CN106991604A - A kind of bill based on instant agreed-upon price pattern directly pastes method and system - Google Patents

A kind of bill based on instant agreed-upon price pattern directly pastes method and system Download PDF

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Publication number
CN106991604A
CN106991604A CN201710138710.4A CN201710138710A CN106991604A CN 106991604 A CN106991604 A CN 106991604A CN 201710138710 A CN201710138710 A CN 201710138710A CN 106991604 A CN106991604 A CN 106991604A
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China
Prior art keywords
bank
transaction
price
trading object
bill
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方敏
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Wuhan Bill Trading Center Co Ltd
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Wuhan Bill Trading Center Co Ltd
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Priority to CN201710138710.4A priority Critical patent/CN106991604A/en
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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02Banking, e.g. interest calculation or account maintenance
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/04Trading; Exchange, e.g. stocks, commodities, derivatives or currency exchange

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  • Accounting & Taxation (AREA)
  • Finance (AREA)
  • Engineering & Computer Science (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Marketing (AREA)
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  • Technology Law (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

Method and system is directly pasted the present invention is more particularly directed to a kind of bill based on instant agreed-upon price pattern.Method comprises the following steps:Obtain the bank account of transaction initiator and the draft bank of bill to be transacted;Obtain at least one trading object;Generate target transaction bank and transaction value;Open up the first trustship account, when incorporating bill to be transacted in the first trustship account, sign for the bill, and send discount message to target transaction bank, then the second trustship account is opened up in default bank, fund is transferred to the bank account of transaction initiator after the instruction of default bank is received from the first trustship account through the second trustship account, the instruction represents that the bill in the first trustship account is withdrawn by target transaction bank, and the fund consistent with transaction value is stored in the first trustship account.The present invention not only increases the efficiency and success rate that bill is directly pasted, and facilitates more banks to be bidded online, is conducive to being discounted using minimum discount cost, increases enterprise income.

Description

A kind of bill based on instant agreed-upon price pattern directly pastes method and system
Technical field
The present invention relates to a kind of computer realm, more particularly to a kind of bill based on instant agreed-upon price pattern directly paste method and System.
Background technology
Discount refers to time draft, including bank acceptance and commercial draft, after honouring, holder of bill of exchange is in draft Transferred the possession of before not yet expiring on discount market, assignee is deducted after dis, pay the behavior of seller by ticket fee or bank purchases Buy the business of undue paper.Discounted note can be divided into three kinds, be straight patch, interbank discount respectively and discount again, Zhi Tiezhi banks The bearer of acceptance bill is before bill to mature, in order to capture funds, and attaches certain interest and right of negotiable instrument is transferred into bank Act of bill, is a kind of mode of the bearer to bank accommodation fund.The mode that tradition is directly pasted comprises the following steps:Pass through first Phone and more banks are linked up so that it is determined that trading object and transaction value, then enterprise's preparation trade background contract, public affairs Department's official seal, finance seal, legal person's signet, discount application, license of the business corporation copy, invoice and trading object think Other data provided are provided, initiates to apply to bank by these data, after bank accepts and examines and pass through, the enterprise is put Money.Therefore, the straight patch mode of tradition enters operation under being mostly online, and each node is required for spending longer time, is unfavorable for The completion of straight patch transaction.Enterprise's fast financing, the national requirement eliminated to trade background, therefore discounted for convenience simultaneously How to be ensured in journey fund security, how to improve discount efficiency and success rate, how to save these problems such as time cost all right Directly the method for pasting proposes new challenge to existing bill.
The content of the invention
Method and system is directly pasted the invention provides a kind of bill based on instant agreed-upon price pattern, is solved above-described Technical problem.
