometric information template corresponding to the first biometric information and show the m seconds in touching display screen；Described m, n can be more than
Integer equal to 1.
Optionally, the biometric information template as corresponding to the picture and first biometric information passes through hidden
Formula mode is stored in the transaction record of the quick payment；
The processing unit, for the request of the transaction record as described in receiving and check, obtain multiple bio-identification modules
In any one bio-identification module gather the second biometric information, second biometric information is verified,
After being proved to be successful, the transaction record is shown.
A kind of fourth aspect, there is provided computer-readable recording medium, it is characterised in that it is stored for electronic data interchange
Computer program, wherein, the computer program cause computer perform first aspect provide described method.
5th aspect, there is provided a kind of computer program product, the computer program product include storing computer journey
The non-transient computer-readable recording medium of sequence, the computer program are operable to make computer perform first aspect offer
Method.
Implement the embodiment of the present invention, have the advantages that：
As can be seen that by the embodiment of the present invention, the after being operated by setting multiple bio-identifications in mobile terminal
The temporary Authorization of one biometric information so that terminal device can be faced at this in the user using the first biometric information
Operation in Shi Shouquan, improves user experience.
Brief description of the drawings
Technical scheme in order to illustrate the embodiments of the present invention more clearly, make required in being described below to embodiment
Accompanying drawing is briefly described, it should be apparent that, drawings in the following description are some embodiments of the present invention, for ability
For the those of ordinary skill of domain, on the premise of not paying creative work, it can also be obtained according to these accompanying drawings other attached
Figure.
Fig. 1 is a kind of structural representation of mobile terminal provided in an embodiment of the present invention.
Fig. 2 is a kind of schematic flow sheet of quick payment method disclosed in the embodiment of the present invention.
Fig. 3 A are a kind of schematic diagrames of the payment page of quick payment provided in an embodiment of the present invention.
Fig. 3 B are a kind of schematic diagrames of another step for demonstrating picture provided in an embodiment of the present invention.
Fig. 3 C are a kind of schematic diagrames of another step for demonstrating picture provided in an embodiment of the present invention.
Fig. 4 is a kind of structured flowchart of mobile terminal provided in an embodiment of the present invention.
Fig. 5 is a kind of structural representation of quick payment device provided in an embodiment of the present invention.
Fig. 6 is a kind of structural representation of mobile terminal disclosed in the embodiment of the present invention.
Embodiment
Below in conjunction with the accompanying drawing in the embodiment of the present invention, the technical scheme in the embodiment of the present invention is carried out clear, complete
Site preparation describes, it is clear that described embodiment is part of the embodiment of the present invention, rather than whole embodiments.Based on this hair
Embodiment in bright, the every other implementation that those of ordinary skill in the art are obtained under the premise of creative work is not made
Example, belongs to the scope of protection of the invention.
Term " first ", " second ", " the 3rd " in description and claims of this specification and the accompanying drawing and "
Four " etc. be to be used to distinguish different objects, rather than for describing particular order.In addition, term " comprising " and " having " and it
Any deformation, it is intended that cover non-exclusive include.Such as contain the process of series of steps or unit, method, be
The step of system, product or equipment are not limited to list or unit, but alternatively also including the step of not listing or list
Member, or alternatively also include for the intrinsic other steps of these processes, method, product or equipment or unit.
Referenced herein " embodiment " is it is meant that the special characteristic, structure or the characteristic that describe can wrap in conjunction with the embodiments
In at least one embodiment of the present invention.Each position in the description occur the phrase might not each mean it is identical
Embodiment, nor the independent or alternative embodiment with other embodiments mutual exclusion.Those skilled in the art explicitly and
Implicitly understand, embodiment described herein can be combined with other embodiments.
Mobile terminal described by the embodiment of the present invention can include smart mobile phone (such as Android phone, iOS mobile phones,
Windows Phone mobile phones etc.), tablet personal computer, palm PC, notebook computer, mobile internet device (MID, Mobile
Internet Devices) or Wearable etc., above-mentioned mobile terminal is only citing, and non exhaustive, including but not limited to upper
State mobile terminal.
Referring to Fig. 1, Fig. 1 is the embodiments of the invention provide a kind of structural representation of mobile terminal, it is described mobile whole
End includes：Application processor AP110, touching display screen 120, iris identification device 130, fingerprint identification device 140 and face are known
Other device 150, the iris identification device 130 can be arranged on the top of the touching display screen 120, the iris recognition dress
Put 130 bottoms that can also be arranged at the touching display screen 120 and cause the touching display screen 120 for full screen display, wherein, institute
State AP110 and touching display screen 120, iris identification device 130, fingerprint identification device 140 and recognition of face dress are connected by bus
150 are put, the fingerprint identification device 140 can be arranged on home key positions, certainly in actual applications, the fingerprint identification device
140 can also be arranged on the back side of mobile terminal, and above-mentioned face identification device 150 can be arranged on iris identification device 130
Homonymy.In actual applications, above-mentioned face identification device 150 can be integrated in camera module, certainly in actual applications,
Face identification device 150 can also be separately provided.The specific embodiment of the invention do not limit to above-mentioned iris identification device 130,
The specific manifestation form of fingerprint identification device 140 and face identification device 150 and the position specifically set.
