CN107358354A - User property computational methods and device for decision in the face of risk - Google Patents
User property computational methods and device for decision in the face of risk Download PDFInfo
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- CN107358354A CN107358354A CN201710556564.7A CN201710556564A CN107358354A CN 107358354 A CN107358354 A CN 107358354A CN 201710556564 A CN201710556564 A CN 201710556564A CN 107358354 A CN107358354 A CN 107358354A
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- Prior art keywords
- property
- user
- property value
- user property
- decision
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q10/00—Administration; Management
- G06Q10/06—Resources, workflows, human or project management; Enterprise or organisation planning; Enterprise or organisation modelling
- G06Q10/063—Operations research, analysis or management
- G06Q10/0635—Risk analysis of enterprise or organisation activities
Abstract
The invention discloses a kind of user property computational methods and device for decision in the face of risk.This method includes：Receive the first kind user property and the second class user property of Administrator；For the first kind user property, the property value of the first kind user property of all users is regularly calculated, as first property value, and is preserved；For the second class user property, when the event for influenceing the second class user property occurs, the property value of the second class user property is calculated, as the second property value, and is preserved.The present invention directly inquires about property value corresponding to use when carrying out decision in the face of risk, restarts calculating when avoiding use, so as to which identical data only calculate once, in the absence of computing repeatedly, saves computing resource, and improve alert response speed.
Description
Technical field
The present embodiments relate to decision in the face of risk technology, more particularly to a kind of user property calculating side for decision in the face of risk
Method and device.
Background technology
When carrying out decision in the face of risk, decision engine is needed to obtain the value of user property, and the value for being then based on user property is led to
Cross certain strategy to be scored, complete decision-making.
In the prior art, the value for obtaining user property is the collection in real time when needing to carry out decision in the face of risk to a user
The data of the user, the value of each user property is then obtained by default policy calculation.When carrying out decision in the face of risk every time,
Need to calculate, exist and compute repeatedly, waste computing resource, and influence alert response speed.
The content of the invention
In view of this, the embodiment of the present invention provides a kind of user property computational methods and device for decision in the face of risk, with
Save computing resource and improve alert response speed.
In a first aspect, the embodiments of the invention provide a kind of user property computational methods for decision in the face of risk, the side
Method includes：
Receive the first kind user property and the second class user property of Administrator；
For the first kind user property, the property value of the first kind user property of all users is regularly calculated, as
First property value, and preserve；
For the second class user property, when the event for influenceing the second class user property occurs, described in calculating
The property value of second class user property, as the second property value, and is preserved.
Further, when the event for influenceing the second class user property occurs, the second class user property is calculated
Property value, as the second property value, including：
Monitoring influences the event of the second class user property；
According to the event for influenceing the second class user property, second property value is calculated.
Further, the property value of the first kind user property of all users is regularly calculated, as first property value, bag
Include：
Obtain current time；
When current time is identical with timing, the first property value of all users is calculated.
Further, in addition to：
When carrying out decision in the face of risk to a user, the first attribute of the user is obtained from the first property value of preservation
It is worth, and the second property value of the user is obtained from the second property value of preservation；
According to the first property value and second property value, decision in the face of risk is carried out to the user.
Second aspect, the embodiment of the present invention additionally provides a kind of user property computing device for decision in the face of risk, described
Device includes：
Administrator module, for receiving the first kind user property and the second class user property of Administrator；
Timing computing module, for for the first kind user property, regularly calculating the first kind user of all users
The property value of attribute, as first property value, and preserve；
Real-time computing module, for for the second class user property, when the thing for influenceing the second class user property
When part occurs, the property value of the second class user property is calculated, as the second property value, and is preserved.
Further, the computing module in real time includes：
Monitoring unit, the event of the second class user property is influenceed for monitoring；
Real-time computing unit, for according to the event for influenceing the second class user property, calculating second property value.
Further, the timing computing module includes：
Current time acquiring unit, for obtaining current time；
Timing calculation unit, for when current time is identical with timing, calculating the first property value of all users.
Further, in addition to：
Property value acquisition module, for when carrying out decision in the face of risk to a user, being obtained from the first property value of preservation
The first property value of the user is taken, and the second property value of the user is obtained from the second property value of preservation；
Decision in the face of risk module, for according to the first property value and second property value, risk to be carried out to the user
Decision-making.