The technical scheme that the present invention solves above-mentioned technical problem is as follows:A kind of bill based on instant agreed-upon price pattern directly side of patch Method, comprises the following steps:
Step 1, the bank account of transaction initiator's input and the draft bank of bill to be transacted are obtained;
Step 2, at least one trading object is obtained;
Step 3, the first bid price of transaction initiator's input is obtained, and first bid price is distributed to described At least one trading object, the quotation of All Activity object is received in default exchange hour and is negotiated a price with trading object, Terminate bargaining process when reaching default agreed-upon price termination condition with any trading object and generate target transaction bank and right The transaction value answered;
Step 4, the first trustship account with ticket recipient function is opened up in default bank, and by presetting bank The direct-connected interface of bank inquired about within the default inquiry time limit whether incorporated in the first trustship account it is consistent with the draft bank Bill, if so, step 5 is then performed, if it is not, flow of then closing the trade;
Step 5, the bill is signed for, and discount message is sent to the target transaction bank by the first trustship account, Step 6 is performed after the instruction that the default bank sends is received, it is described to instruct for representing in the first trustship account Bill withdrawn by the target transaction bank, and the money consistent with the transaction value is stored in the first trustship account ;
Step 6, the second trustship account that fund is discounted for trustship is opened up in the default bank, and by the fund The second trustship account is transferred to from the first trustship account;
Step 7, the instruction of withdrawing deposit of transaction initiator is received, and is instructed according to described withdraw deposit by the fund from the second trustship The bank account of the transaction initiator is transferred in account.
The beneficial effects of the invention are as follows:Method is directly pasted the invention provides a kind of bill based on instant agreed-upon price pattern, is led to Cross online agreed-upon price mode and the mode of completing a business transaction not only increases efficiency and success rate that bill is directly pasted, and facilitate more banks online Bidded, be conducive to being discounted using minimum discount cost, increase enterprise income.
On the basis of above-mentioned technical proposal, the present invention can also do following improvement.
Further, the step 3 is specially:
S301, generates transaction event, and please according to transaction event and the quotation of at least one described trading object generation first Event is sought, the first request for quote event includes corresponding first bid price of transaction initiator and at least one transaction pair As;
S302, the corresponding client of each trading object is sent to by server by the first request for quote event, And the second request for quote event returned by the server, the second request for quote thing are obtained in default exchange hour Part includes corresponding second bid price of trading object;
S303, the first new request for quote event is generated according to second bid price, and will be described by server The first new request for quote event is sent to the corresponding client of each trading object, the first new request for quote event package Include amended first bid price;
S304, obtains the second new request for quote event returned by the server, the second request for quote thing Part includes corresponding the second new bid price of trading object;
S305, repeat step S303~S304, are tied when reaching default agreed-upon price termination condition with any trading object Beam bargaining process simultaneously generates target transaction bank and corresponding transaction value.
Beneficial effect using above-mentioned further scheme is:This further technical scheme is by the way that bill business event is distinguished It is sent to multiple trading objects, it is possible to achieve and multiple trading objects carry out many people's agreed-upon prices, so as to obtain both sides' report in time Valency, saves bill and directly pastes the time, improves efficiency and success rate that bill is directly pasted, realizes user benefit maximization.
Further, the agreed-upon price termination condition includes:Reach default transaction limiting time, transaction initiator corresponding the One bid price and corresponding second bid price of any trading object are reached an agreement, transaction initiator actively terminates agreed-upon price and gone forward side by side Enter to complete a business transaction process and trading object actively to terminate to negotiate a price and into completing a business transaction process.
Beneficial effect using above-mentioned further scheme is:In this further technical scheme, there is provided multiple agreed-upon prices terminate Condition, after one of them default agreed-upon price termination condition is reached, that is, terminates and corresponds to this bargaining process of trading object, no Only agreed-upon price mode is more flexible, and can economize on resources, and improves overall agreed-upon price efficiency.
Further, the step 1 is specially:Obtain the bank account of transaction initiator's input and the ticket of bill to be transacted Number, and verify whether the bank account is true, if so, step 2 is then performed, if it is not, flow of then closing the trade.
Beneficial effect using above-mentioned further scheme is:In this further technical scheme, carrying out before bill is directly pasted first Verify whether the bank account of transaction initiator is true, so that fund can not be transferred to the bank account of transaction initiator by avoiding Situation, efficiency and success rate that bill is directly pasted are not only increased, while ensure that the security that bill is directly pasted.
Further, in step 2, concretely comprising the following steps at least one trading object is obtained:Arranged according to default trading object Table obtains at least one trading object or obtains at least one trading object for being manually entered of user, and by the transaction being manually entered Object is added to default white list list.
Beneficial effect using above-mentioned further scheme is:A variety of acquisition transaction pair are provided with this further technical scheme The mode of elephant, can be quick using default trading object list when needing and identical trading object is repeatedly merchandised Obtain trading object list, and when carry out first transaction with trading object or only with once being merchandised when, using direct defeated The method entered is more efficient.
