CN107274181A - Light method of payment, equipment and system based on wearable device - Google Patents
Light method of payment, equipment and system based on wearable device Download PDFInfo
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- CN107274181A CN107274181A CN201610210721.4A CN201610210721A CN107274181A CN 107274181 A CN107274181 A CN 107274181A CN 201610210721 A CN201610210721 A CN 201610210721A CN 107274181 A CN107274181 A CN 107274181A
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- China
- Prior art keywords
- wearable device
- light
- paying server
- optical signal
- biometric identity
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/321—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wearable devices
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4014—Identity check for transactions
- G06Q20/40145—Biometric identity checks
Abstract
The embodiment of the present invention provides a kind of light method of payment based on wearable device, and this method includes：Wearable device is received after the optical signal of light paying server transmission, reads the biometric identity feature of user's input；Payment light cluster corresponding with the biometric identity feature is sent to the smooth paying server by the wearable device according to biometric identity feature and infrared light cluster mapping table, triggering light-beam transmitter.The embodiment of the present invention also provides a kind of equipment and system based on wearable device simultaneously.
Description
Technical field
The present invention relates to technical field of photo communication, more particularly to a kind of light method of payment based on wearable device,
Equipment and system.
Background technology
With the continuous change of mobile industrial equipment, intelligent terminal is widely applied to rapidly every field, no
The disconnected influence deepened to human lives, facilitates the processing of working service, for example, being carried out using mobile phone
Shopping is paid more and more applied in the life of people.
Existing mobile-phone payment mode includes the Quick Response Code means of payment and near-field communication (Near Field
Communication, NFC) means of payment.Wherein, the main implementation method that Quick Response Code is paid is, in connection
Under conditions of net, image in 2 D code is scanned, the information that analysis of two-dimensional code image is included is so as to complete to pay；NFC
Pay and the mode of (Host-based Card Emulation, HCE) is mainly intended by the snap gauge of Intrusion Detection based on host
Realize beyond the clouds.
However, due to the Quick Response Code means of payment need user take out mobile phone, open application, etc. it is to be loaded, sweep
Retouch information to be paid again, complex steps when using are not convenient, and image in 2 D code is easily replicated, and is lacked
Uniqueness, and dependent on network, if user is by public hot spot access network, there is safety of payment hidden danger；
And the corresponding software of the NFC means of payment can not yet be popularized, the payment transaction based on HCE is also because it realizes machine
The relation of system, the safety problem from data safety, code security to transmission safety is also very important.
The content of the invention
In view of this, the embodiment of the present invention is expected to provide a kind of light method of payment based on wearable device, set
Standby and system, payment shopping is more safely and conveniently carried out to realize.
What the technical scheme of the embodiment of the present invention was realized in：
A kind of light method of payment based on wearable device, methods described includes：
Wearable device is received after the optical signal of light paying server transmission, reads the biological body of user's input
Part feature；
The wearable device is according to biometric identity feature and infrared light cluster mapping table, and triggering light-beam transmitter will
Payment light cluster corresponding with the biometric identity feature is sent to the smooth paying server.
Method as described above, wherein, the wearable device receives the optical signal that the smooth server is sent,
Including：
The wearable device receives the optical signal that light paying server is sent by optical inductor, and will be described
Optical signal is converted into billing data and shown.
Method as described above, wherein, after the biometric identity feature for reading user's input, the side
Method also includes：
The wearable device carries out validation verification to the biometric identity feature；
Accordingly, the wearable device triggers light beam according to biometric identity feature and infrared light cluster mapping table
Payment light cluster corresponding with the biometric identity feature is sent to the smooth paying server by transmitter, including：
The wearable device the biometric identity feature validation verification by rear, according to biometric identity
Feature and infrared light cluster mapping table, triggering light-beam transmitter will payment light corresponding with the biometric identity feature
Cluster is sent to the smooth paying server.
Method as described above, wherein, the wearable device carries out validity to the biometric identity feature
Checking, including：
The wearable device recognizes the characteristic information of the biometric identity feature, and analyzing the characteristic information is
It is no recognizable；
If the characteristic information not can recognize that, the validation verification failure of the biometric identity feature；
If the characteristic information can recognize that the validation verification of the biometric identity feature passes through.
Method as described above, wherein, the biometric identity feature is described wear with infrared light cluster mapping table
Equipment is worn to the validation verification of the biometric identity feature by rear, according to the spy of the biometric identity feature
The beam code information formation of reference breath generation；Wherein, the beam code information includes the number of light beam
The wavelength/frequency of amount and light beam.
Method as described above, wherein, the wearable device receives light paying server by optical inductor
Before the optical signal of transmission, methods described also includes：
The wearable device sends client identification to the smooth paying server；The client identification is used
In setting up session with the smooth paying server；
What the wearable device reception smooth paying server was sent sets up session identification.
