CN107203880A - A kind of method and apparatus paid based on order - Google Patents
A kind of method and apparatus paid based on order Download PDFInfo
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- CN107203880A CN107203880A CN201710404864.3A CN201710404864A CN107203880A CN 107203880 A CN107203880 A CN 107203880A CN 201710404864 A CN201710404864 A CN 201710404864A CN 107203880 A CN107203880 A CN 107203880A
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
- G06Q20/102—Bill distribution or payments
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
- G06Q20/3821—Electronic credentials
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Abstract
The embodiment of the present invention proposes a kind of method and apparatus paid based on order, and wherein this method includes:Purchase order is generated based on the commodity selected by user;Pay invoice is generated based on the purchase order, wherein, the means of payment selected by the user, the order amount of money and the free amount of money and the effective time of the pay invoice are included in the pay invoice;If the account amount of money of the user is more than or equal to the order amount of money, and when receiving in the effective time purchasing demand that the user is confirmed, is paid according to evidence for payment corresponding with the means of payment, the order amount of money;Wherein, the order amount of money is the corresponding amount of money of entire service and the free amount of money sum in the purchase order.Safe payment by way of being paid, is realized effective time and evidence for payment corresponding with the default means of payment with this.
Description
Technical field
The present invention relates to payment technical field, more particularly to a kind of method and apparatus paid based on order.
Background technology
The means of payment of popular has the mode of mobile-phone payment and bankcard consumption.
Wherein, when selecting mobile-phone payment, a kind of specific application scenarios are, by handset-selected commodity, to place an order online,
It is sent to subsequently through express delivery or take-away;Also a kind of application scenarios are then shopping under line, specifically by scanning in oneself mobile phone
Quick Response Code or the Quick Response Code of businessman paid.As for the mode of bankcard consumption under line, then need to verify magnetic card, input
Password, signature etc. payment step.
Mobile-phone payment, when mobile phone does not have electricity or loses, will cannot generally be done shopping with mobile phone at that time;Mobile phone when especially
During loss, it can also cause any property loss, and specifically reporting the loss alarm etc. wastes time and energy;As for the mode of bankcard consumption, wherein
The bank card being related to, credit card easily occurs stealing brush, loots the events such as account.
With this, it is now desired to a kind of safe means of payment.
The content of the invention
In view of this, the present invention proposes a kind of method and apparatus paid based on order.
Specifically, the present invention proposes embodiment in detail below:
The embodiment of the present invention proposes a kind of method paid based on order, including:
Purchase order is generated based on the commodity selected by user;
Pay invoice is generated based on the purchase order, wherein, include in the pay invoice selected by the user
The means of payment, the order amount of money of the pay invoice and the free amount of money and effective time;
If the account amount of money of the user is more than or equal to the order amount of money, and receives described in the effective time
During the purchasing demand that user is confirmed, paid according to evidence for payment corresponding with the means of payment, the order amount of money;
Wherein, the order amount of money be in the purchase order the corresponding amount of money of entire service and the free amount of money it
With.
In a specific embodiment, this method also includes:
The instruction of the user is received, wherein including revocation voucher in the instruction;Wherein, the revocation voucher is used for
Cancel the pay invoice;
The revocation voucher is associated with the pay invoice.
In a specific embodiment, this method also includes:
When receiving the user and enabling cancel an order, wherein including the revocation voucher in the cancel an order;
The revocation voucher is verified;
If the revocation credential verification passes through, the pay invoice associated with the revocation voucher is cancelled.
In a specific embodiment, this method also includes:
If not receiving the purchasing demand that the user is confirmed in the effective time, it is determined that the order surpasses
When, the pay invoice failure.
In a specific embodiment, basis evidence for payment corresponding with the means of payment, order gold
Volume is paid, including:
Obtain evidence for payment corresponding with the means of payment;
Judge whether the evidence for payment is corresponding with the pay invoice, and the pay invoice is effective;
If judged result is all yes, paid based on the evidence for payment;
If judged result is not all yes, failure is paid.
