CN107480971B - Virtual national standard CPU card and method for realizing internet user transaction based on virtual national standard CPU card - Google Patents
Virtual national standard CPU card and method for realizing internet user transaction based on virtual national standard CPU card Download PDFInfo
- Publication number
- CN107480971B CN107480971B CN201710670235.5A CN201710670235A CN107480971B CN 107480971 B CN107480971 B CN 107480971B CN 201710670235 A CN201710670235 A CN 201710670235A CN 107480971 B CN107480971 B CN 107480971B
- Authority
- CN
- China
- Prior art keywords
- national standard
- cpu card
- virtual
- user
- standard cpu
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Active
Links
Images
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/14—Payment architectures specially adapted for billing systems
- G06Q20/145—Payments according to the detected use or quantity
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/351—Virtual cards
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/356—Aspects of software for card payments
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
- G06Q20/367—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
- G06Q20/3823—Payment protocols; Details thereof insuring higher security of transaction combining multiple encryption tools for a transaction
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07B—TICKET-ISSUING APPARATUS; FARE-REGISTERING APPARATUS; FRANKING APPARATUS
- G07B15/00—Arrangements or apparatus for collecting fares, tolls or entrance fees at one or more control points
- G07B15/06—Arrangements for road pricing or congestion charging of vehicles or vehicle users, e.g. automatic toll systems
- G07B15/063—Arrangements for road pricing or congestion charging of vehicles or vehicle users, e.g. automatic toll systems using wireless information transmission between the vehicle and a fixed station
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L67/00—Network arrangements or protocols for supporting network services or applications
- H04L67/01—Protocols
- H04L67/12—Protocols specially adapted for proprietary or special-purpose networking environments, e.g. medical networks, sensor networks, networks in vehicles or remote metering networks
Landscapes
- Business, Economics & Management (AREA)
- Engineering & Computer Science (AREA)
- Accounting & Taxation (AREA)
- Physics & Mathematics (AREA)
- Finance (AREA)
- General Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
- Computer Networks & Wireless Communication (AREA)
- Strategic Management (AREA)
- General Business, Economics & Management (AREA)
- Microelectronics & Electronic Packaging (AREA)
- Computer Security & Cryptography (AREA)
- Development Economics (AREA)
- Economics (AREA)
- Health & Medical Sciences (AREA)
- Computing Systems (AREA)
- General Health & Medical Sciences (AREA)
- Medical Informatics (AREA)
- Signal Processing (AREA)
- Devices For Checking Fares Or Tickets At Control Points (AREA)
Abstract
The invention discloses a virtual national standard CPU card and a method for realizing internet user transaction based on the virtual national standard CPU card, wherein the virtual national standard CPU card is generated and stored in a virtual CPU card transaction terminal, a virtual national standard CPU card association module is formed at the virtual CPU card terminal, a service module is arranged in the virtual CPU card terminal, and the virtual national standard CPU card association module comprises: the system comprises a user acquisition module, a verification module, a data transaction module, a data analysis module and a fee deduction processing module; the method comprises the following steps: s1, registering an Internet electronic toll collection system; s2, generating a virtual national standard CPU card in a service module of the Internet electronic toll collection system; and S3, when the Internet user goes in/out, the virtual CPU card terminal interacts the encrypted virtual CPU card with the lane charging system to complete transaction processing and control of the peripheral equipment. The invention can realize that the transaction behavior of the internet electronic toll collection user based on license plate recognition can be finished without changing the original lane charging system.
Description
Technical Field
The invention relates to an internet non-stop toll collection system, in particular to a method for realizing highway internet user transaction based on a virtual national standard CPU card.
Background
The current highway charging mode mainly comprises a parking charging mode and a non-stop charging mode, namely a parking payment mode, wherein a vehicle parks at an entrance to receive a charging card, pays back the card at the exit and pays by cash, a bank card or a value card; the Electronic Toll Collection is an ETC (Electronic Toll Collection) payment mode, and when a vehicle passes through a Toll station, vehicle identification and information writing (entrance) are realized through vehicle-mounted equipment, and corresponding funds (exit) are automatically deducted from a pre-bound stored value card account. For the parking charging mode, due to low efficiency, certain influence is caused on the passing of vehicles at the entrance and the exit; for the existing electronic toll collection system, the electronic toll collection system is installed and used on the premise of changing the original lane toll collection system, and the lane toll collection system has a large risk of modifying the program per se, and the time cost, the labor cost and the installation cost of secondary development and modification of the program are high, so that the handling and initial installation are relatively complex, a user, a vehicle and a handling person are required to be in the field at the same time, and the user needs to install vehicle-mounted equipment by himself; the popularization cost is high, the bank binds and pushes the own business of the bank by means of the popularization of the non-stop charging system, and once the popularization strength of the bank is reduced, the popularization of the non-stop charging system is reduced; the proportion of the MTC manual lane used at present still reaches more than 80%, and the popularity of the non-stop toll collection system is low. In addition, the user needs to recharge the card at a specified recharging place, so that the user is inconvenient to use and cannot recharge when the balance is insufficient in the high-speed passing process.
Disclosure of Invention
The invention mainly aims to overcome the defects of the prior art and provide a virtual national standard CPU card and a method for realizing the internet electronic toll collection user transaction based on license plate recognition without changing the original lane toll collection system based on the virtual national standard CPU card.
