CN107480997A - A kind of method of mobile payment, terminal and storage medium - Google Patents
A kind of method of mobile payment, terminal and storage medium Download PDFInfo
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- CN107480997A CN107480997A CN201710585646.4A CN201710585646A CN107480997A CN 107480997 A CN107480997 A CN 107480997A CN 201710585646 A CN201710585646 A CN 201710585646A CN 107480997 A CN107480997 A CN 107480997A
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- Prior art keywords
- payment
- amount
- money
- terminal
- user
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/405—Establishing or using transaction specific rules
Abstract
The application is related to field of terminal, discloses a kind of method of mobile payment, terminal and storage medium.Methods described includes：When receiving payment instruction, the amount of money of pending payment is obtained；Judge the amount of money of the pending payment whether positioned at default Payment Amount scope；When it is determined that the amount of money of the pending payment is located at the default Payment Amount scope, user is prompted to be paid the bill according to the first predetermined manner；When it is determined that the amount of money of the pending payment is not at the default Payment Amount scope, user is prompted to be paid the bill according to the second predetermined manner；Wherein, second predetermined manner is different from first predetermined manner.Pass through above-mentioned technical proposal, the different means of payment can be determined according to the size of payment, so as to improve the security of property in user terminal.
Description
Technical field
The present invention relates to field of terminal, more particularly to a kind of method of mobile payment, terminal and storage medium.
Background technology
With the development of science and technology and material life it is abundant, mobile terminal becomes more popular.
Common, people can move payment by mobile terminal.It is appreciated that when, typically move payment
When, no matter amount of money size is required for input password to be verified.
But above-mentioned technical scheme is there is also drawback, frequently small amount payment, it is necessary to frequently input password, then
The password will be revealed, if the people of stealing passwords steals the terminal of user again, the password stolen will be utilized to be stolen from terminal
Substantial amounts of money is taken, so as to bring risk to the property in user terminal.
The content of the invention
, can be according to payment the embodiment of the invention discloses a kind of method of mobile payment, terminal and storage medium
Size determine the different means of payment, so as to improve the security of property in user terminal.
First aspect of the embodiment of the present invention discloses a kind of method of mobile payment, and methods described includes：
When receiving payment instruction, the amount of money of pending payment is obtained；Judge the amount of money of the pending payment whether positioned at default
Payment Amount scope；When it is determined that the amount of money of the pending payment is located at the default Payment Amount scope, user is prompted according to the
One predetermined manner is paid the bill；When it is determined that the amount of money of the pending payment is not at the default Payment Amount scope, prompt
User is paid the bill according to the second predetermined manner；Wherein, second predetermined manner is different from first predetermined manner.
Second aspect of the present invention discloses a kind of terminal, and the terminal includes：
Acquiring unit, for when receiving payment instruction, obtaining the amount of money of pending payment；
Judging unit, for judging the amount of money of the pending payment whether positioned at default Payment Amount scope；
Tip element, for when it is determined that the amount of money of the pending payment is located at the default Payment Amount scope, prompting to use
Paid the bill according to the first predetermined manner at family；
The Tip element, it is additionally operable to when the amount of money for determining the pending payment is not at the default Payment Amount scope
When, prompt user to be paid the bill according to the second predetermined manner；Wherein, second predetermined manner and first predetermined manner be not
Together.
Third aspect present invention discloses a kind of terminal, and the terminal includes：
It is stored with the memory of executable program code；
The processor coupled with the memory；
The processor calls the executable program code stored in the memory, performs first aspect present invention
Any one of method, wherein, in above method implementation procedure, the idsplay order of the display reception processing device is to hold
Row display action.
Fourth aspect present invention discloses a kind of computer-readable recording medium, and it is stored based on electronic data interchange
Calculation machine program, wherein, the computer program causes terminal to perform the method as described in any one of first aspect present invention.
Fifth aspect present invention discloses a kind of terminal, and the terminal includes application processor, output equipment and memory；
And be stored in the program code of the memory, when described program code is run, above-mentioned all parts cooperation performs
Method instruction as described in any one of first aspect.
Compared with prior art, the embodiment of the present invention has the advantages that：
In the embodiment of the present invention, when receiving payment instruction, the amount of money of pending payment is obtained；Judge the gold of the pending payment
Whether volume is positioned at default Payment Amount scope；When it is determined that the amount of money of the pending payment is located at the default Payment Amount scope,
Prompting user is paid the bill according to the first predetermined manner；When it is determined that the amount of money of the pending payment is not at the default payment gold
During volume scope, user is prompted to be paid the bill according to the second predetermined manner；Wherein, second predetermined manner is preset with described first
Mode is different.Pass through above-mentioned technical proposal, the different means of payment can be determined according to the size of payment, so as to improve
The security of property in user terminal.
