CN107123031A - A kind of order processing method and device - Google Patents
A kind of order processing method and device Download PDFInfo
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- CN107123031A CN107123031A CN201710301068.7A CN201710301068A CN107123031A CN 107123031 A CN107123031 A CN 107123031A CN 201710301068 A CN201710301068 A CN 201710301068A CN 107123031 A CN107123031 A CN 107123031A
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- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/06—Buying, selling or leasing transactions
- G06Q30/0601—Electronic shopping [e-shopping]
- G06Q30/0633—Lists, e.g. purchase orders, compilation or processing
- G06Q30/0635—Processing of requisition or of purchase orders
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Abstract
The embodiment of the invention discloses a kind of order processing method and device.This method includes:When receiving purchase request, first is carried out to purchase request using the first risk control strategy and is verified;When first is proved to be successful, sets up the corresponding order of purchase request and corresponding order status is set to state to be paid;Second is carried out using the second risk control strategy to order to verify;In the second authentication failed, into credit flow and detect credit examination & verification pass through when, into the payment flow of order.The embodiment of the present invention is by using above-mentioned technical proposal, progressively Client-initiated buying behavior is verified by way of being classified risk control, it can avoid accidentally injuring normal users, and the chance of credit examination & verification is provided the user before payment flow is entered, reduce the operation of double order, place an order success rate and the conversion ratio that places an order can be improved, and reduces the duration that places an order, the operational efficiency of credit consuming platform is improved.
Description
Technical field
The present embodiments relate to Internet technical field, more particularly to a kind of order processing method and device.
Background technology
At present, with the increasingly mature and fast development of Internet technology, the consumption pattern also gradually diversification of netizen.Letter
With consumption platform a kind of brand-new consumption pattern is provided for users.
On internet credit consuming platform, the credit line that user can authorize by platform is removed purchase commodity or borrowed
Borrow, possess handle on line, it is enchashment at any time, without down payment the advantages of do shopping and refund convenient by stages, receive the green grass or young crops of many users
Look at.In order to ensure platform financial security and reduction platform bad credit rate, credit consuming platform would generally in lower single process according to
Certain risk control (abbreviation air control) rule carries out air control interception, to take precautions against risk subscribers, however, due to current air control
Rule is generally more extensive, often accidentally injures and arrives normal users, causes to place an order that success rate is low, places an order that time-consuming and the conversion that places an order
The low problem of rate, is unfavorable for the operational efficiency of credit consuming platform.
The content of the invention
The purpose of the embodiment of the present invention is to provide a kind of order processing method and device, is disappeared with optimizing based on internet credit
Take the order processing scheme of platform.
On the one hand, the embodiments of the invention provide a kind of order processing method, applied to internet credit consuming platform, bag
Include:
When receiving purchase request, first is carried out to the purchase request using the first risk control strategy and is verified;
When described first is proved to be successful, sets up the corresponding order of the purchase request and corresponding order status is set
For state to be paid;
Second is carried out using the second risk control strategy to the order to verify, wherein, the second risk control strategy
Risk control grade be higher than the first risk control strategy risk control grade;
In second authentication failed, into credit flow and detect credit examination & verification pass through when, ordered into described
Single payment flow.
On the other hand, the embodiments of the invention provide a kind of order processing device, applied to internet credit consuming platform,
Including:
First authentication module, for when receiving purchase request, being asked using the first risk control strategy to the purchase
Progress first is asked to verify;
Order sets up module, for when described first is proved to be successful, setting up the corresponding order of the purchase request and inciting somebody to action
Corresponding order status is set to state to be paid;
Second authentication module, is verified for carrying out second to the order using the second risk control strategy, wherein, it is described
The risk control grade of second risk control strategy is higher than the risk control grade of the first risk control strategy;
Credit module, in second authentication failed, passing through into credit flow and detecting credit examination & verification
When, into the payment flow of the order.