In order to achieve the purpose, the invention adopts the following technical scheme:
the invention provides a virtual national standard CPU card, which is applied to a highway lane charging system, the virtual national standard CPU card is generated and stored in a virtual CPU card terminal, a virtual national standard CPU card correlation module is formed at the virtual CPU card terminal, a service module is arranged in the virtual CPU card terminal, and the virtual national standard CPU card correlation module comprises: the system comprises a user acquisition module, a verification module, a data transaction module, a data analysis module and a fee deduction processing module;
the service module is used for generating a virtual national standard CPU card when an internet user passes through, storing the virtual national standard CPU card in a virtual CPU card terminal, and performing data interaction with the virtual national standard CPU card correlation module;
the user acquisition module is used for acquiring the passing user data including the balance of the electronic wallet by the virtual CPU card terminal through the cloud server in the VPN network, and processing and initializing through the service module to generate a national standard user card file structure body universally recognized by all lane charging systems in the whole country;
the verification module is used for interacting user data to the lane charging system in a national standard user card file structure form for verification and identification when the lane charging system is at an entrance and an exit, and returning a lane user identification verification result to the virtual CPU card terminal in the same way;
the data transaction module is used for acquiring user state data and site identification point data when the APP is in and out in the VPN network through a cloud server by a built-in service module of the virtual CPU card terminal, writing the user state data and the site identification point data through a program, generating relevant information field data of a virtual national standard user card file structure body, and storing the relevant information field data in the virtual CPU card terminal;
the data analysis module is used for exchanging transaction data of the national standard user card structure data containing user data and transaction data through a serial port interactive lane charging system, the lane charging system analyzes and returns transaction information and transaction amount data to a virtual CPU card terminal through the process, and the CPU card terminal writes related information field data of a virtual national standard CPU card file structure and stores the related information field data in the virtual CPU card terminal;
the virtual CPU card terminal of the fee deduction processing module acquires encrypted data of the virtual national standard CPU card from the built-in service module and stores the data in a user card structure, the data are interacted with a lane charging system to carry out fee calculation processing, the charging is zero when the data enter the lane charging system, then the charging result calls a virtual CPU card wallet file through the virtual CPU card terminal to carry out transaction fee deduction processing, and the data are written into related information field data of a virtual national standard CPU card file structure and stored in the virtual CPU card terminal.
As a preferred technical scheme, in the user acquisition module, a specific method for initializing a national standard user card file structure which is universally recognized by all lane charging systems throughout the country through program processing is as follows:
when a user passes through the system, the user information is acquired through the cloud server, the virtual CPU card terminal service module generates a data structure body according to a national standard user card file structure of a national standard CPU card, the data structure body comprises three blocks, namely a basic information storage area, a charging information storage area and an electronic wallet storage area, and the field data type and format of each storage area are consistent with those of the national standard CPU card; when the program is generated, the user vehicle information is taken as the only authentication main body generated by the virtual national standard CPU card, the vehicle information and the user information data are correspondingly input and stored in a basic information area of a national standard user card data structure body, then the vehicle information and the user information data are stored in a built-in service module of a virtual CPU card terminal in a virtual national standard CPU card file structure body format, other fields of the virtual national standard CPU card data structure body are in a vacant storage state to be input, and other fields comprise inbound/outbound transaction information, charging information and electronic wallet information, so that the initialization of the virtual national standard CPU card is completed.
As a preferred technical scheme, in the verification module, the user data is verified and identified by an interactive lane charging system in a form of a national standard user card file structure, and the specific contents are as follows:
when the vehicle enters the station, the virtual CPU card terminal verifies whether the vehicle user is an Internet vehicle registered user, the lane charging system verifies whether the vehicle user is a legal highway vehicle user according to data in the virtual CPU card, and the system controls the peripheral equipment to intercept the vehicle after the vehicle user is matched with a blacklist highway vehicle user in the landmark;
when an internet user logs in the APP for use without stopping the vehicle, the virtual CPU card terminal acquires and stores the virtual national standard CPU card file structure data containing the vehicle user information from the server;
when a user enters the vehicle, the lane license plate recognition equipment recognizes the license plate information of the user vehicle, the program recognizes and matches the information with the vehicle information of the user locally stored in the virtual CPU card terminal, and after the internet vehicle user is judged to be correct, the lane charging system recognizes and reads the vehicle user data in the virtual national standard CPU card according to the currently implemented transaction flow of the national standard CPU card, generates a check result, controls the lifting of a handrail and returns the state of the check judgment result to the virtual CPU card terminal; when the pole-up state is completed, the virtual CPU card terminal transmits inbound in-transit vehicle user information to all exit virtual CPU card terminals through the cloud server, the lane charging system judges that the user entrance transaction is completed through the pole-up state information, the encryption result of entrance transaction data is stored in a charging information storage area of the virtual national standard CPU card according to the currently implemented national standard CPU card transaction flow, and the virtual CPU card terminal acquires the virtual national standard CPU card data and transmits and stores the data in the cloud server for the user to call again when the user leaves the station;
when a user leaves the station, the virtual CPU card terminal acquires in-transit user information through the cloud server and generates a virtual CPU card, the entrance information is written into a corresponding file area and then stored locally, and a lane charging system is interacted; the lane charging system checks the inlet transaction data encryption result of the virtual national standard CPU card according to the national standard CPU card inlet information checking process and then performs charge calculation processing; the cost calculation result is transmitted to a virtual CPU card terminal, the virtual CPU card terminal finishes transaction fee deduction calculation processing by acquiring the fee deduction state of an electronic wallet with a built-in service module, and after corresponding transaction data are written into an electronic wallet storage area of the virtual national standard CPU card, a lane charging system acquires the transaction data of the virtual national standard CPU card, controls the lifting of a handrail and returns the verification state to the virtual CPU card terminal; and the virtual CPU card terminal writes the export transaction data into a charging information storage area of the virtual national standard CPU card, transmits and stores the virtual national standard CPU card data in the cloud server, and finishes refreshing the user information of the cloud server for the next time the user enters the cloud server for calling again.
