CN107016607A - A kind of bill based on bidding mode directly pastes method and system - Google Patents

A kind of bill based on bidding mode directly pastes method and system Download PDF

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Publication number
CN107016607A
CN107016607A CN201710138721.2A CN201710138721A CN107016607A CN 107016607 A CN107016607 A CN 107016607A CN 201710138721 A CN201710138721 A CN 201710138721A CN 107016607 A CN107016607 A CN 107016607A
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CN
China
Prior art keywords
bank
transaction
default
trading object
bill
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Pending
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CN201710138721.2A
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Chinese (zh)
Inventor
方敏
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Wuhan Bill Trading Center Co Ltd
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Wuhan Bill Trading Center Co Ltd
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Priority to CN201710138721.2A priority Critical patent/CN107016607A/en
Publication of CN107016607A publication Critical patent/CN107016607A/en
Pending legal-status Critical Current

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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02Banking, e.g. interest calculation or account maintenance
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/04Trading; Exchange, e.g. stocks, commodities, derivatives or currency exchange

Abstract

Method and system is directly pasted the present invention is more particularly directed to a kind of bill based on bidding mode.Method comprises the following steps:Obtain the bank account of transaction initiator and the draft bank of bill to be transacted;Obtain at least one trading object;Generate target transaction bank and transaction value;Open up the first trustship account, when incorporating bill to be transacted in the first trustship account, sign for the bill, and send discount message to target transaction bank, then the second trustship account is opened up in default bank, fund is transferred to the bank account of transaction initiator after the instruction of default bank is received from the first trustship account through the second trustship account, the instruction represents that the bill in the first trustship account is withdrawn by target transaction bank, and the fund consistent with transaction value is stored in the first trustship account.The present invention not only increases the efficiency and success rate that bill is directly pasted, and facilitates more banks to be bidded online, is conducive to being discounted using minimum discount cost, increases enterprise income.

Description

A kind of bill based on bidding mode directly pastes method and system
Technical field
The present invention relates to a kind of computer realm, more particularly to a kind of bill based on bidding mode directly pastes method and is System.
Background technology
Discount refers to time draft, including bank acceptance and commercial draft, after honouring, holder of bill of exchange is in draft Transferred the possession of before not yet expiring on discount market, assignee is deducted after dis, pay the behavior of seller by ticket fee or bank purchases Buy the business of undue paper.Discounted note can be divided into three kinds, be straight patch, interbank discount respectively and discount again, Zhi Tiezhi banks The bearer of acceptance bill is before bill to mature, in order to capture funds, and attaches certain interest and right of negotiable instrument is transferred into bank Act of bill, is a kind of mode of the bearer to bank accommodation fund.The mode that tradition is directly pasted comprises the following steps:Pass through first Phone and more banks are linked up so that it is determined that trading object and transaction value, then enterprise's preparation trade background contract, public affairs Department's official seal, finance seal, legal person's signet, discount application, license of the business corporation copy, invoice and trading object think Other data provided are provided, initiates to apply to bank by these data, after bank accepts and examines and pass through, the enterprise is put Money.Therefore, the straight patch mode of tradition enters operation under being mostly online, and each node is required for spending longer time, is unfavorable for The completion of straight patch transaction.Enterprise's fast financing, the national requirement eliminated to trade background, therefore discounted for convenience simultaneously How to be ensured in journey fund security, how to improve discount efficiency and success rate, how to save these problems such as time cost all right Directly the method for pasting proposes new challenge to existing bill.
The content of the invention
Method and system is directly pasted the invention provides a kind of bill based on bidding mode, techniques discussed above is solved Problem.