In order to solve the technical problem of the present invention, additionally provide a kind of bill based on instant agreed-upon price pattern and directly paste system, Including:
First acquisition module, for obtaining the bank account of transaction initiator's input and the draft bank of bill to be transacted;
Second acquisition module, for obtaining at least one trading object;
Agreed-upon price module, the first bid price for obtaining transaction initiator's input, and first bid price is sent out Cloth gives at least one described trading object, and the quotation of All Activity object is received in default exchange hour and is entered with trading object Row is negotiated a price, and is terminated bargaining process when reaching default agreed-upon price termination condition with any trading object and is generated target transaction silver Row and corresponding transaction value;
Bill business processing module, for opening up the first trustship account with ticket recipient function in default bank, And inquired about by presetting the direct-connected interface of bank of bank and whether incorporated in the first trustship account within the default inquiry time limit The bill consistent with the draft bank, if it is not, flow of then closing the trade;If so, the bill is then signed for, and it is straight by the bank Connector and the first trustship account send discount message to the target transaction bank;
Fund allocation module, the second trustship account of fund is discounted for being opened up in the default bank for trustship, And after the instruction that the default bank sends is received, the fund is transferred to described second from the first trustship account Trustship account, the instruction is used to represent that the bill in the first trustship account is withdrawn by the target transaction bank, and The fund consistent with the transaction value is stored in the first trustship account;And for receiving the finger of withdrawing deposit of transaction initiator Order, and the bank account that the fund is transferred to the transaction initiator from the second trustship account is instructed according to described withdraw deposit.
Further, the agreed-upon price module is specifically included:
First generation unit, gives birth to for generating transaction event, and according to transaction event and at least one described trading object Into the first request for quote event, the first request for quote event is including corresponding first bid price of transaction initiator and at least One trading object;
Release unit, it is corresponding for the first request for quote event to be sent into each trading object by server Client, and the second request for quote event returned by the server is obtained, the second request for quote event includes handing over Corresponding second bid price of easy object;
Second generation unit, for generating the first new request for quote event according to second bid price, and passes through The first new request for quote event is sent to the corresponding client of each trading object by the release unit, described new First request for quote event includes amended first bid price;
3rd generation unit, for when reaching default agreed-upon price termination condition with any trading object, end to be negotiated a price Journey simultaneously generates target transaction bank and corresponding transaction value.
Further, the agreed-upon price termination condition includes:Reach default transaction limiting time, transaction initiator corresponding the One bid price and corresponding second bid price of any trading object are reached an agreement, transaction initiator actively terminates agreed-upon price and gone forward side by side Enter to complete a business transaction process and trading object actively to terminate to negotiate a price and into completing a business transaction process.
Further, first acquisition module is specifically for obtaining the bank account and ticket to be transacted that transaction initiator inputs According to draft bank, and verify whether the bank account true, if so, the second acquisition module is then driven, if it is not, stream of then closing the trade Journey.
Further, second acquisition module according to default trading object list specifically for obtaining at least one transaction Object obtains at least one trading object for being manually entered of user, and the trading object being manually entered is added to default white List list.
The advantage of the additional aspect of the present invention will be set forth in part in the description, and will partly become from the following description Obtain substantially, or recognized by present invention practice.
Brief description of the drawings
Fig. 1 is the schematic flow that a kind of bill based on instant agreed-upon price pattern provided in an embodiment of the present invention directly pastes method Figure;
A kind of bill based on instant agreed-upon price pattern that Fig. 2 is provided for another embodiment of the present invention directly step 3 in patch method Indicative flowchart;
Fig. 3 is the schematic structure that a kind of bill based on instant agreed-upon price pattern provided in an embodiment of the present invention directly pastes system Figure;
A kind of bill based on instant agreed-upon price pattern that Fig. 4 is provided for another embodiment of the present invention is directly negotiated a price in patch system mould The schematic diagram of block.
Embodiment
The principle and feature of the present invention are described below in conjunction with accompanying drawing, the given examples are served only to explain the present invention, and It is non-to be used to limit the scope of the present invention.