In the data transaction module, the related information field data processed into the national standard user card file structure body through a program is processed in the transaction process, and the processing method is the same as the verification identification method.
As a preferred technical scheme, the generated national standard user card file structure is as follows:
the invention also provides a method for realizing internet user transaction based on the virtual national standard CPU card, which comprises the following steps:
s1, registering an Internet electronic toll collection system;
s2, when the registered user passes through, generating a virtual national standard CPU card in a built-in service module of a virtual CPU card terminal of the Internet electronic toll collection system, wherein the generated virtual national standard CPU card is uniquely corresponding to the user vehicle information and is stored in the built-in service module of the virtual CPU card terminal;
s3, when an internet user is in/out of the station, the virtual CPU card terminal communicates the encrypted serial port of the virtual national standard CPU card to the lane charging system, the lane charging system completes data verification reading and writing of the virtual national standard CPU card and calculation of the amount of the toll, the charging is zero when the internet user enters the station, the serial port communicates to the virtual CPU card terminal to perform transaction processing, namely non-cash payment deduction, and feeds back the result of successful/failed transaction to the charging system, and the charging system completes peripheral control, namely the virtual CPU card terminal is responsible for acquiring the amount of the transaction, completing the transaction and successfully acquiring station information.
As a preferred technical solution, in step S2, the processing steps of generating the virtual national standard CPU card are as follows:
s21, generating a virtual national standard CPU card structure body:
when a registered user passes through, a built-in service module of a virtual CPU card terminal acquires cloud server user information and generates a virtual card file data structure according to a national standard user card file structure of a national standard CPU card, wherein the virtual card file data structure comprises three blocks, namely a basic information storage area, a charging information storage area and an electronic wallet storage area, and the field data type and format of each storage area are consistent with those of a national standard CPU card real card;
s22, initializing the virtual national standard CPU card:
after the vehicle information data registered by the current user are correspondingly input and stored in the basic information storage area, the fields of other storage areas are in an empty storage state to be input, and the initialization generation of the virtual national standard CPU card corresponding to the current unique user vehicle is completed at the moment;
s23, initializing storage of virtual national standard CPU card
The initialized virtual national standard CPU card data uniquely corresponds to the user vehicle information, is stored in a built-in service module of a virtual CPU card terminal of the Internet electronic toll collection system, and is used for interactively reading data with a lane toll collection system during highway transaction.
As a preferred technical solution, in step S2, the virtual national standard CPU card internal transaction flow is the same as the universal card transaction flow, and specifically includes the following steps:
s21, finding a virtual national standard CPU card;
s22, reading basic information files of the virtual national standard CPU card;
s23, carrying out validity check judgment on the card, and if the card is invalid, ending the transaction; if yes, the step is shifted to step S24;
s24, carrying out blacklist check judgment, and if the blacklist is in the blacklist, ending the transaction; if not, reading and writing the entry information and judging;
s25, calculating the consumption amount;
and S26, performing composite consumption transaction operation.
Compared with the prior art, the invention has the following advantages and beneficial effects:
(1) the current situation of the existing electronic toll collection system which needs to change lane programs is broken through, the internet electronic toll collection user transaction based on license plate recognition of the original lane charging system is not changed, and the transaction behavior of the internet user and the lane charging system program can be completed without changing the lane programs.
(2) Internet and mobile Internet +
The user service, lane access management, the service of going out and going out the stop, payment etc. all are internet and mobile internet's application, and road management side need not to wait that the three-party installs lane equipment and charging system seamless connection lane charging system on the spot simultaneously, and the user only need install mobile terminal APP can accomplish the charge of not stopping the vehicle and need not to install the mobile unit.
(3) Cloud computing
Completing user data cloud management and service of the unified cloud service platform; cloud management and service of lane transaction data; and the cloud computing combined by the center and the terminal nodes realizes off-line verification, and vehicles enter and exit rapidly without stopping.
(4) Artificial intelligence
The data read-write required by the functions of the internet non-stop toll collection system is completed through the transaction interaction of the virtual CPU card terminal and the lane toll collection system, the artificial intelligence technical analysis of the non-stop toll collection system is completed by combining the road network information, the path information, the charging information, the payment information and the like, the customer entry and exit are predicted, the fee calculation and fee deduction are realized, and the directional pushing, the payment control, the offline fast entry and exit high speed and the like are realized.
(5) Virtual CPU card terminal, fast access lane charging system
The electronic toll collection system has independent intellectual property rights, and software and hardware are combined with product equipment to complete the function of the electronic toll collection system to be quickly connected to the lane toll collection system; and the cloud computing terminal node realizes that the vehicle can rapidly enter and exit the toll station without stopping in an off-line mode.
(6) Identification point management and actual path restoration
The electronic toll collection system can realize the uploading and management of identification point combined high-definition card information; the virtual CPU card terminal is communicated and interacted with the lane charging system, so that the reduction of the actual path under the condition of losing the mark point can be realized.