Method as described above, wherein, the optical signal is converted into billing data simultaneously by the wearable device
After being shown, methods described also includes：
The wearable device sends session light cluster of closing the trade to the smooth paying server.
A kind of light method of payment based on wearable device, methods described includes：
Billing data is encoded into optical signal by light paying server, and is sent to wearable device；
The smooth paying server receives the transaction optical signal that the wearable device is sent；
The type of the smooth paying server analysis transaction optical signal, is performed corresponding according to analysis result
Operation.
Method as described above, wherein, the type of the transaction optical signal includes paying light cluster and closed the trade
Session light cluster；
The type of the smooth paying server analysis transaction optical signal, is performed corresponding according to analysis result
Operation, including：
When the type of the smooth paying server analysis transaction optical signal is pays light cluster, the light branch
The payment light cluster is converted into paying key by pay server, completes to pay；
It is session optical signal of closing the trade in the type of the smooth paying server analysis transaction optical signal
When, the smooth paying server terminates this payment transaction.
Method as described above, wherein, it is concurrent that billing data is encoded into optical signal by the smooth paying server
Give before wearable device, methods described also includes：
The smooth paying server receives the client identification that the wearable device is sent；
The smooth paying server sends to the wearable device and sets up session identification.
Method as described above, wherein, methods described also includes：
The smooth paying server scanning bill information, billing data is generated according to the bill information.
A kind of wearable device, the wearable device includes：
First receiving module, the optical signal for receiving the transmission of light paying server；
Authentication module, for after the receiving module receives the optical signal that the smooth paying server is sent,
Read the biometric identity feature of user's input；
First sending module, for according to biometric identity feature and infrared light cluster mapping table, triggering beam emissions
Payment light cluster corresponding with the biometric identity feature is sent to the smooth paying server by device.
Wearable device as described above, wherein, first receiving module specifically for：
The optical signal that light paying server is sent is received by optical inductor, and the optical signal is converted into account
Forms data is shown.
Wearable device as described above, wherein, the authentication module is additionally operable to：It is special to the biometric identity
Levy carry out validation verification；
First sending module specifically for：The biometric identity feature validation verification by rear,
According to biometric identity feature and infrared light cluster mapping table, triggering light-beam transmitter will be with the biometric identity feature
Corresponding payment light cluster is sent to the smooth paying server.
Wearable device as described above, wherein, the authentication module specifically for：
The characteristic information of the biometric identity feature is recognized, analyzes whether the characteristic information can recognize that；If institute
State characteristic information not can recognize that, then the validation verification failure of the biometric identity feature；If the feature letter
Breath is recognizable, then the validation verification of the biometric identity feature passes through.
Wearable device as described above, wherein, the biometric identity feature and infrared light cluster mapping table are institutes
Wearable device is stated to the validation verification of the biometric identity feature by rear, it is special according to the biometric identity
The beam code information formation for the characteristic information generation levied；Wherein, the beam code information includes light
The quantity of beam and the wavelength/frequency of light beam.
Wearable device as described above, wherein, first sending module is additionally operable to：
Client identification is sent to the smooth paying server；The client identification is used to pay with the light
Server sets up session；
First receiving module is additionally operable to receive that the smooth paying server sends sets up session identification.
Wearable device as described above, wherein, first sending module is also used：Pay and take to the light
Business device sends session light cluster of closing the trade.
A kind of light paying server based on wearable device, the smooth paying server includes：
Second sending module, for billing data to be encoded into optical signal, and is sent to wearable device；
Second receiving module, for receiving the transaction optical signal that the wearable device is sent；
Analysis module, the type for analyzing the transaction optical signal that the signal receiving module is received,
Corresponding operation is performed according to analysis result.
Light paying server as described above, wherein, the type of the transaction optical signal include paying light cluster and
Close the trade session light cluster；
The analysis module specifically for：
When analyzing the type of the transaction optical signal to pay light cluster, the payment light cluster is converted into paying
Key, completes to pay；
When the type of the analysis transaction optical signal is to close the trade session optical signal, terminates this and pay friendship
Easily.
Light paying server as described above, wherein, second receiving module is additionally operable to：Can described in receiving
The client identification that wearable device is sent；
Second sending module, which is additionally operable to send to the wearable device, sets up session identification.
Light paying server as described above, wherein, the smooth paying server also includes：
Scan module, for scanning bill information, billing data is generated according to the bill information.
A kind of light payment system based on wearable device, the system includes：
Wearable device as described above, and light paying server as described above.