Fig. 1 is the schematic flow that a kind of bill based on instant agreed-upon price pattern provided in an embodiment of the present invention directly pastes method Figure, as shown in figure 1, comprising the following steps:
Step 1, the bank account of transaction initiator's input and the draft bank of bill to be transacted are obtained;
Step 2, at least one trading object is obtained;
Step 3, the first bid price of transaction initiator's input is obtained, and first bid price is distributed to described At least one trading object, the quotation of All Activity object is received in default exchange hour and is negotiated a price with trading object, Terminate bargaining process when reaching default agreed-upon price termination condition with any trading object and generate target transaction bank and right The transaction value answered;
Step 4, the first trustship account with ticket recipient function is opened up in default bank, and by presetting bank The direct-connected interface of bank inquired about within the default inquiry time limit whether incorporated in the first trustship account it is consistent with the draft bank Bill, if so, step 5 is then performed, if it is not, flow of then closing the trade;
Step 5, the bill is signed for, and discount message is sent to the target transaction bank by the first trustship account, Step 6 is performed after the instruction that the default bank sends is received, it is described to instruct for representing in the first trustship account Bill withdrawn by the target transaction bank, and the money consistent with the transaction value is stored in the first trustship account ;
Step 6, the second trustship account that fund is discounted for trustship is opened up in the default bank, and by the fund The second trustship account is transferred to from the first trustship account;
Step 7, the instruction of withdrawing deposit of transaction initiator is received, and is instructed according to described withdraw deposit by the fund from the second trustship The bank account of the transaction initiator is transferred in account.
Present embodiments provide a kind of bill based on instant agreed-upon price pattern and directly paste method, pass through mode and the friendship of negotiating a price online The mode of cutting not only increases the efficiency and success rate that bill is directly pasted, and facilitates more banks to be bidded online, is conducive to adopting Discounted with minimum discount cost, increase enterprise income.
A kind of bill based on instant agreed-upon price pattern that Fig. 2 is provided for another embodiment of the present invention directly step 3 in patch method Indicative flowchart, as shown in Fig. 2 the step 3 is specially:
S301, generates transaction event, and please according to transaction event and the quotation of at least one described trading object generation first Event is sought, the first request for quote event includes corresponding first bid price of transaction initiator and at least one transaction pair As;
S302, the corresponding client of each trading object is sent to by server by the first request for quote event, And the second request for quote event returned by the server, the second request for quote thing are obtained in default exchange hour Part includes corresponding second bid price of trading object;
S303, the first new request for quote event is generated according to second bid price, and will be described by server The first new request for quote event is sent to the corresponding client of each trading object, the first new request for quote event package Include amended first bid price;
S304, obtains the second new request for quote event returned by the server, the second request for quote thing Part includes corresponding the second new bid price of trading object;
S305, repeat step S303~S304, are tied when reaching default agreed-upon price termination condition with any trading object Beam bargaining process simultaneously generates target transaction bank and corresponding transaction value.
Above preferred embodiment by bill business event by being sent respectively to multiple trading objects, it is possible to achieve and it is multiple Trading object carries out many people's agreed-upon prices, so as to obtain double barreled quotation in time, saves bill and directly pastes the time, improve bill straight The efficiency and success rate of patch, realize user benefit maximization.
In a preferred embodiment, the step S301 is specially:By call function submiPricetInquiry by institute State the first bid price and at least one trading object is encapsulated in the transaction event and generates the first request for quote event, then The first request for quote event is converted to the data of corresponding MAP forms, and by socket communication functions by the MAP The data of form are sent to server.
In another preferred embodiment, the server includes the first connection server, message server, application server With the second connection server, the step S302 specifically includes following steps:
Step A1, first connection server is received after the first request for quote event, please to the described first quotation Ask the transaction initiator of event to be matched, if matching trading object, perform step A2, if being not matched to transaction pair As then performing step A3;
Step A2, each trading object correspondence is sent to by socket communication functions by the first request for quote event Client, and obtain the second request for quote event that the client is returned in default exchange hour, then perform S303;
Step A3, the first request for quote event is stored in after message server, performs step A4;
Step A4, application server persistently monitors the first request for quote event by message watcher thread, and passes through ServerEventListener interfaces read the first request for quote event associated with present application server, then according to institute State the first request for quote event and generate corresponding server event, and the server event is sent to message server, etc. Treat that other associated connection servers are read out, the server event includes the whole of the first request for quote event Content;
Step A5, the second associated connection server is listened to after the server event, to the server event Transaction initiator matched, and the server event is sent to each trading object pair by socket communication functions The client answered, and the second request for quote event that the client is returned is obtained in default exchange hour, then perform S303。
In a further advantageous embodiment, the agreed-upon price termination condition includes:Reach default transaction limiting time, transaction Corresponding first bid price of promoter and corresponding second bid price of any trading object are reached an agreement, transaction initiator master Move to terminate to negotiate a price and actively terminate to negotiate a price and enter into process of completing a business transaction and trading object and complete a business transaction process.The preferred embodiment passes through Multiple agreed-upon price termination conditions are set, after one of them default agreed-upon price termination condition is reached, that is, terminates and corresponds to trading object This bargaining process, not only agreed-upon price mode is more flexible, and can economize on resources, and improves overall agreed-upon price efficiency.