(7) Electronic purse supporting multiple mobile payment modes
The lane charging system deducts fees through an electronic wallet storage area of the virtual card, and the electronic wallet is connected with a bank, a unionpay, a payment treasure and a payment through a cloud service platform to meet the selection of various toll payment modes of a client; and a prepayment mode and a post-payment mode are supported.
For the prepayment mode, offline payment is realized through a token payment technology so as to meet the requirement that the vehicle rapidly passes through a toll station without stopping.
(8) Information is safe and reliable
The HSM hardware encryption machine is combined with the PSAM security module, and an information security system is established in a hard encryption mode, so that the information security is guaranteed.
(9) Improve the passing efficiency and reduce the manpower management cost
The non-cash payment mode reduces a large number of toll collectors, realizes unattended management, reduces the time and labor cost for issuing and recovering the IC card, improves the vehicle passing speed and reduces the management cost.
Drawings
FIG. 1 is a diagram of a virtual national standard CPU card transaction architecture of the present invention;
FIG. 2 is a service flow diagram of the virtual national standard CPU card of the present invention;
FIG. 3 is a flow chart of the internal transaction of the virtual national standard CPU card of the present invention;
fig. 4 is a flow chart of the transaction between the virtual CPU terminal and the lane charging system according to the present invention.
Detailed Description
The present invention will be described in further detail with reference to examples and drawings, but the present invention is not limited thereto.
Examples
As shown in fig. 1, in this embodiment, a virtual national standard CPU card is applied to a highway lane charging system, the virtual national standard CPU card is generated and stored in a virtual CPU card terminal, and a virtual national standard CPU card association module is formed at the virtual CPU card terminal, the virtual CPU card terminal has a built-in service module, and the virtual national standard CPU card association module includes: the system comprises a user acquisition module, a verification module, a data transaction module, a data analysis module and a fee deduction processing module;
the service module is used for generating a virtual national standard CPU card when an internet user passes through, storing the virtual national standard CPU card in a virtual CPU card terminal, and performing data interaction with the virtual national standard CPU card correlation module;
the user acquisition module is used for acquiring the passing user data including the balance of the electronic wallet by the virtual CPU card terminal through the cloud server in the VPN network, and processing and initializing through the service module to generate a national standard user card file structure body universally recognized by all lane charging systems in the whole country;
in the module, a specific method for initializing a national standard user card file structure which is universally recognized by all lane charging systems of the whole country through program processing is as follows:
when a user passes through the system, the user information is acquired through the cloud server, the virtual CPU card terminal service module generates a data structure body according to a national standard user card file structure of a national standard CPU card, the data structure body comprises three blocks, namely a basic information storage area, a charging information storage area and an electronic wallet storage area, and the field data type and format of each storage area are consistent with those of the national standard CPU card; when the program is generated, the user vehicle information is taken as the only authentication main body generated by the virtual national standard CPU card, the vehicle information and the user information data are correspondingly input and stored in a basic information area of a national standard user card data structure body, then the vehicle information and the user information data are stored in a built-in service module of a virtual CPU card terminal in a virtual national standard CPU card file structure body format, other fields of the virtual national standard CPU card data structure body are in a vacant storage state to be input, and other fields comprise inbound/outbound transaction information, charging information and electronic wallet information, so that the initialization of the virtual national standard CPU card is completed.
The verification module is used for interacting user data to the lane charging system in a national standard user card file structure form for verification and identification when the lane charging system is at an entrance and an exit, and returning a lane user identification verification result to the virtual CPU card terminal in the same way;
in this module, the user data is verified and identified by the lane charging system in the form of a national standard user card file structure, as shown in fig. 4, the specific contents are as follows:
when the vehicle enters the station, the virtual CPU card terminal verifies whether the vehicle user is an Internet vehicle user and generates a virtual national standard CPU card, the lane charging system verifies whether the vehicle user is a legal highway vehicle user according to data in the virtual national standard CPU card, and the system controls the peripheral equipment to intercept the vehicle if the vehicle user is matched with a blacklist highway vehicle user in the landmark;
when the Internet user logs in the APP for use without stopping, the virtual CPU card terminal acquires user vehicle information data from the cloud server, generates a virtual CPU card and stores the virtual CPU card in the local;
when a user enters the vehicle, the lane license plate recognition equipment recognizes the license plate information of the user vehicle, the program recognizes and matches the information with the vehicle information of the user locally stored in the virtual CPU card terminal, and after the internet vehicle user is judged to be correct, the lane charging system recognizes and reads the vehicle user data in the virtual national standard CPU card according to the currently implemented transaction flow of the national standard CPU card, generates a check result, controls the lifting of a handrail and returns the state of the check judgment result to the virtual CPU card terminal; when the pole-up state is completed, the virtual CPU card terminal transmits inbound in-transit vehicle user information to all exit virtual CPU card terminals through the cloud server, the lane charging system judges that the user entrance transaction is completed through the pole-up state information, the encryption result of entrance transaction data is stored in a charging information storage area of the virtual national standard CPU card according to the currently implemented national standard CPU card transaction flow, and the virtual CPU card terminal acquires the virtual national standard CPU card data and transmits and stores the data in the cloud server for the user to call again when the user leaves the station;
when a user leaves the station, the virtual CPU card terminal acquires in-transit user information through the cloud server and generates a virtual CPU card, the entrance information is written into a corresponding file area and then stored locally, and a lane charging system is interacted; the lane charging system checks the inlet transaction data encryption result of the virtual national standard CPU card according to the national standard CPU card inlet information checking process and then performs charge calculation processing; the cost calculation result is transmitted to a virtual CPU card terminal, the virtual CPU card terminal finishes transaction fee deduction calculation processing by acquiring the fee deduction state of an electronic wallet with a built-in service module, and after corresponding transaction data are written into an electronic wallet storage area of a virtual card, a lane charging system acquires the transaction data of the virtual national standard CPU card, controls the lifting of a handrail and returns the verification state to the virtual CPU card terminal; and the virtual CPU card terminal writes the export transaction data into a charging information storage area of the virtual national standard CPU card, transmits and stores the virtual national standard CPU card data in the cloud server, and finishes refreshing the user information of the cloud server for the next time the user enters the cloud server for calling again.