Brief description of the drawings
Technical scheme in order to illustrate the embodiments of the present invention more clearly, it will use below required in embodiment
Accompanying drawing is briefly described, it should be apparent that, drawings in the following description are only some embodiments of the present invention, for ability
For the those of ordinary skill of domain, on the premise of not paying creative work, it can also be obtained according to these accompanying drawings other attached
Figure.
Fig. 1 a are a kind of schematic flow sheets of the method for mobile payment disclosed in the embodiment of the present invention；
Fig. 1 b are a kind of interface schematic diagrams at mobile payment interface disclosed in the embodiment of the present invention；
Fig. 2 is the schematic flow sheet of the method for another mobile payment disclosed in the embodiment of the present invention；
Fig. 3 is the schematic flow sheet of the method for another mobile payment disclosed in the embodiment of the present invention；
Fig. 4 is a kind of structural representation of user terminal disclosed in the embodiment of the present invention；
Fig. 5 is the structural representation of another user terminal disclosed in the embodiment of the present invention；
Fig. 6 is the structural representation of another user terminal disclosed in the embodiment of the present invention；
Fig. 7 is a kind of physical arrangement schematic diagram of user terminal disclosed in the embodiment of the present invention；
Fig. 8 is a kind of physical arrangement schematic diagram of mobile phone disclosed in the embodiment of the present invention；
Fig. 9 is the physical arrangement schematic diagram of another user terminal disclosed in the embodiment of the present invention.
Embodiment
Below in conjunction with the accompanying drawing in the embodiment of the present invention, the technical scheme in the embodiment of the present invention is carried out clear, complete
Site preparation describes, it is clear that described embodiment is only part of the embodiment of the present invention, rather than whole embodiments.Based on this
Embodiment in invention, the every other reality that those of ordinary skill in the art are obtained under the premise of creative work is not made
Example is applied, belongs to the scope of protection of the invention.
The embodiment of the invention discloses a kind of method of mobile payment, terminal and storage medium, when can be according to paying gold
The size of volume determines the different means of payment, so as to improve the security of property in user terminal.Carry out individually below detailed
Explanation.
Referring to Fig. 1, Fig. 1 is a kind of schematic flow sheet of the method for mobile payment disclosed in the embodiment of the present invention.The boundary
The method of face push may comprise steps of.
S101, when receiving payment instruction, obtain the amount of money of pending payment；
It is pointed out that the executive agent of the present embodiment is terminal.
In embodiments of the present invention, terminal can include cell phone, tablet personal computer, personal digital assistant (Personal
Digital Assistant, PDA), each Terminal Type such as mobile internet device (Mobile Internet Device, MID),
The embodiment of the present invention is not construed as limiting.
For example, when user is paid the bill using certain application program, it is necessary to sweep the Quick Response Code of businessman's offer, now eventually
End can be by payment instruction.
S102, judge the amount of money of the pending payment whether positioned at default Payment Amount scope；
, wherein it is desired to, it is noted that scope of the default Payment Amount has the mode of a variety of determinations, for example be that user is direct
It is determined that, it is also possible to according to the consumption habit of user, default Payment Amount scope that terminal automatically generates, and user can be allowed true
Fixed default Payment Amount scope etc..It is described in detail below：
Optionally, determine that default Payment Amount scope includes according to the consumption habit of user：
Obtain the history payment information of user in preset time period；Discrete statistics is carried out to the history payment information to draw
Divide multiple payment sections；Accounting highest payment section is arranged to potential target section；Default payment is sent to the user
The prompting of amount of money scope, wherein, the prompting includes the potential target section；When the instruction for receiving confirmation, by described in
Potential target section is arranged to the default Payment Amount scope.
For example, terminal can obtain over the information that user in 3 months is paid the bill by certain application program, such as can be with
How much is consumed according to every to be counted.Then discrete statistics is carried out to history payment information to divide multiple payment areas
Between, for example 100 have been consumed in 3 months.Wherein 1-200 account for 500, and 200-500 account for 300, and more than 500 account for 200
Pen.So, 1-200 section accounting 50%, 1-200 section can are arranged to potential target section, next can prompted
Whether user is arranged to 1-200 payment section preset Payment Amount scope, will be by described in when receiving confirmation instruction
Potential target section is arranged to the default Payment Amount scope.In addition, user is also an option that presets Payment Amount model with this
Enclose the corresponding means of payment.For example without password authentification be payable, it can also be that fingerprint validation of payment waits until that.
Optionally, default Payment Amount scope can be determined according to the level of consumption of locality, methods described includes：To described
Terminal is positioned to determine the region where the terminal；The default payment gold is determined according to the level of consumption in the region
Volume scope.
For example, the income level of different zones, the level of consumption are different, therefore can be by being positioned to terminal
To determine region that the terminal often occurs.An if only region, then just obtain the average salary level in the region, so
The average salary is multiplied by with parameter preset to obtain default Payment Amount afterwards.For example the average salary level in the region is 10000,
Parameter preset is 0.02, then default Payment Amount is 200, then the scope of default Payment Amount is exactly 0-200.Wherein, should
Parameter can be system default, can also be user's selection.