It is preferred that, the step 1 is specially:Obtain the bank account of transaction initiator's input and the ticket of bill to be transacted Number, and verify whether the bank account is true, if so, step 2 is then performed, if it is not, flow of then closing the trade.The preferred reality Apply in example, it is whether true in the bank account for carrying out first checking transaction initiator before bill is directly pasted, such as one can be made a call at random The debt of small amount allows transaction initiator to input the amount of money of the money to confirm bank's account to the bank account of transaction initiator Whether family is true, so that fund can not be transferred to the situation of the bank account of transaction initiator by avoiding, not only increases bill The efficiency and success rate directly pasted, while ensure that the security that bill is directly pasted.
In the step 2 of another preferred embodiment, concretely comprising the following steps at least one trading object is obtained:According to default Trading object list obtains at least one trading object or obtains at least one trading object that user is manually entered, and will be manual The trading object of input is added to default white list list.The preferred embodiment is provided with the side of a variety of acquisition trading objects Formula, can quick obtaining friendship using default trading object list when needing and identical trading object is repeatedly merchandised Easy object list, and when carry out first transaction with trading object or only with once being merchandised when, using the side directly inputted Method is more efficient.In a preferred embodiment, obtain default trading object list and specifically include following steps:
Generate the ActionEvent events for obtaining trading object list;
The ActionEvent events are monitored by ActionListener interfaces, and the ActionEvent listened to Event propagation gives corresponding monitor;
The monitor receives ActionEvent events, then perform ActionListener interfaces it is pre-defined with The corresponding processing function of the ActionEvent events, and start an independent process thread, the independent process thread dispatching Thread worker interfaces, the Thread worker interfaces use the data processing method of list and the trading object that is stored with The connection server of information is communicated, and obtains the trading object list that the connection server is returned;
Use the interface processing method of list that the trading object list is returned into the first client in the way of playing frame Interface.
Fig. 3 is the schematic structure that a kind of bill based on instant agreed-upon price pattern provided in an embodiment of the present invention directly pastes system Figure, as shown in figure 3, including:
First acquisition module, for obtaining the bank account of transaction initiator's input and the draft bank of bill to be transacted;
Second acquisition module, for obtaining at least one trading object;
Agreed-upon price module, the first bid price for obtaining transaction initiator's input, and first bid price is sent out Cloth gives at least one described trading object, and the quotation of All Activity object is received in default exchange hour and is entered with trading object Row is negotiated a price, and is terminated bargaining process when reaching default agreed-upon price termination condition with any trading object and is generated target transaction silver Row and corresponding transaction value;
Bill business processing module, for opening up the first trustship account with ticket recipient function in default bank, And inquired about by presetting the direct-connected interface of bank of bank and whether incorporated in the first trustship account within the default inquiry time limit The bill consistent with the draft bank, if it is not, flow of then closing the trade;If so, the bill is then signed for, and it is straight by the bank Connector and the first trustship account send discount message to the target transaction bank;
Fund allocation module, the second trustship account of fund is discounted for being opened up in the default bank for trustship, And after the instruction that the default bank sends is received, the fund is transferred to described second from the first trustship account Trustship account, the instruction is used to represent that the bill in the first trustship account is withdrawn by the target transaction bank, and The fund consistent with the transaction value is stored in the first trustship account;And for receiving the finger of withdrawing deposit of transaction initiator Order, and the bank account that the fund is transferred to the transaction initiator from the second trustship account is instructed according to described withdraw deposit.
Present embodiments provide a kind of bill based on instant agreed-upon price pattern and directly paste method, pass through mode and the friendship of negotiating a price online The mode of cutting not only increases the efficiency and success rate that bill is directly pasted, and facilitates more banks to be bidded online, is conducive to adopting Discounted with minimum discount cost, increase enterprise income.