The technical scheme of the embodiment of the present invention, by the first kind user property and the second class user that receive Administrator
Attribute, and first kind user property is directed to, the corresponding property value of all users is regularly calculated, and preserve, used for the second class
Family attribute, when the event for influenceing the second class user property occurs, property value corresponding to calculating, and preserve, so as to carry out
Use is directly inquired about during decision in the face of risk, restarts calculating when avoiding use, so as to which identical data only calculate once, is not present
Compute repeatedly, save computing resource, and improve alert response speed.
Brief description of the drawings
Fig. 1 is a kind of flow chart for user property computational methods for decision in the face of risk that the embodiment of the present invention one provides；
Fig. 2 is a kind of flow chart for user property computational methods for decision in the face of risk that the embodiment of the present invention two provides；
Fig. 3 is a kind of structural representation for user property computing device for decision in the face of risk that the embodiment of the present invention three provides
Figure.
Embodiment
The present invention is described in further detail with reference to the accompanying drawings and examples.It is understood that this place is retouched
The specific embodiment stated is used only for explaining the present invention, rather than limitation of the invention.It also should be noted that in order to just
Part related to the present invention rather than full content are illustrate only in description, accompanying drawing.
Embodiment one
Fig. 1 is a kind of flow chart for user property computational methods for decision in the face of risk that the embodiment of the present invention one provides,
The present embodiment is applicable to situation about being calculated in advance user property in decision in the face of risk, and this method can be by determining for risk
The user property computing device of plan performs, and the device can be realized by software and/or hardware, be typically configurable on server
In, this method specifically comprises the following steps：
Step 110, the first kind user property and the second class user property of Administrator are received.
Wherein, keeper can be the formulation personnel either attendant in decision in the face of risk to decision rule.The use
Family attribute is the field for identifying user characteristics, if user is when net duration, cell-phone number, user browse one section of trade name or user
Quantity on order under interior etc..
The entrance classified for keeper to user property is provided, by the entrance, keeper can be in advance to risk
The user property for needing to use in decision-making is classified, and can such as be classified according to the requirement to data precision, by logarithm
Require that relatively low user property is classified as first kind user property according to precision, will require that data precision higher user belongs to
Property is classified as the second class user property；It can also classify according to the requirement to real-time property, real-time property will be wanted
Ask relatively low user property to be classified as first kind user property, will require real-time property that higher user property is classified as
Two class user properties；The slow user property of calculating speed can also be classified as first kind user property, by calculating speed
It is classified as the second class user property than faster user property；It is, of course, also possible to there are other sorting techniques.
Step 120, for the first kind user property, the attribute of the first kind user property of all users is regularly calculated
Value, as first property value, and is preserved.
The timing that timing calculates can be pre-set, when reaching timing, triggers user property off-line calculation
Task, the property value of the first kind user property of all users is calculated, as first property value, and according to user and corresponding
A kind of user property is preserved, so that inquiry uses during follow-up progress decision in the face of risk.Wherein, each user property (wraps
Include first kind user property and the second class user property) corresponding calculative strategy is all defined, counted according to the calculative strategy
Calculate and can obtain corresponding property value.It can be saved in database, i.e., be preserved according to user name when preserving first property value
First kind user property and corresponding first property value.
When calculating the first property value of all users, the first property value of each user is calculated according to preset order, can
To calculate the first property value of each user respectively according to the initial of the user name of user order, until having calculated all users
First property value；It can also be calculated according to the hierarchal order of user, certainly, in same levels, it is also necessary to which setting is specific
Computation sequence, such as according to user name initial order；It will be understood by those skilled in the art that other meters can also be set
Calculation order.
, can be in daily timing when the slow user property of calculating speed is classified as into first kind user property
Between calculated when reaching, and preserve, and need to carry out directly inquire about use during decision in the face of risk, without recalculating again,
So as to solve the computational problem of the property value of the slow user property of calculating speed in the prior art, alert response is improved
Speed, so as to lift decision-making performance.
Wherein, the property value of the first kind user property of all users, as first property value, optional bag are regularly calculated
Include：
Obtain current time；
When current time is identical with timing, the first property value of all users is calculated.
The current time of real-time acquisition system, and compared with timing, it is identical with timing in current time
When, calculate the first property value of all users.Timing can be set as needed, can be that one in one day is solid
Fix time, i.e., startup in one day once calculates, such as morning 8:00、9:00 etc.；Two set times in one day are may be arranged as,
Startup in i.e. one day calculates twice, and such as 8:00 and 14:00, start within specific one day calculating several times and specific timing can root
Determined according to needs are specific.