The data transaction module is used for acquiring user state data and site identification point data when the APP is in and out in the VPN network through a cloud server by a built-in service module of the virtual CPU card terminal, writing the user state data and the site identification point data through a program, generating relevant information field data of a virtual national standard user card file structure body, and storing the relevant information field data in the virtual CPU card terminal;
the data analysis module is used for exchanging transaction data of the national standard user card structure data containing user data and transaction data through a serial port interactive lane charging system, the lane charging system analyzes and returns transaction information and transaction amount data to a virtual CPU card terminal through the process, and the CPU card terminal writes related information field data of a virtual national standard CPU card file structure and stores the related information field data in the virtual CPU card terminal;
and the fee deduction processing module is used for acquiring encrypted inlet virtual card data from the built-in service module by the virtual CPU card terminal, storing the encrypted inlet virtual card data by a user card structure, interacting the encrypted inlet virtual card data to a lane charging system to calculate and process fees, enabling the charging result to call a virtual CPU card wallet file through the virtual CPU card terminal to carry out transaction fee deduction processing, writing the data of the relevant information field of the virtual national standard CPU card file structure body into the virtual CPU card terminal, and storing the data in the virtual CPU card terminal.
The generated national standard user card file structure is as follows:
the card file structure has the following characteristics:
a) all the reserved files are divided into industry application reserved files and provincial application reserved files, the provinces (regions and cities) of the industry application reserved files cannot be applied, and the provincial application reserved files can be applied according to needs;
b) in consideration of different application extensions of each province (district, city), the reservation file 2 is added as a province-level application reservation file. The card reader is used for realizing that all provinces (district, city) carry out read-write operation on all cards (including other provinces (district, city)), and the read-write operation is finished through a composite consumption instruction and is stored in a variable length record form; wherein the composite application type identifier is assigned as an administrative division code for each province (district, city) to distinguish different applications of each province (district, city);
c) in consideration of application expansion different for each province (district, city), the reservation file 3 is added as a province-level reservation file. The card reader is used for realizing that all provinces (districts and cities) carry out read-write operation on all cards (including other provinces (districts and cities)), and the read-write operation is finished through external authentication and is stored in a variable-length record form; wherein the application type identifier is designated as an administrative division code for each province (district, city) to distinguish different applications of each province (district, city);
d) in consideration of the requirement of partial provinces (districts and cities) on accurate path identification, starting 0008 files in national unified reserved files as identification station application files for provinces (districts and cities) implementing accurate path identification;
e) the reserved files 4 and 5 are reserved files for industry application, writing can be completed through external authentication, and the provinces (districts and cities) cannot be used without permission;
f) aiming at the national networking, adding reserved files 6 and 7 as provincial application reserved files;
g) the method only aims at the extended application of reading and writing the issued card of the province (district, city), each province (district, city) can self-define the file identification, but can not conflict with the existing definition, and the method needs to apply for the record to the standard compiling unit in advance.
As shown in fig. 2, the method for realizing internet user transaction based on the virtual national standard CPU of the present invention comprises the following steps:
s1, registering an Internet electronic toll collection system;
s2, when the registered user passes through, generating a virtual national standard CPU card in a built-in service module of a virtual CPU card terminal of the Internet electronic toll collection system, wherein the generated virtual national standard CPU card is uniquely corresponding to the user vehicle information and is stored in the built-in service module of the virtual CPU card terminal;
the method specifically comprises the following steps:
s21, generating a virtual national standard CPU card structure body:
when a registered user passes through, a built-in service module of a virtual CPU card terminal acquires cloud server user information and generates a virtual card file data structure according to a national standard user card file structure of a national standard CPU card, wherein the virtual card file data structure comprises three blocks, namely a basic information storage area, a charging information storage area and an electronic wallet storage area, and the field data type and format of each storage area are consistent with those of a national standard CPU card real card;
s22, initializing the virtual national standard CPU card:
after the vehicle information data registered by the current user are correspondingly input and stored in the basic information storage area, the fields of other storage areas are in an empty storage state to be input, and the initialization generation of the virtual national standard CPU card corresponding to the current unique user vehicle is completed at the moment;
s23, initializing storage of virtual national standard CPU card
The initialized virtual national standard CPU card data uniquely corresponds to the user vehicle information, is stored in a built-in service module of a virtual CPU card terminal of the Internet electronic toll collection system, and is used for interactively reading data with a lane toll collection system during highway transaction.
S3, when an internet user is in/out of the station, the virtual CPU card terminal communicates the encrypted serial port of the virtual national standard CPU card to the lane charging system, the lane charging system completes data verification reading and writing of the virtual national standard CPU card and calculation of the amount of the toll, the charging is zero when the internet user enters the station, the serial port communicates to the virtual CPU card terminal to perform transaction processing, namely non-cash payment deduction, and feeds back the result of successful/failed transaction to the charging system, and the charging system completes peripheral control, namely the virtual CPU card terminal is responsible for acquiring the amount of the transaction, completing the transaction and successfully acquiring station information.