Above-mentioned fingerprint identification device 140 is specifically as follows capacitance kind fingerprint identification module, may be used also in actual applications certainly
Think optical fingerprint identification module.
Above-mentioned iris identification device 130 is specifically as follows iris recognition module.
Above-mentioned touching display screen is specifically as follows Thin Film Transistor-LCD (Thin Film Transistor-
Liquid Crystal Display, TFT-LCD), light emitting diode (Light Emitting Diode, LED) display screen, have
Machine light emitting diode (Organic Light-Emitting Diode, OLED) display screen etc..
The scene that mobile terminal has in quick payment includes but is not limited to following technology scene, for mobile terminal
Quick payment, a kind of technology scene can be that businessman is paid, and the amount of money paid under this technology scene is typically small, another
Technology scene can be that the friend that becomes better transfers accounts or mode that businessman transfers accounts, for the amount of money that is paid under another technology scene typically compared with
Greatly, that is, realize that wholesale is paid.After fingerprint identification module expands to mobile terminal, the combination of bio-identification module and mobile terminal
Also the development trend of subsequent movement terminal is turned into, for mobile terminal, multiple bio-identification modes have been future biologicals
Identify the development trend in mobile terminal.For quick payment, the payment verification in quick payment have also been introduced bio-identification letter
Cease to carry out payment verification, but in many cases, quick payment still realizes checking by payment cipher, for quick branch
For the application paid, the Transaction Information of quick payment is the voucher of customer relationship itself account, the transaction that especially wholesale is paid
The record of personnel is even more important, and for the implementation of the quick payment of existing mobile terminal, either wholesale is paid still
Small amount payment, it is to be paid by way of payment verification to realize, does not record the clerk that wholesale is paid, causes to use
Family can not inquire about the clerk of wholesale payment, and user can not be allowed to reduce the scene of wholesale payment when needed, influence to use
Family Experience Degree.
Refering to Fig. 2, Fig. 2 provides a kind of quick payment method, and this method is realized in mobile terminal as shown in Figure 1,
This method is as shown in Fig. 2 comprise the following steps：
Step S201, terminal obtains multiple bio-identifications when the payment page for entering quick payment carries out amount of money payment
The first biometric information that any one bio-identification module gathers in module.
Multiple bio-identification modules in above-mentioned steps S201 include but is not limited to：Fingerprint identification module, hand vein recognition mould
Block, iris recognition module, face recognition module etc..Obtain multiple biometric informations of multiple bio-identification modules collection according to
May be different according to different bio-identification module, for example, can be with for the biometric information of fingerprint identification module collection
For finger print information；And for example the biometric information for iris recognition module collection can be iris information；For another example for face
The biometric information of identification module collection can be face information；Believe for another the bio-identification gathered for hand vein recognition module
Breath can be venous information.Above-mentioned checking is carried out to the plurality of biometric information can be to separately verify, and actually should certainly
Checking can also be gathered in, the specific embodiment of the invention does not limit to the concrete form of above-mentioned checking and specific checking is adopted
Algorithm.
As shown in Figure 3 C, wherein payment can be manually entered the payment page of above-mentioned quick payment by user, when
So in actual applications, can also input by other means, such as pass through phonetic entry etc., the specific embodiment of the invention
The acquisition modes of above-mentioned payment are not limited.
Step S202, terminal-pair first biometric information is verified after being proved to be successful, whether determine the amount of money
More than given threshold.
Step S203, such as amount of money exceedes given threshold, and terminal, which is opened, hides screening-mode shooting picture, by the picture with
And first biometric information template corresponding to biometric information be stored in the transaction record of the quick payment.
The implementation of above-mentioned shooting picture can specifically include following several ways, for example, optional in the present invention one
, can be by controlling front camera to shoot picture in embodiment, can certainly in another optional embodiment of the invention
With by controlling rear camera to shoot picture, certainly in another of the invention optional embodiment, can be by control before
Put camera and rear camera while shoot two pictures, carrying out human face scanning to two pictures determines face in two pictures
The high pictures of information integrity are as the picture preserved.
The high determination mode of above-mentioned face information integrity degree can be that the scanning that face is carried out to the picture determines the picture
The region of middle face, the quantity of human face characteristic point, integrity degree=quantity/characteristic point sum * are gathered to the region of the face
100%.The above-mentioned special even position of characteristic point and sum may refer to the description of human face characteristic point extraction algorithm, no longer superfluous here
State.