The technical scheme that the present invention solves above-mentioned technical problem is as follows:A kind of bill based on bidding mode directly pastes method, Comprise the following steps:
Step 1, the bank account of transaction initiator's input and the draft bank of bill to be transacted are obtained;
Step 2, at least one trading object is obtained;
Step 3, transaction event is generated, and the transaction event is distributed at least one described trading object, default At least one bid price of All Activity object is received in exchange hour, and after the default exchange hour terminates, selection Bid price highest trading object is as target transaction bank and generates corresponding transaction value in default exchange hour;
Step 4, the first trustship account with ticket recipient function is opened up in default bank, and by presetting bank The direct-connected interface of bank inquired about within the default inquiry time limit whether incorporated in the first trustship account it is consistent with the draft bank Bill, if so, step 5 is then performed, if it is not, flow of then closing the trade;
Step 5, the bill is signed for, and discount message is sent to the target transaction bank by the first trustship account, Step 6 is performed after the instruction that the default bank sends is received, it is described to instruct for representing in the first trustship account Bill withdrawn by the target transaction bank, and the money consistent with the transaction value is stored in the first trustship account ;
Step 6, the second trustship account that fund is discounted for trustship is opened up in the default bank, and by the fund The second trustship account is transferred to from the first trustship account;
Step 7, the instruction of withdrawing deposit of transaction initiator is received, and is instructed according to described withdraw deposit by the fund from the second trustship The bank account of the transaction initiator is transferred in account.
The beneficial effects of the invention are as follows:Directly paste method the invention provides a kind of bill based on bidding mode, by Line agreed-upon price mode and the mode of completing a business transaction not only increase efficiency and success rate that bill is directly pasted, and facilitate more banks to carry out online Bid, be conducive to being discounted using minimum discount cost, increase enterprise income.
On the basis of above-mentioned technical proposal, the present invention can also do following improvement.
Further, in the step 3, when quotation or institute that any trading object is not received by default exchange hour When the bid price for having trading object is below the default reserve price of transaction initiator's input, flow of closing the trade.
Further, step 3 is specially:
S301, generates transaction event, and please according to transaction event and the quotation of at least one described trading object generation first Event is sought, the first request for quote event includes at least one in trade variety, number of transaction and trading object list and merchandised Object;
S302, the corresponding client of each trading object is sent to by server by the first request for quote event, And at least one the second request for quote event returned by the server, second report are obtained in default exchange hour Valency request event includes the corresponding bid price of trading object;
S303, after the default exchange hour terminates, bid price highest trading object in the default exchange hour of selection As target transaction bank, and generate corresponding transaction value;If being not received by any trading object in default exchange hour The the second request for quote event or the bid price of All Activity object that return are below the default bottom of transaction initiator's input Valency, then flow of closing the trade.
Beneficial effect using above-mentioned further scheme is:This further technical scheme is by the way that bill business event is distinguished It is sent to multiple trading objects, it is possible to achieve and multiple trading objects carry out many people's agreed-upon prices, so as to obtain both sides' report in time Valency, saves bill and directly pastes the time, improves efficiency and success rate that bill is directly pasted, realizes user benefit maximization.
Further, the step 1 is specially:Obtain the bank account of transaction initiator's input and the ticket of bill to be transacted Number, and verify whether the bank account is true, if so, step 2 is then performed, if it is not, flow of then closing the trade.
Beneficial effect using above-mentioned further scheme is:In this further technical scheme, carrying out before bill is directly pasted first Verify whether the bank account of transaction initiator is true, so that fund can not be transferred to the bank account of transaction initiator by avoiding Situation, efficiency and success rate that bill is directly pasted are not only increased, while ensure that the security that bill is directly pasted.
Further, in step 2, concretely comprising the following steps at least one trading object is obtained:Arranged according to default trading object Table obtains at least one trading object or obtains at least one trading object for being manually entered of user, and by the transaction being manually entered Object is added to default white list list.
Beneficial effect using above-mentioned further scheme is:A variety of acquisition transaction pair are provided with this further technical scheme The mode of elephant, can be quick using default trading object list when needing and identical trading object is repeatedly merchandised Obtain trading object list, and when carry out first transaction with trading object or only with once being merchandised when, using direct defeated The method entered is more efficient.