The embodiment of the present invention also proposed a kind of equipment paid based on order, including:
First generation module, for generating purchase order based on the commodity selected by user;
Second generation module, for generating pay invoice based on the purchase order, wherein, included in the pay invoice
There are the means of payment selected by the user, the order amount of money and the free amount of money and the effective time of the pay invoice;
Payment module, for being more than or equal to the order amount of money when the account amount of money of the user, and described effective
When the purchasing demand that the user is confirmed is received in duration, according to evidence for payment corresponding with the means of payment, described order
Single amount of money is paid;
Wherein, the order amount of money be in the purchase order the corresponding amount of money of entire service and the free amount of money it
With.
In a specific embodiment, the equipment also includes:
Cancel relating module, the instruction for receiving the user, wherein including revocation voucher in the instruction;Its
In, the revocation voucher is used to cancel the pay invoice;
The revocation voucher is associated with the pay invoice.
In a specific embodiment, the equipment also includes:
Module is cancelled, for when receiving the user and enabling cancel an order, wherein including in the cancel an order
The revocation voucher;
The revocation voucher is verified;
If the revocation credential verification passes through, the pay invoice associated with the revocation voucher is cancelled.
In a specific embodiment, the equipment also includes:
Failed module, does not receive the purchasing demand that the user is confirmed, then really for working as in the effective time
The fixed order time-out, the pay invoice failure.
In a specific embodiment, the payment module is according to evidence for payment corresponding with the means of payment, institute
The order amount of money is stated to be paid, including:
Obtain evidence for payment corresponding with the means of payment;
Judge whether the evidence for payment is corresponding with the pay invoice, and the pay invoice is effective;
If judged result is all yes, paid based on the evidence for payment;
If judged result is not all yes, failure is paid.
With this, the embodiment of the present invention proposes a kind of method and apparatus paid based on order, wherein this method bag
Include:Purchase order is generated based on the commodity selected by user;Pay invoice is generated based on the purchase order, wherein, the branch
Pay and include the means of payment selected by the user in order, the order amount of money of the pay invoice and the free amount of money and have
Imitate duration;If the account amount of money of the user is more than or equal to the order amount of money, and receives described in the effective time
During the purchasing demand that user is confirmed, paid according to evidence for payment corresponding with the means of payment, the order amount of money;
Wherein, the order amount of money is the corresponding amount of money of entire service and the free amount of money sum in the purchase order.It is logical with this
Effective time and evidence for payment corresponding with the default means of payment are crossed come the mode paid, safe payment is realized.
Brief description of the drawings
In order to illustrate the technical solution of the embodiments of the present invention more clearly, below will be attached to what is used required in embodiment
Figure is briefly described, it will be appreciated that the following drawings illustrate only certain embodiments of the present invention, therefore is not construed as pair
The restriction of scope, for those of ordinary skill in the art, on the premise of not paying creative work, can also be according to this
A little accompanying drawings obtain other related accompanying drawings.
Fig. 1 is a kind of schematic flow sheet for method paid based on order that the embodiment of the present invention is proposed;
Fig. 2 is a kind of structural representation for equipment paid based on order that the embodiment of the present invention is proposed.
Embodiment
Hereinafter, the various embodiments of the disclosure will be described more fully.The disclosure can have various embodiments, and
It can adjust and change wherein.It should be understood, however, that:It is limited to spy disclosed herein in the absence of by the various embodiments of the disclosure
Determine the intention of embodiment, but the disclosure should be interpreted as covering in the spirit and scope for the various embodiments for falling into the disclosure
All adjustment, equivalent and/or alternative.