Refering to technical scheme as shown in Figure 2, terminal device is it is determined that the payment page for entering quick payment realizes gold
When volume is paid, the first biometric information of user's input is obtained, first biometric information is verified, is proved to be successful
And the amount of money starts and hides screening-mode shooting picture, then by the picture and biometric information mould when exceeding given threshold
Plate is stored in the transaction record of the quick payment, and such user can be more than setting threshold when inquiring about transaction record to the amount of money
Shooting picture corresponding to the transaction record inquiry of value, can so facilitate user to inquire when paying wholesale fund corresponding to inquiry
Picture, user is allowed to be easy to according to picture pay the reduction of scene.
Illustrate the technique effect of embodiment as shown in Figure 2 below by the payment scene of a reality, it is assumed here that such as
The hardware configuration of terminal shown in Fig. 2 as shown in figure 1, the given threshold of this payment scene is more than 500 yuan, the mobile terminal
Owner is user A, and user A biometric information template and user B biometric information are preserved in the mobile terminal
Template.It should be noted that user B and user A here is generally family's relationship, such as：Man and wife, father and son, sister etc. are closed
System, certainly in actual applications, above-mentioned user B and user A can also be other relations, for example, colleague, lover, classmate etc.
Etc. relation, the specific embodiment of the invention is not intended to limit the user A and user B relation situation.Due to being recorded in mobile terminal
There is user B biometric information template, then user B can realize the unblock to mobile terminal, for example, user B can be with
Mobile terminal is unlocked by the first biometric information, after user B is unlocked, such as opens the payment page of quick payment
Face realize the amount of money pay (amount of money pay including but not limited to：Transfer accounts, trade company pay etc. comprising the amount of money change operation), move
Dynamic terminal obtains the first biometric information of user B inputs, after being proved to be successful to the first biometric information, such as pays
The amount of money is more than 500 yuan, then the picture for hiding screening-mode shooting user B is opened, by the picture and the first biometric information
Corresponding biometric information template is preserved to the transaction record of quick payment.Because its style of shooting is using hiding shooting side
Formula, it is sightless for user B, so what user B thought to perform is conventional payment, and for user A, due to
User B using its mobile terminal pay its may and it is ignorant, if using the transaction record of existing quick payment, its
The corresponding amount of money can only be included in transaction record, exchange hour, the title etc. of counterparty.So user A is inquiring about the transaction
To this transaction record and it may think little of during record, in some instances it may even be possible to which the remaining sum for quick payment occur differs with what user A remembered
The situation of cause occurs so that user A produces doubt to the transaction record of the quick payment, influences user A to the quick payment
Experience Degree, or even it is off the quick payment.And the technical scheme of embodiment as shown in Figure 2 is employed, in user A to this
When transaction record is felt uncertain, need to only click on transaction record carrying the picture and the first biometric information corresponding to it is raw
Thing identification information template can know that the transaction operates for user B, can avoid doubt of the user A to transaction record, be lifted
The Experience Degree of user.
Optionally, it is above-mentioned that biometric information template corresponding to the picture and the first biometric information is stored in this
The specific implementation of the transaction record of quick payment can be：
Biometric information template corresponding to the picture and the first biometric information is passed through into explicitly or implicitly mode
It is stored in the transaction record of the quick payment.
Above-mentioned preserving type can have it is a variety of, can for example, in a kind of alternative embodiment of the specific embodiment of the invention
So that the picture and biometric information template are stored in transaction record.And for example in the another of the specific embodiment of the invention
In kind alternative embodiment, the picture can be stored in the storage medium of terminal, the picture is stored in the storage medium
Allocation index and first biometric information corresponding to biometric information template mark (be specifically as follows numbering or
Title etc.) it is stored in the transaction record.