In order to solve the technical problem of the present invention, additionally provide a kind of bill based on bidding mode and directly paste system, including:
First acquisition module, for obtaining the bank account of transaction initiator's input and the draft bank of bill to be transacted;
Second acquisition module, for obtaining at least one trading object;
Agreed-upon price module, at least one described trading object is distributed to for generating transaction event, and by the transaction event, At least one bid price of All Activity object is received in default exchange hour, and is terminated in the default exchange hour Afterwards, bid price highest trading object is as target transaction bank and generates corresponding settlement price in the default exchange hour of selection Lattice;
Bill business processing module, for opening up the first trustship account with ticket recipient function in default bank, And inquired about by presetting the direct-connected interface of bank of bank and whether incorporated in the first trustship account within the default inquiry time limit The bill consistent with the draft bank, if it is not, flow of then closing the trade;If so, the bill is then signed for, and it is straight by the bank Connector and the first trustship account send discount message to the target transaction bank;
Fund allocation module, the second trustship account of fund is discounted for being opened up in the default bank for trustship, And after the instruction that the default bank sends is received, the fund is transferred to described second from the first trustship account Trustship account, the instruction is used to represent that the bill in the first trustship account is withdrawn by the target transaction bank, and The fund consistent with the transaction value is stored in the first trustship account;And for receiving the finger of withdrawing deposit of transaction initiator Order, and the bank account that the fund is transferred to the transaction initiator from the second trustship account is instructed according to described withdraw deposit.
Further, the agreed-upon price module is additionally operable to when the quotation that any trading object is not received by default exchange hour Or the bid price of All Activity object be below transaction initiator input default reserve price when, flow of closing the trade.
Further, the agreed-upon price module includes:
First generation unit, gives birth to for generating transaction event, and according to transaction event and at least one described trading object Into the first request for quote event, the first request for quote event is included in trade variety, number of transaction and trading object list At least one trading object;
Release unit, it is corresponding for the first request for quote event to be sent into each trading object by server Client, and at least one the second request for quote event, institute returned by the server is obtained in default exchange hour Stating the second request for quote event includes the corresponding bid price of trading object;
Second generation unit, bid price is most after terminating for the default exchange hour, in the default exchange hour of selection High trading object generates corresponding transaction value as target transaction bank;And do not received when in default exchange hour The the second request for quote event or the bid price of All Activity object returned to any trading object is below transaction and initiated During the default reserve price of person's input, flow of closing the trade.
Further, first acquisition module is specifically for obtaining the bank account and ticket to be transacted that transaction initiator inputs According to draft bank, and verify whether the bank account true, if so, the second acquisition module is then driven, if it is not, stream of then closing the trade Journey.
Further, second acquisition module according to default trading object list specifically for obtaining at least one transaction Object obtains at least one trading object for being manually entered of user, and the trading object being manually entered is added to default white List list.
The advantage of the additional aspect of the present invention will be set forth in part in the description, and will partly become from the following description Obtain substantially, or recognized by present invention practice.
Brief description of the drawings
Fig. 1 is the indicative flowchart that a kind of bill based on bidding mode provided in an embodiment of the present invention directly pastes method;
A kind of bill based on bidding mode that Fig. 2 is provided for another embodiment of the present invention directly show in patch method by step 3 Meaning property flow chart;
Fig. 3 is the schematic diagram that a kind of bill based on bidding mode provided in an embodiment of the present invention directly pastes system;
A kind of bill based on bidding mode that Fig. 4 is provided for another embodiment of the present invention directly agreed-upon price module in patch system Schematic diagram.
Embodiment
The principle and feature of the present invention are described below in conjunction with accompanying drawing, the given examples are served only to explain the present invention, and It is non-to be used to limit the scope of the present invention.