It should be noted that the property value of first kind user property is calculated once when reaching timing, if
Next time before timing, the first property value changes, and the change of this part will not include calculating again, only next time
Timing restarts calculating when reaching, and therefore, the first property value has certain error, suitable for being wanted to data precision
Ask the calculating than relatively low user property.
Step 130, for the second class user property, when the event for influenceing the second class user property occurs,
The property value of the second class user property is calculated, as the second property value, and is preserved.
For the second class user property, setting in advance influences the event and the second class user property of the second class user property
Corresponding relation.When the event for influenceing the second class user property occurs, the user belonging to the event is determined, and determine the event pair
The the second class user property answered, the property value of the second class user property is calculated, as the second property value, and is saved in the user
Corresponding specific second class user property under, for it is follow-up carry out decision in the face of risk when inquiry use.Second class user property
It can also be saved in database.For the ease of being inquired about during follow-up decision in the face of risk, preservation the can be distinguished in database
A kind of property value and the second generic attribute value.
Wherein, when the event for influenceing the second class user property occurs, the category of the second class user property is calculated
Property value, as the second property value, including：
Monitoring influences the event of the second class user property；
According to the event for influenceing the second class user property, second property value is calculated.
Monitoring in real time influences the event of the second class user property, is listening to the event of the second class user property of influence
When, according to the event and the second class user property influenceed, and according to the calculative strategy of the second class user property, calculate the
Two property values.
The technical scheme of the present embodiment, belonged to by the first kind user property and the second class user that receive Administrator
Property, and first kind user property is directed to, the corresponding property value of all users is regularly calculated, and preserve, for the second class user
Attribute, when the event for influenceing the second class user property occurs, property value corresponding to calculating, and preserve, so as to enter sector-style
Use is directly inquired about during dangerous decision-making, restarts calculating when avoiding use, so as to which identical data only calculate once, in the absence of weight
It is multiple to calculate, computing resource is saved, and improve alert response speed.
Embodiment two
Fig. 2 is a kind of flow chart for user property computational methods for decision in the face of risk that the embodiment of the present invention two provides,
The present embodiment is further increased according to the first property value of preservation and the progress of the second property value on the basis of above-described embodiment
The content of decision in the face of risk, this method specifically comprise the following steps：
Step 210, the first kind user property and the second class user property of Administrator are received.
Step 220, for the first kind user property, the attribute of the first kind user property of all users is regularly calculated
Value, as first property value, and is preserved.
Step 230, for the second class user property, when the event for influenceing the second class user property occurs,
The property value of the second class user property is calculated, as the second property value, and is preserved.
Step 240, when carrying out decision in the face of risk to user, the of the user is obtained from the first property value of preservation
One property value, and obtain from the second property value of preservation the second property value of the user.
(order or charge filling under such as user, then triggering is to the use when triggering carries out decision in the face of risk to user
Family carries out decision in the face of risk), the first kind user of the user is inquired about from the first property value of preservation according to the user name of the user
Attribute and corresponding first property value, and inquire about from the second property value of preservation the second class user property and correspondingly of the user
The second property value.
Step 250, according to the first property value and second property value, decision in the face of risk is carried out to the user.
By in the first property value and second property value input decision engine, decision engine is according to predetermined decision-making
Rule is scored, so as to realize the decision in the face of risk to user.
The technical scheme of the present embodiment, by when carrying out decision in the face of risk to a user, directly belonging to from the first of preservation
The first property value of the user is obtained in property value, and the second property value of the user, root are obtained from the second property value of preservation
According to first property value and the second property value, decision in the face of risk is carried out to the user, it is not necessary to calculated again when carrying out decision in the face of risk correspondingly
User property property value, improve alert response speed.
Embodiment three
Fig. 3 is a kind of structural representation for user property computing device for decision in the face of risk that the embodiment of the present invention three provides
Figure, the device typically can configure in the server, as shown in figure 3, the user property for decision in the face of risk described in the present embodiment
Computing device includes：Administrator module 310, timing computing module 320 and real-time computing module 330.
Wherein, Administrator module 310, for receiving first kind user property and the second class user of Administrator
Attribute；
Timing computing module 320, for for the first kind user property, the first kind for regularly calculating all users to be used
The property value of family attribute, as first property value, and preserve；
Real-time computing module 330, for for the second class user property, when influenceing the second class user property
When event occurs, the property value of the second class user property is calculated, as the second property value, and is preserved.