Light method of payment, equipment and system provided in an embodiment of the present invention based on wearable device, it is wearable
Equipment is received after the optical signal of light paying server transmission, reads the biometric identity feature of user's input；Institute
Wearable device is stated according to biometric identity feature and infrared light cluster mapping table, triggering light-beam transmitter will with it is described
The corresponding light cluster that pays of biometric identity feature is sent to the smooth paying server, to complete to pay.In this way,
Using wearable device as light payment client terminal, by the biometric identity feature inserted in advance, and by biometric identity
Feature and payment light cluster formation mapping table, phase is converted into when paying by corresponding biometric identity characteristic information
The optical signal answered, and received in light payment services end, the Photoinduction device of such as POS and analyze optical signal
Afterwards, generation pays key, by payment authentication and authoring system, payment transaction is realized, so as to improve branch
The security paid.
Brief description of the drawings
Fig. 1 is the flow chart for the light method of payment based on wearable device that the embodiment of the present invention one is provided；
Fig. 2 adjusts for the pulsewidth used in the light method of payment provided in an embodiment of the present invention based on wearable device
The schematic diagram of coded system processed；
Fig. 3 is the flow chart for the light method of payment based on wearable device that the embodiment of the present invention two is provided；
Fig. 4 is the structural representation of wearable device provided in an embodiment of the present invention；
Fig. 5 is the structural representation of the light paying server provided in an embodiment of the present invention based on wearable device
Figure；
Fig. 6 is the structural representation of the light payment system provided in an embodiment of the present invention based on wearable device.
Embodiment
Possess many multi-functional Smartphone devices now and dimensionally occur huge change.Become at this
Under gesture, the concept of wearable device is just quietly risen.Wearable device, also referred to as wearable computing devices,
Refer to be through on the person or be integrated into clothes, the intelligent movable equipment of accessory, be a kind of new technique direction.
Wearable device corresponding electronic products have progressed into our life, and by novel, practical function,
It is converted into a kind of fashion.
The main feature of wearable device is that based on artificial carrier, namely people is at any time with and such as intelligence
Wrist-watch/bracelet is ined succession everyone physical trait, with good false proof feature；But current wearable device
Application it is also main in terms of body-care, motion tracking, according to upper region feature, if it is possible to can
Wearable device is used to pay, then shopping, which is paid, will have a kind of new form, and more safely, conveniently.
The embodiment of the present invention is based on this proposition.
In the various embodiments of the invention, a kind of brand-new utilization optic communication based on wearable device is employed
The means of payment, using wearable device as light payment client terminal, by the biometric identity feature inserted in advance,
And by biometric identity feature and light cluster formation mapping table is paid, believed when paying by corresponding biometric identity feature
Breath is converted into optical signal of merchandising accordingly, and receives and analyze in the Photoinduction device at light payment services end
After optical signal, generation pays key, by payment authentication and authoring system, realizes payment transaction.
Fig. 1 is the flow chart for the light method of payment based on wearable device that the embodiment of the present invention one is provided, such as
Shown in Fig. 1, the method that the present embodiment is provided can specifically be performed by wearable device, specifically, this implementation
The method that example is provided can include：
Step 101, wearable device are received after the optical signal of light paying server transmission, read user defeated
The biometric identity feature entered.
When the wearable device receives the optical signal that the smooth server is sent, it is specially：It is described wearable
Equipment receives the optical signal that light paying server is sent by optical inductor, and the optical signal is converted into account
Forms data is shown.
In practical application, the optical signal is converted into bill number by the wearable device according to encoding and decoding agreement
According to, and shown on the screen of wearable device, in order to which user checks billing data.
Optionally, after user is seeing billing data, it can select to complete to pay or cancel to pay, such as
Fruit user selection, which is cancelled, to be paid, then triggers the wearable device and sent to the smooth paying server and terminate to hand over
Easy session light cluster, in order to which the smooth paying server cancels this transaction.
If user is after billing data is seen, selection completes to pay, then the wearable device reads user
The biometric identity feature of input, and verify whether the biometric identity feature of user's input can recognize that, i.e. enter
Row validation verification.
The wearable device is after the biometric identity feature of user's input is read, in addition it is also necessary to the biology
Identity characteristic carries out validation verification, after being verified, and performs step 102.
Specifically, the wearable device recognizes the characteristic information of the biometric identity feature, the spy is analyzed
Whether reference breath can recognize that；If the characteristic information not can recognize that, the validity of the biometric identity feature
Authentication failed；If the characteristic information can recognize that the validation verification of the biometric identity feature passes through.
In actual use, the wearable device needs to be pre-filled with the biometric identity feature of user, this reality
Apply in example, this common biometric identity feature of Select input fingerprint, in some other feasible embodiments
In, other biological identity characteristic, such as iris, face can also be selected, the present embodiment is not done specifically to this
Limit.