The order processing scheme provided in the embodiment of the present invention, receive purchase request when, using grade it is low first
Risk control strategy carries out first to purchase request and verified, can avoid accidentally injuring normal trusted users, when being proved to be successful, foundation is ordered
List is simultaneously set to state to be paid, and then carrying out second to order using the second high risk control strategy of grade verifies, if testing
Card failure, will not directly close order will not also be directly entered payment flow, but enters credit flow and detecting credit
When examination & verification passes through, into the payment flow of order.By using above-mentioned technical proposal, by way of being classified risk control progressively
Client-initiated buying behavior is verified, can avoid accidentally injuring normal users, and provide the user before payment flow is entered
The chance of credit examination & verification, reduces the operation of double order, can improve place an order success rate and the conversion ratio that places an order, and reduces when placing an order
It is long, improve the operational efficiency of credit consuming platform.
Brief description of the drawings
Fig. 1 is a kind of schematic flow sheet for order processing method that the embodiment of the present invention one is provided;
Fig. 2 is a kind of schematic flow sheet for order processing method that the embodiment of the present invention two is provided;
Fig. 3 is a kind of process of purchase schematic diagram that the embodiment of the present invention two is provided;
Fig. 4 is a kind of payment flow schematic diagram that the embodiment of the present invention two is provided;
Fig. 5 is a kind of structured flowchart for order processing device that the embodiment of the present invention three is provided.
Embodiment
Further illustrate technical scheme below in conjunction with the accompanying drawings and by embodiment.It may be appreciated
It is that specific embodiment described herein is used only for explaining the present invention, rather than limitation of the invention.Further need exist for explanation
, for the ease of description, part related to the present invention rather than entire infrastructure are illustrate only in accompanying drawing.
It should be mentioned that some exemplary embodiments are described as before exemplary embodiment is discussed in greater detail
The processing described as flow chart or method.Although each step is described as the processing of order, many of which by flow chart
Step can be implemented concurrently, concomitantly or simultaneously.In addition, the order of each step can be rearranged.When its operation
The processing can be terminated during completion, it is also possible to the additional step being not included in accompanying drawing.The processing can be with
Corresponding to method, function, code, subroutine, subprogram etc..
Embodiment one
Fig. 1 is a kind of schematic flow sheet for order processing method that the embodiment of the present invention one is provided, and this method is applied to mutual
Networking credit consuming platform, can be performed by order processing device, and wherein the device can be realized by software and/or hardware, typically
It can be integrated in the terminals such as computer or server.As shown in figure 1, this method includes:
Step 101, receive purchase request when, using the first risk control strategy to it is described purchase request carry out first
Checking.
Exemplary, user is selected on the corresponding page of credit consuming platform after the commodity that needs are bought, and can pass through point
Hit the modes such as purchase option and trigger process of purchase, now, credit consuming platform can receive Client-initiated purchase request, use
First risk control strategy carries out first to purchase request and verified.
Exemplary, the risk control rank of the first risk control strategy is relatively low, can avoid accidentally injuring normal users.For example,
At least one of can be intercepted in first risk control strategy comprising Frozen Account interception or age.Initiation is detected for example, working as
When account used in buying the user of request is the account being frozen, the first authentication failed.In addition, specific intercept mark
It will definitely be set according to attributes such as actual merchandise classifications and price.For example, for A class commodity, the age is less than the use of 15 years old
Family can be intercepted, the first authentication failed;The user that age is more than or equal to 18 years old will not be intercepted, and first is proved to be successful.For B
Class commodity, the age is less than 20 years old or the user more than 60 years old can be intercepted, the first authentication failed;Age be more than or equal to 20 years old and
User less than or equal to 60 years old will not be intercepted, and first is proved to be successful.There can also be other classes in first risk control strategy
The interception project of type, the embodiment of the present invention is not specifically limited.
Step 102, when described first is proved to be successful, set up the purchase corresponding order of request and by corresponding order
State is set to state to be paid.
Exemplary, when first is proved to be successful, explainable active user substantially possesses the money of the selected commodity of purchase
Lattice, can set up corresponding order, and the order is set into state to be paid.
Step 103, using the second risk control strategy to the order carry out second verify.