In addition, if the terminal frequently appears in multiple regions, then can choose the determination of level of consumption highest region
Default Payment Amount scope.
The amount of money alternatively, it is also possible to be inputted according to user determines default Payment Amount scope, specifically, methods described bag
Include：
The user is prompted to carry out the setting of default Payment Amount scope；Receive the amount of money of user's input；According to institute
The amount of money for stating user's input generates the default Payment Amount scope.
Wherein, the mode of prompting includes but is not limited to the prompting modes such as voice, vibrations, word.
For example, for example the amount of money of user's input is 500, then it is 0- that Payment Amount scope is preset corresponding to acquiescence
500, and then the means of payment with the default Payment Amount scope is selected, such as fingerprint recognition.Branch more than 500 can also be set
The mode of paying, such as iris recognition.
S103, when it is determined that the amount of money of the pending payment is located at the default Payment Amount scope, prompt user according to the
One predetermined manner is paid the bill；
Wherein it is possible to by voice message, can also be prompted by dialog box.
S104, when it is determined that the amount of money of the pending payment is not at the default Payment Amount scope, prompt user press
Paid the bill according to the second predetermined manner；Wherein, second predetermined manner is different from first predetermined manner.
For example, first predetermined manner is fingerprint recognition, and second predetermined manner is iris recognition.Or
Say, the first predetermined manner is fingerprint recognition, and the second predetermined manner is numerical ciphers.
It is understood that the money payment of small amount must be rapid, for example need not can be verified, or fingerprint is known
Not.The money payment of other wholesale mainly ensures safety, such as the combination of a variety of payments, and citing carrys out book, and advanced line number word is close
Code authentication, then recognition of face, then iris recognition etc..
In addition, it is necessary to, it is noted that after in order to prevent that the password of small amount payment is stolen, there is the office that fund is brushed in succession
Face, the daily small amount payment amount of money, which is set, pays the upper limit.Certainly, wholesale payment can also set the upper limit.
For example, the means of payment corresponding to preset cost payment scope is fingerprint recognition.Wherein, preset cost pays model
Enclose for 0-200, then it at most can be 1000 that can pay debt by fingerprint recognition in one day.If as exceeded the scope,
The corresponding means of payment is iris recognition, then the money that can be paid by iris recognition in one day at most can be 10000.
From the above it can be seen that by implementing technical scheme provided in an embodiment of the present invention, when receiving payment instruction, acquisition is treated
The amount of money of payment；Judge the amount of money of the pending payment whether positioned at default Payment Amount scope；When it is determined that the gold of the pending payment
When volume is located at the default Payment Amount scope, user is prompted to be paid the bill according to the first predetermined manner；When it is determined that described wait to pay
When the amount of money of money is not at the default Payment Amount scope, user is prompted to be paid the bill according to the second predetermined manner；Wherein,
Second predetermined manner is different from first predetermined manner.Pass through above-mentioned technical proposal, can be according to the big of payment
It is small to determine the different means of payment, so as to improve the security of property in user terminal.
Referring to Fig. 2, Fig. 2 is a kind of schematic flow sheet of the method for mobile payment disclosed in the embodiment of the present invention.Such as Fig. 2
Shown, the method for the mobile payment may comprise steps of.
S201, the history payment information for obtaining user in preset time period；
In embodiments of the present invention, executive agent is terminal.Terminal can include cell phone, tablet personal computer, individual number
Word assistant (Personal Digital Assistant, PDA), mobile internet device (Mobile Internet Device,
) etc. MID each Terminal Type, the embodiment of the present invention are not construed as limiting.
S202, discrete statistics is carried out to the history payment information to divide multiple payment sections；
S203, by accounting highest payment section be arranged to potential target section；
S204, the prompting for presetting Payment Amount scope is sent to the user, wherein, the prompting includes described potential
Target interval；
S205, when the instruction for receiving confirmation, the potential target section is arranged to default Payment Amount scope；
S206, when receiving payment instruction, obtain the amount of money of pending payment；
S207, judge the amount of money of the pending payment whether positioned at default Payment Amount scope；
S208, when it is determined that the amount of money of the pending payment is located at the default Payment Amount scope, prompt user according to the
One predetermined manner is paid the bill；
S209, when it is determined that the amount of money of the pending payment is not at the default Payment Amount scope, prompt user press
Paid the bill according to the second predetermined manner；Wherein, second predetermined manner is different from first predetermined manner.
Wherein, first predetermined manner is fingerprint recognition, and second predetermined manner is iris recognition.
In the method described by Fig. 2, terminal can generate default Payment Amount model according to the history consumption information of user
Enclose, and then the payment scope is confirmed by user, so as to lift user-pay experience.