Fingerprint has unchangeable property and unique row, and fingerprint identification technology is ripe now, fingerprint recognition
Device can be used as wearable device One function point；Direction of fingerprint, curvature, position are gone out according to fingerprint extraction
Deng characteristic information, and analyze its whether be it is recognizable, i.e., can according to correlated characteristic acquisition of information to effectively
Sample fingerprint.
If recognizable effective fingerprint characteristic, then dress is modulated as the infrared beam built in wearable device
Put, generate beam code information, include the quantity and the wavelength/frequency of light beam of light beam, form biometric identity special
Seek peace infrared light cluster mapping table, trigger the transmitting of corresponding infrared light cluster according to biometric identity feature when paying,
Wherein, the key of biometric identity feature and infrared light cluster mapping table is to refer in biological identity characteristic, the present embodiment
Line, the corresponding value of the key is beam information, and set light beam sum is payment light cluster.
If fingerprint characteristic not can recognize that, it is impossible to as preset sample fingerprint, then in wearable device display screen
The upper invalid biometric identity feature of prompting, finger print information can be re-typed thereafter again.
It should be noted that the above-mentioned infrared beam modulating device as built in wearable device, generation light beam is compiled
Code information, including the quantity of light beam and the process of wavelength/frequency of light beam be specially：
Finger print information is read, by existing algorithm as being based on texture pattern matching algorithm, take the fingerprint feature, should
The data of feature be with figure half-tone information store, its value be 0 to 255 between.Then data message is turned
Binary message is changed to, characteristic information block is converted to, the block of information is to meet the biology that the present embodiment is provided
Identity characteristic and light beam shadowing agreement (as shown in Table 1) generation；The agreement is divided into four regions, includes sequence
Area is arranged, check field (is generated) by CRC, characteristic area and additional information area.Each group
Into infrared beam frame (the i-th block number according to being characterized data field, sequence zones values i, check field is by CRC
Code generation)；After the completion of deblocking, preserve to device data memory.If the fingerprint characteristic extracted
Total amount of data is MKbit (n>0), then had by the data block number n of protocol generation：N=M/1024.
Table one
In the present embodiment, light beam is modulated to by pulse width modulator by each data block, number of beams is n beams,
Wavelength per Shu Guang can be different, as long as selection is in infrared light wave-length coverage, infrared waves is a length of
Between 770 nanometers to 1 millimeter.These data can be converted into profit when user pays by sender unit
Sent successively with infrared light with infrared emitting light emitting diode, to form light cluster；According to light beam wavelength
Difference, the possible selection in every light beam has n, then permutation and combination forms the coding information of each smooth cluster
Mode has：Kind, it will be understood that correspondence biometric identity feature institute mapping value coding
Beam information is abundanter, then Transaction Information sets safer.
Further, before step 101, the wearable device needs first to set up with light paying server
Session, specifically, the wearable device sends client identification to the smooth paying server；The visitor
Family end is identified for setting up session with the smooth paying server；The wearable device receives the light and paid
What server was sent sets up session identification, so as to complete the foundation of session.
Step 102, the wearable device trigger light according to biometric identity feature and infrared light cluster mapping table
Payment light cluster corresponding with the biometric identity feature is sent to the smooth paying server by beam transmitter.
It should be noted that in a step 101, the wearable device is carried out to the biometric identity feature
Validation verification, in validation verification by rear, the wearable device further according to biometric identity feature with it is red
Payment light cluster corresponding with the biometric identity feature is sent to by outer smooth cluster mapping table, triggering light-beam transmitter
The smooth paying server.
Wherein, the biometric identity feature and infrared light cluster mapping table are the wearable devices to the biology
The validation verification of identity characteristic passes through light beam that is rear, being generated according to the characteristic information of the biometric identity feature
Coding information formation；Wherein, the beam code information include light beam quantity and light beam wavelength/
Frequency.
Specific biometric identity feature and the implementation of infrared light cluster mapping table are：Read data storage area life
Thing characteristic information block, i.e., by biological characteristic and the data message of light beam protocol code, as shown in the above description this
The data block of sample has n；Pulse width modulator device is accessed, pulsewidth is carried out to characteristic information protocol block data
Modulation, forms the pulse train of a certain wavelength/frequency, and a kind of mode of its pulsewidth modulation coding is provided here,
As shown in Fig. 2 each coding stores information, light beam carries the complete of characteristic information protocol block
Binary message.Then it is red to spatial emission by this pulse train by driving infrared emission tube
Outer impulse form outwards launches infrared light, and the binary data that characteristic information protocol block is encoded is launched；
This infrared optical information received is then converted into electrical signal information by payment services end, after filtering demodulation dress
Put and be reduced into characteristic information protocol block.