In step S2, the internal transaction flow of the virtual national standard CPU card is the same as the communication flow of the universal card, as shown in fig. 3, the method specifically includes the following steps:
s21, finding a virtual national standard CPU card;
s22, reading basic information files of the virtual national standard CPU card;
s23, carrying out validity check judgment on the card, and if the card is invalid, ending the transaction; if yes, the step is shifted to step S24;
s24, carrying out blacklist check judgment, and if the blacklist is in the blacklist, ending the transaction; if not, reading and writing the entry information and judging;
s25, calculating the consumption amount;
and S26, performing composite consumption transaction operation.
By the technical scheme, the virtual national standard CPU user card is utilized to realize the internet non-stop toll collection user transaction based on license plate recognition without changing the original lane toll collection system, and the transaction behavior of the internet user and the lane toll collection system program can be finished without changing the lane program; in addition, user service, lane access management, station access service, payment and the like are all applications of the internet and the mobile internet, a road management party does not need to wait for three parties to install lane equipment and a charging system seamless connection lane charging system on site at the same time, and the user can finish non-stop charging without installing vehicle-mounted equipment only by installing a mobile terminal APP.
The above embodiments are preferred embodiments of the present invention, but the present invention is not limited to the above embodiments, and any other changes, modifications, substitutions, combinations, and simplifications which do not depart from the spirit and principle of the present invention should be construed as equivalents thereof, and all such changes, modifications, substitutions, combinations, and simplifications are intended to be included in the scope of the present invention.
Claims (8)
1. A storage medium in a virtual national standard CPU card terminal, wherein the virtual national standard CPU card is applied to a highway lane charging system, the virtual national standard CPU card generates and stores the storage medium in the virtual national standard CPU card terminal, and a virtual national standard CPU card correlation module is formed at the virtual national standard CPU card terminal, a service module is built in the virtual national standard CPU card terminal, and the virtual national standard CPU card correlation module comprises: the system comprises a user acquisition module, a verification module, a data transaction module, a data analysis module and a fee deduction processing module;
the service module is used for generating a virtual national standard CPU card when an internet user passes through, storing the virtual national standard CPU card in a virtual national standard CPU card terminal, and performing data interaction with the virtual national standard CPU card correlation module;
the user acquisition module is used for acquiring the passing user data including the balance of the electronic wallet through the cloud server in the VPN network, and processing and initializing through the service module to generate a virtual national standard user card file structure body universally recognized by all lane charging systems in the whole country;
the verification module is used for interacting user data to the lane charging system in a virtual national standard user card file structure mode for verification and identification when the lane charging system is at an entrance and an exit, and returning a lane user identification verification result to the virtual national standard CPU card terminal in the same mode;
the data transaction module is used for acquiring user state data and site identification point data when the APP is in and out in the VPN network through a cloud server by a built-in service module of the virtual national standard CPU card terminal, writing the user state data and the site identification point data through a program, generating relevant information field data of a virtual national standard user card file structure body, and storing the relevant information field data in the virtual national standard CPU card terminal;
the data analysis module is used for interacting the file structure data of the virtual national standard user card containing user data and transaction data to a lane charging system through a serial port to exchange the transaction data, the lane charging system analyzes the transaction information and transaction amount data to return to a virtual national standard CPU card terminal through an original path, and the related information field data of the file structure of the virtual national standard CPU card is written into the virtual national standard CPU card terminal and is stored in the virtual national standard CPU card terminal;
the fee deduction processing module acquires encrypted data of the entrance virtual national standard CPU card from the built-in service module, interacts the data to a lane charging system to perform fee calculation processing, charges when entering the entrance are zero, calls a virtual national standard CPU card wallet file with a charging result to perform transaction fee deduction processing, writes related information field data of a virtual national standard CPU card file structure body into the virtual national standard CPU card file structure body, and stores the data in a virtual national standard CPU card terminal.
2. The storage medium of claim 1, wherein in the user collecting module, a specific method for processing a virtual national standard user card file structure initialized to be universally recognized by all lane charging systems throughout the country through a program is as follows:
when a user passes through the system, the user information is acquired through the cloud server, the virtual national standard CPU card terminal service module generates a data structure body according to a national standard user card file structure of a national standard CPU card, the data structure body comprises three blocks, namely a basic information storage area, a charging information storage area and an electronic wallet storage area, and the field data type and format of each storage area are consistent with those of the national standard CPU card; when the program is generated, the user vehicle information is taken as the only authentication main body generated by the virtual national standard CPU card, the vehicle information and the user information data are correspondingly input and stored in a basic information area of a national standard user card data structure body, and then the vehicle information and the user information data are stored in a built-in service module of a virtual national standard CPU card terminal in a virtual national standard CPU card file structure body format, other fields of the virtual national standard CPU card data structure body are in a vacant storage state to be input, and other fields comprise inbound/outbound transaction information, charging information and electronic wallet information, so that the initialization of the virtual national standard CPU card is completed.