A kind of bill based on instant agreed-upon price pattern that Fig. 4 is provided for another embodiment of the present invention is directly negotiated a price in patch system mould The schematic diagram of block, as shown in figure 4, the agreed-upon price module is specifically included:
First generation unit, gives birth to for generating transaction event, and according to transaction event and at least one described trading object Into the first request for quote event, the first request for quote event is including corresponding first bid price of transaction initiator and at least One trading object;
Release unit, it is corresponding for the first request for quote event to be sent into each trading object by server Client, and the second request for quote event returned by the server is obtained, the second request for quote event includes handing over Corresponding second bid price of easy object;
Second generation unit, for generating the first new request for quote event according to second bid price, and passes through The first new request for quote event is sent to the corresponding client of each trading object by the release unit, described new First request for quote event includes amended first bid price;
3rd generation unit, for when reaching default agreed-upon price termination condition with any trading object, end to be negotiated a price Journey simultaneously generates target transaction bank and corresponding transaction value.
In a preferred embodiment, first generation unit is specifically for passing through call function submiPricetInquiry First bid price and at least one trading object are encapsulated in the transaction event and generate the first request for quote event. The release unit passes through specifically for the first request for quote event to be converted to the data of corresponding MAP forms The data of the MAP forms are sent to server by socket communication functions.
The server includes the first connection server, message server, application server and the second connection server:
First connection server is used to receive the first request for quote event, to the first request for quote event Transaction initiator matched, if matching trading object, by socket communication functions by first request for quote Event is sent to the corresponding client of trading object, and receives the second request for quote thing that trading object is sent by client Part;And for when being not matched to trading object, then the first request for quote event being stored in message server;
Message server, for storing the first request for quote event and the server event;
Application server, persistently monitors the first request for quote event, and pass through by message watcher thread ServerEventListener interfaces read the first request for quote event associated with present application server, then according to institute State the first request for quote event and generate corresponding server event, and the server event is sent to message server, etc. Treat that the second associated connection server is read out, the server event includes the whole of the first request for quote event Content;
Second connection server, for monitoring and receiving after the server event, the transaction to the server event Promoter is matched, and the server event is sent into the corresponding visitor of each trading object by socket communication functions Family end, and receive the second request for quote event that each trading object is sent by client.
In a preferred embodiment, the agreed-upon price termination condition includes:Reach default transaction limiting time, transaction initiator Corresponding first bid price and corresponding second bid price of any trading object are reached an agreement, transaction initiator actively terminates Negotiate a price and enter the process of completing a business transaction and trading object and actively terminate to negotiate a price and into completing a business transaction process.Above preferred embodiment is by setting Multiple agreed-upon price termination conditions, after one of them default agreed-upon price termination condition is reached, that is, terminate and correspond to the sheet of trading object Secondary bargaining process, not only agreed-upon price mode is more flexible, and can economize on resources, and improves overall agreed-upon price efficiency.
It is preferred that, first acquisition module is specifically for obtaining the bank account and ticket to be transacted that transaction initiator inputs According to draft bank, and verify whether the bank account true, if so, the second acquisition module is then driven, if it is not, stream of then closing the trade Journey.It is whether true in the bank account for carrying out first checking transaction initiator before bill is directly pasted in the preferred embodiment, so as to keep away Exempt from the situation for the bank account that fund can not be transferred to transaction initiator, not only increase efficiency that bill directly pastes and successfully Rate, while ensure that the security that bill is directly pasted.
In another preferred embodiment, second acquisition module according to default trading object list specifically for obtaining At least one trading object obtains at least one trading object that user is manually entered, and the trading object being manually entered is added It is added to default white list list.The preferred embodiment is provided with the mode of a variety of acquisition trading objects, when needs and identical When trading object is repeatedly merchandised, using default trading object list can quick obtaining trading object list, and when and Trading object carry out first transaction or only with once being merchandised when, it is more efficient using the method directly inputted.
In preferred embodiment, second acquisition module at least includes trading object list acquiring unit, the transaction pair As list acquiring unit is used to generate the ActionEvent events for being used for obtaining trading object list, pass through ActionListener interfaces monitor the ActionEvent events, and the ActionEvent event propagations listened to pair The monitor answered, the monitor receives ActionEvent events, then performs what ActionListener interfaces were pre-defined Processing function corresponding with the ActionEvent events, and start an independent process thread, the independent process thread is adjusted With Thread worker interfaces, data processing method and be stored with transaction pair of the Thread worker interfaces using list The connection server of image information is communicated, and the trading object list that the connection server is returned is obtained, then using list Interface processing method the trading object list is returned to the interface of the first client in the way of playing frame.