The technical scheme of the present embodiment, can improve the security of payment.
Fig. 3 is the flow chart for the light method of payment based on wearable device that the embodiment of the present invention two is provided.Such as
Shown in Fig. 3, the method that the present embodiment is provided can be performed by light paying server, specifically, the present embodiment
The method of offer includes：
Billing data is encoded into optical signal, and is sent to wearable device by step 201, light paying server.
Before this step is performed, the smooth paying server scanning bill information, according to the bill information
Billing data is generated, and wait sets up session with wearable device, specifically, the smooth paying server connects
Receive the client identification that the wearable device is sent；The smooth paying server is sent out to the wearable device
Send and set up session identification, so as to complete session establishment.
Wherein, it is according to the process that implements of bill information generation billing data：Billing data is encoded into
In optical signal, the present embodiment, exemplified by sending shopping account total value to be paid, the account data can be changed
For LED high frequency flicker signal, 0 and 1, the change of this light and shade are expressed as using LED light and shade
Change to be perceived by the special built-in receiver of wearable device and receive, because frequency is too high, we are detectable.
Here, data can be had to the binary representation for being converted into 0 and 1.And in wearable device reception device,
0 and 1 signal is reversed and is changed to corresponding data；The client and service end of light payment system need altogether
With encoding and decoding agreement is observed, the conversion of intercharacter is will be recognized that with us for binary system, simply, can be adopted
With the subset of well known ACSII coding schedules, or GBK coding schedules, the present embodiment is not done to this to be had
Body is limited.
Step 202, the smooth paying server receive the transaction optical signal that the wearable device is sent.
The type of step 203, the smooth paying server analysis transaction optical signal, according to analysis result
Perform corresponding operation.
Specifically, the type of the transaction optical signal includes paying light cluster and session light cluster of closing the trade；It is optional
, when the type of the smooth paying server analysis transaction optical signal is pays light cluster, the light branch
The payment light cluster is converted into paying key by pay server, completes to pay；In the smooth paying server point
The type of the analysis transaction optical signal is that the smooth paying server terminates this when closing the trade session optical signal
Secondary payment transaction.
For paying light cluster, infrared light pulse signal is converted into electric signal by the optical inductor of light paying server,
Binary electrical signal is reduced into after being demodulated processing again, then two is entered this by light paying server operating system
Signal processed is converted to data and preserved to memory block, the data of as one characteristic information protocol block, is receiving
After data, verify whether reception data complete by the sequence number sorting data of agreement, and using check code,
If complete, the data of the expression biological characteristic of each protocol information block are extracted, are herein fingerprint characteristic
This data is converted into payment key by data；For session optical signal of closing the trade, then it is set to send and compiles
Code is empty features protocol block of information, i.e., data field is without content.
The smooth paying server will pay light cluster and be converted into paying after key, and access payment authentication and transaction are awarded
Power system, the system confirms mandate and effectively identity characteristic and paid, so as to complete to pay, prints phase
Close bill.
The technical scheme of the present embodiment, can improve the security of payment.
Fig. 4 is the structural representation of wearable device provided in an embodiment of the present invention.As shown in figure 4, this reality
Applying the wearable device 10 of example offer includes：First receiving module 11, authentication module 12 and first are sent
Module 13.
Wherein, the first receiving module 11, the optical signal for receiving the transmission of light paying server；
Authentication module 12, for receiving the optical signal that the smooth paying server is sent in the receiving module
Afterwards, the biometric identity feature of user's input is read；
First sending module 13, for according to biometric identity feature and infrared light cluster mapping table, triggering light beam hair
Payment light cluster corresponding with the biometric identity feature is sent to the smooth paying server by emitter.
First receiving module 11 specifically for：The light that light paying server is sent is received by optical inductor
Signal, and the optical signal is converted into billing data shown.
The authentication module 12 is additionally operable to：Validation verification is carried out to the biometric identity feature；Described first
Sending module 13 specifically for：The biometric identity feature validation verification by rear, according to biological body
Part feature and infrared light cluster mapping table, triggering light-beam transmitter corresponding with the biometric identity feature will be paid
Light cluster is sent to the smooth paying server.
The authentication module 12 specifically for：The characteristic information of the biometric identity feature is recognized, analysis is described
Whether characteristic information can recognize that；If the characteristic information not can recognize that, the biometric identity feature it is effective
Property authentication failed；If the characteristic information can recognize that the validation verification of the biometric identity feature passes through.
Wherein, the biometric identity feature and infrared light cluster mapping table are the wearable devices to the biology
The validation verification of identity characteristic passes through light beam that is rear, being generated according to the characteristic information of the biometric identity feature
Coding information formation；Wherein, the beam code information include light beam quantity and light beam wavelength/
Frequency.