Referring to Fig. 3, Fig. 3 is a kind of schematic flow sheet of the method for mobile payment disclosed in the embodiment of the present invention.Such as Fig. 3
Shown, the method for the mobile payment may comprise steps of.
S301, the terminal is positioned to determine the region where the terminal；
In embodiments of the present invention, executive agent is terminal.Terminal can include cell phone, tablet personal computer, individual number
Word assistant (Personal Digital Assistant, PDA), mobile internet device (Mobile Internet Device,
) etc. MID each Terminal Type, the embodiment of the present invention are not construed as limiting.
S302, the Payment Amount scope determined according to the level of consumption in the region；
S303, when receiving payment instruction, obtain the amount of money of pending payment；
S304, judge the amount of money of the pending payment whether positioned at default Payment Amount scope；
S305, when it is determined that the amount of money of the pending payment is located at the default Payment Amount scope, prompt user according to the
One predetermined manner is paid the bill；
S306, when it is determined that the amount of money of the pending payment is not at the default Payment Amount scope, prompt user press
Paid the bill according to the second predetermined manner；Wherein, second predetermined manner is different from first predetermined manner.
Wherein, first predetermined manner is fingerprint recognition, and second predetermined manner is iris recognition.
In the method described by Fig. 3, default Payment Amount scope is determined according to the level of consumption of terminal region, from
And reduce the operation of user, improve Consumer's Experience.
Referring to Fig. 4, Fig. 4 is a kind of structural representation of terminal disclosed in the embodiment of the present invention.At the end described by Fig. 4
In end, it can include：
Acquiring unit 401, for when receiving payment instruction, obtaining the amount of money of pending payment；
Judging unit 402, for judging the amount of money of the pending payment whether positioned at default Payment Amount scope；
Tip element 403, for when it is determined that the amount of money of the pending payment is located at the default Payment Amount scope, prompting
User is paid the bill according to the first predetermined manner；
Tip element 403, it is additionally operable to when the amount of money for determining the pending payment is not at the default Payment Amount scope
When, prompt user to be paid the bill according to the second predetermined manner；Wherein, second predetermined manner and first predetermined manner be not
Together.
It is pointed out that the structure shown in Fig. 4 can be used for performing the method described in S101-S104.
Please refer to fig. 5, Fig. 5 is the structural representation of another terminal disclosed in the embodiment of the present invention.Shown in Fig. 5
Terminal can also include：
Acquiring unit 501, for obtaining the history payment information of user in preset time period；
Statistic unit 502, for carrying out discrete count to divide multiple payment sections to the history payment information；
Setting unit 503, for accounting highest payment section to be arranged into potential target section；
Tip element 504, for sending the prompting of default Payment Amount scope to the user, wherein, in the prompting
Including the potential target section；
Setting unit 503, for when the instruction for receiving confirmation, the potential target section to be arranged into described default pair
Money amount of money scope；
Acquiring unit 501, for when receiving payment instruction, obtaining the amount of money of pending payment；
Judging unit 505, for judging the amount of money of the pending payment whether positioned at default Payment Amount scope；
Tip element 504, for when it is determined that the amount of money of the pending payment is located at the default Payment Amount scope, prompting
User is paid the bill according to the first predetermined manner；
Tip element 504, it is additionally operable to when the amount of money for determining the pending payment is not at the default Payment Amount scope
When, prompt user to be paid the bill according to the second predetermined manner；Wherein, second predetermined manner and first predetermined manner be not
Together.
It is understood that the terminal described in Fig. 5 can be used for performing the method shown in S201-S209.
Also referring to Fig. 6, Fig. 6 is the structural representation of another user terminal disclosed in the embodiment of the present invention.Fig. 6 institutes
The terminal shown includes：
Positioning unit 601, for being positioned to the terminal to determine the region where the terminal；
Determining unit 602, for determining the default Payment Amount scope according to the level of consumption in the region.
Acquiring unit 603, for when receiving payment instruction, obtaining the amount of money of pending payment；
Judging unit 604, for judging the amount of money of the pending payment whether positioned at default Payment Amount scope；
Tip element 605, for when it is determined that the amount of money of the pending payment is located at the default Payment Amount scope, prompting
User is paid the bill according to the first predetermined manner；
Tip element 605, it is additionally operable to when the amount of money for determining the pending payment is not at the default Payment Amount scope
When, prompt user to be paid the bill according to the second predetermined manner；Wherein, second predetermined manner and first predetermined manner be not
Together.
It is understood that the terminal described in Fig. 6 is able to carry out the method described in S301-S306.