The technical scheme preserves the picture or biometric information template by the way of explicitly or implicitly, first, with aobvious
Exemplified by formula, for explicit preserving type, checking for user is facilitated, i.e. user clicks on the transaction record and may directly seen
Go out picture corresponding to block trade and biometric information template, such user need not perform any operation can be very
Easily, so for explicit way, it facilitates the viewing of user, and shortcoming is due to need to preserve whole picture and right
The biometric information template answered, for picture, the memory space of a pictures generally requires 1M or so, if this is quick
The wholesale of payment pays more, then needs to take very big space for the transaction record of the quick payment, is unfavorable for quick
The operation of payment.Exemplified by implicit preserve, it has not been convenient to which user checks that is, user can not see after transaction record is entered
The template of corresponding picture and biometric information, it needs the nth bar transaction record ability for clicking on record in transaction record
Enough see the template of the picture or biometric information, user needs transaction record of more clicks, and is preserved using implicit
Mode can only preserve the mark of allocation index and biometric information corresponding to the picture, for whole picture and fingerprint
It is general for the memory space of allocation index and the mark of biometric information for memory space shared by identification information
For the space of tens bits, it is much smaller relative to the memory space shared by picture, thus its can to save this quick
The memory space of the transaction record of payment, will not be to the speed of service of quick payment.Need exist for different quick payments under explanation
Storage mode, for quick payment, due to its belong to third party exploitation application program, it is deposited terminal device
Storage media can specially divide one piece of region and store data corresponding to the application program, and for transaction record, due to its guarantor
The space very little for the storage medium shared by data deposited, it is smaller to be divided to the memory space of transaction record, is deposited if do not used
The mode of the allocation index of storage media is come if storing, the memory space of transaction record division can be occupied full quickly, so as to can not
Picture corresponding to storage, increase the memory space of transaction record division if desired, it is necessary to third-party application i.e. quick payment
Provider the application program of quick payment is modified, compatibility it is low.So implicitly deposited by the way of allocation index
Energy storage enough improves compatibility, although adding the size that allocation index can also increase the information of transaction record memory storage, by
In its increased size be only bit-level, so will not be had a huge impact to the distribution of the memory space of transaction record.
So it, which has, improves the advantages of compatible.
Optionally, the biometric information template as corresponding to picture and the first biometric information is deposited by implicit
Storage is in transaction record, then the above method can also include：
When it is determined that the nth bar transaction record in the transaction record is chosen (such as click), prompt to perform multiple biologies
Identification operation, when obtaining the first order that the plurality of bio-identification operation performs, determine that first order is merchandised with the nth bar
Record checks whether required order is consistent, such as consistent, the picture that the implicit is stored and the first biometric information
Corresponding biometric information template shows the m seconds (the transaction record page is as shown in Figure 3A) in touching display screen, in the display m seconds
After return to the transaction record page (the transaction record page is as shown in Figure 3 B).It is above-mentioned to show that the m seconds lead in touching display screen
Amplification floating layer mode is crossed to show.User is facilitated to watch the nth bar transaction that the picture belongs to using the display mode of amplification floating layer
Record.Above-mentioned n, m can be the integer more than or equal to 1.
Optionally, the above method can also include after step S203：
The request for checking the transaction record is such as received, obtains any one bio-identification mould in multiple bio-identification modules
Second biometric information of block collection, verifies to second biometric information, after being proved to be successful, shows the transaction
Record.
The purpose of such a technical scheme is to check the threshold of transaction record to increase, and for transaction record, it is wrapped
Privacy information containing client, existing transaction record viewing without being verified accordingly, so for other users
Watching the transaction record does not have any threshold, and this is your acceptable for a user, because transaction record is equivalent to silver
The flowing water of row account, the degree of privacy is very high, does not set threshold easily to carry out concerning security matters, shadow to privacy of user the user of viewing
User experience is rung, so above-mentioned technical proposal can improve the threshold for checking transaction record, protects the privacy of user, is improved
User experience.
Refering to Fig. 4, Fig. 4 provides a kind of mobile terminal, the technique effect of embodiment as shown in Figure 4, refinement scheme and optional
Scheme may refer to the description of embodiment as shown in Figure 2, repeat no more here.Mobile terminal includes：Application processor AP401,
And the connection AP the first bio-identification module 402, the second bio-identification module 403 and memory 404；
First bio-identification module 402, for obtaining a kind of biometric information；
It should be noted that above-mentioned first bio-identification module is specifically as follows：Fingerprint identification module, recognition of face mould
One kind in block, iris recognition module, hand vein recognition module or other bio-identification modules, a kind of corresponding bio-identification
Information can be finger print information, face information, iris information, venous information etc..
Second bio-identification module 403, for obtaining another biometric information；
It should be noted that above-mentioned second bio-identification module is specifically as follows：Fingerprint identification module, recognition of face mould
One kind in block, iris recognition module, hand vein recognition module or other bio-identification modules.Second bio-identification module and the
One biological identification module is different, and the biometric information that the second bio-identification module obtains also obtains with the first bio-identification module
The information taken is different.
Certainly in actual applications, above-mentioned multiple bio-identification operations can also increase multiple bio-identification modules, such as
3rd biological identification module or the 4th bio-identification module, also may be used for the 3rd biological identification module or the 4th bio-identification module
Think in fingerprint identification module, face recognition module, iris recognition module, hand vein recognition module or other bio-identification modules
One kind.3rd biological identification module is different from the first bio-identification module and the second bio-identification module.
Memory 404, for storing biometric information template；
AP401, for when entering the payment page progress amount of money payment of quick payment, obtaining multiple bio-identification modules
In any one bio-identification module gather the first biometric information；First biometric information is verified,
After being proved to be successful, determine whether the amount of money exceedes given threshold；The amount of money as described in exceedes given threshold, and terminal, which is opened, to be hidden
Screening-mode shoots picture, and biometric information template corresponding to the picture and first biometric information is preserved
In the transaction record of the quick payment.