Hereinafter, the term " comprising " that can be used in the various embodiments of the disclosure or " may include " indicate disclosed
Function, operation or the presence of element, and do not limit the increase of one or more functions, operation or element.In addition, such as existing
Used in the various embodiments of the disclosure, term " comprising ", " having " and its cognate are meant only to represent special characteristic, number
Word, step, operation, element, the combination of component or foregoing item, and be understood not to exclude first one or more other
Feature, numeral, step, operation, element, the presence of the combination of component or foregoing item or increase one or more features, numeral,
Step, operation, element, the possibility of the combination of component or foregoing item.
In the various embodiments of the disclosure, statement "or" or " in A or/and B at least one " include what is listed file names with
Any combinations of word or all combinations." A or B " or " in A or/and B at least one " may include A, may include for example, statement
B may include A and B both.
The statement (" first ", " second " etc.) used in the various embodiments of the disclosure can be modified to be implemented various
Various element in example, but corresponding element can not be limited.For example, presented above be not intended to limit the suitable of the element
Sequence and/or importance.The purpose presented above for being only used for differentiating an element and other elements.For example, the first user fills
Put and indicate different user device with second user device, although the two is all user's set.For example, not departing from each of the disclosure
In the case of the scope for planting embodiment, the first element is referred to alternatively as the second element, similarly, and the second element is also referred to as first
Element.
It should be noted that:, can be by the first composition member if an element ' attach ' to another element by description
Part is directly connected to the second element, and " connection " the 3rd can be constituted between the first element and the second element
Element.On the contrary, when an element " being directly connected to " is arrived into another element, it will be appreciated that be in the first element
And second the 3rd element is not present between element.
The term " user " used in the various embodiments of the disclosure, which may indicate that, to be used the people of electronic installation or uses electricity
The device (for example, artificial intelligence electronic installation) of sub-device.
The term used in the various embodiments of the disclosure is only used for describing the purpose of specific embodiment and not anticipated
In the various embodiments of the limitation disclosure.As used herein, singulative is intended to also include plural form, unless context is clear
Chu it is indicated otherwise.Unless otherwise defined, all terms (including the technical term and scientific terminology) tool being otherwise used herein
There is the implication identical implication that the various embodiment one skilled in the art with the disclosure are generally understood that.The term
(term such as limited in the dictionary typically used) is to be interpreted as having and the situational meaning in correlative technology field
Identical implication and it will be not construed as with Utopian implication or excessively formal implication, unless in the various of the disclosure
It is clearly defined in embodiment.
Embodiment 1
The embodiment of the present invention 1 discloses a kind of method paid based on order, as shown in Figure 1 and Figure 2, including:
Step 101, based on selected by user commodity generate purchase order;
Extensive stock for example including required purchase and service in specific purchase order.
Step 102, based on the purchase order generate pay invoice, wherein, the use is included in the pay invoice
The means of payment selected by family, the order amount of money and the free amount of money and the effective time of the pay invoice.
Specifically, the free amount of money and effective time can be set based on the instruction of user, further, it is also possible to set automatically
Put, for example, the free amount of money is configured based on the amount of money corresponding to the commodity of order, for example, is set with 10% ratio
Put, can also be randomly provided a fixed amount of money, such as 2,000 or 3,000 etc., it can be made by oneself as effective time with user
Justice, can also be set automatically, and such as transaction record based on history sets effective time, for example, be set to 24 hours, or
Other times.
The specific means of payment for example can be printed by mobile phone two-dimension code, user oneself Quick Response Code, magnetic card voucher,
Password, signature etc. evidence for payment are paid, and with this, payment affirmation are carried out after selection confirms commodity, buying oneself expires
The commodity of meaning, can be without mobile phone, the problem of not having electricity without worry mobile phone and lose.
If step 103, the account amount of money of the user are more than or equal to the order amount of money, and in the effective time
When receiving the purchasing demand that the user is confirmed, according to evidence for payment corresponding with the means of payment, the order amount of money
Paid;
Wherein, wherein, the order amount of money be the purchase order in the corresponding amount of money of entire service with it is described freely gold
Volume sum.