In the description of the invention, it is to be understood that term " first ", " second " are only used for describing purpose, and can not It is interpreted as indicating or implies relative importance or the implicit quantity for indicating indicated technical characteristic.Thus, define " the One ", at least one this feature can be expressed or be implicitly included to the feature of " second ".In the description of the invention, " multiple " It is meant that at least two, such as two, three etc., unless otherwise specifically defined.
In the description of this specification, reference term " one embodiment ", " some embodiments ", " example ", " specifically show The description of example " or " some examples " etc. means to combine specific features, structure, material or the spy that the embodiment or example are described Point is contained at least one embodiment of the present invention or example.In this manual, to the schematic representation of above-mentioned term not Identical embodiment or example must be directed to.Moreover, specific features, structure, material or the feature of description can be with office Combined in an appropriate manner in one or more embodiments or example.In addition, in the case of not conflicting, the skill of this area Art personnel can be tied the not be the same as Example or the feature of example and non-be the same as Example or example described in this specification Close and combine.
The foregoing is only presently preferred embodiments of the present invention, be not intended to limit the invention, it is all the present invention spirit and Within principle, any modification, equivalent substitution and improvements made etc. should be included in the scope of the protection.

Claims (10)

1. a kind of bill based on instant agreed-upon price pattern directly pastes method, it is characterised in that comprise the following steps:
Step 1, the bank account of transaction initiator's input and the draft bank of bill to be transacted are obtained;
Step 2, at least one trading object is obtained;
Step 3, obtain the first bid price of transaction initiator's input, and by first bid price be distributed to it is described at least One trading object, the quotation of All Activity object is received in default exchange hour and is negotiated a price with trading object, until Terminate bargaining process when reaching default agreed-upon price termination condition with any trading object and generate target transaction bank and corresponding Transaction value;
Step 4, the first trustship account with ticket recipient function is opened up in default bank, and by presetting the bank of bank Direct-connected interface inquires about in the first trustship account whether incorporate the bill consistent with the draft bank within the default inquiry time limit, If so, step 5 is then performed, if it is not, flow of then closing the trade;
Step 5, sign for the bill, and discount message is sent to the target transaction bank by the first trustship account, when connecing Step 6, the ticket instructed for representing in the first trustship account are performed after receiving the instruction that the default bank sends The fund consistent with the transaction value is stored according to being withdrawn by the target transaction bank, and in the first trustship account;
Step 6, the second trustship account that fund is discounted for trustship is opened up in the default bank, and by the fund from institute State and the second trustship account is transferred in the first trustship account;
Step 7, the instruction of withdrawing deposit of transaction initiator is received, and is instructed according to described withdraw deposit by the fund from the second trustship account In be transferred to the bank account of the transaction initiator.
2. the bill according to claim 1 based on instant agreed-upon price pattern directly pastes method, it is characterised in that the step 3 Specially:
S301, generates transaction event, and generate the first request for quote thing according to transaction event and at least one described trading object Part, the first request for quote event includes corresponding first bid price of transaction initiator and at least one trading object;
S302, the corresponding client of each trading object is sent to by server by the first request for quote event, and The the second request for quote event returned by the server, the second request for quote event package are obtained in default exchange hour Include corresponding second bid price of trading object;
S303, generates the first new request for quote event according to second bid price, and will be described new by server First request for quote event is sent to the corresponding client of each trading object, and the first new request for quote event includes repairing The first bid price after changing;
S304, obtains the second new request for quote event returned by the server, the second request for quote event package Include corresponding the second new bid price of trading object;
S305, repeat step S303~S304, terminate view when reaching default agreed-upon price termination condition with any trading object Valency process simultaneously generates target transaction bank and corresponding transaction value.
3. the bill according to claim 2 based on instant agreed-upon price pattern directly pastes method, it is characterised in that the agreed-upon price knot Beam condition includes:Reach default transaction limiting time, corresponding first bid price of transaction initiator and any trading object Corresponding second bid price is reached an agreement, transaction initiator actively terminates to negotiate a price and enters process of completing a business transaction and trading object actively Terminate to negotiate a price and enter and complete a business transaction process.
4. method is directly pasted according to any described bill based on instant agreed-upon price pattern of claims 1 to 3, it is characterised in that institute Stating step 1 is specially:The bank account of transaction initiator's input and the draft bank of bill to be transacted are obtained, and verifies bank's account Whether family is true, if so, step 2 is then performed, if it is not, flow of then closing the trade.