Optionally, the AP, specifically for biology corresponding to the picture and first biometric information is known
Other information model is stored in the transaction record of the quick payment by explicitly or implicitly mode.
Optionally, the biometric information template as corresponding to the picture and first biometric information passes through hidden
Formula mode is stored in the transaction record of the quick payment；The AP, for the picture to be stored in into storage medium, by described in
Biometric information template corresponding to allocation index and first biometric information of the picture in the storage medium
Mark be stored in the transaction record.
Optionally, the biometric information template as corresponding to the picture and first biometric information passes through hidden
Formula mode is stored in the nth bar transaction record of the transaction record of the quick payment；
The AP, it is additionally operable to when it is determined that the nth bar transaction record in the transaction record is chosen, prompt to perform multiple lifes
Thing identification operation, the first order of the multiple bio-identification operation execution is being obtained, is determining first order and described n-th
Bar transaction record checks whether required order is consistent, such as consistent, the picture that the implicit is stored and described first
Biometric information template corresponding to biometric information shows the m seconds in touching display screen；Described m, n can be more than or equal to 1
Integer.
Optionally, the biometric information template as corresponding to the picture and first biometric information passes through hidden
Formula mode is stored in the transaction record of the quick payment；
The AP, for the request of the transaction record as described in receiving and check, obtain any in multiple bio-identification modules
Second biometric information of one bio-identification module collection, verifies to second biometric information, is verifying
After success, the transaction record is shown.
Refering to Fig. 5, Fig. 5 provides a kind of quick payment device, the technique effect of embodiment as shown in Figure 5, refinement scheme and
Alternative may refer to the description of embodiment as shown in Figure 2, repeat no more here.Described device includes：Multiple bio-identifications
Module,
Bio-identification module 504, for gathering biometric information；
Acquiring unit 501, for when entering the payment page progress amount of money payment of quick payment, obtaining multiple biologies and knowing
The first biometric information that any one bio-identification module gathers in other module；
Authentication unit 502, for being verified to first biometric information；
Processing unit 503, for after being proved to be successful, determining whether the amount of money exceedes given threshold；Such as the amount of money
More than given threshold, terminal, which is opened, hides screening-mode shooting picture, by the picture and first biometric information
Corresponding biometric information template is stored in the transaction record of the quick payment.
Optionally, processing unit 503, specifically for will be given birth to corresponding to the picture and first biometric information
Thing identification information template is stored in the transaction record of the quick payment by explicitly or implicitly mode.
Optionally, the biometric information template as corresponding to the picture and first biometric information passes through hidden
Formula mode is stored in the transaction record of the quick payment；Processing unit 503, for the picture to be stored in into storage medium,
By bio-identification letter corresponding to allocation index of the picture in the storage medium and first biometric information
The mark of breath template is stored in the transaction record.
Optionally, the biometric information template as corresponding to the picture and first biometric information passes through hidden
Formula mode is stored in the nth bar transaction record of the transaction record of the quick payment；
Processing unit 503, it is additionally operable to when it is determined that the nth bar transaction record in the transaction record is chosen, prompt to perform
The operation of multiple bio-identifications, in the first order for obtaining the multiple bio-identification operation and performing, determine first order with
The nth bar transaction record checks whether required order is consistent, such as consistent, the picture that the implicit is stored and institute
State biometric information template corresponding to the first biometric information and show the m seconds in touching display screen；Described m, n can be more than
Integer equal to 1.
Optionally, the biometric information template as corresponding to the picture and first biometric information passes through hidden
Formula mode is stored in the transaction record of the quick payment；
Processing unit 503, for the request of the transaction record as described in receiving and check, obtain in multiple bio-identification modules
Second biometric information of any one bio-identification module collection, is verified to second biometric information,
After being proved to be successful, the transaction record is shown.
Fig. 6 is illustrated that the block diagram of the part-structure of the mobile phone related to mobile terminal provided in an embodiment of the present invention.Ginseng
Fig. 6 is examined, mobile phone includes：Radio frequency (Radio Frequency, RF) circuit 910, memory 920, input block 930, sensor
950th, voicefrequency circuit 960, Wireless Fidelity (Wireless Fidelity, WiFi) module 970, application processor AP980 and
The grade part of power supply 990.It will be understood by those skilled in the art that the handset structure shown in Fig. 6 does not form the restriction to mobile phone,
It can include than illustrating more or less parts, either combine some parts or different parts arrangement.