Fig. 1 is the indicative flowchart that a kind of bill based on bidding mode provided in an embodiment of the present invention directly pastes method, As shown in figure 1, comprising the following steps:
Step 1, the bank account of transaction initiator's input and the draft bank of bill to be transacted are obtained;
Step 2, at least one trading object is obtained;
Step 3, transaction event is generated, and the transaction event is distributed at least one described trading object, default At least one bid price of All Activity object is received in exchange hour, and after the default exchange hour terminates, selection Bid price highest trading object is as target transaction bank and generates corresponding transaction value in default exchange hour;
Step 4, the first trustship account with ticket recipient function is opened up in default bank, and by presetting bank The direct-connected interface of bank inquired about within the default inquiry time limit whether incorporated in the first trustship account it is consistent with the draft bank Bill, if so, step 5 is then performed, if it is not, flow of then closing the trade;
Step 5, the bill is signed for, and discount message is sent to the target transaction bank by the first trustship account, Step 6 is performed after the instruction that the default bank sends is received, it is described to instruct for representing in the first trustship account Bill withdrawn by the target transaction bank, and the money consistent with the transaction value is stored in the first trustship account ;
Step 6, the second trustship account that fund is discounted for trustship is opened up in the default bank, and by the fund The second trustship account is transferred to from the first trustship account;
Step 7, the instruction of withdrawing deposit of transaction initiator is received, and is instructed according to described withdraw deposit by the fund from the second trustship The bank account of the transaction initiator is transferred in account.
Present embodiments provide a kind of bill based on bidding mode and directly paste method, in default exchange hour, transaction pair As can constantly adjust the bid price of oneself, by negotiating a price online, mode and the mode of completing a business transaction not only increase the effect that bill is directly pasted Rate and success rate, and facilitate more banks to be bidded online, be conducive to being discounted using minimum discount cost, increase enterprise Industry income.
In the step 3 of preferred embodiment, when the quotation that any trading object is not received by default exchange hour Or the bid price of All Activity object be below transaction initiator input default reserve price when, flow of closing the trade.Fig. 2 is A kind of bill based on bidding mode that another embodiment of the present invention is provided directly in patch method step 3 indicative flowchart, such as Shown in Fig. 2, the step 3 is specially:
S301, generates transaction event, and please according to transaction event and the quotation of at least one described trading object generation first Event is sought, the first request for quote event includes at least one in trade variety, number of transaction and trading object list and merchandised Object;
S302, the corresponding client of each trading object is sent to by server by the first request for quote event, And at least one the second request for quote event returned by the server, second report are obtained in default exchange hour Valency request event includes the corresponding bid price of trading object;
S303, after the default exchange hour terminates, bid price highest trading object in the default exchange hour of selection As target transaction bank, and generate corresponding transaction value;If being not received by any trading object in default exchange hour The the second request for quote event or the bid price of All Activity object that return are below the default bottom of transaction initiator's input Valency, then flow of closing the trade.
Above preferred embodiment by bill business event by being sent respectively to multiple trading objects, it is possible to achieve and it is multiple Trading object carries out many people's agreed-upon prices, so as to obtain double barreled quotation in time, saves bill and directly pastes the time, improve bill straight The efficiency and success rate of patch, realize user benefit maximization.
In a preferred embodiment, the step S301 is specially:By call function submiPricetInquiry by institute State trade variety, number of transaction and at least one trading object and be encapsulated in the transaction event and generate the first request for quote thing Part, is then converted to the first request for quote event the data of corresponding MAP forms, and will by socket communication functions The data of the MAP forms are sent to server.
In another preferred embodiment, the server includes the first connection server, message server, application server With the second connection server, the step S302 specifically includes following steps:
Step A1, first connection server is received after the first request for quote event, please to the described first quotation Ask the transaction initiator of event to be matched, if matching trading object, perform step A2, if being not matched to transaction pair As then performing step A3;
Step A2, each trading object correspondence is sent to by socket communication functions by the first request for quote event Client, and obtain at least one second request for quote event that the client is returned in default exchange hour, then Perform S303;
Step A3, the first request for quote event is stored in after message server, performs step A4;
Step A4, application server persistently monitors the first request for quote event by message watcher thread, and passes through ServerEventListener interfaces read the first request for quote event associated with present application server, then according to institute State the first request for quote event and generate corresponding server event, and the server event is sent to message server, etc. Treat that other associated connection servers are read out, the server event includes the whole of the first request for quote event Content;
Step A5, the second associated connection server is listened to after the server event, to the server event Transaction initiator matched, and the server event is sent to each trading object pair by socket communication functions The client answered, and at least one second request for quote event that the client is returned is obtained in default exchange hour, so After perform S303.