In addition, in another embodiment, the amount of money that can be inputted according to user determines default Payment Amount model
Enclose, corresponding terminal is included with lower unit：
Tip element, for prompting the user to carry out the setting of default Payment Amount scope；Receiving unit, for receiving
The amount of money of user's input；Generation unit, the amount of money for being inputted according to the user generate the default Payment Amount model
Enclose；Acquiring unit, for when receiving payment instruction, obtaining the amount of money of pending payment；Judging unit, for judging described to wait to pay
Whether the amount of money of money is positioned at default Payment Amount scope；The Tip element, for being located at when the amount of money for determining the pending payment
During the default Payment Amount scope, user is prompted to be paid the bill according to the first predetermined manner；It is additionally operable to work as and waits to pay described in determination
When the amount of money of money is not at the default Payment Amount scope, user is prompted to be paid the bill according to the second predetermined manner；Wherein,
Second predetermined manner is different from first predetermined manner.
Referring to Fig. 7, Fig. 7 is the structural representation of another terminal disclosed in the embodiment of the present invention, as shown in fig. 7, should
Terminal can include：At least one processor 710, such as CPU, memory 720, at least one communication bus 730, input unit
740, output device 750.Wherein, communication bus 730 is used to realize the communication connection between these components.Memory 720 can be with
It is high-speed RAM memory or non-labile memory (non-volatile memory), a for example, at least magnetic
Disk storage.Memory 720 optionally can also be at least one storage device for being located remotely from aforementioned processor 710.Wherein,
Processor 710 can store batch processing code, and processor 710 with reference to the terminal described by Fig. 4 to Fig. 6 in memory 720
The program code stored in memory 720 is called, for performing following operation：
When receiving payment instruction, the amount of money of pending payment is obtained；
Judge the amount of money of the pending payment whether positioned at default Payment Amount scope；
When it is determined that the amount of money of the pending payment is located at the default Payment Amount scope, prompt user default according to first
Mode is paid the bill；
When it is determined that the amount of money of the pending payment is not at the default Payment Amount scope, user is prompted according to second
Predetermined manner is paid the bill；Wherein, second predetermined manner is different from first predetermined manner.
Optionally, the operation also includes：
Obtain the history payment information of user in preset time period；
Discrete statistics is carried out to the history payment information to divide multiple payment sections；
Accounting highest payment section is arranged to potential target section；
The prompting of default Payment Amount scope is sent to the user, wherein, the prompting includes the potential target
Section；
When the instruction for receiving confirmation, the potential target section is arranged to the default Payment Amount scope.
Optionally, the operation also includes：
The terminal is positioned to determine the region where the terminal；
The default Payment Amount scope is determined according to the level of consumption in the region.
Optionally, the operation also includes：
The user is prompted to carry out the setting of default Payment Amount scope；
Receive the amount of money of user's input；
The amount of money inputted according to the user generates the default Payment Amount scope.
Wherein, first predetermined manner is fingerprint recognition, and second predetermined manner is iris recognition.
Implement technical scheme provided by the invention, when receiving payment instruction, obtain the amount of money of pending payment；Described in judgement
Whether the amount of money of pending payment is positioned at default Payment Amount scope；When it is determined that the amount of money of the pending payment is golden positioned at the default payment
During volume scope, user is prompted to be paid the bill according to the first predetermined manner；When it is determined that the amount of money of the pending payment be not at it is described
During default Payment Amount scope, user is prompted to be paid the bill according to the second predetermined manner；Wherein, second predetermined manner and institute
State the first predetermined manner difference.Pass through above-mentioned technical proposal, the different means of payment can be determined according to the size of payment,
So as to improve the security of property in user terminal.
Referring to Fig. 8, the frame of the part-structure of the mobile phone for the terminal correlation that Fig. 8, which is one embodiment of the present of invention, to be provided
Figure.With reference to figure 8, mobile phone includes：It is radio frequency (Radio Frequency, RF) circuit 810, memory 820, input block 830, aobvious
Show unit 840, sensor 850, voicefrequency circuit 860, Wireless Fidelity (Wireless Fidelity, WiFi) module 870, processing
The part such as device 880 and power supply 890.It will be understood by those skilled in the art that the handset structure shown in Fig. 8 is not formed pair
The restriction of mobile phone, it can include than illustrating more or less parts, either combine some parts or different part cloth
Put.
Each component parts of mobile phone is specifically introduced with reference to Fig. 8：
RF circuits 810 can be used for the reception and transmission of information.Generally, RF circuits 810 include but is not limited to antenna, at least one
Individual amplifier, transceiver, coupler, low-noise amplifier (Low Noise Amplifier, LNA), duplexer etc..In addition,
RF circuits 810 can also be communicated by radio communication with network and other equipment.Above-mentioned radio communication can use any communication
Standard or agreement, including but not limited to global system for mobile communications (Global System of Mobile
Communication, GSM), general packet radio service (General Packet Radio Service, GPRS), code division it is more
Location (Code Division Multiple Access, CDMA), WCDMA (Wideband Code Division
Multiple Access, WCDMA), Long Term Evolution (Long Term Evolution, LTE), Email, Short Message Service
(Short Messaging Service, SMS) etc..
