CN107103688A - Public transport is swiped the card processing method, the device and system of payment data - Google Patents
Public transport is swiped the card processing method, the device and system of payment data Download PDFInfo
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- CN107103688A CN107103688A CN201710111385.2A CN201710111385A CN107103688A CN 107103688 A CN107103688 A CN 107103688A CN 201710111385 A CN201710111385 A CN 201710111385A CN 107103688 A CN107103688 A CN 107103688A
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- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
- G07F7/0873—Details of the card reader
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
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- General Physics & Mathematics (AREA)
- Microelectronics & Electronic Packaging (AREA)
- Computer Networks & Wireless Communication (AREA)
- Accounting & Taxation (AREA)
- Strategic Management (AREA)
- General Business, Economics & Management (AREA)
- Theoretical Computer Science (AREA)
- Devices For Checking Fares Or Tickets At Control Points (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
The present invention relates to payment technology field of swiping the card, more particularly to public transport is swiped the card the processing method and system of payment data.The public transport barcode scanning payment and settlement method, realized based on the public transport barcode scanning payment and settlement system including public transport platform, card swiping terminal and transportation card, by increasing data level partiting step, the current data of billing cycle are divided into the different interval of risk class for abnormal data occur, the current data in each interval checked according still further to the descending order of risk class.Abnormal data concentrates the forward part in checking step to be processed, and the probability occurred in follow-up data audit process abnormal data is small, can reduce personnel control's dynamics, reduces the time and efforts that personnel are spent on abnormal data in verification current data.The processing method for payment data of being swiped the card for public transport, can be combined into functional module construction by setting up functional module, be implemented by storing computer program in a computer-readable storage medium.
Description
Technical field
The present invention relates to payment technology field of swiping the card, more particularly to public transport swipe the card payment data processing method and be
System.The processing method for payment data of being swiped the card for public transport, can be combined into functional module structure by setting up functional module
Frame, is implemented by storing computer program in a computer-readable storage medium.
Background technology
In recent years, with the development of public traffic network, the transportation card that can be used as all-purpose card turns into city dweller
The indispensable object of trip, not only the trip mode such as traditional public transport, subway can use transportation card, the applicable model of present transportation card
Enclose and be even more generalized to taxi and some life convenient shops and can also use.The popularization of all-purpose card alleviates traffic system
Live booking pressure, the function of can be used for life convenient shop also increases the practicality of transportation card, but substantial amounts of electricity
The server that sub- transaction data pours in also to public transport platform brings larger pressure, and due to the digitlization of electronic transaction
Characteristic, there is also data failure and abnormal risk for transaction data.The data produced progress core is paid being swiped the card to public transport
Pair when, these abnormal datas need to carry out re-examination or artificial check and correction as early as possible, in order to avoid delay follow-up clearance.But it is due to different
The randomness that regular data occurs, needs personnel constantly to stare at and keeps during verification of data, and abnormal data may be possible at certain for the moment
Between section bulk deposition, and other times section seldom occur so that in the processing to abnormal data spend more time with
Energy.
The content of the invention
Public transport is provided and swiped the card payment number it is an object of the invention to avoid above-mentioned weak point of the prior art
According to processing method and system, so as to reduce the time spent in the current data of verification in the processing of abnormal data and essence
Power.
The processing method that public transport swipes the card payment data is provided, comprised the following steps：
Data acquisition step：Connection public transport platform completes swiping card after card swiping terminal identification transportation card, obtains a knot
It is complete that the ticket checking information that the card image and public transport platform that card swiping terminal is returned according to transportation card in the calculation cycle are returned is generated
Portion passes through data；
Verification of data step：Respectively the hair fastener number of the current data of card swiping terminal in same billing cycle with public transport platform
Checked according to, ticket checking data；
Abnormal data verification step：If noting abnormalities data, the abnormal data is extracted immediately, by data re-examination or artificial
The abnormal data is replaced after check and correction；
Also include data level partiting step between the data acquisition step and the verification of data step：In current balance week
Phase is divided at least two intervals, marks these interval according to each interval number of times that abnormal data occurs in historical data base
Risk class, abnormal data more at most pass through data risk class it is higher；
It is interval to these according to the order of risk class from high to low in verification of data step after data level partiting step
It is ranked up, verification of data sequentially is carried out to the current data in these intervals.
Wherein, according to the combination of the exchange hour of current data, transaction location or both complete in the current balance cycle
It is interval that the current data in portion are divided into each.
Wherein, in data level partiting step, if current balance cycle memory exceedes preset value in current data bulk
Q, and abnormal data ratio is higher than preset value R interval, then the interval is split as at least two subintervals, marks each sub-district
Between risk class.