5. the bill according to claim 4 based on instant agreed-upon price pattern directly pastes method, it is characterised in that in step 2, obtain Take concretely comprising the following steps at least one trading object:At least one trading object is obtained according to default trading object list or obtained At least one trading object that family is manually entered is taken, and the trading object being manually entered is added to default white list and is arranged Table.
6. a kind of bill based on instant agreed-upon price pattern directly pastes system, it is characterised in that including:
First acquisition module, for obtaining the bank account of transaction initiator's input and the draft bank of bill to be transacted;
Second acquisition module, for obtaining at least one trading object;
Agreed-upon price module, for obtaining the first bid price of transaction initiator's input, and first bid price is distributed to At least one described trading object, the quotation of All Activity object is received in default exchange hour and is discussed with trading object Valency, terminate bargaining process when reaching default agreed-upon price termination condition with any trading object and generate target transaction bank and Corresponding transaction value;
Bill business processing module, for opening up the first trustship account with ticket recipient function in default bank, and leads to Whether the direct-connected interface of bank for crossing default bank is inquired about within the default inquiry time limit and is incorporated in the first trustship account and institute The consistent bill of draft bank is stated, if it is not, flow of then closing the trade;If so, then signing for the bill, and connect by the way that the bank is direct-connected Mouth and the first trustship account send discount message to the target transaction bank;
Fund allocation module, the second trustship account of fund is discounted for being opened up in the default bank, and work as trustship Receive after the instruction that the default bank sends, the fund is transferred to second trustship from the first trustship account Account, the instruction is used to represent that the bill in the first trustship account is withdrawn by the target transaction bank, and described The fund consistent with the transaction value is stored in first trustship account;And for receiving the instruction of withdrawing deposit of transaction initiator, And the fund is transferred to the bank account of the transaction initiator according to the instruction of withdrawing deposit from the second trustship account.
7. the bill according to claim 6 based on instant agreed-upon price pattern directly pastes system, it is characterised in that the agreed-upon price mould Block is specifically included:
First generation unit, for generating transaction event, and according to transaction event and the generation of at least one described trading object the One request for quote event, the first request for quote event includes corresponding first bid price of transaction initiator and at least one Trading object;
Release unit, for the first request for quote event to be sent into the corresponding client of each trading object by server End, and the second request for quote event returned by the server is obtained, the second request for quote event includes transaction pair As corresponding second bid price;
Second generation unit, for generating the first new request for quote event according to second bid price, and by described The first new request for quote event is sent to the corresponding client of each trading object by release unit, and described new first Request for quote event includes amended first bid price;
3rd generation unit, for when reaching default agreed-upon price termination condition with any trading object, terminating bargaining process simultaneously Generate target transaction bank and corresponding transaction value.
8. the bill according to claim 7 based on instant agreed-upon price pattern directly pastes system, it is characterised in that the agreed-upon price knot Beam condition includes:Reach default transaction limiting time, corresponding first bid price of transaction initiator and any trading object Corresponding second bid price is reached an agreement, transaction initiator actively terminates to negotiate a price and enters process of completing a business transaction and trading object actively Terminate to negotiate a price and enter and complete a business transaction process.
9. system is directly pasted according to any described bill based on instant agreed-upon price pattern of claim 6~8, it is characterised in that institute The first acquisition module is stated specifically for obtaining the bank account of transaction initiator's input and the draft bank of bill to be transacted, and verifies institute Whether true bank account is stated, if so, the second acquisition module is then driven, if it is not, flow of then closing the trade.
10. the bill according to claim 9 based on instant agreed-upon price pattern directly pastes system, it is characterised in that described second Acquisition module is manually entered specifically for obtaining at least one trading object according to default trading object list or obtaining user At least one trading object, and the trading object being manually entered is added to default white list list.
CN201710138710.4A 2017-03-09 2017-03-09 A kind of bill based on instant agreed-upon price pattern directly pastes method and system Pending CN106991604A (en)

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Cited By (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN113204946A (en) * 2021-04-28 2021-08-03 万翼科技有限公司 Data control method, device, equipment and storage medium

Cited By (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN113204946A (en) * 2021-04-28 2021-08-03 万翼科技有限公司 Data control method, device, equipment and storage medium
CN113204946B (en) * 2021-04-28 2024-03-12 万翼科技有限公司 Data control method, device, equipment and storage medium

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Application publication date: 20170728