3. The storage medium of claim 2, wherein in the verification module, the user data is verified and identified by an interactive lane charging system in a form of a virtual national standard user card file structure, and the specific contents are as follows:
when the vehicle enters the station, the virtual national standard CPU card terminal verifies whether the user vehicle is an internet vehicle registered user, the lane charging system verifies whether the user vehicle is a legal highway user vehicle according to data in the virtual national standard CPU card, and the system controls the peripheral equipment to intercept the vehicle if the vehicle is matched with a blacklist highway user vehicle in the landmark;
when an internet user logs in the APP for use without stopping the vehicle, the virtual national standard CPU card terminal acquires and stores the virtual national standard CPU card file structure data containing the vehicle information of the user from the server;
when a user enters the vehicle, the lane license plate recognition equipment recognizes the license plate information of the user vehicle, the program recognizes and matches the information with the user vehicle information locally stored in the virtual national standard CPU card terminal, and after the user vehicle is judged to be correct, the lane charging system recognizes and reads the user vehicle data in the virtual national standard CPU card according to the currently implemented transaction process of the national standard CPU card, generates a check result, controls the lifting of a handrail and returns the state of the check judgment result to the virtual national standard CPU card terminal; when the pole-up state is completed, the virtual national standard CPU card terminal transmits inbound in-transit user vehicle information to all export virtual national standard CPU card terminals through the cloud server, the lane charging system judges that the user entrance transaction is completed through the pole-up state information, the encrypted result of the entrance transaction data is stored in the charging information storage area of the virtual national standard CPU card according to the currently implemented national standard CPU card transaction process, and the virtual national standard CPU card terminal acquires the virtual national standard CPU card data and transmits and stores the data in the cloud server for the user to call again when the user leaves the station;
when a user leaves the station, the virtual national standard CPU card terminal acquires in-transit user information through the cloud server and generates a virtual national standard CPU card, the entrance information is written into a corresponding file area and then stored locally, and a lane charging system is interacted; the lane charging system checks the inlet transaction data encryption result of the virtual national standard CPU card according to the national standard CPU card inlet information checking process and then performs charge calculation processing; the cost calculation result is transmitted to a virtual national standard CPU card terminal, the virtual national standard CPU card terminal finishes transaction fee deduction calculation processing by acquiring the fee deduction state of an electronic wallet with a built-in service module, and after corresponding transaction data are written into an electronic wallet storage area of the virtual national standard CPU card, a lane charging system acquires the transaction data of the virtual national standard CPU card, controls the handrail to lift and descend and returns the verification state to the virtual national standard CPU card terminal; and the virtual national standard CPU card terminal writes the export transaction data into a charging information storage area of the virtual national standard CPU card, transmits and stores the virtual national standard CPU card data in the cloud server, and finishes refreshing the user information of the cloud server for the next time the user enters the cloud server for calling again.
4. The storage medium of claim 3, wherein in the data transaction module, the related information field data processed into the virtual national standard user card file structure by the program is processed in the transaction process, and the processing method is the same as the verification identification method.
5. The storage medium of claim 1, wherein the generated virtual national standard user card file structure is as follows:
6. a method for realizing Internet user transaction by a virtual national standard CPU card is characterized by comprising the following steps:
s1, registering an Internet electronic toll collection system;
s2, when the registered user passes through, generating a virtual national standard CPU card in a built-in service module of a virtual national standard CPU card terminal of the Internet electronic toll collection system, wherein the generated virtual national standard CPU card is uniquely corresponding to the user vehicle information and is stored in the built-in service module of the virtual national standard CPU card terminal;
s3, when an internet user is in/out of the station, the virtual national standard CPU card terminal communicates the encrypted virtual national standard CPU card serial port to the lane charging system, the lane charging system completes data verification reading and writing of the virtual national standard CPU card and toll amount calculation, charging is zero when the internet user enters the station, the serial port communicates to the virtual national standard CPU card terminal to perform transaction processing, namely non-cash payment deduction, and feeds back the result of successful/failed transaction to the charging system, and the charging system completes peripheral control, namely the virtual national standard CPU card terminal is responsible for acquiring transaction amount, completing transaction and successfully acquiring station information.
7. The method for realizing internet user transaction by using the virtual national standard CPU card as claimed in claim 6, wherein in step S2, the processing steps for generating the virtual national standard CPU card are as follows:
s21, generating a virtual national standard CPU card structure body:
when a registered user passes through, a built-in service module of a virtual national standard CPU card terminal acquires cloud server user information and generates a virtual card file data structure according to a national standard user card file structure of a national standard CPU card, wherein the virtual card file data structure comprises three blocks, namely a basic information storage area, a charging information storage area and an electronic wallet storage area, and the field data type and format of each storage area are consistent with those of a national standard CPU card real card;
s22, initializing the virtual national standard CPU card:
after the vehicle information data registered by the current user are correspondingly input and stored in the basic information storage area, the fields of other storage areas are in an empty storage state to be input, and the initialization generation of the virtual national standard CPU card corresponding to the current unique user vehicle is completed at the moment;
s23, initializing storage of virtual national standard CPU card
The initialized virtual national standard CPU card data uniquely corresponds to the user vehicle information, is stored in a built-in service module of a virtual national standard CPU card terminal of the Internet non-stop toll collection system, and is used for interactively reading data with a lane toll collection system during highway transaction.