Wherein, the risk control grade of the second risk control strategy is higher than the risk of the first risk control strategy
Construction quality, specifically, the second risk control strategy is stricter than the first risk control strategy, can be mainly to current use
The credit line at family is intercepted, so being intercepted in the second risk control strategy comprising credit line.For example, the letter of active user
It is 1000 with amount, if total amount of the orders is 1200, the second authentication failed;If total amount of the orders is 800, second is proved to be successful.
Step 104, in second authentication failed, into credit flow and detect credit examination & verification pass through when, enter
Enter the payment flow of the order.
Exemplary, when the second authentication failed, illustrate that user wants the thing of purchase more than its credit line, if directly
Tap into payment flow, then can cause to pay failure, lose time;If closing order, user needs the free choice of goods again, together
Single-action rate under the influence of sample.Therefore, the embodiment of the present invention can enter credit flow.
Exemplary, it may include into credit flow:Guide user's input credit related data.For example, word can be shown
Prompting, points out user to enter credit flow, asks user to input or upload the material required for credit flow, such as identity card
Number, Process Scanned Images of ID Card or wage flowing water scan image etc..Can be by the automatic credit associated materials inputted to user of platform
Enter row information identification to extract and examine automatically, or manually examined by staff, verification result is returned into platform.In core
When real result passes through for examination & verification, illustrate that user has possessed the credit line of the selected commodity of purchase, the payment flow of order can be entered.
It is preferred that, when second is proved to be successful, the payment flow of order can be directly entered.
The order processing method provided in the embodiment of the present invention, receive purchase request when, using grade it is low first
Risk control strategy carries out first to purchase request and verified, can avoid accidentally injuring normal trusted users, when being proved to be successful, foundation is ordered
List is simultaneously set to state to be paid, and then carrying out second to order using the second high risk control strategy of grade verifies, if testing
Card failure, will not directly close order will not also be directly entered payment flow, but enters credit flow and detecting credit
When examination & verification passes through, into the payment flow of order.By using above-mentioned technical proposal, by way of being classified risk control progressively
Client-initiated buying behavior is verified, can avoid accidentally injuring normal users, and provide the user before payment flow is entered
The chance of credit examination & verification, reduces the operation of double order, can improve place an order success rate and the conversion ratio that places an order, and reduces when placing an order
It is long, improve the operational efficiency of credit consuming platform.
Embodiment two
Fig. 2 is a kind of schematic flow sheet for order processing method that the embodiment of the present invention two is provided, and the present embodiment is with above-mentioned
Optimize, the payment flow for entering the order is optimized based on embodiment specifically.As shown in Fig. 2 this implementation
The method of example comprises the following steps:
Step 201, when receiving purchase request, purchase request first test using the first risk control strategy
Card.
Exemplary, Fig. 3 is a kind of process of purchase schematic diagram that the embodiment of the present invention two is provided, and can refer to Fig. 3 to this hair
Bright embodiment is further understood that.It can be initiated to buy by front end webpage (Web) according to the operation of user, be forwarded to buying into ginseng
Access Layer processing, (as order status validity is intercepted) and login authentication simply intercept (as user steps on by Access Layer
The account of record and the checking of password) processing after, will request processing forward place an order logical layer processing.By placing an order, logical layer service is adjusted
Risk subscribers are intercepted with basic air control service, i.e., carrying out first to purchase request using the first risk control strategy verifies.Substantially
Air control service is only comprising most basic air control rule, and such as Frozen Account is intercepted or the age intercepts, and will not manslaughter normal credible substantially
User.
Step 202, judge that first verifies whether success, if so, then performing step 203;Otherwise, flow is terminated.
Corresponding order status is simultaneously set to state to be paid by step 203, the corresponding order of foundation purchase request.
It is exemplary, if first is proved to be successful, the checking serviced by basic air control, can then call commodity and service and
Preferential service, calls and after is put in storage and (creates the corresponding order of purchase request and order is put into order store) order,
Order status is put for state to be paid, follow-up payment flow processing is waited.
Step 204, using the second risk control strategy to order carry out second verify.
Wherein, the risk control grade of the second risk control strategy is higher than the risk of the first risk control strategy
Intercepted in construction quality, the second risk control strategy comprising credit line.