Optionally, first sending module 13 is additionally operable to：Client mark is sent to the smooth paying server
Know；The client identification is used to set up session with the smooth paying server；First receiving module 11
Be additionally operable to the reception smooth paying server transmission sets up session identification；Optionally, described first mould is sent
Block 13 is also used：Session light cluster of closing the trade is sent to the smooth paying server.
The wearable device that the present embodiment is provided, available for the technology for performing embodiment of the method shown in above-mentioned Fig. 1
Scheme, its implementing principle and technical effect are similar, and here is omitted.
In actual applications, first receiving module 11, the sending module 13 of authentication module 12 and first can
By the central processing unit (CPU) on wearable device, microprocessor (MPU), Digital Signal Processing
The device such as device (DSP) or field programmable gate array (FPGA) is realized.
Fig. 5 is the structural representation of the light paying server provided in an embodiment of the present invention based on wearable device
Figure.As shown in figure 5, the light paying server 20 that the present embodiment is provided includes：Second sending module 21,
Second receiving module 22 and analysis module 23.
Wherein, the second sending module 21, for billing data to be encoded into optical signal, and is sent to wearable
Equipment；
Second receiving module 22, for receiving the transaction optical signal that the wearable device is sent；
Analysis module 23, the class for analyzing the transaction optical signal that the signal receiving module is received
Type, corresponding operation is performed according to analysis result.
The type of the transaction optical signal includes paying light cluster and session light cluster of closing the trade；The analysis module
23 specifically for：When analyzing the type of the transaction optical signal to pay light cluster, the payment light cluster is turned
Change payment key into, complete to pay；Believe in the type for analyzing the transaction optical signal for session light of closing the trade
Number when, terminate this payment transaction.
Second receiving module 22 is additionally operable to：Receive the client identification that the wearable device is sent；Institute
The second sending module 21 is stated to be additionally operable to set up session identification to wearable device transmission.
Further, the smooth paying server 20 also includes：Scan module, for scanning bill information,
Billing data is generated according to the bill information.
The light paying server based on wearable device that the present embodiment is provided, available for performing above-mentioned Fig. 3 institutes
Show the technical scheme of embodiment of the method, its implementing principle and technical effect is similar, and here is omitted.
In actual applications, second sending module 21, the second receiving module 22 and analysis module 23 can be by
Central processing unit (CPU), microprocessor (MPU) on light paying server, Digital Signal Processing
The device such as device (DSP) or field programmable gate array (FPGA) is realized.
Fig. 6 is the structural representation of the light payment system provided in an embodiment of the present invention based on wearable device.
As shown in fig. 6, the light payment system based on wearable device that the present embodiment is provided includes：
Wearable device 10 as described in above-mentioned Fig. 4 and the light paying server 20 as described in above-mentioned Fig. 5.
The light payment system based on wearable device that the present embodiment is provided, available for execution above-described embodiment
Technical scheme, its implementing principle and technical effect are similar, and here is omitted.
It should be understood by those skilled in the art that, embodiments of the invention can be provided as method, system or meter
Calculation machine program product.Therefore, the present invention can using hardware embodiment, software implementation or combine software and
The form of the embodiment of hardware aspect.Moreover, the present invention can be used wherein includes calculating one or more
The computer-usable storage medium of machine usable program code (includes but is not limited to magnetic disk storage and optical storage
Device etc.) on the form of computer program product implemented.
The present invention is with reference to method according to embodiments of the present invention, equipment (system) and computer program product
Flow chart and/or block diagram describe.It should be understood that can be by computer program instructions implementation process figure and/or side
Each flow and/or square frame in block diagram and flow and/or the knot of square frame in flow chart and/or block diagram
Close.Can provide these computer program instructions to all-purpose computer, special-purpose computer, Embedded Processor or
The processor of other programmable data processing devices is to produce a machine so that by computer or other can
The instruction of the computing device of programming data processing equipment is produced for realizing in one flow or multiple of flow chart
The device for the function of being specified in one square frame of flow and/or block diagram or multiple square frames.
These computer program instructions, which may be alternatively stored in, can guide computer or other programmable data processing devices
In the computer-readable memory worked in a specific way so that be stored in the computer-readable memory
Instruction, which is produced, includes the manufacture of command device, and the command device is realized in one flow of flow chart or multiple streams
The function of being specified in one square frame of journey and/or block diagram or multiple square frames.
These computer program instructions can be also loaded into computer or other programmable data processing devices, made
Obtain and perform series of operation steps on computer or other programmable devices to produce computer implemented place
Reason, so that the instruction performed on computer or other programmable devices is provided for realizing in flow chart one
The step of function of being specified in flow or multiple flows and/or one square frame of block diagram or multiple square frames.