Memory 820 can be used for storage software program and module, and processor 880 is stored in memory 820 by operation
Software program and module, so as to perform the various function application of mobile phone and data processing.Memory 820 can mainly include
Storing program area and storage data field, wherein, storing program area can storage program area, the application journey needed at least one function
Sequence (such as the function of mobile payment, the function of biometric authentication, camera function etc.) etc.；Storage data field can be stored according to mobile phone
Use created data (such as the biological characteristic that prestores, the history payment information of user, Payment Amount and biometric authentication mode pair
Should be related to) etc..In addition, memory 820 can include high-speed random access memory, non-volatile memories can also be included
Device, for example, at least a disk memory, flush memory device or other volatile solid-state parts.
Input block 830 can be used for the numeral or character information for receiving input, and produce with the user of mobile phone set with
And the key signals input that function control is relevant.Specifically, input block 830 may include fingerprint recognition module 831 and other are defeated
Enter equipment 832.Fingerprint recognition module 831, user can be gathered in finger print data thereon.Optionally, fingerprint recognition module 831 can
Including optical fingerprint module, capacitance type fingerprint module and RF-type fingerprint module.It is condenser type with fingerprint recognition module 831
Exemplified by fingerprint recognition module, specifically include induction electrode (n1 abnormal induction electrodes and n2 normal induction electrode) and with it is described
The signal processing circuit (such as amplifying circuit, noise suppression circuit, analog-to-digital conversion circuit, etc.) of induction electrode connection.Except referring to
Line identifies module 831, and input block 830 can also include other input equipments 832.Specifically, other input equipments 832 can be with
Including but not limited to physical keyboard, function key (such as volume control button, switch key etc.), trace ball, mouse, action bars etc.
In one or more.
Display unit 840 can be used for display by user input information or be supplied to user information and mobile phone it is various
Menu.Display unit 840 may include display screen 841, optionally, can use liquid crystal display (Liquid Crystal
Display, LCD), the form such as Organic Light Emitting Diode (Organic Light-Emitting Diode, OLED) it is aobvious to configure
Display screen 841.Although in fig. 8, fingerprint recognition module 831 and display screen 841 are the parts independent as two to realize mobile phone
Input and input function, it is but in some embodiments it is possible to fingerprint recognition module 831 and display screen 841 is integrated and real
The input of existing mobile phone and output function.
Mobile phone may also include at least one sensor 850, such as optical sensor, motion sensor and other sensors.
Specifically, optical sensor may include ambient light sensor and proximity transducer, wherein, ambient light sensor can be according to ambient light
Light and shade adjust the brightness of display screen 841, proximity transducer can when mobile phone is moved in one's ear, close display screen 841 and/or
Backlight.As one kind of motion sensor, accelerometer sensor can detect in all directions the big of (generally three axles) acceleration
It is small, size and the direction of gravity are can detect that when static, available for identification mobile phone posture application (such as horizontal/vertical screen switching, phase
Close game, magnetometer pose calibrating), Vibration identification correlation function (such as pedometer, tap) etc.；It can also configure as mobile phone
The other sensors such as gyroscope, barometer, hygrometer, thermometer, infrared ray sensor, will not be repeated here.
Voicefrequency circuit 860, loudspeaker 881, microphone 882 can provide the COBBAIF between user and mobile phone.Audio-frequency electric
Electric signal after the voice data received conversion can be transferred to loudspeaker 881, sound is converted to by loudspeaker 881 by road 860
Signal output；On the other hand, the voice signal of collection is converted to electric signal by microphone 882, is turned after being received by voicefrequency circuit 860
Voice data is changed to, then after voice data output processor 880 is handled, through RF circuits 810 to be sent to such as another mobile phone,
Or voice data is exported to memory 820 further to handle.
WiFi belongs to short range wireless transmission technology, and mobile phone can help user's transceiver electronicses postal by WiFi module 870
Part, browse webpage and access streaming video etc., it has provided the user wireless broadband internet and accessed.Although Fig. 8 is shown
WiFi module 870, but it is understood that, it is simultaneously not belonging to must be configured into for mobile phone, can not change as needed completely
Become in the essential scope of invention and omit.
Processor 880 is the control centre of mobile phone, using various interfaces and the various pieces of connection whole mobile phone, is led to
Cross operation or perform the software program and/or module being stored in memory 820, and call and be stored in memory 820
Data, the various functions and processing data of mobile phone are performed, so as to carry out integral monitoring to mobile phone.Optionally, processor 880 can wrap
Include one or more processing units；Preferably, processor 880 can integrate application processor and modem processor, wherein, should
Operating system, user interface and application program etc. are mainly handled with processor, modem processor mainly handles radio communication.
It is understood that above-mentioned modem processor can not also be integrated into processor 880.