Exemplary, Fig. 4 is a kind of payment flow schematic diagram that the embodiment of the present invention two is provided, and can refer to Fig. 4 to this hair
Bright embodiment is further understood that.User can be jumped to the payment page by order purchase page or be initiated by the order detail page
Jump to order and pay page initiation payment.Namely may also include in step 203 and step 204, in order purchase page or order
Single details page detects triggering payment events.
Step 205, judge that second verifies whether success, if it is not, then performing step 206;Otherwise, step 207 is performed.
Interception judgement is carried out to order by credit line, credit flow is walked if condition is unsatisfactory for, guiding user goes
Submission data, completes that after examination & verification payment flow could be continued, if meeting condition, can continue directly to payment flow.
Step 206, into credit flow and detect credit examination & verification whether pass through, if so, then perform step 207;Otherwise, tie
Line journey.
Step 207, the payment request for receiving order and authentication information.
Step 208, when authentication information is proved to be successful, by the order number of order and pay request related data write
Enter memory database, the pay status of order is initialized in memory database, and it is corresponding to message queue MQ insertion orders
Message, returns to front end and pins the page.
Exemplary, authentication information may include checking password, short message verification code and finger print information etc..To avoid user
Imprudence inputs authentication information by mistake, and in authentication failed, can provide the user certain number of times re-enters chance (such as 2
It is secondary).When authentication information is proved to be successful, request forwarding will be paid and pay Access Layer, pay Access Layer checking trading password
Afterwards, the related data of the order number of order and payment request is write into memory database.
It is exemplary, the memory database in the embodiment of the present invention can include MemCache, SSDB, Cassandra with
And the database such as Redis.Wherein, Redis (Remote Dictionary Server) is that the internal memory type of speed a kind of is deposited
Database server is stored up, it can store the mapping (mapping) between key (key) and 5 kinds of different types of values (value),
The key-value pair data that will be stored in internal memory is persisted to hard disk, and larger advantage has been shown in actual applications.It is preferred that, this
Memory database in inventive embodiments is Redis, and Key is order number, and Value storages pay related data and the payment of request
State (pay status may include to initialize, wait, time-out, success and unsuccessfully etc., be defaulted as init state).
It is asynchronous using message queue (Message queue, MQ) in order to accelerate order processing efficiency in the embodiment of the present invention
Change processing and improve payment services process performance.After related data is write into Redis, disappear to the MQ insertions order is corresponding
Breath, is returned directly to front end, and the page is pinned in front end.What on backstage, MQ consumer was asynchronously updated to order pay status is same
When, front end can initiate polling interface according to prefixed time interval (such as 3 seconds) and inquire about payment processes shape according to order number to Redis
State, until pay status meets preset requirement (such as success, failure or time-out) and just terminated.
Step 209, the corresponding order of order based on asynchronous system obtained from MQ servers by the MQ consumer on backstage
Number, the 3rd is carried out to order using the 3rd risk control strategy and is verified, and according to the 3rd result verified in memory database
Pay status be updated.
Wherein, the risk control grade of the 3rd risk control strategy is higher than the risk of the second risk control strategy
Construction quality.Exemplary, the 3rd risk control strategy includes credible equipment interception, the interception of user's basic document, user's order
Rule intercept, school district risk intercept and user's amount intercept at least one.
Exemplary, before the 3rd checking is carried out, also the judgement of reentry property can be carried out to order and state validity judges.
For example, order status only for init state or wait time-out could pass through, otherwise as order reentry or state without
Effect refusal subsequent treatment.
Then, it is adjustable be finished full blast control service intercepted (i.e. using the 3rd risk control strategy to order carry out the 3rd
Checking), the pay status by rear modification order is successfully, to be simultaneously emitted by MQ and notify peripheral related system, finally by Redis
The pay status of correspondence order is set to success.If call flow has exception, it can catch the exception while putting correspondence order in Redis
Pay status for failure.
Step 210, by front end according to payment of the order number according to order in prefixed time interval poll memory database
State, when the pay status inquired meets preset requirement, returns to Query Result.