In a specific embodiment, this method also includes:
The instruction of the user is received, wherein including revocation voucher in the instruction;Wherein, the revocation voucher is used for
Cancel the pay invoice;
The revocation voucher is associated with the pay invoice.
Specifically, user can also set revocation voucher, to cancel pay invoice, to be further ensured that safety.
In a specific embodiment, this method also includes:
When receiving the user and enabling cancel an order, wherein including the revocation voucher in the cancel an order;
The revocation voucher is verified;
If the revocation credential verification passes through, the pay invoice associated with the revocation voucher is cancelled.
Specifically, after user starts the revocation voucher, if revocation credential verification is by that (such as can inquire
Incidence relation), then cancel corresponding pay invoice.
In a specific embodiment, this method also includes:
If not receiving the purchasing demand that the user is confirmed in the effective time, it is determined that the order surpasses
When, the pay invoice failure.
Specifically, pay invoice is only just effective in effective time, ceased to be in force automatically if effective time is exceeded.
In a specific embodiment, basis evidence for payment corresponding with the means of payment in step 103,
The order amount of money is paid, including:
Obtain evidence for payment corresponding with the means of payment;
Judge whether the evidence for payment is corresponding with the pay invoice, and the pay invoice is effective;
If judged result is all yes, paid based on the evidence for payment;
If judged result is not all yes, failure is paid
With this, using pay invoice as unit, to pay invoice setting processing, while constraining in " evidence for payment counterpart expenditure
Order, and pay invoice is effective " in the case of, evidence for payment ability effective force
Pay invoice be to purchase order processing reprocessing, by purchase order, the free amount of money, effective time, pay with
Card, cancels the compositions such as voucher, limits evidence for payment effect, a kind of instrument for payment.Specifically, specific at one
In embodiment, the program sets the free amount of money to pay invoice, solves the purchase order in actual purchase demand and pay invoice
Inconsistent situation.In addition, the effective time of closed indent, more than effective time, order failure.Also included pay invoice can
With unrestricted choice evidence for payment, one or more evidence for payment is selected, absolute payment credential verification can be set by just may be used
To pay, one of them or partial payment credential verification can also be set by can just pay.
The revocation voucher of pay invoice can also be set, the revocation voucher of pay invoice can not also be set, is directly cancelled.
Pay invoice can cancel voucher with unrestricted choice.
Specifically, pay invoice can select one or more evidence for payment with unrestricted choice evidence for payment;Pay invoice
One or more evidence for payment of correspondence a, evidence for payment can also correspond to multiple pay invoices.Evidence for payment is dependent on branch
Paying order (evidence for payment counterpart expenditure order and pay invoice is effective) evidence for payment and pay invoice can separate, and pay just
It is prompt.
Specifically there is advantages below:
1st, convenience:Evidence for payment can be separated with pay invoice, independent of particular tool.Such as, placed an order using mobile phone,
Paid using papery Quick Response Code, without carrying mobile phone.
2nd, it is widely used:Evidence for payment effect is paid for order restriction, the ability in the case where understanding pay invoice information
Paid using evidence for payment, therefore fixed evidence for payment can be used to carry out secure payment.Therefore can use dynamic pay with
Card and fixed evidence for payment, i other words any evidence for payment can be used:Mobile phone two-dimension code, the papery Quick Response Code of oneself, magnetic
Card voucher, password, signature etc. mode.Evidence for payment selection is extensive, can solve most payment demands, be widely used.
3rd, security:When evidence for payment is stolen, in the case of use of being assumed another's name, by simply cancelling pay invoice,
Property loss can be just avoided, and multiple evidences for payment are needed in the case of verifying, it is necessary to which obtaining absolute payment voucher could prop up
Pay, add and crack difficulty.Besides due to not knowing about pay invoice information, had no way of doing it using evidence for payment, there is abundant
Time cancels pay invoice, carries out alarm and report the loss etc. to avoid property loss.Having crossed pay invoice timeliness evidence for payment can not use.
