CN107451817A - Payment verification method and apparatus, terminal and the computer-readable recording medium of terminal - Google Patents

Payment verification method and apparatus, terminal and the computer-readable recording medium of terminal Download PDF

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Publication number
CN107451817A
CN107451817A CN201710534754.9A CN201710534754A CN107451817A CN 107451817 A CN107451817 A CN 107451817A CN 201710534754 A CN201710534754 A CN 201710534754A CN 107451817 A CN107451817 A CN 107451817A
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CN
China
Prior art keywords
input unit
payment
checking
money
amount
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Pending
Application number
CN201710534754.9A
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Chinese (zh)
Inventor
周意保
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Guangdong Oppo Mobile Telecommunications Corp Ltd
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Guangdong Oppo Mobile Telecommunications Corp Ltd
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Filing date
Publication date
Application filed by Guangdong Oppo Mobile Telecommunications Corp Ltd filed Critical Guangdong Oppo Mobile Telecommunications Corp Ltd
Priority to CN201710534754.9A priority Critical patent/CN107451817A/en
Publication of CN107451817A publication Critical patent/CN107451817A/en
Pending legal-status Critical Current

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Classifications

    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401Transaction verification
    • G06Q20/4014Identity check for transactions
    • G06Q20/40145Biometric identity checks
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/382Payment protocols; Details thereof insuring higher security of transaction

Abstract

The present invention discloses payment verification method and apparatus, terminal and the computer-readable recording medium of a kind of terminal.Terminal includes at least two checking input units, at least two checking input units include the first checking input unit and the second checking input unit, first checking input unit includes iris recognition module, the safe security in the second checking input unit of the first checking input unit, payment verification method comprise the following steps:Judge whether payment is more than or equal to first amount of money;Iris recognition module is opened when payment is more than or equal to first amount of money;Input unit is verified with closing or remaining turned-off iris recognition module when payment is less than first amount of money and open second.Above-mentioned payment verification method, verification method is selected according to the size of payment, ensure that the security of payment verification, avoid opening iris recognition module for a long time and causing power consumption excessive.

Description

Payment verification method and apparatus, terminal and the computer-readable recording medium of terminal
Technical field
The present invention relates to payment verification technical field, payment verification method and apparatus, end more particularly, to a kind of terminal End and computer-readable recording medium.
Background technology
The verification mode of mobile-phone payment includes password, fingerprint and iris.Every kind of verification mode all cuts both ways, for example, close Code verifies that easy to use but security is relatively low, and still power consumption is big for iris verification security highest, therefore, does not manage in the prior art The verification method thought.
The content of the invention
Embodiments of the present invention provide a kind of the payment verification method and apparatus of terminal, terminal and computer-readable storage Medium.
The payment verification method of the terminal of embodiment of the present invention, the terminal include at least two checking input units, institute Stating at least two checking input units includes the first checking input unit and the second checking input unit, the first checking input dress Put including iris recognition module, the safe safety in the described second checking input unit of the first checking input unit Property, the payment verification method comprises the following steps:
Judge whether payment is more than or equal to first amount of money;
The iris recognition module is opened when payment is more than or equal to first amount of money;With
Close or remain turned-off when payment is less than first amount of money described in the iris recognition module and unlatching Second checking input unit.
The payment verification method of embodiment of the present invention, verification method is selected according to the size of payment, it is golden when paying Volume opens iris recognition module when being more than or equal to first amount of money, payment closes iris recognition mould when being less than first amount of money Group, the security of payment verification is ensure that, avoid opening iris recognition module for a long time and causing power consumption excessive.
The payment verification device of the terminal of embodiment of the present invention, the terminal include at least two checking input units, institute Stating at least two checking input units includes the first checking input unit and the second checking input unit, the first checking input dress Put including iris recognition module, the safe safety in the described second checking input unit of the first checking input unit Property, the payment verification device includes:
Judge module, the judge module are used to judge whether payment is more than or equal to first amount of money;
First checking opening module, the first checking opening module are used for when payment is more than or equal to first amount of money Iris recognition module described in Shi Kaiqi;With
Second checking opening module, the second checking opening module are used for when payment is less than first amount of money Close or remain turned-off the iris recognition module and open the second checking input unit.