This public transport is swiped the card the processing method of payment data, by between data acquisition step and data checking step
Increase data level partiting step, the current data of billing cycle are divided into the different area of risk class for abnormal data occur
Between, the current data in each interval are checked according still further to the descending order of risk class.It is possible to appearance more
The current data interval of abnormal data is by preferential collation process, and such abnormal data concentrates the forward part in checking step to be located
Reason, it is only necessary to which arrangement personnel are stared in the forward part of checking step and kept, it is ensured that large batch of abnormal data is handled in time, follow-up
The probability that verification of data process exception data occur is small, even if abnormal data occur constantly pays close attention to verification feelings also without personnel
Condition, abnormal data can be focused on again with certain interval of time, and the personnel in verification current data that reduce spend in abnormal data
On time and efforts.
Also provide public transport to swipe the card the processing system of payment data, including the public transport platform being in communication with each other and swipe the card
Terminal, in addition to the transportation card communicated with the card swiping terminal, the public transport platform include server, and the server has
Functional module construction, can typing implement the computer program of the functional module construction, so as to realize that the public transport is swiped the card branch
Pay the processing method of data.
Embodiment
Payment and settlement method and system of being swiped the card with the following Examples to this public transport is further described.
The public transport of the present embodiment is swiped the card the processing system of payment data, including the public transport platform being in communication with each other and
Card swiping terminal, in addition to the transportation card communicated with card swiping terminal, public transport platform include server.
User carries out delivery operation of swiping the card using the transportation card supplemented with money in advance in public transport platform on the POS, swipes the card
Public transport platform is connected after terminal recognition transportation card and completes swiping card.Transportation card return card image is swiped the card end when swiping the card
End, public transport platform returns to the card image and public affairs that ticket checking information is returned to card swiping terminal, card swiping terminal further according to transportation card
The current data of whole for the ticket checking information generation that traffic platform is returned altogether.
Using three days as one billing cycle, the server of public transport platform transfers public friendship after billing cycle terminates
The hair fastener data and ticket checking data of logical platform, while receiving the current data in same billing cycle inside card swiping terminal.Then
The current data of card swiping terminal in same billing cycle are checked with hair fastener data, the ticket checking data of public transport platform,
Once note abnormalities data during verification, then extract the abnormal data immediately, and being replaced after data re-examination or artificial check and correction should
Abnormal data.Because the current data bulk of each billing cycle is huge, if server is simple sequentially in time to current
Data are checked, and inevitably often face a waveguide constant evidence, personnel cause work load to verification of data.Clothes
Be engaged in device receive billing cycle in all current data after, turn-on data grade classification, first according to public transport moving law,
The factors such as regional feature, selection carrys out demarcation interval according to the combination of the exchange hour in current data, transaction location or both.Tool
During body demarcation interval, it is contemplated that the relevance of public transport peak value and time, current data are drawn by the high ebb of exchange hour
Being divided into morning, morning peak leading portion, morning peak back segment, the morning, noon, afternoon, evening peak leading portion, evening peak back segment and night has altogether
9 time intervals, read these intervals in historical data base and the number of times of abnormal data occur, find early, the abnormal number of evening peak
According to most, the abnormal data in morning and night is few, according to each interval abnormal data occurrence number mark in historical data base
Remember these interval risk class, and this 9 intervals are ranked up obtain risk class from high to low：Morning peak leading portion ＞ evenings
Peak back segment ＞ evening peak leading portion ＞ morning peak back segment ＞ ＞ in afternoon noon ＞, the ＞ morning in nights in the morning ＞.Carrying out current data
Verification of data when, just carried out according to risk class order from high to low.So there is the most morning peak of abnormal data
The data of leading portion and evening peak back segment are brought together priority treatment, and the abnormal data that follow-up verification occurs is less, particularly
Morning and night substantially occur without abnormal data.Therefore, when checking the current data of monitoring, important to note that starting core
Pair when early, the abnormal data situation of evening peak, it is follow-up also not intensive even if there is abnormal data, it is not necessary to constantly to pay close attention to verification situation
Also have enough time handling abnormal data.Because the current data bulk of part-time section is big and abnormal data is more, such as exist current
Data bulk exceedes preset value 500,000（Q）, and abnormal data ratio is higher than preset value 3/10000ths（R）Interval, in order to add
Fast verification of data speed, can individually extract these interval current data and be checked.Due to public transport and life convenient
The use scope in shop has focused largely on resident's aggregation position, has certain regularity, this interval can be torn open according to transaction location
It is divided into multiple subintervals, then these subintervals is checked according to the order of risk class from high to low.Conceptual data core
Pair and the verification of data in subinterval carry out simultaneously, accelerate the speed of verification of data.
The processing method for payment data of being swiped the card for public transport, can be combined into function mould by setting up functional module
Block framework, is implemented by storing computer program in a computer-readable storage medium.
Set up public transport based on the swipe the card processing method of payment data of the public transport and swipe the card the processing system of payment data
System, including the public transport platform and card swiping terminal being in communication with each other, in addition to the transportation card communicated with card swiping terminal, public transport
Platform includes server, and the server has functional module construction, can typing implement the computer journey of the functional module construction
Sequence, so as to realize that the public transport is swiped the card the processing method of payment data.