Even if being used successfully by illegal, loss be also only pay invoice the amount of money.
Embodiment 2
The embodiment of the present invention 2 also proposed a kind of equipment paid based on order, as shown in Fig. 2 including:
First generation module 201, for generating purchase order based on the commodity selected by user;
Second generation module 202, for generating pay invoice based on the purchase order, wherein, in the pay invoice
Include the means of payment selected by the user, the order amount of money and the free amount of money and the effective time of the pay invoice;
Payment module 203, is more than or equal to the order amount of money, and have described for the account amount of money as the user
When receiving the purchasing demand that the user is confirmed in effect duration, according to evidence for payment corresponding with the means of payment, described
The order amount of money is paid;
Wherein, the order amount of money be in the purchase order the corresponding amount of money of entire service and the free amount of money it
With.
In a specific embodiment, the equipment also includes:
Cancel relating module, the instruction for receiving the user, wherein including revocation voucher in the instruction;Its
In, the revocation voucher is used to cancel the pay invoice;
The revocation voucher is associated with the pay invoice.
In a specific embodiment, the equipment also includes:
Module is cancelled, for when receiving the user and enabling cancel an order, wherein including in the cancel an order
The revocation voucher;
The revocation voucher is verified;
If the revocation credential verification passes through, the pay invoice associated with the revocation voucher is cancelled.
In a specific embodiment, the equipment also includes:
Failed module, does not receive the purchasing demand that the user is confirmed, then really for working as in the effective time
The fixed order time-out, the pay invoice failure.
In a specific embodiment, the payment module is according to evidence for payment corresponding with the means of payment, institute
The order amount of money is stated to be paid, including:
Obtain evidence for payment corresponding with the means of payment;
Judge whether the evidence for payment is corresponding with the pay invoice, and the pay invoice is effective;
If judged result is all yes, paid based on the evidence for payment;
If judged result is not all yes, failure is paid.
With this, the embodiment of the present invention proposes a kind of method and apparatus paid based on order, wherein this method bag
Include:Purchase order is generated based on the commodity selected by user;Pay invoice is generated based on the purchase order, wherein, the branch
Pay and include the means of payment selected by the user in order, the order amount of money of the pay invoice and the free amount of money and have
Imitate duration;If the account amount of money of the user is more than or equal to the order amount of money, and receives described in the effective time
During the purchasing demand that user is confirmed, paid according to evidence for payment corresponding with the means of payment, the order amount of money;
Wherein, the order amount of money is the corresponding amount of money of entire service and the free amount of money sum in the purchase order.It is logical with this
Effective time and evidence for payment corresponding with the default means of payment are crossed come the mode paid, safe payment is realized.
It will be appreciated by those skilled in the art that accompanying drawing is a schematic diagram for being preferable to carry out scene, module in accompanying drawing or
Flow is not necessarily implemented necessary to the present invention.
It will be appreciated by those skilled in the art that the module in device in implement scene can be described according to implement scene into
Row is distributed in the device of implement scene, can also carry out one or more dresses that respective change is disposed other than this implement scene
In putting.The module of above-mentioned implement scene can be merged into a module, can also be further split into multiple submodule.
The invention described above sequence number is for illustration only, and the quality of implement scene is not represented.
Disclosed above is only several specific implementation scenes of the present invention, and still, the present invention is not limited to this, Ren Heben
What the technical staff in field can think change should all fall into protection scope of the present invention.
Claims (10)
1. a kind of method paid based on order, it is characterised in that including:
Purchase order is generated based on the commodity selected by user;
Pay invoice is generated based on the purchase order, wherein, the branch selected by the user is included in the pay invoice
The mode of paying, the order amount of money and the free amount of money and the effective time of the pay invoice;
If the account amount of money of the user is more than or equal to the order amount of money, and receives in the effective time user
During the purchasing demand confirmed, paid according to evidence for payment corresponding with the means of payment, the order amount of money;
Wherein, the order amount of money is the corresponding amount of money of entire service and the free amount of money sum in the purchase order.