The payment verification device of embodiment of the present invention, verification method is selected according to the size of payment, it is golden when paying Volume opens iris recognition module when being more than or equal to first amount of money, payment closes iris recognition mould when being less than first amount of money Group, the security of payment verification is ensure that, avoid opening iris recognition module for a long time and causing power consumption excessive.
The terminal of embodiment of the present invention includes at least two checking input units, and at least two checkings input unit includes First checking input unit and the second checking input unit, the first checking input unit includes iris recognition module, described The safe security in the described second checking input unit of first checking input unit, the terminal also include:
One or more processors;
Memory;With
One or more programs, wherein one or more of programs are stored in the memory, and it is configured Into by one or more of computing devices, described program includes being used for the instruction for performing following steps:
Judge whether payment is more than or equal to first amount of money;
The iris recognition module is opened when payment is more than or equal to first amount of money;With
Close or remain turned-off when payment is less than first amount of money described in the iris recognition module and unlatching Second checking input unit.
The terminal of embodiment of the present invention, verification method is selected according to the size of payment, be more than when payment or Iris recognition module is opened during equal to first amount of money, payment is closed iris recognition module when being less than first amount of money, ensure that The security of payment verification, avoid opening iris recognition module for a long time and causing power consumption excessive.
The computer-readable recording medium of embodiment of the present invention, including with verifying the terminal of input units with least two The computer program of combined use, the computer program can be executed by processor to complete any one above-mentioned embodiment institute The control method stated.
The computer-readable recording medium of embodiment of the present invention, computer program are tested according to the size selection of payment Card method, iris recognition module is opened when payment is more than or equal to first amount of money, when payment is less than first amount of money Iris recognition module is closed, ensure that the security of payment verification, avoids opening iris recognition module for a long time and causing power consumption It is excessive.
The additional aspect and advantage of embodiments of the present invention will be set forth in part in the description, partly will be from following Description in become obvious, or recognized by the practice of embodiments of the present invention.
Brief description of the drawings
The above-mentioned and/or additional aspect and advantage of embodiments of the present invention are from accompanying drawings below is combined to embodiment It will be apparent and be readily appreciated that in description, wherein:
Fig. 1 is the schematic flow sheet of the payment verification method for the terminal that some embodiments of the present invention provide;
Fig. 2 is the module diagram of the payment verification device for the terminal that some embodiments of the present invention provide;
Fig. 3 is the module diagram for the terminal that some embodiments of the present invention provide;
Fig. 4 is the schematic flow sheet of the payment verification method for the terminal that some embodiments of the present invention provide;
Fig. 5 is the module diagram of the payment verification device for the terminal that some embodiments of the present invention provide;
Fig. 6 is the module diagram for the terminal that some embodiments of the present invention provide;
Fig. 7 is the schematic flow sheet of the payment verification method for the terminal that some embodiments of the present invention provide;
Fig. 8 is the module diagram of the payment verification device for the terminal that some embodiments of the present invention provide;
Fig. 9 is the module diagram for the terminal that some embodiments of the present invention provide.
Main element symbol description:
Terminal 100, payment verification device 10, judge module 12, the first checking opening module 14, light source opening unit 142, Second checking opening module 16, light source closing unit 162, the first checking closing unit 163, amount of money judging unit 164, second tests Demonstrate,prove opening unit 166, the 3rd checking opening unit 168, the first checking input unit 20, iris recognition module 22, infrared light supply 222, infrared camera 224, the second checking input unit 30, processor 40, memory 50, program 52, the 3rd checking input dress Put 60.
Embodiment
Embodiments of the present invention are described below in detail, the example of the embodiment is shown in the drawings, wherein from beginning Same or similar element is represented to same or similar label eventually or there is the element of same or like function.Below by ginseng The embodiment for examining accompanying drawing description is exemplary, is only used for explaining the present invention, and is not considered as limiting the invention.
In the description of the invention, it is to be understood that term " " center ", " longitudinal direction ", " transverse direction ", " length ", " width ", " thickness ", " on ", " under ", "front", "rear", "left", "right", " vertical ", " level ", " top ", " bottom ", " interior ", " outer ", " up time Pin ", the orientation of instruction " counterclockwise " or position relationship are based on orientation shown in the drawings or position relationship, are for only for ease of and retouch State the present invention and simplify description, rather than indicate or imply that signified device or element there must be specific orientation, with specific Azimuth configuration and operation, therefore be not considered as limiting the invention.In addition, term " first ", " second " are only used for retouching Purpose is stated, and it is not intended that instruction or hint relative importance or the implicit quantity for indicating indicated technical characteristic.By This, defines " first ", the feature of " second " can be expressed or implicitly includes one or more feature.At this In the description of invention, " multiple " are meant that two or more, unless otherwise specifically defined.