It is preferred that, the step 1 is specially:Obtain the bank account of transaction initiator's input and the ticket of bill to be transacted Number, and verify whether the bank account is true, if so, step 2 is then performed, if it is not, flow of then closing the trade.The preferred reality Apply in example, it is whether true in the bank account for carrying out first checking transaction initiator before bill is directly pasted, such as one can be made a call at random The debt of small amount allows transaction initiator to input the amount of money of the money to confirm bank's account to the bank account of transaction initiator Whether family is true, so that fund can not be transferred to the situation of the bank account of transaction initiator by avoiding, not only increases bill The efficiency and success rate directly pasted, while ensure that the security that bill is directly pasted.
In the step 2 of another preferred embodiment, concretely comprising the following steps at least one trading object is obtained:According to default Trading object list obtains at least one trading object or obtains at least one trading object that user is manually entered, and will be manual The trading object of input is added to default white list list.The preferred embodiment is provided with the side of a variety of acquisition trading objects Formula, can quick obtaining friendship using default trading object list when needing and identical trading object is repeatedly merchandised Easy object list, and when carry out first transaction with trading object or only with once being merchandised when, using the side directly inputted Method is more efficient.
In a preferred embodiment, obtain default trading object list and specifically include following steps:
Generate the ActionEvent events for obtaining trading object list;
The ActionEvent events are monitored by ActionListener interfaces, and the ActionEvent listened to Event propagation gives corresponding monitor;
The monitor receives ActionEvent events, then perform ActionListener interfaces it is pre-defined with The corresponding processing function of the ActionEvent events, and start an independent process thread, the independent process thread dispatching Thread worker interfaces, the Thread worker interfaces use the data processing method of list and the trading object that is stored with The connection server of information is communicated, and obtains the trading object list that the connection server is returned;
Use the interface processing method of list that the trading object list is returned into the first client in the way of playing frame Interface.
Fig. 3 is the schematic diagram that a kind of bill based on bidding mode provided in an embodiment of the present invention directly pastes system, As shown in figure 3, including:
First acquisition module, for obtaining the bank account of transaction initiator's input and the draft bank of bill to be transacted;
Second acquisition module, for obtaining at least one trading object;
Agreed-upon price module, at least one described trading object is distributed to for generating transaction event, and by the transaction event, At least one bid price of All Activity object is received in default exchange hour, and is terminated in the default exchange hour Afterwards, bid price highest trading object is as target transaction bank and generates corresponding settlement price in the default exchange hour of selection Lattice;
Bill business processing module, for opening up the first trustship account with ticket recipient function in default bank, And inquired about by presetting the direct-connected interface of bank of bank and whether incorporated in the first trustship account within the default inquiry time limit The bill consistent with the draft bank, if it is not, flow of then closing the trade;If so, the bill is then signed for, and it is straight by the bank Connector and the first trustship account send discount message to the target transaction bank;
Fund allocation module, the second trustship account of fund is discounted for being opened up in the default bank for trustship, And after the instruction that the default bank sends is received, the fund is transferred to described second from the first trustship account Trustship account, the instruction is used to represent that the bill in the first trustship account is withdrawn by the target transaction bank, and The fund consistent with the transaction value is stored in the first trustship account;And for receiving the finger of withdrawing deposit of transaction initiator Order, and the bank account that the fund is transferred to the transaction initiator from the second trustship account is instructed according to described withdraw deposit.
Present embodiments provide a kind of bill based on bidding mode and directly paste system, pass through mode and the side of completing a business transaction of negotiating a price online Formula not only increases the efficiency and success rate that bill is directly pasted, and facilitates more banks to be bidded online, is conducive to using most Low discount cost is discounted, and increases enterprise income.