8. The method for implementing internet user transaction by using the virtual national standard CPU card as claimed in claim 6, wherein in step S2, the internal transaction flow of the virtual national standard CPU card is the same as the transaction flow of the universal card, which specifically includes the following steps:
s21, finding a virtual national standard CPU card;
s22, reading basic information files of the virtual national standard CPU card;
s23, carrying out validity check judgment on the card, and if the card is invalid, ending the transaction; if yes, the step is shifted to step S24;
s24, carrying out blacklist check judgment, and if the blacklist is in the blacklist, ending the transaction; if not, reading and writing the entry information and judging;
s25, calculating the consumption amount;
and S26, performing composite consumption transaction operation.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201710670235.5A CN107480971B (en) | 2017-08-08 | 2017-08-08 | Virtual national standard CPU card and method for realizing internet user transaction based on virtual national standard CPU card |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201710670235.5A CN107480971B (en) | 2017-08-08 | 2017-08-08 | Virtual national standard CPU card and method for realizing internet user transaction based on virtual national standard CPU card |
Publications (2)
| Publication Number | Publication Date |
|---|---|
| CN107480971A CN107480971A (en) | 2017-12-15 |
| CN107480971B true CN107480971B (en) | 2020-11-03 |
Family
ID=60598980
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201710670235.5A Active CN107480971B (en) | 2017-08-08 | 2017-08-08 | Virtual national standard CPU card and method for realizing internet user transaction based on virtual national standard CPU card |
Country Status (1)
| Country | Link |
|---|---|
| CN (1) | CN107480971B (en) |
Families Citing this family (4)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN108615268A (en) * | 2018-03-23 | 2018-10-02 | 深圳市金溢科技股份有限公司 | A kind of highway method of commerce, track terminal and system |
| CN109544711A (en) * | 2018-11-30 | 2019-03-29 | 北京欢动灵悦科技有限公司 | A kind of ETC virtual card |
| CN109670832A (en) * | 2018-12-21 | 2019-04-23 | 西安长安通支付有限责任公司 | A kind of city one-card data processing method and system |
| CN110827429B (en) * | 2019-11-26 | 2021-11-09 | 交通运输部路网监测与应急处置中心 | Truck ETC lane PSAM card blacklist checking method and device |
Citations (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN104361646A (en) * | 2014-11-28 | 2015-02-18 | 大连海事大学 | Fast get-in and get-out toll collection system for highway and working method of fast get-in and get-out toll collection system |
Family Cites Families (4)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| EP3281152A4 (en) * | 2015-04-10 | 2018-10-24 | Neology, Inc. | Universal transponder |
| CN105139197A (en) * | 2015-08-31 | 2015-12-09 | 深圳市金溢科技股份有限公司 | Business processing unit and vehicle-mounted unit |
| US11188893B2 (en) * | 2016-01-15 | 2021-11-30 | Mastercard International Incorporated | Access control bypass on mobile for mass transit |
| CN105933338A (en) * | 2016-06-24 | 2016-09-07 | 收付宝科技有限公司 | Method and device for performing virtual card transaction |
-
2017
- 2017-08-08 CN CN201710670235.5A patent/CN107480971B/en active Active
Patent Citations (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN104361646A (en) * | 2014-11-28 | 2015-02-18 | 大连海事大学 | Fast get-in and get-out toll collection system for highway and working method of fast get-in and get-out toll collection system |
Also Published As
| Publication number | Publication date |
|---|---|
| CN107480971A (en) | 2017-12-15 |
Similar Documents
| Publication | Publication Date | Title |
|---|---|---|
| US11603008B2 (en) | System and method for electric vehicle charging and billing using a wireless vehicle communication service | |
| CN107480971B (en) | Virtual national standard CPU card and method for realizing internet user transaction based on virtual national standard CPU card | |
| CN103700149B (en) | Highway tolling system based on LBS and expressway tol lcollection method based on LBS | |
| US9396462B2 (en) | System and method for roaming billing for electric vehicles | |
| US9030153B2 (en) | Systems and methods for delivering energy to an electric vehicle with parking fee collection | |
| CN105447916B (en) | Vehicle on highway toll payment system | |
| WO2016082687A1 (en) | System and method for performing payment at service point by using intelligent vehicle | |
| US20100161393A1 (en) | Systems and methods for charging an electric vehicle within a parking area | |
| CN105741369A (en) | Vehicle toll collection method and system and electronic tag | |
| US20100161469A1 (en) | Systems and methods for charging an electric vehicle using a wireless communication link | |
| US8688510B2 (en) | Method for fee charging position usages of vehicles | |
| CN107742325A (en) | A kind of parking charging method and device paid based on vehicle sky | |
| CN101320495A (en) | Vehicle leasing service system | |
| CN108806002A (en) | Vehicle and electronic bill payment equipment, method, computer readable storage medium | |
| CN106600724A (en) | Score clearing and settling method and apparatus of a fee collecting system in park without the driver's stopping of the vehicle | |
| CN112330830B (en) | ETC automatic payment account number use control method and device | |
| CN108460848A (en) | A kind of quick settlement system of freeway toll based on mobile payment and method | |
| CN106157026A (en) | A kind of public transport account barcode scanning based on POS terminal pays system | |
| CN1825359A (en) | Prepayment, giving change IC card read-write device, smart card subsystem and paying method | |
| CN1682249A (en) | Method to pay with a smart card | |
| CN106600726A (en) | Electronic cash credit for load system and method for highway toll charging lane | |
| CN106529926A (en) | Charging charge settlement and payment method for electric vehicle charging device | |
| CN106887051A (en) | A kind of traffic fare payment system and method based on intelligent terminal | |
| CN105359192A (en) | Method and apparatus for mobile ticketing | |
| CN117557262B (en) | Payment method, device, terminal equipment and storage medium |
Legal Events
| Date | Code | Title | Description |
|---|---|---|---|
| PB01 | Publication | ||
| PB01 | Publication | ||
| SE01 | Entry into force of request for substantive examination | ||
| SE01 | Entry into force of request for substantive examination | ||
| GR01 | Patent grant | ||
| GR01 | Patent grant |