In the description of the invention, it is necessary to illustrate, unless otherwise clearly defined and limited, term " installation ", " phase Even ", " connection " should be interpreted broadly, for example, it may be being fixedly connected or being detachably connected, or be integrally connected;Can To be mechanical connection or electrical connection or can mutually communicate;Can be joined directly together, can also be by between intermediary Connect connected, can be connection or the interaction relationship of two elements of two element internals.For the ordinary skill of this area For personnel, the concrete meaning of above-mentioned term in the present invention can be understood as the case may be.
In the present invention, unless otherwise clearly defined and limited, fisrt feature second feature it " on " or it " under " Can directly it be contacted including the first and second features, it is not directly to contact but pass through it that can also include the first and second features Between other characterisation contact.Moreover, fisrt feature second feature " on ", " top " and " above " to include first special Sign is directly over second feature and oblique upper, or is merely representative of fisrt feature level height and is higher than second feature.Fisrt feature exists Second feature " under ", " lower section " and " following " fisrt feature that includes are immediately below second feature and obliquely downward, or be merely representative of Fisrt feature level height is less than second feature.
Following disclosure provides many different embodiments or example is used for realizing the different structure of the present invention.In order to Simplify disclosure of the invention, hereinafter the part and setting of specific examples are described.Certainly, they are only example, and And purpose does not lie in the limitation present invention.In addition, the present invention can in different examples repeat reference numerals and/or reference letter, This repetition is for purposes of simplicity and clarity, between itself not indicating discussed various embodiments and/or setting Relation.In addition, the invention provides various specific techniques and material examples, but those of ordinary skill in the art can be with Recognize the application of other techniques and/or the use of other materials.
Fig. 1-Fig. 3 is referred to, the payment verification method of embodiment of the present invention can be used for terminal 100.Terminal 100 is included extremely Few two checkings input unit, at least two checking input units include the first checking input unit 20 and second and verify input unit 30, the first checking input unit 20 includes iris recognition module 22, and the first checking the safe of input unit 20 is tested in second The security of input unit 30 is demonstrate,proved, payment verification method comprises the following steps:
S12:Judge whether payment is more than or equal to first amount of money;
S14:Iris recognition module 22 is opened when payment is more than or equal to first amount of money;With
S16:Iris recognition module 22 is closed or remained turned-off when payment is less than first amount of money and opens second tests Demonstrate,prove input unit 30.
In some embodiments, payment verification method can be performed by the payment verification device 10 of terminal 100.Specifically Ground, the payment verification device 10 of the terminal 100 of embodiment of the present invention include judge module 12, first and verify the and of opening module 14 Second checking opening module 16, is respectively used to perform step S12, step S14 and step S16.In other words, judge module 12 is used In judging whether payment is more than or equal to first amount of money, the first checking opening module 14 is used for when payment is more than or waits Iris recognition module 22 is opened when first amount of money, the second checking opening module 16 is used for when payment is less than first amount of money Close or remain turned-off iris recognition module 22 and open the second checking input unit 30.
The payment verification device 10 of the terminal 100 of embodiment of the present invention can be applied to the terminal of embodiment of the present invention In 100.In other words, the terminal 100 of embodiment of the present invention includes the payment verification device 10 of embodiment of the present invention.This hair The terminal 100 of bright embodiment also includes at least two checking input units, one or more processors 40 and one or more journeys Sequence 52.One or more programs 52 are stored in memory 50, and are configured to be performed by one or more processors 40, Program 52 includes being used for the instruction for performing following steps:
Judge whether payment is more than or equal to first amount of money;
Iris recognition module 22 is opened when payment is more than or equal to first amount of money;With
Iris recognition module 22 is closed or remained turned-off when payment is less than first amount of money and the checking of unlatching second is defeated Enter device 30.