It is preferred that, the agreed-upon price module is additionally operable to when the quotation that any trading object is not received by default exchange hour Or the bid price of All Activity object be below transaction initiator input default reserve price when, flow of closing the trade.Fig. 4 is A kind of bill based on bidding mode that another embodiment of the present invention is provided directly in patch system agreed-upon price module schematic diagram, As shown in figure 4, the agreed-upon price module is specifically included:
First generation unit, gives birth to for generating transaction event, and according to transaction event and at least one described trading object Into the first request for quote event, the first request for quote event is included in trade variety, number of transaction and trading object list At least one trading object;
Release unit, it is corresponding for the first request for quote event to be sent into each trading object by server Client, and at least one the second request for quote event, institute returned by the server is obtained in default exchange hour Stating the second request for quote event includes the corresponding bid price of trading object;
Second generation unit, bid price is most after terminating for the default exchange hour, in the default exchange hour of selection High trading object generates corresponding transaction value as target transaction bank;And do not received when in default exchange hour The the second request for quote event or the bid price of All Activity object returned to any trading object is below transaction and initiated During the default reserve price of person's input, flow of closing the trade.
In a preferred embodiment, first generation unit is specifically for passing through call function submiPricetInquiry The trade variety, number of transaction and at least one trading object are encapsulated in the transaction event and generate the first request for quote Event.The release unit leads to specifically for the first request for quote event to be converted to the data of corresponding MAP forms Cross socket communication functions and the data of the MAP forms are sent to server.
In other preferred embodiments, the server includes the first connection server, message server, application server With the second connection server:
First connection server is used to receive the first request for quote event, to the first request for quote event Transaction initiator matched, if matching trading object, by socket communication functions by first request for quote Event is sent to the corresponding client of trading object, and receives at least one second quotation that trading object is sent by client Request event;And for when being not matched to trading object, then the first request for quote event being stored in into message clothes It is engaged in device;
Message server, for storing the first request for quote event and the server event;
Application server, persistently monitors the first request for quote event, and pass through by message watcher thread ServerEventListener interfaces read the first request for quote event associated with present application server, then according to institute State the first request for quote event and generate corresponding server event, and the server event is sent to message server, etc. Treat that the second associated connection server is read out, the server event includes the whole of the first request for quote event Content;
Second connection server, for monitoring and receiving after the server event, the transaction to the server event Promoter is matched, and the server event is sent into the corresponding visitor of each trading object by socket communication functions Family end, and receive at least one second request for quote event that each trading object is sent by client.
Above preferred embodiment by bill business event by being sent respectively to multiple trading objects, it is possible to achieve and it is multiple Trading object carries out many people's agreed-upon prices, so as to obtain double barreled quotation in time, saves bill and directly pastes the time, improve bill straight The efficiency and success rate of patch, realize user benefit maximization.
It is preferred that, first acquisition module is specifically for obtaining the bank account and ticket to be transacted that transaction initiator inputs According to draft bank, and verify whether the bank account true, if so, the second acquisition module is then driven, if it is not, stream of then closing the trade Journey.It is whether true in the bank account for carrying out first checking transaction initiator before bill is directly pasted in the preferred embodiment, so as to keep away Exempt from the situation for the bank account that fund can not be transferred to transaction initiator, not only increase efficiency that bill directly pastes and successfully Rate, while ensure that the security that bill is directly pasted.
In another preferred embodiment, second acquisition module according to default trading object list specifically for obtaining At least one trading object obtains at least one trading object that user is manually entered, and the trading object being manually entered is added It is added to default white list list.The preferred embodiment is provided with the mode of a variety of acquisition trading objects, when needs and identical When trading object is repeatedly merchandised, using default trading object list can quick obtaining trading object list, and when and Trading object carry out first transaction or only with once being merchandised when, it is more efficient using the method directly inputted.
In preferred embodiment, second acquisition module at least includes trading object list acquiring unit, the transaction pair As list acquiring unit is used to generate the ActionEvent events for being used for obtaining trading object list, pass through ActionListener interfaces monitor the ActionEvent events, and the ActionEvent event propagations listened to pair The monitor answered, the monitor receives ActionEvent events, then performs what ActionListener interfaces were pre-defined Processing function corresponding with the ActionEvent events, and start an independent process thread, the independent process thread is adjusted With Thread worker interfaces, data processing method and be stored with transaction pair of the Thread worker interfaces using list The connection server of image information is communicated, and the trading object list that the connection server is returned is obtained, then using list Interface processing method the trading object list is returned to the interface of the first client in the way of playing frame.