Each component parts of mobile phone is specifically introduced with reference to Fig. 6：
Input block 930 can be used for the numeral or character information for receiving input, and produce with the user of mobile phone set with
And the key signals input that function control is relevant.Specifically, input block 930 may include touching display screen 933, fingerprint identification device
931st, face identification device 936, iris identification device 937 and other input equipments 932.Fingerprint identification device 931 is bound to
Touching display screen 933.Input block 930 can also include other input equipments 932.Specifically, other input equipments 932 can be with
Including but not limited to physical button, function key (such as volume control button, switch key etc.), trace ball, mouse, action bars etc.
In one or more.Wherein, the touching display screen 933, for detecting that user is enterprising in the touching display screen 933
When line slip operates, touch parameter collection is gathered, and notifies the fingerprint identification device 931 to carry out fingerprint collecting, and by described in
Touch parameter collection is sent to the AP980；The fingerprint identification device 931, for gathering fingerprint image, and by the fingerprint image
As being sent to the AP980；The AP980, for being verified respectively to the touch parameter collection and the fingerprint image,
And when the touch parameter collection and the fingerprint image are verified, carry out more bio-identification operations.
AP980 is the control centre of mobile phone, using various interfaces and the various pieces of connection whole mobile phone, passes through fortune
Row performs the software program and/or module being stored in memory 920, and calls the data being stored in memory 920,
The various functions and processing data of mobile phone are performed, so as to carry out integral monitoring to mobile phone.Optionally, AP980 may include one or
Multiple processing units；Optionally, AP980 can integrate application processor and modem processor, wherein, application processor is main
Operating system, user interface and application program etc. are handled, modem processor mainly handles radio communication.It is appreciated that
It is that above-mentioned modem processor can not also be integrated into AP980.
In addition, memory 920 can include high-speed random access memory, nonvolatile memory, example can also be included
Such as at least one disk memory, flush memory device or other volatile solid-state parts.
RF circuits 910 can be used for the reception and transmission of information.Generally, RF circuits 910 include but is not limited to antenna, at least one
Individual amplifier, transceiver, coupler, low-noise amplifier (Low Noise Amplifier, LNA), duplexer etc..In addition,
RF circuits 910 can also be communicated by radio communication with network and other equipment.Above-mentioned radio communication can use any communication
Standard or agreement, including but not limited to global system for mobile communications (Global System of Mobile
Communication, GSM), general packet radio service (General Packet Radio Service, GPRS), code division it is more
Location (Code Division Multiple Access, CDMA), WCDMA (Wideband Code Division
Multiple Access, WCDMA), Long Term Evolution (Long Term Evolution, LTE), Email, Short Message Service
(Short Messaging Service, SMS) etc..
Mobile phone may also include at least one sensor 950, such as optical sensor, motion sensor and other sensors.
Specifically, optical sensor may include ambient light sensor and proximity transducer, wherein, ambient light sensor can be according to ambient light
Light and shade adjust the brightness of touching display screen, proximity transducer can when mobile phone is moved in one's ear, close touching display screen and/
Or backlight.As one kind of motion sensor, accelerometer sensor can detect in all directions (generally three axles) acceleration
Size, size and the direction of gravity are can detect that when static, available for identification mobile phone posture application (such as horizontal/vertical screen switching,
Dependent game, magnetometer pose calibrating), Vibration identification correlation function (such as pedometer, tap) etc.；It can also configure as mobile phone
Gyroscope, barometer, hygrometer, thermometer, the other sensors such as infrared ray sensor, will not be repeated here.
Voicefrequency circuit 960, loudspeaker 961, microphone 962 can provide the COBBAIF between user and mobile phone.Audio-frequency electric
Electric signal after the voice data received conversion can be transferred to loudspeaker 961, sound is converted to by loudspeaker 961 by road 960
Signal plays；On the other hand, the voice signal of collection is converted to electric signal by microphone 962, is turned after being received by voicefrequency circuit 960
It is changed to voice data, then after voice data is played into AP980 processing, through RF circuits 910 to be sent to such as another mobile phone, or
Voice data is played to memory 920 further to handle.
WiFi belongs to short range wireless transmission technology, and mobile phone can help user's transceiver electronicses postal by WiFi module 970
Part, browse webpage and access streaming video etc., it has provided the user wireless broadband internet and accessed.Although Fig. 6 is shown
WiFi module 970, but it is understood that, it is simultaneously not belonging to must be configured into for mobile phone, can not change as needed completely
Become in the essential scope of invention and omit.
Mobile phone also includes the power supply 990 (such as battery) to all parts power supply, and optionally, power supply can pass through power supply pipe
Reason system and AP980 are logically contiguous, so as to realize the work(such as management charging, electric discharge and power managed by power-supply management system
Energy.
Although being not shown, mobile phone can also include camera, bluetooth module, light compensating apparatus, light sensor etc., herein not
Repeat again.
In embodiment shown in earlier figures 2, each step method flow can based on the mobile phone structure realize.