Payment verification method, payment verification device 10 and the terminal 100 of the terminal 100 of embodiment of the present invention, according to branch The size selection verification method of the amount of money is paid, iris recognition module 22, branch are opened when payment is more than or equal to first amount of money Pay when the amount of money is less than first amount of money and close iris recognition module 22, ensure that the security of payment verification, avoid opening for a long time Iris recognition module 22 and cause power consumption excessive.
It is appreciated that iris recognition module 22 is to determine user's body by contrasting the similitude between iris image feature Part, iris recognition generally requires the process by iris image acquisition, iris image processing and iris image identification.
, it is necessary to be acquired by special iris recognition module 22 during iris image acquisition, usually, iris Identification module 22 includes infrared camera and light source, wherein being protection eye-safe and the iris figure of acquisition texture-rich Picture, light source selection infrared light supply 222, correspondingly, camera selection infrared camera 224.Iris recognition module 22 will be by that will adopt The iris image collected is compared with the iris image to prestore, if comparison result unanimously if be verified.Due to iris information With uniqueness, and not transreplication, security are higher.But the power consumption of iris recognition module 22 is larger.Second checking input Device 30 can be password authentication device, fingerprint verifying apparatus or short-message verification device etc..But the password of password authentification is easy Crack, the fingerprint of fingerprint authentication can be by making prosthetic finger come counterfeit, therefore security is less than iris recognition module 22.
Therefore, the payment verification device 10 of embodiment of the present invention inputs dress according to payment from different payment verifications Put.When payment is larger, from the higher validation of payment user identity of iris recognition module 22 of security;Payment is smaller When, then iris recognition module 22 is closed, from the second relatively low checking validation of payment user's of input unit 30 of security Identity is to reduce power consumption.First amount of money can be preset by the research staff of terminal 100 or the developer of program 52, can also be by User is voluntarily set, to adapt to the demand of different user.
Closed when payment is less than first amount of money or remain turned-off iris recognition module 22 it is to be understood that paying gold When volume is less than first amount of money, if iris recognition module 22 is in opening, iris recognition module 22 is closed;If iris recognition Module 22 is closed, then it is closed mode to keep iris recognition module 22.
Further, pay and can be understood as property expenditure, the payment verification side of the terminal 100 of embodiment of the present invention Method, payment verification device 10 and terminal 100 can be applied to but be not limited to transfer accounts, remit money, extract cash and purchase commodity.
When the first amount of money very little, the second checking input unit 30 can also be not provided with, in other words, when payment is small When first amount of money, it can carry out exempting from close payment, that is, press payment affirmation and paid.
Certainly, in other embodiments, first checking input unit 20 be not limited to iris recognition module 22 or Other safe input validation devices, such as recognition of face checking device.
In some embodiments, terminal 100 includes mobile phone, notebook, tablet personal computer, intelligent watch or intelligent glasses.
In this way, being easy to user to pay, user is set to reduce carrying cash.
Certainly, terminal 100, which is not limited to mentioned kind or other, includes the terminal 100 of payment verification device 10, example Such as POS, ATM.
In some embodiments, the second checking input unit 30 includes fingerprint recognition module, dynamic password apparatus, short message Verify device or password authentication device.
In this way, fingerprint recognition module, dynamic password apparatus, short-message verification device or password authentication device are known relative to iris The other power consumption of module 22 is relatively low, and when payment is less than first amount of money, user identity is verified by the second checking input unit 30, The power consumption of terminal 100 can be reduced.
It is appreciated that fingerprint recognition module verifies the identity of user by verifying the fingerprint of user.Specifically, fingerprint is known You give and compare the fingerprint of user with the fingerprint image to prestore the fingerprint image of other module collection user, when the fingerprint collected Then it is verified when image is consistent with the fingerprint image to prestore.
Dynamic password apparatus is then to verify the identity of user by verifying dynamic password.Specifically, propped up in user When paying operation, a dynamic password is exported by a certain specific electronic devices, if verifying dynamic password device detects that user is defeated The dynamic password entered is consistent with the dynamic password that specific electronic devices export, then is verified.
Short-message verification device verifies the identity of user by verifying short message.Specifically, when user carries out delivery operation, Payment platform sends to default phone number and pays short message, and user inputs certain content to short-message verification according to short message Device, if short-message verification device detects that the certain content of user's input is consistent with paying short message, it is verified.