In the description of the invention, it is to be understood that term " first ", " second " are only used for describing purpose, and can not It is interpreted as indicating or implies relative importance or the implicit quantity for indicating indicated technical characteristic.Thus, define " the One ", at least one this feature can be expressed or be implicitly included to the feature of " second ".In the description of the invention, " multiple " It is meant that at least two, such as two, three etc., unless otherwise specifically defined.
In the description of this specification, reference term " one embodiment ", " some embodiments ", " example ", " specifically show The description of example " or " some examples " etc. means to combine specific features, structure, material or the spy that the embodiment or example are described Point is contained at least one embodiment of the present invention or example.In this manual, to the schematic representation of above-mentioned term not Identical embodiment or example must be directed to.Moreover, specific features, structure, material or the feature of description can be with office Combined in an appropriate manner in one or more embodiments or example.In addition, in the case of not conflicting, the skill of this area Art personnel can be tied the not be the same as Example or the feature of example and non-be the same as Example or example described in this specification Close and combine.
The foregoing is only presently preferred embodiments of the present invention, be not intended to limit the invention, it is all the present invention spirit and Within principle, any modification, equivalent substitution and improvements made etc. should be included in the scope of the protection.

Claims (10)

1. a kind of bill based on bidding mode directly pastes method, it is characterised in that comprise the following steps:
Step 1, the bank account of transaction initiator's input and the draft bank of bill to be transacted are obtained;
Step 2, at least one trading object is obtained;
Step 3, transaction event is generated, and the transaction event is distributed at least one described trading object, in default transaction At least one bid price of All Activity object is received in time, and after the default exchange hour terminates, selection is default Bid price highest trading object is as target transaction bank in exchange hour and generates corresponding transaction value;
Step 4, the first trustship account with ticket recipient function is opened up in default bank, and by presetting the bank of bank Direct-connected interface inquires about in the first trustship account whether incorporate the bill consistent with the draft bank within the default inquiry time limit, If so, step 5 is then performed, if it is not, flow of then closing the trade;
Step 5, sign for the bill, and discount message is sent to the target transaction bank by the first trustship account, when connecing Step 6, the ticket instructed for representing in the first trustship account are performed after receiving the instruction that the default bank sends The fund consistent with the transaction value is stored according to being withdrawn by the target transaction bank, and in the first trustship account;
Step 6, the second trustship account that fund is discounted for trustship is opened up in the default bank, and by the fund from institute State and the second trustship account is transferred in the first trustship account;
Step 7, the instruction of withdrawing deposit of transaction initiator is received, and is instructed according to described withdraw deposit by the fund from the second trustship account In be transferred to the bank account of the transaction initiator.
2. the bill according to claim 1 based on bidding mode directly pastes method, it is characterised in that in the step 3, when The quotation of any trading object is not received by default exchange hour or the bid price of All Activity object is below handing over During the default reserve price of easy promoter's input, flow of closing the trade.
3. the bill according to claim 2 based on bidding mode directly pastes method, it is characterised in that step 3 is specially:
S301, generates transaction event, and generate the first request for quote thing according to transaction event and at least one described trading object Part, the first request for quote event includes at least one trading object in trade variety, number of transaction and trading object list;
S302, the corresponding client of each trading object is sent to by server by the first request for quote event, and At least one the second request for quote event returned by the server is obtained in default exchange hour, second quotation please Event is asked to include the corresponding bid price of trading object;
S303, after the default exchange hour terminates, bid price highest trading object conduct in the default exchange hour of selection Target transaction bank, and generate corresponding transaction value;If being not received by any trading object in default exchange hour to return The second request for quote event or All Activity object bid price be below transaction initiator input default reserve price, then Close the trade flow.
4. method is directly pasted according to any described bill based on bidding mode of claims 1 to 3, it is characterised in that the step Rapid 1 is specially:The bank account of transaction initiator's input and the draft bank of bill to be transacted are obtained, and verifies that the bank account is It is no true, if so, step 2 is then performed, if it is not, flow of then closing the trade.