The foregoing is only a preferred embodiment of the present invention, is not intended to limit the protection model of the present invention
Enclose.
Claims (23)
1. a kind of light method of payment based on wearable device, it is characterised in that methods described includes：
Wearable device is received after the optical signal of light paying server transmission, reads the biological body of user's input
Part feature；
The wearable device is according to biometric identity feature and infrared light cluster mapping table, and triggering light-beam transmitter will
Payment light cluster corresponding with the biometric identity feature is sent to the smooth paying server.
2. according to the method described in claim 1, it is characterised in that the wearable device receives the light
The optical signal that server is sent, including：
The wearable device receives the optical signal that light paying server is sent by optical inductor, and will be described
Optical signal is converted into billing data and shown.
3. method according to claim 2, it is characterised in that the biological body of the reading user input
After part feature, methods described also includes：
The wearable device carries out validation verification to the biometric identity feature；
Accordingly, the wearable device triggers light beam according to biometric identity feature and infrared light cluster mapping table
Payment light cluster corresponding with the biometric identity feature is sent to the smooth paying server by transmitter, including：
The wearable device the biometric identity feature validation verification by rear, according to biometric identity
Feature and infrared light cluster mapping table, triggering light-beam transmitter will payment light corresponding with the biometric identity feature
Cluster is sent to the smooth paying server.
4. method according to claim 3, it is characterised in that the wearable device is to the biology
Identity characteristic carries out validation verification, including：
The wearable device recognizes the characteristic information of the biometric identity feature, and analyzing the characteristic information is
It is no recognizable；
If the characteristic information not can recognize that, the validation verification failure of the biometric identity feature；
If the characteristic information can recognize that the validation verification of the biometric identity feature passes through.
5. method according to claim 4, it is characterised in that the biometric identity feature and infrared light
Cluster mapping table be the wearable device to the validation verification of the biometric identity feature by rear, according to institute
State the beam code information formation of the characteristic information generation of biometric identity feature；Wherein, the beam code
Information includes the quantity of light beam and the wavelength/frequency of light beam.
6. according to the method described in claim 1, it is characterised in that the wearable device passes through photoinduction
Device is received before the optical signal that light paying server is sent, and methods described also includes：
The wearable device sends client identification to the smooth paying server；The client identification is used
In setting up session with the smooth paying server；
What the wearable device reception smooth paying server was sent sets up session identification.
7. method according to claim 6, it is characterised in that the wearable device believes the light
After number being converted into billing data and shown, methods described also includes：
The wearable device sends session light cluster of closing the trade to the smooth paying server.
8. a kind of light method of payment based on wearable device, it is characterised in that methods described includes：
Billing data is encoded into optical signal by light paying server, and is sent to wearable device；
The smooth paying server receives the transaction optical signal that the wearable device is sent；
The type of the smooth paying server analysis transaction optical signal, is performed corresponding according to analysis result
Operation.
9. method according to claim 8, it is characterised in that the type of the transaction optical signal includes
Pay light cluster and session light cluster of closing the trade；
The type of the smooth paying server analysis transaction optical signal, is performed corresponding according to analysis result
Operation, including：
When the type of the smooth paying server analysis transaction optical signal is pays light cluster, the light branch
The payment light cluster is converted into paying key by pay server, completes to pay；
It is session optical signal of closing the trade in the type of the smooth paying server analysis transaction optical signal
When, the smooth paying server terminates this payment transaction.
10. method according to claim 8, it is characterised in that the smooth paying server is by bill
Data encoding is into optical signal and is sent to before wearable device, and methods described also includes：
The smooth paying server receives the client identification that the wearable device is sent；
The smooth paying server sends to the wearable device and sets up session identification.
11. the method according to claim any one of 8-10, it is characterised in that methods described also includes：
The smooth paying server scanning bill information, billing data is generated according to the bill information.
12. a kind of wearable device, it is characterised in that the wearable device includes：
First receiving module, the optical signal for receiving the transmission of light paying server；
Authentication module, for after the receiving module receives the optical signal that the smooth paying server is sent,
Read the biometric identity feature of user's input；
First sending module, for according to biometric identity feature and infrared light cluster mapping table, triggering beam emissions
Payment light cluster corresponding with the biometric identity feature is sent to the smooth paying server by device.
13. wearable device according to claim 12, it is characterised in that first receiving module
Specifically for：
The optical signal that light paying server is sent is received by optical inductor, and the optical signal is converted into account
Forms data is shown.
14. wearable device according to claim 13, it is characterised in that the authentication module is also used
In：Validation verification is carried out to the biometric identity feature；
First sending module specifically for：The biometric identity feature validation verification by rear,
According to biometric identity feature and infrared light cluster mapping table, triggering light-beam transmitter will be with the biometric identity feature
Corresponding payment light cluster is sent to the smooth paying server.