Password authentication device is by verifying the identity of password authentification user.Specifically, the predeterminable payment cipher of user, When carrying out delivery operation, password is inputted, when password authentication device detects that the password of input is consistent with default payment cipher When, then it is verified.
Certainly, in other embodiments, the second checking input unit 30 is not limited to mentioned kind, for example, gesture is verified Device etc..
Refer to Fig. 4-Fig. 6, in some embodiments, iris recognition module 22 include infrared light supply 222 and with it is infrared The infrared camera 224 that light source 222 coordinates;
Step S14 includes following sub-step:
S142:Open infrared light supply 222;
Step S16 includes following sub-step:
S162:Close or remain turned-off infrared light supply 222.
In some embodiments, payment verification method can be performed by the payment verification device 10 of terminal 100.Specifically Ground, in some embodiments, the first checking opening module 14 include light source opening unit 142, for performing step S142;The Two checking opening modules 16 include light source closing unit 162, for performing step S162.In other words, light source opening unit 142 For opening infrared light supply 222;Light source closing unit 162 is used to closing or remaining turned-off infrared light supply 222.
In some embodiments, program 52 also includes being used for the instruction for performing following steps:
When payment is more than or equal to first amount of money, infrared light supply 222 is opened;
When payment is less than first amount of money, infrared light supply 222 is closed or remained turned-off.
In this way, when payment is more than or equal to first amount of money, infrared light supply 222 is opened to obtain iris image, when When payment is less than first amount of money, infrared light supply 222 is closed or remained turned-off to reduce power consumption.
When payment is less than first amount of money, infrared light supply 222 is closed or remained turned-off, it can be understood as, pay gold When volume is less than first amount of money, if infrared light supply 222 is in opening, infrared light supply 222 is closed;If at infrared light supply 222 In closed mode, then it is closed mode to keep infrared light supply 222.
In some embodiments, infrared light supply 222 includes multiple.
When infrared light supply 222 includes multiple, power consumption when iris recognition module 22 works can be higher, using of the invention real Payment verification method, payment verification device 10 and the terminal 100 of mode are applied, by the working time for reducing iris recognition module 22 More efficiently reduce the power consumption of iris recognition module 22.
It is typically different without the iris color of ethnic group, such as American-European white iris color is typically blue-green, and it is sub- The iris color of the yellow in continent is typically black.The iris of different colours is equal to the response efficiency and effect of same operation wavelength It is different, such as iris image can be also obtained using the visible ray of 700nm wavelength for glaucous iris, but for black For the iris of color, then it can not be imaged.
It is appreciated that when only setting the infrared light supply 222 of single operation wavelength in iris recognition module 22, typically roll over Middle selection, it is not optimal selection for the iris of a certain particular color.Therefore, present embodiment is set multiple infrared Light source 222 adapts to the iris of different colours, so as to obtain better iris image.
Fig. 7-Fig. 9 is referred to, in some embodiments, the second checking input unit 30 includes fingerprint recognition module, eventually End 100 also includes the 3rd checking input unit 60, and the security of the 3rd checking input unit 60 is less than the second checking input unit 30 security, step S16 include following sub-step:
S163:Close or remain turned-off iris recognition module 22;
S164:Judge whether payment is more than or equal to second amount of money;
S166:The second checking input unit 30 is opened when payment is more than or equal to second amount of money;With
S168:The 3rd checking input unit 60 is opened when payment is less than second amount of money.
In some embodiments, payment verification method can be performed by the payment verification device 10 of terminal 100.Specifically Ground, in some embodiments, the second checking opening module 16 include the first checking closing unit 163, amount of money judging unit 164th, the second checking opening unit 166 and the 3rd verifies opening unit 168, is respectively used to perform step S163, step S164, step Rapid S166 and step S168.In other words, the first checking closing unit 163 is used to closing or remaining turned-off iris recognition module 22;Amount of money judging unit 164 is used to judge whether payment is more than or equal to second amount of money;Second checking opening unit 166 For opening the second checking input unit 30 when payment is more than or equal to second amount of money;3rd checking opening unit 168 For opening the 3rd checking input unit 60 when payment is less than second amount of money.
In some embodiments, program 52 is additionally operable to perform the instruction of following steps:
Close or remain turned-off iris recognition module 22;
Judge whether payment is more than or equal to second amount of money;
The second checking input unit 30 is opened when payment is more than or equal to second amount of money;With
The 3rd checking input unit 60 is opened when payment is less than second amount of money.