The order processing method that the embodiment of the present invention two is provided, can effectively solve the problem that existing based on internet credit consuming
Influence user purchase in the order processing scheme of platform caused by needing to place an order again after lower single process ossifys and is intercepted by air control
The problem of object is tested, and solve place an order synchronization call and time-out length, the problem of limiting throughput of system.It is to be paid by introducing
State, optimization order flow is purchase and payment flow, reduces system complexity;Under order status to be paid, Yong Huke
Repeat initiation to pay, without placing an order again, and bootable intercepted user carries out credit, improves the successful conversion rate that places an order;Adopt
Handled with MQ asynchronizations, circulated by increasing state machine, improve payment services handling capacity, improve the operation effect of credit consuming platform
Rate.
Embodiment three
Fig. 5 is a kind of structured flowchart for order processing device that the embodiment of the present invention three is provided, and the device is applied to interconnection
Net credit consuming platform, can be realized by software and/or hardware, be typically integrated in mobile terminal, can be handled by execution of order
Method carries out order processing.As shown in figure 5, the device includes:
First authentication module 501, for when receiving purchase request, using the first risk control strategy to the purchase
Request carries out first and verified;
Order sets up module 502, for when described first is proved to be successful, setting up the corresponding order of the purchase request simultaneously
Corresponding order status is set to state to be paid;
Second authentication module 503, is verified for carrying out second to the order using the second risk control strategy, wherein,
The risk control grade of the second risk control strategy is higher than the risk control grade of the first risk control strategy;
Credit module 504, it is into credit flow and logical detecting credit examination & verification in second authentication failed
It is out-of-date, into the payment flow of the order.
Order processing device provided in an embodiment of the present invention, progressively to Client-initiated by way of being classified risk control
Buying behavior verified, can avoid accidentally injuring normal users, and provides the user before payment flow is entered the machine of credit examination & verification
Meeting, reduces the operation of double order, can improve place an order success rate and the conversion ratio that places an order, and reduces the duration that places an order, and improves credit and disappears
Take the operational efficiency of platform.
At least one of optionally, intercepted in the first risk control strategy comprising Frozen Account interception and age;
Intercepted in the second risk control strategy comprising credit line.
Optionally, the payment flow for entering the order includes:
Receive payment request and the authentication information of the order;
When the authentication information is proved to be successful, the dependency number that the order number of the order and the payment are asked
According to write-in memory database, the pay status of the order is initialized in the memory database, and insert to message queue MQ
Enter the corresponding message of the order, return to front end and pin the page;
The corresponding order number of the order is obtained based on asynchronous system from MQ servers by the MQ consumer on backstage, adopted
The 3rd checking is carried out to the order with the 3rd risk control strategy, and according to the described 3rd result verified to the internal memory number
It is updated according to the pay status in storehouse, wherein, the risk control grade of the 3rd risk control strategy is higher than described second
The risk control grade of risk control strategy;
Pass through the payment of front end order described in memory database according to order number according to prefixed time interval poll
State, when the pay status inquired meets preset requirement, returns to Query Result.
Optionally, the 3rd risk control strategy includes credible equipment interception, the interception of user's basic document, user's order
Rule intercept, school district risk intercept and user's amount intercept at least one.
Optionally, the memory database is Redis, and Key is order number, and Value storages pay the related data of request
And pay status.
The order processing device provided in above-described embodiment can perform the order processing that any embodiment of the present invention is provided
Method, possesses the execution corresponding functional module of this method and beneficial effect.The technology of detailed description is not thin in the above-described embodiments
Section, reference can be made to the order processing method that any embodiment of the present invention is provided.
Note, above are only presently preferred embodiments of the present invention and institute's application technology principle.It will be appreciated by those skilled in the art that
The invention is not restricted to specific embodiment described here, can carry out for a person skilled in the art it is various it is obvious change,
Readjust and substitute without departing from protection scope of the present invention.Therefore, although the present invention is carried out by above example
It is described in further detail, but the present invention is not limited only to above example, without departing from the inventive concept, also
Other more equivalent embodiments can be included, and the scope of the present invention is determined by scope of the appended claims.