15. wearable device according to claim 14, it is characterised in that the authentication module is specific
For：
The characteristic information of the biometric identity feature is recognized, analyzes whether the characteristic information can recognize that；If institute
State characteristic information not can recognize that, then the validation verification failure of the biometric identity feature；If the feature letter
Breath is recognizable, then the validation verification of the biometric identity feature passes through.
16. wearable device according to claim 15, it is characterised in that the biometric identity feature
It is that the wearable device passes through to the validation verification of the biometric identity feature with infrared light cluster mapping table
Afterwards, the beam code information formation generated according to the characteristic information of the biometric identity feature；Wherein, institute
Stating beam code information includes the quantity of light beam and the wavelength/frequency of light beam.
17. wearable device according to claim 12, it is characterised in that first sending module
It is additionally operable to：
Client identification is sent to the smooth paying server；The client identification is used to pay with the light
Server sets up session；
First receiving module is additionally operable to receive that the smooth paying server sends sets up session identification.
18. wearable device according to claim 17, it is characterised in that first sending module
Also use：Session light cluster of closing the trade is sent to the smooth paying server.
19. a kind of light paying server based on wearable device, it is characterised in that the smooth payment services
Device includes：
Second sending module, for billing data to be encoded into optical signal, and is sent to wearable device；
Second receiving module, for receiving the transaction optical signal that the wearable device is sent；
Analysis module, the type for analyzing the transaction optical signal that the signal receiving module is received,
Corresponding operation is performed according to analysis result.
20. smooth paying server according to claim 19, it is characterised in that the transaction optical signal
Type include paying light cluster and close the trade session light cluster；
The analysis module specifically for：
When analyzing the type of the transaction optical signal to pay light cluster, the payment light cluster is converted into paying
Key, completes to pay；
When the type of the analysis transaction optical signal is to close the trade session optical signal, terminates this and pay friendship
Easily.
21. smooth paying server according to claim 19, it is characterised in that described second receives mould
Block is additionally operable to：Receive the client identification that the wearable device is sent；
Second sending module, which is additionally operable to send to the wearable device, sets up session identification.
22. the light paying server according to claim any one of 19-13, it is characterised in that described
Light paying server also includes：
Scan module, for scanning bill information, billing data is generated according to the bill information.
23. a kind of light payment system based on wearable device, it is characterised in that the system includes：
Wearable device as described in claim any one of 12-18, and as claim 19-22 is any
Light paying server described in.
Priority Applications (2)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201610210721.4A CN107274181B (en) | 2016-04-06 | 2016-04-06 | Optical payment method, device and system based on wearable device |
| PCT/CN2016/095555 WO2017173764A1 (en) | 2016-04-06 | 2016-08-16 | Payment method, equipment and system |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201610210721.4A CN107274181B (en) | 2016-04-06 | 2016-04-06 | Optical payment method, device and system based on wearable device |
Publications (2)
| Publication Number | Publication Date |
|---|---|
| CN107274181A true CN107274181A (en) | 2017-10-20 |
| CN107274181B CN107274181B (en) | 2022-06-03 |
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| Application Number | Title | Priority Date | Filing Date |
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| CN201610210721.4A Active CN107274181B (en) | 2016-04-06 | 2016-04-06 | Optical payment method, device and system based on wearable device |
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| Country | Link |
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| WO (1) | WO2017173764A1 (en) |
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| CN103116846A (en) * | 2012-12-27 | 2013-05-22 | 重庆濯晖科技有限公司 | Mobile payment based on visible light communications |
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| CN204044534U (en) * | 2014-08-27 | 2014-12-24 | 深圳光启创新技术有限公司 | Payable wrist-watch |
| CN104850995A (en) * | 2015-04-27 | 2015-08-19 | 小米科技有限责任公司 | Operation executing method and device |
| CN105447737A (en) * | 2014-09-19 | 2016-03-30 | 唐明中 | Electronic transaction system, electronic device and transaction method |
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- 2016-08-16 WO PCT/CN2016/095555 patent/WO2017173764A1/en active Application Filing
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|---|---|---|---|---|
| CN103116846A (en) * | 2012-12-27 | 2013-05-22 | 重庆濯晖科技有限公司 | Mobile payment based on visible light communications |
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| CN104166913A (en) * | 2014-04-30 | 2014-11-26 | 深圳光启创新技术有限公司 | Photon payment method and system |
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Also Published As
| Publication number | Publication date |
|---|---|
| CN107274181B (en) | 2022-06-03 |
| WO2017173764A1 (en) | 2017-10-12 |
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