In embodiment shown in earlier figures 1, each unit function can based on the mobile phone structure realize.
As can be seen that by the embodiment of the present invention, mobile terminal is divided by the recognition sequence to different bio-identifications
With different priority, and in setting time, such as the type of the second application program that user starts and the first application program
It is different to avoid directly to different types of application program limit priority, it is necessary to user re-executes more bio-identifications operations,
The problem of influenceing security.
The embodiment of the present invention also provides a kind of computer-readable storage medium, wherein, the computer-readable storage medium is stored for electricity
The computer program that subdata exchanges, it is any as described in above-mentioned embodiment of the method that the computer program make it that computer performs
A kind of part or all of step of quick payment method.
The embodiment of the present invention also provides a kind of computer program product, and the computer program product includes storing calculating
The non-transient computer-readable recording medium of machine program, the computer program are operable to make computer perform side as described above
The part or all of step of any quick payment method described in method embodiment.
It should be noted that for foregoing each method embodiment, in order to be briefly described, therefore it is all expressed as a series of
Combination of actions, but those skilled in the art should know, the present invention is not limited by described sequence of movement because
According to the present invention, some steps can use other orders or carry out simultaneously.Secondly, those skilled in the art should also know
Know, embodiment described in this description belongs to alternative embodiment, and involved action and module are not necessarily of the invention
It is necessary.
In the above-described embodiments, the description to each embodiment all emphasizes particularly on different fields, and does not have the portion being described in detail in some embodiment
Point, it may refer to the associated description of other embodiment.
In several embodiments provided herein, it should be understood that disclosed device, can be by another way
Realize.For example, device embodiment described above is only schematical, such as the division of the unit, it is only one kind
Division of logic function, can there is an other dividing mode when actually realizing, such as multiple units or component can combine or can
To be integrated into another system, or some features can be ignored, or not perform.Another, shown or discussed is mutual
Coupling direct-coupling or communication connection can be by some interfaces, the INDIRECT COUPLING or communication connection of device or unit,
Can be electrical or other forms.
The unit illustrated as separating component can be or may not be physically separate, show as unit
The part shown can be or may not be physical location, you can with positioned at a place, or can also be distributed to multiple
On NE.Some or all of unit therein can be selected to realize the mesh of this embodiment scheme according to the actual needs
's.
In addition, each functional unit in each embodiment of the present invention can be integrated in a processing unit, can also
That unit is individually physically present, can also two or more units it is integrated in a unit.Above-mentioned integrated list
Member can both be realized in the form of hardware, can also be realized in the form of software program module.
If the integrated unit is realized in the form of software program module and is used as independent production marketing or use
When, it can be stored in a computer-readable access to memory.Based on such understanding, technical scheme substantially or
Person say the part to be contributed to prior art or the technical scheme all or part can in the form of software product body
Reveal and, the computer software product is stored in a memory, including some instructions are causing a computer equipment
(can be personal computer, server or network equipment etc.) performs all or part of each embodiment methods described of the present invention
Step.And foregoing memory includes：USB flash disk, read-only storage (ROM, Read-Only Memory), random access memory
(RAM, Random Access Memory), mobile hard disk, magnetic disc or CD etc. are various can be with the medium of store program codes.
One of ordinary skill in the art will appreciate that all or part of step in the various methods of above-described embodiment is can
To instruct the hardware of correlation to complete by program, the program can be stored in a computer-readable memory, memory
It can include：Flash disk, read-only storage (English：Read-Only Memory, referred to as：ROM), random access device (English：
Random Access Memory, referred to as：RAM), disk or CD etc..
The embodiment of the present invention is described in detail above, specific case used herein to the principle of the present invention and
Embodiment is set forth, and the explanation of above example is only intended to help the method and its core concept for understanding the present invention；
Meanwhile for those of ordinary skill in the art, according to the thought of the present invention, can in specific embodiments and applications
There is change part, in summary, this specification content should not be construed as limiting the invention.
Claims (13)
- A kind of 1. quick payment method, it is characterised in that methods described comprises the following steps：When the payment page for entering quick payment carries out amount of money payment, any one biology in multiple bio-identification modules is obtained First biometric information of identification module collection；First biometric information is verified, after being proved to be successful, determines whether the amount of money exceedes given threshold；As the amount of money exceedes given threshold, terminal, which is opened, to be hidden screening-mode and shoots picture, by the picture and described the Biometric information template is stored in the transaction record of the quick payment corresponding to one biometric information.
- 2. according to the method for claim 1, it is characterised in that described to believe the picture and first bio-identification Biometric information template corresponding to breath is stored in the transaction record of the quick payment, including：Biometric information template corresponding to the picture and first biometric information is passed through into explicitly or implicitly side Formula is stored in the transaction record of the quick payment.