Mobile phone also includes the power supply 890 (such as battery) to all parts power supply, it is preferred that power supply can pass through power supply pipe
Reason system and processor 880 are logically contiguous, so as to realize management charging, electric discharge and power managed by power-supply management system
Etc. function.
Although being not shown, mobile phone can also include camera, bluetooth module etc., will not be repeated here.
In embodiment shown in earlier figures 1a, Fig. 2, Fig. 3, each step method flow can the structure based on the mobile phone it is real
It is existing.
In embodiment shown in earlier figures 4, Fig. 5, Fig. 6, each unit function can based on the mobile phone structure realize.
Referring to Fig. 9, Fig. 9 is the structural representation of another terminal disclosed in the embodiment of the present invention, the mobile terminal
Including application processor 910, output equipment 920 and memory 930；
Application processor 910, for when receiving payment instruction, obtaining the amount of money of pending payment；
Application processor 910, whether it is additionally operable to judge the amount of money of the pending payment positioned at default Payment Amount scope；
Output equipment 920, for when it is determined that the amount of money of the pending payment is located at the default Payment Amount scope, prompting
User is paid the bill according to the first predetermined manner；
Output equipment 920, it is additionally operable to when the amount of money for determining the pending payment is not at the default Payment Amount scope
When, prompt user to be paid the bill according to the second predetermined manner；Wherein, second predetermined manner and first predetermined manner be not
Together.；
Wherein it is possible to understand, output equipment 920 can be PA-system, can also be screen, etc..
Wherein it is possible to understand, first predetermined manner is fingerprint recognition, and second predetermined manner is known for iris
Not.
Optionally, application processor 910, it is additionally operable to obtain the history payment information of user in preset time period；
Application processor 910, it is additionally operable to carry out the history payment information discrete statistics to divide multiple payment sections；
Application processor 910, it is additionally operable to accounting highest payment section being arranged to potential target section；
Output equipment 920, it is additionally operable to send the prompting of default Payment Amount scope to the user, wherein, the prompting
Include the potential target section；
Application processor 910, it is additionally operable to, when the instruction for receiving confirmation, the potential target section is arranged into described pre-
If Payment Amount scope.
Optionally, application processor 910, for being positioned to the terminal to determine the region where the terminal；
Application processor 910, for determining the default Payment Amount scope according to the level of consumption in the region.
Optionally, output equipment 920, it is additionally operable to the setting for prompting the user to carry out default Payment Amount scope；
Application processor 910, it is additionally operable to receive the amount of money of user's input；
Application processor 910, the amount of money for being additionally operable to be inputted according to the user generate the default Payment Amount scope.
One of ordinary skill in the art will appreciate that all or part of step in the various methods of above-described embodiment is can
To instruct the hardware of correlation to complete by program, the program can be stored in a computer-readable recording medium, storage
Medium include read-only storage (Read-Only Memory, ROM), random access memory (Random Access Memory,
RAM), programmable read only memory (Programmable Read-only Memory, PROM), erasable programmable is read-only deposits
Reservoir (Erasable Programmable Read Only Memory, EPROM), disposable programmable read-only storage (One-
Time Programmable Read-Only Memory, OTPROM), the electronics formula of erasing can make carbon copies read-only storage
(Electrically-Erasable Programmable Read-Only Memory, EEPROM), read-only optical disc (Compact
Disc Read-Only Memory, CD-ROM) or other disk storages, magnetic disk storage, magnetic tape storage or can
For carrying or any other computer-readable medium of data storage.
A kind of solution screen locking method and user terminal based on image disclosed in the embodiment of the present invention have been carried out in detail above
Introduce, specific case used herein is set forth to the principle and embodiment of the present invention, the explanation of above example
It is only intended to help the method and its core concept for understanding the present invention；Meanwhile for those of ordinary skill in the art, according to this
The thought of invention, there will be changes in specific embodiments and applications, in summary, this specification content should
It is interpreted as limitation of the present invention.
Claims (13)
- A kind of 1. method of mobile payment, it is characterised in that methods described includes：When receiving payment instruction, the amount of money of pending payment is obtained；Judge the amount of money of the pending payment whether positioned at default Payment Amount scope；When it is determined that the amount of money of the pending payment is located at the default Payment Amount scope, user is prompted according to the first predetermined manner Paid the bill；When it is determined that the amount of money of the pending payment is not at the default Payment Amount scope, prompt user default according to second Mode is paid the bill；Wherein, second predetermined manner is different from first predetermined manner.
- 2. according to the method for claim 1, it is characterised in that methods described also includes：Obtain the history payment information of user in preset time period；Discrete statistics is carried out to the history payment information to divide multiple payment sections；Accounting highest payment section is arranged to potential target section；The prompting of default Payment Amount scope is sent to the user, wherein, the prompting includes the potential target section；When the instruction for receiving confirmation, the potential target section is arranged to the default Payment Amount scope.