In this way, when payment is less than second amount of money, security can be used to be less than the of the second checking input unit 30 Three checking input units 60 verify user identity.
Specifically, the second checking input unit 30 includes but is not limited to be fingerprint verifying apparatus, and the 3rd verifies input unit 60 can be but not limited to gesture checking device or password authentication device.In this way, further reduce power consumption.
In one example, when payment is more than or equal to first amount of money, open iris recognition module 22 and verify use Family identity information;When payment is more than or equal to second amount of money less than first amount of money, opens fingerprint verifying apparatus checking and use Family identity information;When payment is less than second amount of money, password authentication device checking subscriber identity information is opened.
Certainly, in other embodiments, the first checking input unit 20, second verifies that input unit 30 and the 3rd is verified Input unit 60 is not limited to mentioned kind or other checking input units.
The computer-readable recording medium of embodiment of the present invention, including with verifying the terminal of input units with least two 100 computer programs 52 being used in combination, computer program 52 can be performed by processor 40 to complete any of the above-described embodiment Control method instruction.
For example, program includes being used for the instruction for performing following steps:
S12:Judge whether payment is more than or equal to first amount of money;
S14:Iris recognition module 22 is opened when payment is more than or equal to first amount of money;With
S16:Iris recognition module 22 is closed or remained turned-off when payment is less than first amount of money and opens second tests Demonstrate,prove input unit 30.
In the description of this specification, reference term " some embodiments ", " embodiment ", " some embodiment party The description of formula ", " exemplary embodiment ", " example ", " specific example " or " some examples " means to combine embodiment or shown Specific features, structure, material or the feature of example description are contained at least one embodiment or example of the present invention.At this In specification, identical embodiment or example are not necessarily referring to the schematic representation of above-mentioned term.Moreover, the tool of description Body characteristicses, structure, material or feature can be tied in an appropriate manner in any one or more embodiments or example Close.
In addition, term " first ", " second " are only used for describing purpose, and it is not intended that instruction or hint relative importance Or the implicit quantity for indicating indicated technical characteristic.Thus, define " first ", the feature of " second " can be expressed or Implicitly include at least one feature.In the description of the invention, " multiple " are meant that at least two, such as two, three, Unless otherwise specifically defined.
Although embodiments of the invention have been shown and described above, it is to be understood that above-described embodiment is example Property, it is impossible to limitation of the present invention is interpreted as, one of ordinary skill in the art within the scope of the invention can be to above-mentioned Embodiment is changed, changed, replacing and modification, the scope of the present invention are limited by claim and its equivalent.

Claims (15)

1. a kind of payment verification method of terminal, it is characterised in that the terminal include at least two checking input units, it is described extremely Few two checkings input unit includes the first checking input unit and the second checking input unit, the first checking input unit bag Iris recognition module is included, described first verifies the safe security in the described second checking input unit of input unit, The payment verification method comprises the following steps:
Judge whether payment is more than or equal to first amount of money;
The iris recognition module is opened when payment is more than or equal to first amount of money;With
Closed when payment is less than first amount of money or remain turned-off the iris recognition module and open described second Verify input unit.
2. payment verification method according to claim 1, it is characterised in that the iris recognition module includes infrared light supply With the infrared camera coordinated with the infrared light supply;It is described to open institute when payment is more than or equal to first amount of money The step of stating iris recognition module comprises the following steps:
Open the infrared light supply;
It is described to close or remain turned-off when payment is less than first amount of money described in the iris recognition module and unlatching The step of second checking input unit, comprises the following steps:
Close or remain turned-off the infrared light supply.
3. payment verification method according to claim 1, it is characterised in that the second checking input unit includes fingerprint Module is identified, the terminal also includes the 3rd checking input unit, and the security of the 3rd checking input unit is less than described The security of second checking input unit, it is described to close or remain turned-off the rainbow when payment is less than first amount of money Film identifies module and comprised the following steps the step of opening the second checking input unit:
Close or remain turned-off the iris recognition module;
Judge whether the payment is more than or equal to second amount of money;
The second checking input unit is opened when the payment is more than or equal to second amount of money;With
The 3rd checking input unit is opened when the payment is less than second amount of money.