- 3. according to the method for claim 2, it is characterised in that such as the picture and first biometric information pair The biometric information template answered is stored in the transaction record of the quick payment by implicit, and methods described also includes：The picture is stored in storage medium, by allocation index and described first of the picture in the storage medium The mark of biometric information template is stored in the transaction record corresponding to biometric information.
- 4. according to the method for claim 2, it is characterised in that such as the picture and first biometric information pair The biometric information template answered is stored in the nth bar transaction record of the transaction record of the quick payment by implicit, Methods described also includes：When it is determined that the nth bar transaction record in the transaction record is chosen, prompts to perform multiple bio-identification operations, obtaining The first order that the multiple bio-identification operation performs, determines that first order checks institute with the nth bar transaction record Whether the order needed is consistent, such as consistent, and the picture that the implicit is stored and first biometric information are corresponding Biometric information template touching display screen show the m seconds；Described m, n can be the integer more than or equal to 1.
- 5. according to the method for claim 2, it is characterised in that such as the picture and first biometric information pair The biometric information template answered is stored in the transaction record of the quick payment by implicit, and methods described also includes：The request of transaction record as described in receiving and check, obtain any one bio-identification module in multiple bio-identification modules Second biometric information of collection, verifies to second biometric information, after being proved to be successful, shows the friendship Easily record.
- A kind of 6. mobile terminal, it is characterised in that including：Application processor AP, and the connection AP the first bio-identification Module, the second bio-identification module and memory；The first bio-identification module, for obtaining a kind of biometric information；The second bio-identification module, for obtaining another biometric information；The memory, for storing biometric information template；The AP, for when entering the payment page progress amount of money payment of quick payment, obtaining in multiple bio-identification modules First biometric information of any one bio-identification module collection；First biometric information is verified, After being proved to be successful, determine whether the amount of money exceedes given threshold；As the amount of money exceedes given threshold, the hiding bat of terminal unlatching Pattern shooting picture is taken the photograph, biometric information template corresponding to the picture and first biometric information is stored in The transaction record of the quick payment.
- 7. mobile terminal according to claim 6, it is characterised in thatThe AP, specifically for biometric information template corresponding to the picture and first biometric information is led to Cross the transaction record that explicitly or implicitly mode is stored in the quick payment.
- 8. mobile terminal according to claim 7, it is characterised in that such as the picture and first bio-identification letter Biometric information template is stored in the transaction record of the quick payment by implicit corresponding to breath；The AP, is used for The picture is stored in storage medium, by allocation index of the picture in the storage medium and first biology The mark of biometric information template is stored in the transaction record corresponding to identification information.
- 9. mobile terminal according to claim 6, it is characterised in that such as the picture and first bio-identification letter Biometric information template corresponding to breath is stored in the nth bar transaction note of the transaction record of the quick payment by implicit Record；The AP, it is additionally operable to when it is determined that the nth bar transaction record in the transaction record is chosen, prompts to perform multiple biology knowledges Do not operate, obtaining the first order of the multiple bio-identification operation execution, determining that first order is handed over the nth bar Easily record checks whether required order is consistent, such as consistent, the picture and first biology that the implicit is stored Biometric information template corresponding to identification information shows the m seconds in touching display screen；Described m, n can be whole more than or equal to 1 Number.
- 10. mobile terminal according to claim 6, it is characterised in that such as the picture and first bio-identification Biometric information template is stored in the transaction record of the quick payment by implicit corresponding to information；The AP, for the request of the transaction record as described in receiving and check, obtain any one in multiple bio-identification modules Second biometric information of bio-identification module collection, verifies to second biometric information, is being proved to be successful Afterwards, the transaction record is shown.
- 11. a kind of quick payment device, it is characterised in that described device includes：Multiple bio-identification modules,The bio-identification module, for gathering biometric information；Acquiring unit, for when entering the payment page progress amount of money payment of quick payment, obtaining multiple bio-identification modules In any one bio-identification module gather the first biometric information；Authentication unit, for being verified to first biometric information；Processing unit, for after being proved to be successful, determining whether the amount of money exceedes given threshold；As the amount of money exceedes setting Threshold value, terminal, which is opened, hides screening-mode shooting picture, will be raw corresponding to the picture and first biometric information Thing identification information template is stored in the transaction record of the quick payment.
- A kind of 12. computer-readable recording medium, it is characterised in that it stores the computer program for electronic data interchange, Wherein, the computer program causes computer to perform the method as described in claim any one of 1-5.
- 13. a kind of computer program product, it is characterised in that the computer program product includes storing computer program Non-transient computer-readable recording medium, the computer program are operable to make computer perform such as claim 1-5 Method described in one.
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| CN201710631591.6A CN107516217A (en) | 2017-07-28 | 2017-07-28 | Quick payment method and related product |
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Application publication date: 20171226 |