Claims (10)
1. a kind of order processing method, it is characterised in that applied to internet credit consuming platform, including:
When receiving purchase request, first is carried out to the purchase request using the first risk control strategy and is verified;
When described first is proved to be successful, sets up the corresponding order of the purchase request and be set to treat by corresponding order status
Pay status;
Second is carried out using the second risk control strategy to the order to verify, wherein, the wind of the second risk control strategy
Dangerous construction quality is higher than the risk control grade of the first risk control strategy;
In second authentication failed, into credit flow and detect credit examination & verification pass through when, into the order
Payment flow.
2. according to the method described in claim 1, it is characterised in that blocked in the first risk control strategy comprising Frozen Account
Cut and the age intercept at least one of;Intercepted in the second risk control strategy comprising credit line.
3. according to the method described in claim 1, it is characterised in that the payment flow for entering the order includes:
Receive payment request and the authentication information of the order;
When the authentication information is proved to be successful, the related data that the order number of the order and the payment are asked is write
Enter memory database, the pay status of the order is initialized in the memory database, and institute is inserted to message queue MQ
The corresponding message of order is stated, front end is returned to and pins the page;
The corresponding order number of the order is obtained from MQ servers based on asynchronous system by the MQ consumer on backstage, using
Three risk control strategies carry out the 3rd to the order and verified, and according to the described 3rd result verified to the memory database
In pay status be updated, wherein, the risk control grade of the 3rd risk control strategy is higher than second risk
The risk control grade of control strategy;
By the pay status of front end order described in memory database according to order number according to prefixed time interval poll,
When the pay status inquired meets preset requirement, Query Result is returned.
4. method according to claim 3, it is characterised in that the 3rd risk control strategy is blocked including credible equipment
Cut, user's basic document intercept, user's order rule intercept, school district risk intercept and user's amount intercept at least one.
5. method according to claim 3, it is characterised in that the memory database is Redis, and Key is order number,
Value storages pay the related data and pay status of request.
6. a kind of order processing device, it is characterised in that applied to internet credit consuming platform, including:
First authentication module, for receive purchase request when, using the first risk control strategy to it is described purchase ask into
Row first is verified;
Order sets up module, for when described first is proved to be successful, setting up the corresponding order of the purchase request and will correspond to
Order status be set to state to be paid;
Second authentication module, is verified for carrying out second to the order using the second risk control strategy, wherein, described second
The risk control grade of risk control strategy is higher than the risk control grade of the first risk control strategy;
Credit module, in second authentication failed, into credit flow and when detecting credit examination & verification and passing through, enters
Enter the payment flow of the order.
7. device according to claim 6, it is characterised in that blocked in the first risk control strategy comprising Frozen Account
Cut and the age intercept at least one of;Intercepted in the second risk control strategy comprising credit line.
8. device according to claim 6, it is characterised in that the payment flow for entering the order includes:
Receive payment request and the authentication information of the order;
When the authentication information is proved to be successful, the related data that the order number of the order and the payment are asked is write
Enter memory database, the pay status of the order is initialized in the memory database, and institute is inserted to message queue MQ
The corresponding message of order is stated, front end is returned to and pins the page;
The corresponding order number of the order is obtained from MQ servers based on asynchronous system by the MQ consumer on backstage, using
Three risk control strategies carry out the 3rd to the order and verified, and according to the described 3rd result verified to the memory database
In pay status be updated, wherein, the risk control grade of the 3rd risk control strategy is higher than second risk
The risk control grade of control strategy;
By the pay status of front end order described in memory database according to order number according to prefixed time interval poll,
When the pay status inquired meets preset requirement, Query Result is returned.
9. device according to claim 8, it is characterised in that the 3rd risk control strategy is blocked including credible equipment
Cut, user's basic document intercept, user's order rule intercept, school district risk intercept and user's amount intercept at least one.
10. device according to claim 8, it is characterised in that the memory database is Redis, and Key is order number,
Value storages pay the related data and pay status of request.
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CN112396504A (en) * | 2021-01-21 | 2021-02-23 | 北京天通慧智科技有限公司 | E-commerce order intercepting method and device and electronic equipment |
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