A kind of 4. payment verification device of terminal, it is characterised in that the terminal include at least two checking input units, it is described extremely Few two checkings input unit includes the first checking input unit and the second checking input unit, the first checking input unit bag Iris recognition module is included, described first verifies the safe security in the described second checking input unit of input unit, The payment verification device includes:
Judge module, the judge module are used to judge whether payment is more than or equal to first amount of money;
First checking opening module, the first checking opening module are used to open when payment is more than or equal to first amount of money Open the iris recognition module;With
Second checking opening module, the second checking opening module are used to close when payment is less than first amount of money Or remain turned-off the iris recognition module and open the second checking input unit.
5. payment verification device according to claim 4, it is characterised in that the second checking input unit includes fingerprint Identify module, dynamic password apparatus, short-message verification device or password authentication device.
6. payment verification device according to claim 4, it is characterised in that the iris recognition module includes infrared light supply With the infrared camera coordinated with the infrared light supply;
The first checking opening module includes light source opening unit, and the light source opening unit is used to open the infrared light Source;
The second checking opening module includes light source closing unit, and the light source closing unit is used to closing or remaining turned-off institute State infrared light supply.
7. payment verification device according to claim 4, it is characterised in that the infrared light supply includes multiple.
8. payment verification device according to claim 4, it is characterised in that the second checking input unit includes fingerprint Module is identified, the terminal also includes the 3rd checking input unit, and the security of the 3rd checking input unit is less than described The security of second checking input unit, the second checking opening module include:
First checking closing unit, the first checking closing unit are used to closing or remaining turned-off the iris recognition module;
Amount of money judging unit, the amount of money judging unit are used to judge whether the payment is more than or equal to second amount of money;
Second checking opening unit, the second checking opening unit are used for when the payment is more than or equal to described second The second checking input unit is opened during the amount of money;With
3rd checking opening unit, the 3rd checking opening unit are used for when the payment is less than second amount of money Open the 3rd checking input unit.
9. a kind of terminal, it is characterised in that the terminal includes at least two checking input units, at least two checkings input dress Put includes iris recognition mould including the first checking input unit and the second checking input unit, the first checking input unit Group, the safe security in the described second checking input unit of the first checking input unit, the terminal are also wrapped Include:
One or more processors;
Memory;With
One or more programs, wherein one or more of programs are stored in the memory, and be configured to by One or more of computing devices, described program include being used for the instruction for performing following steps:
Judge whether payment is more than or equal to first amount of money;
The iris recognition module is opened when payment is more than or equal to first amount of money;With
Closed when payment is less than first amount of money or remain turned-off the iris recognition module and open described second Verify input unit.
10. terminal according to claim 9, it is characterised in that the terminal includes mobile phone, notebook, tablet personal computer, intelligence Can wrist-watch or intelligent glasses.
11. terminal according to claim 9, it is characterised in that the second checking input unit includes fingerprint recognition mould Group, dynamic password apparatus, short-message verification device or password authentication device.
12. terminal according to claim 9, it is characterised in that the iris recognition module include infrared light supply and with institute State the infrared camera of infrared light supply cooperation;Described program also includes being used for the instruction for performing following steps:
When payment is more than or equal to first amount of money, the infrared light supply is opened;
When payment is less than first amount of money, the infrared light supply is closed or remained turned-off.
13. terminal according to claim 9, it is characterised in that the infrared light supply includes multiple.
14. terminal according to claim 9, it is characterised in that the second checking input unit includes fingerprint recognition mould Group, the terminal also include the 3rd checking input unit, and the security of the 3rd checking input unit is tested less than described second The security of input unit is demonstrate,proved, described program also includes being used for the instruction for performing following steps:
Close or remain turned-off the iris recognition module;
Judge whether the payment is more than or equal to second amount of money;
The second checking input unit is opened when the payment is more than or equal to second amount of money;With
The 3rd checking input unit is opened when the payment is less than second amount of money.
15. a kind of computer-readable recording medium, it is characterised in that including the terminal knot with verifying input units with least two The computer program used is closed, the computer program can be executed by processor to complete any one of claims 1 to 3 Control method.
CN201710534754.9A 2017-07-03 2017-07-03 Payment verification method and apparatus, terminal and the computer-readable recording medium of terminal Pending CN107451817A (en)

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Application publication date: 20171208