Optionally, the computing module in real time includes：
Monitoring unit, the event of the second class user property is influenceed for monitoring；
Real-time computing unit, for according to the event for influenceing the second class user property, calculating second property value.
Optionally, the timing computing module includes：
Current time acquiring unit, for obtaining current time；
Timing calculation unit, for when current time is identical with timing, calculating the first property value of all users.
Optionally, in addition to：
Property value acquisition module, for when carrying out decision in the face of risk to a user, being obtained from the first property value of preservation
The first property value of the user is taken, and the second property value of the user is obtained from the second property value of preservation；
Decision in the face of risk module, for according to the first property value and second property value, risk to be carried out to the user
Decision-making.
What the above-mentioned user property computing device for decision in the face of risk can perform that any embodiment of the present invention provided is used for
The user property computational methods of decision in the face of risk, possess the corresponding functional module of execution method and beneficial effect.Not in the present embodiment
In detailed description ins and outs, reference can be made to any embodiment of the present invention provide the user property calculating side for decision in the face of risk
Method.
Pay attention to, above are only presently preferred embodiments of the present invention and institute's application technology principle.It will be appreciated by those skilled in the art that
The invention is not restricted to specific embodiment described here, can carry out for a person skilled in the art various obvious changes,
Readjust and substitute without departing from protection scope of the present invention.Therefore, although being carried out by above example to the present invention
It is described in further detail, but the present invention is not limited only to above example, without departing from the inventive concept, also
Other more equivalent embodiments can be included, and the scope of the present invention is determined by scope of the appended claims.
Claims (8)
1. a kind of user property computational methods for decision in the face of risk, it is characterised in that methods described includes：
Receive the first kind user property and the second class user property of Administrator；
For the first kind user property, the property value of the first kind user property of all users is regularly calculated, as first
Property value, and preserve；
For the second class user property, when the event for influenceing the second class user property occurs, described second is calculated
The property value of class user property, as the second property value, and preserve.
2. according to the method for claim 1, it is characterised in that when the event for influenceing the second class user property occurs
When, the property value of calculating the second class user property, as the second property value, including：
Monitoring influences the event of the second class user property；
According to the event for influenceing the second class user property, second property value is calculated.
3. according to the method for claim 1, it is characterised in that regularly calculate the category of the first kind user property of all users
Property value, as first property value, including：
Obtain current time；
When current time is identical with timing, the first property value of all users is calculated.
4. according to the method for claim 1, it is characterised in that also include：
When carrying out decision in the face of risk to a user, the first property value of the user is obtained from the first property value of preservation, and
The second property value of the user is obtained from the second property value of preservation；
According to the first property value and second property value, decision in the face of risk is carried out to the user.
5. a kind of user property computing device for decision in the face of risk, it is characterised in that described device includes：
Administrator module, for receiving the first kind user property and the second class user property of Administrator；
Timing computing module, for for the first kind user property, regularly calculating the first kind user property of all users
Property value, as first property value, and preserve；
Real-time computing module, for for the second class user property, when the event hair for influenceing the second class user property
When raw, the property value of the second class user property is calculated, as the second property value, and is preserved.
6. device according to claim 5, it is characterised in that the computing module in real time includes：
Monitoring unit, the event of the second class user property is influenceed for monitoring；
Real-time computing unit, for according to the event for influenceing the second class user property, calculating second property value.
7. device according to claim 5, it is characterised in that the timing computing module includes：
Current time acquiring unit, for obtaining current time；
Timing calculation unit, for when current time is identical with timing, calculating the first property value of all users.
8. device according to claim 5, it is characterised in that also include：
Property value acquisition module, for when carrying out decision in the face of risk to a user, being obtained from the first property value of preservation should
The first property value of user, and obtain from the second property value of preservation the second property value of the user；
Decision in the face of risk module, for according to the first property value and second property value, decision in the face of risk to be carried out to the user.
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| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201710556564.7A CN107358354A (en) | 2017-07-10 | 2017-07-10 | User property computational methods and device for decision in the face of risk |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201710556564.7A CN107358354A (en) | 2017-07-10 | 2017-07-10 | User property computational methods and device for decision in the face of risk |
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| CN107358354A true CN107358354A (en) | 2017-11-17 |
Family
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| CN201710556564.7A Pending CN107358354A (en) | 2017-07-10 | 2017-07-10 | User property computational methods and device for decision in the face of risk |
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Cited By (1)
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