2. the method as described in claim 1, it is characterised in that also include:
The instruction of the user is received, wherein including revocation voucher in the instruction;Wherein, the revocation voucher is used to cancel
The pay invoice;
The revocation voucher is associated with the pay invoice.
3. method as claimed in claim 2, it is characterised in that also include:
When receiving the user and enabling cancel an order, wherein including the revocation voucher in the cancel an order;
The revocation voucher is verified;
If the revocation credential verification passes through, the pay invoice associated with the revocation voucher is cancelled.
4. the method as described in claim 1, it is characterised in that also include:
If not receiving the purchasing demand that the user is confirmed in the effective time, it is determined that the order time-out, institute
State pay invoice failure.
5. the method as described in claim 1, it is characterised in that basis evidence for payment corresponding with the means of payment,
The order amount of money is paid, including:
Obtain evidence for payment corresponding with the means of payment;
Judge whether the evidence for payment is corresponding with the pay invoice, and the pay invoice is effective;
If judged result is all yes, paid based on the evidence for payment;
If judged result is not all yes, failure is paid.
6. a kind of equipment paid based on order, it is characterised in that including:
First generation module, for generating purchase order based on the commodity selected by user;
Second generation module, for generating pay invoice based on the purchase order, wherein, comprising in the pay invoice
State the means of payment selected by user, the order amount of money and the free amount of money and the effective time of the pay invoice;
Payment module, is more than or equal to the order amount of money for the account amount of money as the user, and in the effective time
During the purchasing demand that the interior reception user is confirmed, according to evidence for payment corresponding with the means of payment, order gold
Volume is paid;
Wherein, the order amount of money is the corresponding amount of money of entire service and the free amount of money sum in the purchase order.
7. equipment as claimed in claim 6, it is characterised in that also include:
Cancel relating module, the instruction for receiving the user, wherein including revocation voucher in the instruction;Wherein, institute
Stating revocation voucher is used to cancel the pay invoice;
The revocation voucher is associated with the pay invoice.
8. equipment as claimed in claim 7, it is characterised in that also include:
Module is cancelled, for when receiving the user and enabling cancel an order, wherein including described in the cancel an order
Cancel voucher;
The revocation voucher is verified;
If the revocation credential verification passes through, the pay invoice associated with the revocation voucher is cancelled.
9. equipment as claimed in claim 6, it is characterised in that also include:
Failed module, does not receive the purchasing demand that the user is confirmed, it is determined that institute for working as in the effective time
State order time-out, the pay invoice failure.
10. equipment as claimed in claim 6, it is characterised in that the payment module is according to corresponding with the means of payment
Evidence for payment, the order amount of money are paid, including:
Obtain evidence for payment corresponding with the means of payment;
Judge whether the evidence for payment is corresponding with the pay invoice, and the pay invoice is effective;
If judged result is all yes, paid based on the evidence for payment;
If judged result is not all yes, failure is paid.
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CN109615353A (en) * | 2018-09-29 | 2019-04-12 | 阿里巴巴集团控股有限公司 | A kind of method of payment and device |
CN110807625A (en) * | 2019-11-01 | 2020-02-18 | 大连遨游智能科技有限公司 | Electronic payment method and system |
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CN109615353A (en) * | 2018-09-29 | 2019-04-12 | 阿里巴巴集团控股有限公司 | A kind of method of payment and device |
CN110807625A (en) * | 2019-11-01 | 2020-02-18 | 大连遨游智能科技有限公司 | Electronic payment method and system |
CN110807625B (en) * | 2019-11-01 | 2023-04-18 | 大连遨游智能科技有限公司 | Electronic payment method and system |
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