Claims (8)
1. public transport is swiped the card, the processing method of payment data, comprises the following steps：
Data acquisition step：Connection public transport platform completes swiping card after card swiping terminal identification transportation card, obtains a knot
It is complete that the ticket checking information that the card image and public transport platform that card swiping terminal is returned according to transportation card in the calculation cycle are returned is generated
Portion passes through data；
Verification of data step：Respectively the hair fastener number of the current data of card swiping terminal in same billing cycle with public transport platform
Checked according to, ticket checking data；
Abnormal data verification step：If noting abnormalities data, the abnormal data is extracted immediately, by data re-examination or artificial
The abnormal data is replaced after check and correction；
Characterized in that, also including data level partiting step between the data acquisition step and the verification of data step：
The current balance cycle is divided at least two intervals, according to each interval number of times that abnormal data occurs in historical data base
These interval risk class are marked, the risk class of the more current data of abnormal data is higher；
It is interval to these according to the order of risk class from high to low in verification of data step after data level partiting step
It is ranked up, verification of data sequentially is carried out to the current data in these intervals.
The processing method of payment data 2. public transport according to claim 1 is swiped the card, it is characterised in that according to current number
According to exchange hour, transaction location or both combination the data of passing through of the whole in the current balance cycle are divided into each area
Between.
The processing method of payment data 3. public transport according to claim 1 is swiped the card, it is characterised in that in data level
In partiting step, if current balance cycle memory exceedes preset value Q in current data bulk, and abnormal data ratio is higher than default
The interval, then be split as at least two subintervals by value R interval, marks the risk class in each subinterval.
The processing unit of payment data 4. public transport is swiped the card, including following device：
Data acquisition facility：Connection public transport platform completes swiping card, the data acquisition after card swiping terminal identification transportation card
What the card image and public transport platform that card swiping terminal is returned according to transportation card in device one billing cycle of acquisition were returned tests
The current data of whole of ticket information generation；
Verification of data device：It is respectively the hair fastener of the current data of card swiping terminal in same billing cycle with public transport platform
Data, ticket checking data are checked；
Abnormal data verifies device：The data if it notes abnormalities, extract the abnormal data immediately, by data re-examination or people
The abnormal data is replaced after work check and correction；
It is interval to these according to the order of risk class from high to low in verification of data step after data level partiting step
It is ranked up, verification of data sequentially is carried out to the current data in these intervals.
5. characterized in that, data level is connected between the data acquisition facility and the verification of data device divides dress
Put：Its current balance cycle is divided at least two interval, the abnormal data appearance in historical data base according to each interval
Number of times mark these interval risk class, abnormal data more at most pass through data risk class it is higher；
The verification of data device is connected to data level and divided after device, and it is according to risk class order from high to low to this
A little intervals are ranked up, and sequentially carry out verification of data to the current data in these intervals.
The processing unit of payment data 6. public transport according to claim 4 is swiped the card, it is characterised in that described data etc.
Level division device includes exchange hour and divides device, transaction location division device and combine division device, and it is respectively according to current
Whole in current balance cycle data of passing through are divided into each area by the combination of the exchange hours of data, transaction location or both
Between.
The processing unit of payment data 7. public transport according to claim 4 is swiped the card, it is characterised in that described data etc.
Level, which divides device, includes subinterval division device, if current balance cycle memory exceedes preset value Q in current data bulk, and it is different
Regular data ratio is higher than preset value R interval, then its interval is split as at least two subintervals, marks each subinterval
Risk class.
The processing system of payment data 8. public transport is swiped the card, including the public transport platform and card swiping terminal being in communication with each other, also
Including the transportation card communicated with the card swiping terminal, it is characterised in that the public transport platform includes server, the service
Device perform as claim 1 ~ 3 ought any one of public transport swipe the card the processing method of payment data, or the clothes
Public transport of the business utensil just like claim 4 ~ 6 any one of is swiped the card the processing unit of payment data.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201710111385.2A CN107103688B (en) | 2017-02-28 | 2017-02-28 | Processing method, device and system for public transport card swiping payment data |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201710111385.2A CN107103688B (en) | 2017-02-28 | 2017-02-28 | Processing method, device and system for public transport card swiping payment data |
Publications (2)
| Publication Number | Publication Date |
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| CN107103688A true CN107103688A (en) | 2017-08-29 |
| CN107103688B CN107103688B (en) | 2020-08-18 |
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Address after: 510075 one of the compound No. 100, Xianlie Middle Road, Yuexiu District, Guangzhou City, Guangdong Province Patentee after: Guangzhou Institute of geography, Guangdong Academy of Sciences Address before: 510070 Third Floor, Guangzhou Institute of Geography, No. 100 Xianliezhong Road, Yuexiu District, Guangzhou City, Guangdong Province Patentee before: GUANGZHOU INSTITUTE OF GEOGRAPHY |