- 3. according to the method for claim 1, it is characterised in that methods described also includes：The terminal is positioned to determine the region where the terminal；The default Payment Amount scope is determined according to the level of consumption in the region.
- 4. according to the method for claim 1, it is characterised in that methods described also includes：The user is prompted to carry out the setting of default Payment Amount scope；Receive the amount of money of user's input；The amount of money inputted according to the user generates the default Payment Amount scope.
- 5. method according to any one of claims 1 to 4, it is characterised in that first predetermined manner is fingerprint recognition, institute It is iris recognition to state the second predetermined manner.
- 6. a kind of terminal, it is characterised in that the terminal includes：Acquiring unit, for when receiving payment instruction, obtaining the amount of money of pending payment；Judging unit, for judging the amount of money of the pending payment whether positioned at default Payment Amount scope；Tip element, for when it is determined that the amount of money of the pending payment is located at the default Payment Amount scope, prompting user to press Paid the bill according to the first predetermined manner；The Tip element, it is additionally operable to when it is determined that the amount of money of the pending payment is not at the default Payment Amount scope, Prompting user is paid the bill according to the second predetermined manner；Wherein, second predetermined manner is different from first predetermined manner.
- 7. terminal according to claim 6, it is characterised in that the terminal also includes statistic unit and setting unit；The acquiring unit, it is additionally operable to obtain the history payment information of user in preset time period；The statistic unit, for carrying out discrete count to divide multiple payment sections to the history payment information；The setting unit, for accounting highest payment section to be arranged into potential target section；The Tip element, for sending the prompting of default Payment Amount scope to the user, wherein, the prompting includes The potential target section；The setting unit, for when the instruction for receiving confirmation, the potential target section to be arranged into the default payment Amount of money scope.
- 8. terminal according to claim 6, it is characterised in that the terminal also includes positioning unit and determining unit；The positioning unit, for being positioned to the terminal to determine the region where the terminal；The determining unit, for determining the default Payment Amount scope according to the level of consumption in the region.
- 9. terminal according to claim 6, it is characterised in that the terminal also includes receiving unit and generation unit；The Tip element, for prompting the user to carry out the setting of default Payment Amount scope；The receiving unit, for receiving the amount of money of user's input；The generation unit, the amount of money for being inputted according to the user generate the default Payment Amount scope.
- 10. according to any described terminal of claim 6 to 9, it is characterised in that first predetermined manner is fingerprint recognition, Second predetermined manner is iris recognition.
- A kind of 11. terminal, it is characterised in that including：It is stored with the memory of executable program code；The processor coupled with the memory；The processor calls the executable program code stored in the memory, performs such as claim 1 to right It is required that the method described in 5 any one.
- A kind of 12. computer-readable recording medium, it is characterised in that it stores the computer program for electronic data interchange, Wherein, the computer program causes terminal to perform the method as described in claim 1 to any one of claim 5.
- A kind of 13. terminal, it is characterised in that the terminal includes application processor, output equipment and memory, wherein：The application processor, for when receiving payment instruction, obtaining the amount of money of pending payment；The application processor, whether it is additionally operable to judge the amount of money of the pending payment positioned at default Payment Amount scope；The output equipment, for when it is determined that the amount of money of the pending payment is located at the default Payment Amount scope, prompting to use Paid the bill according to the first predetermined manner at family；The output equipment, it is additionally operable to when it is determined that the amount of money of the pending payment is not at the default Payment Amount scope, Prompting user is paid the bill according to the second predetermined manner；Wherein, second predetermined manner is different from first predetermined manner.
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| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201710585646.4A CN107480997B (en) | 2017-07-17 | 2017-07-17 | Mobile payment method, terminal and storage medium |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
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| CN201710585646.4A CN107480997B (en) | 2017-07-17 | 2017-07-17 | Mobile payment method, terminal and storage medium |
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| CN107480997A true CN107480997A (en) | 2017-12-15 |
| CN107480997B CN107480997B (en) | 2021-03-12 |
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| Application Number | Title | Priority Date | Filing Date |
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| CN201710585646.4A Expired - Fee Related CN107480997B (en) | 2017-07-17 | 2017-07-17 | Mobile payment method, terminal and storage medium |
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| CN112465497A (en) * | 2020-11-26 | 2021-03-09 | 维沃移动通信有限公司 | Payment method, payment device, electronic equipment and medium |
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| CN107480997B (en) | 2021-03-12 |
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Address after: Changan town in Guangdong province Dongguan 523860 usha Beach Road No. 18 Applicant after: GUANGDONG OPPO MOBILE TELECOMMUNICATIONS Corp.,Ltd. Address before: Changan town in Guangdong province Dongguan 523860 usha Beach Road No. 18 Applicant before: GUANGDONG OPPO MOBILE TELECOMMUNICATIONS Corp.,Ltd. |
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Granted publication date: 20210312 |