5. the bill according to claim 4 based on bidding mode directly pastes method, it is characterised in that in the step 2, obtain Take concretely comprising the following steps at least one trading object:At least one trading object is obtained according to default trading object list or obtained At least one trading object that family is manually entered is taken, and the trading object being manually entered is added to default white list and is arranged Table.
6. a kind of bill based on bidding mode directly pastes system, it is characterised in that including:
First acquisition module, for obtaining the bank account of transaction initiator's input and the draft bank of bill to be transacted;
Second acquisition module, for obtaining at least one trading object;
Agreed-upon price module, is distributed at least one described trading object, pre- for generating transaction event, and by the transaction event If at least one bid price of All Activity object is received in exchange hour, and after the default exchange hour terminates, choosing Bid price highest trading object is selected in default exchange hour as target transaction bank and corresponding transaction value is generated;
Bill business processing module, for opening up the first trustship account with ticket recipient function in default bank, and leads to Whether the direct-connected interface of bank for crossing default bank is inquired about within the default inquiry time limit and is incorporated in the first trustship account and institute The consistent bill of draft bank is stated, if it is not, flow of then closing the trade;If so, then signing for the bill, and connect by the way that the bank is direct-connected Mouth and the first trustship account send discount message to the target transaction bank;
Fund allocation module, the second trustship account of fund is discounted for being opened up in the default bank, and work as trustship Receive after the instruction that the default bank sends, the fund is transferred to second trustship from the first trustship account Account, the instruction is used to represent that the bill in the first trustship account is withdrawn by the target transaction bank, and described The fund consistent with the transaction value is stored in first trustship account;And for receiving the instruction of withdrawing deposit of transaction initiator, And the fund is transferred to the bank account of the transaction initiator according to the instruction of withdrawing deposit from the second trustship account.
7. the bill according to claim 6 based on bidding mode directly pastes system, it is characterised in that the agreed-upon price module is also The bid price that the quotation that any trading object is not received by exchange hour or All Activity object are preset for working as is equal Less than transaction initiator input default reserve price when, flow of closing the trade.
8. the bill according to claim 7 based on bidding mode directly pastes system, it is characterised in that the agreed-upon price module bag Include:
First generation unit, for generating transaction event, and according to transaction event and the generation of at least one described trading object the One request for quote event, the first request for quote event is included in trade variety, number of transaction and trading object list at least One trading object;
Release unit, for the first request for quote event to be sent into the corresponding client of each trading object by server End, and obtain at least one the second request for quote event returned by the server in default exchange hour, described the Two request for quote events include the corresponding bid price of trading object;
Second generation unit, after terminating for the default exchange hour, bid price highest in the default exchange hour of selection Trading object generates corresponding transaction value as target transaction bank;And appoint when being not received by default exchange hour It is defeated that the second request for quote event or the bid price of All Activity object what trading object is returned are below transaction initiator During the default reserve price entered, flow of closing the trade.
9. directly paste system according to any described bill based on bidding mode of claim 6~8, it is characterised in that described the One acquisition module verifies the silver specifically for obtaining the bank account of transaction initiator's input and the draft bank of bill to be transacted Whether row account is true, if so, the second acquisition module is then driven, if it is not, flow of then closing the trade.
10. the bill according to claim 9 based on bidding mode directly pastes system, it is characterised in that described second obtains Module specifically for according to default trading object list obtain at least one trading object or obtain user be manually entered to A few trading object, and the trading object being manually entered is added to default white list list.
CN201710138721.2A 2017-03-09 2017-03-09 A kind of bill based on bidding mode directly pastes method and system Pending CN107016607A (en)

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Cited By (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN112116429A (en) * 2020-09-28 2020-12-22 中国建设银行股份有限公司 Interest rate derivative product client quotation method and device

Cited By (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN112116429A (en) * 2020-09-28 2020-12-22 中国建设银行股份有限公司 Interest rate derivative product client quotation method and device

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Application publication date: 20170804